incorporate vegetables into their food repertoire. people are so used to fast-food, getting things quickly. seldom does it involve vegetables. >> how does it sound to you reynolds? she's trying hard. >> sell, sell, sell. >> we know what t.j.'s diet is like. you've seen twizlers for breakfast. >> lemon heads. >> big old coca-cola. >> candy revolution. >> you do your things, i'll do mine. >> work some vegetables into your day. >> i will. >> thanks so much. we're not going to talk about vegetables for now, we're going to talk about nasty weather along the east coast. dire situation for people, flooding from carolina to new england has killed at least eight people. homes and businesses under water, dozens of roads are also closed. high water starting to recede in some areas. flood warnings and watches are still in place. all the rain came from remnants

of tropical storm nicole. another flood through the region. reynolds wolf in the weather center tells about that. >> you're right. a combination of things, dying tropical system with frontal boundary, two of those entities coming together produced quite a bit of rainfall to say the least. the numbers are staggering of in new york, 2.9 inches of rainfall. that by itself is impressive. allentown, 7.08. down to baltimore, half a foot of rainfall in some spots. ridiculous in wilmington 2.2.5 inches of rainfall. much in a short duration. widespread flooding, eight people dead. clean up for many communities, many without power. high pressure builds into the region, a little break in the action. if you look back to the west you're going to see another area of low pressure. with that a frontal boundary and chance of scattered showers. already in detroit we've had rainfall there.

a little farther south and toledo along i-75, rain will that in dayton, ohio before the day is out. same deal in cincinnati. in indianapolis, the rainfall in minutes pushing off to the east. in louisville, get ready, the showers will come in. what we can also expect is a rush of cooler drier air behind that frontal boundary. high temperatures in the plains, 50s, 60s, 80s in parts of dallas and houston, 87 in houston. 95 in las vegas. 80 in los angeles. back in atlanta, 78 degrees. new york and boston mainly in the mid to upper 60s. that's a quick snapshot of the forecast. fred, back to you. >> thank you so much, reynolds. appreciate that. more drone attacks now in pakistan. overseas we're taking you. 18 people dead, a dozen militants. among them the strikes took place in north waziristan, a tribal region near the afghan border, a stronghold taliban and al qaeda. the leader of al qaeda reportedly has sent out another

audio message. on the tape a man identified as osama bin laden urges muslims to do more to help flood victims in pakistan. the message is very similar to the one broadcast yesterday so why speak now and why on this issue? our national security analyst peter bergen. >> he's been keeping pretty quiet, he and his number two, al zawahiri have been releasing fewer tapes, because they are concerned about security. maybe drone attacks where they are purported to be living have interrupted their operations. for them getting a tape out around the anniversary of 9/11 is important. we saw zawahiri got a tape out a few days after the attacks. here is bin laden with two. i think it's just a reminder that they are still alive.

they want to show they are still in the game. >> today's audio message and on islamist website. cnn has not been able to verify the authenticity of the voice. a deadly rail collision in indonesia. the transportation industry says 36 people were killed when one train rammed into another from behind. at least 26 people were hurt. both trains headed for jakarta. the cause of the crash is still under investigation. it is being billed as the antidote to the tea party. take a look right now. live pictures from washington, d.c. officially it is this gathering being called one nation working together. it just kicked off at the lincoln memorial one month now before midterm elections. in the crowd there reporting on this event, cnn's own kate bolduan. give me an idea what the turnout is looking like. what is the sole purpose of this

rally today. >> you definitely alluded to it. one month to the midterm elections. that times is no coincidence. today what you're seeing here and behind me, they are getting ready, doing like a pregame show, i guess you would call it before it kicks off at noon eastern. we have a range of liberal leaning progressive groups coming together really pushing a get out the vote message. the groups are arranged union groups, civil rights, gay rights, faith-based groups as well as environmental groups all talking about issues that they care about. very broadly the big issue, i know they say they are going to be talking about today, jobs. job creation. more assistance for the unemployed as well as improving public education. also talking about immigration reform as well as stopping discrimination within the criminal justice system. as you can tell a broad range of groups, a broad range of issues coming together today. we spoke on the few people as

they were arriving to find out why they turned out. we'll see here. >> so we're out here to ask for federal funding to take care of mass transit not only for chicago but cross-country. these people here traveled all the way down here to washington to walk as long as they have to walk, stand as long as we have to stand, shout as loud as we have to shout, to demand they restore the service across the country and put these workers back to work. like president obama said, put america back to work. >> we want to see the commitment to social programs that we all hoped were going to get funded. it just seems like there's been so much obstruction. we're the people that voted for the change for the democrats and for obama. we want to see that change. >> again, all of this is set against the backdrop of the upcoming elections. recent polls we've been talking about for months, cnn polls indicate congressional democrats are in real trouble in the

upcoming election. you can be sure that's one of the things they are going to be talking about today. the message they are talking about is getting liberal base motivated to turn out. organizers are trying to stir the same emotion and stir the same energy we have been seeing among conservative groups as well as seen right here on the national mall at the glenn beck and tea party rallies. fredricka, while they are talking about issues they care about, the big issue is getting out the vote and trying to reenergize the base that two years ago did so much to get president obama elected. >> among those issues they want to drive home are jobs, justice and education. we'll check back with you kate bolduan throughout the day as that gets under way. a college campus in mourning and under scrutiny, the tragic case of a suicide after a sexual encounter is secretly posted only. that's coming up.

rutgers university is planning a candlelight vigil.

he took his life after a sexual encounter with another man was secretly streamed online. the cyber bullying has triggered nationwide outrage. stephanie elam joins us from new york. stephanie, where does this investigation stand and how is that impacting the university today? >> reporter: fredricka, there's a horrible story. there's a moment of silence before the football game. some students plan to wear black. you'll see that as well. there's a silent vigil tomorrow night. meanwhile rutger campus as they are grieving there are grappling with questions. how could this happen and could the university have done more to prevent it. one student told cnn she finds it troubling. >> it's absolutely horrifying for a number of reasons. for one thing, tyler is a person who reached out to people on the internet for a safe haven. the fact that the tool that he utilized to express himself was also used against him in such a

negative way is really terrifying. >> now, we talked to several students who said the lgbt group doesn't feel safe on campus. the president will meet with them, they have already set up a resource center last year. in a statement, he said, quote, rutgers is an imperfect institution in an imperfect society but we're always striving to find percent ways to make students feel comfortable and empowered. this is from the president of rutgers university. meanwhile the investigation into the two students charged with invasion of privacy continues. dharun ravi and molly wei. they are considering charging them with bias, but that hasn't happened yet. neither one has made a comment. the family has only spoken through the attorney. they plan a private funeral away from the press. so far they have little to say

about what happened except they are grieving and want privacy. under the circumstances it's completely understandable, fred. >> so sad. i wonder if there's questions raised among the student body or outside of campus where people are asking should the university have done more. apparently there was reports there was some knowledge among some staff there that there might be videotaping without the subjects knowing that there may have been some harassment, whether it be of clementi or other students on campus. >> there's some discussion. there are posts we can't confirm came from clementi on another website but are traced back to rutgers saying they have gun to the r.a. and two people above the r.a. the university not commenting on that right now because they are in the middle of the investigation. but it is raiseing a lot of questions on how quicklyf they were alerted, were they reacting

to the situation. >> r.a., the assistant in the dormitory that would have been that person, that conduit to let the other person know. thanks. appreciate that. of course, we're going to have more on this investigation and whether charges, including wiretapping or hate-related offenses might be applied in this very case. we'll have our legal briefs coming up next. you could switch for up to 600 highway miles on a single tank of gas. or the hundred-thousand mile powertrain warranty. over a thousand people a day are switching to chevy. they're not just trading in, they're trading up. qualified lessees can get low mileage lease on this 2011 malibu ls for around one ninety-nine a month. call for details. the switch to chevy starts at chevydealer.com.

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a look at our top stories right now. u.s. drone attacks in pakistan have killed at least 18 people. at least a dozen of them were suspected militants. the strikes took place in north waziristan, that's a tribal region near the afghan border

and taliban and al qaeda stronghold. from north carolina to maine, floodwaters are starting to recede. the situation is still serious in a lot of areas. at least eight deaths are blamed on that high water. a warning to all of you do it your selfers out there, more than a half million home improvement books under various titles are being recalled. they contain faulty wiring instructions that could lead to electrical shock or a fire. with closing arguments wrapped up, a jury in connecticut is ready to decide the fate of one of the defendants in a brutal and deadly home invasion trial. our legal guys have been watching this case from the very start. it's such a stunning case on so many levels. law professor joining us along with criminal defense attorney and law professors. good to see you both, gentlemen.

this is such a tragic case this a number of people throughout, including jurors, got sick by the details. finally it has gone to the jurors. have you to wonder because of the graphic detail if this is, in some way, richard, going to kind of set the pace for other trials, if it will now create new parameters. can details get too graphic for jurors, can it be too much in the middle of trial? >> there's supposed to be a jury instruction that emotion is supposed to be left out. judges are supposed to caution attorneys who play on the emotions of the jurors. but how can you possibly not do this, especially in a case like this, fred. this is probably the most gruesome murder case i've ever read. this is just an absolute travesty. there's absolutely, in my opinion, no way these defendants, either one of them, can avoid not only a murder

conviction but the death penalty. if any case was ripe for it, it's this one. >> the prosecutor has the right to reveal, show everything, no matter how nasty it is. stephen hayes, the one on trial here. in the end, then, what was his defense? did his defense attorneys have a tough time going up against this graphic dna evidence? and there were images as well that documented this crime taking place. >> yeah, i think the evidence that stephen hayes is using is absent from his trial becausestein komisarjevsky, the co-defendant said our guy went along with the other defendant. we're really not guilty. really what the defense is doing is say this murder is something the other defendant should be responsible for in terms of capital responsibility. we just sort of went along with it.

frankly the evidence isn't supporting that. i think not only are we going to see a conviction of both of them but they are both looking at death penalty. >> jurors going to be back in court monday. we'll see what's happening there. now let's talk about what's happening at rutgers university. this is something that makes people feel sick from the top and bottom of their stomach. now let's talk about, we're hearing prosecutors say they are doing to be pursuing some privacy violations. there might be more in the form of wiretapping, one-party, two-party consent, hate crimes, whether on the state or federal level. what will prosecutors be going after here? >> yeah. the hate crime, new jersey has a very important hate crime bill. if they were to bring charges based on that, to show some sort of bias or this person was singled out because he was gay, even they were able to bring charges that would bring another five years to the five year max

both defendants are looking at. you're looking at a potential ten-year prison incarceration. some people might say that's not enough for a case like this. the fact is that congress and the legislatures of the state have just not caught up to the type of technology that's available today and used over and over again and we're seeing it in a case like this. >> avery, you concur in all that? >> this is another example of technology way ahead of the law. the problem is we don't have laws to adequately deal with the horrific circumstances in this case. a young man committed suicide because of hatred. and the fact is i'm not sure the law can govern this sort of behavior. it's going to bump into first amendment issues. the bottom line is when you couple deterrents, that is passing laws to protect people like this, along with a sense of civility, rutgers can put in a

policy that makes it consequential for this sort of thing. the bottom line is i'm in agreement. these two young people are looking at five years. if the attorney general goes that way, we're looking at 10. >> i must tell you, fred -- >> we only have 30 seconds on the last case then we have to take a break. andrew cher vol, portrayed a college student as a nazi, including going to the home and shooting videos. might he be facing some harassment charges somewhere down the line as well? >> yeah. the victim in this case has hired an attorney, going to bring charges. they are hiding under the veil of the first amendment. this person is an assistant attorney general. he's a part of law enforcement. for him to carry on as irresponsible as he's done, put up pictures of swastikas, he's

got to be fired. >> this not first amendment protected speech. frederick ark, this assistant attorney general has to be fired. that's what the attorney general has to do. the former said if he was my assistant attorney general he would be gone a long time ago and he should be. >> looks like the producer gave us more time. legal troubles that continue to mount for mega church pastor eddie long. long apparently canceled an appearance because of the most recent developments. the most notable, lawsuits filed by four former members of his church who accused him of sexually comersiercing him. they caught up with one of the teens. >> i cannot get the sound of his voice out of my he.

i can't forget the smell of his clone. i can't forget the crying many nights or i can't take enough showers to wipe him from my body. how you can sit in front of the church and tell them that you categorically deny it, you can't say that to my face and you know this. you are not a man, you are a monster. >> bishop long's attorney had this to say to that. unforth nate the plaintiffs and counsel are attempting to try their lawsuits in the media. the appropriate place to try the lawsuits is in the courtroom. there are rules on how civil litigation is to take plagues and how counsel should conduct themselves. we intend to follow those rules. let's talk about this. so many rules have passed. there may not be dna evidence. maybe it's not necessary in this civil suit. is this case going to rely heavily on testimony like we saw

from jamal there? how powerful is that going to be. >> that testimony is direct evidence. if it's credible evidence, it's going to be enough to overcome the burden of proof for the. >>. this is a civil case, not criminal, not beyond a reasonable doubt, it's preponderance of the evidence. a slight tipping of the scales in their favor. if it was one person making the allegation, perhaps you've got good defenses. two people, maybe some good defenses. four people -- who knows how many more are going to come out of the woodwork. it's that ted haggard syndrome. this guy is a fraudster, gangster, he's going down on those civil cases. if any of these victims are under 16 years old when it happened, you're going to look at statutory rape. this is horrific. the people that suffered are the

condegr congregants. >> it's time to keep the plaintiffs quiet. >> he was accosted. he didn't seek that kind of attention. >> you're right. i don't know if he saw it coming. but the bottom line is the more they talk outside the courtroom, the more evidence they are giving to the defense. if this case is going to be handled responsibly, keep them quiet. have the civil testimony and depositions, go forward with the trial. the evidence appears to be fairly overwhelming against eddie long. >> we're going to see you again later on in the hour. that's hot. that's how i describe you two. apparently the person who -- >> that's how i describe you. >> thank you. the person who coined that has gone to court saying i have the rights to that, that's hot. we'll talk about that case. terry mcmillan no longer "waiting to exhale." she's breathing easy and out with a sequel for her best selling book.

hear her candid face-to-face interview right after this. what's this option? that's new.

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terry mcmillan isn't waiting to find true happiness, she has rediscovered it. the acclaimed author of how stella got her groove back is back with a new book. "getting to happy" is the highly anticipated sequel to her novel "waiting to exhale." this time the four female protagonists are at a crossroads, forced to come to terms with the disappointment and deception in their lives. that's something mcmillan knows something about. several years ago her husband revealed he is gay and an ug ily divorce followed. i went face-to-face with terry mcmillan who explained how that played out in the pages of her novel. >> people have been waiting anxiously to know if there was going to be something, a sequel to "waiting to exhale." here we are. "getting to happy." what happened in your life or in

these women's lives that you felt like it was time to's what's happened 15 years after? >> well, it wasn't what happened to them. i think in part it was due to what happened to me. after my divorce i was bitter and angry. i started meeting a lot of other women who in my age group, mid-40s to late 50s who were just sad. i thought, you know what, something is wrong with this picture. your life isn't over at 50 or 60, it's not over. so in trying to explore what it might take for us to get back to happy, so to speak, i just came up with four different scenarios that i know a lot of women have to deal with, some of which is deception, betrayal, loneliness and all that. so in trying to explore this, i realized i had already told a story with four female

protagonists. then i realized those women were the perfect candidates for this story. >> bernadine, gloria, savannah and robin. >> yes. i just hope that people aren't expecting to read "waiting to exhale" 2, because it's not. these women have matured. a lot of things important to you when you were 35 don't even move you. >> so it's interesting, because the you -- you talk about you were in a place. you were upset. your husband wasn't what you thought he was. >> no. >> when people read stella got her groove back, they knew that was you. they felt that was you. they thought that was your experience. but then when you talked about your experience to the world, you shared that deception. why is it you made a decision to

i'm going to do these women's lives as opposed to what happened to me. people were anxious to hear about the details. how did you deal with that anger? how did you move on? >> well, there are a lot of components for that. i have since forgiven my ex-husband. we are actually friends now. and in this story i wanted to try to dramatize what happens when you don't rely on something else for all your happiness. >> to kind of summarize one of these women, savannah, she is deceived by her husband. they have been together for a long time. she realizes her mind or emotions are elsewhere. >> i think she was board with her husband more than anything else. she discovered something about his behavior that angered or disappointed her. more than one thing. not anything that was as deep to me as finding out your husband is gay.

it wasn't that deep. in her case and in a lot of women's case, when we go out of our way to please our husbands and try to make them happy. then after a while, you start realizing maybe it's not reciprocal or there's certain things they take for granted. it's a two-way street. >> this is savannah, "i'm not one of those women who feels i need a man to complete me. i don't think there's just one person in the world for you. sometimes you luck up. sometimes luck runs out. i'm beginning to wonder if a good marriage is possible. what i do now is i'm tired of feeling navy blue when i have a right to feel lemon yellow. >> that pretty much says it, yes. >> there's my life in one little sad nut shell. >> "waiting to exhale" did kind of touch a nerve. >> you know what's funny. i always thought if i gave him what he needed, he'd give me what i needed.

it's amazing what can happen when you give a man control over your life. >> do you feel like readers have been given license, so to speak, to kind of come up and talk to you and share their life experiences. >> well, i've had a lot of women who have done that for years but i don't take credit for liberating anybody. i am not oprah. i don't have that kind of power. i just try to tell -- i have tried to telecom pelg stories that are plausible. about realistic characters going through problems and experiencing problems that i think are realistic. >> there's more of terry mcmillan face-to-face. mcmillan said she just finished a screen play of "getting to happy." the movie rights have already been bought. she says three of the four stars of "waiting to exhale" are on board with this project. mcmillan says the only holdout

so far is whitney houston. at 2:00 eastern time on face-to-face with fredricka, mcmillan opens up about her bitter divorce and how she moved on to happy. how she got to happy. that's hot. chalk that up for at least one legal victory for a celebrity socialite. paris hilton, that's in our legal briefs, coming up.

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right now. another audio message has surfaced presumably from al qaeda leader osama bin laden. it urges muslims to help flood victims in pakistan similar to a

message that surfaced yesterday. cnn could not verify the voice on the tape. another call for change in washington. you look at live pictures now, a rally at the lincoln memorial build billed as the antidote to the tea party. the demonstration is officially called one nation working together. organizers say it is promoting better education and economic opportunities before the midterm election. one of the speakers, reverend al sharpton. governor schwarzenegger forged a budget deal that could solve the $19 billion deficit. the governor's office confirms a deal has been reached but won't release details. the governor and legislators have been squabbling over the deal for nearly four months now. it will come up for a vote foth

the following days. anna nicole smith's heirs are going back to court. avery in cleveland and richard in new york. good to see you guys again. interesting. i wonder, richard, the outcome of this case, talking about the late nicole, anna nicole smith, the late howard marshall and the late pierce marshall, his son who were fighting over this estate. i wonder if the outcome of this case in the u.s. supreme court might have a huge impact on other kind of family estate squabbles, richard. >> i don't know if it's going have a huge impact. the supreme court has, again, decided to visit the whole anna nicole debacle claim against the $1.6 billion. >> why? >> they are looking at a jury verdict which confirmed in

houston that basically found the decedent, mr. marshall, was of his wits, not pressured, knew what he was doing when he drafted a will and left everything basically to his son and not nicole. what happened was anna nicole ran to california, filed a claim in bankruptcy court. through bankruptcy court she got awarded $89 million, which was the ultimate resolution of that case. that was put on hold. here we are waiting for a final determination as to which estate will get the money. >> final? >> i think it's final. >> so now we're talking about the wife of pierce pursuing this. howard k. stern, a familiar name, avery, this case is never ending. >> howard k. stern is a defendant. there's closing argument in his drug conspiracy case. last time anna nicole showed up wearing a black dress and crying

during the argument, actually. we won't have that drama. it is a significant legal issue on your first question, is it going to effect other families. you know what, i don't think so. we're dealing with a guy 89 with $1.6 billion to give to his 26-year-old new wife. i don't think it's going to be too equivalent. it's a very narrow technical fascinating issue. it's fascinating because the supreme court decided to take the place again. i think pierce's spouse, the survivor, will prevail in the case. >> some may think their image, they have been made famous to say would be hot on a hallmark card. but paris hilton says no, that's not hot when i didn't give consent. she won this case, richard. do we have any idea how much she ended up winning. she finally has a legal victory. >> i know.

>> you first, avery. >> i don't want to take away from richard. >> richard, go ahead, go ahead. >> well, she said it's not hot because she didn't get paid any bucks for it. not about her consent. she didn't get paid any bucks. they took her image and trademark in 2007 and made it into a cartoon. they said trademark laws don't apply. a court said, yes, they do. they other her. it's confidential so nobody knows. but trust me hallmark paid some bucks to miss paris. >> as if she needs somebody. >> something above 0, less than $500,000 best we know. it was an interesting argument because hallmark said this is sort of pop culture transformative language. the court of appeals, richard said it correctly, said, no, it was copyrighted. it is hers. the good news she can take some of this and pay for criminal

defense lawyers in all the troubles she's facing. i don't think she'll wind up negligent anything out of it. this week she wound up in something where her boyfriend ran over the foot of a photographer. >> besides that, you've got to give it to her. she's quite a business lady to say, you know what, hallmark, that's hot, that's mine. richard, good to see you guys. see you next weekend. >> see you, fred. let's talk about midterm elections just 31 days away. would you believe people are already looking to 2012? we're checking the cnn political ticker. in one place. [ printer whirs ] done. ♪ thanks. do you work here? not yet. from tax info to debunking myths, the field guide to evolving your workforce has everything you need. download it now at thinkbeyondthelabel.com.

time to talk politics now. rahm emanuel, one of the president's most trusted aides is leaving with the president's blessing. deputy political director is at cnn.com political desk in washington. how might this resignation impact the leadership or motivation behind this white house? >> well, you know, fred, it's not like this was a surprise. we knew this was coming. yesterday was a formal announcement rahm is going back to chicago. the guy replacing him, pete

rouse, replacing him for a couple months. no replacement on a permanent replacement. he's well-known. he was barack obama's chief of staff when barack obama was in the senate from 2005 until he was elected president. you've got to say, rahm emanuel is a force of nature. no doubt about it. his departure, it will be hard shoes to fill. >> what about tax cuts set to expire at the end of the year. they left washington, lawmakers did, without taking action. now what. >> they are gone from washington, back on the campaign trail. tax cuts ar crucial issue, something we weren't talking about in june or july. along with jobs they are the top issues in midterms. republicans this morning on the republican radio and internet address, mitch mcconnell top republican said lambasting democrats saying they are

holding tax cuts hostage because of this. republicans saying the opposite, trying to get tax cuts for the wealthy, democrats saying just for the middle class. it will be a hot topic. >> appreciate that. the word of the day, hot. not paris hilton, that's hot, now we're talking toys. only a few months away from the holiday season and a list of the hottest toys out just in time. for all that shopping, josh is here. i saw that in the store and almost got it. >> this is one of the hot new toys. it's in money decrease. i was joined by a toy expert who told me what she thought about the whole list. >> i think they are interesting. they are alleges hard to use for alleges kid. this is great covet terry cloth. you can stick your hand in their

mouth and they have baby teeth and they can bite you. >> they do have teeth in there. they are cute. >> the colors are awesome and they are polite, say please and thank you. >> everything in the range of 20s, $13, this brings you up to $50. this won't stop. okay. disney princess and me. >> disney princess and me. of course princesses are always popular with girls in the four and five and six-year-old set. it comes with a costume so you can dress like the princess. that role play imagination. ariel fighting off the wicked sea witch. >> ursula. i remember that. >> exactly. someone tells me she's a princess and you cover her up and she's a mermaid again. >> yes, awesome. >> your favorite may be my favorite. the truck. i turn him on there, even if he falls he keeps going, he can go

upside down, hanging off the bridge. what do you say about this? is there a bad age group? >> i don't think so. i love this. i want to take it home. a kid is going to take this set and rearrange everything and see how the truck works. they are natural experimenters. girls will love this as much as boys. hot wheels was my favorite toy when i was a kid. >> based on a list here, time to play, mag.com. i put it up on twitter. i'm having a field day with toys. i'm getting used to being a parent and realizing you have to start looking early in the year. >> if you wait, it's gone. it's competitive getting everything off the want list. >> still buying these things. >> not just kids have things on their want list either. i know a lot of grownups that

want that. >> they are tweeting me. >> thanks, josh. appreciate it. that's fun. baby boomers all grown up and ready to retire. but where? how about central america?

as millions of baby boomers reach their golden years popular retirement locations include florida, arizona. but some are looking to more exotic places. here is george bower. >> reporter: it's panama, home of the famous canal connecting the atlantic to the pacific. there's a connection to the u.s. it owned the canal for more than seven decades. some travel magazines called panama the best place in the americas to retire. why? it's tiny about the size of

south carolina, population 3 million, yet it's diverse with volcanic mountains, rain forest, coastlines, charming islands and a big city. english is used widely but not everyone speaks it. panama wants and welcomes american retirees and the yanks are coming. but beware, traffic is very heavy, air pollution is a growing problem and the u.s. state department warns petty crime is increasing in the capital. panama offers enticements to retire retirees. foreigners who purchase property have all the rates and protections of panamanians. they can bring household furnishings in tax-free. panama's currency is the u.s. dollar. the government gives retirees 25% discounts on airline tickets, 25% off at restaurants and 50% off movie tickets. johns hopkins university has first class medical facilities

in the capital. a doctor's visit cost $50 a complete blood workup, $36. one last benefit, special express lines at banks just for retirees. but panama is not for everyone. it's laidback lifestyle can be too slow for some. because it's becoming so popular, panama is becoming more pricey. and there's this. panama is 9 degrees latitude north of the equator. that means it's mighty hospital. rainy season from april through september. it can rain every single day. many retirees say the financial advantages far out weigh the heat and humidity. >> if moving there, pack an umbrella for the rain or the sunshine. i'll be back with more news an hour from now at 2:00 eastern time. it is open enrollment time in a lot of companies around the country. we'll give you tips