it's a bit early, isn't it? >> people all over the world are weighing in on president obama winning the nobel prize, but find out why many are saying he doesn't deserve it. please found what they say are human bone fragments in the backyard of kidnapping suspect phillip garrido. now they may know where those bones came from. look at this dramatic video, it shows just how dangerous mother nature can be. last month's tsunami in american samoa watched owashed out this parking lot in just a matter of

seconds. thanks for spending your saturday with hln. i'm holly firfer in for natasha curry. president obama met with top military leaders yesterday. the military made its case for sending up to 40,000 more u.s. troops to afghanistan. the white house spokesman says a decision about that is probably weeks ago. a senior administration official says the white house seems to be fog can using on al qaeda, and putting taliban on the back burner. >> what people think on the ground is the critical issue. the level of coalition forces i think is so important. unless you have enough troops on the ground to make people feel safe and to have enough leverage to get the afghan government to do the right thing, then it doesn't matter what else you're doing, you're not going to gain control of the environment. >> but we're also hearing obama's meeting wasn't just about troops.

senior white house adviser david axelrod spoke in lincoln, nebraska, last night and he president obama also spoke about fraud in the afghan presidential vote. he said the ultimate goal is to disrupt al qaeda, so it can't attack the u.s. or its allies. people in parts of arkansas are drying out after being inundated by dangerous floodwaters. tack a look at the school bus, a driver and student got trapped when the bus was carried downstreet by a fast-rising creek. a rescue crew had to ride out in a trackhoe and kick out a front window. in little rock, firefighters were called to rescue kids. nine children and two adults had to be rescued. >> it scared me to death when i pulled up and saw the rescue personnel here. i didn't know what to think.

they took me to the ambulance and my little girl was in there, and she was safe and sound. it looked like she got rescued. >> thankfully there were no reports of any injuries. many people are shockeded that president obama won the nobel peace prize. even the white house was caught off-guard when the nobel committee made that announcement yesterday. as tom foreman reports, the president himself is playing it down. >> reporter: even as he negotiates a new plan for afghanistan, grapples with the nuclear ambitions of iran and stares down the north koreans, president obama is playing down his new title of top peacemaker and fast. >> i do not feel that i deserve to be in the company of so many of the transform atiff. >> i don't believe there.

>> it is such a joke. >> reporter: the air waves and internet are in open battle how he made it on the list 11 days after inauguration, and then picked over 200 others. >> has he ended a war? no, he's only made matters worse. >> from the head of the republican national committee -- and this was refrain. >> you've got to turn it down, you've got to turn it down. >> democrats hit back, comparing the rnc to hamas and the taliban, which also criticized the nobel choice, and the president's fans rallied, too. >> at the end of the day, i think part of the reason was because he inspired many people around the world to want to make change and make peace. >> reporter: the nobel committee says that's precisely it, the president has given hope to the world for better relations and fewer nuke hear appears and gone beyond some of his recent predecessors in reaching out to

muslim countries. >> i think it's a good start. i think he deserves it. >> reporter: but the award is still a shocker for many. in the united kingdom, for example. >> it's a bit early, isn't it? >> that's just ridiculous. >> reporter: despite all the opinions, there is genuine danger lurking here. the president has launched such ambitious plans for improving world relations, even some supporters fear this raises expectations far too high. aaron david miller is a former adviser to six secretaries of state, now an author at the wood row wilson international center for scholars. >> the europeans wanted to help him. the chinese and russians would help us deliver a serious set of sanctions against iran. i'm not sure they helped him here. >> reporter: they fear the trophy he's been given may prove to be a heavy burden in a long, hard run to better days.

tom foreman, cnn, washington. mea say a florida man mistook hi fiance for an intruder and shot her to death the day before their wedding. they're still waiting for forensic results, but everything points to a tragic accident. the man told investigators he thought his live had 1/2 fiancee was in bed with him. he called 911 sobbing when he realized he shot his fiancee. no charges have been filed. a pennsylvania soccer mom was apparently chatting with a friend when she was shot to death. pleats say her husband killed her, then went upstairs and shot and killed himself. melanie hain made headlines last year when she showed up to her child's soccer game with a handgun trapped to her belt.

the fda wants hospitals nationwide to review their safety procedures for ct scans. this comes after more than 200 patients in california were exposed to high levels of radiation. a hospital in l.a. says they had eight times more radiation than they should have during their ct brain scans. state investigates are investigating, but officials know one machine's setting was too high for a year nafr and a half. 36 states now have widespread cases of the swine flu according to federal health officials. they say 76 children have died of h1n1 nationwide. yesterday health and human services director kathleen sebelius against assured people that the vaccine is safe, but a research survey from the harvard school of public health say 1 in

4 adults say they're getting the vaccine. a ucla student is expected to recover after being stabbed in the neck. police arrested a fellow student, the victim's chemistry lab partner. people in the lab were stunned when the 20-year-old woman was stabbed and a teaches assistant rushed to stop the bleeding. last night the man who called 911 talked to primetime's mike galanos. >> you come into the scene and we need some help here. >> i didn't see it happen. it was within seconds. it was a good thing it came from part of the t.a., because i think everybody freaked out and she was on the floor. so instead of, you know, him leaving and calling for help, he made sure, you know, he covered that wound so blood doesn't -- >> sounds like this teacher's assistant did a great job. >> absolutely. the suspect is in jail on $1

million bail, and he'll be arraigned on tuesday. we have brand-new dramatic video from last month's tsunami in american samoa. this is from a surveillance camera as an fbi office building. as you can see, water rushing through the parking lot, tossing several cars and trucks around. the building itself only had minor damage. more than 165 people died when that powerful earthquake and tsunami hit the samoa islands on september 29th. check this out. brr, we're less than a month into fall, but it already looks like winter in parts of the west. folks in denver woke up to snowfall this morning. this is outside coors field and there's a baseball game scheduled today. the rockies are set to take on the phillies later tonight. forecasters say more snow showers are possible. i'm reynolds wolf for hln. this is a look at your forecast. the heavy rainfall that we had in parts of arkansas,

mid-mississippi value is moving in. as far north as the nation's capital, even into new york and boston. meanwhile, back in the great lakes, we'll see a rush of cold air. that will continue into parts of the central plans where we could see snowfall pile up, back towards denver, colorado, nice and dry for you in the desert southwest, and for central and southern california pretty much the same story. in terms of your highs, look at this, we'll see highs going up to 66 in dallas, 76 in houston, back into the upper 30s in denver. 71 in los angeles, 58 in seattle, back over to chicago, 53 degrees, boston, new york, mainly in the 60s tampa and miami still in the 90s, summer is still holding on. that is a look at your forecast. i'm reynolds wolf for hln. some firefighters got themselves in a dicey situation

when they tried to educate the public. look at thismt to make matters worse, one of them didn't even seem to notice he was burning.

> police say bone fragments dug up in phillip garrido's backyard and a neighboring property probably belonged to american indians. ga rida and his wife are charged with kidnapping. investigators discovered the bones while searching his home for evidence in the dugard case and other unsolved crimes. according to the sheriff's office, scientists were not able to pull dna from the bones. an anthropologist concluded the fragments were probably human, but very old. two men accused of lying about having millions of artwork stolen, insist they were selling the truth. they released a list of

paintings that they say were taken. the documents do not appear to include proof of ownership. please named the two men as suspects in the case earlier in the week. one of the most influential democratic lawmakers could become a liability for his party. that's what some political analysts are saying about representative charity rangel. he's been under an ethics investigation for not paying taxes and not reporting some assets. those analysts say democrats could face backlash in next year's elections if they don't handle the allegations carefully. republicans tried to remove rangel as chairman of the committee this weeks. it was a breakthrough night. alex rodriguez finally had a clutch hit in the playoffs and the yankees finally had a crowd competing 50,000, which they hadn't done all season in that

brand-new ballpark with the ultra-expensive seats. a-rod, bottom of the ninth, known as mr. july, because he fails to come through in october, but he set up mark teixeira's heroics in the bum of the 11th. red sox nation, down 0-2, what a game for the angels. that was jared weaver paying tribute to nick adenhart. angels go for boston on sunday. maybe the wildest story you're going to hear all year. last october you may recall the phillies celebrating only the second championship in the team's 125-year history. fast-forward to yesterday and matthew mervine was being tech out because of being too rowdy.

he apparently at that time took three world series rings. not only did they say they call the theft, but they had a name and address, yes, on the application. the rings were valued at $1,100 apiece and have been recovered. got to love dumb criminals. that's sports. students from 20 universities are at the national mall constructing houses for a solar power competition. the solar decathlon is sponsored by the department of energy. teams of architecture and design students are hopes to win for functionial. they're being judged on good engineering and livability. hot off the presses, a newspaper thief is on the loose. who may have been emptied stands of 10,000 copies and dumped them in the arizona desert.

so things went horribly wrong when some firefighters tried to do a sprinkler demonstrati demonstration. two suits caught fire, but the firefighters in the middle didn't seem to realize he was

burning. he was helping the guy on the left under the one on the right helped him. one was hospitalized for burns on his hand and cheek. two people died at a sauna-like sweat lodge in arizona. investigators say more than a den people got sick during the retreat stegs on thursday. four of them are still in the hospital, one in critical condition. tests for carbon monoxide and other contaminants were negative. police arrested a man they say went through a drive-thru on a lawn mower. they say the restaurant manager called them after the guy rode up on the tractor and ordered food early friday morning. they found the man at a nearby hotel. he was charged with, surprise, driving under the influence. everybody wants to save more and spend less. we've got just the guy to help you. join hl in the meantime money expert clark howard at noon eastern.

he's going to show you ways to save more, spend less and avoid getting ripped off. the clark howard show noon eastern right here on hln. you think you have heard everybody about new york? there's lots of hidden spots worth checking out. in today's look at "my city, my secret." >> hi, i'm julio. we're in new york city. and i want to show you some of my best-kept secrets in new york. we're inside the cathedral church. this is a hiding gem in new york, because people don't know about the musical programs, the outreach to the community that the cathedral offers, and just the beauty of it. we're here at the hudson river park's pier 54. it's the remains of a mag any of send pier. for me it's the place where i

end my bike ride, and it also has a very historical significant. this is where they brought the survivor of the "titanic" when they came back. welcome to coin island usa. this is where new york city ends, one of the world's most famous amusement parks. this place is like stuck? time. the attractions are the same from years ago. the whole atmosphere, the place is very old-fashioned. those are the secrets of my new york city. i want to see your secrets. let's see them. some car wash customers can see what they think is the virgin mary while they wait for service. you won't believe how the image ended up in such an unlikely place.

it's a bit early, isn't it? >> people all over the world are weighing in on president obama winning the nobel prize, but find out why many are saying he doesn't deserve it. police found what they say are human bone fragments in the backyard of philip garrido. now they may know where those bones came from. and look at this dramatic video. it shows just how dangerous mother nature can be. last month's tsunami in american samoa watched out this parking lot in just a matter of seconds. thanks for spending your saturday morning with hln.

i'm holly firfer in for natasha curry. president obama is talking about the war in afghanistan on the heats of receiving a nobel peace prize. he and his national security advisers met with top military leaders yesterday. the military made its case for spending up to 40 thousand more u.s. troops to afghanistan. a white house spokesman says a decision is probably weeks away. a senior administration official says the white house seems to be focusing on defeating al qaeda and putting the taliban on the back burner. >> this is what the afghan people think on the ground, that's the critical issue. i think that's why the level of coalition forces is so important. unless you have enough troops on the ground to make peel feel safe and have enough leverage to get the afghan government to do the right thing, it doesn't matter what else you're doing. >> but we're also hearing the meeting wasn't just about troops. david axelrod spoke in lincoln

nebraska last night, and he said mr. obama also talked about alleged fraud in afghanistan's presidential vote and also focused on u.s. relations with pakistan. he said the ultimate goal is to disrupt al qaeda, so it can't attack the u.s. or its allies. people in parts of arkansas are drying out after being inundated by dangerous floodwaters. take a look at that school bus. a driver and a student got trapped when the bus was swept off the road and carried downstream. a rescue crew had to ride out in a track hoe and kick in a front window to get them out. in little rock, firefighters were called in to rescue kids at a daycare when floodwaters rushed in. the water was reportedly waist high. nine children and two adults had to be rescued. it scared me to death when i pulled up and saw the rescue personnel here. i didn't know what to think.

they took me to the ambulance and my little girl was in there, and she was safe and sound. it looked like she got rescued. >> thankfully there were no reports of any injuries. >> many people are shocked that president obama won the nobel peace prize, even the white house was caught off-guard when the nobel committee made the announcement yesterday. as tom foreman reports, the president himself is playing it down. >> reporter: even as he negotiates a new plan for afghanistan, grapples with the nuclear ambitions of iran, and staring down the north koreans, president obama is playing down his new title of top peacemaker and fast. >> i do not feel that i deserve to be in the company of so many of the transform atiff figures who have been honored with this prize. >> i don't believe this. >> mahatma gandhi never got a

prize. >> it is such a joke. >> reporter: he made it on to the nomination list 11 days -- >> has he ended a war? no. >> reporter: from the head of the republican national committee, what has president obama actually accomplished? there was this refrain -- >> ute to turn it down, you've got to turn it down, you've got to turn it down. >> reporter: democrats hit back, comparing the rnc to hamas and the taliban, which also criticized the nobel choice, and the president's fans rallied, too. >> at the end of the day i think part of the reason was is he inspired many people around the world to want to make change and make peace. >> reporter: the nobel committee says that's precisely it. the president has given hope to the world, and he's gone beyond some of his recent predecessors in reaching out to muslim countries. >> i've come here to cairo to seek a new beginning.

>> i think it's a good start, really. i think he deserves it. >> but the award is still a shocker for many. >> it's a bit early, isn't it? >> that's just ridiculous. >> reporter: despite all the opinions, there is genuine danger lurking here. the president has launched such ambitious plans for improving world relations, even some supporters fear this raises expectations far too high. aaron david miller is a former adviser to six secretaries of stayed, now an author at the wood row wilson international center for scholars. >> if they want to help, the chinese and russians would help us deliver a serious set of sanctions against iran. i'm not sure they helped him here. >> reporter: they fear the trophy he's been given may prove a heavy burden in a long, hard run to better days. tom foreman, cnn, washington.

police say a florida man mistook hi fiancee for an intruder and shot her to death the day before their wedding. they say they're still waiting for forensic results, but everything points to a tragic accident. the man told investigators he thought his live-in fiancee was in bed with him. he got his gun when he heard a noise and fired at a figure in the hallway. no charges have been filed against him. a pennsylvania soccer mom was apparently chatting with a friend via web cam when she was shot to death. police say her husband killed her, then went upstairs where he shot and killed himself. you may remember melanie hain made headlines last year when she showed up to her 5-year-old's soccer game with a loaded gun strapped to her health. they say the man was looking away from the computer screen when he heard a shot and a

scream. the fda wants hospitals nationwide to review their safety procedures for ct scans. this comes after more than 200 patients in california were exposed to high levels of radiation. a hospital in l.a. says they had eight times more radiation than they should have during their ct brain scans. officials already know one machine's radiation setting was too high for a year and a half. 37 states now have widespread cases of the swine flu according to federal health officials. they say up 6 children have died, and that includes 19 new reports in the past week. yesterday, health and human services director kathleen sebelius assured people that the vaccine is safe, but a recent survey from the harvard school of public health found just 4 in 10 adults say they're getting the vaccine. a ucla student is expected

to recovered from being stacked in the next. police arrested a fellow student, but are not clear on a motive. he's described as the victim's chemistry lab partner. people in the lab were stunned when the 20-year-old woum was stabbed. last night the man who called 911 talked to "primetime's" mike galanos. >> you come into the scene after she's injured and we need some help here, right? >> exactly. i didn't see it happen, but it was within seconds and, you know, it was good thinking on the part of the t.a. i think everybody freaked out when it happened, and she was on the floor, and so instead of, you know, him leaving, calling for help. he made sure he dover are covered that wound, so, you know, blood doesn't -- she doesn't lose a lot of blood. it was very smart of him. >> sounds like he did a great job.

>> absolutely. the suspect is in jail on $1 million bail and will be arraigned on tuesday. we have brand-new dramatic video from last month's tsunami in american samoa. this is from a surveillance cam from at an fbi office billing. water is rush are rushing from the parking lot. the building itself only had minor damage. more than 165 people died when that powerful earthquake and tsunami hit the samoan islands on september 29th. i'm reynolds wolf for 1/2 ln. this is a look at your forecast. the heavy rainfall we had in parks of arkansas, mid-. mp valley is now moving into the southeast today. we could see heavy rainfall in parts of the klein oohs, georgia, maybe even into north florida, as far north as the nation's capital. meanwhile, back in the great lacks we'll so a rush of cold air. we could see some snowfall pile up in parts of nebraska, baic in

towards denver, even into portions of wyoming. nice and dry in the desert southwest and for central and southern california, pretty much the same story. in terms of your high temperatures, look at this, we'll see highs going up to 66 in dallas, back into the 30s, upper 30s in denver, 59 in salt lake city, 71 in los angeles, 58 in seattle, and back over to chicago, 53 degrees, boston, new york, tampa and miami still into the 90s. summer is still holding on, with atlanta at 73. i'm reynolds wolf for hln. some firefighters got themselves in a dicey situation when they tried to educate the public. look at this. to make matters worse, one of them didn't even seem to notice he was burning.

please say bone fragments dug up in philip ga rida's property and a neighboring property are probably from indians. according to the sheriff's office, scientists were not able to pull dna from the bones. an anthropologist collude the fragments were probably human, but very hold. two men accused of lying about having millions of artwork stolen insist they're telling the truth. they released documents to the media yesterday with a list of 19 paintings they say were taken. the documents provide images and descriptions of the paintings, but do not appear to include proof of ownership.

earlier this week, police raised requests about the alleged crime and named the two men as suspects in the case. one of the most influencial democratic lawmakers could become a liability. he's been under an ethics investigation for not paying taxes and not reporting some assets. those analysts say democrats could face backlash in next year's elections if they don't handle the allegations carefully. republicans tried to remove rangel and chairman of but democrats blocked that. i'm larry smith. what determines a woman? that's a hot topic in the say of castor semenya. official say they'll begin to make that determination next week as her gender tests are expected to be released in november.

college football now. no world if tim tebow will play for florida when the gators play lsu tonight. the senior did practice this week, but is still recovers from a concussion he suffered two weeks ago in a win at kentucky. oklahoma naming sam bradford it's starting quarterback for the game, giving the junior his first action since he injured his shoulder. the "new york daily news" is quoting several new york players who say they wouldn't join the rams if rush limbaugh were to buy the team, calling him racist and disrespectful. limbaugh was briefly an nfl analyst in 2003, but his tenure ended after he says mcnabb was overrated because the media was desirous to see a black quarterback succeed.

congratulations to the phoenix mercury, they defeated indiana in a game 5 thriller to win the wnba title. nicely done. that's sports. we've got a new series for you starting this weekend that will get at the heart of common medical questions. we'll call it "beyond the surface." let's get the real breakfast breakdown from nutritionist and author dr. ravinia brock. >> the biggest bin fits of a breakfast is you get energy and nutrition to get you through your day. for parents who think it's only important for your kid and not for you, think again. an the dough nut and coffee not your best option. if you want the healthier possible, start with egg whites, throw in veggies. if you don't want that, have oatmeal with berries, strawberries, blueberries, just

go crazy. what i want you to do is throw out the old brown and beige boring meat and potatoes american way of eat. get color into your diet. that means eating copious amounts of fresh fruits and veg tax. do it for breakfast and every meal of the day. your body will show you that you've made the right decision. hot off the presses. a newspaper thief is on the loose. who may have been emptied campus newspaper stands of 10,000 copies and dumped them in the arizona desert.

so things went horribly wrong when some firefighters tried to do a sprinkler demonstration. look at this. two suits caught fire after melted plastic dripped on them, but the firefighter in the middle didn't seem to realize he

was burning. one firefighters was hospitalized with burns on his hand and cheese. cheek. police arrested a man they say went through a drive-thru on a lawn mower. they said the restaurant manager called them after the guy rode up on the tractor and ordered food early friday morning. they found the man at a nearby hotel. he was charged with -- surprise -- driving under the influence. well, investing in the stock market can be a gamble, but if you play your cards right, you can weather the market's ups and downs. hln money expert clark howard tells you why. >> it seems we are such pack animals that we follow the herd when we shouldn't. and i'm going to give you an example. you know, a lot of people really were shell-shocked by the huge decline in the stock market that went on for about a year and a

half, saw your account values just evaporate right before your eyes and your 401(k)s or iras or whatever. so what did some people do? they did what's called capitulation. they sold off their stocks and put them in so-called safe things. but now people are pushing money back into stocks after they've already recovered big value. doesn't work. you're working against yourself. put money in steady as you go. i'm clark howard. for more ways for you to invest wisely, go to cnn.com/clarkhoward. and that's just one tip from clark. you'll get much more good advice by watching clark's show today at noon eastern. and in a struggling economy, clark will help you save more, spend less and avoid getting

ripped off. some car wash customers can see what they think is the virgin mary while they wait for service. you won't believe how the image ended up in such an unlikely place.

they're giving him the nobel peace prize? >> people all over the world are weighing in on obama winning the prize, but find out why many say he doesn't deserve it. people found what appear to be human bone fragments found in the yard of phillip garrido. now they may know where those bones came from. a tsunami in american samoa wiped out this parking lot in just a matter of seconds. thanks for spending your

saturday with hln. i'm holly firfer standing in for natasha curry. obama and his national security advisers met with military top leaders yesterday. the military made its case for sending 45,000 military troops to afghanistan. a white house spokesman says a decision about that is probably weeks away. a senior administration official says the white house seems to be focusing on defeating al qaeda ask putting the taliban on the back burner. >> what do people think on the ground, that's the critical issue. and i think that's why the level of coalition forces, which is the second issue, is so important. unless you have enough troops on the ground to make people feel safe and have enough leverage to get the afghan government to do the right thing, it doesn't matter. you're not going to get control of the afghan government. it wasn't just about troops.

axelrod spoke in nebraska last night and he said obama also talked about fraud in afgh afghanist afghanistan. he said the ultimate goal is to disrupt al qaeda so it can't attack the u.s. or its allies. people in parts of arkansas are drying out after being inundated by dangerous floodwaters. take a look at that school bus. a driver and a student got trapped when the bus was swept off the road and carried downstream by a fast-rising creek. a rescue crew had to ride out in a track hoe and kick in a front window to get them out. in little rock, fire firtfis were called in to rescue kids from a daycare when floodwaters rushed in. the water inside was reportedly waist high. nine children and two adults had to be rescued. >> it scared me to death when i pulled up and saw the rescue personnel here. i didn't know what to think, and then they took me to the

ambulance and my little girl was in there, but she was safe and sound. it looked like she got rescued. >> thankfully, there were no reports of any injuries. many people are shocked that president obama won the nobel peace prize. even the white house was caught off guard when the nobel committee made that announcement yesterday. and as tom forman reports, the president himself is playing it down. >> even as he ngegotiates a new plan for afghanistan, gap pels with the issues of iran, president obama is playing down his new title as top peacemaker and fast. >> i do not feel that i deserve to be in the company of so many of the transformative figures who have been honored with this prize. >> he's not alone. >> i don't believe this. >> it is such a joke.

>> the airwaves and internet are in an open battle on how he made it onto the nomination list 11 days after inauguration, then was picked over 200 others. >> has he ended the war? no. he's only made matters worse. >> from the head of the national republican committee, what has president obama actually accomplished? and there was this refrain. >> you got to turn it down, you got to turn it down, you got to turn it down. >> democrats hit back, comparing the rc to the taliban. >> at the end of the day, i think part of the reason was he inspired many people around the world to want to make change and want to make peace. >> the nobel committee said that's precisely it. the president has given hope to the world for better relations and fewer nuclear arms and he's gone beyond some of his recent predecessors to reaching out to muslim kunlcountries.

>> i've come here to kcairo to seek a new beginning. >> but the award is still a shock to many, including in england. >> the president has launched such ambitious plans for improving world relations, even some supporters fear this raises expectations far too high. aaron david miller is a former advisor to six secretaries of state, now an author at the woodrow wilson international center for scholars. >> europeans wanted to help him, they put more troops in afghanistan, china helped us put a serious sanctions against japan. i'm not sure they helped us here. >> they fear the trophy he received may put a heavy burden

on a long, hard run to better days. tom miller, cnn. a man miss took his figurine tp see -- everything poipts to a tragic accident. the man told investigators he thought his live-in fiancee was in bed with him. he said he got his gun when he heard a noise and fired at a figure in the hallway. then he called 911 sobbing when he real ooiszized he shot his f. no charges have been filed against him. a woman was apparently chatting with a friend on her web cam when her husband killed her. then he went upstairs and killed himself. you may remember, melanie hain made news last year when she showed up at a soccer game with a gun on her belt. the man was looking away from his computer screen when he

heard a shot and a scream. the fda wants hospitals nationwide to review their safety procedures for ct scans. this comes after more than 200 patients in california were exposed to high levels of radiation. a hospital in l.a. says they got eight times more radiation than they should have during their ct brain scans. state inspectors are investigating, but officials already know one machine's radiation setting was too high for a year and a half. >> 37 states now have widespread cases of the swine flu, according to federal health officials. they say 76 children have died of h1n1 nationwide, and that includes 19 new reports in the past week. yesterday health and human services director kathleen sebelius again assured people that the h1n1 vaccine is safe. but a recent survey from the harvard school of public health found just four in ten results say they're getting the vaccine. a ucla student is expected

to recover from being stabbed in the neck. police arrested a fellow student but are not clear on a motive. he's described as the victim's chemistry lab partner. people in the lab were stunned when the 20-year-old woman was stabbed and the teaching assistant rushed to stop the bleeding. last night the man who called 911 talked to prime time's mike aranos. >> you called when she was injured and said we need some help here, right? >> exactly. i didn't see it happen, but it was within seconds. it was a good thing from the part of the t.a., because i think everyone freaked out when it happened and she was on the floor, so instead of him leaving and calling for help, he made sure he covered that wound so, you know, blood doesn't -- she doesn't lose a lot of blood. it was very smart of him. >> it sounds like he did a great job. >> the suspect is in jail on $1

million bail and he'll be arraigned on tuesday. we have brand-new dramatic video from last month's tsunami in american samoa. this is from a surveillance camera on a building. as you can see, water rushing through the parking lot, tossing several cars and trucks around. the building itself only had minor damage. 165 people died when the tsunami hit the islands on september 9. brr. we're already a month into fall, but it looks like winter in parts of the west. folks in denver woke up to snow this morning. this is outside coors field and there is a baseball game selt today. the rockies are set to take on the phillies later tonight. and forecasters say more snow showers are possible. i'm reynolds wolf for hln and this is a look at your forecast.

the heavy rainfall we had in parts of arkansas now moving into the southeast. we could see heavy rainfall into parts of north florida, as far north as the nation's capitkapc even into boston. the rush of cold air will continue into parts of the central plains. we could see some snowfall pile up in parts of nebraska, back into denver, colorado, even portions of wyoming. nice and dry for denver southwest. in terms of high temperatures, take a look at this. we'll see highs going up into 66 in dallas, 76 in houston, back in the upper 30s in denver, 59 in salt lake city, 71 in los angeles. boston, new york mainly in the 60s, tampa and miami still into the 90s. atlanta with 73. that's a look at your forecast. i'm reynolds wolf for hln. some firefighters got themselves in a dicey situation

when they tried to educate the public. look at this. to make matters worse, one of them didn't even seem to notice he was burning.

police say bone fragments dug up in phillip garrido's backyard and a neighboring property probably belonged to american indians. they are charged with the kidnapping and raping of jaycee dugard. according to the sheriff's office, scientists were not able to pull dna from the bones. an anthropologist concluded the fragments were probably human but very old. two men accused of lying about having millions of dollars of artwork stolen insist they're telling the truth. they released documents to the media yesterday with a list of 19 paintings they say were

taken, including works from vincent van gogh. it describes works of the painting but did not prove ownership. earlier this week, police raised suspicion about the alleged crime and released names of the two. he could become a liability for his partner. that's what some political analysts are saying about representative charlie rangel. he's been under an ethics investigation for not paying taxes and not reporting some assets. many those analysts say he could face backlash if they don't handle this carefully. it was a breakthrough night in the bronx last night. rodriguez finally had a clutch in the playoffs and the yankees finally had a crowd exceeding 50,000, which they hadn't done all season in that brand-new

ballpark in those expensive seats. how about a-rod, bottom of the ninth inning known as mr. july because he failed to come through in october, but bottom of the ninth, he set up heroics in the bottom of the 11th. red sox nation, down 0-2 in the best of their five series. what a game for angels. that was jerry weaver paying tribute to his fallen teammate. in the seventh inning, eric ibar. maybe the wildest story you'll hear all year. you may recall them celebrating the world series ripgz. somehow he ended up in an office inside the stadium filling out a job application of all things, and he apparently at that time took three world series rings.

now not only did police say they caught the thief on surveillance video, but they had his name and address, yes, on the application. he has been chanchd. the rings were valued at $1100 apiece. they were sent to the three phillies skouphi phillies scouts who were supposed to get them. students from 20 universities are at the mall constructing solar energy dekat lon. they are hoping to win for functionality. they are being judged on good living and functionality. join hln money expert clark howard at noon eastern, and he's going to show you ways to save more, spend less and avoid getting ripped off. the clark howard show noon eastern right here on hln.

hot off the presses, a newspaper thief is on the loose. who may have emptied campus newspaper stands of 10,000 copies and dumped them in the arizona desert.

so thichxz went -- things went horribly wrong when firefighters tried to do a sprinkler demonstration. two firefighters' suits caught fire, but the middle one didn't seem to know he was on fire. he was helping the one on the left when the one on the right helped him. two people died in a sweat lodge in arizona and investigators are trying to figure out what happened. they say more than a dozen people got sick during the two-hour spiritual retreat session on thursday. four of them are still in the hospital, one in critical

condition. tests for carbon monoxide and other contaminants were negative. police arrested a man they say went through a drive-through on a lawn mower. they say the restaurant manager called them after the guy rode up on the tractor and ordered food early friday morning. now, they found the man at a nearby hotel. he was charged with -- surprise -- driving under the influence. hundreds of lawsuits have been filed by people allegedly made sick by their drywall in their houses. our money expert jennifer westhoven is looking out for you this weekend. >> many americans are going to court for allegedly toxic drywall in the walls of their homes. the new york times is reporting hundreds of lawsuits have been filed and a class action suit is shaping up, too, in louisiana. made in china drywall has already been recalled after more than 1,000 complaints that it

was ruining the wires, even the electrical appliances, and making some people sick. this could be just a start. a lawyer says more than 100,000 homes may have to be torn down as a result of the drywall, and this is not just like toys where you can take it back to the store. many homes have to be gutted. that can cost $100,000 sometimes. if this has happened to you, you know insurance companies are basically turning their backs. they refuse to cover this. what can you do if you have this in your house? one possibility is to ask your homebuilder. it never hurts to ask. lenar have put aside thousands of dollars to help. some communities that have been affected may even give you a break on your local taxes to try to help. florida cutting property assessments in affected areas. a final thing you can do? talk to a lawyer. maybe see if you can get in on that class-action suit. i'm jennifer westhoven looking

out for you. >> thanks, jen. you can get more money advice each weekday on "morning express with robin meade" at 6:00 a.m. eastern. many are going to see the virgin mary while they receive service. you won't believe where it ended up. they said it would never last.

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it's the longest-lasting plugins ever. get freshness that won't fade away for 60 days. ahhh! with plugins lasting impressions. and yes, it's glade. s.c. johnson, a family company. he's receiving the nobel peace prize? >> people all over the world are weighing in on president obama winning the nobel prize, but find out why many are saying he doesn't deserve it. police found what they say are human bone fragments in the backyard of kidnapping suspect phillip garrido. now they may know where those bones came from. last month's tsunami in american samoa washed out this parking lot in just a matter of seconds. thanks for spending your saturday morning with hln. i'm holly firfer in for natasha

curry. president obama is talking about the war in afghanistan on the heels of receiving a nobel peace prize. he and his national security advisors met with military top leaders yesterday. the military made its case for sending up 40,000 extra u.s. troops to afghanistan. a white house spokesman says a decision about that is probably weeks away. a senior administration official says the white house seems to be focusing on defeating al qaeda and putting the taliban on the back burner. >> this is what the afghan people think on the ground. that's the critical issue. i think that's why the level of coalition forces, which i think is the second issue, is so important. because unless you have enough troops on the ground to make people feel safe and to have enough leverage to get the afghan government to do the right thing, then it doesn't really matter what else you're doing. you're not going to gain control of the environment. >> but we're also hearing obama's meeting wasn't just about troops. senior white house advisor david

axelrod spoke in lincoln, nebraska last night, and he said mr. obama also talked about alleged fraud in afghanistan's presidential vote. and he also focused on u.s. relations with pakistan. he said the ultimate goal is to disrupt al qaeda so it can't attack the u.s. or its allies. people in parts of arkansas are drying out after being inundated by dangerous floodwaters. take a look at that school bus. the driver and a student got trapped when the bus was swept off the road and carried downstream by a fast-rising creek. a rescue crew had to ride out in a trackhoe is kick in a front window to get them out. in little rock, firefighters were called in to rescue kids from a daycare after floodwaters rushed in. the water inside the center was reportedly waist high. nine children and two adults had to be rescued. >> it scared me to death when i pulled up and saw the rescue personnel here. i didn't know what to think, and then they took me to the

ambulance and my little girl was in there. but she was safe and sound. looked like she got rescued. >> thankfully, there were no reports of any injuries. many people are shocked that president obama won the nobel peace prize. even the white house was caught off guard when the nobel committee made that announcement yesterday. as tom forman reports, the president himself is playing it down. >> reporter: even as he negotiates a new plan for afghanistan, grapples with the nuclear ambitions of iran and stares down the north koreans, president obama is playing down his new title of top peacemaker and fast. >> i do not feel that i deserve to be in the company of so many of the transformative figures who have been honored by this prize. >> he's not alone. >> i don't believe this. >> mahatma ghandi never got a nobel peace prize.

>> it's such a joke. >> the airwaves and internet are in an open battle how he made it after 11 days of inauguration and then picked over everyone else. what has president obama actually accomplished? and there was this refrain. >> you got to turn it down, you got it turn it down, you got to turn it down. >> democrats hit back, comparing the rmc to the taliban, which also criticized their choice, and the president's fans rallied, too. >> at the end of the day, i think part of the reason was he inspired many people around the world to want to make change and make peace. >> the nobel committee said that's precisely it. the president has given hope to the world for better relations and fewer nuclear arms and he's gone beyond his previous predecessors to make peace.

>> i think he deserves it. >> but the award is still a shocker for many. in the united kingdom, for example. >> he's getting the nobel peace prize? >> that's ridiculous. i don't think he deserves that. >> despite all the opinions, there is genuine danger lurking here. the president has such ambitious plans for improving world relations that even supporters fear this raises expectation too high. >> he's advisor to six secretaries of state. >> if europeans really wanted to help him, they would put more troops in afghanistan, china would help us deliver a serious set of sanctions against iran. i'm not sure they helped him here. >> they fear the trophy he was given may prove a heavy burden in a long, hard run to better

days. tom forman, cnn, washington. police say a florida man miss took his fiancee for an intruder and shot her to death the day before her wedding. they're still waiting for forensic results, but everything points to a tragic accident. the man told investigators he thought his live-in fiancee was in bed with him. he got his gun when he heard a noise and fired at a figure in the hallway. then he called 911 sobbing when he realized he had shot his fiancee. no charges have been filed against him. a pennsylvania soccer mom was apparently chatting with a friend via web cam when she was shot to death. police say her husband killed her, then went upstairs where he shot and killed himself. you may remember melanie hain made news last year. that's when she showed up to her kids' soccer game with a loaded gun at her belt. they say the man was looking

away from her computer screen when they heard a shot and a scream. after 200 patients in california were exposed to high levels of radiation, they are not doing ct scans. they got 8 times the amount of radiation than they should have during their brain scans. officials already know one machine's setting was too high for a year and a half. 37 states now have widespread cases of the swine flu, according to federal health officials. they say 76 children have died of h1n1 nationwide, and that includes 19 new reports in the past week. yesterday health and human services director kathleen sebelius again assured people that the h1n1 vaccine is safe. but a recent survey from the harvard school of public health found just four in ten adults say they're getting the vaccine. a ucla student is expected

to recover from being stabbed in the neck. police arrested a fellow student but rnlt cleare not clear on a . he's described as the victim's chemistry lab partner. people were stunned when the 21-year-old was stabbed and a teacher rushed to stop the bleeding. 911 talked to michael aronos. >> you came to the scene after they said we need some help here, right? >> right. i dinh see it happened but it was within seconds. il it's a good thing he was part of the t.a. because i think everybody freaked out when it happened and he was on the floor, and instead of him leaving and calling for help, he made sure he covered that wound so, you know, blood doesn't -- he doesn't lose a lot of blood. it was very smart of him. >> yeah, it sounds like he did a great job. >> absolutely. >> the suspect is in jail on $1

million bail and he'll be arraigned on tuesday. we have brand-new dramatic video from last month's tsunami in american samoa. this is from a surveillance camera at an fbi office building. as you can see, water rushing through the parking lot, tossing several cars and trucks around. the building itself only had minor damage. more than 165 people died when that powerful earthquake and tsunami hit the samoa islands on september 29th. i'm reynolds wolf for hln and this is a look at your forecast. the heavy rainfall that we had in parts of arkansas is now moving into the southeast today. we could see heavy rainfall in parts of the carolinas, georgia, maybe even north florida, as far north as the nation's capital, even into the great lakes and boston. we're going to see a rush of cold air and that rush will continue into parts of the central plains where we could see snowfall pile up in parts of nebraska, back in towards

denver, colorado, even portions of wyoming. nice and dry for you in the desert southwest and for central parts of california, pretty much the same story. take a look at this. we'll see highs go up to 76 in dallas, upper 30s in denver, 59 in salt lake city, 71 in los angeles and back into chicago, 53 sdeedegrees. atlanta with 73. that is a look at your forecast. i'm reynolds wolf for hln. so we're not even two weeks into october, but this ski resort is already inviting people to hit the slopes. the california resort opened yesterday earlier than ever in its history. summer officially ended just 19 days ago but the resort opened this early partly because it worked so hard to make the artificial snow. some firefighters got themselves in a dicey situation when they tried to educate the

public. look at this. and to make matters worse, one of them didn't even seem to notice he was burning.

police say bone fragments dug up in phillip garrido's backyard and a neighboring property probably belonged to american indians. investigators discovered the bones while searching garrido's home for evidence in the jaycee dugard case and other cases.

scientists concluded the bones were probably human but very old. two men who had millions of dollars of artwork stolen insisted they were telling the truth. they released a list of 19 paintings that were taken, including works of vincent van gogh. the document had description of the paintings but did not prove ownership. the police released details of the crime and named the two men as suchs spects in the case. some political analysts are saying about charlie rangel, he is under investigation for not reporting assets. republicans could face backlash in next year's elections if they don't handle the allegations carefully. they tried to remove him this

week, but democrats blocked that. i'm larry smith. what determines a woman? it's a hot topic this week. they say they don't know the answer when it comes to at le s athletics say they will determine that when they receive her gender test. college football now. no word if tim tebow will play for florida when the gators play at lsu tonight. he is still recovering from a concussion he received two weeks ago in a win at kentucky. oklahoma naminging s-- namig sam bradford as starting. he's been out since the season

opener. rush limbaugh was briefly an nfl analyst on espn back in 200 approxima 3, but his tenure ended when he said it was desire us to see a black quarterback succeed. he could buy the rams, but he won't play for it. the game five thriller to win the wnba title. that's sports. hot off the presses. a newspaper thief is on the loose. who may have emptied campus newspaper stands of 10,000 copies and dumped them in the arizona desert.

so things went horribly wrong when some firefighters tried sod a sprinkler demonstration. look at this. two firefighters' suits caught fire after some melted plastic dripped on them, but the firefighter in the middle didn't

seem toi realize he was burning. he was helping the guy on the left when the guy on the right started helping him. two people died in a saun a-like sweat lodge in arizona and they're trying to figure out what happened. nearly a dozen people got sick during a retreat on thursday. four of them are still in the homt, one in critical condition. tests for carbon monoxide and other contaminants were negative. u.s. intelligence estimates say right now 600 million people around the world don't have enough fresh water and crop land to sustain themselves. with continuing climate change, that's only expected to get worse. there are concerns a scramble for resources could lead to armed conflict. cnn pentagon correspondent barbara starr looks at that in today's eco solutions. >> at the u.s. defense

department the possibility of conflict over resources as a result of climate change is now part of military planning. for the first time, it will be considered in an upcoming military report to congress. >> when we look at climate change, and when you you look a the globe, you see three key factors. you see rising temperature changes, you see rising sea level changes, and increased intensity of extreme weather events. because of those, you see implications as far as food security, water security, increased disease factors, increased ecological changes. so there's a full range of changes in the future security environment that we need to attend to. >> africa may be the new front lean. sudan, somalia, and kenya, which is already suffering the worst drought in years topped the list of worries for relief groups. >> in sudden dan or just the long absence of government in somalia, you don't have

effective national institutions that can manage conflict. that leads to violence which then sends to more people on the move and that is when it starts to become a humanitarian problem. >> reporter: in asia the concern is that changing weather patterns can force millions of people to be on the move. it already happened in miramar with the cyclone last year. >> the estimate is that there will be more frequent storms and they will be more intense. often in these countries vulnerable people live on the coast. >> experts differ on the long-term solutions to problems like these but there's one agreement between the relief agencies and the pentagon. they should only move in with relief supplies and help when impacted countries cannot or will not help their own people. barbara starr, cnn, the pentagon. for much more on this pressing concern g. to the

website, cnn.com/ecosolutions. some car wash customers can see what they think is the virgin mary while they wait for service. you won't believe why they ended up in such an unlikely place. ñ

what would you do if you suddenly had money falling out of the sky? wait until you watch professional players in this next half hour. ever since i can remember, i've been fascinating with making money. by the time i was 31, i had earned enough to retire. so i embarked on a new mission, helping you take care of your

money. >> are you happy? i mean it. are you really happy? have you heard of the well being index? this is an organization that tracks how happy or unhappy, how well we're living in all different categories. well, they just surveyed over 100,000 people to see what makes you the most happy at work. and i've got to tell you, i'm jazzed about what does make you happy. it's about being your own because, your entrepreneur. and i know the economists are starting to say we are not in a recession but they should look at the number of people looking for work. many of times you're just meeting a closed door. but maybe you should open a door and start your own business. doesn't seem to matter what your level of education is, what your

training, what your background, working for yourself as an entrepreneur tends to make you the happiest. you know what, if nobody wants to hire you, maybe it's time for to you hire yourself. and now it's time to talk about your wallet. what questions do you have for me? >> brad, you're moving. >> caller: possibly. possibly. my wife is being offered a new position in a new city and her company is asking us to come to them with basically a proposition as to what would make it work. and i just wanted to ask what kind of a relocation packet is typical, should we ask for. we'll probably be losing a good chunk of change on our house sale here. >> all right. well, let's take those things in reverse order, then. >> okay. >> because the greatest lost you could suffer is not the cost of

either hiring a truck or moving your oin things or hiring a moving company and moving the greatest loss could you suffer is on your home. >> right. >> so in my book, although if we were back prerecession, i should talk about how relocation prak ca packages work but today, because asking for what is known as a stop loss on the sale of your home is the one simple thing i would ask for and would you say to them, okay, we owe x number of dollars on our house. current market value, how close are you -- would you guess the current market value of your mortgage is? >>. >> probably 180, 190. >> and how much do you owe? >> we owe right around 180. so we could waurk away even.

>> so what you could ask for, because they are not going to want an open-ended risk. they could say, would you share a loss for us on the sale of our home up to $10,000? if you don't lose money on the sale of your home, then it doesn't cost them anything. but the max it would cost for new and potential employer would be 10 grand. let's say you end up not being able to sell your house for $40,000 less than the mortgage. let's say it was the worst possible scenario. >> sure. >> then they are out 10 but you are out 30. >> uh-huh. >> but it needs to be a shared sacrifice. >> tom is with us. >> we have let ourselves get our credit cards get in the wrong happened. >> how out of hand? >> will, i guess a lot out of hand. like $40,000 of credit card

debt. >> and you're laughing. that sounds like a lot. what kind of income do you have? >> we have about $100,000 of income. >> did this debt occur because of one particular incident in your life, like a medical problem or a business failure or something like that? or was it just steady as you go, it just kept building? >> um, it's mainly due to a daughter that is in her last -- well, now she's in her last year of college z okay. so it was a one-time event, in this case, not a disaster but something that you'll have a return on an investment, we hope. >> we hope. >> and that's a college degree? >> we hope, yeah. >> so in this category it means that it's more like a student loan?

that means that you and your wife don't have an under lying financial problem with how you handle money? >> that's correct. >> and you were actually making an investment in the future. what i would recommend in this case, i think you're an ideal candidate to go sit down with the consumer credit counseling service, whatever it's called in your area, sit down with a counselor for free. they will help you come up with a budget that you on your own will take this from 40 to 0. and i bet, businessed on your income, that you can do that over four or five years without any intervention from anybody. next on clark howard -- >> it looks like i'll be doing

it until 65 or maybe 75. >> what is your current on the six-year loan? >> it's 22%. >> it's what? 22%? >> 22%. >> 22%! >> yeah, that's why 6% is great.

>> you have a question about an outstanding loan on a car? >> yes, i bought a car and got a loan on it, obviously. it's a six-year loan. >> a six-year loan? >> caller: yeah, six years. >> okay. the first conversation that we need to have, the longest car loan that makes financial sense

in terms of what happens with your financials is 42 months. now you're two years in and have a question for me about it in. >> yes. i got a credit union account. >> okay. >> good job. >> and i've had it for about six months now and, just out of curiosity, i went in there and scene that they refinanced the vehicle and they will only fund the blue book of the car. >> right, they don't want to be upside down so they want you to come up with the money. and would they give you a better rate? >> caller: you know, i'm not

sure. >> i would ask that question because i don't want you to then take a six-year loan and then refinance it and make it a seven-year and then if you did the refi for, let's say, 3 1/2 years, what is your current rate on the six-year loan? >> it's 22%. >> it's what! 22%! 22%! >> yes, that's why 6% is great. 22%? >> caller: yeah. >> do you realize how you got ripped off on that loan? diego, see what they will write you on a four-year but i would understand why you're thrilled with 6%. wow, you're going to save a fortune. do you have a question about your wallet for me?

it's so easy to ask. just go to cnn.com/clark howard and click on video submission and let me know what you need to know about your wallet just like kirk has done. >> hi, i'm kirk and i need a money coach. what has happened with my 401(k) has made me sick. i worked hard to put my proceeds in there and i'm definitely not going to have enough for retirement because i see the way that the economy is going. i don't think social security is going to be there. my contributions to my 401(k) is about $3,000 a year. i hope to retire around 60, 62, but it looks like i'll be doing it until 60, maybe 75. do i continue to put money into the 401(k) or do i diversify and put it into something else? gold, platinum, real estate? >> kirk, i feel your pain because all of us saw our

401(k)s get eaten up by the stock market decline. now, on the good side of the ledger, there has been some recovery and, second, you've got to go all the way back to the 1930s to find a drop this fast and this rotten in the stock market. i still believe in stock market investing. you are approaching a point, though, that if you do intend to retire, you are going to have to do something. and that is, you are going to have to increase the money thaw save, whether you choose to put it in real estate or in a 401(k), in gold, in whatever, the amount of savings that you've got to generate per month has got to go up so you can boost how much money you'll have to live on later in life. now, to the question i'm asked a lot, if your burnt whal is it that you can do? gold? you want to do gold or precious metals?

that can be a small amount of what you do. second, real estate, a great opportunity. very different than stock market investing. but i do believe in real estate for the long hall as an investor of rental properties. next on clark howard -- >> definitely never lived out of our vehicle. >> took your tomorrow kout peer hostage and wanted you to buy the computer back to them. >> catch that and a lot more this sunday at 4:00 p.m. on clark howard.

hi, i'm very familiar with the area and versus water prepared to operate. and known to make a deal and

that's something that -- >> well, not after the fact but as part of negotiations. >> well, let's say the lifting agent has a listing at 6%. you are coming there with no agent that they have to co-op with. depending on the real estate market, it's not quite the shared commission. >> right. >> it would be completely customary that there would be some sharing in the savings and the agent is likely to make a higher commission than that and you, the buyer, get a little bit better deal. the seller gets more money at the closing table. it is really a win on all three parties' parts. i would call somebody who you

might think of convince me why is it that it would be worth me hiring. and the advantage, you know the area, but it could involve things that you might not normally be aware of. like, what is the frequency of termites being a problem. and maybe they will convince you that you say you'll feel much more comfortable. >> what is it like for an athlete to go from making, well,

every day people money and the challenges that they've faced. >> it's a tough -- i was married and so my wife was dean's list and high school and now you're making disposable and we didn't have money in our account and we have to swipe our credit card and we actually were able and

most players that we know, and i hear that you're not going to do any of that. and grandkids and isn't isn't that for the future? >> and if you get a raise and a lot of people like to go buy things and the most important thing, you definitely try to save and we definitely never lived and up and down, i'm always prepared.

>> these players know about their own money and what kind of questions that they have. you'll be amazed. you're going to be able to relate to some of them in your own life. >> okay. i've got a special warning for you. if you own your own business, criminals have been frustrated a lot trying to crack the computers at big companies. and in a small business, you're thinly staffed. but you might have a lot of money running through your accounts, especially on payroll dates. so what criminals and if they load on to your come putder and then they come in and swoop in

and you have a great suggestion for small businesses and you flefr suffer anything else. next on clark howard -- >> what you're describing is -- i don't shl a call where somebody said, there's a windshield chip here. and they charge you for a whole new windshield. =un

people people take advantage and if you have turns, i want to you protect them. people might try to rip them off. if you listen for the next half hour, you're going to be so much smarter, you can't stand it. >> ever since i can remember making it, saving, and a new mission, helping you take care of your money, so you can save.

>> your money expert, clark howard. >> i've had people trying to steal my identity and a process known as freezing my credit, where even if somebody steals my information, they won't do much with it. how much and and hugh do you know that you're at great risk and there's a new website you can go to, your risk assessment. you put in personal information and by choice and and one to and through a category, you want to

know where you rank. how do you do this? go to and we have your answer. do you have a question for me? fire away. tell me how i can be of service to you, jarod. >> caller: i sold my house about two years ago and i sold the house upside down and it was a requested short sale but they didn't sell it to me t was roughly about $25,000 upside down. so they they said, a secured amount of money and and 25%.

>> well, it is frustrating but when they may or may not for years down the road or they can get a certain amount of cash up front so an offer of 33 cents on the collar, they came back and said they want 75 cents on the dollar and you come back with another counter. >> caller: my question is, when i talked to her my question and the credit for the first couple of months f. i thought i was given an opportunity and the possibility that if they are facing the point they would be willing to negotiate it a much

more favorable and whatever they agree to write off. >> yeah, i'm willing to make that sacrifice, absolutely. >> and just because you've been told it's 18 ofr nothing, you say, how about nothing? i'll just stop paying. this is a situation where you can choose to flex your muscle as much or as little as you want, you be careful how far you push this thing. >> someone from self employed. and such a wonderful choice for self-employed individual or

awhat i'm hearing is i'm feeling like i should be contributing each other to it. >> and for the savings account, it's a combination of a high deductible health insurance plan coupled with a tax-free savings account. and the kt fact that it's tax free gets a triple tax benefit from doing hsa and, wait, there's more f your husband is making and you combined with him making good money, then it's to your advantage to allow the hsa

money to grow tax free for the visits that you would normally pay for the account. >> and so if you have anything for any major need for that money down the road -- >> that's a great question. what happened is that it can transition into money the retirement for the medical and retire or whatever that time, transition for money to pay, what would be your out of pocket at that time of your life. >> okay. >> again, tax free.

>> the main thing is that overall we strike a balance. >> recommending to your money. >> what? what? are you serious? >> yes. >> no, no, no, no, no, no.

so you're watching your i'm

trying to the death of my father is taking care of her financial matters and an investment advisor recommended an investment product and. >> what? cha? are you serious? >> caller: yes. >> no, no, no no, no, no. that is wrong. >> i don't know if that advisor

is never for someone with a life insurance product that has massive commissions and massive ongoing expenses and huge what are known as surrender charges. the idea at 27 is that normally your mom is not looking for someone that would cover her needs and flat out bad, rotten

terrible it's time for money coach. find out what i think is best for to you do. and right now we are is visit. >> got married and a house and sarah started school, and everything that we can put away, we have put away and and then all of the additional things that we want to do or, no, and for us everything as efficiently as possible so we are living

comfortable and how much will we be save agency where should we be investing that money? >> first, i have to say that it's need that you're tracking your spending and watching your r where your money is going. that's the first step to getting to your goals. but if you've got something that you need to deal with first, enormous amounts of student loans and normally i would be having you pound away at putting money away for your retirement because the earlier you do t. the younger you are, the more you can save, the first priority is to pay pay those student loan loans and the highest stid ent loans and just minimum and save for retirement i have a solution

and in this dilemma and you know you need to save for retirement, my best answer is the 50/50 solution. and that is that for every dollar you can put aside, take 50 cents of it and put it towards the outstanding debt. the other 50 cents towards retirement. and the company match and the company match because that's free money. >> next, on clark howard -- >> the key is, what are you paying right now on an interest rate? because that's whats the decision. >> here is something about the hybrid. the math for the first time forever shows that buying a hybrid actually will pay off.

hi, mary, how are you.

>> you have just the nicest banks that you have your credit cards with. >> yes, one of your favorite -- >> what has this ji jent mega monster bank done to you? >> well, they increased my interest rates on my credit card. >> from what to what? >>. >> caller: i believe it was 11.99 to now 15.99. >> are you running a balance on this 16% card? >> caller: yes. i'm definitely trying to pay it off. it's about $5,000 and now that they've increased my interest rates, i see that about $60 of everything that i pay is going to finance charges. >> all right. now, here's a question for you. were you given an option to reject the interest rate increase? >> caller: i do -- >> how longs that been? >> caller: i just noticed it on the statement that i received. >> oh, so they may have given

you notice the prior month or two months ago and you just noticed that the rate was higher? >> they might have, yeah. >> caller: so this $5,000 balance, do you have funds in savings or is there any -- do you have any source of cash that you could use? >> caller: well, about 2,000. >> well, then at the very least, wipe out your savings account: and i know that on savings you're earning 1% versus paying interest of 16%. >> right. >> i would take that 2,000 and put it towards the credit card and then the samt payment that you send each month will have a much greater impact and are you a member of a credit union? >> caller: yes, i am. >> see if they offer a credit card that you could move it from the giant monster mega bank credit union. that seems to be working very well for you right now.

no matter how much money you make, knowing what to do with it is key and even if you make huge bucks you might not know. well, i recently visited with members of the atlanta brave baseball team and they had questions for me as their money coach. you know the stories of all of the big-time athletes and -- >> it's a big step and it looms. it is where i made more money than i ever thought. it looms in your head. and wait a minute, when i made $1 million i thought i'd be set for life and you look in your bank account and there's a lot less there than you think. that's why we have people out there to ask questions to. >> obviously at 3 1u never know what is going to happen next year so i'm not guaranteed a job anywhere next year. we're going to have enough money to pay off our house but we don't know whether to pay it off and have no house payment the rest of our lives, basically, and property taxes or to stay

liquid. so a combination there of and just get a very manageable mortgage payment. >> well, the key is, what are you payinging right now as an interest rate because that's really what makes the decision. >> we're in the high 6 in the h think. >> high 6s! >> it was an interest-only loan. >> pay it off, pay it off, pay it off. >> that's what we thought. >> if you told me you were sitting at 4.5, 4.75, you you would be in the cat bird's seat, just sit there and pays as fwreeed over the years. but at 6.whatever, bail out. >> thank you very much. >> what's going on with your wallet? >> everything's good. you know, got a question about investing in this rough economy. >> great. >> what are some things i can do to -- for the long run as far as save money. >> the thing is, you know, you're young, you're going to

have a playing career that will end much younger than most people's lives, their work lives. what you do right now, you have to invest far more money every year than other people, and you do the same kind of portfolio as someone else, but the amount of your pay that has to go in has to be a much, much, much higher percent. where typical person would be 10% of their pay through their working lifetime, believe it or not, what percent do you think you should be saving? >> wow, right now it's a good question. a lot. >> believe it or not, it should be half of your take-home pay. more specifically, i would take half of your savings and put them in tax-free municipal bond, intermediate length, like seven to 11 years. then the other half i would diversify international -- and this is something that scares a lot of people. i would do as much as half of

your stock face portfolio oversears an the other half domestic. >> wow. okay. good deal. >> next on "clark howard" -- it's not just players in a ballpark that have questions for me. so do the fans.         

of. president obama wins the most prestigious prize for peace the same week he plans the future of this nation's fight in major wars. this woman became a victim of gun violence herself. this family tragedy was viewed live via webcam. people joked about it being a bomb the moon mission. for astronomy buffs the bomb was no joke when they got up in the wee hourses to see two spacecraft hit the moon. what some are saying about the less than spectacular show. hey there. thanks for having us over. you're watching hln. i'm virginia cha.

baseball fans in colorado will have to wait another day to see the rockies play the home opener in this postseason. the next game is postponed between the rockies and phillies due to this, snow. it's the scene inside the stadium in denver earlier today. the game has been pushed to tomorrow night. right now the best of five series is tied at one game apiece. president obama targeting a plan for america's wars just hours after winning the nobel prize for peace. he and his national security advisors are planning the next phase of the war in afghanistan. they met all week behind closed doors with both military leaders and congressional leaders. the top u.s. commander in afghanistan is believed to have offered a range of options, but general stanley mcchrystal is pushing the president to maximize boots on the ground. meantime, vice president joe biden is pushing to keep troops at current levels. he says he'd rather see an increase in technology ab targeted strikes. another strategy meeting is

scheduled wednesday. the president's spokesman says this is not a decision mr. obama is likely to make quickly. >> i think there's obviously in each of these an agenda where we're going through, again, as we've talked about, understanding and enunciating clearly the goal, the strategy to accomplish the goal, and ultimately we'll get to discussion/decisions about resources needed in order to implement a strategy to meet that goal. >> according to a recent "usa today"/gallup poll, america is split almost down the middle on whether to send more u.s. troops to afghanistan. 48% say yes, 45% say no. an associated press poll also finds public support for the afghan war dropped four percentage point nz july. meantime, the violence against u.s. soldiers is increasing in afghanistan. roadside bombs killed three coalition troops yesterday

including one u.s. service member. 865 u.s. troops have been killed in afghanistan since operation enduring freedom began. while he mulls over a course of action in afghanistan, the president also has a little basking to do after winning the nobel peace prize. he freely admitted he was stunned to get it. ed henry tells us you more about the nobel committee's decision and what the award could mean to barack obama's presidency. >> good morning. >> reporter: yes, he can win the peace prize on the same day his war council met again to consider sending up to 40,000 more troops to afghanistan. while a second war is winding down but still raging in iraq. fresh rhymers, this award is more about the promise of change than actual change. >> we have to confront the world as we know it today. i am the commander in chief of a country that's responsible for ending a war and working in another theater to confront a

ruthless adversary that directly threatens the american people and our allies. >> reporter: the norwegian nobel committee cited the president's ability to create a new climate around the world. >> is to be awarded to president barack obama for his extraordinary efforts to strengthen international diplomacy and cooperation between peoples. >> reporter: a deliberate approach from day one to break from the bush years, especially with an historic speech to the muslim world in cairo. >> i'm also proud to carry with me the good will of the american people in a greeting of peace from muslim communities in my country. >> reporter: as well as major speeches in prague and at the united nations, laying out an aggressive plan to rid the world of nuclear weapons. >> all nations have the right to peaceful nuclear energy, but nations with nuclear weaponeds have a responsibility to move toward disarmament.

and those without them have the responsibility to forsake them. >> reporter: but so far only great speeches with little tangible results. >> i think certainly you have to give hill an "a" for trying, but at the end of the day what has he accomplished? >> reporter: not to mention the detail of other accomplishments are still a little, well, fuzzy. >> i order the prison at guantanamo bay closed and we are doing the hard work of forging a framework to combat extremism within the rule of law. >> reporter: top administration officials now admit they'll likely miss the january deadline of closing guantanamo, a prime example of the dist difficulty of translating the president's vision into actual victories. ed henry, cnn, washington. conservative talk show hosts were kbik to denounce the president being awarded the nobel peace prize. >> i don't believe this! >> gaun di never got a nobel peace prize. >> it is such a joke. >> the chairman of of the

republican committee was quick to dismiss the award. michael steele said it should have gone people who have worked achievement toward human rights. other republicans are starting to back-pedal on their criticism. mike huckabee says republican criticism could begin to sound like "right-wing whining." some democrats starting to attack republicans over this issue on her twitter page senator claire mccaskill says she lives like she's living in an alternative universe. she says she is calling those who disagreed with the former president are jeering when the current president gets the peace prize. meanwhile, referencing a huge embarrassment for president bush, secretary of state hillary clinton's spokesman said it's better for the united states the to have accolades tossed its way rather than shoes. as you see here, last year an iraqi journalist threw shoes at president bush, which is considered a strong insult in the arab culture. we have brand new you dramatic video from last month's

tsunami in america samoa from a surveillance camera at an fbi people. you can see the water rushing through the parking lot, tossing cars and trucks around. the building itself only had minor damage. more than 165 people died when the powerful earthquake and tsunami hit the samoa islands september 29th. parts of arkansas that got drenched by rain this week will have a suchy day to dry out. what a difference 24 hours makes. take a look at that school bus. the driver an a student got trapped when the bus was swept off the road and carried downstream by a fast rising creek. a rescue crew had to ride out in a trackhoe, kick in a front window to get them out. in little rock, firefighters were called in to rescue kids at a day care. floodwaters rushed in. the water in the center was reportedly waist-high. nine children and two adults were rescued. >> oh, it scared me to death when i pulled up and saw the rescue personnel here. i didn't know what to think. then they took me to the

ambulance and my little girl was in there. but she was safe and sound, looked like she got rescued. >> thank goodness. no reports of any injuries, though parts of the state hit with rain are expected to be sunny and dry today. flood warnings are still up in a couple of areas because of rising rivers. authorities have questioned at least two more people in the terror probe involving that man you just saw, 24-year-old naujy ball la zazi. he has pleaded not guilty. both of the men questioned live in queens, new york. media reports say the two accompanied zazi to pakistan why authorities say he received al qaeda training. investigates haven't announced any charges against those two men. meanwhile, friday zazi's father pleaded not guilty after a grand jury indicted him on charges of making false statements to investigates. some muslims and civil rights lawyers in new york are planning to press the fbi to carry out its investigation what they call

respectfully. early yesterday morning nasa intentionally crashed not one but two spacecraft into the surface of the moon. the space agency says the crashes will help determine if there's water you on the lunar surface. they're excited about the possibility, but as rosemary church tells us you, it didn't make a big splash with everyone. >> reporter: even before nasa's rocket hit, global reaction to the lunar mission to find water on the moon was lighting up the internet. >> lead story this afternoon is this, you luna ticks, nasa -- >> in an absolutely shocking news, nasa has launched a mission to bomb the moon. i'm not making this up. they're seriously bombing the moon. this is the most outrageous waste of money i've ever heard of. >> so nasa is going to destroy the moon. >> reporter: even late-night talk show host david letterman got in on the act. >> this is something they weren't counting on. oh, no. >> reporter: but after all the

buildup, reality didn't quite lick live up you to the hype. >> we were told big explosion, big plume, you know. the graphics just weren't there, you know. >> i would have loved to see huge amounts of dust flying up, but we didn't. but i thought it was so neat being able to see just as we got closer and closer to the moon and realizing that that was really happening right now. >> reporter: great expectations from i-reporters as well. >> i think most people are disappointed, including myself initially, that we did not see anything. but that doesn't mean that there wasn't an actual plume there. >> reporter: he still thinks it was all worth it and hopes to see some impressive images in the next few days. i-reporter mark parent said he is disappointed nasa didn't publish more photos and live video. though he's not a scientist, i-reporter sam who didn't think it was such a good idea. >> if we wanted to really

conduct a good study into the nature of whether or not there's water on the moon, why wouldn't we just land a craft there and drill into the surface of it and perhaps try to bring the craft back? maybe that's not feasible. maybe it's not possible. but there's no real evidence that we're learning anything new by blasting into this sacred body. >> reporter: so was nasa happy with the outcome? seems so. they're still waiting on official results, but here's the hope. >> if we did find water on the moon, we would obviously have water for drinking. you could break that down into oxygen for breathing and then you would have hydrogen as a fuel source and that would be the basics for human sustainability. and it also sets the plans for nasa's future involvement on the moon. >> reporter: with no visible dust plume, scientists are now combing through and calibrating the data trying to figure out exactly what was achieved.

a question the rest of us are wondering about as well. rosemary church, cnn, atlanta. a sad irony in the death of a mom who grabbed attention by wearing a handgun to her daughter's soccer game. how this woman died in a murder-suicide as she talked on a webcam.

police say a man shot his wife to death while she was talking to a friend via a webcam on wednesday. the pennsylvania man authorities say then killed himself. susan candiotti has more on the shooting of the woman, who was an advocate for gun rights. >> reporter: melanie first made headlines wearing a loaded gun on her waistband to her daughter's soccer game. back then -- >> a lot of people say i'm looking for the taeks. i want the taengts on the wish. >> reporter: at issue in pennsylvania and 41 other states, it's legal to openly carry a gun. >> people were asking me

initially, is she crazy? contrary to the facts, she was normal, friendly and nice. >> reporter: wearing a gun to a soccer game made some people nervous. the sheriff took away hain's concealed weapons license. in court she won it back. >> it's not just the second amendment. i tell people this all the time. it's not just about gun rights. it's about every right we have. >> reporter: mrs. hain sued the sheriff for violation of her constitutional and civil rights to the tune of $1 million. a few months ago, mrs. hain told her lawyer she and her husband were separating and that she wanted a protective order. but a court tells us she has none on file and police say the couple was living together. wednesday night something went wrong. >> i heard like a boom and i heard kids screaming. >> the irony is that it appears her life was taken by that maybe very right for which she was fighting. >> reporter: gun rights advocates call this a sad case

of domestic violence. but gun control advocates see is it differently. >> the danger came within her own house household from her own husband. it's ironic but all too true that guns really create these risks, dangers, and we see too much of that in this country. >> police say the online friend hain was chatting with called 911. the. a ucla student is expected to recover from being stabbed in the neck. police arrested a fellow student but say they're not clear on motive. he's described as the victim's chemistry lab partner. people were stunned when the 20-year-old student stabbed. last night the man who called 911 talked to mike galanos on "prime news". >> you come into the scene after she's injured an we need some help here, right? >> exactly. i didn't see it happen, but it was within seconds.

you know, it was good thinking from the part of the t.a. because i think everybody freaked out. >> sure. >> when it happened. she was on the floor and so instead of him leaving and calling for help, he made sure he covered that wound so blood doesn't -- she doesn't lose a lot of blood. >> sounds like this teacher's assistant did a great job. >> absolutely. >> the suspect is is in jail on $1 million bail. he'll be arraigned on tuesday. some supporters of president obama say they're waiting for him to fulfill campaign promises. he appears before one group of them tonight. what they say they're waiting for him to do.

a world-renowned dj, more on this puerto rican raised in new york city. >> reporter: bob garcia is a latino who has always mixed black and brown. >> growing up, my father was a latin jazz musician. >> reporter: as a young man, the message he received from his dad -- you're american. >> he didn't ever foresee us moving back to pr. you're american. you're going to speak english. your name is not going to be

joberto. it's robert. >> reporter: it meant mixing cultures. >> growing p up, all of our skin tones differed. we all identified with african-american culture here in new york as well as latino culture. it was like a true melting pot and i think i started to identify a lot with just street culture, not so much latino culture. >> reporter: that meant hip-hop music and basketball. his street ball skills got his noticed and a spot playing basketball for puerto rico. after basketball, he continued to mix african-american and latino culture as a popular radio and television host in new york city named bobbito. drawing him followers together with hip-hop and rap. >> then i'm getting letters from regular kids. i'm puerto rican, i live in new jersey. >> reporter: he's become a role model to many of those kids and part of his message is mixing cultures is fine. >> in 2009, most puerto rican

teenagers are not empraising salsa music. they're embracing hip-hop. every generation has sought out their own identity. what my parents did is cool, but it's not necessarily me. >> reporter: it wasn't until he became famous as a mixer of cultures that he really began to embrace his own heritage. his spanish improved. and he's now learning the lessons he didn't get in childhood. >> but then as i got eerld and i realized, this is my culture, this is my history, and i need not push it away, i need to embrace it. >> reporter: today bobbito is better known as bob. soledad o'brien, cnn, new york. on october 21st and 22nd, tune in for a comprehensive report on how latinos are

changing america, reshaping politics, businesses, churches, schools and neighborhoods. "latino in america," on our sister network cnn. october 21st and 22nd. they said it would never last.

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it's the longest-lasting plugins ever. get freshness that won't fade away for 60 days. ahhh! with plugins lasting impressions. and yes, it's glade. s.c. johnson, a family company. president obama wins the world's most prestigious prize for peace the same week he plans the future of this nation's fight in two major wars. a mother supported gun rights so much she wore one to her child's soccer game. then she became a victim of gun violence herself. this family tragedy was viewed live via webcam. people joked about it being a bomb the moon mission. for astronomy buffs the bomb was no joke when they got up in the wee hours to see two spacecraft hit the moon. what some of them are saying about the less than spectacular show. hey there. thanks for having us over. you're watching hln. i'm virginia cha.

baseball fans in colorado will have to wait another day to see the rockies play their home opener in this postseason. major league baseball has postponed today's game due to this, snow. it's the scene inside the stadium in denver earlier today. the game has been pushed to tomorrow night. right now the best of five series is tied at one game apiece. president obama targeting a plan for america's wars just hours after winning the nobel prize for peace. he and his national security advisors are planning the next phase of the war in afghanistan. they met all week behind closed doors with both military leaders and congressional leaders. the top u.s. commander in afghanistan is believed to have offered a range of options, but general stanley mcchrystal is pushing the president to maximize boots on the ground. meantime, vice president joe biden is pushing to keep troops at current levels. he says he'd rather see an increase in technology and targeted strikes. another strategy meeting is

scheduled for wednesday, but the president's spokesman says this is not a decision mr. obama is likely to make quickly. >> i think there's obviously in each of these an agenda where we're going through again as we've talked about understanding and enunciating clearly the goal, the strategy to accomplish the goal, and ultimately we'll get to discussion, decisions about resources needed in order to implement a strategy to meet that goal. >> according a recent "usa today"/gallup poll, america is split on whether to send more troops to afghanistan, 48% saying yes, 45% saying no. an "associated press" poll saying public support for the war dropped four percentage points in july. meantime, the violence against u.s. you soldiers is increasing in afghanistan. roadside bombs killed three coalition troops yesterday,

including one u.s. service member. 865 u.s. troops have been killed in afghanistan since operation enduring freedom began. while he mulls over a course of action in afghanistan, the president also has a little basking to do after winning the nobel peace prize. he freely admitted he was stunned to get it. ed henry tells us more about the nobel committee's decision and what the award could mean to barack obama's presidency. >> good morning. >> reporter: yes, he can win the peace prize on the same day his war council met again to consider sending up you to 40,000 more troops to afghanist afghanistan, while a second war is winding down but still raging in iraq. fresh reminders, this award is more about the promise of change than actual change. >> we have to confront the world as we know it today. i am the commander in chief of a country that's responsible for ending a war and working in near theater to confront a ruthless

adversary that directly threatens the american people and our allies. >> reporter: the norwegian nobel committee cited the president's ability to create a new climate around the world. >> is to be awarded to president barack obama for his extraordinary efforts to strengthen international diplomacy and cooperation between peoples. >> reporter: a deliberate approach from day one to break from the bush years, especially with an historic speech to the muslim world in cairo. >> i'm also proud to carry with me the good will of the american people and a greeting of peace from muslim communities in my country. >> reporter: as well as major speeches in prague and at the united nations, laying out an aggressive plan to rid the world of nuclear weapons. >> all nations have the right to peaceful nuclear energy, but nations with nuclear weapons have a responsibility to move toward disarmament.

and those without them have the responsibility to forsake them. >> reporter: but so far only great speeches, with little tangible results. >> i think certainly he's -- you have to give him an "a" for trying but at the end of the day, what has he accomplished? >> reporter: not to mention the details of other accomplishments are still a little, well, fuzzy. >> i order the prison at guantanamo bay closed, and we are doing the hard work of forging a framework to combat extremism within the rule of law. >> reporter: top administration officials now admit they'll likely miss the january deadline of closing guantanamo, a prime example of the difficulty of translating the president's vision into some actual victories. ed henry, cnn, washington. we have brand new you dramatic video from last month's tsunami in american samoa. this is from surveillance. you can see the water rushing through the parking lot tossing several cars and trucks around. the building itself only had minor damage.

more than 165 people died when the powerful earthquake and tsunami hit the samoa islands september 29th. parts of arkansas that got drenched by rain this week will have a sunny day to dry out. what a difference 24 hours makes. take a look at that school bus. the driver and a student got trapped when the bus was swept off the road and carried downstream by a fast rising creek. a rescue crew had to ride out in a trackhoe, kick in a front window to get it them out. in little rock, firefighters were called in to rescue kids. at a day care, floodwaters rushed in. the wausht inside the center was reportedly waist high. nine children and two adults had to be rescued. >> oh, it scaried me to death when i pulled up and saw the rescue personnel here. i didn't know what to think. then they took me to the ambulance and my little girl was in there, but she was safe sand sound. looked like she got rescued. >> there were no reports of any injuries, though parts of state that were hit with rain are

expected to be sunny and dry, flood warnings are still up in a couple of areas because of rising rivers. authorities have questioned at least two more people in the terror probe involving that man you just saw, 24-year-old na najibullah zazi. will he has pleaded not guilty. both of the men questioned live in queens, new york. media reports say the two accompanied zazi to pakistan why authorities say he received al qaeda training. investigators haven't announced charges against those two men. meanwhile, friday zazi's father pleaded not guilty after a grand jury indicted him on charges of making false statements to investigators. some muslims and civil rights lawyers in new york are planning to press the fbi to carry out its investigation what they call respectfully. a sad irony in the death of a mom who grabbed attention by wearing a holstered handgun to her daughter's soccer game. how this woman died in a murder-suicide as she talked on a webcam.

oversears fr ever of ever .

two people died at a sweat lodge in arizona. investigators are trying to find out what happened. they say more than a dozen people got sick during the two-hour spiritual retreat session thursday. four are still in the hospital, one in critical condition. tests for carbon monoxide and other contaminants were negative. police say a man shot his wife to death while she was talking to a friend via webcam on wednesday. the pennsylvania man authorities say then killed himself. susan candiotti has more on the shooting death of the woman who was an advocate for gun rights. >> reporter: melanie hain first made headlines by wearing a gun

to her daughter's soccer game. back then -- >> a lot of people say i'm looking for attention. i want the attention on issue. >> reporter: at issue in pennsylvania and 41 other states, it's legal to openly carry a gun. >> people were asking me initially, is she crazy? contrary to what the facts sound like, she was just normal, friendly and nice. >> reporter: wearing a gun to a soccer game made some nervous. the sheriff took away hain's concealed weapons license. in court, she won it back. >> it's not just the second amendment. i tell people this all the time. you know, it's not just about gun rights. it's about every right that we have. >> reporter: mrs. hain sued the sheriff for violation of her constitutional and civil rights to the tune of $1 million. a few months ago, mrs. hain toll her lawyer she and her husband were separating and that she wanted a protective order. but a court tells us she has none on file and police say the couple was living together. wednesday night, something went wrong. >> i heard like a boom and i heard kids screaming.

>> the irony is that it appears her life was taken by that maybe very right for which she was fighting. >> reporter: gun rights advocates call this a sad case of domestic violence. but gun control advocates see it differently. >> the danger came within her own household from her own husband. that's ironic but it's all too true that guns really create these risks, create these dangers, and we see too much of that in this country. >> our thanks to susan for that report. police say the online friend hain was chatting with called 911. a u you cla student is expected to recover from being stabbed in the neck. police arrested a fellow student, but they they're not clear on motive. he's described as the victim's chemistry lab partner. people in the lab were stunned when the 20-year-old woman was stabbed. a teaching assistant rushed to stop the bleeding. last night the man who called 911 talked to mike galanos on

"prime news." >> you come into the scene after she's injured and we need some help here, right? >> exactly. i didn't see it happen, but it was within seconds. you know, it was good thinking from the part of the t.a. because i think everybody freaked out. >> sure. >> when it happened and she was on the floor. and so instead of, you know, him leaving and calling for help, he made sure he covered that wound so blood doesn't -- she doesn't lose a lot of blood. it was very smart of him. >> yeah. sounds like he did a request great job. >> the suspect is in jail on $1 million bail. he'll be arraigned on tuesday. some supporters of president obama say they're waiting for him to fulfill campaign promises. he appears before one group of them tonight.

president obama will speak to the largest gay rights group in the country tonight. his speech before the human rights campaign comes the night before march in washington that's expected to draw thousands of gay and lesbian activists. members of the gay community have criticized the president for not acting quickly enough to even the military's don't ask,

don't tell policy. gay activists also want the president to repeal the defense of marriage act. well, first, fannie mae and freddie mac needed government bailo bailouts. now the federal housing authority could be next. in testimony before congress this week, the fha commissioner insisted his agency would not need to be rescued but the "new york times" reports that at least 20% of the fha's loans from last year are in trouble. even facing foreclosure. the fha insures nearly 5.5 million single family mortgages worth as much as 6$675 billions. early yesterday morning nasa intentionally crashed not one but two spacecraft into the surface of the moon. the space agency says the crashes will help determine if there's water on the lube ar surface. they're excited about the possibility, but as rosemary church tells us, it didn't make a big splash with everyone. >> reporter: even before nasa's rocket hit, global reaction to the lunar mission to find water

on the moon was lighting up the internet. >> lead story this afternoon is this -- you luna ticks, nasa -- >> in absolutely shocking news, nasa have launched a mission to bomb the moon. i'm not making this up. they are seriously bombing the moon. this is the most outrageous waste of money i've ever heard of. >> so nasa is going to destroy the moon. >> reporter: even late-night talk show host david letterman got in on the act. >> this is something they weren't counting on. oh, no! >> reporter: but after all of the buildup, reality didn't quite live up to the hype. >> we were told big explosion, big plume, you know. the graphics just weren't there, you know. >> i would have loved to see huge amounts of dust flying out and ejecta, but we didn't. but i thought it was so neat being able to see just as we got closer and closer to the moon and realizing that that was

really happening right now. >> reporter: great expectations from i-reporters as well. >> i think most people are disappointed, including myself, initially that we did not see anything, but that doesn't mean there wasn't an actual plume there. >> reporter: he still thinks it was all worth it and hopes to see some impressive images in the next few days. i-reporter mark parent says he's disappointed nasa didn't publish more photos and live video. though he's not a scientist, i-reporter and astrolgs sam geppi who didn't really think it was such a good idea. >> if we wanted to really conduct a good study into the nature of whether or not there's water on the moon, why wouldn't we just land a craft there and drill into the surface of it and perhaps try to bring the craft back? maybe that's not feasible, possible, but there's no real evidence that we're learning anything new by blasting into

this sake cred body. >> reporter: so was nasa happy with the outcome? seems so. they're waiting on official results but here's the hope. >> if we did find water on the moon, we would obviously have water for drinking. you you could break it down into oxygen for breathing and then you would have hydrogen as a fuel source and that would be the basics for human sustainability. and it also sets the plans for nasa's future involvement on the moon. >> reporter: with no visible dust plume, scientists are now combing through and calibrating the data, trying to figure out exactly what was achieved. a question the rest of us are woerni i wondering about as well. rosemary church, cnn, atlanta. so a well-established heating and air conditioning company found its sales sagging. what they did next not only saved the business but should save money for their customers and help the environment. christine romans has a green

overhaul on today's edition of "the turnaround". >> reporter: scott has a agree in architecture. rather than designing homes or skyscrapers for a live, he's rebuilding his >> it was march 20082008 we noticed that something was awry. we were typically starting to gear up for the busy season and something seemed strange. >> calls were not coming in. scott and his father joe were forced to lay off 10% of their staff. then they heard about a push to weatherize homes and tax inseasontives and rebates. he took a gamble and launched a new division. >> tfg weird to have this dynamic of laying people off in other divisions and building a new division.

now things have exploded. we are out leads-wide for about a month after. >> he expected the number of jobs to rise. $5 billion of stimulus cash going into low income home weatherization contracts. >> the amount of money that's being wasted in houses all across america is i menace. i believe this is one of the single largest areas for job creation and these are permanent jobs. this isn't a temporary blip on the screen. >> scott hopes that is the kees. >> i think it is a huge tu opportunity to get the country fixed. i really believe now that my eyes have been opened, i think

it makes a lot of sense to do what we are doing. ññññññ