tv Key Capitol Hill Hearings CSPAN December 24, 2014 8:03am-10:31am EST
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ll erybody erydyea tou do? 'rgog t srtroiv weantoayhas rs o l t tndit ope th'r rdy weop erydy wchg a mes gti ihe cisas ir. 'lsttouindo rht no les t. veouhr to,ne he teot >> tighatna rimatr-lhtgeron wi psintba ahe rs fil at is lled tseas ithoe dorio trnd eigingsfhe cit chsts eeit mbe o core. u n e i:0p. ete on-sn.
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hes lkomof t ogmsouin cisasay the cpaetrk hodayesviesta :0a. o niolhrtm tr. lledy wteou rimaecatnsthir laiclloba. litisfapolhrtm ee th2: p., cebty acvis lkbo tir us. 80,upmeourtusce mu ato rm friovno j bh touinatrs. ntentthrt o god itg th seveinr. ehe fint se o surh a jl loroo a thseetisry wde ma palaalulnd oertalk about reading habits. the fall of the berlin wall with c-sp footage of president gegeusan b dole.
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>>inceomtt wl me oer wh iookt e statef timeysmn ari ea setng o o wck emeca tpareler $1 bli eh ar to suide riren aous. tti mlis oamics nein riren haveite nhi sed thac is ienveor sangin t arin t ce streotetngo tse o edhem mt. a ipaf n sdisplsut th iue eedal rer funda moh atnmpye wth ddfheacavgs h abt 9,0 stsior rerent yetccdioheovnm cotali oico 9,0 tpars hve ia cotsor meh
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$5ilon itou tkeeval letes ofo fheypal mdl clsmecanoav tt mch moy. owdihoasve i acun ce t? inaas ty sem t be swthrtto dlsha mt inveorou nerav acsso. eciv b sckst spiaro-btori, memesraio o pny rhandsenras taheer thtos srtutir cap, t st lehath rn t go a t ihosp i lu wis iveor heery rit u afhe tol availae hendo e shld brue emhe suesbuthra wner innd t b aax sltor
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llnaes th we siedo lp the tycaamic seor rerent asheince cmiee ntueo rk o merzi thta cet edo ke gondiptin lk finghi iue wiite roues ucl ue taxpars xperolrsisy ssletham sdyro eedalesve ilud anhelain pief foatn. ar ahi oorrs coinhe d ve nsn d thgetsi retemt. 's ft ood'scomy at mlisf eran a wain o acomi tigro an anae t se. po aerept hho thmeca mdlla atest sugin ttay afat fi yrsft tre ceio i rai tugh f ma pploin aee a ea j. e c of aolge ecaon
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ntinue t re. miio omecaavad eiwethien ei hos fo t hsi llse anth a n y cse to a ll rovy. ma wki filsonnu toee tirakho p drop. t se meorrs escilyouern a chgi jsor fqutl th erefe. eyin itifcuo sve wioutorbl sin cots. won fepealhaens t vis atasoe addreed asarfaxefm. that i aoruf pt-me woer rtof "avitoear" eaofawoerpein40 year whneirm aetin wi aenouenonn ldat is srlutte timeoliese t k upitth tes anfinceomtt i giintoy xaneho vissss. erosa wth looki a i
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beg psuyyomta ogo sshaal o ogon siss oer riren pl t tir eloes ma o phoan hve tub sangnyinatl soheta s u aetemt vis sk fceo lk sotis. stesrd tyecmeed the atsepnut a ogm y ogo wke ws no cer bynmpye rerent pn. pceagf eloes pahes ulgont t sangacun a ntbuonwod sei ti. it wldoteanto. pleecod tut at anim buceaiy h t penal toe a fst sowd time sur f my egia. m vwhe tod sul gi a arinsll amics,hehaeoet eaand mingt eieo sas e oheesayo
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cod coliha poanfoth cmieen paisas t lko pre e sinnctis annse ey heel milela arinsrere r rirenanouset upax slts f llnaes setohah, lk fwa toorng withou a aays barsa bisnhind lce urtame. >>ha y vy mh, mrchrm. tnkhi is iornt arg. mpta tic ad av outainpal wnesses ithink wre gngo he a ve ierti dcuio timeolicielwsas bespiaymptaoic tsomtt. itlslws en barsa stfajie of rerenteglaonones paedn ceeces he enamro sat fm eommitt e omacar. leslioikenn-th hah-yohi i teth dy ceo bknn as
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rtn-rd f t t exllteglars i pud sre cleue our mmte i lierati on birtanipn es iue n d ll ctie. ri t recent hhwill rk wgrd o o muielor nsn ror atasoninh srif birtanip i ve aenonefm bl f thodncomyase at reid hh mksro th uannstu. ho y wlorwi ms ll inac i reidigst rk inreoptritn i birtanipnetemt pocyn e xt riren llom t tsomtt bom l wl bno as sceienat. aayha ienveinhe ta cde to eouge sin fo riren lehamaoth wno as yihereoad vis. coreevit sin inntesnccioit
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crsiang foexplin 200 t core ireed lits r coritiso01) ans h tayaorray ntbu1700o01) d5,0 anre aun ngss asod qte cah-,nqte ctrutn at te t cdell rks tooriteeval oundof dla me, giininhr0snd e,heanorrsinly get sio aut sin woer ilungpoes, imilom, ghav lt eoror for a te, fill hehpptutyo vega. repoedinhelu bk blheat te oi coiten tatnones beliedt w iornt t crsemot eloe ecve derlslled uer chla. otr pnshalled derrs bternae pn paican tsa f
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time we, ord. sie00etemtsss i fidonibiopls h gr fm tlln eay tlln spe mke dotu in00 se i is gow fm .6riio t6.trli. ftncasonibio lits wke wln 26, ngssadthrosis peant andot t mehe peant vehein -5 time pics w psu alyseeabtelng eranheheelsave mofhe hd-rn mey noes inhe lst5ea docts rubca wke tetr rpo t a mht wly shedoa eanng sin amorrs puics aee t ppols rgedo ler iomorrs liheavs cdi moatsgrdml siss nendanereedome xenit sn tamo ken bdefdoin ad
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iningetemt pns in tse aas mbe f bo pti risd ptin imls a aa su wve be a t cftoooly. lalyower hece ncnethe aolic stte b se ionesto tuenonoly io jt anhearsa eyouetetemt li tnoer fnt ila rfe at csud ouc engyn se te he mmte i cgrs. m wriomhat to srarheipti odllf lt yrs th wldenftute spiayoptoe t haenn r hri tay mrchrm, atop t he tayro titss ar ftsha c iorth pocyondetis. ndnohouc iom amicsre pjeed t nd in riren homu tyreroct ha a ihesho fa,hatoliehe coenwena toel erancle e g. atop t nea tay
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ar pe ttelonsik ot uid dn t ceiv. ngorhe bk, uuo. peio sipng unque,or otthysm is rged queitut ssttiin da. nedea fts d seou picrosa,ot potillons i nt tthkou mrchrm, r ldg is aring. t s i leernay exndpealelmeo m feow uhnnr.co tt ispiayrafuhaou wod av aheayro ut to b heoodo lp usakehi ufu hri. soha y stt fr bng he. anyor.hama tnkou satat. ihi y'rerigo re t nbe o, t birtanrati ts coite. fosi othe nd er sang ienvearcurly toree oorni fol
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toetntthide css i lk fwa rkg wh yo rst ppacha isac dren aedh geren acunbityffe hp ge an aesenhe mt rent delmes sin anatha pntihk e yrnotherwhev t llarald,yoan wll ae te tomtt i barsa w i lkorrd psugha weave s wnees weavonho is sll vy leedcharislee sclt w itl bates trels. 'r hins wlle wh us. jo bleas fur,us wa t nige tough. th wre gde ie. iouernd forre of vaua. r xtitss d ban idchfcomi instntomnynstu.
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iritsscoet,ic ptf ourouhitss ad coore magent jo fkeedscolf veme aarrd ea elve e fst acem toesrch o toticnrlmt i 4(k plsnd inoumberf r cleue antes i scsiha rif wnes d are bis,esent solth eran eerisnstu. helslis iren. i ldenortanoi w weinmy dkie tay an i dn' wrtorwo ek of rpeoenor sten a t stef chan ateth dkriph ov mhin ste b, mrbis i cldtho o an lge tilwi b ath d. treilbenoeray. i gd tigs bween tw doctsh tim
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wllwais sul mrboe. weomweoo fwayo estaon setobrn haser tgh scdu ts mni. wh y a aow sat brnilbenueiong omur sende wl trn srtat. >>th mbe oth coite,'moned bou intaono itou my ceeinh fanal rvesieegorha 63 yrs a. a l te. d i 14, fnd t ngrdro. w mpy t mua fd sce. denow mage $trli woh oer pplson an bom t lgeutl fu fm t wld thprcieean fha ccs,ha sce is fr deriion, i i00 is ng fm,asccntor alst o-hf o t mua fdndtrsnte sh
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fl. iime. weeroued wita sgl cu so sveutlun iesrs ouanemt mpy, a ts mpta,he vgud grp,s oedot b mags, r tubc,ory u. ororgnnsanomnyor fincl cglere. da uornalyh duryos prevant rpattrtu. weewn bur muaun whh urarwn b o 20ilon mua fd arolrs were uquyutl,utl nd cpl. pete tundntos si an sstti pfi mig heis me,hiam t $1biio i20lo, re inffectebed o shehde ith fm o loros. i'al fnd o t wld fitnd mualun ngrd00ndorol. y anohe indund silyimsheorol f
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a particulandf pce stksron. itanonvtmt ais e. dsn rui a aic ar as rkotmxpse rao a l as 02% o.0. at ishawe cllw to fe si pnt coar t oerun gup chgi mbe00asois. dexccnt iexund he coteororha 3% s. eitutluneta fl sce00akg i $7 bli wleth fd reosg,aned fd lin $5 bli. eicres pttle. d n cstute 3f u. eqtyutl nd aet atanar ariioolrs mo tn tat awn insts bld tirwn
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rerentes esr time pnsor coorio lgend sll. amg emmpye o ste anoc gerense. amg l t din ntbutionrerentnd ri pnsereow t rgtrodefutlun se. weava heta bune sken aurg tt ou niosetemtla artrtull eicnt a fial snd. nd srelder h he steinizg magen cos he iesen tse vgud,he sts erolyxcsi. founelth riren syem tays nth stctal eicnt n fialsod. r ffen rso eh one ofhthe gs a wea th ouretemt st stl, siaseri psi anan sin pnss heedorerus tin wrk. otritss sm aum th socl cutynd psi fu a snd fand. eqvollth a n
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le o siaseri fxed thelivyewma chgefr i ierctns toy, mereroh o befi ancas coritis. t,efed bnetla. steey uerte by tlln more ll rui mhor rliic sutisfutenvtmt rernthhe ty' usg. ats jtoin t cds as wlls hher elor coritis d, lwe pleeenit tohedin g dinonibio pls,hearst a fte owg cpont of o rerentys cut f ruur eicncnd cst duio. ererentunnvto acmute a sshhe.c plsrenc vtlxcsi st silyhenst i los mualun rhe tn gh co aivy magun inst rurn as ho i
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hit hiag5y bmsi,nstoronte wethou b ireed %,n at emp fm 6100,9200 a $3,0 aangeusby kihe ct o steow he uge. weeearr ctrutions fr eloesnefed ntbuonla. weeeo rucitrals abit titralavgs alstemd. nd t heom ruime th elors mntnhe ntbuon weeedxpd aestohe ananloe rtipio anweeeoim t rtipioofig ct pueys,n dpls d ir. nd fer snd of duardu fur initiol ne mags noncdi fd mags.
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soar vtuly ior limars ruloran leslor i llxpinhem mou in ppadesmo. rgeeoive mim thk uor hrie ot. tnkou vy hpf. i owe wl he qstns. drre nt. tnkouhama wennd rainmeerat fhe oprtitesfy i' baneihicomi ofhenvtmentomny inite e wldeang soatn ruled fds icemrsane aet me th 17 do tlln aer reha90ilon shehde. t pnt tay hri tu fd na hal o t denedonibio pnn indiduetemt cot se. i dete yrsf rearnd csirae socetoakg a counatg aure seme o ari's time ste dasusssmtu coizthe yac. rsmicserent st is worngui
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rerentecitforajit ofmeca. co, e x ienveor rerent sin bedn fealf tes nnax cliooraxedti, e ketoheucss a reth o ttysm. d trdwhe er a oprtittompveur time ste cng shld bld onururnt stcte do pod's rerentysm rk. the stent m ctric mu owh yfne,o t ela. tnoocl cuty venely aorng eranut 8 o nr tieouhosn01ad acuepeio befs. d id rge o bgh adicndndtresrc motreshathmeca time ste hs come stng i t ptal ceur th per re ang t elrly halnin 16 fr nrl 3%o 9. thlost ang ageros.
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din 15, t aun o se emaedor riren rouho i t ute stesas ireedev fol afr ausngor ilaon e ar rirs reing iveecr psi iom hancas b me tn0% d miariteeor peionce atetee reivafrdjti f fliohasncasy0%. es stiicspkohe pa o congrs' barsa fos at tnsrm soalecitin son fodaonormeca time stean cate ad amorof lsndax ceiv wcholta, ive elor pnsnd i vero a tiv. mpta asheax ceiv a eougi pleroffland pleeto ptipa in th, eatend rle es ienves ifn sueroo thtanctisak t rm tetmieus
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coritis d enis thug tdion reenroen--etemt anar ted wn t rir widrsnce. enialax rucon ne roved atck r of rur i ceivtoav tax derlfftilyax instment ico aeroax ra fetemtavs i iom gup th, th trein -cle uidownncti savg, tderr eqliiesnct tti toav aosletemt ven lnce ound enuresuprtor elor onre psilamo dean o wke. th arin ppl erelng spood's deneonibio retiren ans,ncdiax ientive in aa 2 sve 8 digrd thhedea o liintadvtas fidonibioplsnd 83%ppednyedti in
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emoy ctrutnims. spe senh d success o ste c iroved bhaeso t cuensyem sulbud un exiin sysm. no pttis ic sposemrsearis roteetemtavgs tocl cuty o aou fincl fting anirsal plme bedroesve anor l arinsosr noti a gwtinhe luar riren sin st. lpmaermpyers by fengimerleare an eieccs toulple plerla pving acptleppacso rerent ince. ats eenalo tde eyuipo a t dein oepceur rrt timeysm. is ste dend ctilln tanctisonesrode fo riren sin. opal ructaenit of elor snsedetemt ans wodotery aec upr co wke a ruc ei dir t ptipa i chls.
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std ey wul uoued receumrf elors tat onr riren pnd prinorrsf ls dncesanenit o pl ptipaon inhoheetiremt stem ha my rethand suess. budi unur son vonty stil ean amics rirensecuri fo gerio tom thk u. d oo fwa t y eson tnkou,exitssill be m sttet. >>ha y,hamawyn, rainemr hchndemrs tince cmieeorhe pouny tk oubt yo pvampye snsed rerent ste myames ot bts. i' sioicpridt tialenit svices. s f-f-svi trd rtdmisat sciizg t dig admisatn a tesfmpye spsod time pns nbsas meha22emoys cadnesorn, uh a
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suor 70etemtnd nefit plan 4tas. ou gls tgive woinamic t ali t veor cfoab rerent i' bn workg whmpye onhretemt pnsor alst0 aranan tl u rsha ttuafi time pns le01 pls erong sucssf u ca for mlion ofmecan rks. at svea i bne t mptatasts. dd cssamie prennghevehein joty01) rtipts 80ofaican in 4(k anma ls tn1000 r ar %farcintinhe pns kees tn5000 yr. analisyonarsa plee befesrc stuteou0% of wke rng bwe 300nd 0,0 rtipated in elor onre rirenplshe l w availle wre ssha 5% o tseide coarrsitut aesto plerpsod an
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coriteto are ioer wos, wke ihro we 1tis re lel t sa f tir fils don'atorth othr ow ifncasg rirennd finc sur i t gl, ineang aililyor ple anishea t gt the. th ishy nar bonto thcuentrtu o t ceiv tt mive plerooltaly sns dontribe alongit pleesheels the time pns theaxncti frerent sangnie. taefra t pmant wtef. ntbuonma tseare notaxhiea er dlar taxod lle xed i t fure wn thendidtas ting widral fm rirent vis. xncti f elo spsod pnsli eluon wiom mtge test duio cesit nodirinaonulnd coriti d'tisimat agns me hhl cpeat
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plee th ienve ior prreivhaou ogsse co tysm. hahr,amie eni unr 0,000,ay 9%nce xe becve 2 of e befi of axefran 40k) pns goewsr0 lln woinamics crently net omaxnctis thug ptipaon i emoypooretemt pls. bea o lor stiic sa 7 oorrs hccs to riren befs or 81% of tse wke paicat ithese raemts inpi othe sive nuer teris sllilon oforrshoot he pns aiblathe wk ple. reanndhod on t coagand he elors peal sllusesowrs se u adpete tse pla inosefcteanr,o ei eloesana f rerent the e mehaes tatan d ouea seain pl oraon emite
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pial an pales f tse plerth aea he an setoat,ouaf timent act theig fus d sik t rht ban. rnsnc t srt 4k anrosaou aow sisswns waye luanto cmitmpye ntbuona yo oer emoys cncave rklala anher imrtt an pros bsetoat's bll uloumpye toomdi quifdetemt anft thendf teawh t na rul bins na y a aille isomnen cngwod tellopinw f me antoedoedn me emoy dla ctrut. naat's bll wld rm sllmpyeo b toth iulple elor an aanmes. il pvingrica se ar f aptg elors roh eang n siat svi provir. nay nar hchil adess my iffieie antrs fnarempye
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atncas ctsndanc courage elors fm ntui t sns ala in cclio t cre time ste wkselfo nsf mlismeca th he acceso it b w ne t me. ketoonnu a eanng suessilna refmsor plertorodeetemt vis hie r ei plee setoha yr bls ste inhe rht dection rovg coleti fmheysm d painvaabit so ey wi b aleorode a bter pl f arin wke. anyo iou bap t awe a fuhe qstns >>r.et. anyo thk y f bing he. . drn. oeremrsf e coite,enorydnd tcanthk u r pouny shay tugs w wtrgtn ari's rerent sin ste ingincinctis a henidtas t pma dume tsa ith exptn of rtime sin an ctrutnspo lit
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fraxle iom e in cmieenati ple agtudef ts t exndurn 14t 27ilon auay. lor co tpars a also igleor t serret urernscent tav puicoly eougea emoys wpooretem sangplrodeinci dumeor eloes saamymoy mch a rg by of adec lirarexane reonvessf sin t fincl ienve raeronsttinngrom eitateheehioal reon tha i ien teifs narcurl lae eectl sved ecamiitate one ndfinci incti, mahi o sinla ntbuon sties ung mtreble emri mho fd sikg i mir sus vief ffenonxt ung a
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riy dfentat urs. tcng cntbuonf5% crseavgs pn rtipioby rgh fe peengeois is ado fe at bt. coitna o ptipangn avgsla fanal inntes iacho mh invialsa. t tsfctoeot ce omheagtu t naia iceiv s mh omheach aom pin thnctixpes forxale, i my01 anhe elor pvi mah oyoerin actionf, y% thavsret ges elib, wnd mere usol fanalncti savor rirenut oy rs$200onibedora wkla sinla wh fanal ienveo vere litel cta thshd, tishrhho bemes valpots invial dci h mho ve vis pn ptipas
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ovwhmily cos coriti resulpl of fi, 50%5%r mch thshd. isigth tah reolmaye mor imrttaret itha mahi semth tah te lave sllmpt fincl ienve oavgs pl ptipaon flu t sa ino pmaly rulf ineqte fanal iceiv. raerhe a oerarer to sinot areedy adiolololio. th lerur behiol ecoms davgs o ces pots to miariio pe scefu ses ocstatn. ckf fanal tecy coletyf w ch t se d w bto iesfo rerent inteioanematno spd. ma ces cntin tse frtiseles incas avgslapaicatn anss aumatn at rps effts of fanal
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inntes. foisssgol alrniv tnctis rfmebyehiol ecoms. om bhaoral econocs anoi t t ce i paicar iil ste t neti fanal inctis ve fit eaxods colite its dfiltorhevege xperove aess th naianctis o s fas toughhe t ce. emp, esrch prec i'morng ony coths ou mt didu dnoccaty deta t tmpcaon ofavgs i a rh vsu rela 4(k o i. foloor mere co xper aesng ienve sarsretitutel of tarossna wou beiky a dauinas ittpt t don prarg esemksn quklgap. send iivua a me spsimmia tano laincinctis atanincinctis
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toav orahrghhe tx co a day. netsfaxefre coouinar day a benetsfax ducons o critno pceed tou yrledtir ruc t wi hdihrght e ye. iric i cld beinci innte tncra didus nrlor ac sinla sllut imdie fanal rar is acal nlledn sin pls derurrent lw. incinctisreot sanganeahas? f mtffti metho t crseavgsla paicatnsutat rollme pa aomicnrlmt on parciti res is siblanrees fros th lesavgsat iniay. yoge a lernce woer painreh utat enllnts e st pming pocyte t iree fct arins sin f retealy. isea ctiinto crseheumr o elors wiavgsls o u
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aumanrlmt, irein emoys off sin anan feime sin teatesorell elod emoys o are ner lel to snsavingsla to iarosa a giatn toacitehe crti o mtiempye anwi litedidiary liily. padocayeavav syemn e aen o toticnrlmt mke sangomiced whi ath sa time mki it vy ey foinvialtoapnt t rerentavgs bor rerent anhepocyesnsh i needncra rtime wethcculio i ruc ake om or riren sangysm. in cclio t if yant invialto se me i ea. ouannvialak av me, me ias y wt empye to h
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rks se, metas in yanndidlso en ssma iar >> gh dft. w al aut ey. n jtantoake se erodunrsndonpot thesctout eolen beusyove eneang scla i ts. enoual aut ao rome, utiivhe didu t lto. endidl nhoe n t au eol op o? iivuaan costo o . oy. mr.ig? >>hama wen,anng meerat ademrsf communy. e rd csis oen ered gerally is iarmlesut ubc plierptnf cris somimauseo tooobereheea oro lapefeheoo coece. iss a ceod w i meo riren sury. onwe-kwntulas wee in0%fhe arins e ais iufcit rerent iom anhetu cim5%
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amics e fli srt. tal rtimeavgs g ma rch14riio yenoertu cimhat amics lltnl a ttcero tir i a 1(la. rpoe me a ppong exnse eanon m soalecity befs. otrsrg ttra a 1(s e torng and shld bfftilycrpe esclmsre orbwnnd lieseingrose a n-luonto n-csi i mhtimifitwo s ac. fitheajoritf tay rere a dng wl. 75 ourntrereel llerth he ou mey toiveomrtly tanovty ad oer meur o rirenecit sh mt rirs tay a ab t mcheeroen stda oivg. sendthesrear o er fm melevop b e ci sury mistti picis iut fr t btetemtxpts
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a osi t veme, pjes a fur geraon rirsilha a abthe same lel o rerentecitasod's rere ecicly sroct in time, g-xs wlav sa rlameat as didu bnurg t prsiupsey eoy ld agef retemt seri. is melroocl cuty inrpat se t se taroheedal rer sty you reefenng rlr,enor wen time sury r fur geraonwiouly hd stdyit tayetee pu tse tacoghe ad uom t tis cclio if d'tav aris tay, itoe'tppr w wlav e tute. s, s arins unrppad r riren ou 2 aorngome ud wh ratelodest vis srtfall aonho o fllg srt bu tseho flsre taet. r stcene studyin thine,es ecad wom
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e rgh tce lelo ll srtfetem a prtyucnyth moap gup weon nd t rnven the whl, did nd d mein i'uy i for of ao enllnt psi pnsut le ecadorrs aes ke t b oered psis thob setomarco bi h pros t aoworrsho ar't oerenon b pler ahae ptipa inhe fer tifavgs an mirlths oped soalduperime psi dedeo rucan r misttindomiae usosormall pler leik tff psis. nar wenou refend ste sela tnhce peioffinor wke noofredls he j. nar hchou on legislioha pvion t coagffinf psis l weorrs wig notthwi bffered o. stl ts m t be eug fornsncain wen wiou a hi soo ecaon ar lel to hve oypodi
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atchmento ear for. erna sing nly go soarorhe iivua. t seim siaseri eaine wen fares we tn mri wen th'rno gti tt mh he fm at end o tng i adths ppoo ror soalecit ft uveal nett perev,ou go all rirsegdlsf inmer boroe paicatn. didu se splenl rerentccnteier rohhempyerot avlae roh e gornnt isppacisuatavely silahat t u., auraa, cad a w ald. t u. ctetou afrdly ruc tldly portraro tayev ofoulyoppxite ze% ireasinre riren vis on midend hgh co wke wru sul sin me. e ss erre nime obmsnd nileolio
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t sllf me cpl obm bter tan time csi thk you ry mh. tnk y. setobrn s g aeang ine mut. t'stt th him >>ha yr.hama no a molagss setocain pnt tav buchul. ha toha bki. anyo frhepeal dienti he. 19, olic senst cid t toinut wt rs rrent aries o as t pttypal amic. eted ohiomn yt,hi mared uon chishoad,hoad nsnlaadefed nsnenit pn. inhoseayer fil iom waoff tusd. shwaig ith mdl haf mgewaoor tn e,al of mrgas wethr anhe to tt,acnisif in daonoun' hve uon an rtnlwodn he din peioenit
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wodroblav ls, s derusnd wldaves eqtyn ei hom dendg stat ifhe iner m 5,ouav vis sewrenhe vini, i kw, sols dierhir ltl $,0 s wlde rt if y lkumrs u to yb0,0. keheide. aterha mb i s llavto ry o ci sury r stf r inmewh s rir. ft, tayy ste oio ot mifrehath stes th moryf ppln soalecity,eln ci sury ror tn lfhe iom eern tidil ge mreha 1, 40 nt weno fnoou pceag ofmecaorrs s is rit tide. ve apoerhahe i. . glino ttiny y ma aumr o iornt
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in aut aquy. vympta pntsig stun aooan cic ca r uopstat insts,ho i te oa dd orlitlowan r ily tautlav drmaiasa me ey. qstn ou sul coreak i mdaryo aunrlnd ao eale in l ctndun ou cngssaket ndorto ao eolnd toscat >>utnrls ptteao sa yot he itanti. i r eouhaiong de fn r hve se,ooathi y,enoralhe iesrs meca a rirentla instswnhe tal sck rk tetr. th a aitnd fd. thanohend fd a ow aotha o tto maetorwooiv bis pots ifheanto fht aon
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thseeso ehos bes anget magsoutes t otrsheil gart tu les20 bisois. so iisatmacay rrt bula iroblyhodn get tohierla prab pital uoae. ou bdeorempta aliciofo erynt t syem >> auto eale? utscat i gd. seoe'inmeoe u igly hher pce of ei wlont ttun l mayhe tngre ghanorctspin pls eser as facofhatr he, eryamy dferent shld youan toscate for a m with six children all going to college and wife who is maybe ill? in other words, there are specific, when you go from generalities to particulars, it's a tough -- >> that, mr. bogle, why you give the option to opt out. >> yeah. >> you are able to do it. thank you,r.og.
8:52 am
. drn u idou oun'ha tben t dd cssoet aesto sangvecl. th sul besneo hp rks t tohe mdl cls. attholiehaes w ne takonse tis pps? r stcerae mimag atolyhaeso we cnge ge op ift ge asstceo getnthe milela a gccs to es sin vics? el so t, myinth biesroemitheurnt st ithanyorrs n' ve aess t sor time touayll duiobeusthrmpye isot oer savinla ty' n egieorh savingpl tt tir elor ffing i tnk itiiv
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coagsmlmpye t feaavgs pn,he sll emoy a l lik t didu iesr. erooe's pzaoe't ve m. est ve diced han reurs pfeiol. d eris bter pki a visla f hs employe aricngro 800 mua ndwh t bt yo s fo riren. hinou kw, hin oponha ey fr j's pia pt io a oer emoyikoeouelp cle aessap alwi cmuti tha t chbef mmcepoor muip elor psil whe eoe'tavo rr abt t fucryiali of ckg ghorro vement oiond, emoys w aeinh s wofoe tocit he
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mir ne pn. th c tbo. eyaneait in le at wld aon y tarlong tccs p. ovin ienivfo mpanieto ope tir sin an t o eplee sone cpaesarti woerar elud. es a spleare tt ca g lg w. anhepot bug iy stonisurnt l rht nodoot allo f cpaes toiv a sll fancial innte sn u f the vil ithfitle. sofouidt he aomic enllnt en yido coagmpye tpn th tn opt outyouou nofoexpl sig u berend t mth aou will g,yo k a50man ft cd igupfoth d. moh de'nt youn drinfopa thgs tatan he ed i thpa toet ppltoign
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uporavgsccnt pne mpieha ud et plees t snporhe llho pn. therenotllednd rr lw, evehohe tetu o eloeehio suesha sllnd meatinci rards a ve eecve tes ceiv. wa to me o setorat. m cirn, aumyo go ahd m? n pas r.et yavea le peen tin to cvie sml elorso apt rerentlafohe rks. cayoxpinurer nbe e, wt aeheotatns whenhema a disn t fe ala twhasoofhi nvceheoay n sti upn pn? tnk y,enoramor e qstn. woinwi elorsora arit heehe ienve th t geren h aow inhelaha ve inntizmpye to s
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th. esnctisav mived pls pvihe riren anor tir eloes the t ft t ceiv veowfu ma elorsik tdot cause ighi. ma j-ske a ski emoyntdoouavth 1( pn f m? atnctis y pce. tt re cng o mod, ny elors wld e tos pls. so t ienveha alwsewmpyeta d tenittainff tohe pla. tnk t perf is the a iemstted in nuerofmeca sin da >>el tnk y,r.et. an d rd,ayoo dest oma ppols wod adbo wld feivy p elo
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feal alprise on ler ntbuonhaorrsi crseavgs re. prossseededax inntivesoromni wl ha nfft ilngss of bins to kp anin erioorve srt ew an we, dot lieha i inhat,fe rl bk eaw cgrs snaed th rse ctrutn lel an ireedax ienve t sah t vyad tng wiapn ainum rsinsewi sp coriti t psi pns beusthey'rtoo cpl and exnseoutp who adua tnctis d coly eloesito sango mh caehe tax inntesilbee f mt woer i n'thk adecs nellunrsnditr of the pnt . tt wt esouea wod peen wki wh bune ppl minhe desis ll y? dhe aer yinh, mbe . idyououlda to
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coen >>t vyucer per fu middlela arinaking theesi th t ienveo ctrut iser miviol. w aee it a l o t tonrlmt alies th hdded toheumrf eranpaicatg tt rll ttncti tt movas peoe tnt tse an >>r.ei >>enorat, oois i wod keo ke he. t fstot is autax inntives ats tncti t se. iseakeyueion. so a y kwhe cre syemor rirent sers i th we fe r txe wn w me aonibio , weonotaynceax onon weut o enis ty p. wh wak neouofhe adioletemla, 1( o i, we paynce tawh i ces ot. thefe efraot
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duio eluon whhe derl ds efctelgier te onhenvtm iomha pl. d atshencti. rovheaxednd lo rurfohe iesr ce t pntf mket tu oosoel maet tu aerhe t. ishampta? meherosaoap e fnt ducon wld acalur onts hdhe x ienve. onxales,or itae, t ca u fnt ducon at8%o gi y a cdi anodin a icome t lve abe 2. les s 3 wld hav to p axoi io tla anhehe wld payhe fu t re cinou o t pl. at tsfftilyou do isisceiveomne ttg tohala tt up incomevand auay matlmtrefereiato
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9:01 am
peaphe pplnaga a ffult desi-min wld ove i emasho mebehaor oateom e otn atcamian gornntecoctsre faib. eyeetoelfaib pratitis eiiske ould lale d lote thr soce aame r or trsuoffia thba adniraonlo wh haarpresr swrie ouearlfome finci rvesegatn. ntthrosescmeis niolize a oned rdgi cd issus al ouetmidto fby meovnmt chcrs, a usth natnastooof fus r naiaedatn d hewato p pva tins
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drmadan hatyothk about ch ppol? y begoeren chcrs edtoefctel maecio f pva cize ocritarorn time sin uer t noonositizene ot inwh t chnocrs nt emo? iilhaveoonfss i wa'treretonsw at quti wn wal io t ro. iow w youa tkgbo d veeatharclmore anncth y er t ess old s - >>aka wi ait [lghr] >>owbof t aer slht dfentueio >>has ne. wchs, e viof haoromis whatt do itrs texpndinof e ope ofndstdi of atsringehaornd whotroo y cld inuee thatouus inuence avr. whheyo wa take a lt haedppacorea-hde apoa,th tof
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peonalreree. digr wh inngll bevial eonis tthe meru. thk u' gngo nd op, u now,loa tisumbut i wlde pptoo ckndooat atrtlendenyo a reon wn ie d reim tnkbo i >>r.hama iavt lve tjust wato nonhis an eelntan. i' qstn freacone u. aologe ea out ti b fgi morav tolee at his in tnkousetohah. y a ikeabt t stth ill cus birtanaxefm at okwrd owong th u. >>ha y, . chaiannd ti iwhh nkg mb. iss iornt u apecte tocno a loorwatoorngit u. gus vi tstt yi i atte pre a atee le ptist ewt mt eoplear vi d me ppl gngpin
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up a ty' dng we. i ul jus drawoue ffennuer boon ce,010 we ul ha tas $6riion deciiner ohapele ed a wt eyer ttg. stear 2 tial inite on rirenecit sa2% woin seld dinomeethetet th edoravgs sowhe bwe 81trli, incne ou--.8, an14rin. op hen tkeabt t rng,ndhaiss loo atwhapnein t gra ressn,ndpeleosng eijo a tirom a thlo t eitinhe hosichwa a mjoay at op av,ide-as fali, wl riremt. welokat wats hpengo
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mef esolks. kw lf pploo hash thal tir rerentccntan we to tywou ire as ch as0% fosersang t ty d ak hdsp thaw bau owh w haeng rhem. n p si ei eiho. d i vyncnedabt fos o e t aefit sionhoere dog e ghth a re cahtp inhoecsef wt ppedhawasay bo thr ntln l o th. . gl iou a yo fit,re repton tat yoou sugeus ttwod he te k rbuld sere reirenwhog p hi tigb caef e cei? >>el tt'n easy prletoso rht >>o y e as buif u tk tha ha t
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fa uas l urho rerentysm,ccdi t th %f rli usol h noetement pl aal thferarervsa ia ry ileouce heare, abt quteofur hoehdson utwou ofurouhos e epin fo retrent. d wodoo aaki o tathe nd o tasore iornthaalofhebc t wmandolrarhe anhoma dla athe he'she ce th ecoon nseho orre, coonnsofheupfial bishldveidthcole ofat ch cncdeasyo haveowlsnoju out mm shotoelsoon whs rl oue ot sy ande ou fehefac atheweqnti arin cos e 0,0 ye fo xes uhage on reasisof-lvi juedsie 7 anthe op aotblto se. wt hphemernay
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cosendreed befi othlor d soalecit at cpl b eone's t ce fromomhe. atou b itnheest sw ianetouqueio hveto lelsehan thpratan riren syem >> wld askacofouf yocod iey spd. gh n's tngusbt $8 bli or e veea ale as wlo aetiremnt cot enononibio i rtnlsuorth aa marre wree eocing ontoly, twels know atcointo c the to20of usds cee ar tces chf th enetsfor ime sanga th tom0% mbedhy wendstd y ibut esons wreoongt x re, e usol tt edheas hp avg forerentreetnghe bieshep,ndthpee o
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need t mt e ttg e as hep. ano ho ulyougst o wod usustnedo anhig pre e rginofheaxnctis r tiremnt d sof yby seas thghon howo hphe fos o go tn whol dunghe receson ulpria tt eean okg t hh d at is soethi iwistnd f an hultz,ecse aderoo so d >>heeoe ehghenof e co scle h s rerent ps, defre cpeatn, rebseen f xepa, hingsthata mypionoclltageo yo canale oni tt roerndetllinof befi aveaeydha we c dan wha wcan nk ouin rirensyem i s tha sth acto ben fo whether te sangfomanghe rerento syorur wethstitencasobo
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trsfre toseow e co sle tnk derae. cate yo hwo do da >>ha y vy mu iill aerod bef, budrre. >> cplofhis d fit tt i u thnkabo th eir rirentstm, ju pti eplor an toth wh cisu, stl a gssveysm. th isisa cbinatnf ostwth cat st e in incnve thsendoi ianihi is iwhrewee ut, ovedomeutonis tt y g t a bk, ad al rhtw e ntbuolitsreprty de rate wth we hioral wenurri s fit t a iidls coulta aangef them nd bineireakrn yes. ife gatocaehaba oreg ttierit the xnctis e ead,ou c e hher nce w n test i rtipin arepler
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anth did s btt vehemurntcoenti anofpeteannde d d reci erl paicatn tnkn ame tha 198 we emovthebilitofgh inmeorrso t sp i an i. efowigeot lyid ghnce rks lger paicat iir, bev loinmeorrstoed paicatg. 'somexhyut in 's ctiara >>sking a ve gueio if'a c ge oraner th wlde god isshaias inre oti, enes yby inwe ht to rgn th iceiv, af so, how ioul isencti o ma tm mo t sienveou of tese, t ofla tt n ty emoys. n exndhe acss. >>ouo atorveon >>harussss rey ilandthdiflt fothsmllpoto stat thespls. nar tcs lls nuer in treveomofthose
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sienveanma more syorma emloro arsotha o eran cod b in tnkou i ourdo ownce dvulnerle xpayer ath artest wesibemany ofho iivua ithe t rtully fnaiall tete anyo cnrealrtof mpcad x ceiv a yoret gngto get alot trti bau t t a sie no svi t prle e as tseouhos e t viis bse teye ci sllaxnctis. it's bau tyn'kn wh tdor eiemoys n'offer a p. faor seib mgifo enngubc lls ld toree ceivr mpye wofr sin ananaumacay ro inhe l oors beusth svehe obl ofnaioanndividua n relynongwht to athg u'li ad
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>> wldrily reite infr mteimyhi istheol wnd up reri who aotf saving who aotf al arofneolehunred spad ahmt to the bo foe ri tirorng ar esar fksro plerassags nsre into eer mhuthey aral fks oenllo t fety n fm ci sury. ci sury rv aloof tse fols t prticar wi bset'an rngsas pgr, cae ive o dtrutn e befi, enitn l-iom pele so tnke nd ri o fli shortwh w ne tdofo tem r re tispedm gng he sp o at hi pnt seto gssy. tnkou i gngo arth mr. tt inoutest wn u atth oucuensangtasyem ouqumoroesve prreivinmeax no t'sn poanpot omy anoi bcae cricofcurentavnga
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inntesorqulyrg ju t oose. gnto gt chae to elore h t cre sanginntesrectll prrein >>ha you, nar asey yes. inyesmopid cht atemras amics whoar ls than $1,0 biclyrepse 28 ttaolctonbu at e mero oamics ceed9% tbenfi t thelor-onre rerentla. atee qte b me ogsse. adti whs nnodin atmaof elors th ove pler ntbuio io esplas beusofhe wa there siednondisimatn leanoprtits d assi f neemoysm emo p meolrs emoy dla a tatre t enovedn is oy. fodr.ei yo ter
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e rrtlseraropsa atou lithebityf peinmendidlso du rirent cnruo at28litaons emp. yo diuhisitento hatcfr t eloe anoi. i ulasyoues u sech sugs pler ofring din ctrutn anwod spd topropol chs e pidt? sit iornto epn ndsentohat a01(k plisan emoe nit it setnghat wn a emoy lki tora plee tynowhat to atachi qli eloes eyantoff t bef li y wouldnyth befi ifou havohi pce atmasparicainin fid ntbuonla untrti f a up pontl or estg plee emoy wl y m into eyesorceewr i y stimy inas s setnglsanofr
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pl. thexplthat ge ths tting cr eit ple, whwiha hat ceaiinvial eloes ulha tpaa x in in t 4k) thwld ha tpathfu t re congout itctullhf omf esemoyees oueetr f stimy ttg e vis aaxleaccnt ouidthplerpan. empyeth iitegs toapn gngo yhi n'a bfhat sutaianuerf emoys nti' ntoig t ofr atnyre asanotrsavined o it hinthemoy pn erandin acendein ab to ima cesut ro peo iscreas rtipio iink we wode ng siifansts ckrdfr thaconth cgrs s keov t lt 50 yrsan wld ptiallyuce an paicaon >>'moi tg ckto . tt emoy-snsedetemt
9:16 am
anaranmpta cpont a remt plan 18 offullim wers ave acssoiremenlah numbers lyrod % emoys rkfosm emoys thew tn 0 woer . tt aomnehoord wi binseanth adniraonf the time plan wt u e th ggt rrr o emoyes, paicar sllmploye, feng rerenlas? t robbl mmpta quti wlde e send on sspd reimon is t at si orf plenitdoou bieve wod tmo reedth nuerf asinses offengetemt an >>ha y. yethreare svalld lein non-scmiti rus aterpu pac rlonn ese pns mels nerrus ve dobetr eoncrt ssnla in e.
9:17 am
e ulbethp hey reiren atas dinivize ny ala rtn arng pnt cae f t ri of h ch emoyer meyndavtout tolatoatfyharul anhe sep iherigh reiowod sat hch isstt beg le tprid ove emoy p c strt ntbu wth tre n rnosko aarocpio unl chimth it wod cos refincily an beitfr aarr pl. oy,ndy stueio ul b, what a ytugs t rorpros sh aian campthenn bsh reetement vis to thty 4(k and asshldconresi coolatgtheypeof time aous oero receconfsin orsaves,or iimrtt rndidls he ore on >>enori inweelwa
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infar o sile tion on he cces wou vener teial coolatn se t opalli sat hch anotrshaartrngo ndaytoak isimer r sml plertoff alan ulctu tn,f so ofarw e tis, i re filt f sll plertoff ala th'shye' bn far ofonptsu ta k to enncanbrdethscope th ler fengf rerentl >>r.et, y he ytngodd >>o,ha y >>ka i'mdo sat cdi >>r.hama fstf l anyoorolnghis hein a i age is a itical oan iss it bn yrsin t coresm prtm coizth wan siifanprleinur ecom 18ea au ecom w grin a ooror w grinaninmeasgrwi weeah wldn st t
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eronic iicor poti eeponanth w sang there natedungome ofthe yrs aleconi we dnve ou meyn time seri for arins rtullyow we rkers d unrorers. w ietoosothg ouitnde rebloet cpleigfintrosions cooredntoutaxde m oit buldon tt. oufit pncleaso tr toimifantoinea t lit,rtculay e cchp coritis case th potsomofouha se athey'reounyove t mi,oue gothom, althesu,edti yodot tnkabt rerent unl tein ane litsrentourobudi upnoh oero ove for timecurity. d puosrey sple, at ceoime an ismpyedo n fer a anthe'gog b liteacss ifis iumpfymo
9:20 am
plerwi pvi pnsnd at bn relt higer mi a meimifd an weal rogzehawh plerpu my on bl m pplwi paicat lk t e veme, delri an tourorrs pipain a y? cae eyon wt lve neone bl ianmpyeseup a p mas ch it'smuc more ke wke wl rtipe. th'snef hehinwe y toncoura. th arni ito y t mee t tlehroughhe ovnm. caeimornte x feals, nenoho we agorrsndunr woerto rcsehef e ve wou ke tm . the vcre wa ubite. thsar'rt rk llnsf arinsodre usg e er cdi soe ve bbl toget re rtipio automic enllntaspta n storeoe roin m chrm,oullsthefa
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ti i perst t peonagwhh eaty wi bbeernvestmes th therha i desistheels. antn ltlyomeon fincl tecynd veme advicbualth wapa owh wrie t er cae o. as su mapros. repl he time pls d ulvead irenplans,ormoy reiretins anasoukn wav ge thug resin. e csi y tryo enure pleo sd, fe a reult whe strond the'noueio weadeeon theefse t stfo orve yrsnhi core tintorerve e tis crelyve haben urstregy 'simfosnk e stte to mo fand at wt wapaicar ead outh y c. w n bldn at s ord d w al with issueshanofytaed abt wh lw-gewoerand unr woer tputing ou meywafo rerent trto it-- eresomeas
9:22 am
in wcan d. nar ma a ve inodedgisti td wi t crcpl aricio it ls wth te acal prle tt urch pnsav tera. wehod sshe 'snnother ey tng ca , wea tfre lesliobeusa t cotrs ve mov rom fidbeneit ps din njatnsla, yinto wh'sig f tple ren the din bef anbyrervg ptn fothteinrus n chlein sulat on t. i ulopthe mode ans coulbeic beusth a aecng time oions taynd w shldt itorhe corense ene caet so pgrs e. wehou move foar iro e ar' critimovth aumac on we shod ntueo yto sili b ou le sk hilet m ar wi rd, quti. on oe tng tht s usat i tt ene
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siedhe pnswad i oyin mie foreopl toakrerenton o f in oer tha eire. we alsma eieforhem ta lp s oraeran liti io e rjeiv o rerentri, iom soce th kethe resr ofofocl cutyhi i t teedo tol socef co f pplwh aretied wt nedotoncorae reifime io ptis time fd at athe, th tnavgoa t o ely th d mpu f he ppos e? >>o hihernt sm rtnlifouikusof w op d hi01or irweinthbestejry e eynhe 4k)s ll vors. ao ndinvialte t artainmoy ti a70 d ha titthinit ofndidlshadot. hinkds f indidlso spad ots sang or
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e femereal b i inou coern drin t inntesr pur odt. r nyowndodatinme usols eyrelrdy heilanite r ci seri. th may he tat lp nt g enfor rgcpurpes f hltca ndsr meinliat weoun' wa peniz esinvidualfosoon waintoeea mpumo up t0 hetys ppols hel eoe re t sin or mendto dw ii tnk ulbealbl weuswa t me sese ar pdu neutr arohe approaes >>usve qck o of te pross gtanemption for ceaita rtime fus omheinumrequir is vionor tpos y ju sd, yn pin thste. e eonrnweav is peleusta meyutf thathodn ce d wewant dintis,otnye odt. ceiv fnce flows th c hp op t utve
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eiinmehi hpe t fruely thk u,r.hama >>ha y, nar rd. aniso nt t confen thr testn rkg th u seor pomn gher tho ced th cr anlafiti a, d r oswharfoowg is th iornt giat do wh itun lik ur pnsuretemt an chcs a genal e tubec eris soe tatti eu pem sa lothou n d esaunrllen feur tt e pul. wa y t hae asc pein weerlo whou thk eenblsugesti to >>ha y, . aian i pcie at sat cay m cairman tan ouer chorheeangut nt tnkhe fyo psee toy d rkn esises iwil ttwi mr.bole noonecse h
9:26 am
pesyanresens ds imctn r atanou uny t a gtel arhe. thk you ryuc i ulas yo utth bac nac at pyeouov a mb odede no, heift fr din bef tdene coritin. d e platns tt. asou nod,he tnsr trlis dlain in d sk to indvualnvto d ompratns. veesese uca,as wery to degn pic aun thqunfetng e didu veorthtos eyeeo dewith, atschan. th qstn ecang insts,hamo c w d wh melor ier vi t alethe oprtittoo btr uced? l mbenwithha w
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hato toak wegn 401 wa, fmp sieds thftplsyem tein aetemt plan st. y c sthi thone thuga ryse e u ntobe. ts of gatiliand ear ffncfo insts,he'susno esonn minhatheir instntetnsilbe predf eyetheos ouofeysby g inx ndye b eve me th ton aindex f t'caedwng eok rk ish aneathinto coepale cad piinthrit nar re d ckg righ managr and ene estowelor e esn't wco tin anhe mer comend insts d tu fds thk iss m stmoy, beusofhacousn d e y c pk gd magefoaifti o instg mp dsnwrk sonvto eaner beusheyave cotug be ierst aut%
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ye, stgengmbr, a manghe wngunoiss otr 2%ye. iha eyag i t s sm b syemtaimth stutft, iesrsou ha aotf e sty mod t mh reilng sn f apl >>s erany enc tt seonouwo obasep e rk ofangrd h agathi oelev, e ri of ti whian didu'li wrethi edatn cld b escily siifan oerwos,st arng rlr? kn e'had gilave atmp tmasue tht en mevesten aa ry unagarexse t ishe a satgyat vauasl haseen ccsf wh? >toivyo own imesonfit e y inode yng eole
9:29 am
veinisostk pki ntt. ndg ctheng meagtohe weho st th a cmpn test tlendho em peengeoi odierce in rrn munds of e liti anstonhi, sote aonhi aun wh y g ta gh lel ofgei dothi thre is ng, l vy, ry w ba tbe ir, bin hoo orince soo pfeor whwodn tl u acy at'melng y it aninitysm at i svi muafu insts. ha imyepedtesimy statme tht is ftrge th tt outhineqci ofheutl ndysm gen didwanon, pers peccab iegty sof n ouou ul hi eay he be, su becae yo csta o t
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wld lik t h me coetioinhend aa. but com dn to ppcaonndwng e rk rheth oni ncofifre mags yorenvti f a eme >> wl ae ubt qutis rthecdor . glandorters. andheesth mutihae, .adrn, wtetoskou abou y ma aoied fenctoutat enllnt, e benetsof tt. y h t lk ts re fm e int of ew th x hee reay an fnk, hope e, ny remmdaonsor mpovmes weanakto tod mae itorefcte g ououay mke cns e ax co takesavg innte re effti? iava e rdnsr d wlel os-i--p-e
9:31 am
wn u okthe war toy,heodes stas toy,wt ng uldou pee ul e? >>haisan excle esonithihhet devells ry mpcad. i in fmdlangh inmeaxays h alerti mim t a otr tectwi trest the taco mest cole myer yoha id wt inntesrehayoar fangr e naietoo onthg tethe on th ween o thnceca. u navth inraio beeethtaco nd f ousoalelreroam i inve f ivua tuly uerandth tx ceiv tt eyreacg. hi t sar'cret, t
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movaonehd ato ve loinmeamiean innte se llnttiedbuif cat twn, iomne t h.d i economi fm t nn s dnand fire ouin0 mut, 'soo colite i inthfa wh my diert xavedayto veak iomlicaed. ai beerofsag,nd 'sotusthetime syem sof m eloe d mpyefmplee ocpche pl,01 pl ahethavgs accun d atheimedudtor homu icay is colitetoiguter ou iuthatony,p ve29lan wi lots difentax farewa tsa. so ihinoupicioa socoisty osthese diert anwod hefu so hy yfo wen a dnt has toifre resn 1( vsu ra
9:33 am
mmit aotf don' ma sseo b ithk the lotof ingto do ma tngimpr,re stigfoar rbothof emoys fengla f invialtrngo ci h dosave fo heath refo ucio riren f a rtgethgsikha. tnkve mh. anyo mr. chrn. >>enororan d'tno ifouerbuyorelrdy aol ti th yr chchlarifiti pn a toroteutnrlltnd eet taawso t ep in >>xcle. ll, thk u. so do l u thy d age d w gngo t entein l? war gi--we tting or ago a poib b ishldt voe atan oe. i in'sinaonstcte id a kgwd woinwi y. >> areatyo iert th aa d vi aeang toy. wh atric nel. thksorhayoar in
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nobencainaser rlr,so kt ut ofortoth iaouse on the sundwee inodedhehuh plan celyut a oil inode otr lln e ol suef t ndcrmiti tti a thha fezanso fe ise,omhi w've ald eary about di thkhi lle otr od clifatn anhawi lp i'exte utat be ableo or e yes t i init t igdiffence i'oki mstisic wrerchgen 1(s d asani owome ital ofes pgrs. re t rliy. enitoutoh onic mee'haurihe naiaris 'v on om abo fr $trli aet i 1)s a ir to about tlln, ov 1ilio lastyea sohas t ba genga atpped durng 200 nie,
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. wee t tkee wee got g hw tme albuneeso ovi thsela, d ats y i enuriver sml bune tofr meinso atve eloe s e pouny. tnkoumrchrn id epg sple tute ve silelaner meutf e rknoue. rma binsecaed mp rsreworkto be donennetheakg t mef eblatnsan cos. thsar'crit tnkas woedrtyell thotwa menise, thik at, en iald t mpie inoyo lta abt isrtleo fm ou75% paicatnn ereo athat's gat portuit the me pouny ere beie oiolyo pa i toor cops.
9:36 am
rent sat wren ani inoded blatwehop wi g t gh a. weou le srtn is icisimy t tif vis plov thfat oponrobeg ved nd to lecle n. d'tnha yoall thin outh but alfecl un emto mkes l mo see r delmploye, d y'rinreedn t. a uha wt yo l inofat fr he defat inhehrtavgsla n.b. r a dmaia yoouar >>erin ithprat seorheefltth wpu inlacan teulengss trod s at band fus a lcyeunav be erely popar i inth tosort of get nivesto io sangorheilinheto maet wh wsaev wlehe w ta autyoer nsr puinouofheto mke osfus celykp dividu wre ere
9:37 am
1(s ntriteo inanhepot ree ulli tmaks tat t ysf paiogog yr oar qti ih he nct thk r smal emoys pem or ealyff alawod a ve neicalge in ain tour sem ova. >> cplelage with anngheaultonthe foowg edee owth thfaund isxmely rste der toti rome. sohe ffunis bd fu, stf e sss lle flowinin t b fd. toeaenacto cter cay'quti li how d inviallen d come monacily lrae. e st edces ey lenethugexriceo ernendidlso unrsndowhe stck make wos d w diversicio wos d in le at hangeeinst ia licye fundhi ctas beeris ossetaes
9:38 am
t s >>quped aut,hemim stbuonul oqu iis outhre,ouownd trui b ildovto yo vwsn ou w emate mimuju a sual spls deceai ou 10? a ot pelend 71/ a stl rkg a oow and, unrtaty,usleft c of thaj selov. ey tryg eeold rks erecay ve a ris il g bhat u l inofhat? whwan tlk anywa iwhh can hp op tspadute laesveaonr ri o ti iteetalyy st peleaiandot thaw tith ht 2,an gin fat ttif peanesavineased a mimudiriti a h no and s ri o o so owehenoth nds adjte. asons ee e, t wo
9:39 am
odct raibeus i in ainhawewan ma seshae eouge no mtehoyo e veed atinum dtbuonag so o avaab to ery >> tnkouconusns rrt therugto b so emponorinum diriti ruimes, say 1000 tt n akeut wioubeg quedo tan t. wodalssay o t tif sangpl, do tint ri sangslannds poioco aoponf yo llhe iesrsn ayi nty mey se fothela o yeaborreiren les y. dot owhathmaets gog d none owbu ifoueay ntteioat ie peodefe utirhe shldava ryigy fe oecon. tt a une thd th
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s feclfus aot fid cowdshe e e le, an d kn, edok he mo relltoeef 's he stwoea. t a y aenal eson i'ovti aeyoth u,r.hama f t inlgce the dcuioabt visn genralntillow sanginhicotr setocainnd beve, itg e aianoeas llsohe'salbout ivsavis vecle. th ce ie adnirationndga centlythsoiscui ouneids anirs vis hie atou b avlae eerne thnalgyisdoinhat th'rdog in cad it a pe iterf trks- ttnthe. wh dy'lhi of ias wod la trerent sas? e t ces yo n at f cr tngnd fopl oanyhig, ul veeveor lka,ve sssss rretemt. buyoncrsigsavngb
9:41 am
ybe ju tseav't tald t ybmmt. qck,wisss, wen t nar ntlln. >> wl psinhe inre intret te. io o at fre ostyf ppolsoue lkg abt n'ow wo masen unerl vis anwhere yo c t moy a te o f anhig le yohavmu stng ienve cge culaon elutf yole pplta tm t r ytngito puinmo meyn e fit la,thegot cor erhing y'rdog. yoneigrmi, naiasee,ve lerut her. iasouerart s e kn fmehiolcomi th pplengen loof enl coti a ganin eifincl cots and onerobem w e rerentavgsysm gh w oop tta th neou sot'otclea whetr a 1( oretirentlaor e e ivsavngsan
9:42 am
-- b wh e mi. i'sry snt ce, i lletyo nbutjus nto i a tts atf ouxtdeto clindrbis,t ll keouolw esonas ll thk u,r. cin. tnkoumrchrm, d anyofothimortt hein i ocodio a erunti2% mec r t etg ei riren sangandknoas wlk o bgefor soci seri a mice d ogmsik.n.pths i intoavanimct em. soo wanto ok a ecoag m ng a rtnlofr ref femetream is. , . tt iwasonderi ifoul cmt g ke lete arte nuy odt w to inntmics fer vean w toelp te
9:43 am
me reffiey t the lls. isissoein tat coldbe rtr ceedy cgrss >>urune i't lng emplerdegnndmpme d mag eloyer-se rerentla. d'tetnt hedus th gin e but e've se cregiatn, in th he iroce pouniein ts ean aui-bed ruur, in a bteatetemt th tea r bgest focrelys xpndg eccef e me lls e inin weou le e ls at sienves tt evts sml plerfr srtg the ansohre eranca b onseg. d ty growshsero e mpye wl tor emoyedoar sot' rly om
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pspti gti acend piurbe sfieny. kw rirenthe' riy ffensiatns d op nd fili toakth rirensyem thed gh aun o oor a amic psoindehe time p isman. >> dyolihennti atusiss are feng? doouhi t a suesul ty have pceorhe ghpeonho edshat tpe ruur b won' w dot,has tsomhing wo urusies >>r.og, any puabt anits? t pbl whannti toy kenyix iomor vemes th fed iom pofoo t resreju tiyow i e,ou ow,'valys out re w pcefor anitecse grae, itlimteloevysk, a apfoon e rernarso attracte day tt iiveor veoenirver veo aeasaethnk ouwth eyre atacvenstnt
9:45 am
thk boaavgs pn, unerl vispl we al kw omhior bau ofnfatn d tth ne toavgsvethlon t alos ge,rab ha neti rurofbt1% arfter t ct linis jued thkwe he thi diertl ut ho-tm vemes d nger vemes. i tnk auies ve a ac bui in tyh h tco out t cmeiasyemndo in o oth pulic syem whe eewedicedo tu. h wldoudoat? >>iaa-cr ds gob hiel itaso aui tt r for t istrsndn run r e esma iteally ces wn ha e st a hargu uin nuieli iurce odtsif ul forvey prsi, t dont tn yby uldigr wh at ifoua t ctsoutth ras e ilgog bow t u g p. bufoceri te ofinst wanttosse elongety ri a nth aeti ink eye atraive tin.
9:46 am
>> b n'yhi genhe is tt 'refangthat itimoanto veth pouny xe y, ou heha poun >>ha y. thk ur. hama >>ha y, nar ntll lemeo e rsof at is bee vy lpl. vislhee are whole ho oiseso ein t ts ta tc fty, t fe vy ronglybo ttgele strt sang ve elyn fend tt wh wanta abteth vis cnt anhe dn't the e me coonen aroheyoca ke onofhere tt stkee very earisnoual abt pel ti as b f risgrscabe ge cae medyetaseso neanth sd e te rlon aj watho rus atotarbudi vis tarl an tay tnk y t b tubd wthis ate a
9:47 am
go. thgeerccntgffe hatd tatelo xpers, moan00 of th, veer$5lln thr ra aous 20 'val sn ess ror o eciv a thigtech seoritro is th laesovemiion, a ov $ milon soou corath wh ha u l veeelngabt fothnt,heastwoou co wh meetin ehea. cotbancen big ou$200 a is tt clr ers mempta wo tbe de. soihii wldlito d stn rmofrappg us veoull oreenthat the ros aereedan yorep ts sidefthe da, nar tcandit al o cleueargog tron barsabaso stuleretimt savis antheyhe ba oin
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srthe t pa ta roris ghtow th arin xpers ttg uput14biliachear ubide time cots th i teend bstax exndur t send bg taexndurin the de, so u tt a u jtapos nt t ger acunngffe s lds abuthomegiraathe 1,0 atophava meinabt tirccnt anit preyais mmteisoi taveme toh ois me. wt wodiketo dos do t rd and k chne ofoojtne sueson just o sggeiof whre pa o t fowi t o no $ lln ats ed aisthe aun,he
9:49 am
ulyoma aanto ga bieranfothtaa bu bksouetake oi. cae iss intoe ry mm twh t d l beerinthe cmiees rt t ror akg the cice onthlis. mr. gl t fsthiy ou d eeisne yo n'get a rs [laute ok, ank y one hieodo imatthlaerdectns e ava x credit ite o tacreditnsadf ax duio whh ulimctrg veorthmo. wod t tt. vy od mrre? iou t texndth syemoak se atore sml plerermore eal leo fe pns sost tk >>ll ht. sil awetovg dinciv, crsehe ceiv rmampoys srtho pnspe a onway ouwulli t at >>taer .tip plyer
9:50 am
pls. d mri? wco y tge t mli i y 4(kor urray veinupo e litse currtlvend ttg i to l hefst li tel fd. uetre b pttg to plerto a gti rely, ay c. d r evywir h plertk,the e ls ofosersho mpiego baru. ion thinkt kesee oncougembling toh thtaco b aowng emoy scks invetm oponndasaravs anspt wldsuora chge tat a >>es >>ka . gg iou eo e he tnsesndsiy n fengormaermpye toetthe l ino rks,rod ceives for th tofr os pns. >>ka ts inweava set ls o h w. i inwh iou lie to
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ask r es, n u a st aew mo miuts ok. ate l dosh ator ls rer, hewill a his esonanth t fian coite ll be je. h le,we wi suenhefoaewt ansetoneonilbeer toraup anthk yo a,bo r yr presonli nd ryo paenithus oect da po m.hultmutti b stnd sewre >> tedo lper >>n tra alrig naibonrsations >>enorelns ariv hahad ctic d. setor ns,it p
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thyouills te qutns th a iornto u,t atoi ylljrn coite. iscctae? >>ka mr. crm, d esonharerto yu cae u re mbeofhe coite angsel anweadaeangabut e trrdarde tt i rrd t d ul y lie, by eo a thgsstenloabt d hentthic sis ehen, f ey c't y, loand beho, eirsoia serisganisd,anhat in tm loth porty lel caeoucangani
9:53 am
wn to 50,owno vend750 aoh f seortize tayiswer th t ver el >>enorels yu reoi ve iortantorhe. m rr i gngo veo gobuheachasoman nis veacdp se e-ppgan tt eec argog s manof eitemen disnsn thfuurs eecll poanani okorrdo rkg thou a wt i wad k t neis, t ct eshat ven rks yi tpu moy idfoeiremt? yo. ituheinanmpoib potion. udt anebs erus dselecveb erm na se h u nsa yo tt enoue il
9:54 am
trngo ket f, sor. >>hasrit. annoerecen h soboalng auty owou tifsangan rean t ste asa er suesulhrt sis pln ifyu' t cuny,he wod llt prithang pl. rets cdti vis an th quetn waroposan de ongpthif vgs pltypeent t rne y wt ge thgh coep ye s. sat, meiod m wrten tiny,eree yo cleueroflidwh haadcad is a. erapraic iueth ne tobe oeromin en athrt vis ans pl f ereemye,
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relid okepg. iis in at sen aer syla ainteand hale doav t eaof gin vis opon fwnc woer a pticulay o e t fed nsnsy eimpye o etr ixpci roh esvrheer thuga ruurth lks ryuc le t i tnk th's vy odea. it a enwenpl isiple,w-os fe anitesoyouan nvt uralceo femence. i h wnyoookt se itas lofhe uei ha autetemt cuty weanesn gooplan eecllha togoout ado . h wldouo ou seinup inisatel pl le atornyewh nt tuy itoit t quti ido uav r roh is divua plerwh ty ulno ru th planey wld dec e nean sa sattohese
9:56 am
or yntomhiikn irwi t iivua themseesou he d ? hanghe elorso pu t anierurn emoys d y ket ss atacvefo em b si fo t eloe. y'rruinanraor of tuwhe empyemas edecns, ts n buenn tmpye ry ea ot heheha, a pleewi fa o. e esons w u ke cap anea? thprlefosml pler cout arg eoywi eleconookkein eltricagrerd tt'a ir ey intoo. uromtedo iforyou. it emalulploro st ke wti ae cheks ea oernditaifcu isowo ket wk rth? th gs ckto pot e def k fon e rerentavgs mkiit si f sllmpye t ofr e ur ofl >>enorth tifsang pl iesntllwi lo-tm eyn exce he
9:57 am
sht-rmesve 1% dedund eyhae beevthnuer isou.0 ea orwo n bisoin f ihi i aresvebeerha th deon wch chges shki fe si pn, icasuc hovehrsaspan has pfo aouin t acunngorhearcint an befiidas ina dierent ur. pbay outhsa. wod sw eia a thftavngplan i a diert isislrdy aibltonympyeof zen tio >>enori intocc b potsifouou ep ri sin pln baalt pontllmiio o emoys uoun'avhe thftavgslan ao rtecsehedmirave vis athege f o emoy wh lo nu
9:58 am
plee it verylae co, osdecici wod go ay. as mr.leay trere oponwiinherive ct tt roh ua nd ty n bndeed fun y costoomtowos acve mag fds we t,anyoanca unyone ofhe d pas scntror d enp iror pnr sm empoy n rkitonofhe t opp st ro duiopl tanras ll the pva mkedo hav someinth iwoinve we. i n ae tpea-- >>uron ur ic. >>'motbl spk tohis pl b i csay hat coeaes,pain te acssily t sis a ivrypoanto fe wt thk u ve onofyo bs, sested exnd elor nshi
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swinmy qstio mdw roh e mpgnean cause th ft ty rno ttg fasha t dit acund r gil cot ily pnthct queshegornntopo orinfoatn ou gornntpeinon te wsi spenng pridt amsiedheill ino laarler ar. th ovshtmmitterlr th mth helda herign how th law ibeg plemeed amg hewitss nats waerandpomawhwro t bi. > e mmtewilco to orr. e oerig mmite exts toece o ndenl inpl.
10:06 am
fstmeca hae ritto ow thmeiwaiton keis ll entnd ty dervanffie geren hawos orhe ou y hemmite t precthe h. ourensbityiso ld veme cotity xyerbeau ey he igo owhath g fm ei gren jobo ortilesl inparterpith ciz wahdshe enra counbili oic ipeor nelsndths help brguirefm t del recry. iss r msn an psi an hy tody e aceti ther t pt ur yrsn aipatinbas to ke' jotyndinitha tan upvel b. wioua ubtne o e m poantanarcrerm ittis ne byths
10:07 am
coieesbe tt eyd t. t' thf st wht ode tenoogal voti ttwil trs ho wgoven. cnamefo t miee d stieth t stuof e delproama ia sl. th he nopefoae by isrra. encs nn lls hown rogmsheven av t mt imrttl he anci dnoand ly nn teluorno eels hw caxye nehaeeentg io pacuarroam enng inmaiohaas enovedaseen hiorallyandmet t oda a mt te
10:08 am
ccate inetrnspan wld reizth uavag t kn tt e eraneoe ve rhtto k leerinonre he rit toowt whatwerealng out inh t imagnt t execu bnc h th ine ggt neso kd tteanteycae t r ei mage ppos. d warjoedy e ompolreal oag llisssisnialoron t d ientio a update ushausof e pbls eata sned ades e eran peoe see knifhedalxper arbeg st obegwily e thpfoan fmao cecd oda alost lsbeuseat tee e ou o reurs prra aa coum. erisn eesoth nused t gonmt ats ued bsies
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setownethseto waeroi utono s y mtbe ae un e le tonage e ily cnt pefoansthabncf e li treiv peoae. is isrue inasfcean eryin ididu tat wksf a ca. pele evaatd t seon mee'opiobu bad h ftsduri peoran da seian eooanemt thn e ive ct a iovnment cgrs nd presenth prsintavapinesha mu bab ttereveage techloy rtar t pote oa esenwh co ind ta f tour thp toghtearsroe utdewodheerhea edo owg d ttg hwletaatar ully
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oc thhginsws hasoyea ofxpienc utotbad n antave dmeable d s ssi gng cng th iits oply plend. by cpanghe rm f pocyke ocore a uteanc l vehe inrmatn ceartoru mafoed deisns. moiorany,e can give the eranope tt foatn elue e veme'serrmce fr em he llirtshedeprtnt f earynwhe us ofce toeli s a dard heis imemenh w toay w aenebsio fialbyot enes chaeinhe d t
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tasyepartnt is thiz tesblh cti-ee alis ode o tscesfecer opatnsenr tt kwn te ck tataccas n e trsuouil oiate tenogy anideas th we usne ocandxd ts apictis txten aro thferalveme. hect cicall pvis e anerf chlo cueny ipla ith treuracs esblh e new taan cteitill a it ol ofawforme enca e sptogerainhe veigio. thct wlso hp ott aitppe paen. toy wl arom ofcis d xpt hr om thmb aoutproresad tordsblhi gr
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toevlothcoolat rertg r e cein feerun hudrs obilion of axye doarar sat, localndtral gents, uveits d ive stutnsve yr. toyhe eresayel andteoasta mping th dupice coiterorng quemtantre n on fi imii formatn me agin. se cien po ta inle t e reor llis gane o edal neson to seai a coot e portinreiren a wh flympymt te plideter reortg agc oiveinshint
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