well it's amazing the job you do with classic rock we mentioned the cranberries the band is a big fan of the show delores reardan we lost to my mission is simple, to make you money i'm here to level the playing field for all investors. there's always a bull market somewhere, and i promise to help you find it. "mad money" starts now hey, i'm cramer. welcome to "mad money. welcome to cramerica i'm just trying to make you some money. my job is not just to entertain but to coach and to call you so call me at 1-800-743-cnbc or tweet me @jimcramer. we call then "up" stocks

the ones that go up all the time and barely ever go down on rare occasion when there's a marketwide pullback like we had this morning s&p edging up, nasdaq gaining 3.7% from a very ugly opening. you have to buy these up stocks. >> buy, buy, buy, buy, buy >> hanover fist. in a market like this one that has a hard time staying down to begin with, even with a weak jobs number or a president that seems determined to overturn the election, he's not going anywhere, the up stocks just won't quit back at my hedge fund where i compounded 14% for 14 years i'd sit down with my staff and say, okay, give me your best stocks, the up stocks, the ones that never seem to go down. i want the unstoppable ones. i don't even want to know what they do, i just want them -- the staff would be incredulous there would always be a young

whipper snapper saying, what's an up stock? that's not our usual methodology. i adopted a no more mr. nice guy attitude, like i'd ever been nice so i just demanded they give me their up stocks or go home and don't let the door hit you on the way out. once i got that up stock list, i bought deep in the money options out until january that mimic the common stocks with more upside bench. if the stocks soared, i might sell it, and if it fell down, i'd cover the common stack and let it run again that was my go-to tactic what about the strategy? why would i go all-in on these up stocks late in november year after year after year? simple because we're now rounding the corner on the end of 2020, and at this point the market's already decided what will be the year's big winners yep, ladies and gentlemen, they've been anointed.

money managers pile into these up stocks show their investors how smart they are when they have to reveal their holdings at the end of the year, at this point nobody wants to sell the winners because what's the point? why dump something with an aura of invincibility why not buy it and buy more of it if it ever pulls back and, sure, you buy the stocks up in late november you buy the up stocks up because wall street has a herd mentality and you want the herd working for you, not against you. every year i'd explain this to my clients i'd give them the up stocks pitch, and i'd tell them the ones that we were buying, i'd say, listen, i think they're up stocks, you should go buy them i'd always treat my investors as geniuses and always give them the up stock list. everybody wanted to know what the up stock list was. so you know what i'm going to treat you the same way. i'm going to give you the up stock list, the ten stocks you

have to buy or bet on for a year-end rally don't buy all at once. feel free to use deep in the money call options although it's more risky than buying a common stock. either way, i expect these ten up stock winners to keep winning as we approach the end of the bizarre year that was 2020 why don't we start with the less own truce names, okay? let's start with square. yeah, square, the payment technology company i know this small business using the square platform is hurting it's why i want another stimulus package so badly this company doesn't just make a little dongle that turns your phone into a credit card reader. they have cashapp that competes with paypal's venmo. and cashapp takes bitcoin, yes, bitcoin, which is once again unstoppable. consider the title of this piece

of research that came out this very morning "square, why not, 300? right now the stock's at 191 this thing has been anointed nine ways until sunday this thing's a winner, and at this point in the year winners keep winning second similar story, paypal hey, if you love cashapp, you'll also love venmo, which also takes bitcoin. made itself essential to the contactless economy. i think it can keep running. another bitcoin derivative stock. hey, crazy year. third, yeah, i mean, come on, tesla. this one's got so much momentum even a soviet t-34 tank couldn't stop it going higher tesla got bigger than ford, gm, toyota, fiat-chrysler combined people stopped fretting about

that valuation fourth is roku, the cord-cutting kingpin. roku makes it possible to stream video directly to your tv. the company's been putting up some great numbers, but this is a case where young investors, robin hoodies, find something they love and buy it and buy it some more. every time roku pulls back, you notice they buy even more. as long as people keep cutting the cord, this will keep working. amazon, before you dismiss this as a stay at home stock before the vaccine cavalry arrives, i beg you to reconsider. covid-19 is the ultimate storm with new infections surging, forcing states to roll out more and more restrictions. i think this has got more and more upside. share buyers crave this one. 6 up service now. yes, ever since beau mcdermott

took over as the ceo, the stock's been a total horse this amore firphous cloud-based technology play. it's a great company but you know what? it's an even better stock. seven, cramer fav, okta. i joke it's always the first stock to turn up in a nasdaq rally, but that's true, it is. okta is your passport to the web. their software handles your login and credentials. don't be missed by the boyish looks of the ceo todd mckinnon he's just like liam neeson in the movie "taken," a man with a particular set of skills who is a nightmare for his competitors. ring, i met him when the stock was 70 a video conference kicker that competes with zoom this stock has been a juggernaut ever since it partnered with at&t ring central now asks better than the stock of zoom video

i always say don't mess with the zoe, vlad "the impaler." yes, the software company that helps app developers keep in touch withtheir customers like when lyft sends you a text, it's really twillio it's a way for users to push info to their user base. it's the future. this new up stock is called target when you see a stock rally hard on earnings and then even harder the next day, that's how you know it's been anointed. some retailers had great brick and mortar numbers others had great targeted numbers. target had both. i hope it keeps climbing some say it may be too soon to anoint target, maybe i should pick palo alto or shopify or adobe or lululemon but there is no such thing as too soon when you're dealing with anointed leaders in late november the bottom line is i won't say

these stocks will keep running forever, hardly, but at this point of the year, hedge founds crowd into the biggest winner, which is why we always bought them in my old hedge fund because they tend to keep winning and winning and winning until there is a brand-new year. up stocks. leandro in massachusetts leandro? >> caller: hey, jim. thanks for being a mentor for many and a shout-out to our cannibis infrastructure flicker lighter coming to this century near you my question is also about cannibis innovative industrial properties, iitr, up 2% today. just curious, jim, what do you think the future holds for this once the biden admin is in and why is their overall trade volume low >> well, i mean, look, we like this stock we did a cannibis piece the other day and said that it was a good place to be you know, look, there is obviously -- the real estate investment trusts don't have a

lot of growth right now. that one's okay. i'm not jumping up and down about it, though how about we go to dustin in california hey, dustin. >> caller: hey, jim, i bought the dip back in march and i'm wondering is it time to walk away over what we learned over the past couple of weeks or do you think we'll see the pre-covid prices come back >> i think you ought to scale out of fang, okay? i'm recommending chevron with mike worth, who finally didn't want to drill up there with the polar bears, and i'm recommending pioneer and nat those are the only two that get my blessings, but they do get my blessings. i'm okay with them the up stocks, they just won't quit i think they're great trades into the end of the year yes, the up stocks presented to you by "mad money. i'm sitting down with the new netflix star, the container store. don't miss my exclusive with its ceo. find out why demand is surging

how is robin hood's rise impacting the overall market big. i'm going straight to the force and talking to the trading floor's ceo. i'm going to sit down with the new co-ceos in neil burberry and chano fernandez. crunched the numbers and the numbers are not hard to figure out. stay with cramer don't miss a second of "mad money. follow @jimcramer on twitter have a question? tweet cramer, #madtweets send jim an email to madmoney@cnbc.com. or give us a call at 1-800-743-cnbc miss something head to madmoney.cnbc.com. this was an unexpected bill not covered by my health insurance.

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but the hard goods economy, oh, it's on fire just like at the container store, the storage and organization retailer with a stock that hasn't exactly been a great long-term performer, but, oh, boy, is it having a good year in 2020 when the container store first hit, the container store stock plunged to $1.80 and spent months bouncing around in the single digits. yet in the last three months, it surged to $10 and changed. how did they do it they collaborated with a show on netflix called "get organized. we learned this show drove a ton of traffic it's a pretty cool show. that's how the company was able to post a massive top and line beat their best ever. oh, and they've got another big partnership with neatness expert mar marie c marie kondo. it's cheap for 13 times earnings

and another big endorser coming on next year don't take it from me. let's take it from melissa wrigrife the chairman and ceo >> nice to be with you today. >> melissa, it's exciting to have you on. why? because i have kids in their 20s. i have a daughter who just -- she said i can't believe you have her on. tell her she is the mecca of organization and they watch your -- these shows and they think the container store is what's behind you. now, when it started and we first programmed -- when we first profiled the store, it was very different so if you can, because it's your first time on, give us a little bit of the arc of how the container store's changed. >> wow, well, jim, first of all, thank you daughter i'm glad she is crazy about our brand. yeah, it's been an interesting and challenging and rewarding four years, to say the least but i tell you, we're doing great and i'm so proud of our organization and what we've

accomplished, jim, over the last four years i mean, when i accepted this role, you know, the first thing we did was got the company leadership team together and we said, okay, we are going to -- it's really not transform the company or the brand, but we're going to look at every single area of the business strategically, tactically, nothing's off the table. we're going to talk about everything and we're going to put together a strategic plan, which we did, and we have been executing against that plan for the past four years. and, you know, jim, q2 was wildly successful, but it's really -- it's the combination of the last four years of really our entire organization, just really focussing on the same thing and transparent communication. and i'm just delighted and i'm very, very proud, but we have a lot left to do. >> all right well, the great marvin ellison at lowe's tells me your home has now become your home entertainment center, it's

become your office and it's become your school i imagine every one of those the container store can play a role in. >> right no, you know, our home is more than a retreat now i mean, it's a classroom, gym. it's a daycare, as marvin said you know, it's everything. it's an office and we are perfectly positioned to help our customers with all areas of our home. i mean, that's -- that's our purpose, is to help our customers accomplish their projects and, you know, maximize the space in their home and make the most of their home and so, you know, we've got all the goods and services to do that and we can do it, you know, in-store, as long as our stores remain open. we can do it online. we can do it virtually we can do curbside click and pick up, which is one of the services we were first, i'm proud of, to offer years ago when we had to close our stores, we were able to refine that and turn on a dime for the click and pick up, which has been great to service our customers that way.

>> talk to me about servicing them, these two concepts when it comes to your company, tidying and clutter. busting the clutter. now, this marie kondo, we have a dumpster in front of our house we're getting rid of stuff her name keeps coming up i google her and i realize she allows you to take charge of yourself, mean your house, and she's going to be with you as in a partnership? >> she is. i mean, we have been, you know, this is one of our initiatives four years ago, was to really strategically look to partnering with home brands like ourselves. that's one of the things that we've done great over the years, is build our brand, i think, anyway so to partner with the home gals, joanna and kailea that we love launched that in 2018. and now marie kondo. she's the one and only marie

kondo. she's the tidy expert and we're delighted to partner and launch this collection in january of 2021 she is about tidying up and about keeping things that spark joy, but she's not saying that you throw everything out she's saying you keep the things that spark joy, and this collection, this co-branded exclusive collection that will be launching some time in january with marie is about -- i think it's about 138 skus, jim. >> wow. >> it will be in stores and it will be online and we just hope to continue to nurture and grow all of our partnerships we're just open to anything that makes sense, and to make it a mutually beneficial relationship that's one of our foundation principles and i really believe that, you know, that's the way to do business. >> in that sense, you really do want to give some same-store sales if you start having them, right? she's a very powerful endorser let me ask you one thing that i did discuss. my daughter told me to ask you my kids are never wrong.

she said you got to ask her how she's moving from plastic to bamboo and other things. my daughter says there's too much plachstic still i know that she's aware of this. find out what she's gonna do. >> it's a really good question it's a question that we've been, you know, asked to the last 42 years, ever since we really started the company. and, you know, plastic, i mean, look behind me, you can see the home edit -- some of the home edit products. and marie kondo, that collection has got a lot of bamboo, it's got a lot office ceramic, so we tried to be conscious and do the very best we can it's not easy because plastic is plastic and it's very functional and it's very affordable, but we really try to look for sustainable products and i think marie kondo, as well as some of the home edit is going in that direction. >> finally, what's the biggest sellers in a quarantine, if you think you have it? what do people buy

>> well, first of all, i mean, we absolutely have seen customers become so much more excited about doing it themselves and our closets, our kitchen, our storage, our bath, our office, those are some of the big, big categories. and, again, the really cool thing is our best-selling product, which is elfa, bought the company in '99 it's over 25% of our business. you can do that yourself install your own closet or pantry or garage, or, again, we have an installer network that we can do it for them if customers want us to come in their homes. many of them still do. the kitchen, the office, the close, all of those are incredibly popular and we're able to service them, again, online or in-store or curbside or virtual. >> you taught me a great deal. when people heard that you were on, they were so excited my makeup person, she goes, you got to tell her that i find that when i go there that i have many

things that i don't need that i buy, and then i see things that it turned out i needed all along that i didn't have and that's -- >> well, there you go. >> that's the prescription for success when you get people who come in and they didn't know that they needed it and it's there and they buy it. melissa reiff, chairwoman, president and ceo of the container store. great to meet you. >> hey, nice to meet you, jim. hope to meet you in person. >> oh, i hope so, too. the symbol's tcs. guys, when you have a show coming up that's like the one that they have, it is and they already have one already you kind of -- you kind of got to buy it. i mean, i know you may not know the container store. we know it very, very well i just remember what my daughter said, it's the mecca of organization "mad money's" back after the break. next, the cdc's new warning for thanksgiving and will new jersey lock down next? i'll ask the governor live. plus, need a vacation. how about moving to a resort

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for 20 years we've lived under the dictatorship of index fund investing the convention at wisdom told you that picking individual stocks was a mug's game. better put all your loan in a low-cost index fund that mirrors the s&p 500. that's not necessarily bad advice it should be part of your portfolio, but when everyone follows it, individual stock picking becomes a lost art this year individual stock picking has made an incredible comeback and a lot tf is thanks to robin hood that ushered in the age of commission-free trading. brought in millions of new investors, most of whom are young and they've done incredibly well in 2020. in the pandemic crash in march, these investors on average bought, not sold they got great prices and they're here to say it's changed the entire character of the stock market now, we're hearing rumors that robin hood plans to go public, perhaps as soon as the first quarter of next year

no matter, let's check in with vlad, the co-founder and co-ceo of robin hood to see how his company is doing welcome it "mad money." >> thanks for having me back. >> my thesisis , your clients, particularly the young ones, know how to do research. much more compact. got it on their cell phone the fords, the ges, i would find that they did far better than the s&p 500. >> you know, as a company that stands for democratizing finance, it's been really exciting to see more people participating in the markets this year. and i think you're right while people equate being young with day trading, our data doesn't show that. what's been really interesting is i don't know if you've seen this paper from the national bureau of economic research, but it actually found that robin

hood investors acted as a market stabilizing force during the volatility and the crash in march. so i think we're very much in unprecedented times. the way that the market has recovers so quickly from the sharp drop in march, very different than 2008 or any time that i've seen in history that this has happened. >> i agree with you. i was on a panel with the other robin hood, the robin hood foundation, and it was about you, meaning about younger people and doing things, and i thought for sure because they were the heads of three major firms, i thought for sure that they were going to denigrate, right? they said the opposite they said when every single big-time hedge fund manager was armageddon, the younger people came in and bought, the stabilizing factor why an the younger people more scared and panicked and instead thinking long term >> i think a large part of it is the time horizon

people view -- people who are investing for the first time in their 20s or 30s have a very different outlook than people that are maybe a handful of years away from retirement when you're younger, you know that there's decades of compound returns and decades of riding out the ups and downs of the market and so a lot of our customers saw what happened in march as an opportunity to get -- to buy into the great american companies at relatively low multiples. and so you ended up seeing that happening at varying significant scale and providing some of the -- some of the stabilization that you're talking about. >> okay. let's get into it. vlad, i have been teaching that -- i have been trying to teach that point for 35 years. i've almost given up until what happened with your firm and your buyers because i got to tell you, it

was just too hard to tell people to take risk young you've got your whole life ahead of you this is when you do it your people did it i don't know whether they were enticed by zero commissions, the friendliness of robinhood, but something has happened in this country. these people are smarter than we were and are vlad, i'm not kidding. your people are incredibly well-versed in the companies they buy >> yeah, i think that one of the -- one of the notions that -- that sort of refutes some of the public discussion about robinhood is the fact that people are buy and large depositing funds and buying companies long term. we've seen an increase in buying activity, which i talked a little bit about when i came on your show last time. and with recent products that we've rolled out, like fractional shares. >> yes. >> which we're very excited

about. and actually more recently, recurring investments which lets you put in a schedule and buy into a stock or an etw on a weekly basis, biweekly, monthly. it makes it easier to make these first-time investors into long-term investors and give them some of the ability to invest for the long term using individual stocks in a way that's accessible. and wouldn't have been possible just a couple of years ago. >> absolutely. you're so right. okay so now, of course, i read the stories. i know you're planning to come public often a difficult thing for you to talk about at this time but can i make a suggestion? >> sure. >> can you find a way to get your clients some stock? can you put away some stock for people who have accounts at robin it robinhood? >> it's a great suggestion and it's certainly not lost upon us that there's interest in our clients and the self-referential

nature of having robinhood on robin it's hood f robinhood is going to be interesting for our customers. we're well-capitalized we think there is a huge growth opportunity ahead of us and we really want to serve our customers and be the money app on their smartphones, so we're very excited about it. >> but you can't -- i'm presuming you are going to come public and it's just something that -- you can say, jim, you know i can't really talk about that right now go ahead you can do that. >> sure. okay >> all right well, look, you can't really talk about it right now, but i've got to tell you, you have revolutionized things, and you should know that there are whole groups of people in the industry on wall street that think that the robinhood investors are investors who are so much smarter than they were at that age and that we ought to cut them a break because they turned out to be rushing. they rushed to the fire and it turned out to be incredibly lucrative for them

now they have a lot of great basis from companies from ford to ge, amazon and alphabet. well done, vlad. >> thank you. >> he's the co-founder and co-ceo of robinhood. and, yes, they're supposed to bring a company public it's like fight club the first rule of fight club is you can't talk about it. "mad money's" back after the break. coming up, cramer's always hard at work. after the break, he sets his sights on the earnings report in the cloud. the top brass at work day join "mad money" when we return before we talk about tax-smart investing, what's new?

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welcome to off-cycle earning

season we hear from some of our favorite cloud software company names. many great companies at a cross roads. they had a great year, but don't know if they can keep it up in 2021 when there is a vaccine and they workers go back to the office takewo ta take workday spent the last month trading sideways solid numbers, a nice top and bottom line beat coupled with better than expected guidance for the next quarter is it enough to breed new life into the thing already up 40% when people are starting to say to me, i don't know if we want to be in these things? i think it might be. let's take a closer look with the co-founder and co-ceo of workday. to get a better sense of the quarter, gentlemen, welcome to "mad money." >> thank you, jim. >> all right

>> thank you, jim. >> neil, let's start with you just because it looks like another magnificent quarter. and i have to ask, how are you able to sell complicated, complicated programs like in finance, like in capital management, through zoom >> well, first of all, i hope everyone out there is healthy and safe in what continues to be a very challenging environment so my best to everybody who's watching today you know, i'd attribute it to two things you know, number one, we've got a great sales team and he can talk about what the sales team does to sell over zoom and number two, you know, with the number of customers we have, over 3,000 hr and now over 1,000 finance, talk to our customers and get a good sense how workday helps in their settings. >> all right so why don't you give me a sense

of some of the bigger wins, if you can, and tell me whether they were wins -- for which side, human capital, finance or both. >> thank you, jim. we had a great quarter as you saw in the results, and we had some great wins across the board from a geographical and a solutions perspective. from the financials area, we have wins like thrift, a fortune 500 company. among others, we had the state of washington and, you know, as well in the human capital management area, we have companies like novartis and companies within the united nations. those are just some of the ones that we have won this quarter. but think it's not only about bringing customers, jim, it's bringing customers successfully live and we're happy that even during this period we got customers like walmart with 1.7 million employees live

companies like ge or u.p.s., among others it's been a really great quarter for us. >> you know, when i hear these logos, i know they belonged to others beforehand. these are not logos of companies that just woke up and said, you know, we got to go on the cloud. what is the selling proposition, particularly in an era when many of these companies, i know them, have a lot of people working at home they're not at the office. >> well, you know, in some ways the pandemic and the economic and social crises that we're facing altogether have actually been drivers for change. companies are having to plan rapidly. they're having to change their business processes there are retailers that are going from in-store to curbside pick-up and they need flexible, agile systems, and that's what you get with the cloud, that's what you get with workday. so this concept of digital acceleration, actually, i think, is picking up steam during the

pandemic in particular in the hr world, and it's beginning to happen in the finance world as well. people just cannot survive this environment with the legacy systems. >> all right we have a company like walmart, i think gone from being a company that really didn't understand technology to, frankly, i think, the most technologically save a technologically savvy retailer there. is what can you do to help them that they wouldn't know already. >> what we do, jim, is give them mission critical resources, help them to engage better, understand their talent, get insights on how to provide a better employee experience and improve that feeling and, you know, lately and most importantly, we want to help them out to get to go back to safely, their employees back to the office, back to work, right? which is very critical right now in these times. >> yeah, i think they need your help badly i was surprised to you see have more than -- neil, you can

answer this. you now have more than 1,000 finance customers. i remember when you went into that vertical and people felt you could not move your -- could not crack it remember i got calls, yeah, sure, he's into financial that's a lot of customers. >> well, and i -- >> go ahead. neil, can you answer that one? >> yeah, i was just going to say that, you know, it's an exciting moment to get the 1,000 customers, but equally proud of the fact that companies like progressive went live this quarter. you know, so we're showing that a fortune 500 company can be very successful in the cloud with finance as well and fifth third bank joining as a new fortune 500 finance customer, we're starting to see that trend move from the medium enterprise into truly the fortune 500 accounts so it's an exciting time for us on a finance side. >> all right are there customers who call you now and say, look, we're actually in trouble?

and if you forgive us now, we will be great later? and i'm thinking about universities you have such a great university business, but i know that endowments are coming down i know that the schools are faced with the first -- think the worst challenge they've ever had. maybe even worse than world war ii what do you say to a customer that you know is going to be a great customer who right now is hurting? >> you know, jim, we're seeing great resilience in the higher education and the large educational institutions we're seeing continued progress, in terms of moving forward with the projects at a great pace and, jim, we're seeing growth in that segment of the market and we are cautiously optimistic that hopefully we can continue with that growth next year so when we're delivering these mission-critical applications to help them manage their finance and human resource, but also heavily investing in the student, which is really a backbone solution, not only for the students but for the faculty, to help them manage

missions, enrollment and financial aid, it becomes critical and really essential to supporting and navigating through these difficult times. >> akneethat comes back to that notion that we are at a moment of change. in a moment of change, if you decide you want to save money, you can actually do it if you decide you want to go to the cloud because you can convince trustees, board members that have been waiting for this, that they can do it. you can take advantage of it and go to work day now. >> yeah, you've seen, you know, new wins in the houff on university side, like university of central florida many go live in the higher education space. we can save these universities money, modernize their symptoms, give their students a much better experience. and given the history we have over the years we've been selling and engaging with customers, our real driver is customer success as a company. and we can get companies like on

hr in six months and finance seven to eight months. some projects are longer because they want them to be, for, you know, for more design, but if you can get people live that quickly, they can see it -- they can see through the challenging budget environment they have to get to a better place. >> well, look, it struck me -- a lot of people were -- now i think can start saying this is a bit of a reopening stock it's not just a company that does well in the close, it's also great in the reopening. that is an amazing quarter you had. i want to thank the co-ceo of workday, first time on and old colleague, congratulations, gentlemen great job. great quarter. and "mad money's" back after the break. next, the cdc's new warning for thanksgiving and will new jersey lock down next? i'll ask the governor live. plus, need a vacation? how about moving to a resort >> the facts, the truth, "the

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lightning round is sponsored by td ameritrade booyah, cramer longtime fan, first-time caller. >> jim, big-time fan, longtime viewer. >> want to thank you very much for everything you do. you've educated millions of people. >> i just want to thank you all that you do for the millennial investor. >> thanks for all your guidance through the years. you always talk about best in breed. thank wyou, jim, for your years of hard work. >> glad to give a remind tore all the listeners, please, please, please, wear your masks. it is time, it's time for "the lightning round." >>buy, buy, buy, buy, buy. >> sell, sell, sell, sell, sell.

>> buy, buy, buy. >> and then the lightning round is over. are you ready? eve in texas eve? eve? >> caller: hello >> eve >> caller: hello. >> hey, eve, how are you doing. >> caller: i'm good, cramer, how are you? >> i'm not bad thank you for asking what's going on. workhorse has got that momentum that i see periodically. i think workhorse is really a show horse, but it's connected with lordstown look, it is basically a technology company that builds high-performance electric vehicles and people love that so much i'm not going to get in their way anymore. i'm too jaded. go ahead buy workhorse, all right there, i said it all right. let's go to rachel in texas. rachel >> caller: hey, jim. rachel calling in from the great state of states.

howdy and booyah. >> thank you sorry about all your football teams. >> caller: no worries. so my question is on ticker peix -- >> no, too speculative come on, i mean, look, a low-carbon ethanol, we follow the hydrogen stocks. you know that because i like plug plug is on a big move. i'm not into an ethanol-based economy. buy gear how about we go to kevin in illinois kevin? >> caller: booyah, jim first-time caller, longtime listener. >> all right. >> caller: frequency therapeutics. >> very speculative play, but i think it can be the speculative one in your portfolio. i have no problem with that. kevin in new york. >> caller: booyah, jim how's it going shout out to my band space bacon. i have a stock for you rxp. >> no, they missed too many quarters look, if i want storage in

space, i got so many different technology companies in my head that i think are better than this one buy cisco. cisco just had a great quarter why not go out and buy some cisco? and that, ladies and gentlemen, concludes "the lightning round". "the lightning round" is sponsored by td ameritrade what do you look for when you trade? i want free access to research. yep, td ameritrade's got that. free access to every platform. mhm, yeah, that too. i don't want any trade minimums. yeah, i totally agree, they don't have any of those. i want to know what i'm paying upfront. yes, absolutely. do you just say yes to everything? hm. well i say no to kale. mm. yeah, they say if you blanch it it's better, but that seems like a lot of work. now offering zero commissions on online trades. we charge you less so you have more to invest. ♪

if you didn't know any better, you'd think everything was going great, based on the conference calls to the major retailers. other than discussions about how they keep their employees safe, they make it sound like there's nothing really wrong out there at all no out of control pandemic that is making people hunker down and hide out why? because consumers are spending at some places like there's no tomorrow the same-door sales from home depot, lowe's, target and costco, extraordinary. so is william sonoma, reported after the bell tonight, 24% same-store, looking for 11 yet, at the same time, people are aggressively paying down their credit card debt $10 billion worth in the third quarter paid down after $76 billion pay down in the first half bankruptcies are at historic lows foreclosures have plummeted. it is hard to believe that we had 742,000 new jobless claims last week. how is all of this possible? i can tell you a few of these retail executives understand what's happening they're proud of how they're

doing, they should be. they figured they'd be in worse shape than 7% unemployment with no stimulus. a riddle wrapped a mystery inside an enigma i've got a theory. it's not like america is spending like a nation of drunken sailors, in fact, it's the opposite people are wisely purchasing everything they need to make their home into a school, an office and an entertainment center they're buying all the hardware that enables the contactless economy. including cars which are essential if you're moving from the city to the suburbs. as so many people are. what's driving this? first of all, people are afraid. no one wants to talk about that, believe me, but they're afraid it t it's not that there's nothing to do, millions of people are hoping they don't get it not with more than 160,000 new covid cases yesterday. why? what happens here. hunkering down, well, is expensive if you're going to

make it nice fortunately, we can afford it. why? brings me to point number two. back before the pandemic, we used to spend a huge chunk of our disposable income on stuff you really can't do anymore, going out to dinner, hitting up a good bar, going to movies with $5 popcorn remember those days? these days wire stuck at home and turns out staying at home is a great way to save money. put on netflix it's not just these normal day-to-day expenses, americans, they just love their vacations we're a vacation -- that's really one of our major businesses between the plane tickets and the hotel, going to the beach for a week, it can cost you a fortune. i'm always telling you that we're a service economy not a manufacturing economy. all these services are far from cheap. when you add it all up, we end up with a weird situation where as long as you still have a job, you're doing fine financially because there's nothing to spend your money on. you're afraid to go out. i think it's just, frankly, a defining moment for our country. we've become a nation of forced savers

which brings me back to the big retailers. they're making fortunes because buying real stuff is all we have left can't go out can't go on vacation you can remodel and get a better tv, though and it makes the current situation more bearable, which is a lot cheaper than going away somewhere. for me, the mystery is what do we do when we're all vaccinated and everything reopens will we seamlessly go back to normal will we still be willing to shell out for a pro game that costs $300 a night, swanky dinner and two bottles of wine or a trip to disney for 5 grand. i wonder if we won't simply stay home, save the big spending for rarer occasions, weddings, that kind of thing. in short, maybe we'll end up like our parents or grandparent, permanently scarred by the great depression to being cheapskate savers we may go the other way. we may look for any excuse to go out because we just lived

through a plague and know this stuff can be taken away at any moment either way, we know that nothing is going to be the same after the lost year of 2020. i like to say there's always a bull market somewhere and i promise to try to find it just for you right here on r you here on "mad money." i'm jim cramer i will see you tomorrow. "the news with shepard smith" starts now. >> i'm shepard smith on cnbc, and this is "the news. >> wear a mask when you are out in public and reduce the contact. >> cdc is recommending against travel during the thanksgiving period. >> joint call to action. stay home. save lives the cdc and governors across the country pleading with all of us, make a sacrifice this thanksgiving. >> an ominous sign of what may be to come for the broader economy. not in school skrk learning from home. tonight, how the trend back to virtual learning could hurt th