good morning. buenos dias and welcome to your "new day." i'm boris sanchez. >> good morning, boris. i'm amara walker. with the final push to election day till the midterms, president biden makes a final pitch and now the student debt relief program has hit a roadblock. we'll tell you what it can mean for millions of people across the country. plus, an alarming surge in respiratory viruses among kids leaving pediatric wards overwhelmed. what is behind the spike and what does it mean heading into flu season. and the january 6th committee hands over a s&p to former president donald trump.

will he comply and what's next. ukraine's infrastructure and forcing rolling blackouts. we're going to take you to ukraine for the very latest. ♪ take a nice big deep breath. it is the weekend. saturday, october 22nd. we're so grateful you are starting it with us. great to be with you, amara. >> great to be with you as well, boris. good morning and happy weekend. as we were saying this morning, we're just over two weeks from the mid tefrm elections. yes, it's already here. when the control of house and senate is up for grabs, and millions of people have already turned out to vote in crucial races across the country. and new numbers show nearly 6 million ballots have been cast already in 39 states, potentially pointing to another election cycle with high voter

turnout. >> and with americans facing high inflation and gas prices, the economy is the top issue heading into november 8th. republicans and democrats are now working overtime to drive home their message to voters to mobilize their respect irv bases. president biden spent yesterday touting economic wins while slamming plans put out by republicans. one of his key initiatives hit a big hurdle. the federal court paused his forgiveness plan. let's bring in jasmine wright. his forgiveness plan was key in hoping young voters were vote, especially young voters of color. now that plan is on hold. >> reporter: that's right, boris. it's a major blow to the president. the question is how long will it last. the white house said people could see student debt relief as soon as sunday.

now, of course, that is on hold as the appeals court has given the administration until monday to respond. those who challenged, six gop states v until tuesday to respond to the administration. obviously, we have a bit of a delay here. of course, this comes at a precarious time. three weeks until the midterm elections. finally yesterday we saw the president for really what amounts to leaning in to this executive order, really touting the success that he says 22 million people signed up in the first week. there were no glitches on the website and how beneficial it would be to young people and young voters ahead of the midterms. he slammed the republicans saying, how do you think you are for those who criticize the plan that he has? now, of course, we know that the white house in response to this hold has urged people to still continue to sign up for the debt

relief, really wanting them to continue their applications. in a statement, white house press secretary karine jean-pierre said we will continue to move full speed ahead in preparation for the compliance with this order, and the administration will continue to fight the republicans blocking our efforts to provide leaf to working families. the white house is clearly not backing down on this, but, of course, it remains to be seen how long this pause will last if not indefinitely. >> and, jasmine, we know president biden's approval ratings are under water. he's not really been welcomed to the rallies to help the democrats running in this election, but he is talking about his political future. what is he saying about his plans to run again in 2024? >> reporter: well, the president gave the clearest answer that we've heard so far from him on 2024 about whether or not he will run. he said he has not made a formal decision about running, but it is his intention to do so. take a listen to him here in

this msnbc interview. >> the reason i'm not making a judgment about formally running or not running, once i make that judgment, a whole series of regulations kick in, and i have to be -- i treat myself as a candidate from that moment on. i have not made that formal decision, but it's my intention, my intention to run again, and we have time to make that decision. >> now, of course, his intention is going to loom large over these next two weeks because as you said he's an unpopular president despite some of the things he's passed while in office are popular, and, of course, his age, 79 years old, he's the oldest president to date. those are all going to be factors in the next two weeks as this white house races to the midterm elections. >> jasmine, i appreciate it. jasmine wright there. let's bring in political commentator and anchor of the you decide podcast, errol louis. good morning, errol. we just said, heading into a

midterm this crucial, we would expect to see, at least traditionally, the president holding big campaign rallies, but the white house has obviously taken a much more toned down approach, still focusing on biden's ability to raise lots of money for the democrats. so more private events. and an analysis from "the new york times" shows obama had, i think, 16 rallies in october before his first midterm. trump had 26 and you see there biden with a big fat zero for the month of october. does this hurts or help democrats in the midterms? >> good morning, amara. you could put another line of numbers on that chart, and i think it would explain what president biden is doing right now because after he did all of those rallies in 2010 and joe biden was there with him, president obama's democrats lost 62 seats, 63 seats in the house of representatives. you know, after doing all of those rallies, donald trump saw

the republicans lose 40 seats in 2018. so, yes, they're not following tradition, and they specifically want to break with tradition. they don't want to go out there, spend a lot of time and a lot of money and a lot of political capital only to see a real backlash from voters who traditionally don't particularly want to keep supporting the president's party when it comes to the midterms. >> so -- right. the economy, right, is the huge issue. i mean americans want to feel like they have more money in their pockets. right now, they don't feel that way. inflation has been stubborn. gas prices are barely inching down. is there anything else the biden administration can do to help on that front? >> i think what they're trying to do is all you can do if you're in the white house under these circumstances, which is show that you are trying, that you are fighting for your constituency, that you're going to try to make it easier for people because it is a pretty grim situation at the pump and

at the grocery store counter. on the other hand we've seen that presidents who've had a tough economic hand -- i'm thinking now of former president bill clinton -- just by showing he was fighting, doing everything he possibly could, he won the re-election. i think that's the strategy that the biden administration is attempting, that they're going to do the best they can, even if it's through executive order on student loans. they got a trillion-plus dollars into infrastructure. the inflation reduction act, they're going to lower the cost of prescription drugs. they have an adequate record to run on. they just have a populous very upset because there's a ground war in europe and prices keep going up. there's a lot of bitter division for a lot of different reasons, but the record shows that over time for his own re-election at least, president biden can expect people to start to realize that he's at least on their side, even if he doesn't win every single fight. >> what kind of alternative are

the republicans promising to improve the economy? >> you know, it's interesting because you don't really hear anything. they understand they don't have to really give anything in the way of specifics because that's not what this is about. when people fill up their car -- i filled up my car just yesterday. it was a really painful experience. it wu at least $10 higher than i expected to pavement when that happens, people, i think, make a rational calculation and say, this isn't working out for me, let's just go in a different direction. they don't particularly need to know that the republicans want to cut taxes or adjust prescription drug prices or whatever it is they may be running on. they don't have to. and if the message is time for a change because this isn't working, that's a very potent message going into the final days of an election season. >> another topic that biden was talking quite a bit about was abortion, right, this week. he was promising to codify roe

v. wade if the democrats did gain more seats in the next couple of weeks. when roe v. wade was overturned this summer, it seemed like the silver lining for the democrats was, hey, this is going to inject more enthusiasm for the midterms. it's going to ignite a sense of urgency. do you feel those feelings have faded a little bit? >> polling suggests that it might have. i emphasize might, amara, because there was also a wave of new women, especially young voters, who registered, who decided to vote for the first time. we've seen this before. and so polls aren't necessarily going to capture those people. if you just newly registered, you don't show up as the kind of voter that pollsters are looking for. you're not necessarily in the databases that they're using. so democrats believe, they're hoping that they're going to be able to mobilize those people. that's why you see so many ads from so many candidates going back to abortion even though it doesn't necessarily seem to have

the kind of electric charge that it had right after the overturning of roe. this is one of those mysteries we're going to know better how it all worked out on november 9th. >> whatever the issues are that are mobilizing people, we're seeing early turnout especially in georgia, and that's definite lis heartening. er roll lurks thank you so much for joining us this morning. >> thank you. this is of special concern for parents because there's a growing health issue affecting kisses, cases of a common respiratory virus, srv, are surging across the country. >> it's very concerning. federal data shows that 74% of pediatric hospital beds are currently in use nationwide, and several hospitals tell cnn that they've been overwhelmed with patients at a time of the year when the surge in rsv cases is unusual.

cnn medical correspondent dr. tara narula has more. >> thanks, boris and amara. we are seeing an uptick in rsv nationwide, and in particular when it comes to kids having to go to the hospital, we're seeing many hospitals overwhelmed with kids being admitted with rsv. we know that it's a common lower tract respiratory illness in kids under the age of 1, and on average causes 50,000 cases a year. typically most kids do well, even when they're hospitalized with supportive care. we think we're seeing an uptick in part because of the covid mitigation strategist. we know that most individuals have rsv before they reach the age of 2. here we have a population of children who never really had the ability to develop immunity and also moms who may not have

been able to pass along their immunity to kids. we want parents to pay attention to thinks like runny nose, cough, sneezing, wheezing, or in young infants, decreased activity, irritability, or difficulty breathing. certainly if any of those things get worse or a child has trouble staying hydrated, it's important to get to the emergency room. pediatricians have the means to diff yant covid from the flu. that's an important thing to note. this is transmitted basically in similar ways with coughing and sneezing and viral particles that can land on hard surfaces and be there for several hours. it will be important to cover coughs, wash hands, disinfect surfaces, and avoid contact with people who are sick, really paying attention to your younger children and keeping them away from anyone who may be exhibiting signs that could be rsv. >> it's tough though. these kids in these preschool

settings are sitting in a petri dish, it feels like. coming up, the january 6th committee slaps president trump with a formal subpoena, calling on him to testify and hand over documents related to the insurrection. the question now, will he comply. plus, russia hammering ukrainian infrastructure, forcing blackouts across the country. now there are fears vladimir putin is plotting an attack against a critical dam. we'll have the very latest from the ground in ukraine. stay with "new day." we're back in moments.

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attack made good on i its promise to s&p president trump formally serving him on friday. it comes in an effort to try to get him to testify and hand over crucial documents by early november. trump's testimony, though rare for a former president, is necessary to close the investigation. the documents and testimony each expected by early november. >> let's bring in cnn capitol hill reporter annie grayer who joins us for the very latest. it's an interesting document. it's a trove of information the committee is asking for, so walk us through what's in the s&p. >> reporter: yeah, this s&p really lays out the committee's belief that donald trump was at the center of a multi-faceted scheme to overturn the 2020 presidential election, and the s&p uses evidence that the committees presented throughout its hearings to make that point. it says that donald trump enacted a wide-ranging pressure

campaign across our government from the department of justice to state officials to lawmakers, to even the former vice president to try and get help in this pressure campaign. it says that donald trump orchestrated the fake elector scheme to have states submit fake electors on his behalf to congress, and it says that donald trump played a key role in summoning the violent mob on the capitol on january 6th because trump knew that some of these protesters were armed, and he did nothing to stop the violence for hours as he watched it unfold on television. so in addition to laying all that out t committee requests a wide range of documents from trump, including all the conversations he had on january 6th and any conversations he might have had with witnesses that have also testified to the committee. so those documents are due november 4th, and the

committee's asking trump to sit for an under-oath deposition either in person or virtually november 14th. >> and, annie, so what do we know about how trump might respond to this? >> reporter: we don't know exactly how trump is going to handle this, but his lawyers who he's hired specifically for the s&p have acknowledged it and said they're developing a further response, but we know this is going fw a lengthy legal battle, and time is not really on the committee's side because it's expected to finish its work by the end of this calendar year, and the committee believes that trump has testimony that only he can provide and are willing to take any steps necessary to secure it. listen to what democratic congresswoman zoe lofgren said on our air yesterday about this. >> he has a legal obligation to come in and talk to us. just as importantly, he has a

legal obligation to respond to the documents that we've ordered him to produce, all of which are important to finishing our investigation. so let's see if he lives up to what the law requires of him. >> reporter: so we're just going to have to see how this plays out. >> yeah. and, of course, we'll be watching closely with you. annie grayer, thank you. up next, the story of a ukrainian mother who hasn't seen her son since russians took him at the start of this war. while he is believed to still be alive, the toll his absence has taken on her is grueling. hers, neuriva plus is a multitasasker supporting 6 key indicators of brain healtlth. to help keep me shsharp. neuriva: think bigger. it's the greatest s sandwich roster ever assembled. next is the new great garlic. the tender rotisserie style chicken is sublime

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happy halloween, michael. [ screaming ] [ eerie music playing ] come and get me. [ heavy breathing ] [ grunting ] new this morning, rockets reportedly seen passing over the city of mykolaiv in southern new crane as air sirens sound around the country. >> it is the latest in another round of unrelenting strikes from russia that have crippled ukraine's infrastructure and power sources, forcing widespread blackouts for many parts of the country, and as

these unrelenting attacks unfold, there are many families who are still searching for loved ones missing since the beginning of the war. cnn's clarissa ward is in southern ukraine, and she is joining us now with more. hi, there, clarissa. >> reporter: hi, there, amara and boris. russians are relentlessly targeting ukrainians and civilian infrastructure. we have focused on another way in which civilians have been targeted in areas occupied by russians. civilians have been illegally detained and forced back to russia languishing in prisons while their loved ones desperately work to get them free. take a look.

normal life has started to return. the scars of russian's five-week occupation has remained. this woman hasn't seen her son, a 23-year-old, since russians took him from their home seven weeks ago with no explanation. >> translator: they took him from our front yard and he's being held in the russian federation. i know for sure he's alive because i received a letter from him. i demand russians release my civilian son. the letter sent from russia was delivered via the red cross in geneva. there are just three words. mama, alive, healthy. >> did you know immediately when you read it that it was from him? >> yes. >> reporter: he wrote it, she tells us. i feel he is alive. i know he is alive. i hope. >> what would you want dima to know right now? >> reporter: dima should know

mama is waiting for him, she says, and mama is fighting for him. elana is not the only mother fighting. on monday, 108 women, including 12 civilians were released from captivity in russia. according to human rights groups, hundreds of ukrainian civilians have been imprisoned unlawfully there. the lucky ones are used as bargaining chips in prisoner swaps. when we first met this woman in april, she was desperately looking for her daughter viktoria. the young math teacher was taken from her home by russian soldiers on march 25th after they found messages about russian movements in the area on her cellphone. she was taken to a detention center in russia. we hope that she will get in touch, katarina says, with

somebody somewhere. last month viktoria was one of two civilians who returned to ukraine as part of a prisoner swap. it's over, don't cry, you're home, the other woman released comforts her. it was a moment katarina will never forget. >> translator: she called me when she first crossed into ukrainian territory. i was crying and shouting. the whole neighborhood could hear. >> reporter: the family home now is a place of celebration. viktoria tries not to dwell on what she went through. were you ever treated badly? >> translator: in the beginning when i first arrived there, yes. >> reporter: in what sense? what did they do? what did they say? >> translator: different kinds of threats about what they will do to me and how they will do it. there was physical abuse, too,

but i won't say it in front of my mom. mom doesn't have to know this. >> reporter: how does that make you feel to hear what your daughter went through? >> translator: it's hard. so hard. >> reporter: outside and away from her mother viktoria tells us more about her detention. were you assaulted in some way when you were held captive. >> translator: yes. i was given electric shocks. they used sticks on my hands and legs. this was physical abuse. they were beating me. psychologically i prepared myself for this. i knew this could happen at any moment. i'm probably lucky it happened to me once. >> reporter: international law is very clear it shouldn't happen at all. under the geneva convention,

civilians are to be treated as active persons and transferred them to another country is a war crime. katarina is now focused the joy of being reunited with her daughter after months of horror. but for so many others, the nightmare continues. >> larry: elana who you saw at the beginning of the piece is still looking for her son dima, along with many other family members trying to track down loved ones who have been detained in russia. boris and amara, this is sort of one pillar or one russian tactic that we're seeing. another one is the forceable deportation or so-called evacuation of ukrainian citizens into russian territory from russian-held occupied parts of ukraine. that also, according to human rights groups, that forceable movement of civilians into russia, constitutes a war crime. so this is something very serious that we're being seen

implemented in various different ways on the battlefield. >> yet another brutal tactic the russians have employed in this bloody invasion of ukraine. clarissa ward reporting from ukraine. thank you so much. let's discuss further were cnn contributor jill dougherty, currently a georgetown university adjunct professor. good morning, jill. good to have you on bright and early. as russia has been losing ground on the battlefield, we've really seen them start to attack the infrastructure. there's a dam under their scope. how long do you anticipate this is going to continue in. >> this could continue for quite a while. really what's happening if you stand back and look at it, at the beginning of the war, the russians were attacking fuel depots, things that could be used in kind of a military sense. but now they're creediceding

territory, the russians are trying to figure out what to do. on the ground their gain is not strong, so they've taken to the air. this is where they can really go in and just bomb civilian infrastructure. you say why would they do that. well, number one, it degrades the ukrainians. but it also sows a lot of fear and makes areas inhabitable. if you go after water, electric, lights, et cetera, it makes it almost impossible for people to live there. so i think that's the technique that they're using. clarissa talking about removing people from the areas, you could say that that kind of clears the decks for the russians to try to have an all-out battle without civilians in the way. but i think the problem now is this is obviously the technique that they're continuing. they're not stopping this. putin apparently thinks that this is effective.

i fear that this is going to go on for quite a long time. >> and a new chapter in this war also deals with the use of these sue sight or kamikaze drones that russia has started using. the united states believes that it is iran that is supplying these drones. iran denies it, russia denies it. in your assessment, is there any credibility to those denials? >> well, if you watch russian tv, there's no credibility because actually on tv we've had a couple of instances where the anchors or people who are interviewing were saying, well, we know they're iranian, but we can't really say that, so let's keep it kind of quiet. so this is -- it's ludicrous. i think what's happening is the russians, from what i understand, have had -- have, you know, bought these drones from the iranians and then tweaked them in some fashion to

make them russian. so when the russians claim that they're russian drones, technically they have, again, you know, tweeted them, but they're essentially iranian. and they're not very sophisticated. they come in. they're kind of like small missiles. they're called kamikaze as they blow up. there are other drones that can actually be reused. so these are really, i would say, weapons of desperation. russians do not have adequate supplies of drones on their own. and so they're using iranian drones. >> and the u.s. intelligence is that there are irgc agents, iranians, on the ground training russians on the so-called russian drones. it's interesting the curve of logic there. jill, france has called for the united nations to investigate this. they say it's a potential violation of international law. what could the united nations do if they found evidence that

russia was doing this to punish them? >> well, one of the problems in the united nations is that, of course, russia is on the security council, and so any action that they might take, russia usually tries to block. but recently we've seen a lot of nations actually condemning what russia is doing. but ultimately whether it could stop iran or russia from doing that is kind of questionable. but i think, you know, overall russia's image is being damaged by that. you have to look at their friends now. their friends in a military sense are iran and north korea. that in my opinion is a really sad commentary on russian diplomacy. >> yeah. the friends you keep say a lot about you, don't they. jill dougherty, thanks so much for your time. thanks for the insight.

still ahead, mortgage rates are rising yet again, and this time they're stopping just short of 7%. what that means for perspective home buyers coming up. until w downy rinse and refresh! it doesn't just cover odorsrs, it helps r remove them up to 3 3 times better than detergent alone! findnd new downy rinse & refresh in the fabric softener aisle. think about the best nigight's sleep you've ever had. at tempur-pedic, we're dedicated to helping you sleep like that. every night. so you get the deep, comfortable, undisturbed rest you deserve. for a limited time, save $300 on select* undisturbed rest you deserve. tempur-pedicattresses. ♪follow the yellow brick road♪ ♪♪ ♪follow, follow, llow, follow♪ ♪follow the yellow brick road♪ ♪ heart-pounding design. intelligent technology. ♪ courageous performance. discover a new world of possibilities with a bold new take on the lexus rx.

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let's get a quick check on some of the top stories we're following this morning. in texas, a state trooper the first to respond to the uvalde school shooting has received termination papers. the papers did not disclose under what grounds he was fired. he was seen on video camera five minutes after the shooting when he entered the school. the firing comes after an outcry in the extreme delay over the response of responding to the massacre. over 1,000 students at a high school were out this week with flu-like symptoms. officials with stafford county public schools canceled all activities until monday and will reassess the conditions on monday to work with the local health department to identify the root cause of the illness. and the irs making changes

to 401(k) rules, an unprecedented boost on how much you can save for retirement coming from the irs. starting next year, you can contribute $2,000 or roughly 9.8% more into your retirement account. the new cap, $22,500. contribution limits to traditional iras and after-tax rocket iras boosted as well. it's due to inflation. it comes days after agencies announced changes for the tax brackets next year. the upshot for anyone with earned income, a likely boost in take-home pay. if you're looking to buy a home, you might want to think again, at least right now. this wheat mortgage rates saw another hike creeping closer to 7%. since the beginning of the year mortgage rates have more than doubled. >> it's the result of an effort by the federal reserve to try to tamp down inflation, but higher rates are putting home purchases

more and more out of reach for many americans. cnn's rahel solomon has more. >> reporter: boris, amara, mortgage rates are more than double what they were at the start of the year when the average 30-year was closer to 3%. this means that buying the same house today costs much more than even just a few months ago. for example, if you bought a $390,000 home today and put down 20%, that same home costs an additional $700 more every month, and that's causing buyers to sit out this market. new data this week shows new sales of existing homes fell 24% compared to last year and down 1.5% compared to the previous month. so why are mortgage rates rising so much? well, like many things in this economy, the answers lie with the fed as the fed tries to cool inflation, curbing spending, it's raised the key interest rate. that impacts our borrowing costs

for consumers. we're seeing an absolute slowdown in spending. what about home prices? supply is still tight. so prices have yet to slow in a meaningful way. they're still on average higher than they were a year ago, although, slowing on a month-to-month basis. what is a buyer to do? i talked with a real estate developer. she said if you can still afford to buy, you might try negotiating with the buyer in this market, but the key words are, if you can still afford to buy. amara. >> i don't think a lot of people can afford to buy right now. by the way, this programming note for you. join stanley tucci as he explores puglia, the heel of italy's boot. it's nonfor its food and famous olive oil. don't miss an all-new "stanley

tucci searching for italy." that's tomorrow night at 9:00. baback after this. above the gumline than floss. for a cleaner, healthier m mout. listerine. feel t the whoa! back when i had a working circululatory system, you had to give your right arm to find great talent. but with upwork, there's highly skilled talent from a over the globe right at your fingertips. it's where businesses meet great remote talent ♪ ♪ this is how we work now ♪ ♪ ♪

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jo so the phillies are two wins away from going back to the world series for the first time in more than a decade. >> andy scholes joins us now. a special night, especially for one play. >> yeah, guys. you make a blunder in the postseason, fans will remember that for a very long time. luckily for the philly's second baseman jean segura, he quickly made up for his mistake. the phillies get a great chance for a double play, but segura drops it. a run comes in to score to tie the game, but then in the bottom of the inning segura comes up with runners on second and third, delivers a single into the outfield, scores both runners, phillies take the lead, 3-1. padres get the tying run in the ninth. but check out this check swing. he was livid. he gets ejected. the phillies go on to win game three, taking a 2-1 series lead. here's sega aftura after turnin

night around. >> i turned to second after boo boo'd the ball. you let go of the mistake and keep going forward. i came through in that big moment. >> game four of the alcs at 7:45 tonight. astros up 2-0 on the yankees, 5:00 eastern eastern on our sister station. warriors hosting the nuggets. warriors down three. under 20 seconds left. they're pressing. they're going to get the steal. jordan poole lays it in. a heads-up play by two-time reigning mvp play nikola jovic. denver holds on, 128-23. back to back to back to back, world cup finals for the

women's soccer team is now set. the draw held for 2023 held earlier this morning. the u.s. is going to open group play against vietnam, then netherlands, as well as a game against the winners against cameroon, portugal, and thigh land. they could meet in the final. the reigning european champs beat them earlier this month. the world cup kicks off from new zealand in july. >> another big day of college football. boris, i'm sure you're excited. get ready for the clemson game. >> i'm not going to miss it. i've been pushing you guys to give us syracuse highlights, hopefully a win, not a loss to clemson. >> i just want to know, boris, what you're going to be cooking up, because i'm always on your instagram feed like what is he making for the game.

>> i cook sundays, not saturdays. saturdays, it's uber eats. andy scholes, thank you so much. still ahead, hospitals overwhelmed and parents on edge. cases of rsv surging across the country. more on what parents can do to try to keep their children safe. so the city of philadelphia had a record-high number of homicides last year and incidents of gun vie ledge continues to surge. it's a danger tyreke glassco knows well. he had been shot 11 times when he was a drug deal never his south philly nachbld but since he returned home from prison nearly a decade ago, he's been a force for good. take a look. >> when you're the one the runs the block, people know you, it's a dangerous life. >> i knew the community was going to follow me for the negative stuff. i said, let me see if they're going to follow me for something

positive. >> grab what you want. >> in 2019 we opened up our community engagement center which used to be a community drug house. now it's a safe place for our children. >> how many people here got kids? >> we provide clothing, food, vegetables, hot meals on tuesdays and thursdays. >> one shrimp, one chicken. >> giving people what they need not only helps them, it consistently stays safer here. >> the shootings are down and the relationships are up. my relationship with the philadelphia police department is cool. i'm seeing officers in a different light it. builds trust and confidence. they need to see all cops aren't bad. >> it's really about your heart and what you want to do. we're trying to create a safe environmental for the whole neighborhood. >> to find out more about tyreke and his work, go to cnnheroes.com. at humana we believe your

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