because federal government bureaucracies do not know any other way to be heavy-handed. that is the nature of bureaucracy. when we think about our own childhood the most important thing when we get an education parents who are involved and a good teacher. i do not think common core features any of that. being rolled out in conjunction with private sector groups that want to sell textbooks, sell testing, this is called connie capitalism in the meantime students are being taught how to learn, teachers are being taught

how to teach and choice on the parents part is being taken away. we we have to do everything necessary to give every single parent's choice. in new hampshire, for example you have done something you have provided education tax exemptions and credits to include homeschooling an example of saying everyone deserves a choice and particularly a special these parent. my very dear friend to special needs children. she had to work hard to find the right schooling the teachers. she had a lot of latitude and choice and a lot of services provided by the state funded by state government to give us choices. as ceo of fortune 50 company

i grass ceiling in american business and politics. >> i hate that term, glass ceiling. it implies there is an invisible barrier that you cannot see into the bomb. on it and it has not been my experience. i started out as a secretary and nine person real estate firm. i got on my path the business because two men that this came up to me and said we think you can do more than type and file. they meant toward me took a chance on me. on me. all of my career and life people have taken a chance. it is true that it is still different for women in some ways. caricature differently. i was is is -- was as a ceo.

it is different. it is new. that makes it very hard. the way that i think that we should think about this is to recognize that human potential is the only limitless resource we have in this world and the only resource we need to solve every problem we have an attack every opportunity in a successful way. women are women are half of the potential of this nation. women are the majority of voters. it makes it makes sense if you look around women potential has not been fully tapped. that means something for all. i just think we ought to be tapping everyone's potential men and women, and make sure regardless of what someone looks like, their gender, where they come from, what there circumstance their life is defined by possibilities and can go as far as god-given gifts carry them.

then we will have arrived as a nation. >> we will switch it up a little bit and get the social media. what are you going to do about the illegal immigrants in the country? >> it is such an important issue because for obvious reasons it is an important issue as well because i think it is continued existence as a problem corroding people's faith in government. i was start by securing the basics. people have been talking about it. his close something the federal government is responsible for.

people lose faith. the illegal immigration program has been broken for decades. half half the people came here on a legal visa and overstated. letting a lot of people go home putting the wrong people and. we have to fix the legal immigration system something we can do. finally, we must finally, we must decide what to do with the people here illegally. you don't get the privilege of citizenship because there are a lot of people who play by the rules worked hard to

become citizens. maybe you no some. they. they study take the oath, take the privilege of citizenship seriously command i do not think that it is fair to say that someone who has not gone through any of that gets the same privilege. perhaps you can earn legal status, perhaps her children can become citizens. americans are compassionate people but we are fair-minded as well. we have to be fair to those who worked hard, play by the rules, and earned the privilege of citizenship. >> take it away. >> thank you. how are you. new hampshire someone who are as minimum wage less than $300 per week, barely enough to pay rent let alone other life necessities. what policies would you enact to increase minimum wage? >> i think that minimum wage is a classic example of a

policy that is best carried out in the states because if you are here in new hampshire it is not the same set of economic conditions or expensive living as los angeles or new york city. to me a national minimum wage does not make a lot of sense. secondly if states raise the minimum wage -- and many have. people have to realize that there are trade-offs. one is, we have extremely high youth unemployment in this country. one of the many things that young people do is start in minimum wage jobs. a lot of people start in minimum wage jobs not because they want to end up there but because they want to learn skills that allow them to get a better job. i say to young people all the time not being paid very well as a secretary starting out, don't wait for the perfect job.

just get a job. any job you get you will will learn things skills about yourself, the world around you. when we make it harder for businesses to hire young people i worry about that because i'm people do not get the skills they need. the final thing is the most important job creation engine in this country is small and family-owned businesses. the nine person real estate firm i started out in the family-owned autobody shop my husband started out as a tow truck driver i come from the world of technology. we celebrate steve jobs and bill gates but we should celebrate the nail salon, the dry cleaner the corner cleaner, the corner coffee shop the autobody shop, the real estate firm. they create two thirds of the knew jobs in this country. for the 1st time in us history we are now destroying more businesses

that we are creating the businesses of a small and family-owned businesses unless we get that going we won't get the middle class. >> thank you for the question. i want to ask you this, get a perspective. influence of big business. given your former position to set up and you? >> it is true. >> as the ceo of a $9 a $9 billion company i may not have liked regulation are taxation or legislation but i would hire accountants and lawyers and lobbyists to try and change it and understand it and understand it that nine person real estate firm can't. the truth is big government and big business and big labor get all intertwined and work the system.

too big to fail, five banks 3,000 community banks have gone out of business. >> we have to wrap this up. for now we are signing off the television portion. thank you for joining us. this will continue online in our mobile app. you will find another 30 minutes more of questions commercial free. book tv. ♪ >> good evening and welcome to our "conversation with the candidate" series. i am josh mcelveen. our guest is governor bob ehrlich and where he stands on the key issues. after a break we will get ready for the studio audience.

the candidates biography. >> he studied political science. graduated from princeton in 1979 and got his law degree from wake forest university school of law. he moved back to work for a law form and ran successfully for the house of delegates. serving for terms in dc as a congressman. in 2,002 he was elected as governor serving one term. today he continues to practice law in this continue -- considering a run for president because he feels the country has an insecure economy culture, and sense of national security.

talking before the show, the mother just virtually in my view a tangible example of

love running to her child to literally say for child but it brings up issues about the denigration of family and fathers and the quality of public education. many do not have good marks concerning the ability to educate children. this is a familiar set of issues but it is personal in this context for me right now and is the reason your probably tired of seeing my mug on tv. >> we could spend the entire our talking about this, but i want to talk to you about a couple of different things how do you think the leadership reacted in the immediate aftermath? >> i started in politics with him and worked with his dad. i understand the reason. the mayor is getting not so

good marks. it appears that this is the case. it appears that the call down to the police was allow property destruction and that resulted -- give them space. if your car is between them in the space your car is torched. if you businesses between them in the space your business is torched. >> you disagree. >> i do. what you saw that was a symbol of the neighborhood. as i said, this area is a pretty tough area but she is now receiving some criticism. i thought she misspoke and her staff did not fix it but in reality it appears she meant what she said originally was: give them

space. >> i want to get to a couple of other things. you are considering a run for president, no news to you that there are others in the field. >> really? >> there are. some of them have name id to. such a wide-open field. what motivates you? >> i have been a governor, legislature i care about our country. i care about where we are and where we're going. particularly this european-style progressivism and as you introduced me you talked about the sense of insecurity concerning is why are particularly wrote my 2nd book another half another half-dozen to come.

>> a couple minutes to go. a major issue. a nuclear deal with iran isis or are general approach to people. >> the president said know preconditions. i will sit down with the bad guys of the world. as a result we will pay the price. it's a sense of weakness and acquiescence and indulgence. >> how would you deal with isis? >> i would not call them jv i can tell you that. now we are renting iranians

to fight isis which is a a given position of weakness. >> the nuclear deal with iran. >> anyone can have a definitive opinion be is nothing has been defined. snapback. a snapback sanction if you have to go through the un. >> the right for a nuclear program. >> we changed the denominator. kissinger wrote this in the washington journal. our policy has our policy has always been no nuclear iran. now it is a nuclear iran on our schedule. that is a destabilizing force in the world. now you have the sunni world saying what about us. do you expend do you expend the american nuclear umbrella to arab allies like the saudi's, jordanians and that will be a difficult question. the denominator has changed. >> we are just about ready to take a break, but a lot of people think that we do not need the coalition that a lot of people think that

we do. >> you always need coalitions but you operate from a position of strength. again what do we get in cuba? bergdahl five terrorists a couple of them back out fighting us. the president is predisposed. philosophical predisposed to be weakened indulgent. we never heard about the american blood spill over the years for the muslim world for example. the president thinks we are in a perilous position. the 1st question asked is why they coming home.

>> we are great country, and they are giving me the sign. we are not imperialists. we should not be weakened apologetic. >> very good. stay with us. >> the biggest impediment that republicans face. >> young women and minorities. the democrats painted a

narrative a narrative that a lot of young woman bought into. mitt romney would be at the cvs. these are the ads this past cycle. they will in any birth control. they may might be silly we might laugh at them but people buy them. a couple cycles ago you had to candidates with comments about rape to candidates but in politics they take those comments which are horrible comments and play into the narrative and in the narrative plays out and then negatives work. and politics people say they hate negative. well if negatives in very

stark terms. if you don't have an education your trying to make your way. independence of march been our ship freedom where there for you and will help you. part of it is just the message that comes out from the parties. i think we can do a better job by the way with regard to minorities particularly hispanic vote. look at the new deal coalition. i am german. that used to be -- coalition.

what is the base of the republican party today. suburban ethnic immigrants. so as a result we can do better do well. as lies they have the ability to say they are anti- hard recommend nativist and don't play that narrative we will have a problem. regarding african-americans

1st african-american state of maryland. lots of black pastors. the disconnect is real races in fact. we have to get in to to a.where it is okay to be black and republican right now in certain segments of our society that is not the case it's a to -- a two-way street. the women though we need to work on african-americans, we have a long way to go. complex question. that answer is a function of where the country is going to go.

>> how do we preserve and expand social security? >> it has increased fourfold. i do not think claims of increased. we have to make these difficult decisions. i worry about this in my 2nd book. we're living longer. the next president at some. has to get serious about entitlements, not just social security medicare, medicaid and we need a

reconciliation bill in congress that we can get enough democrats to vote on it. president bush tried and was absolutely crushed and trying to reform social security difficult to attract votes they agreed on comprehensive tax reform. entitlement reform, where it happens to be. this president does not talk

to congress, the senate. it is not. both. as lawyers republicans do it unilaterally republicans will get crushed. it will be bankrupt in less than two years. >> testing medicare. i support. >> thank you for the question. >> honest with the numbers. >> next question. >> everyone screws up my name two. a growing opportunity graph to have gap in america

prevention such as preschool can help reverse this trend and ensure all kids regardless of the background can have an equal opportunity to succeed. >> it does not prove as successful. i far for the status quo. i got the opportunity to punch my ticket and life because i was not -- and athlete. i can tell you, and the fights i had maryland they were significant and i lost. the unions and progresses beat me only except that we

are denying these his the constitutional rights. we're making our society more unsafe. i've been to more jails that all of you combined. trust me where i tell you that a lot of these kids were sent to dysfunctional schools but the two denominators i heard with the two elements i heard most often i did not have a dad and started with marijuana. when you add those elements to dysfunctional public schools you are literally denying kids the constitutional rights. we need to be for all the

above. the private vendor, charter residential the -- i don't care what it is because when you go home tonight and think about what started this right the other day think about the education these kids are receiving and think about if more dads in homes telling their son not to show up at that protest rally and start the looting maybe baltimore is not the story of the country today. >> thank you. let's keep moving. her question about a peace of legislation you may have heard of governor. >> not obama care is it? [laughter] >> the aca yes it is. >> a little closer to home. my wife and daughter have complete coverage for preventive health services. my 19 -year-old son gets to

stay on our family health plan for at least another seven years. my question to you is what would a bob ehrlich administration do keeping in mind almost 40,000 are benefiting. >> if burwell is decided, the decided the supreme court case we will have a mess. ..

>> okay thank you very much. >> that is a good thing. >> next question for laura flanagan.

>> since improving the employment picture, do you have a plan that would admit only improve this? >> please read my first book about mortgages. [laughter] >> and you know how to start it? can you give me your view? >> i know what happened. [laughter] >> a politician said you can get a mortgage as well regardless of your income you need to achieve your down payment. when these mortgages were part of this, they said we cancel these and so what happened then?

one of the worst recessions that the country has ever seen. i was on the house banking committee. >> the community reinvestment act became the subject of such abuse and the advocates said if you want a good rating, you are going to great these mortgages. so fast forward and the banks like them, the economy goes down what happens on the backside, the obama administration says because he wrote these mortgages you're going to pay fines. and i am not just blaming one group of politicians never paid a price. fannie and freddie, the whole industry and it doesn't matter what you make what your credit rating is and that is wrong.

so obviously these today by the way, they are stress test, they could be a hundred billion under. there's some really good housing proposals in washington. but the bottom line is that we need to get away from this and the president is moving back again in dangerous territory. and so if you cannot afford a callous it is okay. you don't have a constitutional right to a house if you can't afford it. it's about america the foundation of this country. and it is okay to get your credit rating up. and the bottom line is that we cannot afford that mistake again and i think the president needs to understand that as well.

>> we need to have a role in making sure that these things do not get too big to fail. >> yes dodd-frank has really been problems that need to be reformed. >> okay. thank you very much for the question and like i said, we're just about done with this half-hour and that is all we have for this portion of the show. when we are signing off on television tonight, this conversation continues online and on our mobile application as well. you can find a full 30 minutes more as well. and for now we thank you for watching and have a good night. [applause] ♪ ♪ oh ♪♪

♪ >> good evening everyone. welcome tonight i am josh in our guest is john kasich. we are beginning to know the governor and where he stands on the key issues. i will ask the candidates questions and then after a break we will ring in our studio audience and they will take it up in a town hall style format. before we get to that, let's take a look at the candidate. >> he was born in pennsylvania in 1952. he graduated from the ohio state university in 1974 and years later was elected to the ohio legislature. he then served for 18 years as a member of the u.s. congress from central ohio and the chairman of the house budget committee. after that he worked for lehman brothers is a managing director and the executive making divisive and and he was also a commentator for fox news and a presidential fellow at ohio state university. he has written three "new york times" best-selling books as

well. in 2010 the republican was elected governor of ohio him he is a conservative who believes in personal responsibilities. he is married and has twin daughters. >> governor, it's good to see you. >> good to be here. >> how are things changing compared to 16 years ago? >> back then i was talking to a lady in the kitchen and we were getting along just great. and i said i may have this lady is a supporter and she said what time do you think the candidate is going to get here. so the little bit different now. i think that i had a pretty strong record then. i came off of bouncing the federal budget, i was one of the chief architects of that. we had strong economic growth but that was not really known i was awfully young and so they save you can do it once, it's luck of you can do it twice.

the largest tax cut in america as a governor strong economic growth and not ignoring people who really find themselves in tough situations. the mentally ill, drug addict trying to give them a chance older and i have a good record. >> you say what is on your mind. >> i am a normal guy in a big job. my mother is a smart and opinionated individual and she came from the family and my grandmother really could not speak english. so when you come from western pennsylvania, we are all pretty much the same street on. but it's a great opportunity for me to have a career that i've

had and i want to take advantage of that because i believe that we need a lot of change and innovation and i don't care much about focus groups or polls or any of that stuff it's not an issue for me. >> in the wake of baltimore there are standards. ..

>> we had clergy elected officials, business people in this series of recommendations that we think will help us to unify in the state of ohio and avoid some of the problems and you can't fix it all. he have to give people hope, see that economic growth is not reserved for a few but available for everyone. requires many reforms that we have been into. >> it will take a quick break. the question most often asked is what kind of experience to you bring when it comes to foreign-policy. a major discussion. >> i serve on the armed services committee. i i would like to say

between my executive experience and foreign-policy experience the fact is i may be the most experienced one in the field if in fact i into the field, and you know at the end of the day national security is about a strong economy good intelligence and the thought out foreign-policy which lends themselves to national security. i have security. i have been involved in so many decisions. i was in congress and have been of great interest. >> how would you approach be different? the administration. >> short or long answer? >> i do not know what the other people are for to tell you the truth. one of the sets of relationships that must be rebuilt is our allies around the world. you either pay me now or pay me later. i suggested i suggested months ago that we form a

coalition with our european partners some of our allies in the middle east former group and fight isis which includes as being involved boots on the ground fine. i am not a nation builder. do your job, have the power and then come home. it home. it is important we deal with isis and stop them before they get bigger and the problem is more complicated. i do not like this agreement for a variety of reasons, one is the proliferation of weapons that could end up in a dirty bomb. that is the 1st thing. the other problem is the proliferation of weapons. when we proliferate them and everyone builds nuclear weapons it makes for a far more dangerous world. my daughters are 15 years old command these are challenges that they will face in their lifetime and that has to do what he can to speak out and pursue policies so that they can be economically more powerful and safer.

in regard to the iran negotiations the administration has fallen in love with this deal. when you fall in love with things sometimes you go too far. you have got to be cautious in what you do with an agreement. maybe you'll trust the more i don't like that idea. there is an undercurrent that we see people who live very well off. the rest the rest of the people do not, and there is angst among young people. with pressure we will get better results. >> plenty of issues to talk about. we will take a quick break and come back to our studio audience and bring them into the conversation. stay with us. ♪ >> and welcome back to our conversation with the candidate. time to bring in the audience to ask the

questions. i will jump in if a follow-up is needed. our 1st question coming from andrew. >> good afternoon. thank you for coming to new hampshire. will the 2016 presidential campaign have an inspirational message for the country? if so, how would you describe it? >> we cannot keep fighting one another. not just positive like pie-in-the-sky. we must let people know that the number one thing we have to do is have economic growth because economic growth allows people to pursue their destiny and beyond that you want to talk about fighting poverty, get someone a job. that is what we must do. the other part is this, everyone has a stake economic growth cannot be for the usual suspects before everyone. in my state, the state of ohio which is always close at the end of the day in an election.

i want almost 64% of the vote 26% of african-americans, 61% of union households, 8688 counties command 1 percent of union households 86 at an 88 counties, and the messages let's grow and not leave anyone behind. we pay attention to those with mental illness who said in our prisons command we want to release them and get them on their feet. pay attention to the drug addicted get them on there feet and rehabilitated. the working poor sick or more costly driving up health care so that they can get healthcare and we do not have to pay for it and get them on there feet and be more prosperous. the concerns of americans are basically the same among democrats and republicans. am i going to keep my job make better wages if i lose my job we will i get another what about my son or daughter?

what about this culture that seems to be falling apart? what will we do to restore common sense? this is not republican or democrat. it is american. the person that can say america's best days are ahead and can demonstrate that they have been able to achieve that is, i think, kind of the message we need to here and the person we must look for. for. we were flat on our back, and now people are extremely helpful not everyone, but we try to solve problems. when people feel they are a part of it that is what america is about. >> thank you for the question. let's go to the next one. take it away. >> governor our nation is $18 trillion in debt. and the nation that seems to lack the political we will to even implement the $4,000,000,000000.10 year debt reduction plan. how do you envision addressing that? do you believe that this combination of factors national security threats. >> they are.

i mentioned earlier the national security involves a strong us economy. you do not have that you have problems. i was the budget chairman. we went through a government shutdown and reopened it negotiated. i was there. we balance the budget pay down debt. it was it was the 1st time we balance the budget since man walked on the moon. i left washington with a $5 trillion surplus and before i knew it they spent it all away. we need to amend the constitution to require congress to balance the budget. i was in congress and saw why we needed it and if we did not have a balanced-budget requirement in ohio we would not be balancing budgets. politicians would find ways to avoid. we need that discipline.

secondly, can you get it done balance the budget? there is no question but you cannot use focus groups, polls, who loves you. you must do your job and think outside the box, innovate and do not lose the high moral ground up pushing solutions that some people will not like to read my 1st year in office i started 8 billion in the whole 20 percent of general revenue we had lost 350,000 jobs debt was hanging in the balance. today we are 2 billion in the black the largest amount of tax cuts in the country our credit is drawn to read my 1st year in office i had 28 percent approval. you have to work to do that. just a few years later i when in a massive victory because people respond to two things things getting better and maybe i will actually get included. the balance the budget we need to shift programs out

of washington, job training education programs, medicaid ought medicaid ought to be block granted, infrastructure programs, we should keep that money at home. there are so many ways in which we can do this. it is imperative that we get this done because this debt will strangle the next generation and we have. this is what i would do. >> thank you. the next question from ruth ellen mason. >> greetings governor. thank you for taking a questions. in your book every other monday you spoke about dealing kindly -- >> did you read that book? >> not all of it. >> okay. dealing kindly with the widows, orphans, and downtrodden. and as a future recipient of social security i am concerned about what we can do now to protect what we have and to ensure that the

generations with your daughters in it, my grandchildren we will have something to fall back on. >> there are more 18 -year-olds the believe they will see a ufo than a social security a social security check which is not good and creates disdain for our leaders in government. look i had a plan to deal with this thing back in 99 and 2,000. i no that president bush's commission looked at it. at the end of the day there was not the will of the bipartisan support. it is important that we reform this and all entitlement programs but i will not give you some clever solution today. you need to think differently. we have a medicaid program to help those who are the poor the disabled. that program was growing at 9 percent when i became governor.

we did it because we innovated and thought differently. treat the people currently on it fairly and that the anger may experience entirely different programs. i am i am not prepared to throw that out there. i have dealt with the before finally. finally if your going to fix social security republicans and democrats will have to agree. if it is only one party the demagoguery will start people with -- people we frightened, and you will not accomplish anything. this country cannot make it with constant fighting. just cannot. it will only make it when we get people to stick to their principles and get be willing to compromise to get to solutions because if you do not problem of entitlements, immigration, education all these problems get worse and the

weekends families and children. we will have to deal with it all and do it together. >> thank you. >> next question from social media. >> i do not actively manage it but we use it. >> possibly. how can the inequality gap be reduced? we put them in the classroom and teach them all the same way. secondly we need real world

experience, set our children free ticket experiences in the work in which there interested to get them excited about learning and teach them why learning matters. we have a mentorship program you need to you need to sit with kids and show them what the future and possibility can be. in cincinnati with the graduation rate and the traditional high school 63 percent the school down there, heavy minority students with mentoring program one hour a week per year. these kids see the future, hope. in addition they have to make sure that the programs are working you have lifetime education, you are constantly training workers. all of these things will contribute to give you more value. early childhood is important. the kids that are not getting a good start will get a better start and these things fit together.

don't train people to be basket weavers or in political science. someone said to me the other day my son is in political science. there is a great job for him. get yourself trained and get yourself trained for something that will lead you to success. some of our young people wake up in the morning and hear gunshots and they are afraid to go to school. they have to be taught about work many of them do not know who there parents her father is. now, work with them get them to the baseline honest and personal responsibility understand that they could be something it is remarkable how they can flourish and become

successful. it is not one thing. we are doing all these things in ohio. >> let's get back to our audience. >> you do not take from the rich to give to the poor. we don't hate the rich. we want to be them. this idea of redistribution i don't like that. that is all we need to do. utilizing development and diplomacy. a comprehensive policy approach.

proven to strengthen our national security to benefit our economy and spread our humanitarian values. do you think that the lack of balance in that area would have america lose its global influence as a leader? >> first of all there is a chunk that is nothing more than corporate welfare. we displace them. these programs these programs should be designed to show the good faith of america. in the late '90s i was thinking about how we could transform foreign aid. the agency for international development no one has moved from developing to developed. it does not mean parts of it are not working well but i was thinking about this.

i said, what does he want? to talk about foreign aid. i sat down with him and realized that he was serious it is about meaning in life. he said to me, i want to do debt relief. i made a speech on the house floor and said it when the b-2 bomber flies over and alaskan village in the men are shaking their fists i want the women to come out and say you might not like them but they vaccinated our kid. if you're going to do foreign aid it must be real not based on lining someone's pocket and must be something humanitarian in nature. it was phenomenal. the drinking water initiatives, anti-hiv initiatives all of these

things have come together to give is a kinder face. it is an important part of our national policy but it must be done right. you throw money at problems and think there going away. one of the great organizations are doctors without borders. we have to make sure it is effective and works and shows people with kindness and the heart of america. >> thank you very much. one more facebook question. time is flying. stephen hemingway. your stance. do you follow it to the letter were considered a a living document that should change and evolve over time? >> i am all in favor of the constitution.

of course we want to preserve the constitution. it is an enduring document. we have amendments that are difficult to get through. through. we talked about an amendment that calls for a balanced-budget. it takes 34 to college 38 to ratify. the founders were brilliant. the constitution was enduring. people who would have a conservative view of the constitution. i appoint judges now conservative judges. that is kind of the way that i think. i think. i give them the litmus test and want to know where they are. at at the end of the day if we need change we have an amendment process to do it. things like the second amendment. >> a couple of minutes to go you said recently, if people don't like what i have to say i will play more golf. >> i did not quite say that. i said i hope people like what i have to say, and if they don't i am not happy

but i we will play more golf. in other words, i said the other day i am free as a bird. ..

>> ♪ ♪ :the dark side of the earth

on one side of eastern australia and the darkness to watch a shooting star come in between me and then the earth. have first had the standard reaction is to wish upon a star but then that was just said dumb rock going 20 miles per second that this does and made it down to the atmosphere of it hit us it was big enough you could see it we would have been dead in an instant.

[inaudible conversations] >> good afternoon. welcome to the washington policy i am the director of the program on counterterrorism and intelligence and i am very, very pleased to have you here. some of you in person with of life's dream you are all will come for us to talk on the money flow of physis to follow the of many with

ahead of the terror of finance operations end section and later deployed to iraq as a liaison officer with a tremendous amount of expertise and inside. with a counterterrorism lecture series that you can still catch on line involved in defense with the assistant director. the state department's counterterrorism ha -- to encounter the islamic state and as one of the seven components.

then the importance to combat there are things that go on. so some that our new and it is the time the opportunity so with no further ado before i introduce jerry to the podium my last you to please turn off your cell phones when we get to that question and answer wait for the microphone said not only can we hear you but the viewers on c-span can hear you as well. jerry roberts. >> afternoon. with the fbi terrorism

financing section. first of all, thank everyone the key for inviting me. with the current threats of isil and partners overseas. i had the pleasure to work with the institute over five years on a variety of topics counter radicalization and i am honored to be here. before i a dress the financial aspect of trees -- isil how the fbi is constantly adapting to speak here last year at the time he advised how the u.s. government looks at the domestic intelligence agency is us representative focused intelligence driven organization.

with the full integration as mentioned i was in the office in the baltimore field office with counterterrorism in charge of the intelligence branch so it requires that to have that intel and to build that within the level of operations. at the macro level is through the creation of the fusion sell model to integrate the intelligence of operations to have the analyst and special agent code located addressing the threat. both national and international to provide intelligence on the current in the emerging threat to the field offices.

we add the additional element as part of the model. barrasso addressing to stay ahead of the threat was state local and federal partners throughout the 56 field offices. real also work with the intelligence community. with regards to the financial aspects of parenting the importance of partnerships with the private sector is critical for that. so with private sector partnerships but what i have continued to do to be and. with their private sector partners to have a trading

at aubrey g. and trading. so the financial industry's supporting financial activity so what has then reported ever known and suspected terrorist here and abroad. said to have other intelligence that is critical turgid divide with suspected terrorists. natalie to have that nativity but abroad as well. in conjunction with the treasury department's up in it new york we just recently had one which was attended by approximately 200 of the

closest partners. during those sessions we provide the key insight as the emerging threat. the private sector partners to have the most up-to-date information to more definitively report that information such readings allow was to look at the emerging threats to enhance their operations. to discount the of pro-active work with the new and maturing financial institutions have that they provided information that has led to a new fbi cases. so with isil and will touch

on it over the last five years that has disrupted over 100 counterterrorism threads dozens of americans will provide a vigil as statistical support so even with those the threat we face has never been more complex. before al qaeda the counterterrorism efforts is challenged by the decentralization and the general instability in the middle east. isil has lessons learned it a relatively short period of time. saw how they spread ideology isil is effective with

english-speaking audiences through social media sites. >> with inspired magazine gives the blueprint how to attack the critical infrastructure of our economy. has a massive following a social media that allow them to reach tens of thousands throughout the world. to plan attacks throughout europe for the united states. as their director there hundreds of thousands of people across the country who receive a recruitment overtures from the terrorist group he said it is like a devil to sit on his shoulder to say kill kill kill. that threat is tied

specifically to isil and other combat zone but it is attracting thousands of individuals. and u.s. government agencies in the efforts of information and sharing to combat radicalization with the outreach program and policy changes. through the collaboration to make sure other nations do not enter the united states the fbi expanded within the counterterrorism division to track and analyze and neutralize the region to the united states of which they are the integral member. so with that expertise through social media the fbi remains concerned the persons will be attracted to

the region. with regards to financial intelligence with the critical importance to identify hijackers and those responsible for 9/11. even with that lesson sometimes it is overlooked in and under appreciated. with that critical role with regard to terrorist activity in is much more complex for suspected terrorists. with the other intelligence we could build a complete picture of the threat we have seen the reporting of isil financing with

extortion threat -- theft and taxation. to date the outside freddie angeles support is minimal. said tracking the foreign fighters is not the border picture by following the of money those debtor footage of the supporting dash operation but able to identify ford fighters before they depart the country of origin for where they return and in conclusion to combat terrorism intelligence driven within the fbi with close collaboration the foreign partners in the financial industry it is necessary that the work that

it does is no different purpose thank you for having me and we will take some questions. [applause] spee mcfadyen say fantastic introduction to deal with so i will kickoff of moderators prerogative so please remember to wait for the microphone and identify yourself. son of the way that we know things are different to that the way isis controls a

particular category they have found some back door access of banking. as i have written recently in the financial action task force there is as sanitized declassified example from the united states. according to sensitive freddie enjoy all information financial transfers are an areas that have been a funding logistical terrorist fighters and organizations and in some cases to except cash deposits placed into u.s. accounts then sent through wire transfers year

where isis' operates ended in other cases those that we don't necessarily know who they are with the foreign cash withdrawals from the atm machines that is under isis' control from u.s. bank deposits so drawing on your isis control so talk about what you see with the in the weeds financing nine at the macro organizational level but added is largely

domestic criminal activity kidnapping for ransom. >> as i mentioned with the primary source of funding is the of criminal activity and control various. takes a lot of money to keep the lights on the with regards to the outside funding that is where we see this self funded of the foreign fighters it doesn't require of lot of money to buy the airplane ticket to reach your way into the isil areas of the investigation that much more complex we're talking hundreds of dollars the uniqueness by which isil operates allows people to

have the smaller numbers. but what really juicy is the atm withdrawal and the mention of fliers specifically that is the information we share with our banking partners. we realize that there is the perfect legitimate reason why individuals would withdraw monday in iraq or syria for perfectly legitimate reasons to become wire transfers and that combination with other intelligence that we have pangs of picture for us so it is just one piece of the puzzle. >> i know who you are but tell everybody else.

>> those things and are informative you mentioned hundreds maybe execute a -- excuse? that is more than was publicly discussed. of course, you have been involved in the role of those domestic efforts so there is that conversation right now? how does the fbi field working with community groups to do intervention? >> we ask for to teach other for a few years now but with regards to that number from a quotation from our director last week it is the potential of the social media campaign that can

reach thousands of individuals said any given time. we're not saying there are thousands of people that will conduct attacks but that is the reach in the hundreds of thousands through social media. >> is a potential but it is the distinction between the individual's to have read the material and the radicalization that marched down that way of radicalization but you have no brief for years in diamond a big fan of the community our reach that we do it you and i have done a lot of work so with that extremism but there is only

one seat at the table. let talking about five lead to extremism as state and local and other communities with the mentality with the moneys so there is an opportunity to talk to individuals to make the walk down the wrong path we would like to do that. to see the end game.

>> talking about the recruiting of isil is in the u.s.. young people without much then shows up with $59 to buy the round-trip ticket to turkey. have using -- you see that that comes back or where it comes from? the fbi put its resources to fight for isis and i heard people in minneapolis raise the question the caches to

carry out the attacks at home. with the selfie identified pool of playlists. so with regards to the first question it is self funded. so with regards to isil steve c. them have taken this money. so without them knowing. so with that common crime barley money from family and friends they disguise the purpose is another way that

they obtained that cash to allow them to travel. said they are a threat here or abroad so the goal is to disrupt that threat. but going over to train and fight would increase the risk by preventing them to get that additional training whether a threat to u.s. interest your partners abroad. it is a decision point to do something now or later. >> if you are interested more information in.

so with the problems and opportunities. >> it my world if i was based then required they did i percent of my investment time in the effort may be have a bucket that one person educationally by wooded never talk about it or discuss it. is this political correctness when you mention muslim and other terrorist? why manchin in the both as

the same threat? >> if i a understand correctly, of with the comments i made in general? >> if we are concerned about the counter terrorism division with a homegrown violent extremism from international terrorist groups so i went not begin to give you the fraction but that is just within the counterterrorism world. with all whole different set

of priorities. on lot of focus is inspired by that. to have 100 disruptions i would've been church teargas when is the breakdown. >> i will challenge your contention a of the of growing importance of the counter terrorist threats to by the king at the financing. and to with isil that has

resources in almost every way from al qaeda. with the rules and regulations. do we need to revisit them? if they can challenge those organizations based on financing? >> said with the a smaller options and in those cases with that medical level approach so working with treasury and state it is a completely different animal. in a completely different way to new operate.

but basically to look at the financial aspects has a two-pronged approach with the firefighters and a facilitator newshawk so not just with counterterrorism but we need to continue. >> with a representative did the united states and i remember follow the money to get organized crime.

and to settle the caliphate in to be allowed access it with the social welfare system in bin you could strangle the economy effectively as it can with military intervention. budget to fight the save and and be here. and anything you can suggest free are working with

treasury but in the macro sense it is important to have a coordinated policy to add even allow a terrorist state to form. but i would welcome your views have to increase of collaboration. >> unfortunately we don't have anyone from treasury or state department here but our partnership and other multinational organizations with the save collaboration is presented in the interesting challenge so i a creative soul of government approach the line of the for.

to use every tool. so it is so whole approach. and eight other avenues of fund-raising as wall. is the tactical is strategic side. in to be cochaired by italy. attwood of the best reports that was ever done slow the in the effort to bring it did examples from committee partners as possible. not just the u.s..

this time it was information from the arab states so from the netherlands or denmark or finland. and then it turns to the transatlantic already civic the ku very much. i am understand at the same time with this state sponsor of terrorism in the world today is the rand. there is a great likelihood that it is the results of the nuclear agreement iran will kente a signing bonus

-- will get a signing bonus. so with the counterterrorism of finance do you see this as a potential issue? >> here we speak specifically about isil but as a gentleman asks one of the many threats obviously we track all state-sponsored terrorism as well and the financial aspects and the role is critical to zaph as wall but that just because it appears to be the greatest threat at this moment that we can take our eye off the ball. >> as the fbi agent responsible for terror finance investigations it is

much more unlikely to see the terrorist groups to move the state's a broad there happens but it is less likely. >> so what a pressure to put on the country's. >> into snuggle up to the airport or the organization. one was arrested last time and now to people are supporting isis and to sponsor the terror

throughout the country is. >> with regards to the example that you gave with one player at the table if it is thus spared during as mentioned with the state department june treasury than to to discuss it at the moment we could research to get back to but if a fbi or dear other law-enforcement agencies to partner up. >> but talk about isil with regards to the money flow but hezbollah as well we track the money there as well.

>>. >> from the feeling of whale? so does that stop the value with isil? also of course, they by no weapons to strengthen the opposition. so with that supply of the weapon, what effort does that stop the supplier?

they accuse. >> i will not go into years detail but it isn't just the fbi. with us a disruption of the transports the government is tracking not just the government but those routes do disrupt to keep the of little refineries that they have created a long felt way to move the real. >>. >> so to break down for us to be one of the top players

but it could you go into other means of the illegal trafficking and how can the u.s. intervene as iraq's as cutting off the funds that day travel? >> so with regards such as a bribe extortion so it is new and with the al the taking of the bank's that isil it is also fairly well above that they tax the local businesses by which they could derive that funding.

so with regards the fbi doesn't play a major role. but we would reduce the oh as it relates to the targets so with those investigations in that aspect. so with other neighboring countries the fbi has partnerships through the attache program and we do so with the engagement of treasury to have a whole government approach whether the movement of items. so so with the multi nation

approach to identify the path and then to disrupt them. >> from sputnik international you brought up the partnership with the financial sector and forgive me for being skeptical but it a lot of large players soon the financial sector credit that hsbc are key players to launder billions of dollars of drug money of illegal funds with of blockbuster report with the finance committee i am not sure what exactly happened

with that but have you address the fact, i and just zooming -- assuming that they are partnering with you so have you redress of very poor track record? >> so we don't necessarily have a rule tuesday of compliance or lack thereof that you mentioned. the point of contact ira the financial intelligence units were if they don't have that set up yet from my perspective it is a way to better inform them so they can improve.

we realize not everybody is that this same level some are very proactive some have their own targeting with their pro-active analysis and our way ahead of the game. so to bring everybody up to that level they learn best practices in the environment similar to this it is great for us. it is not just about terrorism financing with the last meeting at the federal reserve we brought in from the fbi from the counter intelligence division and the criminal and cyber division to better informed the banks to play a

little piece to make the banks that much better with compliance. it is a lot of that. not just terrorism there is a lot of criminal activity and sometimes they need to be better but it comes as a result. >> there are a lot of investigations with improved compliance since then but talk to the federal reserve and others in the very courage environment there is a venture of people from data to help them establish more effective filters for that illicit activity but

there is is a challenge to how isil financing is happening in the west how do we improve the bank filters? they tried to increase their business whenever there using current a to come up with that. it is is just the private industry but we don't want to rely on historical information that as you mentioned charities before but the example you gave before to provide that key point helps the business rules perhaps they don't do 800 but maybe 250 but those

are much higher quality not just them but us as well. >> i am confuse despite all you have said so far about remaining optimistic that there is a lot of self financing that the flow of money is quite small it is not large enough to be reported the matter how carefully so how do you intervene to prevent people from traveling to get the training? i don't see the connection between the not reach that seems like though wise thing to do and this circumstance

with small amount of money that selfie identify them get money from relatives and their families have you make an impact? >> of great question. i am talking specifically about the financial intelligence but that is just one piece of the pie. we talked about the issue of intelligence if you have individuals from a the public that discuss in a small group their desires a financial intelligence is just one sliver to think of it as a water color or paint by numbers. but the other information to

campaign throughout the united states but we have the public not just the financial sector advise us to raise suspicion so in collaboration with the foreign partners but to clarify, specifically talking about the financial aspect of the more knowledgeable and make our financial partners could be a huge component that we are missing. and i am also optimistic. >> eckhardt to have that trend analysis it is that a

certain level to have a footprint where you see a certain type of trend just tough follow-up to we need to lower the threshold of what is considered suspicious they always neil b. with 100 percent in sight for every transfer in and out of australia do we need to lower significantly? id kudu that reporting threshold. >> also taking a look at the standards not just the

financial rules but the electronic communications and constantly looking at the existing rules to assess if they satisfy the growing need if you talk about to $10,000 for leaving the united states or a third methodologies by which people could easily move money to look at that and try to adapt. >> my name is ron taylor from the george washington center i have a couple of thoughts with the financial enterprise for reusing that

amount of monday as a filter is a disconnect i want to know what the money is doing and don't necessarily want to know how much money but talk about your mission in slightly different terms it saves to identify and disrupt the sources of money to eliminate that behavior to find the resources and disrupt them and eliminate them. what about russia of zero or putin or those sources that come out of there directly or the criminal elements were the umbrella of countries who is tracking

that? >> great question. but just do clarify it is one aspect not just a wire transfer but the financial intelligence with what may have not just focusing on the dollar amount but time and distance looking overlaid with travel that could provide us with travel so not necessarily to focus on those dollar amounts but

they tell the story that helps to paint the picture of what may have. with russia and/or those elements again, as our sole focus as the gentleman talked about with the european foreign fighters. but we need to take of large look at every potential threat he made a great point with regard to the organization not to say it is of funding terrorism or it is not that the avenue by which say overlap to allow

for that collaboration in to happen. >> fate you for your time. with that sophistication have you considered the increase did currencies? >> yes. [laughter] absolutely. but just like to talk about the prepaid cards we as the united states government are looking at those crypto currencies.

so any sorts of funding whether isil or they're criminal organization to see how they are funding with any avenues whether cash career as well as the crypto currencies that allow for a great avenue to remember with little or no oversight some of the support anybody can give some of with respect to their prepaid card that is another avenue as well. it is definite - - difficult to attract you can load money you don't have to physically do with it can be e mail or call or contact someone in another country to provide them with some

numbers and very easily you can pass money with no effort whatsoever. >> saudi arabia for those related to isis are engaged conversation then provided the people in the region with those numbers. tremendous amounts of value investing through the financial system. >> a quick question. you just touched on the idea of charitable donations. to receive funds being

transferred through charitable donations with isis? is that big or small on that line? >> whenever we a talk about charities i hate to use our broad brush but what we need to look at this hundreds of thousands of legitimate charities but much like any other organization and it allows people to find not just terrorist activity but obviously we are cautious because we don't want to paint a broad car -- broad brush. . ..