taking more steps to plan what she increasingly believes will be her transition to the presidency. a two-week fight to the finish. it's time for closing arguments. hillary clinton striking an optimistic note. >> i want to be the president for every american. democrats, republicans, independents. people who vote for me. people who vote against me. because we've got to bring this country together. >> reporter: donald trump, less so. >> are we glad that i started? are we having -- i'll let you know on the evening of november 8th whether i'm glad. >> reporter: with 15 days to go, trump no longer talking about when he wins but if. >> if we win on november 8th, we are going to fix our rigged system. it's a rigged, broken, corrupt system. >> some people are sore losers and, you know, we just, we just have to keep going. >> reporter: a wild weekend with trump visiting gettysburg for an

unusual gettysburg address. overshadowing the plan for his first 100 days in office by pledging to sue the women accusing him of inappropriate behavior. >> every woman lied when they came forward to hurt my campaign. total fabrication. all of these liars will be sued after the election is over. >> reporter: trump campaign manager kellyanne conway bluntly acknowledging the uphill climb. >> we are behind. we're behind one, three, four points in some of these swing states that mitt romney lost to president obama, chuck. our advantage is that donald trump will continue to take the case directly to the people. >> reporter: trump undermining that acknowledgment. >> investors business daily, the most accurate poll from the last election and the two elections before that, just announced that we are leading nationally by two points. numbers are looking phenomenal in florida. don't believe the media.

>> reporter: but a new abc news national poll shows trump trailing clinton by 12 points. meantime, cnn has learned that clinton is moving beyond trump and turning her attention towards her transition to the presidency. a democrat close to clinton saying she's not being arrogant, she's being diligent. clinton is sizing up candidates for white house chief of staff. one top contender, ron klain, who led her debate team. all this as president obama is tying gop senate candidates to trump, visiting nevada at one of the hottest senate battlegrounds. >> you're for him, but you're not for him. but you're kind of for him. what the heck. >> reporter: now it's not just president obama making that case. michelle obama also returning to the campaign trail this week, appearing together with hillary clinton for the first time in north carolina. now trump is all in in florida. he's spending three straight days in the state. he virtually has no path to the white house without those 29 electoral votes. hillary clinton heading there tomorrow, as well, hoping to

block that path, as in-person early voting starts there today. chris? >> our jeff, appreciate it. let's discuss with our cnn political commentatocommentator. christine quinn, vice chair of the new york state democratic party and corey lewandowski, former trump campaign manager. now i had congress people on from both parties to make the case for. with you guys, let's flip it, and we'll do the critiques of the other side. so christine we'll start with you. interestingly, marsha black burn made a good case for why cyclically you guys are supposed to lose. it's very rare that you have a third term in a row and she said change, change, change, change. then i asked her your weaknesses, donald trump and the neckives on him, she didn't address him, went right to hillary clinton. is that why you guys keep staying on it's about the maenger, not just the message? >> i understand the argument you don't have three times in a row. look at president obama, he's going to leave office probably one of the highest popularity ratings of any president in history. >> certainly over 50% right now.

>> and i think that speaks to americans yes, having things they want to change, yes having things they want to be better but grateful for what the democrats have been able to do in the white house. and i think that's one important thing we have going for us. but look at the opponent. because races are always about both candidates. in the case of the opponent here you have a man who from day one seems to be committed to showing how unqualifieded, temperamentally, he is to be president of the united states. and beyond that, throughout the course of his campaign his message changes, he's abeing toing mexican-americans, he's attacking women, he's attacking women who accused him of sexual assault. his name calling and his bullying never stops. and what you're seeing now is just a bully whining. >> all right. so, i heard something interesting from one of your supporters this week and he said, i'm for trump. i said all right so tell me why. how do you deal with the personal stuff? he said i know guys like trump and i know how to understand what i don't like about him.

i don't know anybody like hillary clinton, and i can't understand how she's done what she's done. this is in this guy's opinion. that seems to be a big part of the case that trump is making her down the stretch. what's the effectiveness? >> look, i think again what chris has said is right this election is about change and you have two candidates who are fundamentally different with a different approach to the way that they will govern in washington, d.c. that's the most basic philosophy. and when it comes down to it, you have to ask yourself, are the american people, do they think that the country's moving in the right direction or the wrong direction when you look at that track in the polling, it's a plus-30 in the wrong direction. because he's going the wrong way -- >> 70% around or more say wrong direction. >> going in the wrong direction. what we need is fundamental and wholesale change. donald trump brings that. "the new york times" yesterday, and i can't believe i'm saying this, had an op-ed in "the new york times," hardly the bastion of conservative outlets, right, that said the case about hillary clinton is actually more detrimental because when you have a candidate like hillary clinton, who knows all the players in d.c., it's group thinking. and this is what happened with george w. bush and it's what happened with the iraq war, it's what happened with the housing crisis and the bubble that took

place there. they don't blame it just on republicans or democrats but it's the same people who've been doing the same thing for the last 30 years and you get the same result which has been bad for the country. >> don't worry about embracing "the new york times." you guys always go with what's convenient. when it works you embrace the media -- >> a columnist in "the washington post" -- >> and be -- let's put up some numbers that are instructive in the state of play. okay. treatment of women. is across tab, 69-24 obviously in terms of disapproving. this has been a big thing for hillary clinton. you're seeing it reflected in the poll numbers recently with women. she's up 20. trump wanted to break in he hasn't. how important? >> i think it's hugely important. look at that -- those numbers. it speaks to america seeing clearly how donald trump treats and thinks about 51-plus percent of the population. you're not going to get elected president, nor should you, if america ceasees you for what yo are.

a man who's always spoken of women poorly to be kind, who's now accused repeatedly of sexual assault, and is threatening to sue those who are attacking him. a man who's called women horrible, horrible names. and a man who notwithstanding what the trump supporters will say, he's hired lots of women. there's real questions about what that workplace is like for women and whether it's a hostile environment. so i'm proud of americans for seeing the truth about donald trump notwithstanding his efforts to cloud the reality. >> well, it's just a snap shot. we don't know what's going to happen with turnout and frankly i don't get a lot of the optimism about this boost of turnout from 2012 but that's another discussion. we don't know yet what the effect of respect for gender will be on this race. but the respect for race within campaigns is proven cycle by cycle. the white vote you have to have it to win if you're donald trump. the most recent number, 47-43. he has it but romney won by 20. i mean this has to be a big chunk. why isn't it working for him right now? >> look i think there's a couple

factors here. when you have white women who are married, donald trump is winning that particular demographic. you look at the latest poll the cnn poll in nevada where hillary clinton is not doing as well with women as barack obama did there. she's not doing as well with hispanics as barack obama did there four years ago. donald trump is exceeding the numbers where mitt romney was four years ago. and i've got a bet with david axelrod, very public, that donald trump is going to do better with the african-american community than mitt romney did. don't forget as a percentage -- >> he has to get -- >> 5% more. >> he'd have to get 6%. >> that's right. but don't forget the overall makeup of the race, and you look at the percentage of the totality of the african-american population that's going to come out, is it going to be the same or higher than it did four years ago? in other words, are more african-americans going to come out as a percentage of the electorate as they did four years ago? i don't think so. because i think what they saw in barack obama was someone who was going to help them, and i don't think that happened. i don't think they have that same level of intensity for hillary clinton. >> plus identity politics. there's nothing wrong with saying that --

>> that was a great spin -- >> i would be brutalized if i said that. >> that is a great spin when you compare the women numbers, right, where hillary in the treatment of women, hillary is up double digits, and the african-american or race numbers, where basically donald trump is up margin of error. those are bad numbers for donald trump, as they should be. given how he has treated people of color throughout this entire race, and his history. >> what about enthusiasm? because you have to make the numbers reality. >> totally. >> i'm ron record saying yes he has huge crowds, yes i see signs all over my neighborhood for trump. but those are microassessments of what's going to be 100 million and then many more votes. so it's not the best metric for looking at it. but enthusiasm is on the side of trump when it comes to the energy of his base. you dispute that why? >> well, the -- what you see at a rally, right, is on his side. >> the enthusiasm numbers in polls also were higher for him.

>> you know if you take a look at social media, if you take a look at the number of prime voters that hillary campaign is out there identifying, and remember, the trump campaign is totally behind as it relates to field, whether it's field on the ground, or field on social media -- >> when they switched campaign managers the whole thing tanked, everybody knows that. >> that's a whole show -- >> from the first to the second. not the second to the third. there was a great -- >> that was great -- >> and i've actually seen both in social media and just in general conversation the more americans have heard about donald trump, the more their commitment and enthusiasm for hillary is growing and growing. so am i worried about turnout? of course i am. i'm a campaign person. i'm worried until you know the final vote is cast. but i'm very confident that the energy has always been there, it's getting seen now, and the campaign has a killer operation. and that's really critical at this point and the trump campaign has never had -- >> christine quinn arguing the unseen energy. >> exactly. >> we'll see. corey lewandowski, thank you

very much, as always. alisyn? >> well millions of americans already casting their ballots. so what can we learn from early voting? we get the bottom line with cnn's politics executive editor mark preston next. now that fedex has helped us simplify our e-commerce, we could focus on bigger issues,

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call today at liberty stands with you™. liberty mutual insurance. have you cast your vote yet? >> four times. >> that's what trump is talking about. stop doing that. >> and i'm laughing, because it's a joke.

like the overall threat is. >> according to catalyst more than 5.1 million voters have already cast just one time. this has been in 35 different states and the majority of votes are in battleground states. let's bring in mark preston, executive editor of cnn politics. mark, great to you here. so, what can we glean from what we little we know about this early voting? >> well, one thing chris and i talked about last hour was the idea that democrats have a better turnout machine, a better operation and that's really, really important. donald trump's candidacy was based upon his personality, as, as, as a one person. i'm the one who can change things. he didn't invest in turnout operations and what we've seen in early voting numbers so far is that the democratic investment is actually working well for them. >> so let's look at that for one second chris just so that everybody cease. there have been 35 states reporting, 5.1 votes cast, market's talking about basically 1.4 ballots by registered democrats, and 1.1 ballots by

registered republicans. we don't know of course what they say on those ballots. maybe they cross parties. >> no but a couple things we can glean is that for instance at this point now in 2012 republicans had a higher advantage in the state of nevada than they do right now. if you look at the state of utah, democrats are slightly ahead in the state of arizona. let me say that again. slightly ahead in the state of arizona. if you look at iowa right now, you know, democrats are not as much of a deficit as they were in 2012. meaning that there's not as many republican ballots. and look at this in the state of utah, four years ago republicans had a 22,000 vote advantage. right now that is 35 -- >> florida has been about 1 million early ballots. does that mean anything? >> well i mean, again, let's talk about where we are in the polls and talk about turnout operation. the fact of the matter is we think that democrats are going to do much better in early voting right now which is no surprise we see donald trump there yesterday, and he's going to be here in -- >> we're joking about the rigged

thing and frankly i believe we should be joking it should be mocked because it underlies the integrity of the system and he has no basis for what he's saying no matter what pocket you identify but there is an argument to be made by saying it's rigged it's rigged he pushed the democrat turnout machine to drive early voting in a way that they weren't anticipating even a month and a half ago. that could have wound up blowing back on him a little bit. >> right. basic the idea of early voting is very simple. if you can get alisyn to the polls today, that means i don't have to worry about alisyn anymore. that means i can focus on getting you to the polls in the coming weeks, if not on election day. so that's why early voting is really, really important right now for both parties. >> so cnn's case file, one of our investigative arms, has found unearthed this clip from of donald trump from 2012. when he was talking about undocumented workers, and he had -- this is on cnbc, and he had a very, very different take on them and what should be done with them. listen to this. >> well, you know, my views on

it. and i'm, you know, not necessarily -- i think i'm probably down the middle on that also. because i also understand how -- as an example, you have people in this country for 20 years. they've done a great job. they've done wonderfully. they've gone to school. they've gotten good marks. they're productive. now we're supposed to send them out of the country? i don't believe in that, michelle, and you understand that. i don't believe in a lot of things that are being said. >> undocumented workers have done a great job. they have families here. who is that guy? >> that's the guy running for president right now apparently. look this is again another example of donald trump saying one thing you know a few years ago in absolutely going 180 degrees in the opposite direction of where he is right now. and look politicians often flip-flop okay -- >> he's not supposed to be a politician. it's a big part of the sell. >> right. although he acknowledged last week that he is finally a politician. but the fact of the matter is you got to wonder what does he believe? does he believe they should be gone? or does he believe that they should be here? >> i mean, was that -- i just want to dive into this a little bit more because it is so

counter to what he has been saying. is it because of the influence of the people who are around him who are more extreme? is the new passion steve bannon and -- >> he had this way before -- >> right i mean i think -- it might have been hardened even more under bannon or whatever but he had this during the republican primary. build the wall, mexico's -- >> he's got -- >> the man has a great ear. donald trump has a unique ability to market. to figure out what you want, and how he can make himself that thing as it applies. he did that brilliantly here early on he blew away the field. but there is a problem. the election is long consistency over time. and carry-through of message is hard and he's proving that every day in >> well no doubt and of course when we see that right now in this clip because the more time that we continue to look at where his positions are the more time we're going to see what he said one thing here and another thing here. quite frankly, hillary clinton has had a couple of those -- >> all of them do it. he's supposed to be different.

>> -- no doubt. >> mark, thank you very much. what's your take on all of this? you can tweet us at new day or post your comment on facebook.com/newday. so investigators are heading to the california desert to determine what led to a horrible deadly bud -- bus crash -- live there next. (war drums beating) fight heartburn fast. with tums chewy delights. the mouthwatering soft chew that goes to work in seconds to conquer heartburn fast. tum tum tum tum. chewy delights. only from tums.

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the ntsb and the california highway patrol are investigating why a tour bus slammed into a big rig killing 13 people and injuring dozens more. cnn's paul vercammen is live in palm springs, california, with more. paul, what have you learned? well, alisyn the most severely injured were brought here to the desert center here hospital, and we know now that four of them are still in critical condition, one in serious. also the riverside county coroner saying that ten of the victims were female, three male, including the bus driver in this crash. the highway patrol says most of the victims were latino. and that they had fallen asleep at the time of the crash when this bus plowed into that big

rigby some 15 feet. also, today, we're learning that there were no seat belts, and the ntsb will no doubt be checking into whether driver fatigue add played a role in this. this was supposedly a turnaround trip in which they make, if you will, a midnight run to a casino. investigators will be on scene today trying to determine just exactly what happened. chris? >> all right, paul, thank you very much. it's being described as a blockbuster merger. at&t ready to shell out $85 million in cash and stock for cnn's parent company, time warner. will it actually happen? if it does, is it good for you? the ceos tell us what it means, next. i was out here smoking instead of being there for my son's winning shot. that was it for me. that's why i'm quitting with nicorette. only nicorette mini has a patented fast dissolving formula. it starts to relieve sudden cravings fast. every great why needs a great how.

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big news. at&t and time warner, the parent company of cnn, have agreed to an $85 billion deal. stock and cash. the move announced saturday evening is now going to be subject to a serious review by government regulators, could take more than a year, maybe even longer to complete. >> earlier this morning, cnn

chief business correspondent and early start anchor christine romans took many questions to the heads of both companies, jeff buchananous the chairman and ceo of time warner and randall stevenson the ceo and chairman of at&t. here's what they said. >> let's talk, randall, why buy time warner? >> seems to us like a very natural extension of what we do. we're in an environment where our customers are demanding more and more video, more and more entertainment content not only on the tv but on the mobile device. we have a really large customer base in mobility and the ability to take really premium quality content is huge for us, huge for our customers. as we made the scan and looked for premium content to bring to our customers, this is the premium content we think on the planet right now. so, the ability to do something special like this with time

warner is a very natural extension for us. >> why sell now, jeff? >> well, it's not really selling, it's joining. so, this is our biggest customer, it's our biggest partner. directv, at&t and then all these mobile customers that we now will have together. and what allows us to do is move faster with more innovation, better consumer offerings and more different price points and more effective advertising and, therefore, people will see that more of the cost of content can be born by advertising and the experience of television can be better. >> what changes for the consumer. for somebody watching right now, what changes for these two companies together? >> the pace of innovation in terms of delivering premium content to the customer on mobile devices. that pace of innovation is what's going to change. we're all trying to innovate in

this way and our experience is when you're trying to bring new product and capability to market, doing it in arm's length contracts is always really, really hard. so you put these two companies together, now the two companies are working together to change how the customer experiences entertainment. how the customer experiences cnn, literally. that's what we think will change. the customer is demanding not only the entertainment, not only the content, but the ability to integrate social. doing clipping and posting and social interaction with their content. so, these are the kind of things we want to move fast through. >> talk to me more on how you see the future audience consuming the stuff. you have this young millennial in many cases they don't want to have a cable package. they have viewing this content differently. how does this deal see that or feed that? >> the millennials. in fact, our customer base in general is not consuming less content. our customers are consuming more

premium content today than they ever consumed. but they're not consuming it in different places. they're consuming it on their tablet and orn the mobile device and on the go and consuming it everywhere and it's really stark if you look at the amount of volumes. how they're increasing. traffic going to these mobile devices. that's video driven. we see that continuing. if we can actually innovate and bring to the customer differently we actually thinks this doesn't slow down, this accelerates. this is the really important thing here because we're really excited about as how this accelerates and as the premium content continues to grow, it gives us more and more incentive to invest more and more and innovate and infrastructure. this idea of 5g technology. >> what is that? >> the next generation of mobile technology. think about the fastest internet speed you get from the cable company is a gig. you can buy a gig of speed. 5g will allow us to provide a

gig of speed to you wirelessly. as we innovate this kind of content. our customers can stream any kind of content any kind of video anywhere, ultimately, we think we'll be competing head to head with the cable companies with a wireless offer. we can hit those kind of price points. combine it with this kind of content. we think this is exciting. >> we are talking about the cable-free customer or the customer who wants to be cable-free. time warner, you and i talked about some of the things time warner has been doing to sort of see the film struck for example, talk to me a little bit about how this deal, how this deal fits in to that. >> well, we had progression for years. we wanted to have more video on demand. that was launched at hbo about 15 years ago. and then progressively we've seen broadband delivery give us more think of netflix, hulu and amazon. we added film struck which is for film buffs and hbo now

available. you can subscribe to that without adding anything else. you can do it a number of ways. i think what we're going to see with this kind of a platform and, you know, we believe this will be essentially a catalyst to more competition, more innovation and what we'd like to see is all the distributor companies basically doing more choices and more experiments and we think this will, if consumers like the kind of packages and more competition leads to lower prices and happier consumers and it tells us where to go. >> eight weeks ago you met in this building to start talking about this. that's pretty quick for such a big merger. tell me about the timing here. we are in the midst of the most populous presidential election in modern history where big is bad and i'm wondering if that timing play had any effect on you guys. >> no, it had no effect on it.

i came to see jeff because our businesses, obviously, do a lot together. we buy a lot of time warner content. so, we see each other regularly. we get together regularly and came by to see jeff and we had lunch and as we began to talk me about where i saw the world of distribution going. 5g as we have spoken of here and the world of content moving and we came to an agreement that these things are converging and they will converge very, very quickly. >> a movie studio and a phone company. you think about how quickly things have really changed in terms of both of your businesses. i'm wondering about the regulatory scrutiny. immediate opposition in every single headline or first paragraph. we heard folks on the campaign trail talking about hillary clinton said will give it scrutiny if and there will be

hearing in congress, no question. are you worried about the scrutiny? >> we announced a lot of big deals and this is not too much different than what we've seen in the past. this deal is unique, though. from any deal that we've ever done of any size. it's unique in this regard. this is a true vertical integration. for two companies. >> explain what that means. it's means as if not two companies do the same thing already. >> think about at&t we tried to buy t-mobile that was a horizontal and a competitor was viewed to be taken out of the market. this transaction is not horizontal. we don't compete. in fact, it's vertical. jeff is a supplier to at&t. his content is part of our package we buy. vertical integrations have a very standard review in the regulatory process. and there's not a competitor being taken out and, in fact, you're hard pressed to find in

either one of our industries a time when vertical integration was shut down by regulators. generally what happens is where the regulators have concerns with a merger like this and impose conditions to help remedy the concerns that they might have. >> you're ready for that. >> we expect it to be a vigorous review. we're sure we'll get a chance to visit with congress and tell our story there. we feel like the information and the data will drive this and the law will drive this. >> some have been raising the comcast nbc merger and saying it has been failing to keep some promises it had made under that deal. does that hurt you? does some of the arm chair quarterbacking after that deal hurt you at all? >> i mean, when the regulators looked at comcast/nbcu, there were two concerns. net neutrality and over the top video. if you look at this transaction six years after that, the net neutrality debate, i think it's over.

the case was settled by the circuit court and i think net neutrality is behind us. over the top, i think netflix is somehow going to make it. i think they're going to pull through and they're going to make it. >> let me ask you about cnn and its independence here. cnn is just one of the many, many name brands that are in the time warner stable. but you have said that at&t will not be reaching into how cnn does its business or tells its story. >> i watched how jeff manages this business today and i think it's a model for how we want to manage it in the future. look, i think if a brand like cnn and the key variable of your brand is your independence. when people watch cnn, are they getting an independent assessment and reporting of the news. the last thing we want to do as at&t is anyone taint that in the slightest bit. >> they understand the separation of all that? >> yeah. you know, you've been at cnn for many years and it's been owned by time warner.

has it been interfered with? i think no. >> no. >> and one of two things. people watch news channels to be independent, honest and objective. that's always the challenge. when you're looking for the best journalists in the world, you would only work at a news channel that lived up to that standard. >> what changes for the time warner brand? you stay on for how long? >> at least a few years after the -- we'll all do it as long as we are useful for the new company. >> this is the first time i heard you say a few years. this is a really big moment. >> you have the tape. you can always roll the tape. >> we have a year to get to the close and then we need some period of time, but we have some tremendous executives in both of our companies that are going to be, you know, we're always trying to build the next generation. >> trying to build the next generation. you keep time warner sort of operating those brand as they are now with the leadership they

have now? >> absolutely. >> and move forward. at what point, they operate as two sort of different companies. at&t and time warner. >> you should think of time warner becoming a wholly owned subsidiary of at&t. look, i mean, jeff has built an amazing company over here with some amazing brands and i don't envision us stepping in here and we're going to fix this. this is a well-run company. i said at the very beginning, i think this is the premium content brand company in the world. so, i don't envision us changing a lot. what we do want to figure out and this is the management art that we have to figure out and that is how do we begin to think differently about curating this content and get it to our customers in different ways and different formats and getting that seamlessly working across the two companies, that is the management art we have to figure. >> tell me again, what we're talking about here is how, what, what content is going to look like in five years and how together you guys can, can harness it and get it to -- to people.

but for consumers, they want to know what's going to change for them. their -- their bills. their phone bills, their -- their cable bills. what is the biggest thing they'll notice differently, do you think? >> more choices of different channel packages. if they want a big package of a lot of channels on their big screen tvs and they can watch the show and walk out of the house with a tablet and have seamless connection or maybe they don't want that. maybe they've got a young couple that wants to use mobile devices to watch. maybe they don't want the full package of channels. more choice, better prices for consumers. >> you think better prices for consumers. >> yes. more competition usually leads to more price reductions. >> i'll give you a classic example of this. you'll see this actually next month and that is one thing we've been working on since we closed on the directv acquisition. this is purely over the top package that's going to our consumers. this is going to be a radically lower price point than what the

consumer is expecting or has typically paid. this is 100 plus channels. we're not talking channels that nobody watches. >> right, right, right. >> this is 100 plus premium channels. all of this content will be on there, espn, the disney content. this is a very, very different experience. mobile centric is designed for the tablet and the smartphone. now think of having an anchor tenant like time warner and hbo and that content and how you can begin to integrate social into this. and social interaction, and can we clip the content and send it to friends, and interact with our friends on this. these are the kinds of things that they're going to iterate much, much faster and change how the consumer experiences content. >> jeff, let me ask you about your legacy at this company. i mean, you've -- i mean you've been -- what -- what are your thoughts, i guess? >> it's our company. you're in it, too. look, this company invented the magazine. >> right. >> it invented satellite

delivered nonad supported tv at hbo. irt invented 24 thursday new at cnn. we're very proud of the information of informing people and telling authentic stories. and this will help us to do even more investment. even more variety and keep evolving the distribution system. that's what this is about. making sure that the break through content that we're seeing an explosion not just in our company, but in all the television companies. we need to get this out across the world in a way that harnesses the 21st century of mobile devices, broadband delivery, vod, there's so much programming you need a good interface to figure out what is, what do i want to watch. that's what this will help. >> our thanks to christine romans for helping us with that. well in our next story, they put their lives on the line to serve our country. and they got bonuses to re-enlist in the army. now, the government wants that money back. with interest.

next, we talk to a soldier dealing with this troubling turn of events.

in 2006 the military was under enormous pressure to increase enlistment. so they relaxed age limits and offered thousands of dollars in bonuses to get soldiers who were ready to retire to re-enlist instead. now, the government is ordering some of those very soldiers to pay back that money with interest. that happened to our next guest,

former army captain and iraq war veteran christopher van meter. he had to refinance his home to get the $46,000 the pentagon said he owed. chris, welcome to "new day." >> hi, good morning. how are you? >> i'm well. so let's give people a little bit of your history. >> sure. >> in 1995 you went into the army. you served three deployments, you went to bosnia, you went to iraq. you went to kosovo. you got the purple heart. for your injuries. in iraq after you were thrown from an armored vehicle. >> that's correct, right. >> by 2007 you were ready to retire. but, the army asked you to re-enlist. so what inducements did they give you to make you want to do that? >> sure. it was actually 1992 to about 2007 i was in for about 15 years. and they entice you. they entice you with another re-enlistment bonus. those bonuses were in and around $15,000. as you know, we were in the iraq and afghanistan war at that

time. and they wanted to keep soldiers in in the military to do great things. so they entice you with that $15,000, and i accepted that in february of 2007. >> okay, and you used that $15,000 -- >> of course, yes. >> and then when did you figure out that they said they had never offered you $15,000? >> well, they did offer $15,000. and i received a letter in the fall of 2012 that said i should pay it back, plus another student loan repayment, and an officer bonus in 2009 for a total of about $46,000. >> and why? why did they say -- i mean a bonus is a bonus. you know you don't pay back -- that's not a loan. it's a bonus. so why did they say that you had to pay back what you believed was a bonus? >> sure. yeah, this was -- it's a really complex story. i received a student loan repayment in the time frame from 2001 to 2004, and they deployed me twice after -- during that contract time and they said i

didn't go back to the job i was supposed to go back to. you have to understand that bonuses, and student loan repayments are given to high demand positions. i was in a high demand position at that time, and their arguments was is after two deployments, or because they deployed me i didn't go back to the job i was supposed to, and they had every right to take that student loan repayment back. the re-enlistment bonus i signed in february of 2007, i accepted a direct commission as an officer in march of 2008, giving me about a year and a month time frame. >> yeah. >> and they said because i accepted the direct commission as an officer i was no longer eligible for the re-enlistment bonus. >> oh, my gosh, even though you accepted the commission as an officer after the fact and after you -- >> and served another six years, yes i did, yeah. >> so when you got that letter where this totals up to $46,000, what -- >> that's correct. >> what did you think? >> well, it was heart wrenching. you read this, and you're -- you're floored. you're -- you're -- you're very surprised. you think it's a joke. and obviously it was not a joke. and -- and it's gut wrenching. because you have to figure out

what you're going to do and how you're going to survive. i had a young family at the time. and, i was expected to pay $46,000 back. i called the national guard bureau, or the california army national guard, and said hey, wait, i have all these contracts that say i should have -- i should have had that money and they said in the fall of 2012, while until we actually start charging you, there's nothing you can do. wait to fight it out with the lawyers. so they were literally just processing paperwork, and then hope you would fight it back later. >> here's what the california national guard says about your case and others. >> sure. >> the bonus aid it and recoupment process is a federal program. governed and adjudicated by the national guard bureau and the department of the army. the california national guard does not have the authority to unilaterally waive these debts. however the california national guard welcomes any law passed by congress to waive these debts, until that time, our priority is to advocate for our soldiers through this difficult process. when you got that letter, i know that you were so demoralized --

>> oh, yeah. >> and stunned by what was going to have to happen. did you reach out to anybody? any local lawmakers for help? >> we did. we reached out to a local legislator in the state of california, kristen olson and other lawmakers, not much traction. the army had a response. we put a petition together and they had a response. i actually fought this for two years. it from 2012 to 2014, i fought this with the j.a.g. officers in the state of california. we petitioned the national guard bureau to provide an exception to policy, there was circumstances why i should have received those bonuses and student loan repayments. they didn't want to hear it. we then petitioned what they call the american military board of corrections, they called abcmr in washington, d.c. we petitioned them twice. to no avail. they didn't want to talk to us. or look at our case. >> huh. >> you know the unfortunately thing about this alisyn is there's thousands of soldiers here in the state of california. i ended up paying it back. the $46,000 in 2014.

but there's thousands that are still running through this process. >> i appreciate you saying that, chris. because you had to refinance your home. >> i did, yes. >> this caused so much stress for your young family. you had to refinance your home to get the money. >> right. >> but it's not an isolated incident. there are thousands of people still wrestling with this. >> that's right. >> we sure hope we're getting some attention. >> you have to understand that when i retired in 2013, they just transferred it over to the federal government and the federal government's response is you must pay all loens back in three years. so, $46,000, divided into three years, and they had tacked on a 1% processing fee. >> oh,s my gosh. >> into that. and we were paying upwards of $1300 a month back on that loan. or not loan, back to that recoupment. >> yes. >> and we -- we paid that for about four months and my wife and i sat back, we were trying to balance bills. we weren't able to afford everything, you know, food for the kids. >> oh. >> day care. and at some point we had to say, there's something we can do. we can refinance our house. we were blessed we had some

equity in our house and that was our only recourse. >> captain van meter thank you for your service to this country and for bringing attention to what thousands more people are dealing with hopefully we will get some answers on this. we appreciate you sharing your story. >> thank you, alisyn. thank you so much. >> the early word is that when congress gets back in session they're going to address issues like this man who is a veteran. how you going to get him his money back? how are you going to deal with everything he has had to go through. it's a big problem. we'll stay on it. all right. a lot of hard news. some late night laughs, next. lunch is ready! campbell's spider-man soups. made for real, real life. thanks mom fight heartburn fast. with tums chewy delights. the mouthwatering soft chew that goes to work in seconds to conquer heartburn fast. tum tum tum tum. chewy delights. only from tums.

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"snl" taking epic swipes at the final presidential debate got epic ratings. here are the late night laughs. >> people are just pouring into this country from mexico and a lot of them are very bad hombres. >> oh, bingo. bingo. i got bingo! i've been playing. i got it. i have bad hombres, rapist, miss piggy, they're all living in hell. i'd be happy to talk about the last 30 years. >> no, not again. >> back in the 1970s i worked for the children's defense fund -- >> yes, yes, we know -- >> then i was a senator in new york on 9/11. >> yeah, we get it. >> and then i was secretary of state and i don't know if you've heard this before. >> we have. >> but i was instrumental in

taking down a man by the name of -- >> osama bin laden. >> osama bin laden. >> bin laden, yes. >> this whole thing is rigged. all of the newscasters are making me look so bad. >> and how are we doing that? >> by taking all of the things i say and all of the things i do, and putting them on tv. >> i love that one. i love i aplogize. >> time now for "newsroom" with carol costello. >> that made me laugh. there's no such thing as happy monday. you guys have a great day. "newsroom" starts right now. and good morning. i'm carol costello. thank you so much for joining me. election day just two weeks from tomorrow. can you believe it? a key development taking shape right now early voting under way across much of