hoist . good morning, everyone. it is saturday, october 1st. i'm amara walker in atlanta. >> good morning. i'm boris sanchez in fort myers, florida. you are live in the cnn newsroom. and our top story today, florida reeling days after hurricane ian

ripped through the state as a powerful category 4 storm. almost a category 5. the highest, most powerful kind of you hurricane there is. sheriffs deputies in sarasota county are going door-to-door right now in the hidden river community warning neighbors about the potential for flooding because of a possible levee break. days after the storm, the effects still being felt across the sunshine state. meantime, more than 1.2 million floridians are without power. officials say it's unclear when electricity will be restored to the hardest hit areas in the western part of florida. ian is being blamed not only for the loss of property that you are seeing on your screen, but also as least 45 fatalities. that number likely to grow as rescue crews gain access to areas that have been blocked by damage. >> the coast guard says it has rescued more than 200 people so

far and volunteers have gone out to save even more. the cajun navy, a volunteer group, came to the rescue of a woman in fort myers beach who says she stood on her bed for hours as water rushed into her home. listen as she is on the phone with a loved one. >> i'm up to my neck in water. >> okay. all right. >> i am so cold. >> hopi, i'm losing you, i can't hear you. >> i love you. >> i love you. >> wow, just the heartbreak and sheer terror there. ian is tracking north as a post-tropical cyclone. even though it's been downgraded officials warn it still threatens the area with heavy rain, wind and floods. in south carolina the flooded homes and vehicles along the shoreline. high winds pushing historic storm surge even higher.

two piers, including this one in north myrtle beach, partially collapsed and just washed away into the waters there. officials are now warning residents to avoid leaving their homes and to steer clear of floodwaters that could pose hidden dangers. >> the obvious one of the water itself can isolate people, can drown people, and can also hide downed power lines, obstacles in the water, contaminants in the water. so the waters themselves are the most dangerous. >> cnn is covering the effects of hurricane ian the way no other network can. we have team coverage this morning. cnn meteorologist britly ritz and correspondent nick valencia are standing by. let's start with cnn's nadya romero in arcadia, florida. this that is an area not far from where ian made landfall. walk us through what you are seeing days after the storm hit

that area. >> yeah, the hardest thing for residents to deal with, boris, is not only seeing their homes damaged by the storm, but also cut off from the rest of the world. this is highway 70 and you can see that the apeace river has flooded across this highway not only blocking the highway, but also blocking two bridges. so that means if you are on this side of highway 70, you have to go by boat to get on the other side. so you can see this boat right here is being loaded up with water. we have seen those boats loaded up with medical supplies, with generators to get to people on the other side of this river. now, the locals tell me this is a canoeing river, six to seven feet. but right now they are estimating it's about 24 feet high. so four times as high as it normally is. i want you to hear from two residents who lived here for a good chunk of their lives.

they say there is just the rest of their life on the other side of all this water. >> everything is across the river. the only store on this side of the river is underwater right over here right now. you can't get to it. >> everything i own is over there. my whole life is over there. all my vehicles are over there. my truck is the only thing that's over here and i've got a dozen cars over there. >> we spoke with one man who says he has a newborn baby, a 5-year-old daughter. they are still shocked and traumatized from the storm. and just trying to figure out how to get through to get to the rest of their relatives on the other side of this river. that's what we are seeing across the area. even if you sur strive the storm, that's the best news. now how do you get access to food, water, fuel unless you have a boat, unless the sheriff's office comes to help you. the national guard is helping as much as they can. the lows here in desoto county

want folks to come to the amphitheater to drop off supplies. if you take a look around on this side of the bend you can see air boats like this one that have been helping to get supplies across. we were told by locals there is a hospital on the other side of the river. usually, it would take about five minutes to drive through, but if you have to go all the way around, you're talking about over an hour to take that detour around flooded waters just to get that five-minute drive to the hospital. so they have had to load up people injured in the storm on these air boats, generators are loading up right now, to get on the other side of this water to get to the hospital. this is what people are dealing with. trying to get around, trying to find their way to simple resources they would have had access to. bor boris, a woman told me she heard hurricane ian, she said he sounded alive, that the storm growled and moaned and hung out

on top of them for what feld like forever. >> yeah, nadya, i think the important context for our viewers, amara, that we can't fit into the pictures that we are seeing is that this part of southwest florida is near or at sea level and there are literally thousands of islands that make up this community. so when a storm like this comes around, it's easy to lose access to those communities like sanibel island, like pine island because bridges get washed out and you wind up with folks having to rely on boats, many of them, as we've seen, stroun across the community to regain access not only to see their property, what's left, to rescue people as we heard from the president of the cajun navy this morning are still out there, some of them, he says, they have rescued still stranded on their roofs days after this hurricane swept through the area. >> gosh, just such a difficult

situation made even more difficult. of course, the vulnerability with these communities and islands at sea level just staggering, especially with these storms getting bigger in scale and frequency. let's turn it over to nick valencia, who is in north myrtle beach. very different scene there in south carolina. you were there as ian made a second landfall. now things look a little different, but of course we want to know about the damage and the aftermath, nick. >> reporter: it's almost night dand when you compare to what happened in florida. there is some significant damage and this is probably the most significant behind me. this is cherry grove pier, which has been here since the 1950s and suffered hurricane damage during hugo, floyd and now hurricane ian. to give a sense of how strong the winds were and how strong that rain was coming through north myrtle beach, this is a chunk of the pier.

parts of the pier have washed into the atlanta ocean and other parts washed up onshore. crews are out this morning clearing up debris, assessing the damage. people are without power. i spoke to the emergency management here. they feel like they dodged a bullet. another thing happened, how many people are on the beach curious to see the damage. i say this, i want to pan over here, jonathan, as they are clearing this debris as we are on the air right now. there is tractors clearing portions of the pier, getting it out of the way here. you can see the people on the beach. pamela, i want to talk to a resident who has been here for 12 years. this so your favorite area in north myrtle beach. tell me about this pier and what it means to the community. >> it means a lot. you see a lot of people. it's always, always packed, people fishing or walking around, viewing the ocean from out there. it means a lot to people, all of our piers to. >> reporter: i spoke to someone

this morning who said it's silly to be sad about an inanimate object when people in florida lost so much more. this means a lot to the community, right? >> all of our piers do. we lost a couple other piers. >> reporter: four in all but this is the most significant? >> yeah. looks like it has the most damage. >> reporter: tell us about your experience through the storm. your home is okay? are you all right? >> lost power for a little over an hour. everything is okay. there was a couple of trees down across the roads, but everything was fine where i'm at. >> reporter: you have to feel lucky, right? >> yes. >> reporter: your first hurricane? you are from ohio? >> not my first hurricane here. i didn't have any hurricanes in ohio. lots of tornados there. >> reporter: we appreciate you taking time this morning to give us context about this community and this area and what it means. this is the start of the day of the cleanup, boris, trying to get things back to normal. they closed the emergency

operation center as of 7:30 and now picking up the pieces here in north myrtle beach. boris. >> impressive to see that pier behind you, just a chunk of it ripped out. nick valencia from north myrtle beach, south carolina, thanks so much. let's get a clearer picture of where this storm is right now and bring in cnn meteorologist britly. ian is tracking north. it's, obviously, a post-tropical cyclone now. it still presents a lot of water and wind for the northeast in. >> absolutely. we have weakening because it's hit the friction of the land. that's a good situation to be in. the problems is there is still concern for flooding and just as boris said the winds. one of the bigger concerns, too. you see the weakening of the system. winds at 35 miles per hour. gusts of 45 miles per hour. heaviest rain now across parts of the virginias and still holding on to a few showers in raleigh and norfolk. most of the rain starting to

taper back there for now. a lot of rain back into atlantic, a few thunderstorms. scattered showers and thunderstorms from philly up into new york. heaviest rainfall totals happened last. from charleston to wilmington picked up 4 to 6 inches of rain. many under flood alert. 3 million, to be exact. flood watches where the rain is falling in the virginias. but costal flood advisories and warnings in effect, not just where the rain has fall bun where the wind pushed that water ashore and one to two feet of water a possibility there. don't drive through water. it takes 12 inches of water to lift your vehicle off the ground. turn around, don't drown. funny saying, but we have to keep it in mind because it will save your life. yellows, that's a little more vulnerable for flooding. we can expect the winds to continue on as well.

>> britly ritz, thank you so much. there was a hornet that got in my way. thanks. so as much of southwest florida struggles to recover this morning, perhaps no place has had it harder than fort myers beach. chunks of it have been inaccessible. governor ron desantis labeling it ground zero after fierce wind and powerful storm surge flattened most of the island. there was one resident whose home was destroyed by the storm who witnessed some of the worst conditions you could imagine, and he shared his experience with cnn's john berman. it is harrowing and heartbreaking. list listen to this. >> i was thinking, i tell you what, i made the biggest mistake of my life. i was able to get into a solid building. i got out of my place. i knew something was going to go wrong. and my -- a guy that i lease from, jesse, he stayed in the

house and this guy, the house collapsed and he ended up riding on the roof of his house with his dog, it crashed into the house and he jumped on a tree. i had a friend there in a house and he was with his wife and there was another couple, and the storm surge came all the way up and they had to -- the windows were sucked out. they pushed out the windows to where a tree was and they were looking at -- guys were holding on, and they just looked at their wives and said, we can't hold on any more, we love you, bye, and that was it. the horror stories are just incredible. a friend of mine was in a house and people that -- we know each other on the island. it's a small community. everybody is freaked out. i am here to talk to everybody and make sure everybody's -- he n they need to talk. he was holding on to his best friend's hair and the surge was

like 25 feet and his best friend said, you've got to let go. he said, no, he is my best friend. let go. he goes, no. it almost took him out. he finally let go and that was it. this is what happened here. i mean, it was like you couldn't see any buildings. it was -- i don't think we are ever going to see a storm like this this again ever. i had to run up to the third floor. i was on the second floor and it kept rising up. we went up to the third floor. i am thinking if this comes up any higher, we are going to be on the roof. >> just listening to that story, amara, among so many others like it, it's painful to listen to. as a floridian we are accustomed to these storms, the way it intensified, went from a category 3 to nearly a category 5 seemingly in a matter of hours

and then it shifted as well slightly eastward. it caught a lot of people off guard, even in communities that are used to these kinds of storms. when you look at the pictures, it's hard to think about how long it's going to take to rebuild and how so many lost so much. >> yeah. terrifying to hear from the gentleman's voice about how fast the water was rising runing up to the second floor. y thinking he would have to go on the roof. really frightening stories to hear. boris, you have been doing an amazing job this morning. thank you for all of your perspective. we are going to take a break. when we come back already reeling from the last major hurricanes, florida's homeowners insurance industry is about to get worse for not only those impacted by ian but others across the state. we will take a closer look. and a florida judge e says form president t trump won't have to back up p claims in court ththae fbi planted evidence during that search of mar-a-lago.

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homeowners in florida are facing a nightmare scenario after hurricane ian tore a path across the state. according to the latest estimates, hurricane ian may have caused as much as $47 billion in damage. now people forced to rebuild their lives have to overcome rising construction costs, skyrocketing interest rates and soaring insurance premiums. homeowners were already paying nearly triple the national average for insurance there, $4231 a year per policy compared to the u.s. average at 1,500. and most of the homes damaged by ian are not covered by flood insurance. joining me now is amy bogs, head of the division of the florida trial lawyers association.

good morning, amy. i am sure a lot of people are listening and want to know what they can do in this situation. but first off, you know, talk us to about how ian is going to exacerbate this insurance crisis that we have been seeing, especially in florida. >> good morning. yes. so we are facing an unprecedented situation in the state of florida. we already have an insurance product that is so expensive in addition to the increasing costs. it is very difficult to even get insurance. and then when you do, we've had year over year diminishing returns product, meaning you think you are fully covered and then you realize that your screening closure isn't or roof isn't fully covered. we are in a situation in florida where folks are going to be very challenged to rebuild. and that's the biggest hurdle to getting these communities back. >> so how do we get to this

point? i mean, obviously, it's clear that the risk is high in florida, right, where storms are frequent and to know that most floridians don't even have insurance because flooding and these water events are not covered by a simple homeowners policy. i read that six insurance companies have already left florida this year. how did things get so bad? >> absolutely. the problem in the state of florida really is that we have had lax oversight and the insurance companies have been mismanaged to an extent. the insurance companies say, well we, 'getting sued for claims and things of that nature. homeowners are saying my house was wiped off the map. i want you to pay me so i can rebuild. i have hurricane michael victims four years post-storm still living in trail ners front of

their home waiting to settle their claim. so one of the biggest problems that we have in the state of florida is that insurance companies are not made to fully and timely pay their claims. and that's the barrier to rebuilding. it also can lead to a foreclosure crisis. you have folks who throw up their hands and say we are just going to leave the property. it's not worth fighting about, et cetera. and so we're in a really difficult time here in the state of florida. we have blue tarps still in the panhandle. we are now going to have that through the middle of the state. >> what do you say regarding the insurance industry's argument about florida's tort laws. it encourages more lawsuits against insurers than other states, but there is there have been a lot of fraudulent claims as well where insurers have been forced to settle in addition, correct? >> yeah, so that's a more

intricate debate and i would be happy to get into some of the statistics with that. first of all, one thing to know about your insurance policy is that it's a contract. this isn't tort. this isn't personal injury, someone saying, hey, listen, i got hit by a car. it really is a contract where on the happening of certain events like a hurricane your insurance company is supposed to answer the call. and the fraudulent claims, we agree, as the trial lawyers, that you need to stamp that out, and we are willing to work on -- with the insurance companies to get that out. that's not good for anybody. >> so all around there is so many factors that need to be address inside terms of regulation and making sure that these insurance companies are actually giving adequate coverage when people are paying up. but what about in terms of, if i'm a floridian who has just been through a horrendous storm,

you have insurance, you think, okay, well, at least my insurance will cover it, but, i mean, what can they expect in terms of what kind of coverage they are going to get and their premiums going up? is that guaranteed? >> so the premiums are going up regardless, even if you didn't have a storm event at your own personal home. yes, your premiums are going up. and what is covered again has diminished in the past several years. the insurance regulator for the state of florida has had the ability to reduce and reduce and reduce roof coverage. there are some limits on water damage and so on and so forth. so people are buying this product because they have to, right, and it's covering very little, and then when they have a claim in their time of most need we have a problem in the state of florida with insurance companies not paying their claims. when you have -- and that leads to, right, that lack of oversight, is what we also see when we have six insurance

companies going belly up. who is watching that? somebody should be looking at those financials year over year. most recently -- yeah, with these -- with the carriers going belly up, the last forensic that was done about a carrier that went into foreclosure, receivership, was in 2017. >> we're out of time, amy. we appreciate your perspective on this. it's a very important conversation. as we know, the climate is warming and that means more and more people are going to be displaced not in just this country or in florida, but really around the world, and this is just a major intractable issue that needs to be dealt with. amy boggs, thank you very much. >> thank you. we are continuing to report live from southwest florida in the wake of hurricane ian. up next, we will g get an updat

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i'm boris sanchez coming to to you live from fort myers as cleanup and recovery efforts get underway all across the state of florida, specifically in the southwest part. this is new video. it is just in to cnn out of the fort myers area. you can see water and mres

essentially ready-to-eat meals being handed out to residents who are filing into line. we learned this morning that officials have actually adjusted the overnight curfew. the original curfew was set on wednesday and it was set to expire after 48 hours. the curfew is now set from 9:00 p.m. to 6:00 a.m. until further notice. they are asking people to stay out of the hardest hit areas and they shouldn't go out into the street past 9:00 p.m. only on official business or in the case of an energy, just to make things easier for the crews. we take a look at the headline from the "tampa bay times" that says it all. "florida brought to its knees." of course, as far south as fort myers beach to sanibel, naples, orlando, all of florida has been devastated. and among the hardest hit areas by hurricane ian, lee county has borne the brunt of this storm. there is aerial footage that

shows the catastrophic damage left behind here. entire towns like sanibel island pulverized by wind and then washed away by the historic storm surge. large parts of the county still remain without power and there is a fear that as the death toll stands at 45 fatalities, that number will likely increase amid ongoing search and rescue efforts. let's talk right now to lee county commissioner and the former mayor of sanibel island kevin ruine. sir, i'm wondering how you are holding up. you were able to fly over sanibel island. you met with residents there. how are you doing and what have you heard from the residents? >> listen, first and foremost, it's a little loud here. i am at the lee county emergency management center, where state, federal and local people come together, obviously. so flying over sanibel,

obviously, the devastation i can't put into words. buildings, houses, commercial establishments completely gone. many breaches in the bridge. i governed there for 14 careers years, was mayor for 11, i know people on a first name basis. we are doing everything we can, exce search and rescue. it's an emotional roller coaster to say the least. >> and, kevin, what are some of the biggest challenges that crews are facing right now to access these areas, because we know certain bridges have been washed away, some areas are hard to access, there are all kinds of dangers that get in the way of the search and rescue operations. if you could walk us through the challenges that rescue crews are facing, our viewers could get a better picture of the challenges this morning. >> let me start from the top. infrastructure-wise, what's damaged, roads, sewer, water,

power, and, obviously, wifi. so the challenges, obviously, and thank god we as local people were able to deal with reasonable people, state, federal, it's all hands on deck. it's where the united states should be. we are coming together as one. we have been able to coordinate with the coast guard, with the military, appropriate helicopters over there. we created a barge service to bring stuff over there, obviously, bring people back, a ferry service. we have been coordinating on the barrier islands. my district is captiva, sanibel, southwest cape, pine island, boca grande. so many, many communities have disruptions. sanibel, okbviously, is one of the more destructive. fort myers beach is worse, if that's possible. >> could you give us an update on the death toll? because we understand there may be new numbers coming in out of

lee county. last we heard there were 16 as we look at before and after photographs of that area in sanibel. clearly, the second photograph just entire buildings, communities raised from the ground. do you have an update on the number of fatalities? >> no, they come out every night. we coordinate with the department of health. they go through the process to ensure what we have and what was the reason for it as we go through the autopsies. that's published every day. the number you have is yesterday. >> you know, sir, i'm a native floridian. i know how people react to these storms, and often when folks see even a category 3 storm they often shrug. this one within a matter of hours went from a category 3 to nearly a category 5. do you feel that folks in this area were prepared? especially as the storm shifted

eastward kind of at the last minute? >> well, i mean, so, you know, talk about the situation. it was a perfect storm, if you will. i don't mean any -- [ inaudible ] you have 12 and 16-foot storm surges. we get that storm surge. you go back with donna, that was accurate with the models. so that was, obviously, something that just added ms misery. the water damage brought lot of the the buildings down. when you think about wind, you have significant tidal surge, high tide, you have 20 feet of water. unfortunately, the force with the wind and the water is bringing down the buildings. i think more damage happened from storm surge than from actual wind. >> and it's important for our viewers to understand the context because it isn't immediately captured in. so images that we are sharing. the context is that this part of southwest florida is thousands of islands strung together.

and so they are at or near sea level. i'm wondering what you want folks at home to know about this part of florida, what the community is like and was like before the storm. >> oh, the community, obviously, i governed on sanibel almost 14 years. the community was one that was thriving. the community was a tourist destination. sanibel one of the top ten tourist destinations in the world. obviously, that's the before. right now the after is we are now rebuilding. the good news is that the resources we have had to address the situation, the bridge, the federal government, department of transportation, all making commitments to have design plans within 30 days it build that bridge as quick as humanly possible. it's all hands on deck. it's the first time you see all forms of government working together as one. i hope we learn from the storm and continue to do that. >> yeah. i hate to see sanibel island in

this condition. my family actually vacation there had. my sister and mom and their kids, just a few months ago. to see it in this state after the memories they made there is heart-wrenching. kevin, we appreciate your time. let us know what we can do to help in the recovery effort. thank you. >> all your press would be helpful. any donations to the united way, that would be helpful for people that, obviously, need that. thank you. >> of course. and don't forget to check cnn's website. there is a way you can lend a helping hand to these folks at a very needed time. you can impact your world by making a donatioion or offering assistance at this difficult time. our coverage continues after a short break. stay with cnn. we'll be right back. with aveeno® daily moisture. formulated with nourishing, with avprebiotic oat.isture. it's clinically proven moisturize dry skin for 24 hours. aveeno® it seems like things are falling apart lately. the economy. the market... everything.

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to your top eligible spend category, up to $500 spent each billing cycle with the citi custom cash℠ card. i love it... [voice vibrating] the chairman of the house committee investigating the january 6th attack on the capitol says that hearing postponed this week has not yet been rescheduled. the hearing was postponed in

response to then-hurricane ian bearing down on parts of florida. but the delay has not slowed the long list of investigations surrounding president trump. it has delayed at least one. joining me is elie honig, a cnn legal analyst and former assistant u.s. attorney for the southern district of new york. god to see you. start with ginni thomas, who apparently believes still that the 2020 election was stolen. what exactly do you think the committee is looking to hear from her? >> well, there are so many different areas ginni thomas was involved in. by her own words, she is a confself confessed election denier, a well connected conspiracy theorist. the most interesting thing is she was in text contacts with mark meadows about the efforts to overturn the election. two, we have emails and texts

showing ginni thomas pressuring state officials in wisconsin and arizona to try to overturn their electoral votes. if i'm questions ginni thomas, that's where i will go. representative bennie thompson said she answered, quote, some questions during her interview. we could see video of her testimony in the next hearing, whenever that gets rescheduled. >> and, obviously, the optics much this doesn't sit well with a lot of people. you have the wife of a supreme court justice, a well known conservative activist who communicated with the executive branch whether it comes to mark meadows and urging him to fight to overturn the 2020 election. are there any policies that could limit justice thomas in any cases related to potentially january 6th or the 2020 election? >> so in our system we leave that up to the individual justices. lower ranking federal judges do have policies that would require them to recuse themselves on

anything where they or a close relative had a potential personal interest. those policies do not apply to the supreme court. they are sort of above the law, in a way. it's up to justice thomas. i believe, and i think a lot of other lawyers would agree, he should be recusing himself, removing himself from anything to do with january 6th given his wife's even tangential involvement. but justice thomas has not done that yet and it's really a matter of his own ethics and own judgment. >> regarding the investigation into the classified documents seized from mar-a-lago, how is this special master that was appointed, how is that working out for both sides? >> somehow this is turning into a lose-lose scenario. usually in litigation if one side is winning, the other losing. here they are both getting hit hard. donald trump had some dubious defenses called out by the special master, the idea that he declassified documents, the idea that documents were planted. but the district judge said the

other day donald trump does not have to answer. on the other hand, it's dragaggg on. that's not good for doj. we are eight weeks out now and the special master hasn't really begun his review. somehow both sides are losing. >> appreciate it. thanks so much. >> thanks. we'll be right back. stories of bipolar depression. i just couldn't find my wa out of it. the lows of bipolar depression can take youo a dark place. latuda could make a real difference in your symptoms. latuda was proven to significantly reduce bipolar depression symptoms. and in clinical studies, had no substantial impact on weight. this is where i want to be. call your doctor about sudden behavior changes or suicidal thoughts. antidepressants can increase these in children and young adults. elderly dementia patients have increased risk of death or stroke. report fever, confusion, stiff or uncontrollable muscle movements, which may be life threatening or permanent. these aren't all the serious side effects. now i'm back where i belong. ask your doctor if latuda is right for you. pay as little as zero dollars for your first prescription.

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back here live from north fort myers. amara, what i have found most impressive about all of this, witnessing the devastation caused by hurricane ian firsthand, is just the raw power, the jaw-dropping power of mother nature to take all the infrastructure, all the communities, all the neighborhoods and so much work that people have put into building these communities in florida and to just literally wipe it off of the map as we've seen in places like sanibel island and fort myers beach. and to think about the fact that climate scientists have pointed to these storms becoming more intense. the winds getting stronger. the amount of rain that they drop getting heavier. it makes me think about the future of my home state here in florida and what storms like these portend for our future. it's painful to think about. we should also focus, obviously, on the heroic efforts of first

responders on the ground and the incredible work they are doing to save lives. >> it's heartbreaking to hear you say that. i lived there many years. my heart is with florida. my family has a home in naples. of course, we are thinking the same things, wondering what the future holds, especially with climate change and these communities so vulnerable. great job. stay safe. we will see you back here tomorrow morning. there is much more ahead in the next hour.

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hello, everyone, i'm fredricka whitfield in atlanta. my colleague boris sanchez is in hard-hit fort myers, florida. this is a special cnn live coverage. and we begin this hour with the potential levee breach threatening homes in sarasota, florida. sheriffs deputies are going door-to-door warning residents about the potential for 15 feet of water inundating their neighborhood. sarasota is one of many of the gulf coast communities facing severe floodin