judge a book by its cover, never make assumptions, come outside, meet the people in your community where you live, meet the people in the communities where you work. and meet the people in the communities where you represent of the. >> reporter: see the face of poverty. >> see the face of poverty. you know, ann has been out of work since 2005. her unemployment benefits ran out four years ago, and even though she has two years of college, she haas hasn't been able to find work. the cnn "newsroom" continues right now with tj holmes, he's in for ali velshi. and tj, someone just asked me, did you guys coordinate your outfits? we didn't. we're going to confuse the viewers. >> don, let's be honest. we did. we did coordinate. >> don't tell anybody. >> appreciate you as always. i'm tj holmes sitting in for ali velshi today, and joined by chad myers. we have a storm. carl, we thought this was going to -- it got a little weak, but this is starting to pick up some steam once benefit. >> yes, and now it's on shore so

it's going to lose steam, that's what happens when it blows dry air here. this is all desert, basically, mexico. but here is the scary part, right there is the city of veracruz, under the southern part of the eyewall. now, i know we always talk about this part of the eyewall coming on shore, blowing storm surge into -- this will have storm surge at 20 or 30 feet. the great yus is, not very many people live right there, but there are going to be winds through veracruz and dlu boeka dell rio, meaning mouth of the river. this is my google map of this town itself, the eyewall is up here, but the winds are blowing in this town of veracruz, 711,000 people, plus another couple 100,000 down into boca del rio, and tearing this city apart right now. this thing -- this storm karl, made a slight jog to the left where it should have been up here another 50 miles, didn't do

that, it's coming this way now, and as it comes on shore, that's the latest and greatest radar. we don't get many radars out of mexico. but there it is right there, that's the city i showed you, right under the southern eyew l eyewall. >> how long are they going to be under fire, if you will? how long before it moves out of there? >> moving pretty fast. i would say that's probably an hour from now. here's two hours from now, here's three hours from now, and by that time the winds will be down to tropical storm force. but right now through the entire city of veracruz, winds over 100-mile-an-hour sustained. >> how many people are we talking about? >> 111,000. >> that's pretty big. >> yes, it is. and i can show you what happened with this storm. here is the yucatan peninsula and cancun. something we haven't talked a lot about, and maybe we'll get to later on. there are an awful lot of oil production right through there. you talk about, i don't know what, 120 miles per hour, trying to keep a oil rig steady or whatever these pumping rigs,

whatever. there may be some oil spilled in this bit right now with that -- i haven't seen any kind of oil prices doing any of this, but we always know about oil prices in the northern gulf of mexico. a lot of oil right there. >> chad, we know you're keeping a close eye on this. and we've still got igor and julia out there somewhere. we'll get into that stuff -- >> we'll talk about that in a little bit. we're moving on to a story everybody has been keeping an eye on this past month or so now. it's this human drama, the miners in chile, 37 miners have been trapped under undground fo over a month now, since august 5th. we were all told they wouldn't be able to get them out until maybe as late as christmas. they were trying to move in this new equipment and new drill to try to get these guys out, but it was going to take all this time. well, now, a break through. one of the drills has made it down to where the miners are. this is good news, but it still doesn't necessarily mean they're coming out any time soon.

our karl penhaul is on this story for us, live for us in chile right now. karl, ebbs plain that part. yes, this is a breakthrough, but this doesn't mean we'll see them out of the hole any time too soon. >> reporter: exactly. let me put it in perspective, tj. first of all, a few moments ago, we talked to members of the rescue team working on the so-called plan b that mae made contact with the miners this morning, about two-and-a-half hours ago now. these two guys that we spoke to are from pennsylvania, who sent a rock drilling company -- they're the ones who have provided the drill bit down there. they say they're exhilarated by having reached the workshop close to where the miners are. they also say they're exhausted. but then from what he have explained -- i want to put it in a little perspective to you. that drill, the plan b drill, started drilling about two weeks ago. and it was going down something like this. there was already a bore hole in place, a four-inch bore hole. that's what a four-inch bore

hole looks like, and the new drill was using that as a guide hole. what has happened now is that they have widened that hole, and they have made a 12-inch hole. a 12-inch hole, just to put it in perspective, looks like that. that is a 12-inch diameter. that is the size of the hole that is now drilled down, half a mile deep, to where the miners are, but, of course, not big enough to get out of. the challenge now is that you've got to build to drill another hole -- you've got to widen this existing hole to that kind of diameter, so that these miners can actually get out. this is about 24 to 26 inches. it's still going to be a squeeze for some of those miners, but this is the challenge, to widen that hole now, from 12 inches to 26 inches. and that is what is going to take some more time. talking to brandon fish e the head of the center rock drilling company, he wouldn't put a figure on it. he says, no, you can't put a

proportional figure on this. it's taken two weeks to get this far. but it's going to take a lot longer to widen that hole to 26 inches, sufficiently wide to get the miners out. so while this is good news, nobody is over the moon yet. they still realize that a lot of hard work is ahead. and according to predictions, this still could take until late october, early november, to get those miners out, tj. >> that is a great, great illustration, karl, to help us all understand what the challenges are, and what they're trying to do. last thing here, to you, though, you showed kind of that tight squeeze they would still have once they get this larger hole drilled. how does that work? do they essentially put some kind of a harness on them and pull them up, essentially through that hole? answer that for me. and also, how are these miners holding up? we know they have been able to talk to family members and get cigarettes and food and different things down there. but how are they holding up, as well? >> what they're building so that they can come through that size

hole that i've just illustrated to you, they're building a cage. now, the two prototype plans are in, and a final decision should be taken on which one to build as early as next week. that will essentially be a cage that completely envelopes the miners. they will be shut in the cage one by one, there will probably be oxygen in the cage. the miners could also be blindfolded, because they're in that restricted space, traveling up a chute, half a mile long. they may even be setated, according to the health minister. now, again, there has been developments there, because in the initial phases, the plan is the rescuers were saying it could take close to two hours to winch each miner safely from the refuse to the surface. they're now developing a new winch, and are saying the miners could be up as fast as within 10 to 15 minutes. so that is great news, as well. as far as the minuers, i talked to the drilling company who got through to the shelter today,

and they say those miners were jubilant, very excited to hear that hammer coming down, those final few meters, until it finally broke through. this, of course, a day ahead of chile's independence day. that is tomorrow, september the 18th. and another treat in store for the miners, a feast of sorts is being laid on. they're going to get traditional chilean empanadas stuffed with meat, raisins and olives and barbecue steak, tj. >> it's amazing the spirits they have been able to be in. karl penhaul, we appreciate the update and the illustration to help our viewers understand what the challenges are down there. karl penhaul for us in chile. thank you so much. we turn now to politics. and political rallies. are you tired of them yet? you have seen quite a few of them here lately, it seems. but we've got a couple more for you in this hour. sound effect. two political comedy legends, if you will now. some full newsmen jumping ahead

into the partisan political frey with rallies of their own in the nation's capital. we're talking about jon stewart here, having a rally called the rally to restore sanity going up against steven colbert's march to keep sanity alive rally. these are going to be held, we think, october 30th. both comedy central hosts got fired up about the rallies last night. take a look at this. >> tonight i announce the rally to restore sanity. [ cheers and applause ] it is happening, people! it is happening! it is happening! a real gathering! we will gather. we will gather on the national mall in washington, d.c., a million moderate march, where we take to the streets to send a message to our leaders and our national media that says, we are here! we're only here, though, until

6:00, because we have a sitter! >> ladies and gentlemen, it is on. october 30th, on the mall. because now is not the time to take it down a notch. now is the time for all good men to freak out for freedom! >> which rally will you be at? you know, these two guys are still not sure here if these rallies are going to take place. we did get wordrk service todayt both camps have, in fact, submitted applications, but no final decision has been made just yet. the announcements come just weeks after we saw a couple rallies, conservative talk show host glenn beck hosted his much publicly sizesed restoring honor rally, encouraging americans to turn back to the values on which it was founded. that event drew criticism for its timing and location on the 47th anniversary of dr. martin luther king jr.'s, i have a dream speech. and in a counter it glenn beck

then the reverend al sharpton held a reclaim the dream rally, as well. well, a mother tries to save the lives of her daughters and husband. home invaders take her to the bank to get ran some money. the bad guys said everything would be fine if they got the money. they lied. the details, next. stay with us. you hear what they're up to now? some in congress are getting squeezed by the special interests again. trying to delay action and give polluters free reign to keep dumping toxic pollution into the air.

the air our children breathe. letting big oil lobbyists get their way again, and again, and again. it's a last-minute bill, written by special interests, looking for a payback. washington politicians need to get off the dime, and not let corporate polluters off the hook.

the gruesome details of a horrific home invasion are coming out in a connecticut courtroom. a couple ex consequence accused of murdering a mother and her two daughters. the dad, tied up in the basement, was able to escape before his home went up in

flames. three years now after the crime, police still face questions about their response. cnn's randi kaye reports. >> reporter: you're watching a wife and mother in a desperate attempt to save her family. this newly released bank surveillance video shows jennifer hawke-petit, 9:17 a.m., withdrawing $15,000 from her bank in the small town of cheshire, connecticut. it was a monday morning, july 23rd, 2007. about three miles away, something awful, something truly sinister, was happening inside her home. her husband, william, was bound and gagged, and along with her two daughters, haley and micahlah, was being held who is toj. their mom hoped the $15,000 would be enough to convince the two men who allegedly broke into her home the night before, to spare her family's lives. at the bank, she reaches out for help, but has to be discreet, because one of the two alleged kidnappers was just outside. the bank manager quietly calls

911. 9:21 a.m. cheshire police first learn of the home invasion and hostage situation. >> we have a lady who is in our bank right now, who says that her husband and children are being held the at their house. the people are in a car outside the bank. she is getting $15,000. that if the police are told, they will kill the children and the husband. she is petrified. >> reporter: minutes later, she leaves the bank with the ransom money. >> they told her they wouldn't hurt anybody if she got back there with the money. she believes them. i think she is walking out now. she is walking out now. >> reporter: 9:26 a.m. hawke-petit gets into her car, along with suspect, steven hayes. the bank manager describes the vehicle to police. officers are dispatched to the house to set up a perimeter. 9:27 a.m. a police captain tells officers not to approach the house.

almost 30 minutes go by. still, not a single officer approaches the petit home. no other authorities are alerted. not the fire department, not state police. in court, police testified that was protocol. in a hostage situation, they said, they don't storm the house. adding, they had no reason to believe anyone was in immediate danger. at 9:54 a.m., a police dispatch. dr. william petit, who would turn out to be the only survivor of this it horrific crime, was in the yard calling for help. he was bleeding badly from his head, his ankles still tied. by now, nearly 40 minutes had passed since the bank manager warned cheshire police about the nightmare scenario unfolding at the family's home. 40 minutes. police would soon learn that jennifer hawke-petit had been strangled. she and one of her daughters sexually assaulted. in chilling testimony, dr. petit described how he had been beaten with a baseball bat, then

tied to a pole in the basement. he said the suspects yelled to him, quote, don't worry, it's all going to be over in a couple of minutes. and it was. dr. petit managed to free himself through a basement door, but minutes later, the house was on fire. his wife and two daughters dead. hayes has pleaded not guilty to sexual assault and murder. around 10:00 a.m., the suspects race out of the driveway in the family's suv. as smoke billows from the back of the home, the suspects slam into police cruisers. only then do officers realize, the situation was much more urgent than they had thought. randi kaye, cnn, new york. 17 minutes past the hour here now. coming up, students and parents need to hear this. student loan debt in the u.s. has now topped credit card debt in the u.s. going to tell you what you can do to stay out of the red. our stephanie elam coming up

after the break. stay here with us. man: all right. we were actually thinking, maybe... we're going to hike up here, so we'll catch up with you guys. [ indistinct talking and laughter ] whew! i think it's worth it. working with a partner you can trust is always a good decision. massmutual. let our financial professionals help you reach your goals.

let's just get right to stephanie elam. always so excited to talk to her. let's just bring her on in. stephanie, good to see you as always. >> you too, t. >> some of the news you have to cover in that financial unit of yours is not always so good when i do get to talk to you. >> usually. >> this time we're talking approximate student debt. i guess it makes sense, the cost of colleges going up, parents are losing jobs. it's tougher for them, so naturally, kids are taking on more debt than ever. but, man, we're talking about a

lot of debt of the. >> yeah, it's a lot of debt, and it's kind of surprising, tj. i don't think a lot of people realize it. student loan debt now hitting a record high, exceeding credit card debt in this country of the let's take a look at what we're talking about here. student debt now stands at $850 billion, according to financial aid websites. look at total credit card debt. you see it right there. it totals $828 billion. so you can see, it's just outpacing it, what's behind the trend? for one thing, people are cutting back on credit card use. it's now fallen from 23 months in a row -- tj, we have been talking about this, a lot. people are freak out because of the economy, and don't want to use credit cards so people have been scaling back that way. and at the same time, you've got college costs that are rising at 5% a year, and that means more borrowing for that end of things. and that's why students are racking up loan debt at a rate of more than $2,800 a second. we broke it down through the second for you. now, you might think this is going to freak a student out. but this is not what we found

out when we talked to new york students. maybe they're used to paying a lot. >> i think when i become successful i'll be able to pay them off. but i'm -- i mean, it's always a little worrying that you have like this massive debt on you. >> hopefully i can get a nice job that i can pay it off in time. >> with what i'm in loans, i need to have, like, a very well-paying job by the time i'm in my mid 20s to start paying it back. >> i know that my job prospects out of graduation are much higher, so the price will hopefully be worth it. >> so we have all heard this, tj, that if you go to college, you're going to make more money than you would if you didn't go to college. and you heard all of them talking about jobs. here's the problem with that. jobs are not as easy to come by these days. and there's a lot of people who have been in the job force for years who are also looking for jobs right now, which makes it difficult for these new students, and so they're having trouble paying off their debt, because they're not working and the default rate on federal student loans recently hit 7%. and that is the highest since

1997, t. >> so what are you saying, stephanie? we just shouldn't go to college? i'm teasing. that's not what you're suggesting. >> yeah, no. i think it would be really hard for any of us to have the jobs we have without a college degree. >> still got to go to school. so what are you supposed to do? it sounds like you don't have a choice but to take on debt. you can compete for scholarships or grant must oney. do you just not have a choice but to take on debt? >> you know what, you've got to throw your elbows, get out there and compete. that's what you have to do. but experts are saying, if you want to break it down, go to federal loans first, stafford and plus loans are cheaper and more widely available than private student loans. and is also, keep this in mind. don't borrow more for your entire education than your expected starting salary. that means you have to do research and find out what your chosen field will pay. and make sure you apply, like you said, for grants and scholarships. remember, you don't have to pay those back. and sometimes they're really like particular to you. like, if you happen to be 6'2" and have green eyes and you live on a mountain.

they're real specific. so if you fit that specific thing, then go ahead and get your money. you've got to look for them. it takes works work, but it's free money so you've got to do it. one more thing, t, as you can see behind me, you've got to calculate if here on cnn money.com and it will help determine how quickly you can pay off your student loans for those people back in school now. i can tell you that as it says right here, money's best 529 plans, we have set up a young 529 plan for young simone already. she's 3 months old. >> o simone. >> i love the way you say her name. >> you get a 6' " green eyed mountain top scholarship. who knew? >> you have just got to open your eyes and look and see what you fit for. >> good to see you. >> you too. >> stephanie is, of course, part of the best financial team on television. you can catch them on "your money" hosted by ali velshi, christine romance, saturday 1:00 eastern time, and sunday 3:00

p.m. stories making headlines right now. hurricane karl, right now battering southern mexico. this is just a short time ago, the wind and rains causing flooding. karl is a category 3 hurricane, has winds around 120 miles per hour right now. we will be checking in with our weather team, including chad myers, keeping a close eye on this storm. we'll bring you updates throughout the day. want to turn to long ton now, where six street cleaners were arrested this morning on suspicion of terrorism. police aren't sure if the suspected plans included an attack on the pope. security plans for pope benedict were reviewed, no changes made. thousands of people still pout power today after a deadly storm whipped throughout new york city. one woman died when a tree fell on top of her. right now we don't have the firmly determination of whether

or not it was a tornado, but we should get that in short order. also, a washington state woman who gained national attention for allegedly being the victim of an acid attack now says she made the whole thing up. people say bethany storro admits she lied to them about an african-american woman throwing acid in her face. the community came together to raise money for her medical treatment. now it's up to prosecutors to decide if she'll face charges. a lot of people scratching their head. what would make someone do that to themselves? we'll follow that story. coming up, many breast cancer patients may want it, but researchers say it doesn't prolong their lives. now it's time for the fda to weigh in. next, the story on one woman who has outlived doctors' predictions. [ rattling ] [ gasps ] [ rattling ] [ laughing ] [ announcer ] close enough just isn't good enough. - if your car is in an accident, - [ laughing continues ]

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it's decision day for the fda. the agency is expected to decide whether to revoke its approval of evasten as a treatment for breast cancer. two studies showed the drug did not lengthen patients' lives. but some patients beg it differ. here now, elizabeth cohen. >> reporter: the first time she got breast cancer, she was 27 years old. when it came back, she was 31 and pregnant. >> and when i was 27 weeks pregnant, is when i found out of the recurrence of my cancer, which it had spread from the original site into my bones, and this particular case into my right hipbone. >> reporter: little maddy was born healthy, but the cancer is still in her bones. and now it's in her liver, too. >> i had a healthy, beautiful baby. >> reporter: most patients who get a diagnosis of stage four breast cancer can expect to live

only another year-and-a-half. but she has lived two-and-a-half years and counting, and her tumors have shrunk a bit. why has she lived longer than most? >> i think, first and foremost, it's my faith. and -- in god. >> reporter: and also, she says, because of one of her medicines, avastin. like other patients, she uses it in depositicombination with chey drugs. >> people respond differently to different treatments. and for whatever reason, i have responded positively to this treatment. >> reporter: dr. edith perez is her doctor. >> before she started this treatment, she was in bad condition. >> you have seen tumor shrinkage? >> yes, yes. definitely. >> reporter: but she is afraid her insurance might soon stop paying for avastin because recent studies show breast cancer patients, on average, don't live longer with avastin. plus, the drug has serious

dangers, including high blood pressure and internal bleeding. dr. joan mortimer who is on the food and drug administration advisory committed and voted against avastin. >> i think based on the objective data that we have right now, there really is no evidence that the benefits of giving avastin with chemotherapy outweigh the risk to the patient. >> reporter: without insurance coverage, there's no way she can pay for avastin on her own. it costs about $5,000 a month. >> i couldn't say it's why i've lived longer. i would say it's a combination of a lot of things. >> reporter: maybe it's her other medicines, or maybe just good luck. but she doesn't want to change the treatment that seems to be working. >> so it's given me two years of my daughter. and to me, that's kind of priceless. >> reporter: elizabeth cohen, cnn, jacksonville, florida.

the fda's decision will not affect avastin as a treatment for other forms of cancer. she calls herself a tough cop. on the beat. and her beat is about to change now. elizabeth warren is joining the obama administration, though, not in the role her biggest fans might prefer. we'll explain, and we are on the story when we come back. after using rogaine for a while, i went to my stylist and she said hair was growing back... i was like, yes, this works... [ male announcer ] only rogaine is proven to regrow hair in 85% of guys. puhh puhh puhh putt and that's it. [ male announcer ] stop losing. start gaining.

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well, about 20 minutes from now, the president -- president obama will step into the white house rose garden, alongside a hero in the eyes of consumer advocates. that same person, though, is a

nuisance in the eyes of big banks. she is elizabeth warren, the w newly appointed assistant to the president and special adviser to the treasury secretary. what in the world does all that mean? well, warren is going to help set up the consumer financial protection bureau. that is the cornerstone of the regulatory overhaul signed into law in july. who exactly is this woman? elizabeth warren. she is the chair woman of the congressional panel overseeing t.a.r.p., better known as the big bank bailout. she is also a law professor at harvard, also author of personal finance books and a plain-spoken critic of the financial industry. as for the new consumer protection office, it will keep an eye on credit card practices, bank account fees, student loan terms and credit reporting agencies. supposed to be looking out for you. in case, though, you might be wondering why warren isn't just being named to run this office outright, it's because the white house believes she wouldn't be able to get confirmed in the senate. so instead of going that route, they decide to make her the

special adviser. so until further notice, the director's post at the cfpb, it's going to be open. we'll bring you the president's remarks, expecting them again here in about 20 minutes, close to the top of the hour, 1:55 precisely is what we're told eastern time. when that happens, we will bring that to you live. well, actually, let me correct what i just told you. the times are changing a bit on us here. it's not going to be 1:55. it's now going to be in about two minutes. a little different. so let me knock 18 minutes off that 20 minutes i told you. let's keep an eye and go ahead and stay up here. but again, elizabeth warren. and there was a lot of back and forth and some people on both sides who were for her and against her. different like the process that the white house is choosing now to put her in this new post. again, she was supposed to be -- and it was her idea, this new consumer financial protection bureau, it was her idea, president wanted her to head it, but now the president not going to name her to this post. there was going to be a

five-year term, she didn't want to last that thing, and didn't think she could get approved. i think we're going to go ahead and try to get in a break here before the president stems out. i'll go ahead and take a quick break, bring you to the president right after. today just seemed like a great day to save. oh, it's not just today. with our free loyalty program, you earn great stuff president just toying with me on the time. here he is now, talking about the new appointment of elizabeth warren. >> before we begin, i just want to mention a report that was released by the census bureau yesterday about what happened to wages during the last decade. it revealed that between 2001 and 2009, the incomes of middle class families fell by almost 5%. i want to repeat that. between 2001 and 2009, the

incomes of middle class families fell by 5%. in the words of today's "wall street journal," this lost decade was the worst for families in half a century. a decade that obviously ended in a devastating recession that made things even worse. we know that a strong middle class leads a strong economy. and that's why as we dig our way out of this recession, we have set our sights on policies that grow the middle class. and provide a ladder for those who are struggling to join it. and that's why i am urging the leaders of the other party to stop holding middle class tax cuts hostage and extend this relief to families immediately. they need it. they need our help. and that's why we're here today.

you know, part of what led to the financial crisis were practices that took advantage of consumers. particularly when too many homeowners were deceived into taking out mortgage on their homes that they couldn't afford. but we also know that these practices predateded crisis and we also know that these practices don't just exist in the housing market. for years, banks and mortgage lenders and credit card companies have often used fine print and confusing language and attractive front-end offers to take advantage of american consumers. we have seen banks charge unreasonable overdraft fees, we have seen credit card companies hit folks with unfair rate hikes, we have seen mortgage lenders offer cheap initial monthly payments and interest rates that later skyrocketed. all this has cost middle class families billions of dollars.

tens of billions of dollars. that they could have used to pay the bills or make the mortgage or send their kids to college. and i have to say, when michelle and i were first starting a family, we had to navigate a lot of these financial decisions. whether it was buying a first home or paying off our college loans or putting a lot of debt on credit cards. and obviously, we were better off than a lot of families. but we still often found ourselves confused or finding ourselves in tough situations as a consequence. so we have got a pretty good idea. i've got a personally good idea of how this can be difficult, and sometimes confusing for the average consumer. and that's partly why even when i was still in the u.s. senate, i took such a great interest in the work of the woman standing next to me. i have known elizabeth warren since law school.

she is a native of oklahoma, she's a janitor's daughter who has become one of the country's fiercest advocates for the middle class. she has seen financial struggles and foreclosures affect her own family. long before this crisis hit, she had written eloquently, passionately, forcefully, about the growing financial pressures on working families. and the need to put in place stronger consumer protections. and three years a she came up with an idea for a new, independent agency that would have one simple overriding mission. standing up for consumers and middle class families. thanks to elizabeth's efforts, as well as the dedication and persistence of the person to my right, secretary of treasury geithner, as well as leaders in congress, like chris dodd and barney frank, that agency will soon become a reality. the consumer financial

protection bureau, which was one of the central aspects of financial reform, will empower all americans with the clear and concise information they need to make the best choices, the best financial decisions, for them and their families. never again will folks be confused or misled by the pages of barely understandable fine print that you find in agreements for credit cards or mortgages or student loans. the bureau is going to crack down on the abusive practices of unscrupulous mortgage lenders. it will reinforce the new credit card law that we passed, banning unfair rate hikes, and ensure that folks aren't unwittingly caught by overdraft fees when they sign up for a checking account. it will give students who take out college loans, clear information and make sure that lenders don't game the system. and it will ensure that every american receives a free credit score if they are denied a loan

or insurance because of that score. basically, the consumer financial protection bureau owe will be a watchdog for the american consumer. charged with enforcing the toughest financial protections in history. now, getting this agency off the ground will be an enormously important task. a task that can't wait. and that task is something that i have asked elizabeth to take on. secretary geithner and i both agree that elizabeth is the best person to stand this agency up. she was the architect behind the idea for a consumer watchdog, so it only makes sense she should be the architect working with secretary of treasury geithner in standing up the agency. she will help oversee all aspects of the bureau's creation from staff recruitment to designing policy initiatives to future decisions about the

agency. she will have direct access to me and to secretary geithner. and she will oversee a staff at the treasury department that has already begun to work on this task. she will also play a pivotal role in helping me determine who the best choice is for director of the bureau. and given the importance of these economic issues, i also want elizabeth to have a role as a white house visor, adviser to secretary getner on consumer issues. elizabeth understands what i strongly believe, that a strong, growing economy begins with a strong and thriving middle class. and that means every american has to get a fair shake in their financial dealings. four yea -- for years, financia companies have been able to spend millions of dollars on their own watchdogs, lobbyists who look out for their interests and fight for priorities. that's their right. but from now on, consumers will also have a powerful watchdog.

a tough, independent watchdog, whose job it is to stand up for their financial interests, for their families' future. and i'm proud that we got this done. and i'm equally proud that elizabeth warren will be helping to make her original vision a reality. so we are extremely proud of you, elizabeth. good luck. >> thank you, mr. president. thank you. >> thank you. thank you, mr. secretary. >> thank you, everybody. >> why not submit her to confirmation? >> okay. you see the president diplom di stop to answer that question. he probably knew it was coming. but you heard the reporter there, shout out, trying to get the president to answer the question, why not make her director of this particular agency? well, the white house didn't believe, possibly, that she could get approved by the senate with this job. let me back up a second here. getting ahead of myself.

elizabeth warren, 61-year-old harvard professor that he has known since harvard law school, appointing her, the assistant to the president and special adviser to the treasury secretary. what she is going to do, she is tasked now with being the architect of this new agency that is supposed to look out for you. this consumer protection, financial protection bureau is what it's called. part of the wall street reform bill passed this summer. now, she -- it was her brain child, but she is not being appointed as director or nominated as director. she would have to serve a five-year term and would have to go through senate confirmation. well, at this point, given the climate, you ne-- the white hou thought they couldn't get her through the senate, it would be a nasty senate battle, so instead made her assistant to the president, and she is now going to help set up this new agency is what you just heard. you heard that reporter shout out, why not make her director? that's a question a lot of people have. and the answer that a lot of people are given, because she

couldn't get through senate confirmation. the president made clear, as well, that we're going to help -- she is going to help him determine who will be the director of the agency. so don't know if she is going to be up for that job down the road or not. but elizabeth warren now going to be the special adviser to the president and the treasury secretary. coming up here, i believe she is going to be -- "john king usa" 7:00, we see it on the screen now, she is going to be talking to our john king, 7:00 eastern time, about her new post. well, advice on the mid terms. the former president, president clinton. he's got something to tell president obama. that's going to be in our cnn equals politics update. that's coming your way. stay here. today just seemed like a great day to save. oh, it's not just today. with our free loyalty program, you earn great stuff like accident forgiveness and bigger discounts just by staying with us. oh! ooh! so, what you're saying is, it gets even better with age.

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if copd is still making it hard to breathe, ask your doctor if including advair will help improve your lung function for better breathing. get your first full prescription free and save on refills. great photographs. >> they're all margaret ber berkewhite. >> they're not all margaret

berkewhite, are they? >> yes. >> you remember this movie, "what women want?" mel gibson's character was able to read the minds of women. the concept might not be that far off. researchers at the university of utah are developing a way to possibly read minds and that is today's big is today's big i. it was posted in the journal. how is this supposed to work now, reading people's minds. do i have this right? >> well, thank you for having me on the program. i tend to shy away from phrases like reading people's minds. honestly, if you want to know what a woman wants or thinks, ask her out for coffee and talk to her. we are working on something that is going to enable people that lost the ability to communicate have that restored. we are tapping into the speech areas of the brain.

there's a brain that understands speech. we are excited about that. you can think of it at mind reading. >> you say you are interfacing with. >> yes. >> slow down for the rest of us out here. what does that mean? how do you interface with. how do you get from someone who can't think to understanding what they would like to say? >> certainly, so, basically, what we did is take a grid of microelectrodes, that are tiny wires and placed them on the surface of the patient's brain over the areas of the brain that are involved in understanding and producing speech. using the microelectrodes, we have the electricity while they spoke and look at the patterns of fluctuations and determine what they were going say. >> we will be able to

understand, maybe full thoughts, full sentences of what people are trying to say? >> well, certainly. in the future, it's where we hope to take things. now, we are working on a few number of words. a limited number of words. we would like to do a number of words and the alphabet. it would allow people to get a limited ability restored. >> how far away are we from implementing this technology? >> well, we have proven we can get it to work. now, we need to refine the device. we hope over the next few years, we can do a few more patients and we can go to fda to do a trial and see if we can restore communication to paralyzed patients. >> we will check in with you over the year. we can't wait to see this. it's a matter of time. congratulations on your work, thank you for being here.

enjoy your weekend. >> thank you very much. >> we'll have to read up on the research head to our blog, cnn.com/tj. [humming]

ooh! here we go. what? whaaat? [kids giggling] announcer: you don't have to be perfect to be a perfect parent, because kids in foster care don't need perfection. they need you.

time now for the cnn equals pal ticks update. we go to ed henry for that. ed, since you are coming to the show early, it doesn't mean you're not coming for the stake out, right? >> i'll come back. allie tries to shove me out of the way. i know you are a fair guy and want to get me on. i'll be on every hour with you, if you want.

>> by all means. >> let me give you updates. the woman of the hour, elizabeth warren, the president introduced her. a tidbit i'll give you, i ran into her at the northwest gate. she had two staffers. she had a backpack. it looked like the first day of school. maybe she's not going to have a lot of power. she told me, based on her conversations with the president, she's going to have the power she needs to get the job done. she's confident she will get the job done. former president bill clinton is on the ticker now. he has advice for president obama. he was on the ticker with bill stewart. he needs to make a better case saying i would like to see the president go around the country and explain it like i did. say we stopped digging out of the hole and we are turning

around the corner. the former president said he should do it like i did pointing out he's laying out the case better. finally, firgs lady michelle obama she's going with her husband to new york city for the u.n. meetings. the world leaders coming in as well with their spouses. the first lady is putting her food where her mouth is. she's going to host a healthy luncheon. she's had that initiative about healthy eating. she's backing it up and is going to provide a meal to the world spouses. >> we appreciate you for the update. stay with cnn for complete coverage of the races heading into the critical midterm elections.

top of the hour here. we have a new rundown. hello, i'm t.j. holmes. he is taking police accountability and community policing to a whole new level. he's drawn plenty of praise and also plenty of fire. we're talking about the california police chief. he's going to be live with us this hour. plus, a simple mad problem. hundreds of kids in one big city school district couldn't answer it. what in the world is going on in our classrooms. also, he wasn't safe, he wasn't out, he was just acting. why are people talling derek jeter a cheater? i'll have the latest in my xyz today. some historic doors are

being opened to pope benedict xvi. in a prayer service in one of britain's famous church services. earlier today, he paid a call on the archbishop of continue canterbury. the theme of the day, if you didn't catch it, building bridges and reaching out. >> increasing the multicultural dimension of society. brings with it opportunity to encounter other religions. for us christians, this opens up the possibility of exploring to give service members reaches traditions, ways of bearing witness to the transcend ent dimension leading to practice in

our personal and social lives. >> the pope started the day among his own flock in london. there, he scheduled a public meeting with leaders of public faiths. we are learning more about a possibility security scare between london street cleaners and a plot. we have word of another arrest in the case. we have the story. atika joins us on the phone. have they been able to make a connection between the so-called plot and the pope? >> reporter: the police haven't directly linked it. they reviewed the pope's security as a result of the new information and the arrests. we have confirmed a sixth arrest has been made. apparently, it came out of their searches at a residence in north london. that brings it total men arrested to six. we understand the number of men were working with a local

cleaning company in london. it's coming from the westminster city council. we don't have more information about what it might be or what the terror related activities might be. >> do you know what got police on the trail of these six men now? >> reporter: we know they got a tip-off. they got new information that came in quite recently because police sources tell cnn that previously, there wasn't indication of a threat or looming threat to the pope. this is very recent and new information that's come in. that's what prompted the arrest. >> all right, we have a spokesperson as well. we heard from them, they are not necessarily changing. they reviewed, but didn't change the pope's schedule. let's take a listen. >> what we know is not much more than you know, but we can say that we are totally confident in the work of the police and we

have no particular preoccupation. the police has already said that the formation they have until now collected the most. there's no need to change anything about the program of the pope. >> again, as we heard there, they didn't know a whole lot, either, but didn't see a reason to change the pope's schedule. i know we don't know a lot here, but can we assume if they moved ahead and made the arrests, possibly something was imminent? >> reporter: they felt it was serious enough to act quickly. in part, it was prompted by the fact the pope was here. they didn't want to take chances. they were on high security and didn't want to take chances. >> we know you are working it for us. thank you so much. we are going to turn back to politics here in the u.s. now. a lot of political rallies

we see now this time of year. we saw a couple in d.c. not long ago. we are not done with the competing political rallies, yet. in this hour's sound effect, we have different political rallies repeating between two guys that play newsmen on tv. they are jumping head first with rallies at the nation's palace. jon stewart and stephen colbert. they explained what they were doing last night. >> tonight, i announce the rally to restore sanity. it is happening, people. it is happening! it is happening! a real gathering!

we will gather! we will gather on the national mall in washington, d.c.! 1 million moderate march where we take to the streets and send a message to our leaders that says we are here! we are only here until 6:00! ladies and gentlemen, it is on. october 30th on the mall. because now is not the time to take it down a notch. now is the time for all good men to freak out for freedom. >> all right. they teed up for us. we don't know if it's going to happen, yet. it's unclear. we have checked, though. we got word from the national park service. both camps submitted applications. no final decision has been made just yet. the announcement comes after

glenn beck hosted the much publicized rally on the national mall. he was urging lard crowds to turn back to god and turn back to the values for which we were founded. it was on the 47th anniversary of dr. martin luther king jr.s i have a dream speech. they held a reclaim the dream l rally as well. hundreds of kids couldn't answer a simple math problem. going beyond the numbers, though. that's next. ♪

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all right. in chalk talk today, we know american kids are lagging behind a lot. you hear this in the news. lagging behind when it comes to math skills. how far behind are they lagging? let me gif you an example of a simple math problem. 301 minus 75. can you work out quick which answer it should be? well, this is a sample question from a national test given to fourth graders. the answer is a, 226. just one out of every three students in detroit got that right. we know, clearly, we have a problem here. but it goes beyond numbers. there are educators out there as well making point to raise americans math and science test scores. joining me now, tom is the koe

of the math and science initiati initiative. should every fourth grader get that right? it's not a complicated math problem for a fourth grader, is it? >> no, it's not. the future of the country depends on remaining the innovator of the world. it's where the best jobs come from. if we are not going to catch up in math and science, we are not going to fix our economy. >> do we need to change how we are teaching to students these days? we have started to lag behind. is it because students need to be taught to differently these days? we have just fallen off in our standards when it comes to teachers and our priorities. >> clearly, the key is not necessarily curriculum, it is having a great teacher in every classroom. every bit of research shows, when you have a teacher properly trained, properly equipped and you have high standards you are

going to have youngster that is learn. in 230 high schools across the country, we are tripling the performance of math and science and we are doing it in one year. >> now, how are you able -- we are going to put the numbers up. the national math and science initiative. are you focusing, you are showing the numbers, the results. are you doing it by focusing on the teacher? >> yes. we are focused ton teacher in terms of recognizing teachers, giving them better training, paying them incentives for results. we also incentivize students. incentives work. our youngsters will never exceed their own expectations. if we tell them to perform at a three foot level, that's what they will do. if we raise it to eight feet, they will jump it. >> are you taking teachers

already in schools and giving them proper training or are you identifying -- you look like you want to answer me there. i'll let you jump in there. >> we have two programs. one takes existing teaching core and gives them training and producing immediate results. the second program changes it way we are going to train the next generation of teachers. right now, with the existing teaching core, we can produce dramatic results if we focus on program that is work. >> what would happen if we took every teacher and every school in this country and put them in your program? >> we would produce dramatic results. we produced them in every single school we have been in regardless of student population. we produced dramatic population with female students, rich students. we do it in every kind of school. this can be done. >> tom, it sounds like problem

solved in our education system. we need to implement the program and put every teeper through it. why can't we get that done? >> lack of public will. plus, we have this thing in education about trying new programs. what we need to do is find the programs that work and then replicate them and duplicate them across the country. let's focus on what works instead of keeping trying to reinvent the wheel. >> all right. we have this photographic up. 229 schools now planned to expand. can you keep it up? that's a lot of schools you are in now, it sounds like. >> it is but we can keep it up. we have 22 states where people want to expand this program. we need parents to demand higher standards, demand teachers be incentivized to get more training. this can be done. >> tom, with the national math and science initiative solved the problem of education.

they just need to listen to you. we appreciate you being here. >> i don't know about that. thank you. >> no. we appreciate you being here. >> take action. >> take action, all right. we appreciate you being on. really, with the work you are doing. congratulations on that. our cnn hero battling literacy in the philippines. his weapon to combat it, a simple push cart. you'll meet him, coming up next. ♪ make you re-examine your approach. change your line. innovate. and create one of the world's fastest-reacting suspensions, reading the road 1,000 times per second. it's the turn that leads you somewhere new. introducing the new 2011 cts-v coupe. from cadillac. the new standard of the world.

well, all year, we introduced you to remarkable every day people changing the world.

in one week, we will reveal the top ten cnn heroes of this year. one of the ten will be the cnn hero of the year. still, they are all heroes. we wanted to check in with the 2009 cnn hero. he's had a truly remarkable year. a young man from the slums of the philippines now has a national voice and is urging his countrymen to unleash the hero within. >> cnn hero of the year -- from the slums ott philippines, the stage of the kodiak, he's come a long way. >> we are the change that this world needs to be. >> for 12 years, he and his volunteers pushed their mobile classrooms through the streets of their neighborhoods teaching kids who never make it to

school. after being named 2009 cnn hero of the year -- he became a national hero. >> this is overwhelming. >> he received one of the highest honors. the push cart model has been pushed 50 times across the philippines. it's funded in part by the cnn heroes event. >> it's a symbol of poverty. now, they see a push cart and it's the symbol of hope and education. >> his story has been told in six countries and languages. the young man from the slums turned the attention of a nation toward a common dream. >> my fellow filipinos -- thank

you. >> so, who will be the cnn hero for the year 2010? you decide. vote now, cnn.com. next thursday, we will announce the top ten cnn heroes on cnn.com at 1:00 p.m. eastern time. i want to look at the stories making headlines. a sixth person has been arrested in a terrorist plot in great britain. the pope and his aids were not worried about the arrests. also, decision day for the fda. the agency is seeing if they should revoke avastin after showing it didn't help them live longer. insurance companies could drop coverage. president obama sidestepped a senate confirmation battle naming elizabeth warren adviser to instead of director of the

consumer financial protection agency. warren will direct to the president and the treasury secretary timothy geithner. hurricane karl is downgraded to a category 2 storm. it made land fall in mexico. it was north of vera cruz. at least 3,000 homes have been damaged. chad meyers is back there keeping track of the storm from the hurricane headquarters. he will keep you updated throughout the day. when it comes to environmental stuff, everyone talking about the ozone layer and how it's thinning. some people are saying it's getting thicker and it will actually go back to normal. would you believe that? ♪

we could've gone a more traditional route... ... but it wouldn't have been nearly as memorable. ♪

aspercreme breaks the grip, with maximum-strength medicine and no embarrassing odor. break the grip of pain with aspercreme. all right. i want to bring chad meyers back in here. karl causing problems, too? >> yeah. we had igor, then julia and the k made land fall before they did because they started in africa and this started in the caribbean, came across the yucatan. it made land fall an hour, hour and a half ago at vera cruz mexico. let me take you there. people probably don't realize what this city looks like. land fall ten miles. ten miles. the center of the eye made land fall ten miles from vera cruz.

it was under the southern eye wall. they had wind gusts of 74. this is the city of vera cruz. i'm going to take you to a neighborhood to prove these are all houses. 711,000 people were affected by this in vera cruz and fl's bow cadel rio, another city south of there with 100,000 people. here's what the radar looked like at this exact time. it's not on there. this is from the mexican government. this is the mexican radar. that is vera cruz and that is the center of the eyewall. they were pounded by the winds. north, the surge would be here, at least the surge didn't get into the city of vera cruz. anybody gets wipds of close to 100 miles per hour, there's going to be damage. >> any reports so far?

>> i saw a couple twit pics. a couple trees down. things like that flooding through the harbor. that was an hour ago. it's going to take time to get the pictures in. >> it's weakening now. >> it is. so is this. so is igor. it's down all though it doesn't say it here. the hurricane hunter flying through it. they didn't find near 100 miles an hour winds. that's good news for bermuda. >> you had the atomic bomb pictures one day. what do you have today? >> ozone. what do you think of that? >> not working so far. >> change the carbons in our cars, finally, it worked. >> it worked.

>> the ionosphere. all the carbons are gone. those killer ones except killing the ions up there and now it's growing in size, again. it will get back to the original size in 50 years. >> it can do that? did they tell us that? >> if we didn't stop using c-12 in my '92 ford ranger, it was probably going to get smaller and smaller. the ozone hole in antarctica hasn't gotten smaller, yet, but they think it will continue to get smaller as the years go on, 50, 60, 70 years down the road. >> it's all good now. >> there's the ozone level. ozone hole is still as big as the united states but nobody really lives there except the

brave people in antarctica. >> thanks so much. coming up from his first day on the job, he knew what he wanted to do. but folks aren't always ready for an outsiders idea. we are talking to theolice chief in san francisco credited with shaking things up a bit. it's possibly working. stay with us.

from beat cops to detectives, most of them wanted their chief promoted from within. instead, they got george, the first outsider since the '70s. he marked his first year on the

job. marked with stubbornness and scandal. thank you forring with with us. what would you point to as your proudest accomplishment? >> there's several. one is quite frankly the work of the men and women of san francisco have done. a lot of people were apprehensive of having an outside coming in and how well it was going to fit and what was going to be the response of the men and women of the organization not only to an outsider, but a different way of doing business. frankly, it's been an incredible success. the men and women of the organization are working hard. the community really embraced not only what we are doing, but also working with our officers. so, i think that would be the area that i'm most proud of, the way people have come together in how well the department reacted as well as the community.

>> how long would you say it took for people to try to get on board? i mean, it delays you getting some of the work started because you had to convince people if it's within your own department or the city. >> yeah, you know, interestingly enough, there was some resistance early on by some folks. i have to say, by and large people came around quickly. the majority of the officers were willing to give me a chance and willing to try new things. we have been going at a very fast pace for the last 13 months. we will continue to do so, quite frankly for the next two or three years. reforming an organization is a journey that takes several years. but, i have to say that i'm very pleased with the response both internally and externally. the community has been incredible. >> you had a very ambitious goal. dropping the serious crime in

that city by 20% by the end of this year. are you on track? >> well, you know, obviously, it was a stretch goal. i think sometimes you are better at pushing really hard and trying to achieve greatness. it is unlikely we will reach 20% in all serious crimes. however, homicides last year, we were able to reach over 55% reduction. this year, we are at a very close rate to maintain that. it puts us at a homicide rate per capita that takes us back to the early 1960s. overall, we are looking at right around 10% reduction in crime for this year. it comes on the heels of a under 10% for last year. if you put combined, probably the last 18 months, by the time we end up this calendar year, we are looking close to 20%, but not in the last 12 months. >> sir, you brought new ideas, i

guess some call it off the wall, or off the radar of innovations to your police department. one that got attention was the civilian investigators, not necessarily employees of the police department, but civilian investigators that go out and take a look at non-violent crimes. what is the reaction and how is that program working out for you? >> well, t.j., the business models for policing are going to evolve. they are evolving very quickly. the question, quite frankly for people in the profession how do we deal with what we are facing. policing in 20 or 30 years is going to be very, very different than today. the economic models we have today are no longer sustainable. it goes beyond the current economic crisis. so, one of the areas that i'm

pushing, the professionals in the san francisco police department, i did so in mesa, the labor force is going to look differently. we are going to have to ensure that we have our sworn officers, the people with power of arrest and can deal with incidents required to carry a firearm and use force. that set of skills and those individuals are going to have to be reserved for dealing with high disability enforcement, working with the community, walking foot beats and handling emergency calls and the nonemergency stuff, quite frankly is going to have to go to another type of employee. unlike what many other places have been doing in the past where they may have pieces of it being handled by a civilian maybe forensic collection or others who take reports. we are trying to combine it into a single classification and be

very customer service driven. >> sir, you are trying new things out there. only a year under your belt. we'll see how it goes. congratulations on the innovations you put in place. not everybody in favor of them. there's criticism as always, there will be. also, people are giving you credit as well. we appreciate you taking time with us. good luck out there. talk to you again, toon. >> thank you very much. take care. we have cheers from the miners trapped underground. plan b is working well. we'll explain what it is as we globe trek, next.

time for us to go globe trekking. we head to chile where the miners have been trapped. we go to carl. tell us the good news, but even though we have good news, doesn't necessarily mean they are coming out anytime soon. >> reporter: yeah. exactly, t.j. it is good news for the drill teams. there are three drills working to rescue the miners. plan a, plan b and plan c. a drill from the plan b team reached down to the workshop, close to the shelter where the miners are. they are saying we are not the plan b team anymore. we are team rabbit because we have barrowed through. let me put it in perspective for you because that plan b drill

had a head start. there was a pilot hole of about four inches deep. they drilled down and today, with a 12 inch drill bit, they have reached the shelter where the miners are. let me show you what a 12 inch drill does. it's roughly -- it's not big enough to get a man through and back to the surface. what they have to do now is put about drill bit down, widen the 12 inch hole to 26 inches. the 26 inch hole, let me put it into perspective. it would be about this diameter. if they squeeze, they believe they could get the miners up through that hole. this is what they have to do. today's success, they have to build on that. they have to widen that hole. it's not as easy as it sounds

and certainly isn't quick. this is what the mine's minister had to say about what happens next. >> we are eating here doughnuts. in this part, we are eating the center part of the doughnut, which is smaller. now, we have to eat the whole part. it's a lot more material we have to remove. it will take more time. >> reporter: it's very much a layman's explanation. we have to eat the rest of the doughnut. now, it's taken two weeks to drill that four inch hole into a 12 inch hole. the company that is behind the drilling operation says it's going to take more than two weeks to widen the hole and actually hoist the miners back to surface. it could be somewhat of a long wait. predictions are the miners could be out by that hole or one of

the other holes by the end of october or the start of november, t.j. >> we have some good news, but it's still a long haul. we appreciate you and that demonstration helping the viewers understand what's happening there. thanks so much. we want to turn to politics now. da that bash is here with us. dana, always goods to see you. does paul have to be in every single one of your shots. smile for the camera, paul. we all love paul. what's first on the ticker, we want to update something we reported a couple hours ago. it's right here. that is christine o'donnell is no longer meeting with the head of the republican senatorial campaign. we initially reported the two are going to meet. turns out, o'donnell is, let's face it, she's standing up john

cornyn. she has a lot on her schedule and is going to give a speech at the summit going on later this afternoon. she doesn't have a lot of time to meet with him. their staff is going to meet at a later date. the value voter summit is the summit where a lot of conservatives are giving a lot of red meat. i think we have members of the family research council speaking. earlier, we had a lot of presidential candidates from mike huckabee to mitt romney. you can find it on cnn live. >> we appreciate that as alwayses. we'll talk to you soon. lady gaga is taking on congress. ed henry is taking on lady gaga. the stake out. one of gaga's little monsters,

coming up.

all right. time for the stake out. time for ed henry. he's at the white house for us as always. good to see you. we saw the live event from the

president a short time ago with elizabeth warren who he is making adviser to the treasury secretary. before she came out with the president, she was hanging out with you, i understand. >> reporter: i bumped into her. she had a backpack, i took a picture and put it on twitter. she had a backpack like it was her first day of school. the president didn't make her the full time director, is she going to have the power to get the job done. i asked her that question. she said i'm very confident. she's going to have the power based on the conversation she had with the president and the authority he's going to give her. she's charging forward. there are republican critics that are upset the president obama by passed the hearing. >> when the president came out, before he started talking about elizabeth warren.

he took a moment. we saw the poverty numbers come out. everyone was saying it's a sign of the times. he used the numbers to push congress and tell them why they should be approving the tax cuts for people who make less than $250,000. >> reporter: he was talking tax cuts but they are middle class tax cuts. i went less than a mile from the white house yesterday to find people living in poverty. they are at a home, subsidized housing. it's a nonprofit in washington. when i asked these two people what they think about talk of tax cuts for people making $250,000 a year. >> first off, it's more demoralizing. it's a perfect lesson in humility. the biggest adjustment i have a problem with is separating your wants from your needs.

>> reporter: okay. that was a shorter clip than we wanted to use. basically, he said i can't imagine what $250,000 is. that gentleman was making a few hundred dollars a month. i spoke to another woman. it gives you an idea. you have one in seven people living in poverty, over 14%. highest in decades. so, this is yet another challenge we are seeing out of this great recession. >> one more thing, i'm not sure how to make the transition, ed. >> reporter: it's a hard one. >> how does lady gaga make it into a stake out and a conversation about congress? >> reporter: she started tweeting. congress is interested in the don't ask don't tell and

overturning it so that homo sexuals can serve in the military. harry reid said you better move forward on this. he tweeted back saying there's going to be a vote in the senate. now, she's got a youtube video going after senator mccain. at one point, she called into chuck schumers office. take a look at what she did. >> your call has been forwarded to an automatic voice message system. the box is full. good-bye. >> i have called both of the senators that operate in my district. i will not stop calling until i reach them and i can leave them this message. i am a constituent.

i am known as lady gaga. i'm calling to ask the senator to vote with senators harry reid and carl levin to repeal the don't ask don't tell. we need to do this for our gay and lesbian soldiers and finally repeal don't ask don't tell. >> she's pushing senator mccain doesn't want to see it overturned. she gives the long name. most people don't know her real name. i'm sure he was glad to get that voice mail. you have heard that song, bad romance. maybe we should do a twist. >> they will listen to her. she's got a voice and millions of fans and followers. >> reporter: she's got a megaphone. >> a huge megaphone. have a good weekend. talk to you soon. >> reporter: you have a great weekend.

see you, t.j. we have word play for you. today's term is to marry city, church and canine. seriously.

s. time for a little word play. this one is a proper noun. the emphasis on proper. it's a place the pope made history today. a place no pope has gone before. we're talking westminster. but, you have been to london, you have been to westminster.

britain's parliament. it's the name of the section of london where you find westminster palace and abbi. on this side of the pond where do you hear westminster all the time? the dog show. it's minster, it's not minister. it's the word play for the day. you know him and know him well. yankee shortstop. he's won so many awards. now, some are saying another award he should win is the oscar. why are some calling derek jeter a cheater? it's uncalled for. today just seemed like a great day to save. oh, it's not just today. with our free loyalty program, you earn great stuff like accident forgiveness and bigger discounts just by staying with us. oh! ooh! so, what you're saying is, it gets even better with age.

oh! tell me we're still talking about insurance. rewarding loyalty. now, that's progressive. call or click today.

derek jeter the cheater. say it ain't so. the yankees shortstop was player of the year. some are accusing him of lacking sportsmanship. let me set this up. jeter was up to bat wednesday night against the tampa bay rays. a pitch appeared to hit him. as you can see here, it didn't hit him. he reacted as if he had been hit. the trainer and manager come out to attend the injury. the thing is and the replay clearly showed he wasn't hit by the pitch. the ball hit the end of the bat. he made a convincing case with his acting he had been hit. he's not injured or hit. he's faking it. he's playing it out of. after the game, he admitted he was not hit by the pitch.

the story blew up into a debate about sportsmanship, honor and cheating. what happened here, rick -- rick is already reacting behind me. the umpire missed the call. how much jeter's acting played into that we'll never know. he did what he was taught to do. remember watching the matches during the world cup? players try to get a call. a run in basketball. some players made a career out of flopping and fool the refs. what about football? you always see a receiver go down. he knows the ball hit the ground first. still, he jumped up, throws the ball in the air like he just made the catch. why? he's trying to fool the ref. what jeter did is not a matter of sportsmanship. it's a matter of