little indication of the cavern beneath my feet. >> there's no warning. >> it is that random and stud and could happen obviously overnight or at any time. >> reporter: it can and it does. with thousands of sink holes opening in florida every year. david mattlingly, cnn. >> incredible and insane. i'll be back in a half hour. fredricka whitfield. meantime, time for "your money." more money, more problems. i am christine romans. hazing isn't limited to frat houses, sometimes part of corporate america. the on-going controversy surrounding richie incognito puts a spotlight on bullying in professional sports. i spent time covering wall street. there's a behavior hardly left in the locker room. in the '80s, oliver stone gave a

glimpse of the wild wall street culture. >> you did good. you get perks, lots and lots of perks. >> lewis? >> yes, sir. >> take care of my friend. >> charlie sheen, some inspired casting. in the upcoming movie "the wolf of wall street" starring leonardo dicaprio will probably capitalize on the obsession with wall street, from wild office parties to throwing away $100 bills. lee walker said it all, may have done it all before walking away. he is the founder of portfolio llc. also joined by former new york giants star tiki barber, has a look at the locker room culture. we found so many parallels between wall street and football. lee, you left and the stories continue to develop out of miami back in 2001, you describe being a wealthy broker, saying it

takes a certain type of person. very few make it, but the ones that do feel like rock stars entitled to behave however they see fit. sounds familiar to the complaints we hear about athletes making it into the headlines for all of the wrong reasons. do you believe the wall street culture has truly changed today or is it a bit underground? >> i think it is more underground. the structure of wall street changed. a lot of reforms have the dot com bust. the financial crisis. back in 2001, we had a huge expansion of dot com bubble. we still had this 1980s culture where everyone is watching wall street and trying to emulate that. i think what the general public needs to understand, when you look at stuff relatively true, like "the wolves much wall street" coming out soon, while a lot of that happened, a lot of that doesn't exist any more, part of it is regulation, and part of it is people had to grow up. that's why i left new york, went to the city to start a family, be a normal human. >> a normal human.

here is what's interesting, tiki. some of the behavior i saw was ending when i first started on wall street, covering wall street. then i see what's happening, reports surfacing about the miami dolphins, what's happening in the locker room, the player, richie incognito, accused of repeatedly bullying his teammate, jonathan martin. i am going to show you this quote so you can see it. look, this is really -- why would any organization want to have somebody working for them that says things like this? >> i think the idea is to create toughness and shared sense of struggle that ultimately makes you more cohesive as a team. that's the old way of thinking about things. i think with the richie incognito, jonathan martin thing it went a bit too far. unlike wall street because there isn't much regulation in locker rooms in the nfl, and a lot of sports, a lot of stuff stays behind closed doors. if there's a problem, it gets

handled indoors. that doesn't happen so much in corporate america. >> it did on wall street, this was behind closed doors in strip clubs for the '80s and '90s or whatever, but tiki, do you think this is the moment for football when people start to say this is a multi -- this is a very big business. labor laws on how to treat people. >> the brand of football means something, a $10 billion plus business. individual brands of players matter. football will end at some point. how you are perceived on the field and locker room ultimately determines what you do with the rest of your life. i don't think the money will ever leave the nfl, it is such a big part of our culture, but it is important to send the right image and the nfl focuses on that relentlessly. >> i am pretty sure in the nfl no one sent a text like the one we have been hearing about and i am sure there are people, coaches and the like who are

pretty upset about that. let me ask you, lee, this early tough treatment i guess when you're young, call it hazing, toughen them up, i don't know, on wall street, that's something can make somebody a leader. football it can make somebody a leader, make them better. but you can't treat your interns that way. so where is the balance? >> i think what you have to do is what we do with our interns in my experience, i had two experiences on wall street, one was positive, one horribly negative, led to me walking off the field, so to speak. i believe and condone extreme, intense mentoring. but what we do do is explain to people, explain to me when i got on wall street that this is going to be tough. we're going to push you to your limit and it is going to be like hell. but we're coming from a place of support to make you more competitive. my mentor said if you work this hard three to five years and put up with this, you'll be more successful and richer than you

ever believed. then you walk back onto the field, into that brokerage firm and it is tough. i think what you have to do with interns, i say go get the boss coffee, pick up their lunch. never pay for it. senior people should never pay for junior people, but that's a moment where you can vet out that mentor, say is this a sociopath that i work for or is this guy coming from a place of love and support and hassling me. interns need to get coffee for people, it is that rare glimpse where you can say did this guy wink at me, say i want that report on and hustle -- >> it is one of the reasons i think women for a long time felt they couldn't fit in in wall street because they weren't playing the game like that, or because so much of the social activity at wall street was happening in places that weren't conducive to a working mom, for example. >> that's huge. definitely made reforms. >> that's

>> but, the similarity is, there are a lot of women in the locker room, are there? >> no, reporters are in the locker room but not in the sense you would expect them working side by side. a lot of the similarities are the same. the important thing that's going to come out of this, is that some of the culture that we're hearing about is going to change. it's going to change because there's an awareness about it. just like seven years ago, there wasn't an awareness about the importance of concussions. >> yeah, yeah. >> the awareness of treating your teammates the right way i think is the benefit of this miami dolphins situation. >> i think locker rooms are the wall street of the '80s. i think you'll see changes again. tiki, nice to see you. lee, thank you for a fascinating conversation. get ready to party like 2010. gas prices are at a two-year low. set to keep falling. walmart says lower gas prices are helping its core customer. and walmart this week revealed

an aggressive new strategy. its critics, they just won't let up. makers, takers and welfare kings. next. sales go down, i'm not happy. merch comes back, i'm not happy. use ups. they make returns easy. unhappy customer becomes happy customer. then, repeat customer. easy returns, i'm happy. repeat customers, i'm happy. sales go up, i'm happy. i ordered another pair. i'm happy. (both) i'm happy. i'm happy. happy. happy. happy. happy. happy happy. i love logistics. ♪ [ male announcer ] united is rolling out global, satellite-fed wi-fi to connect you even 35,000 feet over the ocean. ♪ that's...wifi friendly. ♪

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are you a maker or taker? in the 1% or 99%. conservatives and liberals agree the economy is broken. first, corporate profits a surge in the economy up 114% over the past 20 years but workers don't share that trend. worker pay is down, nearly 5%. over the same period. all right. now put on your red tinted glasses for the conservative view. the conservative tax foundation said the rich are subsidizing the poor. if you make $17,000 a year or less, for every dollar you pay in taxes, you get back $8.13 in government services but the other end, if you make $120,000 or more a year, you get back only 25 cents. the makers versus the takers,

complicated by liberal democrats by corporations they call welfare kings. their biggest target, walmart. a report earlier on education of the workforce, charged that one walmart supercenter with 300 workers would cost taxpayers $904,000 each year in medicare and welfare subsidies. congresswoman jan chick cowsky is an illinois democrat who have called walmart bosses welfare kings. i asked wall mart's bill simon about your contention that taxpayers are subsidizing walmart workers. i want you to listen to the response. >> the congresswoman has her perspective. it comes from an angle that is misinformed completely. not completely but in part by the groups that are feeding her the information. by what, the pro-union groups? >> yes. she says hour misinformed, but

that's simply not the case. is he wrong? he's absolutely wrong. half the walmart workers make less than $10 an hour. so what do they have to do in order to make ends meet? they go tthe government and ask for medicaid. they ask for food stamps. they ask for subsidized housing. and why? because they are paid poverty wages by the largest private employer in the country. so, yes, let's talk about the makers and the takers. it seems to me that walmart is benefiting by having the government, having taxpayers subsidize their workers that they pay in unfair wage to. >> so the average wage, they point out, you know, is higher than the minimum wage. if they pay above average wages for the retail industry. they also like to point out they provide an opportunity to rise up and build a career. >> let me just say, no, their only claim is for full-time workers that they pay above the minimum wage. but it is not always true for

their increaing numbers of part-time and temp workers who are not allowed to work full time. they'd like to. and get a higher wage. and so they're relying more and more on team that they can pay well less than the -- >> so that's walmart. so what you can do about it? i mean, you can try to push for a higher minimum wage, right? >> yes. >> how can you do -- what can washington do about it. obviously, congresswoman, there's not a lot of faith in getting anything done out of washington these days. >> well i think there are things besides washington. although i very much support raising the minimum wage which raises wages really for all workers by pushing up the wages even of people who are not women wage workers. and by the way, two-thirds of minimum wage workers are women. often, they're trying to raise their families on part-time jobs and low wages. i think the answer is really i've been working with unions

that are trying to help organize workers and demand of walmart $25,000 a year. very modest. barely a living wage. >> congresswoman, thanks for joining us. if you want to see more of our interview with bill simon who addresses the minimum wage issue among others you can go to cnnmoney.com. coming up, ben bernanke and janet yellen, isn't likely to pull away from the punchbowl too soon. everyone's worried about the bubbles but for now, the champagne tastes good. then we help create a personalized healthcare experience that works for you. and you. and you. with 50 years of know-how, and a dedicated network of doctors, health coaches, and wellness experts, we're a partner you can rely on -- today, and tomorrow. we're going beyond insurance to become your partner in health. humana.

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ben bernanke invited everyone to drink from the fed's punchbowl. janet yellen will have to figure out when to take it away. call it a job interview for the position of party pooper. yellen was questioned by members of the senate banking committee. the next chair of the federal

reserve, the position is not in doubt. but the republicans made it clear how much they dislike the fed's historic stimulus program. >> i think the economy has gotten use to the sugar you've put up there. and i just worry we're on a sugar high. >> a sugar high that could be causing acid bubbles to form. all that stimulus is moving up the stock market. housing website zillow said low mortgage rates courtesy of the fed are creating potential bubbles in some housing markets. >> what's fueling the bubbles that we're looking at right now at prices through this lens of incredibly low mortgage rates. so in a sense, it's like a carnival funhouse mirror where you think you're looking at reality, but you're not really. >> sugar high. carnival fun house mirror. zillow says there's no national bubble. but homes are selling 30 days faster. >> john bermen is my friend and

host of cnn's "early start." gentlemen, rich, let me start with you, janet yellen said she doesn't see any bubbles but she also said the fed won't be afraid to prick them in necessary. is the party here or does the party keep going richard? >> oh, the party keeps going for some sometime. nobody wants to take any risks with this recovery. but this question of whether or not there are bubbles around, it's always an ex post facto, you only realize a bubble is there after it's gone and you're sweeping up the mess. when the price got sky high, people still thought they were a good bargain. the problem is how do you prick the bubble without deflating it completely? how do you take the air out of the balloon gently? >> if only i had an answer. >> very, very carefully. especially in a place, john, where you have all the dysfunction, right? going pretty gentle going over there. have they decided this would be

the next fed sheet? >> yes. you heard them complaining of a sugar high. they were giving her a little sugar right there. dean hallen complemented her on the fact that she was giving more complete answers than what will be her predecessor ben bernanke. you heard democrat elizabeth warren, potential presidential candidate, elizabeth warren calling on the fed to regulate more. she'll get through the committee. you could have lindsey graham of sk putting a hold on it because of benghazi. >> taper comes when, richard? >> taper comes, i'm guessing first quarter of '14. sometime after the new year. it's too risky to do it soon. the growth levels are there. particularly bearing in mind the washington shenanigans. the core point is, though, on this bubble. i'm coming back to bubbles again. the problem with bubbles is what's the alternative other

than to let them create this particular point in the economic cycle. >> put you're under water. i mean -- >> it's destroying the housing market once again. so you've got to let these things move along. >> this is a woman who is very clear that unemployment is a big problem for her. a priority for the fed. she's someone who has been ben bernanke's right-hand woman for for now. she knows how she got into this stimulus. q.e., the third one mentioned to get us through could end up being the greatest one of all. >> she's willing to accept inflation also. she knows her way around washington. she obviously has her rapport with the senate. who knew we'd be talking about q.e. for so, so long. you guys are not party poopers. ring your bell. >> the first woman to serve as

the fed chair, janet yellen, but apparently most would rather work for a man. the gap has closed significantly since the 1950s. there are stories for "your money," 60 minutes on the clock it's money time. one america, two economies. rich people get cheaper mortgages than average joes. some lenders are offering lower rates on jumbo mortgages to attract wealthy clients. a few lucky gamers getting a sneak peek. xbox one consoles accidently shipped earlier. but they locked it on the platform until the november 22nd launch date. is this appropriately for a teenager? according to a new study gun violence in pg-13 movies has tripled since 1995.

and exceeds the amount found in "r" rated films. your boss' bad habits could be slowing down your network. 40% of tech employees have cleaned up an executive's computer after the boss visited an infected porn site. someone is bringing home the painting. painting "three studies of lucian freud" sold for 142 million $ at christie's in new york. it's official, new york city's world trade center will be the tallest building when completed. jennifer garner played pretend gun on capitol hill with preschoolers. we'll tell you why next. t, i wap minimize my blood sugar spikes. then, a way to support heart health. ♪ and let's not forget immune support. ♪ but now i have new glucerna advance with three benefits in one.

including carbsteady ultra to help minimize blood sugar spikes. it's the best from glucerna. [ male announcer ] new glucerna advance. from the brand doctors recommend most. advancing nutrition for diabetes. from the brand doctors recommend most. i started part-time, now i'm a manager.n. my employer matches my charitable giving. really. i get bonuses even working part-time. where i work, over 400 people are promoted every day. healthcare starting under $40 a month. i got education benefits. i work at walmart. i'm a pharmacist. sales associate. i manage produce. i work in logistics. there's more to walmart than you think. vo: opportunity. that's the real walmart. is what makes us different. we take the time to get to know you and your unique health needs. then we help create a personalized healthcare experience that works for you. and you. and you. with 50 years of know-how, and a dedicated network of doctors,

health coaches, and wellness experts, we're a partner you can rely on -- today, and tomorrow. we're going beyond insurance to become your partner in health. humana. i took my son fishing every year. we had a great spot, not easy to find, but worth it. but with copd making it hard to breathe, i thought those days might be over. so my doctor prescribed symbicort. it helps significantly improve my lung function starting within five minutes. symbicort doesn't replace a rescue inhaler for sudden symptoms. with symbicort, today i'm breathing better. and that means...fish on! symbicort is for copd including chronic bronchitis and emphysema. it should not be taken more than twice a day. symbicort may increase your risk of lung infections, osteoporosis, and some eye problems. tell your doctor if you have a heart condition or high blood pressure before taking it. with copd, i thought i'd miss our family tradition. now symbicort significantly improves my lung function, starting within 5 minutes. and that makes a difference in my breathing.

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hill this year so no one probably batted an eye on wednesday when actress jenner garner joined a handful of lawmakers to play pretend with the preschoolers. the strong start for america's children's act. it's an issue that mom and actress jennifer garner has championed in her role as save the ambassador. >> there's 16 million kids growing up with poverty in america, without getting an early start on education, they have very little chance of catching up. >> the legislation is a bipartisan push, mirroring a promising, the president med it his state of the union address. >> tonight, i propose working with states to make high-quality preschool available to every single child in america. >> so what's standing in the way? well, the cost. about $30 billion over the first five years. and no language in the bill on how to pay for it.

but it can be a worthwhile investment. in a speech, they found every dollar invested in high-quality early childhood earning saves the economy $7 down the road. pay a dollar now, save 7 later. that's buy boosting graduation rates and reducing teenage pregnancy and high crime. either way, cash-strapped washington is unlikely to make this sort of investment. that's despite lagging performance of u.s. students. 17th in science, 25th in math. business leaders starting to recognize the important of early childhood education. early learn. 360 business leaders and executives signed an open letter to the president this spring. he argue early childhood education is not a childhood issue, it's an american competitive issue. it will lead the 21st century.

we deserve to be that leader. we deserve to invest in our kids to make sure america leads the century. all right. in a weak economy, 7.3% unemployment, millions still out of work, the list of best jobs in america takes on even more importance. these are the jobs with big growth, great pay and satisfying work. you can find them on cnnmoney.com. the one with the median salary, $288,000 a year. make sure you check out cnnmoney.com for the best jobs in america. i'll see you back here for a brand-new y"your money" have a great weekend, everybody. hello, everyone, i'm fredericka whitfield. welcome to the "newsroom." federal government is isn't taking a chances with a meningitis outbreak on the campus of princeton university. seven people have