we will see what we can when we visit your state. we will meet you next week at 9:00 a.m. for the first and last word on sunday talk. word on sunday talk. for now, john king, take care. -- captions by vitac -- www.vitac.com >> larry: tonight, your money and your life. suze orman is here with bottom line advice about surviving these rocky economic times. foreclosure notices fell last month. is your house safe? the dow's up, hey, you got the spare cash, are stocks the place to stash it? and how can you save during the holiday season without being scrooge? sure we'll take your calls, too. so will suze. pand then queen latifah, o spoken, and we willptiger ant .

sshe wilp she will alshe w sshe wilp she will alshe w greater greatep greates. all next on "larry king live." we begin with the personal finance expert, the emmy-winning tv host of "the suze orman show," seen saturday nights on cnbc. the "new york times" best-selling author has not been with us since february, which was hard to believe. when you were on that time obama was set to sign the $787 billion stimulus plan. how has it all worked since then? how are we doing? >> actually, if you look at it, we're a whole lot better than we were a year ago. we're no longer falling off the cliff. the banks have been saved, they're starting to repay a lot of the t.a.r.p. money. however with that said, forget about wall street, forget about the banks, how are everyday people really doing, larry? we still have a high unemployment rate, people are

still under water in their houses, they don't know what to do. as far as the home loan modification program is going, i think that has been a horrific, underline, underline failure, but overall, we're doing quite a bit better than we were one year ago. recent cnn opinion poll though shows that 43% of americans still think that another great depression is likely. that is a high number. >> i don't think we're going to see another great depression. is it possible we could double dip? possibly. maybe yes, maybe no. but no matter what happens in the outward economy, we still have people who are suffering, who still don't know what to do about their homes. they don't know what to do about their jobs, they don't have the answers out there and the stimulus has not, in my opinion, provided the jobs that it was promised to do so, i hope it does eventually, but at this point it still hasn't done so. >> larry: if the president called and said is there one thing he isn't do he should do and asked what should he do, what would you tell him?

>> i would say can you actually get these home own modification programs to work? you cannot put $75 billion away, sir, to correct a problem that wasn't even created by the people themselves. it really was created by wall street. you cannot put that kind of money away saying that we're going to help you, we're going the make it so that you can stay in your home. when truthfully, nobody that i know of anyway, is helping them. so 32,000 people approximately have been helped by this home loan modification. so therefore it is a failure. so i would say president obama please get your staff, please get your people on these banks so they can really get their act together to help the people keep their homes. >> larry: and there are 18% more foreclosure filings november of this year than november of last year, but foreclosures are down for the fourth straight month. what does that tell you? >> it tells me that they're down for the month right now. but two million people still have lost their home to

foreclosure, another projected approximately 13 million people are projected to lose their home to foreclosure, and even though i know that a lot of the foreclosures have been stemmed off here, they have slowed down, i still think we could see another wave of them. i'm not so sure that we have absolutely bottomed in the real estate market. in certain areas throughout the united states. so, again, larry, i think this is time for people to still be cautious when it comes to real estate. don't go out there and just say it's hit the bottom, we're okay, when you see a government that still has to initiate things, such as an $8,000 tax credit to buy a home, a $6,500 tax credit if you've owned a home in the last five year. they're expanding these credits. that says to me that the real estate market would not continue without incentives to do so. so we're not out of the water as far as real estate as well. >> larry: we have a twitter, i have been unemployed for 16 months and i'm going to apply for a federal loan modification.

any tips how i can keep my house? >> yeah, forget about applying. if you do not have an income, you cannot get a loan modification. the only way to get a home modification loan is if you have an income they can evaluate. remember, when you apply for a loan modification, you go on a trial period. the trial period is there to see if you can pay for it. if you don't have income, it isn't going to work. so you have to be realistic right now, if you owe more on the home than its worth, if there's no prospect out there for you to get a job, sometimes it's better to just let the home go, because that's your only alternative at this point in time. >> larry: the administration set a long-term target for helping a three to four million borrowers or rather 31,000 homeowners have

received permanent home modifications since march, and why such a low success rate? >> because they don't have their act together. let me just give it to you suze style. if this program was really working, you had about a billion people that were eligible that applied. the numbers are out there, they all came today and if you look at the numbers, it's absolutely atrocious when you see they're about 31,000 people who were accepted for loan modification, 32,000 people were accepted all of a sudden were disqualified. so really about 3%, larry, of the people that are eligible for a loan modification have currently gotten them. that to me is not a successful program. so they have really got to get their act together, get the banks to communicate to the borrowers, to get this system to really work. right now it has broken down and it has not been working and i don't know what they're going to do to fix it. >> larry: more with suze orman. tomorrow night howie mandel, and

next week we're in new york, and tuesday night the cast of "nine." daniel-day lewis and all of them. tomorrow night howie mandel, and more of suze next. [ female announcer ] get more of what you love when you create

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suze is a twitterer. she twitters at suzeorman show. she's almost approaching a million. we have one million and 500,000, but we follow you. >> and follow you, larry, as well.

>> larry: do you enjoy it? >> i do enjoy it. i don't know if you know, if you do tweet me, i am the one, nobody else tweets on my site but me. i try to answer every single question that somebody asks me, and the reason i like it so much is that it actually keeps me in touch with what does america want to know, what do you need to know? what are you feeling? and it all kind of comes out on my twitter site and i love it and i do it almost every day. >> larry: pretty good ego trip, though? >> it's kind of nice. it's true, i can't wait to hit that 1 million point, sir. an e-mail question from jeff in phoenix. >> here's the thing, jeff, it all depends how old you happen to be. if you are old enough that you're going to be keeping this home, and it's going to be a home you'll stay in for the rest

of your life. let's say you're 45, 50 years of age, then i personally think it's a wonderful thing to do to pay off your mortgage. why? most of your tax write-offs in a mortgage are in the beginning years. if you have a 30-year mortgage, a $200,000 mortgage and you pay $1,200 a month. after 20 years of paying $14,014 a year. you still will owe $100,000 on the mortgage. why? because all of the interest is up front, so in the later years of the mortgage, it is all principal anyway. so if you're going to stay in the house for the rest of your life, if you're 45, 50 years of age, i would say you should absolutely pay off your mortgage because then you know nobody can ever take your home away from you. >> larry: we have a call from ontario, niagara falls, the canada side. >> caller: barack obama has only been in office for almost 11 months now, and it's a year in january. i think we should have patience and time.

i would imagine it will take time for him to change, to make some changes. >> larry: do you have a question or is that just a statement? okay. a statement. do you agree with that, suze? >> of course it's going to take some time. he came in at a situation when it was horrific in the economy, he inherited a lot of the problems that he is currently dealing with, but with that said, there comes a point in time that when you institute a program, larry, and you have something that's put in place to help people, you have got to make sure that the program is working. and the program, especially for home loans, for the modifications in my opinion is not working. there is a failure to communicate between the borrower and the banks, the people servicing these loans so it's not about how long he's been in office, it's about the fact that the system that has been put in place is not working and that has got to be fixed and that came in on his watch. >> larry: a lot of people are

going to cut down on spending, good for them, bad for the economy this christmas? >> the economy should expect that people for a long time now are going to be savers more than spenders, and they should just factor that in. the truth of the matter is, our economy should not be held on the shoulders of people who don't have the money to spend. that's how we got into this problem to begin with. so the greatest gift we can give each other this holiday is the gift to honesty. if you have the money out, there and no credit card debt and you have an eight-month emergency fund, and you are putting money into your retirement accounts, then go ahead and go out there and buy anything that you want and spend your money. if you have credit card debt and you're not saving if you don't have an emergency fund, can you just not spend what you don't have? >> larry: miami, hello. >> caller: hi, larry, hi, suze, my idol. i'm a self-made woman, a renovator rehabber, before the boom, during the boom, after the boom.

i think that i could help this country and other people like me with a proven record of buying foreclosures and buying homes that need rehabbing and doing that and, you know, flipping them or renting them out. i did three houses i purchased for $40,000. >> larry: what is your question, dear. >> how could i person like me, i have seven houses, i bought 21, how can i get money to do more properties? because the more i do, the better the streets are -- >> larry: can flippers get money? >> here's the thing, my miami friend, is that that is the question, you are running a business, whether the business is flipping houses, whatever it may be, you need money in order to run your business. and still small businesses today are not getting the money to flow through to be able to expand their business or create a business, the banks are holding on to the money still. interest rates have got to go up, the feds have got to increase interest rates so that

banks want to lend money again and that the dollar stabilizes here. so you know, until they start lending again, really to small businesses like you, there's not much any of us can do. >> larry: more with our mistress of money, suze orman in 60 seconds. eady helping significantly improve my lung function. so today, i've noticed a significant difference in my breathing and i'm doing more of what i want to do. so we're clear, it doesn't replace a rescue inhaler for sudden symptoms. my doctor said symbicort is for copd, including chronic bronchitis and emphysema. it should not be taken more than twice a day. symbicort may increase your risk of lung infections, osteoporosis, and some eye problems. tell your doctor if you have a heart condition or high blood pressure before taking it. my copd often meant i had to wait to do what i wanted to do. now i take symbicort and it significantly improves my lung function, starting within 5 minutes. symbicort has made a significant difference in my breathing...

now more of my want to's are can do's. ask your doctor about symbicort today. i got my first prescription free. call or go online to learn more. (announcer) if you cannot afford your medication, astrazeneca may be able to help. >> larry: we're back with the suze girl. we have an e-mail. in st. louis, illinois, the home offed afed aed adelaide steven. >> here's my new thing, credit unions, especially federally chartered, the maximum interest rate they can charge you is 18%. while that may sound like a very high interest rate, the truth of the matter is many of these banks today are charging 29.99% interest. here is what i'm suggesting.

the united states of america, all of you should start looking into credit union credit cards and do a balance transfer. how do you find a good credit union credit card where they won't charge you a balance transfer fee, the interest rate is 8%, things like that, i want you to go to a site called creditcardconnection.org. it is a new site, credit unions you should all want to start to register with this site where it literally gives the credit unions a rating, and you put in your zip code, and up will come a credit union in that area that has a good rate, and that will treat you honestly. so it's something you should all check out. the site has just started up, i have been monitoring it and i have to tell you, the person running it obviously knows what they're doing. >> larry: give it again. >> creditcardconnection.org. >> larry: thank you, suze. we'll be back with more of suze

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>> larry: by the way next tuesday, a huge show for you, the cast of the new movie "nine" will be here. daniel day-lewis and penelope cruz and dame judi dench and fergie and kate hudson and nicole kidman. five acmemy-award winners. the broadway production of "nine" won five tonys including best musical.

i saw the movie last night. "nine" is a ten. our guest is suze orman. i know you talk about personal brands, how important is that, how damaged is the tiger woods brand? >> well, i have to tell you, at first i didn't think he was so damaged. and then every day with more and more coming out, i'm starting to think, maybe he's going to be damaged. however, with that said, you know, people have very short-term memories, and you have all these people that have done these horrific things in life that you look at and go, oh, my god, we're right back with them all, larry. so i think he may be damaged here a little bit, but not as much as people think. >> larry: it's worse if the story has legs, right? >> of course, if it keeps going, if all of a sudden we go from one person to six people to ten people, and it comes out there's video footage of him doing things and things like that, it will keep going. if he lets it settle down here, he'll be back and have a hole in one once again.

>> larry: we ehad a tweet from someone who wants to know what older folks who live on the returns from their cds can do about the near 0% interest rates? >> that's one of the travesties. the banks are making money now, especially the elderly population, those incomes on fixed income, maybe they're 5% and now renewing at 1 or 2%. so, i think that a lot of people now still, and i have talked about this before, municipal bonds are still something that is giving you a nice interest rate. you might want to look into that, es epshly if they are general obligation bond, and they are insure and safe and sound. again, there is nothing wrong, and i have to say with looking into some of these individual stocks or exchange traded funds, utility stock, and remember the good old days, people who needed

income had utility stocks where you could get 3% or 4% income right now and possibly get some growth on the money, if you are willing to wait. other than that, i have to tell you, it is very difficult. you also might want to look however into a single-preymium deferred annuities. and that will give you a higher rate than cds. >> reporter: warwick, rhode island for suze. hello. >> caller: my brother-in-law is in a computer business and hasn't been making money in three years and adding up a lot of creditors and my sister was concerned about the mortgage and was wondering if it was possible or smart to take my brother-in-law's off their he deed to protect her and the house. what do you think about that? >> here's the thing. you can take his name off the deed, but you can't necessarily take his name off of the mortgage.

if the mortgage isn't being paid, if there isn't money to pay the mortgage, even if the deed is just in her name, there goes the house. so i don't think it's so much that his name should come off the house. i think they need to figure out a solution to how are they going to make money to pay the mortgage so that they can both keep the house. i think that's a smarter thing to do. >> larry: before the recession began, american's net worth hit a peak of $64.5 trillion. the fed says it's now in the past two quarters is $53.4 trillion. that's $11 trillion less. how long will it take to regain that? >> years and years. you know, right now we're doing okay relatively speaking. everybody is feeling better. the market is up 60%, larry, from the bottom of where it was in march of this year. however, with that said, we're still years away from solving this problem. you know, we're on financial steroids. the markets are going, the

economy is going, we've injected all this money into it. but eventually that injection of capital is going to take its toll on the financial body. it's got to be paid back. and how is that going to get done? so, therefore, we're in this for the long run. it could be years truthfully before all of them is worked out. >> larry: what about unemployment though? >> unemt employmeployment is at. we need to get it down into the 4% area. but that is not happening at this point in time, so that the true programs that are coming about, the stimulus programs, that money has to go to create jobs. without jobs we continue to lose homes. when we continue to lose homes and people go into foreclosure, people who have their homes lose value in their homes. then it's a spiral where it goes downward again. so jobs have got to start to be

created, and that's where the money needs to go. >> larry: another call from arlington, massachusetts. hello. >> caller: hello larry and good evening, suze. i have a quick question. don't you think that this recession has been a good teaching moment at all for some of the people in the united states looking at it in a way that material things are not number one anymore in their lives. thank you very much. >> you know, i've always -- if you watch my show, you always hear me end my show with a statement that goes people first, then money, then things. i do think what has happened in the economy has gotten us all to realize that there can be tremendous joy in just being with people and valuing things that matter and letting you define the things around you rather than the things defining you. however, with that said, it is a shame that this lesson had to

come in the way that it did. it is not right that people don't have jobs. it is not right that millions of people have lost their homes. it is not right that people don't know what to do. good, everyday people, that really were inflicted with this when for many of them, it was no fault of their own, so a recession has taught us lessons, that i am so sorry it had to do so, however. >> larry: always good seeing you, suze. thanks again. >> thank you. >> larry: suzie suze orman, an of her own television show on cnbc. and next, queen latifah.

i'm don lemon and here is what is happening. democrats hurdling to try to get their health care bill through the senate. joe lieberman said he cannot vote for it in the current form. that is news to the democrats. the democrats need 60 votes in the caucus including lieberman to pass health care reform. long-time sponsor accenture dropped tiger woods. this is youtube video with its well-known golfer. they are the first sponsor to end its contract outright tied to his infidelity. at mt. hood, one climber has

been found dead and two others missing, and believed to have been stranded by high winds and an avalanche. now high winds are holding them off for searching. two climbers are said to be experience and well equipped, but they don't have a gps device with them, and the cell phone is off. politics can be brutal, but today it got brutal. today, prime minister of italy silvio berlusconi got whacked in the nose in milan. doctors are treating him for a split lip and bloody nose. i'm don lemon, keeping you informed. the most trusted name in news. >> larry: now, welcome one of my favorite people, queen latifah. grammy award winning artist, and arthur, and look at this beautiful girl. she is also the centennial ambassador for the milton

hershey school established in 1909 by the hershey magnate. it's a cost-free home and school for children for families with low income and limited resource and social need, structured home life he year-round, prekindergarten through 12th and queen latifah is their centennial ambassador. how did this hook up for you? >> i had the fantastic opportunity of going up to visit the milton hershey school, and i was just blown away. i was amazed. they have 1,800 students. when you meet these kids, there's so smart, so articulate, so kind and not afraid to speak. they shake your hand. they're so talented and supportive of one another. they have a wonderful campus, incredible classrooms, high technology and arts and music. i'm like, wow, i want to go to this school. i got to see what the campus was like and got to see what their homes were like. the kids -- it's not like a dormitory kind of situation or a boarding school. they live in homes, and each

home has house parents, which is like a married couple who is their full-time job to take care of the kids that are in the house. so they cook them dinner and breakfast and make sure they do their chores and their homework. i got to sit with them and play with the kids. they cooked us an amazing meal. it's really, i think, quite revolutionary, and it's an amazing school. i wanted to help them to help people find out more about it. >> larry: so as centennial ambassador, what you do is spread the word? >> i'm spreading the word. because, you know, i don't think that people realize that when they buy hershey's, they are supporting this school. >> larry: i didn't. >> although the late milton hershey dedicated it to the hershey school, but he made sure that the portion of the proceeds from the hershey's go to school, to support and continue to

support the school. the fact that kids who have been through -- some kids have been through a tough side of life and some kids can't afford to have opportunities in life that they should have had the most amazing opportunities at the school. it's so important that people know about it. if they can have more people come out and become teachers there or members of the staff or even house parents, it would be fantastic. i think people would love -- as the daughter of a teacher, i'm sure my mom would have loved to have taught at a school like this. >> larry: where is it located? >> it's in hershey, pennsylvania. come on, larry. >> larry: because he founded it doesn't mean it has to be there, queen. he could have put it in new york. he could have put it anywhere. >> he could have, but he put it right there in pennsylvania. it's really great because you have the school. it sits on at least 150 acres. so it's nice and spread out. there's room for everyone to roam, to move around and run and play and take part in activities. but there's also the hershey

factory, itself, that is there. there's hershey park that's there. so, you know, a lot of kids don't go home for the summer. they stay on campus. some choose to stay, and some unfortunately can't really go home because of their unstable home situations. they get to be a part of the town. it's a very close-knit community up there. it's wonderful for them to get a slower side of life, a slower pace of life and be part of a great community. >> larry: shocked i never heard of it. you know, when you drive through hershey, pennsylvania, you smell chocolate in the air everywhere. it's wonderful. we'll talk more about the school and meet the kids from the school later. >> you have to. >> larry: there's other things to talk about with queen latifah, and the king and the queen will be right back. >> really? feel confident doing what they do best. by protecting your business, your property, your people. you've counted on us for 200 years. let's embrace tomorrow. and with the hartford behind you,

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together we'll go far. ♪ >> larry: more about the milton hershey school later. some other subjects with queen latifah. you're a big supporter of president obama. you were at the inauguration. >> yeah. >> larry: how do you think he's doing? >> i sure was. i think he's doing pretty good. this is his first year. he's trying to accomplish a lot, but i do like the way we look around the world again. i do think he's trying to extend himself and make america what it is supposed to be in the eyes of the world. we are a globe afterall, and we are not just america, but at the same time, i think -- i think he's done a good job representing america. i was really proud of him. unfortunately, it was at the ft.

hood memorial, and i was very proud to hear him stand up and say words that really made me feel like an american and like -- made me feel part of this tragedy. made me feel like he really cares about our armed forces and he would deliberate so long before he sent them into ham's way. nobody will fall on the same page as everything with every president, but i really think he cares about our country and he's doing the best he can to try to get us in a better financial situation as well as health care and as well as tackling these issues of conflict around the world. so, i think that to be a year in barely, i think he is doing very good. >> larry: oprah taped a special interview with the obamas at the white house. here's a lighter moment. watch. >> is there a greater pressure to give a good gift when you're a president, or can you get away with a lesser gift when you're a president? >> sorry. busy. >> sorry, busy. >> what are you getting me?

you should feel pressure. >> you get some nice stuff. here's the general rule. i give nicer stuff than i get. >> really? >> no way. i gave you good gifts last year. >> oh, come on. please. it's like mother's day and father's day. >> we're talking about christmas. don't become distracted. >> that principle applies generally. >> you're a good gift giver? >> where did you get this nice little -- >> this was a gift. >> was this anniversary. >> anniversary. nice. >> larry: queen latifah, what do you think of oprah's decision to quit that show? >> waah. i'm sad about it. i don't know television without oprah for the last 25 years. she's just such an icon, such an amazing woman. you know, i feel like she's such -- she so knows what she wants to do with her life, that whatever she wants to do, god bless her. i will say there's no one else on television like her, and there will never be.

there's only one oprah winfrey. so there will be a big thing missing if she's not on daytime television. >> larry: you had your own talk show a few years ago, and you gave it up after two years to concentrate on a film career. would you ever do that again? >> yeah. >> larry: you would? >> i would consider it, because i know what i'm going into now, and i would make sure it was something that was really tailored to what i love to do. so i could love it every day and not feel sad when i talk about serious subjects and take it all home with me, you know. but i love acting out. i love making movies and everybody about acting and music and producing film and television, so i know i could do that every day and love it and work harder than i could ever believe, but i didn't love my talk show enough to really want to work that hard and not really have it fulfill me as much as i wanted it to. so, i gave pit respect it

deserves and walked away from it. because i -- god bless anyone who can do a talk show. it is a grueling schedule, but if it's something that you love, then it makes it a lot easier to do. >> larry: queen latifah is our guest, the centennial ambassador for the milton hershey school. back with more after this. >> indeed. (announcer) sinus pressure. you can blow your nose but nothing comes out! because the real problem isn't always mucus. it's often swelling from inflammation. advil cold & sinus relieves swelling and sinus pressure. the right medicine for the real problem. advil cold & sinus about all the discounts boswe're offering. i've got. i some catchphrases that'llideas make these savings even more memorable. gecko: all right... gecko: good driver discounts. now that's the stuff...? boss: how 'bout this? gecko: ...they're the bee's knees?

boss: or this? gecko: sir, how 'bout just "fifteen minutes could save you fifteen percent or more on car insurance." boss: ha, yeah, good luck with that catching on! anncr: geico. fifteen minutes could save you fifteen percent or more on car insurance. >> larry: queen latifah earned raves for her portrayal of mabel in the 2007 movie/musical "hair spray." john travolta starred in it in drag. watch. ♪ you can be beautiful ♪ ♪

>> larry: great movie. "hair spray 2" has been announced. are you going to be in it? >> i hope so. to my knowledge, but you know, i don't know. the script is not done yet. i'm interested in finding out how it comes out. i hope so. that would be fun. it was so much fun doing the first one. >> larry: you can tell. that movie was made before the tragic death of jett, john travolta's son. did you have any contact with jett during the making of the movie? did you know him? >> no, i didn't see jett during the making of the movie, so no, i can't say that i did. i can't say that i did. we were just working on the set, and john, he kind of keeps his private life very private and sort of low-key. so, no. when he's off and finally gets -- it takes him three hours to get in and out of that costume, so he's ready to go home and chill out once he gets out of that costume. >> larry: queen latifah --

>> i felt very, very bad for the family. >> larry: she's written an exclusive blog for us about hershey school. you can check it out at cnn.com/larryking. more after this.

>> larry: queen latifah is with us. last year "the new york times" quoted you as saying, i don't have a problem discussing somebody being gay, but i have a problem discussing my personal life. so with this 24/7 media, how do you draw a line being in the public eye. how do you do it? >> you just draw it. you call it. people can choose to deal with their personal lives however they choose, and i can't tell

another celebrity how to handle their lives. some like to live their life out in the open, and they like to come into their kitchen and watch them cook, and they want you to come with them and the kids to the park. i can't live like that. i feel like what i do with the public is what we share together, and what i do when i am off of the clock is my business. i just want to keep it for myself and my family and my friends. i don't really want to share it with the world. >> larry: why do you think that the world has such an interest -- why do you think that people have such an interest in the private lives of public people? >> because we just don't share it. you know, i mean, i think that they get the way to the media has changed, also, too, there was a time when the paparazzi would shoot you or four photographers would shoot you at the awards shows and things like that, but they would not take pictures of your kids playing in a park or you, you know, walking into a grocery store, but living

average everyday life, and i think that the media has sort of invited itself so much into the normal life of celebrities that, it has created even more of a curiosity, and of course, with several celebrities and people, when we fall down, we have to fall down in public. you know, which is really tough. when normal fall down who are not celebrities, they fall down in front of the people they know. their family and friends, people who might know them, but we have to do it in front of the world, which makes it way more difficult to deal with because now everyone's putting their scrutiny on you. people don't really get to weigh in on those things in your life. it's a give-and-take kind of thing. i think a lot of people who haven't had a voice finally through the internet have a voice, and sometimes they want to use it for negative. they say a lot of negative things for shock value so

someone will just hear them. i think there's a lot of positive people out there still. >> larry: in that regard what do you make of tiger woods' current problems and his saying it's me and my family and none of your business? >> i respect that. i respect that. the tiger woods i know is a golfer. i don't know that man. i don't know his wife. i don't know his children. i don't know his personal business. i don't know anybody he allegedly slept with. i don't know anything about that. i know a guy who can hit a ball 400 yards, you know what i mean, and can sink a putt that makes -- is beyond belief. that's the guy i know. that's the guy i accept. whatever happens with him and his family and whatever is going on with his situation, to me, really is between him and his wife and his family. that's for them to work out. my life goes on, and so does yours, larry, and so does all the viewers with or without happens to tiger woods.

to me, that is tiger woods' personal business and god bless him, because everybody deals with their struggles. i hope that everything works out. >> larry: we'll take a break and come back with queen and four children from the milton hershey school. don't go away. >> milton hershey school. that's what i'm talking about. ♪ ♪ i want me a fast car ♪ take me on a comet ride would you like a pony ?

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>> queen latifah is in the house.

i got my safari sisters with me, mary and prairie. we are about to get into this tune about the name of this let ter. oh, yeah, what's the name of the let ter? >> o. >> oh, yeah, that's the let ter o. that's the let ter, that's the letter o. >> larry: queen latifah is with us. several students from the milton hershey school, 16-year-old sidney allen, 16-year-old andrew altman and a tenth grader and we have 9-year-old niecy borshard in fourth grade and tyler jones in fourth grade. sidney you're 16 years old from morrow, georgia. how long have you been at the school, sydney? >> for three years now. >> larry: what do you like about it? >> i like the opportunities that the school gives you to grow as a person, because you don't have your family to rely on, so you

just have yourself to do well. >> but you get a lot of support there though, right? >> lots. >> larry: andrew, how do you like it? >> i like it very much. >> larry: you're from bath, pennsylvania, in the 11th grade. how long have you been there, andrew? >> six years. >> larry: is it difficult living in a kind of new house? >> it can be, especially getting along with usually about 12 other of your peers. >> larry: how do you like having queen latifah as your centennial ambassador? >> i like it a lot. she is great. >> larry: she sure is. laniece, you are 9-years-old, from allentown, pennsylvania, in the fourth grade. how long have you been there? >> i've been here for one year. >> larry: how do you like it? >> it's good so far.

>> tell them what you like about it. >> larry: are you a good student? >> yes, i am. yep, i am. >> larry: tiler jones, you are from warren, ohio. you're also in fourth grade. how do you like it? >> it's really good. i like how you have a lot of opportunities to grow up and have a good life and have a good job and have a house that's stable. >> larry: how about living in new houses? do you like that, tyler? >> uh-huh. the houses are stable and protective. >> larry: queen, you were quoted as saying that the kids at the school are like the ones you knew growing up. in what way? >> because i come from basically from a lower middle class neighborhood, if not lower than that. you know, i knew a lot of kids who have family issues, whether it was drugs or alcohol in the house or whether there was abuse in the home or whether they just lived below the poverty level and their parents really struggled to put just food on the table and clothes on their backs.

so, i know to see a lot of kids like who have gone through that at this school, don't be fooled by these guys right now. they're being very professional on tv, but they're so amazing. i mean, these two, they both play saxophone, this guy's in student government, this girl runs track. they do amazing things. they're not just students, but they're also able to do everything that surrounds being a student who reads, writes and does arithmetic. i get excited because i know that that capability is in all children if we have those opportunities. i'm one of them. you know, i came from the hood, so to speak, so i got that opportunity. it's just wonderful to see these kids get an opportunity, right, tyler? >> yes. >> larry: your younger sister is in the school, right? sydney, your younger sister at the ends the school? >> yes. she does. >> larry: how does she like it? >> she loves it. she gets a little homesick at

times, but she knows that's where she should be overall. >> larry: andrew, two of your siblings have already graduated. how are they doing? >> they're doing wonderful. i have a sister at drexel university and my brother attends penn tech. >> larry: what do you like most about the school, niecy? >> i like that you can be safe, that you can learn good, and that you can have fun. >> larry: and tyler, what would you say -- i know you're a good student. what's the most important thing you've learned? >> one of the most important things i learned is that the people up at hershey, they're being supportive so you need to give that back to other people maybe when you grow up. >> larry: this is wonderful. queen, we only have about 40 seconds. what do you get out of this, queen? >> i think i get just what he said. you know, when you supported -- you give support to other people. i think getting back everything that was given to me.

someone supported me, and i hope to support them. i hope people will go to the hersheylegacy.com and become a teacher at the milton hershey school or become a staff member or become house parents. these kids, or actually, they enroll 400 new students every year. they need some more applications. they need people to apply. they want to help more people, so this is just my way of getting the word out so that the people know that there is an amazing thing happening up in hershey, pennsylvania. check it out. >> larry: hersheylegacy.com. >> and it's some good chocolate. hear me? the best chocolate. >> larry: thanks to all of you. we have a sad note tonight. condolences to filmmaker tyler perry. his mother, willie maxine perry died at age 64. she was the inspiration for her son's most popular stage and screen career. the tough-talking, outrageous entertaining madia.