i tell mike what i can spend. i do my best to make that work. we're driving safely. and sue saved money on brakes. now that's personal pricing. listen to this story. a walmart cusser in lawrence, kansas spot two young children in the s vuchlt in the parking lot. kids were tied up and blindfolded. customer called 911. police say the father tried to

get in the car and they spotted three more kids inside. the parents were in court thursday on child abuse and endangerment charges. the children now in protective custody. i'll have more headlines at the top of the hour. "your bottom line" starts right now. the future of your health care is at stake, will the supreme court strike down president obama's landmark health care reform law? good morning, i'm christine romans. the u.s. supreme court will announce its ruling but the public has spoken. a recent poll found 43% of americans say they're in favor of the health care law. 51% of americans say they oppose it. important to point out of those who oppose it, two-thirds say it's too liberal, the rest say they think the law should go further. the issue before the supreme court is not is it a good law, but is it constitutional? there are several possible outcomes. the court could strike down the law entirely or just a single provision in the law, it could

also uphold the law entirely. this is politics, law and your health care all rolled newspaper one which is why i want to bring in cnn's chief medical correspondent dr. sanjay gupta and contributor will cain. sonja is a doctor. let's start with you. the sticking point for conservatives is this individual insurance mandate, saying that most americans have to purchase health care. but some of the other provisions of this bill have gained wider appeal. i mean including, what, coverage for people with preexisting conditions, lower prescription drug prices for seniors, letting kids stay on parents' policies longer. sanjay, what if the individual mandate is struck down? >> it is the most contentious part of the whole thing no question. from a pragmatic standpoint, i think the concern is that they all sort of are built on each other a bit. the individual mandate means more people will be putting money into the health care system and more people buying

health care insurance. if you can afford it, you to buy it. if you don't have extra money coming in it's hard to make the other things you just mentioned work, including this idea of not discriminating against people based on preexisting conditions. >> even children. >> even children. people who say look we'll keep those things in effect but it's very hard because the money's not there. as you have talked about, governor romney had a mandate in his state of massachusetts when he was governor and i've asked him about this specifically, he says, look, i'd like to keep if possible for people who have preexisting conditions to get health care insurance. he still wants that. the problem is left to its undevices the costs of buying an insurance plan if you're sick will be prohibitively high. >> will, what do you think the odds are that this thing is struck down? you've been saying for a while you felt like it didn't look like a slam dunk, this was going to remain law? >> yeah, as far as individual

mandates are concerns, the fact that the whole law's entirely built upon that individual mandate and as far as that particular provision, i think it's probably going to be struck down. it's a narrow decision, i think 5-4. i think that will be struck down. what that does to the entire law and if the court throws out the entire law, i don't know what the effects are in the health care market from that point forward. >> what does it mean for republicans? republicans have been lobbying for this and they'll be able to do a victory dance, right. >> they must be held to the standard, it is repeal and replace. if they don't repeal it but the supreme court knocks it down they've got to tell us what replace means. >> like make a provision with children with preexisting conditions will abable to get health -- >> ideologically conversations would say that you want to build a health care mark consumer oriented, buying insurance across state lines. and some provisions like that. but now they're saying that they like some of the provisions in obama care, such as keeping children on the insurance until 26. if we call people children at that age. and, yeah, embracing the concept

of preexisting conditions. so they had given lip service to liking aspects of obama care. it will be interesting if those are attempted to be maintained. >> 50 million americans are without health insurance right now and the congressional budget office says 30 million americans would get coverage under this law. what happens to the uninsured if the law's overturned? >> well you, know, it's interesting, it's a very -- it's very difficult. people become sicker before they access the health care system. maybe they visit a hospital, through the emergency room but come in much sicker. what happen is interesting, christine, you put up numbers in terps of favorabilty and unfavor ability, people think i'm insured, this isn't an shurner issue, it's a nuance i'm not in favor of. not having more people insured does affect them. it affects their premiums, their communities, other hops where they're getting care. this law affects everybody. and i think people who have their insurance right now haven't been that interested in.

we need to pay apensittention. >> people who have insurance, there will be ramifications. if you have a kid who is 23 coming out of college and you thought that person was going to stay on your insurance for three more years that part of the law could be struck down. if you've got a child with a preexisting medical condition, people who have insurance right now there are a the of provisions that would affect them. >> we've talked to the big insurance providers about that very issue. you're right. from a legal standpoint if the law is struck down they won't be mandated to do that. some of the health care provideers will still do it, they say we will allow parents, for example to keep their children on their plans until age 26. some say we will not get rid of the preexisting discrimination clause -- >> they're not sure -- for children they're not sure about the preexisting conditions for children. you haven't seen the insurance companies come out together on that one, have you? >> no. even on the or one they haven't come out together. big providers making their own determine nations at this point. one other thing, though, just in terms of the individual mandate,

and will knows this as well as anyone, ideological as it has become the origins of the individual mandate came from the heritage foundation. this is a plan that's been around since 1989. this was the republican's alternative to health care in the late '80s. makes for strange bedfellows sometimes. >> we don't know what the supreme court will decide but you've got a show coming up later. >> we're going to talk about this. i'm going to interview -- i've interviewed governor romney in the past i'm interviewing his top health cared a adviser. a series, surrogacy sisters this idea that a woman is no longer able to have any more children, so her sister-in-law actually stepped in as a surrogate. her husband's sister stepped in as a surrogate. how that all comes together, we're tracing their whole journey, christine, from the beginning to the delivery of the baby. >> can't wait. sounds like a lot of fun. thanks so much.

sanjay gupta, will cain. 13 million americans unemployed and companies insist they can't fill the openings they have. are american workers really that bad or are companies too lazy to train them or pay them more? that's next.an m e a bidifferenc. like how a little oil from here can be such a big thing in an old friend's life. purina one discovered that by blending enhanced botanical oils into our food, we can help brighten an old dog's mind so he's up to his old tricks. with this kind of thinking going into our food, imagine all the goodness that can come out of it. just one way we're making the world a better place... one pet at a time. vibrant maturity. from purina one smartblend. a body at rest tends to stay at rest... while a body in motion tends to stay in motion. staying active can actually ease arthritis symptoms. but if you have arthritis, staying active can be difficult. prescription celebrex can help relieve arthritis pain so your body can stay in motion. because just one 200mg celebrex a day

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bo tomorrow has fallen out of the middle class. between 2007 and 2010 american families lost nearly 40% of net worth. the crash erased 18 years worth of savings and investment for the typical family. the value of your home cratered and 13 million people are unemployed and looking for work. and if that's not bad enough, american business leaders say, they can't find workers with the right skills. wait a minute. we've 13 million people out of work and companies say, they can't find enough workers. economics 101 says if you can't find workers you pay more. but wages are flat or going down. steven moore an editorial writer with the "wall street journal," bob herbert, a distinguished senior fellow. you're not buying it. >> no. two operate issues, employers unable to find qualified workers and the much larger problem of

all of the unemployed in this country. if you have trouble finding workers in your company you pay higher wages as far as i'm concerns. if wages get high enough you'll be deluged with applicants. >> what about training in? train workers yourself. >> on the job training, that's been the way of corporate workers in this country since the beginning of the industrial revolution it seems to me. >> it's chelear there are slor r shortages of elite workers. listen to what facebook's chief operating officer told the president earlier this year. >> every company i know, my own included, we're desperately trying to hire for people but it has to be people who have technical skills to meet the jobs we need and it gets harder and harder to find them. >> all sorts of industries are complaining they can't find qualified workers. a manpower group surveys says

employs are report shortages in accounting and finance, sales reps, i.t. staff, engineering and the hardest job to fill, skilled trades, plumbers, electricians and carpenters. why not pay more or do more on the job training to fill those jobs? a big group of people looking for work. >> look, i total will agree the best job training is on the job training and that's why getting people back into the workforce is the most important thing we can do right now to get people to have more skills and, by the way, higher wages. christine, when you ask the question why aren't these employers paying higher wages to get skilled workers the problem is that the pool of people they're trying to -- they're picking from just don't have the basic skills. partly this is a failure of our education system over the last 30 years, partly it's a question of whether we're properly getting our kids ready for the workforce. for example, you mentions -- where i live you can't get a plumber, you can't get an electrician, you can get a

carpenter. those are the jobs, maybe we need more emphasis, i'd be interested in bob's view on this, on the kind of vocational skills that used to be taught in schools and community colleges that aren't available now to kids. >> unions have traditionally provided training ground for members and workers. maybe unions are a solution to the skills mismatch. >> the problem is one out of -- only about 7% of private sector workers are in unions nowadays. look, the role of union is actually shrinking for the last 30 years. i'm not sure that trend is going to be discontinued. i just think we need more emphasis in schools, even by the way in colleges, you've got kids that are taking courses in gender studies and coming out, after four years, spending $150,000, $200,000 on a college degree and what they've learned is not applicable to the job market. >> i'm not sure how many gender stuy majors there are. >> why is it the obligation of

the public school systems or the colleges to provide workers for specific industries who are having trouble staffing their organizations? >> that's true. >> it seems to me that's a problem of the industries and the companies themselves. >> bob, can i just interrupt you there? it's a good point. i agree with you. what schools should do is just get people knowledgeable and the problem with our schools right knew, when i talk to employers, christine, around the country say a lot of the kids their reading skills, their math skills -- >> and no one disagrees. >> that's, bob, where the schools have failed. >> no one disagrees with than the problem is right now, right now companies need workers and right now workers need jobs. so trying to do a 12-year or 20-year makeover of the public school system we can talk about it hypothetically but it's not going to get people companies connects companies are working

with community companies. employers are concerned about investing a lot of money in workers and suddenly a fast global economy's changing the skills they need. they don't want to invest money in skills that will be obsolete in a year. >> i don't know if bob will like this idea one of the things lower rung of the economic ladder that is impeding people getting going in the economy is the minimum wage. what if we had a training wage for kid under age 25, $5, $6 an hour to get them in the workforce, companies give them skills and then they can earn higher wages as they climb the ladder? >> that's another subsidy for private corporations. >> i knew you wouldn't like that idea. >> i also think it's important, we're overstating this mismatch problem because even if you fill all of the jobs that we're talking about, you would still have an enormous unemployment problem in this country. >> that's true. >> that's one thing. and then the second thing is

when you start talking about employers complaining they don't have enough people with writing skills or reading skills and that sort of thing, the truth of matter is, i've been all over the country interviewing people, there are all kinds of people, college educates, many with advance degrees who cannot find work. the idea that they can't read or they can't write well is just not the case. >> we' have to leave it there. >> maybe they had a degree in engineering they could get a job. my point is they're not getting degrees in the skill-based professions where we need the jobs, bob. that's the problem. >> we discusses this later on in the program. that's a deep tease. people will stick around so we can talk about that again. nice to see both of you. next, we'll hear from legendary investor jim rogers where he's investing his money and what he's carrying around in his pocket. how much? >> gold in my pocket. >> no. let me see. he sure does. yeah, he's got gold in his

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legendary investor jim rogers knows a thing or two about getting rich. he co-founded the quantum fund with legendary investor george soros back in the 1970s, and he made his fortune before he was 40. since then, he's spotted many other opportunities to make money. he says you should trust your own judgment. at the age of 5, he was collecting empty bottles at baseball games instead of playing. i took a walk in central park with him and i asked him, why are you so down on the u.s. right now? >> you should be very worried about 2013. 2014, you should be very, very worried. the stock market's done nothing for 12, 13 years now. we have a lost decade in america. we're going to have another lost decade. next year's going to be bad in the american economy. be very careful. >> what do you buy?

where are you putting your money? >> i'm short stocks, i'm thinking it will go down and i own currencies and i own commodities. >> they say everyone should have a little gold in their portfolio. >> i have a little bit of gold in my pocket. >> how much? no. >> i hope i do. >> let me see. he sure does. i won't keep it, but -- >> i know you won't keep it! i've got witnesses! >> china the answer here? i mean, china's slowing as well. >> china's been trying to slow its economy for three years, rightly so. they got overheated, they had a property bubble. they need to slow down inflation, they need to slow down. china cannot say they've done a great job. the american and european economies together are ten times as big as china. >> right. >> ten times. so even if china booms, if the rest of us have problems, china cannot save us. >> a lot of people think we're looking back on a chapter that will be written in the history where the 19th century belonged to new england, the 20th began to the united states and the 21st belongs to china and the

rising nations. do you think so? >> i have sold my house in new york, i have moved to asia and my girls speak perfect mandarin. what more can i tell you? i'm preparing them for the 21st century by knowing asia and by speaking perfect mandarin. >> so, is china the new land of opportunity or can you still get rich in america? i asked jim rogers that question and i'll have his answer this afternoon at 1:00 p.m. eastern when i join ali velshi for our your money." why teaching your kids to be nerds could pay off, next. clear, huh? my nutritional standards are high. i'm not juice or fancy water, i'm different. i've got nine grams of protein. twist my lid. that's three times more than me! twenty-one vitamins and minerals and zero fat! hmmm. you'll bring a lot to the party. [ all ] yay! [ female announcer ] new ensure clear. nine grams protein. zero fat. twenty-one vitamins and minerals. in blueberry/pomegranate and peach. refreshing nutrition in charge!

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♪ gentlemen! >> it's the nerds. they're back and they're bad! >> they are back. we've really reached into the vault for that one. that's a clip from the 1980s movie "revenge of the nerds 2." and in today's job market, it's all about the nerds. growing up, your parents may have wanted you to be a doctor, a lawyer, a banker, maybe an airline pilot. those were the rock stars, right? but the rock stars of today, science, technology, engineering and math. software engineer ranked as the best job of 2012. this is according to career cast. paying around $90,000 a year. petroleum engineers even averaged six figures, $114,000 a year. call them nerds, but it's cool to have a career that pays. they don't come any cooler than annisa ramirez, scientist and former professor of mechanical engineering at yale university. welcome to the program.

>> thank you for having me. >> annisa, you call yourself a science evangelist. the point here is engaging kids from kindergarten to college to get in to stem fields. how do we do that? >> well, we've got to get them excited about science. as you know, some science classes and math classes just don't capture children's imaginations, so we have to figure out how to do that. so instead of telling children to be a software engineers, ask them, hey, wouldn't you like to be the next zuckerberg? we have to put them in context and get them excited about the careers. >> the 2012 teacher of the year was so interesting. she gets her kids to design an app in first or second grade, right? apps, this is -- you've got to do it right away and do it in something they understand. but we talk about the top jobs in these fields. engineering still in particular still a boys club. 80,000 degrees were handed out in 2011. just 15,000 of those, ainissa, went to women. why aren't women getting more

excited about s.t.e.m., science, technology, engineering and math? is that also happening in the schools? >> it's a sad fact, but it's definitely true. women are about 20% of the bachelors degrees that are coming out in engineering, and there's no gender bias in terms of how people perform in math. that means girls and boys do math just equally as well. the difference is that there aren't any role models. and also, there's a stigma. you know, girls often hear you can't do math. we had a barbie doll at one time that said "math is hard." so there's socialization that causes girls to think that they can't do math and that they lose confidence. but that's the key. we need to have cool role models. and also, girls just go about projects differently. if we had them more collaborative, if there was more hands-on, and also if they thought the projects that they were working on had relevancy, girls would be all over engineering. if you go in and say engineering is your way to change the world, i think that's very different than, you know, than what people usually think is that, you know, i have to suffer through mat