obama. i plan on beating him soon. >> reporter: he's cool. largely above the fray with polished debate performance and limited exposure to media. careful, careful, careful. mitt romney waits patiently for republicans to gather around. >> that does it for us this monday. i'll see you back here bright and early 9:00 a.m. eastern. don't go away. don lemon is here. >> excuse me. >> you have the ring tone. >> i tried to download it. i couldn't get it. excuse me ring tone. we have a whole another year of that to listen to all of that. all of the campaigning. all of the talk. we're ready though. >> yes, we are. i'm going to excuse myself. >> excuse you. thank you, kyra. good seeing you. live from studio 7 i'm don let meon -- don lemon. suzanne is off today. two penn state officials

walked away from their jobs and in three hours they walk into a courtroom. athletic director tim kucurrey d gary schultz. sandusky says he met victims through his charity, second mile, which helps troubled boys. second mile released a statement saying immediately they made the decision to separate sandusky from the program activities in 2008. that's when sandusky told the organization that he was under investigation. we'll have more on that. catching wall street well and your money on what's shaping up to be a volatile day on wall street right now. investors are worried about financial and political uncertainty in greece and italy. stocks are in and out of positive territory so far and right now you can see the dow down 47 points trading at 11,900

around there. we'll get a live report from the stock exchange in just a few minutes away here on cnn. political drama in greece moves to its next act today. prime minister george papandreou meets with opposition leader to discuss who will be the next prime minister. papandreou says he'll step down in government approves a european bailout deal. investors worry without the bailout, greece will default on its debt and hurt other economies including the u.s. rumors are flying but italy's prime minister silvio berlusconi is waving them off. he says he's not resigning. mr. berlusconi may face a vote of confidence in parliament this week and analysts say his government could fall. ♪ >> over the weekend thousands of italians protested berlusconi and his proposed economic reforms. italy is looking at belt tightening moves to avoid a crippling crisis like the one in

greece. you are paying less to fill up your gas tank. gas prices dipped almost 4 cents a gallon over the past two weeks. that's according to the lundberg survey putting average price at a gallon of regular at under $3.43. aaa puts it at 3.41 a gallon. this hour jurors in the michael jackson death trial begin their second day of deliberations. they have to reach a unanimous verdict either convict or acquit dr. conrad murray of involuntary manslaughter in jackson's death from a propofol overdose in 2009. jackson's dermatologist tells our sister network trutv that jackson was addicted to the drug. >> we slept on the floor of his room. i knew this problem existed. i did my best to prevent it.

i'm only one man. i have to take care of myself. i knew the problem existed. we had long discussions about it. trust me on this. battle lines are down in mississippi on when life begins. it seeks to define a fertilized human egg as a person. if passed, the measure would ban abortions and make it difficult to get some forms of birth control. another woman is ready to come forward with allegations of sexual harassment against herman ca cain. attorney glory allred says a fourth woman will go forward with her allegations in a news conference later today. buckle up for what's likely to be a bumpy ride on wall street today. the debt crisis in europe is keeping investors on edge and the markets volatile. i want to bring in allison.

what happened? >> it finally materialized. we started in the green and now we have dropped. you look at the dow down 31 points. at this point traders don't know what to make of europe anymore. there are so many rumors out there. last week the greek prime minister said he wanted the public to vote on a debt plan and then he backed down. this week talk that italy's prime minister is stepping down and then he goss es on facebook denying it. this comes after a 2% decline last week so it's anyone's guess which way the market will go now. don? >> we mentioned this earlier. let's talk about italy. wonder if focus is shifting away from greece and is it now more over the problems in italy? >> greece is still a concern because the debt problems clearly they haven't gone away but greece at this point is moving to the back burner for now. greece's prime minister is stepping down. everyone is waiting on the official word.

now we've got some new political drama to contend with. we're talking about italy. italy is a much bigger player than greece. until all of this is sorted out, the government can't move forward on fixing the economy. you are really seeing this nervousness play out in the italian bond market. interest rates are at record highs. truth is with this no one wants to take a chance on buying their dead. it's risky. to make matters worse, it's more expensive for italy to borrow money. that's making economic problems that much worse. don? >> thank you for that. here's your chance to talk back on one of the big stories of the day. people waiting for power to be restored in connecticut, today's question should utility companies be penalized for not restoring power in a timely manner? carol costello live in new york. if you are having to deal with it, you probably say yes, carol. >> yeah. probably. emphatic question. we've all been there. a monster storm. trees down. power out. our friends in connecticut

experience that one week ago and still 50,000 of them are without power. and they're angry. they're furious. >> running out of words to describe how furious i am about it. this has been hideous. >> i'm furious. this is ridiculous. we've been without heat since saturday. the house is cold. where are the trucks? where are they? >> connecticut light and power is apologizie inine ining profu. connecticut's governor is calling for an investigation. other states who can relate are calling for something more. that would be accountability. maryland's public service commission is now developing new standards for reliable service after power outages. how long is too long to be without power? should consumers have to pay for electricity they're not getting? or are we coming down too hard

on utility companies? who can control mother nature's wrath on all those trees? should utility companies be penalized for not restoring power in a timely manner. i'll read your comments later this hour. >> people who probably want to vote most on this don't have power. >> sad but so true. >> thank you. see you later on. here's a rundown of some of the stories straight ahead on cnn. a sex abuse scandal rocking penn state. a former defensive coach accused of preying on young boys and police make more occupy arrests but the movement won't quit. how protesters are not backing down and president running against washington and driving into a city near you. it's a new white house re-election strategy. and damaged buildings, rattled nerves in oklahoma. we'll see how they're coping after the worst earthquake on record there.

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i tell you what i can spend. i do my best to make it work. i'm back on the road safely. and i saved you money on brakes. that's personal pricing. offenses go to court today accused of sexually assaulting boys on campus. gary sandusky is out on bail. jason carroll is on the story. >> reporter: a legend in the world of college football. for 23 years jerry sandusky served as defensive coordinator for the penn state knnittany lis

and now out on bail defending himself against charges he sexually abused young boys. one as young as 8 years old. two other penn state officials accused of covering up one of the alleged incidents resigned in the wake of the scandal. sandusky's lawyer says his client is innocent. >> jerry is very, very depressed. he's very upset. he's very distraught about the charges, the allegations and the knowledge that regardless of whether he's eventually proving his guilt or innocence that people are going to think that he did this stuff. >> reporter: pennsylvania's attorney general calls sandusky a "sexual predator." 23-page grand jury report lays out in graphic detail how he allegedly targeted eight boys ra ranging in ages from 8 to 18. the boys were victimized between 1994 and 2009. in one case a graduate student testified that he discovered sandusky sexually abusing a boy estimated to be 10 years old in the shower of the penn state

football building. the student reported it to penn state's head football coach, joe paterno, who in turn told his immediate supervisor. the athletic director, timothy curley and brought to the attention of gary schultz, university senior vice president. prosecutors question why none of the men reported the incident to police which is required under pennsylvania law. both schultz and curley are charged with perjury for allegedly lying to the grand jury. the two men testified they were under the impression sandusky was "horsing around" with the boy in the shoulder. both men resigned late sunday. the board of trustees releasing a statement saying under no circumstances does the university tolerate behavior that would put children at risk. >> let me just say something about -- there's a big moral issue about the behavior of penn state here, about their failure to act but legal issue is

whether they lied. >> reporter: according to the grand jury report, all of the alleged victims came into contact with sandusky through his charity, the second mile. >> it's a nonprofit organization that reaches out to serve young people throughout the state of pennsylvania. >> reporter: sandusky and his wife formed the second mile in 1977 to help troubled boys. he retired in coaching in 1999 but still had access to penn state's facilities. so popular he wrote an autobiography entitled "touched." his organization released a statement saying shock, sadness and concern is brought to them and adding prayers, care and compassion go out to all of those impacted. later today the attorney general is expected to give a press conference. she will answer questions and give more details about this investigation. don? >> jason carroll, thank you very much. the pennsylvania attorney general plans a news conference

today to discuss the sex abuse allegations on the penn state campus. cnn will have live coverage at 1:00 p.m. eastern. 10:00 on the west coast for you. let's check other stories across the country right now. more occupy atlanta protesters get arrested. five early this morning. 19 over the weekend. they're charged with refusing to leave a city park after the 11:00 p.m. curfew and blocking traffic. thousands more protested outside of the white house yesterday. they want president obama to stop the proposed building of an oil pipeline from canada to the gulf of mexico. protesters say jobs created are not worth the environmental cost. nerves are frayed in central oklahoma after a weekend of earthquakes. the one late saturday was a magnitude 5.6. strongest quake on record there.

people say they heard booming sounds and then watched items fly off shelves and brick fireplaces and walls collapse. you've seen video of that there. no one was seriously hurt. let's turn to our meteorologist jacqui jeras. one person in oklahoma said give me a tornado any time. earthquakes scare me. >> they're used to them there. and more you know about something, the more you can be prepared for them. i think people in oklahoma just don't expect earthquakes that strong. they do happen all the time. last year they had over 1,000 earthquakes but most of them are so weak you just don't feel it. this particular earthquake happened to occur along the wilzetta fault. we've had a lot of aftershocks. a couple dozen. they'll probably have to deal with a few more throughout the day today. they said they could get ready for tornadoes that will be a possibility today in oklahoma as well believe it or not. showers and thundershowers already across the northern half of the state here. nothing severe at this time but we are getting quite a bit of

lightning. heavy downpours. and we can expect this wave to move through by early afternoon but we're expecting to see renewed showers and thunderstorms some of which will likely be severe as we head into the afternoon and evening hours. what's going on? we've got a pacific storm here that's pulling out of the four corners region. it's heading eastward and as it continues to move east it will pick up more warmth and moisture from the gulf of mexico. things becoming more unstable throughout the day with heating and then we've got some cooler, drier air moving in back behind the system. this is a good recipe for getting severe thunderstorms. this a slight risk today. tomorrow more in the lower mississippi river valley. this is where we expect severe weather today and this is where we expect the severe weather to be as we head into tomorrow. now on the backside of this whole thing, we're talking the s word. a little bit of snow. once again denver will get it later on today. look at this forecast. places like omaha stretching just south of minneapolis and to

the u.p. of michigan could see a couple inches of snow. that's the first snowfall for many of these people across parts of the upper midwest. don? >> snow. snow. thank you, jacqui jeras. gamblers in new york no longer need to hit the new jersey turnpike. the city now has a casino of its own and you won't believe the turnout.

it is time for our weekly segment we call politicians say what? let me say that right. politicians say what? we put together the more interesting and unusual comments for capitol hill to the campaign trail.

>> they could go to las vegas and bet it on number six and lose it there. they could respond to a full page ad in a paper and buy gold with all their money. that doesn't create any jobs. >> i love the accent. 9-9-9. >> i like yours also. it's mutual. >> we've been in the house of representatives -- what have you been debating? you have been debating a commemorative coin for baseball? >> i refer to my colleagues to look at this book and i recommend taking blood pressure medicine before you read it. >> my hometown is 100% out. my wife and i and my daughter have been camping at home because that's really what your lifestyle is shaved with melted snow yesterday morning. >> you want to look at someone who is crazy enough to run for president of the united states. i can see it in your faces.

then you'll hear me after a bit and you'll say, you know, he seems pretty normal. >> let's talk about this. i hate to use this term apples and oranges because it's become sorts of a term that's not in good standing right now after some recent events and debates. >> i'm running the kind of campaign that i always say for iowa and eastern iowa in particular running the field of dreams campaign. which is if you build it, they will come. >> say what? new york is betting on gambling to bring in millions of tax dollars. the city opened the first ever casino this weekend in queens. 65,000 people feeling lucky defied the cold to try their hand. our richard roth has all of the details for you. >> we're open! >> reporter: start spreading the news. new york city's first ever casino is now open for gambling business. the city that never sleeps has

also been the city that you never could spin a slot machine. >> i love the slots. i just love it here. i'm so glad it came to new york. >> reporter: the largest gambling operator in england and southeast asia brought resorts world casino to new york. >> this is a landmark decision for us to come into the united states. >> reporter: thousands lined up in the cold on opening day. >> it's worth it. first one in new york. if we have to wait two hours, we'll be here. >> reporter: it took longer for this casino to start rolling. scandals caused delay. the crowds feel the casino opened not a moment too soon. there is the random new york city reference but once inside gamblers could be anywhere. the casino is a long subway ride from manhattan but easy driving distance for millions of residents. >> i'm so excited. >> reporter: the goal is to bring another 500 million in taxes to the state by keeping customers and cash from going to

atlantic city, vegas and other casino cities. >> we intend to keep some of the new york gaming dollars that are leaking out of state right here in new york. >> reporter: at the same time casino backers hope out of towners landing at the nearby airport will be tempted to come to. >> when they come out of state or out of the country, they land at jfk and look for a place to have a good time. >> it's next to the racetrack where where bets have been taken since 1984. more effective agreements between company and state may mean success. >> they have decided to put these racinos near racetracks because it's acceptable to have gambling where gambling already was. >> reporter: this place has only video machines for slots and other games. this woman is nice but she's a

cyberroulette dealer. state law for now prevents human blackjack and dealers. gamblers will have to make sure they don't lose money in a casino they so desperately waited for. richard roth, cnn, new york. the penn state sex abuse investigation, former big-time college football coach accused of molesting boys. we'll talk about authority, trust and children. [ artis brown ] america is facing some tough challenges right now.

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we're live in los angeles for you. later the new plan to keep the president and the white house by staying away. we'll explain the anti-rose garden strategy. penn state's at lhletic director and vice president of finance are due in court in coming hours. authorities charged them with lying to a grand jury and looking the other way while a coach sexually abused boys on campus. former defensive coach jerry sandusky molested eight children over a 15-year period. sandusky says through his attorneys he is innocent. prosecutors claim sandusky met victims through his charity, the second mile, which helps troubled boys. now second mile released a statement just a short time ago saying they immediately immediate the decision to separate sandusky from program activities in 2008. that's when second mile says sandusky told them he was under investigation. so let's go to boston now. david is a clinical psychologist at the university of massachusetts. he's also on the board of one in

six, an organization that helps men who were sexually abused as children. we appreciate you joining us. let's talk about the power and authority figures that they have over children in these type of sex abuse cases in particular a football coach. >> well, there's the inherent power of a coach, of course, and there's also in the case like this, when someone is associated with a powerful football program, he can be seen as the ticket into a future in college sports. there are so many ways in which an individual like this has just enormous power over these young kids. >> innocent until proven guilty of course. he's not been tried in a court of law. when someone is in that authority figure as a coach or in this hyper masculine environment when you are dealing with athletics, is this possibly

one reason why this may have gone on so long and that the investigation took so long for the allegations to come to light? >> well, we'll find out i think more from the investigation as to why it took so long but certainly in sports like this, there's a sense in which the men involved and boys involved are all raised in the same culture of masculinity and maybe hyper masculinity and of course to be sexually abused and to be vi victimized or helpless or powerless is such a contradiction of masculine new orleans the way they are perceived that i think it increases the disbelief and increases the -- or decreases likelihood that people will believe this is going on and of course it may make it harder also for the victims to disclose what's happening. >> because sandusky was an authority figure, parents appeared to trust him with their children overnight, sleepovers, that sort of thing.

what do you say to parents? >> well, of course parents will go through a grieving process of just feeling like they are at fault for not being able to protect their children. the tragedy is that sexual predators groom parents along with the children who they target. the way they groom parents is by doing what you just described is telling the parents and indicating to parents that they are completely trustworthy and they have the best interest of the child at heart and in fact they are going to take care of their kids and give these kids more opportunities and parents, how can they not believe this? we saw the same thing occurring in the catholic church with clergy abuse scandal where predatory priests could groom mothers in exactly that same way. so of course parents they feel guilty about it but it is hard to blame parents for trusting an

authority figure like that. >> many times it's kids who come from a humble environment and very humble environment that look up to these figures and think this is a father figure to me. i can get help from this person. this person can help me with my career and what i want to do. it's sad that these are already troubled kids when you think about the charity allegedly that he sort of groomed these boys from. >> tragically sexual predators will target children from these kinds of backgrounds specifically and deliberately because predators understand that these kids are more vulnerable. they have more needs. very often they are neglected or they come from broken homes and don't have fathers in the homes and don't have opportunities. they don't have access to material things. there are all kinds of ways in which a predator takes advantage of those vulnerabilities and they do and that's why they target kids from those kinds of

backgrounds. >> 1in6.org for more information. thank you very much. >> thank you. the pennsylvania attorney general plans a news conference today to discuss the sex abuse allegations on the penn state campus. cnn will have live coverage 1:00 p.m. eastern. 10:00 out west. the jury is back for day two of deliberations in the trial of michael jackson's doctor and we are back on verdict watch today. a decision in the conrad murray case is expected soon. we'll take you to los angeles. it's good. honey, i love you... oh my gosh, oh my gosh.. look at these big pieces of potato. ♪ what's that? big piece of potato. [ male announcer ] progresso. you gotta taste this soup. what's that? big piece of potato. [ male announcer ] there's just something ♪ dabout werther's caramel that makes a chocolate so smooth and creamy, you don't just taste it, you feel it. ♪ magic

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verdict watch resumes now in the michael jackson death trial. jurors are back at the downtown los angeles county courthouse for their second day of deliberations. they must decide if jackson's doctor, conrad murray, administered a fatal dose of the

powerful anesthetic propofol. ted rowlands is standing by for us. tell us what's happening today and what to expect regarding procedure if the verdict is reached. >> reporter: well, don, right now we have just been informed by the court that deliberations in day two began at 8:30 local time. about five minutes ago. they were at it for 7 1/2 hours on friday. when the jury reaches a verdict, they will buzz in the courtroom. there's a system in the courtroom where they can either do one buzz, two buzzes or three buzzes. one says they are in there doing their job. two means they want a break or they have a question. when they buzz three times in the courtroom, that means they have reached a verdict. everything will go into action. the judge has given the parties two hours maximum to get to the courthouse and assemble for the verdict. that's taking into consideration the jackson family who are

scattered around the los angeles area and attorneys and dr. conrad murray as well who we understand is in santa monica. so once that three buzz is hit, the wheels begin and while there's a two-hour window, if everyone assembles after an hour, it will be televised live and the judge is also allowing the cameras to continue to roll after he dismisses the jury. so we'll be able to find out instantly whether or not this judge if there's a guilty verdict remands dr. murray to custody. we'll know that right away. >> all right. ted rowlands joining us from los angeles. we apologize for a bit of breakup with the signal. you can hear the protesters out there every day and out there today. we'll check back in with you. the issue that just won't go away for herman cain now. a new accuser is ready to campaign forward with her allegations of harassment. details ahead in our political ticker update.

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♪ where the sun never goes out ♪ ♪ and the sky is deep and blue ♪ ♪ won't you take me american flight 280 to miami is now ready for boarding. ♪ there with you fly without putting your life on pause. be yourself. nonstop. american airlines. just as presidential candidate herman cain tries to get back on message, he's about to face new accusations of harassment. where are these new claims coming from? >> just in the last couple hours we learned that glory allred who is that famed lawyer who seems to be involved in any of these high profile sexual harassment cases is going to hold a 1:30 p.m. eastern time news

conference. she's going to have yet another woman by her side who says she was sexually harassment by herman cain during his time at the national restaurant association. this is the first time we have name and face of one of these accusers who say that mr. cain acted inappropriately when he headed that allegation. we'll have that live at 1:30. as you said as we head into break, this is a story that is not going away for herman cain. >> many people are not -- some people are not taking the allegations seriously because they say these are unanimous. now that there's a face and a name, i'm wondering if that's going to change. cain denied the allegations all along saying he won't answer anymore questions but this is going to force him at least force reporters to ask more questions and he will probably have to answer that. i'm not going to answer the strategy probably won't work for him any longer. >> i think you're right. we're also going to have a lot of questions that will be lobbed at this fourth accuser.

someone we haven't heard from before. what it's done, this whole episode has taken herman cain off his message when he was rising in the polls. in fact, when he was at a candidates forum on saturday in texas, he got a little bit angry when he was continually asked about it. let's listen to what he had to say, don. >> mr. cain, an attorney for one of the women who filed a sexual harassment complaint against -- >> don't even go there. >> can i ask my question? >> no. >> can i ask a brief question. >> where's my chief of staff? please send him the journalistic code of ethics. >> there you are. herman cain passing out the journalistic code of ethics at that news conference when he was frustrated by the repeated questions by the reporters. he is trying to stay on message on sunday he met with george h.w. bush at the pro football game that day in houston and

tonight he's going to be on jimmy kimball live. interesting to see what he says during that interview. clearly herman cain is being rattled by these allegations at this point. >> it's going to be interesting to hear what he says and the spoof that happens before the actual interview that jimmy kimball dozes at the top of the show. sure it will be interesting. thank you very much for that. for the latest political news go to wcnnpolitics.com. tens thousands of people are still without power after the storm last weekend. should companies be penalized for not restoring power in a timely manner? robert says sure. we fine airlines for stranding us on an runway because of weather. what's the difference? the economy is making it harder for recent graduates to find work and that's preventing a lot of young adults from moving out of the house. what percentage of american men

ages 25 to 34 still live at home with their parents? the answer in a moment. [ male announcer ] our nation's veterans are real-life heroes. but when they come home, they don't want a parade; they want a job. the postal service employs more veterans than any other civilian employer. but congress is debating a bill that would force the postal service to fire tens of thousands of vets, close post offices, shut mail processing plants, and disrupt mail delivery. drastic cuts won't fix the postal service and aren't needed. tell your representative to vote "no" on house resolution 2309. it's time to deliver for our veterans -- and america.

we asked you what percentage of american men ages 25 to 34 still live at home with their parents. is it 11%? b, 16% or c, 19%? the answer is 19% of all 25 to 34-year-old men haven't moved out of their parents' house. wow. all right. you've been sounding off on our

talkback question. carol costello joins us from new york. we should talk about those guys. you know, dad, is like get out of here, son. >> i know. that's crazy, isn't it? >> probably has a lot to do with the economy but still. it's time to get out once you get to be that age. >> i bet it's hard for them to find a woman. that's all i have to say. >> power company, what's going on? >> let's talk about the utility companies. the talkback question today should utility companies be penalized for not restoring power in a timely manner. this is from tom. heck, yeah, they should. notice how they hound their customers the day after their bill is due in make them pay. they have the money. this from sarah. they do the best they can with an outdated power grid and the resources they have. from angel, they shouldn't be penalized but consumers should not have to pay for a product they are not receiving. this from vernon.

no more than a homeowner should be than whose roof is blown off during a tornado. they share the same hardships. we should thank them for restoring the power as soon as they do. i can understand the circumstances if they are short staffed but we're talking about people's lives here. they should be fined for tardiness. keep the conversation tardiness. facebook.com/carolcnn. i'll be back in about 20 minutes. >> i got your "talk back" question. do you think kim kardashian should get back with her husband? >> i'm so sick of kim kardashian. is she in counseling now? come on. she's in counseling and there is a camera in the counseling session. >> the reason i ask you that, carol, is because celebrity websites say kim kardashian is in minneapolis today huddling with hub bby kris humphrey phri.

>> can you believe i'm old enough to have a daughter that's getting divorced in no, you can't. because my surgeries worked. >> it's been really hard. all week we've just been crying and crying and posing and crying. >> when i heard she was getting married i was so happy my face was like -- when i heard she was getting divorced, it broke my heart. my face was like --

>> carol, did you spend all week crying and crying and posing and crying? >> yes. and i had real tears. fake tears. that bruce whatever his name is now -- >> that was hilarious. the funniest thing i found out about this, i didn't realize his name was kris with a "k" because they all have the "k" in their name. >> i didn't realize that either. it has a whole new meaning now. thanks. >> funny we're spending this much time talking about it. they've got good pr, don't they. peop"people" magazine reportedl paid $2.5 million for her wedding photos. moving on now, the power of the presidency can be an advantage in a re-election campaign but president obama is running more like candidate obama. the reason behind his anti-rose

garden strategy in-depth just ahead. [ man ] i got this citi thank you card and started earning loads of points. you got a weather balloon with points? yes, i did. [ man ] points i could use for just about anything. ♪ keep on going in this direction. take this bridge over here. there it is. [ man ] so i used mine to get a whole new perspective. ♪ [ male announcer ] write your story with the citi thankyou premier card, with no point caps, and points that don't expire. get started at thankyoucard.citi.com.

♪ with no point caps, and points that don't expire. you want to save money on car insurance? no problem. you want to save money on rv insurance? no problem. you want to save money on motorcycle insurance? no problem. you want to find a place to park all these things? fuggedaboud it. this is new york. hey little guy, wake up! aw, come off it mate! geico. saving people money on more than just car insurance. cnn "in-depth" right now. you would think running for re-election as president would give you certain advantages over your opponents, the image and trappings of the office provide a platform the other contenders don't have. but what the bitter partisan climate in washington these days, president obama is taking a different approach. the story now from cnn's jessica

yellin. >> reporter: whether it's air force one, "hail to the chief," or even the white house itself -- >> crisp, cool day in the rose garden. >> reporter: the re-election playbook is leveraging the power and prestige of the presidency to overshadow your opponent. though it hasn't always worked, the so-called rose garden strategy has been deployed by most modern presidents. >> most of the predecessors of barack obama will use the white house as a staging platform, remind people that they are the commander in chief, that there's just an inherent power of seeing the great seal of the united states behind you in the white house. >> reporter: burned by washington gridlock, president obama is taking a different approach. >> washington right now is politically as toxic as you can get and as most people can remember it being. i think the president enjoys going out and talking to the

american people. >> reporter: though over the past three months he's repeatedly hit the roads to small towns, looking more like candidate obama than commander in chief, often ditching air force one for a bus. rolling up his shirt sleeves. sometimes skipping "hail to the chief" all together. the image mirrors the message. >> it was time to get out of washington! >> the president wants to distance himself from washington and the partisan politics that he promised but failed to fix. >> some folks in washington don't seem to be listening. >> what's broken is our politics. >> the problem is that we've got the kind of partisan brin brinksmanship that is willing to put party ahead of country. >> reporter: you'll hear him say throughout the campaign that he's tried to fight the gridlock, something he explained at a recent press conference. >> i used up a lot of political capital and i got the dings and

bruises to prove it. >> reporter: democrats say this message can work. >> he can say i've been trying to change the system, i've been fighting the established order, i'm pushing my jobs bill which is really i think the best thing he's got going for him right now. >> reporter: but republicans are already building a case against it. >> the problem is that he's the head of the government in washington and his party controls half the congress in washington. it just becomes a very, very difficult sell to the american people to persuade them that the head of the democratic party that controls the senate and the head of the entire government is running against the government that he heads. >> interesting. jessica yellin joins us now live from the white house. i say it is interesting because a politics in washington separating himself from politics in washington. does the obama campaign think this anti-rose garden strategy is working for them? >> reporter: well, don, in some polls, one poll in particular, the quinnipiac poll, you do see his numbers inching up already over the last month. others polls are mixed. but they argue it will take time for the message to break through but they do think it works. their argument is that

repetition of his message, distancing himself from washington, both physically and through his words, and through repeating his vision for the future, that he can make the case to voters that his project to break the gridlock in washington is not a failure, it's just still in the works and that voters should give him more time to let him finish the project. >> jessica, despite the anti-rose garden strategy, we expect to hear from the president in the rose garden at the top of the hour. >> perfect timing, right? yeah. he can't disown the presidency because he is president so you do see him using the building and he will be here and today in the rose garden. but his primary strategy of reaching the voters is out there in the field. that's why he's going to philadelphia tomorrow. weather's here at the rose garden today he'll be talking about executive actions he's taking to help veterans. i'll point out that these are actions that he can take without congress. so even when he's in the rose garden, he's actually distancing

himself from the other power center in washington -- congress. so, yes, the rose garden, but again separating himself in some ways from the other power center in washington. >> okay. thank you. we appreciate it. top of the hour. i'm don lemon. let's get you up to speed. two hours from now, a pair of penn state officials go before a judge. athletic director tim curly and another man is accused of covering up a sex abuse scandal. jerry sandusky is charged with molesting eight boys over a 15-year period. sandusky through his attorney says he is innocent. sun dusky met the victims through his charity the second mile which helps troubled boys. second mile released a statement

saying they immediately made the decision to spras san deparate from the program activities in 2008 when sandusky told them he was under investigation. 180,000 families are still without power eight days after a crippling snowstorm. it could be wednesday before everybody is back online. the governor has launched an investigation into the way that the state's largest power company responded. it had predicted 99% of homes would have electricity by now. >> not achieving this aggressive goal we set for ourselves is not due to the lack of effort, commitment and passion of the more than 9,000 workers of comp, northeast utility and all outside crews that came in to support this effort. the verdict watch is on right now in the michael jackson death trial. jurors started their second day of deliberations just a short time ago. they have to reach a unanimous decision on whether dr. conrad murray is guilty of involuntary manslaughter in jackson's 2009

death from propofol overdose. actress lindsay lohan was released from a los angeles county jail early this morning. she spent a little over six hours behind bars for a probation violation. the 30-day sentence shortened significantly because of jail overcrowding. lohan must now perform community service at a los angeles morgue. the political drama in greece moves to its next act today. prime minister george papandreou is talking with opposition leaders to discuss who will be the next prime minister. papandreou says he'll step down if the government approves a european bailout deal. investors worry without the bailout greece will default on its debt and other hurt economies, including the united states. images today of one of thailand's main airports in bangkok show just how devastating the floodwaters are. the death toll from the country's worst flod disaster in half a century now exceeds 500.

more than 3 million people are affected. officials warn things could get even worse because floodgates are malfunctioning. at the top of the hour we hope to learn more about the sex abuse trial against former penn state coach sandusky. jason carroll joins us now by phone on his way to the news conference. what do we expect to hear from the attorney general? >> reporter: i think many of those in the community are hoping to hear more details about the case. as you know, there's already that very graphic 23-page grand jury report which lays out in much detail how sandusky allegedly treated these eight boys ranging in ages from 8 to 14.

there are questions that we haven't been able to get answers to, hopefully we can get more information this afternoon when that press conference gets under way at just about 1:00. >> let's hope your signal hold out because i want to ask you a question. these molestation accusations have been out there since at least 2002. why has it taken so long for prosecutors to bring this case? >> that's a good point, don. i think prosecutors would argue, because of the sensitive nature of the allegations, that's why sometimes it takes longer to get witnesses to come forward and to testify. and, don, when you think about when some of these alleged incidents took place, we're talking many years ago in some cases, so in some cases it is taking a while to actually find these alleged victims. you've got to find them first, then convince them to go forward and testify. so that can be a very lengthy part of the investigation -- >> jason carroll, sorry to cut you off. we'll get back to you. want to get to the rose

garden now and president obama. let's listen in. >> thank you very much, everybody. please be seated. this week, we commemorate veterans day. we honor the service and sacrifice of all who have worn the uniform of the united states of america with honor and distinction, an above all, we commit ourselves to serving them as well as they have served us. that's why we're here today. today's 9/11 generation of veterans has already earned a special place in our history. over a difficult decade, they have performed heroically in some of the world's most dangerous places. they've done everything that we've asked of them and i'm honored to have some of these extraordinary americans here at the white house with us here this morning. i'm also proud to be joined by some of america's leading veteran service organizations, the american legion, veterans of foreign wars, disabled american veterans, and iraq and

afghanistan veterans of america. as welling a members of congress who have historically been extraordinarily supportive of our veterans. we're here today to try to take some steps to better serve today's veterans in a rough economy. over the past decade, nearly 3 million service members have transitioned back to civilian life, joining the millions who have served through the decade. as we end the war in iraq, and we wind down the war in afghanistan, over a million more will join them over the next five years. just think about the skills these veterans have acquired, often at a very young age. think about the leadership that they've learned, the cutting-edge technology that they've mastered, their ability to adapt to changing and unpredictable circumstances you just can't get from a classroom. think about how many have led

others through life and death missions by the time they're 25 or 26 years old. this is exactly the kind of leadership and responsibility that every american business should be competing to attract. this is the kind of talent we need to compete for the jobs and industry of the future. these are the kinds of americans that every company should want to hire. and yet while our economy has added more than 350,000 private sector jobs just over the past three months, more than 850,000 veterans remain unemployed. too many can't find a job worthy of their tremendous talents. too many military spouses have a hard time finding work after moving from base to base to base. even though the overall unemployment rate ticked down last month, unemployment among veterans of iraq and afghanistan continue to rise. that's not right, it doesn't make sense, not for our

veterans, not for our families, not for america, and we're determined to change that. now i've told the story before of a soldier in the 82nd airborne who served as combat medic in afghanistan. he saved lives over there. he earned a bronze star for his actions. but when he returned home, he couldn't even get a job as a first responder. he had to take classes through the post-9/11 gi bill, classes that he probably could have taught just so he could qualify for the same duties at home that he was doing every single day at war. you know what? if you can save a life on the battlefield, then you can save a life in an ambulance. if you can oversee a convoy or millions of dollars in assets in iraq? you can help a business back home manage their supply chain or balance their books. if you can juggle the demands of

raising a family while a loved one is at war? you can juggle the demands of almost any job in america. we ask our men and women in uniform to lead their families and their jobs and risk their lives to fight for our country, and the last thing they should have to do is fight for a job when they come home. and that's why we're here today, to do everything in our power to see to it that america's veterans have the opportunities that they deserve and that they have earned. now, i've already directed the federal government to lead by example and to hire more veterans, and it has hired more than 120,000 so far. a couple of months ago i also challenged private companies to hire or train 100,000 post-9/11 veterans or their spouses by the end of 2013, and already companies have hired more than 12,000 and committed to train or hire 25,000 more over the next

two years. and i want to thank the extraordinary work of my wife, the first lady, as well as dr. jill biden for leading this joining forces effort to support our military families an our veterans. nearly two months ago i sent congress the american jobs act. it was the only jobs plan independent economists said would boost our economy and put americans back to work right now and it was full of the kinds of ideas that have historically been supported by both parties. it was paid for. and it included two proposals that would have made a big difference for our veterans. the returning heroes tax credit which would give businesses a tax break for each unemployed veteran that they hire, and the wounded warriors tax credit which would give businesses an even larger tax break for hiring an unemployed veteran with a disability related to their service in uniform. and these veterans service organizations are here today

because they fully support these ideas. unfortunately, we have not yet seen progress in congress. senate republicans have so far chosen to block these bills and these proposals. since then they've also blocked a jobs bill that would keep teachers in the classroom and first responders on the street and blocked a jobs bill last week that would put hundreds of thousands of construction workers back to work rebuilding america, despite the fact that more than 70% of americans supported the idea from this bill. not one has stepped up on the other side of the aisle to say this is the right thing to do. they have had three chances to do the right thing, three times they have said no. i believe it is time they said yes to taking action that would boost the economy overall because the overall economy has an impact on veterans. it is a lot ease wrer for veterans to find jobs that the economy is growing rapidly and unemployment is dropping. and i think it is important for all of us to remember that we're

all in this together. it is time we started acting like it. bold action from congress ultimately is the only way we're going to put hundreds of thousands of americans back to work right now and rebuild an economy where everyone who works hard has a chance to get ahead. so i'm going to keep pushing these senators to vote on common sense paid for ways to create jobs that members of both parties have supported before. but what i've also said is that i'm going to do everything in my power as the head of the executive branch to act on behalf of the american people. with or without congress. we can't simply wait for congress to do its job as xh. as commander in chief, i won't wait, nor will i let politics get in the way of making sure american veterans get the opportunities they need.

today we're announcing three new initiatives to help america's returning heroes get jobs that need their talents. first, we're delivering on the expanded jobs search services that i promised our post-9/11 veterans three months ago. starting today, post-9/11 veterans looking for work can download what we're calling the veterans gold card which gives you up to six months of personalized job search services at career centers across the country. second, we're launching an easy-to-use online tool called "my next move" for veterans that allows veterans to enter information about their experience and skills in a field and match it with civilian careers that put that experience to use. third, we're connecting unemployed veterans to job openings. we've partnered with leading job search companies to create a new online service called veterans

job bank where employers can tag jobs posted for veterans using a tim pal approach designed by major search engines. already more than 500,000 job openings have been tagged thanks to a company called simply hired, and companies like monster and linkedin are helping more employers participate. so all these three initiatives are up and running right now. just visit whitehouse.gov/vets to find each one and i'm asking these veteran service organizations to spread the word. connecting our veterans to the jobs they deserve isn't just the right thing do for our veterans, it is the right thing to do for america. but there is still more that we can do to encourage businesses to hire veterans. this week congress will have another chance to do the right thing. they'll get to vote on those tax breaks that i proposed back in september for businesses to hire veterans. members of congress will get to

say whether or not they think it is a good idea to give companies an incentive, an additional incentive to hire the men and women who have risked their live for our country. when i first proposed this idea, some of you remember, there's this joint session of congress, people stood and applauded on both sides of the aisle when i announced this bill. that was one of the few times both sides stood up. so when these ideas come up for a vote this week, when the tv cameras aren't necessarily on each of them, i expect both sides of the aisle to stand up for our veterans and vote in the affirmative. there's no good reason to oppose this bill. not one. our veterans did their jobs. it's time for congress to do theirs. time for them to put country before party, put our veterans back to work and pass this element of the jobs package that benefits our veterans and give businesses an incentive to hire

veterans. standing up for our veterans is not a democratic responsibility or a republican responsibility, it is an american responsibility. it's an obligation of every citizen who enjoys the freedom that these heroes defend and it is time for us to meet those obligations right now. as commander in chief i want all our veterans to know that we are forever grateful for your service and for your sacrifice. just as you fought for us, we're going to keep fighting for you. for more jobs, for more security, for the opportunity to keep your families strong and keep america competitive in the 21st century. in other words, we're going to keep on fighting just as you did to show the world why the united states of america is still the greatest nation on earth. thank you very much, everybody. god bless you, god bless the united states of america. >> president obama in the rose garden surrounded by veterans talking about putting veterans back to work.

some developing news now. live now to new york, rockland county, new york, as a matter of fact. look at these pictures now. is happening. what's going on? you see this dpi hanging over the water here? this is a protester. he is hanging 75 feet down from the tappan zee bridge in rockland county. he's been there a little bit now. the protester sitting on the sign suspended from the bottom of the ladder hanging from the span. the sign can you see partially reads -- rockland executive legislature cover-up retaliation but the words underneath there are kind of difficult to read. these live pictures coming to you from our affiliate wabc. this guy is hanging there. we're going to follow this, continue to follow it here. certainly interesting pictures. we'll see what's going on for you. back in a moment.ne loaded pota. it's good. honey, i love you... oh my gosh, oh my gosh.. look at these big pieces of potato. ♪ what's that? big piece of potato.

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visit therabreathforfree.com back now live to rockland county, new york. you see this guy? he is hanging from the tappan zee bridge. he's apparently upset with the rockland legislature. the sign says "rock land county legislature cover up retaliation." he's been hanging 75 feet down from the bridge. the protester sitting on that sign is -- the sign is suspended from the bottom of a ladder hanging from the span. we're going to follow that. not exactly sure what his beef is. who he is. how strong that rope is or whatever he is used to fashion

this sign and swing. it is a bit dangerous to be that high. that water is cold. we'll continue to check on that to find out exactly what's going on. and if there is some effort to get him down. how they are exactly going to do it? we'll let you know. here's your chance to talk back now on some of the big stories of the day with people still waiting for their power to be restored in connecticut, today's question -- should utility companies be penalized for not restoring power in a timely manner? carol costello, live in new york. i'm sure overwhelmingly people go, heck, yeah, especially if it is winter and you're cold. >> you'd be surprised. we are getting some interesting answers today. but don, we have all been there. monster storm, trees down, power out. our friends in connecticut experienced that one week ago and still, 50,000 of them were without power. they're angry -- no, they're

furious. >> i'm running out of words to describe how furious i am about it. it's just been hideous. >> i'm furious. this is ridiculous. >> you should be. >> yeah! >> it's cold. where are the trucks? where are they? >> connecticut light and power is apologizing profusely. but a big old "i'm other" doesn't cut it when you're living life in ha cold dark room. connecticut's governor is now calling for an investigation. other states who can certainly relate are calling for something more -- accountability. maryland's public service commission is now developing new standards for reliable service after power outages. i mean how long is too long to be without power? should consumers have to pay for electricity they're not getting? are we coming down too hard on the utility companies? after all, who can control mother nature's wrath on all those trees? so the "talk back" question today, should utility companies be penalized for not restoring power in a timely manner.

facebook.com/carolcnn. facebook.com/carolcnn. i'll read your comments later this hour. >> shouldn't they have a contingency plan? reroute this around this if this happens? >> it's not like there are -- like the storm is continuing and the roads are blocked. i mean beautiful, clear, cold days? why aren't they there fixing things? >> carol, thank you -- carol's on it. we want to figure that out. thank you, carol costello. day two of deliberations is under way right mao in the michael jackson death trial. jurors deciding if jackson's doctor, dr. conrad murray, administered a fatal dose of the powerful anesthetic propofol. former prosecutor holly hughes is here. jurors deliberated 7 1/2 hours on friday without a verdict, are back at it again. what does this say if anything about the case? >> i think all it says is that the jurors are taking it very seriously.

you've got to remember, it's been four weeks of testimony and over 200 exhibits entered by the prosecution alone. so what they're doing is they're looking at everything that's been entered, they're back there, the judge gave them the packet of instructions which is a written law. they're going through that law saying how do the facts entered into evidence here through testimony and exhibits match up with this particular charge, did the prosecution prove it. so i actually think it is a good sign. you don't want them to rush. we saw the o.j. case, nine months of evidence and they had a three-hour verdict. we're all thinking you couldn't possibly have gone through it. so i think this is a really deliberative jury, they are looking at what they need to. let's face it, the casey anthony case taught us one thing -- there is very chilling effects when it is a big public trial and the public doesn't like your verdict. so these folks have learned a lesson, they are taking it seriously. they are going to do what they feed need to do. >> they are all taking very

tau copious notes, a very attentive jury. who do you think made the better case? >> i think the prosecution. because you're only as good as you have facts. you can't manufacture them. when you get into court, you've got what happened. all you can do is present it for the witnesses. i think the prosecution had a lot more to work with. when you look at everything that says dr. -- dr. murray did not keep medical charts or records or notes but only for the two months he was administering propofol he had notes and records from before that, medical charts before that. but when you get to that two-month period, why not? i mean god forbid something happened, like did here. if another doctor comes in behind you, you want them to be able to pick up that chart and say this is the history, this is what he's on and you look at fact that dr. murray was on the phone with three or four different people during the time that michael was losing his life, not able to breathe. and ultimately he's the one who's responsible for that even if michael jackson pushed the propofol himself, which is what

the defense is trying to say. dr. murray should never have left a patient who he claims was addicted in the room with access to it. so i think the state did a really good job of bringing those points out. >> as we've been saying, the verdict could come in at any time. really could come in at any time. most people expect they will deliberate but not for that long. so really, any time now. >> absolutely. it is going to be breaking news, don. think about it -- there is only one charge so they really have to look at the elements of that one charge only. >> what he gets is going to be -- that's interesting. >> the max here, even if he's found guilty for a dead body? the max is only four years. and even if the judge gives that to him, the board of pardons and paroles can let him go at any time. it is not a minimum mandatory time in prison. >> wow. wow. so interesting. holly hughes, thank you so much. the generous government benefits that help put greece in

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the financial crisis in greece affects what happens with your money, including things like your 401(k). greece has been forced to do a lot of belt tightening to control its debt, but you may not be all that sympathetic when you look at how the country got in to so much trouble. alison kosik from the new york stock exchange now, you've been comparing benefits for workers in greece and here in the u.s. start with retirement benefits. what did you find? >> okay, one of the things we found was that greece, don, has one of the most generous social security systems in the developed world. you look at numbers from the oecd, that's the organization for economic cooperation and

development. it found the average worker in greece gets $30,000 a year in social security benefits. yeah, you can live on that. but if you look at the average worker in the u.s., that average worker gets $15,000 a year. for many clearly that's not enough to maintain your quality of life but a different story in greece. >> let's talk about taxes. a big problem in greece is that the government doesn't have enough money to pay its bills. don't the greek people pay taxes? >> they do pay taxes, don, but they only pay a small percentage of their income in taxes. the average worker's income tax in greece is 2.8%. in the u.s., we take 15.3%. remember, taxes are usually the main source of revenue for any government. it really shows why greece is drowning in debt. clees clearly it is not much money they are bringing in as far as taxes. >> the retirement age in greece is on the low side. >> yes. it is. in greece you're 65 years old when you can retire, here in the u.s. you are 67.

sure, it is not a huge difference but with greece, there are a lot of loop hopes. like if you have a dangerous or labor intensive job you can retire early. say are you a coal miner or a member of the bomb squad. can you retire early. get this -- if you're hair dresser, that can be considered dangerous work because you work with chemicals. same as a massage therapist. what you get here are many workers retiring in their 50s so they're retiring early and tapping into that benefit system much, much earlier than we do here in the u.s. >> all right. alison kosik, thank you. many young adults continue to relocate to different cities. what cities are america's young adults moving to? the answer may surprise you. this is $100,000.

we asked total strangers to watch it for us. thank you so much, i appreciate it, i'll be right back. they didn't take a dime. how much in fees does your bank take to watch your money ? if your bank takes more money than a stranger, you need an ally. ally bank. no nonsense. just people sense.

just before the break we

asked you what cities are america's young adults moving to? denver, colorado comes out on top with more than 10,000 moving there between 2008 and 2010. houston is second with more than 9,300. then there is dallas, more than 8,700. seattle more than 7,500. austin, texas with more than 7,000 young adults flocking to that city. okay. why don't we go to new york now? rockland county, new york, specifically, these pictures courtesy of our affiliate wabc. this is happening over the -- on the tap ppan zee bridge. this guy is hanging 75 feet below the bridge. he's somehow rigged a ladder with a rope and sign that his sort of swinging there above the water. the sign says "rockland executive legislature coverup retaliation." and if you wanted attention, he certainly got it. i'm sure the legislature from -- oh, my gosh, i can't believe

this guy is on national television with this. it works for him. recovering him, we don't know how he is going to get down. we don't know what rescuers plans are, investigators or what have you. but he is still up there. we'll cover it and see what happens. so stay tuned. meantime, in mississippi it is a battle over when life begins. the so-called personhood amenity considers a human egg a portion. could it make in-vitro fertilization treatment more difficult? >> i struggle with it. i had some concerns about it. have some concerns about it. but i think all in all, i believe in -- i know i leave life begins at conception so i think the right thing to do is to vote for it which is what i did this afternoon. >> jeffrey toobin is our senior legal analyst.

a lot at stake here, jeffrey. what do you see happening if this measure passes? >> don, i'm usually wary of making categorical statements like this but this personhood law in mississippi is unconstitutional under current law. there is just no doubt about it. the supreme court in 1992 said that states can regulate abortion, they can put in limits, but they cannot ban abortion. that's quite clear and they have re-affirmed that in recent years. what mississippi appears to be doing is they are betting that the supreme court will somehow change its mind. there have been some changes in personnel on the court since then, but i don't think that's going to happen. i think this is going to be a symbolic statement. it is going to be struck down by the courts. but it just registers how much people in mississippi are concerned about the issue of abortion. >> you don't even think it will get as far as the supreme court? you're saying it is just unconstitutional. right? >> it will go to a federal district court first, it will be

appealed to a circuit court. i don't even think the supreme court will take this case because i think the law is so clear on this. and this goes even beyond any law that's passed before, because as you mentioned, if you -- if the law states that a human being -- an embryo is a human being, it raises all sorts of questions about whether inveinve in-vitro fertilization can be considered an unlawful act and even some forms of birth control could be considered illegal . >> if it is likely to be struck down, then why propose it in the first place? >> i think there is a lot of anger in the country about the issue of abortion. the supreme court has been the target ever since roe v. wade in 1973 which is the first decision that said states couldn't ban abortion. people want to make symbolic statements and they want to say that they are outraged about the

current state of the law, but the law is what the law is. i done think it's changing and i think this is really a symbolic statement about how much at least some people want to ban abortion. interestingly, as i understand the polls, they're actually very close on this issue. a lot of the groups that are traditionally anti-abortion, roman catholic groups, right to life organizations, are actually opposed to this because they think it is a loser. >> jeff, i saw you on the webcam. we like you on the webcam but i think you look great in person. >> well, thank you. i recognize this is a better technology. >> good to see you, my friend. >> all right, don. see you. now to an issue that's close to home. refinancing. with mortgage rates at all-time lows, you may be wondering now if it is the right time. well, in our "smart is the new rich" series, christine romans chats with the experts. >> bob, you got a formula for me. what's your refinancing formula? >> very simple.

take a look at what's going to cost to refinance. if you have a $200,000 mortgage and you are going from 6% to 4%, you are saving $200 a month. if it costs you $4,000 to close that refinance, you're going to be even in about 20 minutes. you have to ask yourself are you going to be in the house for 20 minutes? if the answer is yes, refinance. if the answer is no, don't refinance, don't spend the money. >> it also depends how long you have on the term of the loan. so the more time have you on that long, the longer you think you'll be in the property the more sense it makes to refinance. >> a lot of people are reducing term. people have 6%, coming down to 3.25%, 15-year fixed-rate mortgage, knocking off 12, 14 years off their mortgage and there is a lot to be said with that. >> it doesn't magically happen overnight. you have to get yourself ready for this process. >> that's right. get that credit together. check your fico credit score. myfico.com is the place to go.

go to annualcreditreport.com. dispute any mistakes in the credit reports, spruce that stuff up. saving money. this matters, too. banks like to see cash reserves on hand. they don't want to feel like we're going to lend to somebody who's cash strapped living paycheck to paycheck or if they lose their job won't make the mortgage payment and float it for three months. you have to do some preparation there. >> what are some mistakes people commonly make? >> the biggest mistake by far is a failure to shop around. if i had one -- >> really. >> oh, absolutely. >> i just called up the person who got my mortgage. >> i bet were you going to go with your existing lender. >> that seems easy. >> that's the path that's most expensive. >> okay. >> get online. do comparison shopping. go to hsh.com. this is a great resource. it is a free resource where you can mortgage comparison shop. find out best rates and what's out there and available for you. you've got to make these banks compete for your business. your existing lender doesn't

have much motivation to lower your interest rate from say "x" to "x minus 1%." they already got o you in a contract for 30 years. right? a mortgage broker is another option to help you shop around. in america, we believe in a future that is better than today. since 1894, ameriprise financial has been working hard for their clients' futures. never taking a bailout. helping generations achieve dreams. buy homes. put their kids through college. retire how they want to. ameriprise. the strength of america's largest financial planning company. the heart of 10,000 advisors working with you, one-to-one. together, for your future. ♪ together, for your future. a vacation on a budget with expedia. make it work. booking a flight by itself is an uh-oh. see if we can "stitch" together a better deal.

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it is hard to believe 20 years ago today, basketball legend magic johnson made an announcement that stunned america. >> because of hiv virus i have attained, i will have to retire from the lakers today. i just want to make clear first of all have i do not have the aids disease that i know a lot

of you are -- i have the hiv virus. >> johnson is still hiv positive but he's managed to keep his condition from developing into full ploen aids. our senior medical correspondent elizabeth cohen joins us here. can you imagine the strength and courage that he had to deliver to go out and say that. you've heard, people, oh, my gosh. >> we forget in 1991 what an incredible stigma there was. for a celebrity like him to get up and say i have hiv, that took a lot of guts. even now. even more then. >> how is he doing 20 years later? >> by all accounts he is doing great. he told the l.a. times this weekend "i'm not sure that the hiv is asleep deep in my body." that's how he put it. >> what's been the secret to survival do you think? is it a secret? >> good luck is really what the secret is. he was fortunate twice. one, he was diagnosed very early. he had an insurance physical when they gave him a blood test

it showed that he had hiv so they caught it very quickly. so that he could get treatment basically. and then he was fortunate again because the antiretro viral drugs, the drugs that so many people were invented just a couple of years after his infection and he actually got some so he was diagnosed in '91 and he went on those drugs in '94, about a year and half before the general public went on them. even if it had been '96, he still likely would have been okay. but those drugs saved his life. >> you said timing. had it been a few years before it -- before the drugs? who knows. >> right. >> besides drugs, are those advances been to his advantage? >> to other people's advantage. there's more than a million people living with hiv. 1 out of 5 don't know it. there have been these great advances in testing. you can get a test that takes 20 minutes. not enough people are doing it. if you're that 1 in 5 you're

doing yourself a disservice because you aren't getting treatment and also you may be infecting others. if you go to cnn.com/empoweredpatient, we have a place where you can put in your zip code and find a place to get tested. if you think perhaps you are hiv positive, you need to know. cnn.com/empoweredpatient. for yourself and for the people in your life. >> good information. thank you very much. >> 20 years. isn't it amazings? >> glad he's doing well. japanese-american joins the navy to prove his loyalty to the u.s. and goes to war to defend his country. >> in world war ii, all of us were brothers, soldiers. >> but not all of the brothers ended up on the same side. the incredible story just ahead. cut! [ monica ] i have a small part in a big movie. i thought we'd be on location for 3 days, it's been 3 weeks. so, i used my citi simplicity card to pick up a few things. and i don't have to worry about a late fee.

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the civil war wasn't the only one where brother fought against brother. during world war ii, seven brothers went to war, five for the u.s. and two against. in fact, one of them fighting for the u.s., believes he saw his brother's plane shot down. he shares his incredible story in today's "veterans in focus." >> after pearl harbor -- >> in world war ii, all of us served. we were seven brothers. seven soldiers. five of us for united states and two against us because they were

stranded in japan when the war came. >> world war ii i served where i was specialist at a japanese school and i would translate and interrogate the prisoners. in 1944 our job was to take care of civilian casualties. this is my brother served in japanese navy.

i saw the plane but i didn't know it was him. christmas eve, 1944. even today i sometimes think about it. i wish he were alive. those brothers of mine, i didn't hate them, they didn't hate me. we were just called to do the job and we did it. i got mine in iraq, 2003. u.s.a.a. auto insurance is often handed down from generation to generation, because it offers a superior level of protection and because u.s.a.a.'s commitment to serve the military, veterans, and their families

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time now for our "talk back" segment. carol, people are sounding off. what are they saying? >> yes, they are. the question this morning -- or this afternoon now, should utility companies be penalized for not restoring power in a timely manner? this from bob -- these people work very long hours in horrible weather to clear down lines to help their neighbors, friends and families. if they could do it faster, they would. ashley -- if it takes a utility company a day or two in the case of a natural disaster, that's understandable. but there are cases when they have taken a few days for non-disasters incidents. all of these would have to be factored in. but yes, there should be a penalty to utility companies that fail to do their job quickly and efficiently. holly -- i have an idea. do what advance civilizations

do -- bury the power lines. this from harry -- these companies work extremely hard to return services because for every second people are without power they are losing money. keep the conversation going, facebook.com/carolcnn. thanks, as always, for your comments. don will be back after a short break. is this a chevy volt? [ stu ] yeah. it's electric. i don't think so. it's got a gas tank right here. electric tank, right over here. an electric tank? really, stu? is that what you pour the electricity in? it's actually both, guys. i can plug in and go 35 miles gas free, or i can fill up and go a whole lot farther. is that my burger? oh. i just got bun. i didn't even bite any burger. did you hear sam... ...got promoted to director? so 12 seconds ago. we should get him a present. thanks for the gift basket. you're welcome. you're welcome. did you see hr just sent out new... ...office rules? cause you're currently in violation of 6 of them. oh yeah, baby? ...and 7.

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live pictures now again in rockland county. workers are trying to get this man down off of the bridge. he's