we need him, we want him off the streets, as quickly and as fast as possible. >> police make a gruesome discovery in a cleveland home. what they found during a raid. nine people are missing off the coast of california right now. the coast guard and navy are pulling out all the stops in the search and rescue mission. but chances of finding survivors may be fading. stock market took a header even though the government just said that the economy is growing again. but experts think one thing may be missing to keep the recovery going is you.

hey, good morning, it's saturday, i'm natasha curry, thank you for joining us for watching hln news and views. a manhunt is underway in cleveland, ohio for this man, anthony solo. when they got inside his home, they found two decomposing bodies june stairs and a freshly dug grave in the basement with another body in it. police then searched in and around the house and found three more bodies. none of the bodies has been identified but people who live in the neighborhood are worried about who was bore buried in so home. >> sowell was convicted of a 1983 rape and served 15 years in prison. the stock markets took a dive that we haven't seen in quite a while. all three major indexes went down yesterday and the dow had its biggest one-day drop in half

a year. the government said that consumer spending went down in september, the first time in five months. at the same time, personal incomes remain flat, some economists worry the recovery could run out of steam if consumers start spending less. president obama is getting more advice as he considers his next move in afghanistan. the president met yesterday with the joint chiefs of staff and other top military advisors. this comes in the deadliest month for u.s. forces there. sources tell cnn each branch of the military got a chance to explain the impact of sending more troops. the army and marine corps have expressed concerns that it would be tougher to give troops promised time at home with their families. hope is dimming for rescuers looking for survivors from a collision between the coast guard plane and a marine helicopter. nine people were on board the two aircraft. the crash happened overnight thursday off the coast of san diego right after civilian air traffic controllers turned over

communications to military air traffic controllers. california officials say they are going to try to reopen the san francisco-oakland bay bridge on monday. but they say they can't guarantee it even though they'll be working the whole weekend to repair it. the bridge was closed on tuesday after three steel pieces fell off of it in the middle of rush hour, right into traffic. they crashed right into the lanes and injured one person. the bridge carries about 280,000 vehicles per day. a powerful lawmaker is taking a gamble and pushing for a so-called public option in the senate health care bill. this week senator majority leader harry reid took his pitch to the internet. and as dana bash reports, this may not be just about health care but also about reid's political survival. >> reporter: a call to action, posted on youtube. >> make sure you contact your representatives back here in washington and push hard. we want a health care bill that

has a public option. >> reporter: a blast of political e-mails all week, pushing the public option and sending a no so subtle reminder, it's harry reid who put it in the senate health care bill. senator reid's leadership was on full display, said one e-mail. he took a courageous you stand in fighting for and including the public option. why the sudden sales job? >> the more liberal side of the party has, you know, questioned whether or not we could get this done, whether or not the leadership was behind it. >> reporter: and questioning senator reid? >> and questioning senator reid. >> reporter: pamela lee, a former reid aid said it was to -- >> it wasn't just a one-time press conference that he had, he said i'm going to fight for this, i believe in it. >> reporter: lee and others say that's his goal as a national leader. but home in nevada where reid is facing a tough re-election battle, he has different reasons for promoting his support for a

public option. >> harry reid is in a lot of trouble. it's what i like to call reid fatigue. >> after of nevadans view reid unfavorably. >> he's not the most personalable guy and he certainly doesn't have much charisma, but what he does have is a survival instinct unlike any i have ever seen in politics. >> reporter: surviving in nevada now means appealing to independent voters and they seem to support a government-run health care option. >> success or failure is going to play into his main campaign thoom which is re-elect me, i'm the guy nevada and the nation needs in washington, i can get things done. >> reporter: a huge risk for reid of course is what if he doesn't get it done? what if he can't find the votes for a public option in the senate health care bill? that is a very real possibility. and one of the reasons we are told reid's aides were split from the beginning on whether this was the right move. right for not, now that reid has made this decision, he is clearly pushing it, he knows he

has to own it, whatever the outcome. dana bash, cnn, capitol hill. in four, former vice president dick cheney told a special prosecutor he did not bhoe who leaked the identity of a cia agent to the press. cheney replied to many questions with "i do not recall j. the leak came after -- cheney's chief of staff, scooter libby was eventually convicted of perjury in the case. two lawsuits have been filed following that sweat lodge tragedy in arizona. the family of one of three people who died filed a wrongful death suit and a woman who was badly hurt is also suing. both suits accuse motivational speaker and retreat leader james michael ray as well as the

owners of the lodge as negligence and fraud. there is nothing wrong with the facility itself and she played no party in how that facility was run. >> i'm reynolds wolf for hln. this is a look at your forecast around the nation. we're going to see those scattered stick around for the east and the northeast. pretty quiet day for you out to the west coast. until you get north of the state of california into oregon and back into washington. look for some scattered showers especially in the early part of the day into the evening also. back out into the great lakes, we could see some scattered showers into the u.p. of michigan and possibly parts of northern michigan and wisconsin. in terms of the high temperatures it depends on where you happen to be. 74 in washington, d.c., 69 in new york. and as we fast forward into the rest of your day and into halloween evening, you can expect those dry conditions to

be the bill of fare for the southern plains, northern plains, 60 for charlotte, north carolina and then back towards d.c. 70s in parts of california and then 60s for the l.a. basin. that is a look at your forecast, i'm reynolds wolf for hln. >> hey, if you stay up late munching on halloween candy tonight, here's some good news for you, most of you can take advantage of an extra hour's sleep before you wake up tomorrow morning. the official change to standard time happens at 2:00 a.m. sunday, so don't forget to fall back and for the places that observe it, daylighti ivsaving times returns march 13. parents what do you do with all that chocolate and sugar at the end of the night? >> most of them probably get a couple of pounds of candy and it's crazy, it's absolutely insane if they are allowed to put all of that inside them.

>> one dentist wants your kids to trade in their treats for cash. and it's all for a good cause.

for kids going trick or treating tonight, one dentist says that he will buy your ka d candy. he plans to send the candy to local troops serving in iraq and afghanistan. >> we like to call it a win-win. the kids get a couple of dollars, we're going to give them a dollar a pound for the kae candy. >> he hopes this will teach children not only the risk of tooth decay and also give them a patriotic lesson. the list of candidates to become the next governor of california is now one person shorter. local affiliate ktvu reports that san francisco mayor gavin newsome has dropped out of the race for the california

gubernatorial nomination. he cites a young family and responsibilities at city hall as his reasons for leaving the race. philadelphia will host one of the biggest sports and entertainment weekends in any city anywhere. but, folks, there could be a problem. larry smith has more on this, hey, larry. >> good morning, natasha, how about a strike by phillies mass transit workers, they threaten to walk off the job at midnight if another contract isn't agreed upon and that would leave 100,000 fans driving to -- all in the same area. all in the next 48 hours. in the same complex. game three of the philli phillies-yankees world series tonight. the phillys are frying to repeat as world series champs for the first time in team history. their game four prompted the eagles-giants game to be moved

up from 4:00 p.m. to 1:00 p.m. central on sunday. getting phillies fans out and giants fans in could be dicey. one cleveland browns fan is hoping other season ticket holders will stay away from the receipts until after kickoff for that monday night home game versus baltimore coming up on november 16. mike randall says he's sick of the fans leaving in the fourth quarter, and the grouns are well on their way to missing the playoffs for the tenth time in 11 seasons. you know any haze will be a good thing for georgia fans have the bulldogs have lost 16 of the last 19 of the series and are underdogs to number one ranked florida today as the two hated rivals meet in the knew trail site game in jacksonville. this is tragic, this is

halftime of last night's pistons-thunder game, a group called the spare tires dancing to michael jackson's thriller, they're pretty good, really. no word on what they have planned for tonight. that's sports. okay, this one's no halloween prank. a deer came crashing through the roof of an apartment flex and then decided to take a dip in the indoor pool. >> it was his lucky day, avoiding all the traffic, surviving the jump through the roof, swimming the laps. >> now check out video from the security camera, you can see the deer walk around the pool a few times, then jumping on in. and at some point it looks like he's swimming laps here, doesn't it? the maintenance supervise was able to come rar the deer to the shallow end. after about 15 minutes of swimming, he walks up the steps and takes off.

anna nicole's boyfriend and two doctors may have to go to trial. prosecutors believe there is enough evidence to prosecute howard stern and two doctors.

nine banks, all part of the same major holding company have shut their doors. that brings the total to 115 banks closed by the feds so far this year. an average of ten banks have failed every month in 2009. but that is still nowhere close to the 1989's record high of 534 bank closures which took place during the savings and loan crisis. a tanker here has stopped leaking oil into san francisco bay. the leak started yesterday morning when a fuel line ruptured on a panamian fuel canker. hundreds of gallons of oil have spilled into the bay. officials are telling people not to swim in the bay and to avoid

local beaches. pirates want $7 million for a british husband and wife kidnapped while aboard their yacht last week. but the couple's government will not pay off. they say they do not make deals with hostage takers. they set sail from the sechelle islands. the couple are being held on a hijacked spanish ship. anna nicole smith's former boyfriend and two doctors are going on trial a california judge ruled yesterday that there is enough evidence to try them, they're accused of conspiring to illegally give her controlled substances and to giving drugs to a known addict. but howard stern and the doctors say they didn't know she was addicted and they were trying to help her.

their arraignment is scheduled for december 11. police are looking for a woman who allegedly ran an illegal dental practice. when police went to her apartment in connecticut they say they found dental instruments, syringes and completely unsanitary conditions. get this, she worked on patients while they were sitting in a beach chair. >> this appears to be a facility that possibly lower income or persons that didn't have access to the normal health care facilities that you or i would use. trying to get some dental work done. >> now police say they found some documents suggesting that the woman had dental training but it's unclear whether those documents are legitimate. three american hikers detained in iran have received their second visit since being arrested. their families stay that swiss diplomats spent about 40 minutes with them on thursday. switzerland handled that visit

because the u.s. doesn't have diplomatic relations with iran. they crossed iran's border during a hike in northern iraq three months ago. their families say they did it by mistake. a recent survey set out to find the happiest people at work. hln money expert clark howard tells you who they are and how you can become one. >> we're in the midst of for people looking for work a brutal continuing recession, i don't care what ben bernanke says about it being over. if you're looking for work, it's still tough out there. but one place you might look is at your own employment office. that's right. what is it that you're capable of doing as a self-employed individual, as an entrepreneur? not only is this where you might

create new opportunity, but there's a new survey out that shows that people who work for themselves are the happiest of people regardless of your education level, even comparing you to people that have advanced degrees, professional degrees you are actually overall having the greatest chance of fulfillment and happiness you have are you working for yourself. you don't believe me? this survey of over 100,000 people, done by what's known as the gallup health ways well-being index, check out out. i'm clark howard, check me out at cnn.com/clarkhoward. >> don't miss t"the clark howar show" right here on hln. it's safe, spooky and for some the perfect way to spend halloween. horror movies have some people so hooked they just can't get enough. so what exactly keeps these fear

fanatics coming back for more? 

. we want him off the streets, that's what we're trying to say, we want him off the streets as quickly, as quickly and as fast as possible. >> police make a gruesome discovery in a cleveland home. >> the coast guard and navy are pulling out all the stops in the search and rescue mission. but chances of finding survivors may be fading. the stock market took a header just as the fed says the economy is growing again. but one thing may be missing to keep the recovery going is you.

hey, good morning, it's saturday, i'm natasha curry, thank you for watching "hln news and views." police in ohio are looking for this man, 50-year-old anthony sowell. when they got inside his home, they found two decomposing bodies upstairs and a freshly dug grave in a basement with another body in it. police then searched in and around the house and found three more bodies. none of the bodies has been identified but people who live in the neighborhood are worried about who was buried in sowell's home. >> i pray to god that it's not my cousin and if it is my cousin, i'm sorry. >> sowell was convicted for a 1989 rape and served 15 years in prison. the stock markets took a dive that we haven't seen in quite a while. all three major indexes went down yesterday and the dow had its biggest one-day drop in half a year.

the government said that consumer spending went down in september, the first time in five months. at the same time, personal incomes remain flat, some economists worry the recovery could run out of steam if consumers start spending less. president obama is getting more advice as he considers his next move in afghanistan. the president met yet with the joint chiefs of staff and other top military advisors. this comes in the deadliest month for u.s. forces there. each branch of the military got a chance to explain the impact of sending more troops. the army and marine corps have expressed concerns that it would be tougher to give troops promised time at home with their families. hope is dimming for rescuers looking for survivors in a collision between a coast guard lane and a marine helicopter. the crash happened overnight thursday off the coast of san diego right after civilian air traffic controllers turned over

communications for military air traffic controllers. california officials say that they are going to try to reopen the san francisco oak lashed bay bridge on monday. but they say they can't guarantee it even though they'll be working the whole weekend to repair it. the bridge was closed on tuesday after three steel pieces fell off of it right in the mid of traffic. they crashed right into the lanes and injured win person. the bridge carries about 280,000 vehicles perry day. . here's a look at your forecast around the nation and we're going to see those scattered showers stick around for a good part of the day. meanwhile for the center of the u.s., pretty quiet day for you and out to the west coast. until you get north of the state of california into oregon and back into washington. look out for scattered showers, especially into the early part of the day into the evening also. you could see some scattered

showers in the u.p. of michigan and possibly into parts of northern michigan and wisconsin. high temperatures for the day, 56 will be the high for kansas city, 74 in washington, d.c., 69 in new york and as we fast forward into the rest of your day and into halloween evening, you can expect to get into these dry conditions to be pretty much the bill of fare for much of the central plains, southern plains, northern plains, 40s for the great lakes, scattered showers on the eastern seaboard, 60s for charlotte, north carolina and back towards d.c., 70s in parts of california and then 60s for the l.a. basin. that is a look at your forecast, i'm reynolds wolf for hln. hey, if you stay up late munching on halloween candy tonight, here's some good news for you, most of you can take advantage of an extra hour's sleep before you wake up tomorrow night. the official change to standard time happens at 2:00 a.m. sunday, so don't forget to fall back and for the places that observe it, daylight saving time returns next march 13.

two lawsuits have been filed following that sweat lodge tragedy in arizona. the family of one of three people who died filed a wrongful death suit and a woman who was badly hurt is also suing. both suits accuse motivational speaker and retreat leader james arthur ray as well as the owners of the lodge of negligence and fraud. the lodge co-owners say there is nothing wrong with the facility itself and she played no party in how that ceremony was run. an attorney for ray haslem n no commented on the suits. dick cheney told -- newry released fbi documents show that cheney replied to many questions whi with "i do not recall." the scandal became known as plame-gate. the leak came after her husband criticized the bush administration in its run up to the invasion in iraq.

cheney's chief of staff scooter libby was eventually convicted of perjury in the case. kids get excited about getting halloween candy, but does the sugar in the candy make kids overexcited? let's go beyond the surface and find out. the more sugar that my child has, the more hyper. >> they bounce off the walls. >> anything with sugar sets them off. >> it is absolutely untrue that sugar makes kids hyper. there's been 12 randomized placebo based trials looking at all kinds of factors, all of these studies show that there's no relationship between sugar and hyper activity. it doesn't make you hyper. kids will often get extra sugar at times when they would otherwise be very excited. this weekend you may run into this problem as your kids try to

eat as much halloween kaepd as possible and they may be very excited or even hyper about the holiday, but it's not about the candy. >> there will be plenty of costumes and candy to go around tonight. but parents, what do you do with all that chocolate and sugar at the end of the night? >> most of them probably get a couple of pounds of candy and it's crazy. it's absolutely insane if they are allowed to put all of that inside them. >> one dentist wants your kids to trade in their treats for cash, and aisle ait's all for a cause.

for kids going trick-or-treating tonight, one dentist says that he will buy your candy. he plans to send the candy to local troops serving in iraq and afghanistan. >> we like to call it a win-win-win. the kids will get a couple of dollars, we're going to give them a dollar a pound for the candy, we'll get rid of some of the candy that doesn't do the best for them and put a smile on the faces of soldiers. you know for years we have heard that doctors warn about the dangers of not getting enough sleep. everything from traffic accidents to weight gain. but here's something to keep in mind as we turn our clocks back tonight, don't forget that, getting too much shut eye, it could have it's drawbacks as well. experts say that extra sleep every once in a while doesn't have serious risks. but if you habitual oversleep it

could be a sign of an underlying health problem and it could be cutting into your life span too. at least two studies show that people who got less than five hours or more than 10 hours of sleep increase their chances of dying at a younger age. it is a superbusy week in philadelphia and that could become a nightmare. it has nothing to do with halloween. larry smith has more. >> good morning, you know phillies mass transit workers are threatening to walk off the job at midnight if they don't get a new contract. this with more than 300,000 fans heading into the two world series games, the nfl giants showdown, the hockey game all in the same complex which houses four different venues. the yankees-phillies world series game is tonight. the phillys are trying to repeat as world series champs for the first time ever.

the eegs-giants game moved up from 4:00 p.m. to 1:00 p.m. on sunday. both stadiuming chair parking and getting eagles fans out and phillies fans in could be dicey even with public transportation. tonight's usc-oregon showdown will be more than just what the ducks wear. the season opening loss to boise state now ranked in the top ten as is usc. the ducks could give game three of the world series competition for viewers. show up late for the game, that's the cry of one cleveland browns fans who wants empty seats for the monday night kick off to send a message to team ownership that they're unhappy about this team. the browns are 1 and 6. trust me, this is not from michael jackson's "this is it"

it was a much better movie than this. last night at the pistons-thunder game, a group called the spare tires dancing to michael jackson's "thriller" maybe they'll take it to the streets tonight for halloween. then again, maybe not. okay, this one's no halloween prank, a deer came crashing through the roof of an apartment complex, then decided to take a dip in the indoor pool. >> it was his lucky day, avoiding all the traffic, surviving the jump through the roof, swimming the laps. >> now check out video from the security camera, you can see the deer walking around the pool, a few times and then jumping on in. and at some points, it looks like he's swimming laps here, doesn't it? the maintenance supervisor used a net to corral the deer to the shallow end. after about 15 minutes of swimming the deer walks up the steps and takes off. gregory green is dedicated to stopping repeat criminals by

giving them a second channels. robin meade has this week's story of an incredible leader with heart. >> reporter: gregory green is helping ex-cons stay out of jail. >> the goal is to try to help individuals become productive citizens and to help create a change on the inside. >> reporter: a change green knows about firsthand. >> before i came into a 12-step program, i was homeless, chronic criminal, i was an addict, an alcoholic. >> reporter: but with help he turned his life around and started harmony house, a 60-day program that provides housing and support for men returning into society. and the best reward for green? >> trying to be an example of individuals hoping that that example will encourage them to change their own life. those are the things that motivate me and make me continue

to do what i do. >> and nicole smith's boyfriend and two others will have to go on trial. why a judge believes there is enough evidence to prosecute howard stern and two doctors.

nine banks all part of the same major holding company have shut their doors. that brings the total to 115 banks closed by the feds so far this year. an average of ten banks have failed every month in 2009. that is still nowhere close to the 1989 record high of 534 bank closures which took place during the savings and loan crisis. a tanker here has stopped leaking oil into san francisco bay. a fuel line ruptured on a panamian tanker during a fuel

transfer. san francisco's mayor says hundreds of gallons of oil have spilled into the bay. officials are telling people not to swim in the bay and to avoid local beaches. the coast guard says it looks like the oil spill was caused by a mechanical failure. pirates want $7 million for a british husband and wife kidnapped while aboard their yacht last week. but the couple's government will not pay up. british officials say they do not make deals with hostage takers. they set sail from the seychelles bound for tanzania. the journalist in contact with the pirates say the couple is being held on a hijacked spanish ship. anna nicole's boyfriend and two doctors are going on trial. a california prosecutor said there is enough evidence to

prove that they co- -- boy boyfriend howard stern and the doctors say they didn't know that she was addicted and they were trying to help her. they pleaded not guilty. their arraignment is scheduled for december 11. police are looking for a woman who allegedly ran an illegal dental practice. when police went to her apartment in connecticut, they say they were found dental instruments, syringes and completely unsanitary conditions. and she worked on patients while they were sitting in a beach chair. >> this appears to be a facility that possibly lower income or persons that didn't have access to the normal health care facilities that you or i would use, trying to get some dental work done. >> police say they found some documents suggesting that the woman had dental training, but unclear whether those documents are legitimate. three american hikers

detained in iran have received their second visit since being arrested. their families say that swiss diplomats spent about 40 minutes with them on thursday. the switzerland handled that visit because the u.s. doesn't have diplomatic relations with iran. the officials said that the hikers seemed nervous and scared but they seemed in good physical and psychological help. they hiked across the border in northern iraq three months ago. their families say they did it by mistake. fishing no longer means the same thing as fishing with a rod and reel. these days fishing is really just another way to try and steal your money. but our money expert general ter westhoven is looking out for you. >> there's a new scam out there that i want you to be careful of. you have heard the headlines about banks failing and that can be pretty scary. the fdic is warning you might get an e-mail that looks

innocent, the subject line session check your bank deposit insurance coverage, if you see that, don't even open it, delete it, it is not from the fdic, it's from the bad guys. the e-mail basically says type in your information here and you can check and see if your money is safe, if it's insured. that sounds good, they don't really mean safe, they mean safe from them. phishing attacks tripled from may to secht according to ibm. just getting a hold of your e-mail account and password they can find ways and maybe even worm into our bank account. keep your money safe and remember no reputable company asks you for sensitive information through an e-mail. you can always go to the company's website and login that way if you want to check something. i'm jennifer westhoven looking out for you. >> if you want to get more great money advice, each weekday on

"morning express with robin meade" at 8:00 eastern. it's safe, it's fun, it's spooky and some people are so hooked they can't seem to get enough. what exactly keeps these fear fanatics coming back for more?

we need him off the streets, that's what we're trying to say. we want him off the streets as quickly and as fast as possible. police make a gruesome discovery in a home. the ghost guard and navy are pulling out all the stops in this search and rescue mission, but the chances of finding survivors may be fading. stock market took a header, even though the government just said that the economy is growing again. but experts think one thing may be missing to keep the recovery going.

good morning, it's saturday, i'm natasha curry, thanks for watching hln "news and views." a policeman hunter is underway in ohio for this man, 50-year-old anthony sowell. they found two decomposing bodies upstairs and a freshly dug grave in the basement with another body in it. police searched in and around the house and found three more bodies. none of the bodies has been identified but people who live in the neighborhood are worried about who was buried in sowell's home. >> i pray to god that it's not my cousin and if it is my cousin, i'm sorry. >> sowell was convicted of a 1989 rape and served 15 years in prison. the stock markets took a dive that we haven't seen in quite a while. all three major indexes went down yesterday and the dow had its biggest one-day drop in half a year.

the government said that consumer spending went down in september, the first time in five months. at the same time, personal incomes remain flat, some economists worry the recovery could run out of steam if consumers start spending less. president obama is getting more advice as he considers his next move in afghanistan. the president met yet with the joint chiefs of staff and other top military advisors. this comes in the deadliest month for u.s. forces there. sources tell cnn each branch of the military got a chance to explain the impact of sending more troops. the army and marine core have expressed concerns that it would be tougher to give troops promised time at home with their families. home is dimming for rescuers looking for survivors in a collision between a coast guard plane and a marine helicopter. nine people were on board the two aircraft. the crash happened overnight thursday off the coast of san diego right after civilian air traffic controllers turned over

communications to military air traffic controllers. california officials say that they are going to try to reopen the san francisco-oakland bay bridge on monday. but they say they can't guarantee it even though they will be working the whole weekend to repair it. the bridge was closed on tuesday after three steel pieces fell off of it in the middle of rush hour, right into traffic. they crashed right into the lanes and injured one person. the bridge carries about 280,000 vehicles per day. a powerful lawmaker is taking a gambling and pushing for a so-called public option in the senate health care bill. this week senator majority leader harry reid took his pitch to the internet. as dana bash reports, this may not be about health care but also about reid's political survival. >> reporter: a call to action, posted on youtube. >> make sure you contact your representatives back here in washington and push hard. we want a health care bill that

has a public option. >> reporter: a blast of political e-mails all week pushing the public option and sending a not so subtle reminder it's what are harry reid who p the senate health care bill. senator rooetd's leadership was on full display. he took a courageous stand in fighting for and including the public option. why the sudden sales job? >> the more liberal side of the party has questioned whether or not we could get this done, whether or not the leadership was behind it. >> and questioned senator reid? >> and questioned senator reid. >> reporter: patry lee, a former reid aid says that senator reid is anxious to inform a democratic base. >> he said i am going to fight for this, i believe in it. >> reporter: lee and others say that's his goal as a national leader. but home in nevada where reid is facing a tough election battle, he has different reasons for

promoting a public option. >> harry reid is in a lot of trouble. it's what i like to call reid fatigue. >> after of nevadans view reid unfavorably, a stunningly high figure. >> he certainly doesn't have much charisma but he does have a survival instinct unlike i have ever seen in politics. >> reporter: survival in nevada now means appealing to independent reporters and they tend to stanley cupport a govern health care option. >> re-elect me, i'm the guy that the nation needs in washington i can get things done. >> reporter: a huge risk for rooe reid is what if he can't get it done? that is a very real possibility and one of the reasons we're told that reid's aids were split from the beginning on whether or not this was the right move. now that reid has made this

decision, he's clearly pushing it, he knows he needs to own it whatever the outcome. dana bash, cnn, capitol hill. in 2004 former vice president dick cheney told a special prosecutor he did not know who leaked the identity of a cia agent to the press. newly released fbi documents show that cheney replied to many questions with "i do not recall." the scandal became known as plame gate when cia agent valerie plame's identity was released by robert novak. cheney's chief of staff, scooter libby was eventually convicted of perjury in the case. two lawsuits have been filed following that sweat lodge tragedy in arizona. the family of one of three people who died filed a wrongful death suit and a woman who was badly hurt is also suing. both suits accuse motivational speaker and retreat leader james michael ray of negligence and

fraud. the lodge co-owner says there is nothing wrong with this facility itself. an attorney for ray has not commented on the suit. hi, folks, i'm reynolds wolf for hln. we're going to see those scattered showers stick around for the better part of the day for the northeast and the upper northeast. when you get into oregon and back into washington look for scattered showers. and then back out into the great lakes, could see some scattered snow showers in the u.p. of my michigan and into parts of lower michigan and even into wisconsin. your temperatures for today, depends on where you happen to be. 56 is the high for kansas city, 74 in washington, d.c. and 69 into new york. and for the rest of the day and into halloween evening, you can expect those dry conditions to

be pretty much the bill of fare for the central plains, southern plains, northern plains, scattered showers on the eastern seaboard, 60s for charlotte, north carolina and back towards d.c., 70s in parts of california and 60s for the l.a. basin. that is a look at your forecast, i'm reynolds wolf for hln. if you stay up late munching on halloween candy tonight. here's some good news for you, most of you can take advantage of an extra hour's sleep before you wake up tomorrow morning. the official change to standard time happens at 2:00 a.m. sunday. so don't forget, just fall back and for the places that observe it, daylight-saving time returns next march 13. oh, there will be plenty of costumes and candy to go around tonight. but parents, what do you do with all that chocolate and sugar at the end of the night. >> most of them probably get a couple of pounds of candy and it's crazy. it's absolutely insanative thef are allowed to put all that

inside them. >> one dentist wants your kids to trade in their treats for cash, and it's all for a good cause. blrk

for kids going trick-or-treating tonight, one dentist says he will buy your candy. he plans to send the candy to local troops serving in iraq and afghanistan. >> we like to call it a win-win-win. the kids get a couple of dollars, they're going to get a dollar a pound for the candy, and we're going to get rid of some of the candy that's not the best for them and we're going to put a smile on the face of some soldiers. >> he hopes this will not only reduce the number of candy, but also give them a patriotic lesson. the governor of california -- local affiliate ktvu reports that san francisco mayor gavin newsome has dropped out of the race for the

gubernatorial nomination. he has cited a young family and responsibilities at city hall as his reasons for leaving the race. the swine flu is now consider eed widespread in all t four states. the supply of the vaccine is getting closer to meeting the demand. there is just over 26 million doses in the u.s., ten million more compared to a week ago. most auto biographies are okay, but andrew agassi's tell all really creating a bus. >> the former tennis star says if you call a book open, then you should be just that and he is. after it was revealed earlier this week that he used crystal meth in 1997, he now admits that he used the drug for a year or so during his brief marriage to actress brooke shields. he says he even failed a drug test but got it dropped by lying

saying he took the drug unwittingly. he also admits to wearing a hairpiece and having it nearly fall off during the 1990 french open. and nothing like making sure that a.j. allmendinger takes a breathalyzer test. he had no problem taking it on friday at the track. it was the world's largest outdoor cocktail party. which makes me wonder did anybody remember anything about the game? the bulldogs have lost 16 of the last 19 games in their season. give packer fan this is much, they are creative. 300 of them attended brett favre's mock funeral yesterday, still upset about his unretirement east of the past two off-seasons that led to his decision to play for rival

minnesota. green bay's mayor said he didn't approve of the mock funeral but the city did have flip-flop friday honoring brett favre's annual indecision on retirement. what do you get the guy who has everything for the holidays? how about an autographed set of "sports illustrated" magazine. he says he stalked tv studios, black tie events and hotel lobbies for 25 years to build his collection. okay, that's sport. okay this, one's no halloween prank, a deer came crashing through the roof of an apartment complex and then decided to take a dip in the indoor pool. >> it was his lucky day, avoiding all the traffic, surviving the jump through the roof, swimming the lap. >> now check out video from the security camera, you can see the

deer walking around the pool a few times then jumping on in. and at some points it looks like he's swimming laps here, doesn't it? the maintenance supervisor used a net to corral the deer to the shallow end. after about 15 minutes of swimming the deer walks up the steps and runs off. anna nicole smith's boyfriend and two others may have to go on trial.

nine banks all part of the same major holding company have shut their doors. that brings the total to 115 banks closed by the fed this year. an average of ten banks have failed every month in 2009. but that is still nowhere close to 1989's record high of 534 bank closures which took place during the savings and loan crisis. a tanker here has stopped

leaking oil into san francisco bay. the leak started yesterday morning when a fuel line ruptured on a panamian tanker on a fuel transfer. san francisco's mayor says hundreds of gallons of oils have spilled into the bay. officials are telling people not to swim in the bay and to avoid local beaches. pirates want $7 million for a british husband and wife kidnapped while aboard their yacht last week. but the couple's government won't pay up. british officials said they will not make deals with his stoj takers. paul and rachel chandler set sail from the seychelles islands on september 1 set for tanzania. a tournlist in contact with the pirates says the chachndlers ar being held on a spanish hijacked ship.

a california judge ruled yesterday that there is enough evidence to try them. they're accused of conspireing to illegally give anna nicole smith controlled substances and of supplying drugs to an addict. but boyfriend howard stern and the doctors say they didn't know she was addicted and they were trying to help her. they pleaded not guilty. their arraignment is scheduled for december 11. i'm robin meade, we salute the troops every weekday on "morning express." the father of a 2-year-old daughter and a 2-week-old son. his wife salutes him and his brother rafael who is also serving in afghanistan. you got somebody that you love in the military and you want to salute them go to cnn.com/robin. watch for those salutes every morning on "morning express"

with me, ron bin meade. police are looking for someone who allegedly ran an illegal dental practice. they found dental instruments, syringes and completely unsanitary conditions. get this, she worked on patients while they were sitting in a beach chair. >> this appears to be a facility that possibly lower income or persons that didn't have access to the normal health care facilities that you or i would use, trying to get some dental work done. >> now police say they found some documents suggesting that the woman had dental training but it's unclear whether those documents are legitimate. three american hikers detained in iran have received their second visit since being arrested. their families say that swiss diplomats spent about 40 minutes with them on thursday. switzerland handled that visit because the u.s. doesn't have diplomatic relations with iran.

a senior state department official say the hikers seemed nervous and scared but in good physical and psychological health. they crossed into iran's border three months ago, their families say they did it by mistake. everybody wants to save more and spend less, join hln money expert clark howard at noon eastern today. "the clark howard show," noon eastern right here on hln. it's safe, spooky and for some the perfect way to spend halloween. horror movies have some people so hooked they just can't seem to get enough. so what exactly keeps these fear fanatics coming back for more?

we need him off the streets, that's what we're trying to say, we want him off the streets as quickly and as fast as possible. >> what police found during a raid. nine people are missing off the coast of california right now. the coast guard and nave are pulling out all the stops in the search and rescue mission. but chances of finding survivors may be fading. stock market took a header even though the government just said that the economy is growing again. but experts think one thing may be missing to keep the recovery going is you. hey, good morning, it's

saturday, i'm natasha curry, thank you so much for watching hln "news and views." a manhunt is underway for this man, 50-year-old anthony sowell. when they got inside his home they found two decomposing bodies upstairs and a freshly dug grave in the basement with another body in it. police then searched in and around the house and found three more bodies. none of the bodies has been identified but people who live in the neighborhood are worried about who was buried in sowell's home. >> i pray to god that it's not my cousin, and if it is my cousin, i'm sorry. >> sowell was convicted for a 1989 rape and served 15 years in prison. the stock markets took a dive that we haven't seen in quite a while. all three major indexes went down yesterday and the dow had its biggest one-day drop in half a year. the government said that

consumer spending went down in september, the first time in five months. at the same time, personal incomes remain flat, some economists worry the recovery could run out of steam if consumers start spending less. president obama is getting more advice as he considers his next move in afghanistan. the president met yesterday with the joint chiefs of staffs and other top military advisors, this comes in the deadliest month for military sources there. each branch of the military got a chance to explain the impact of sending more troops. the army and marine corps have expressed concerns that it would be tougher to give troops promised time at home with their families. hope is dimming for the rescuers looking for the survivors of a collision between a marine helicopter and a coast guard plane. the crash happened yesterday right after air traffic

controllers turned over communications to military air traffic controllers. california officials say that they are going to try to reopen the san francisco oakland bay bridge on monday. but they say they can't guarantee it even though they'll be working the whole weekend to repair it. the bridge was closed on tuesday after three steel pieces fell off of it in the middle of rush hour, right into traffic. they crashed right into the lanes and injured one person. the bridge carries about 280,000 vehicles per day. hi, folks, i'm reynolds wolf for hln. here's a look at your forecast around the nation and we're going to see those scattered showers stick around for the good part of the day for the eastern seaboard, the southeast and the northeast. look for some scattered showers in washington especially in the early part of the day into the evening also. and then back out into the great lakes, could see some scattered

snow showers in the u.p. of michigan and the northern part of michigan and even into wisconsin. in terms of your high temperatures today. 56 the high for kansas city, 47 degrees in chicago, 74 in washington, d.c., 69 in new york and as we fast forward into the rest of your day and into halloween evening, you can expect to get into these dry conditions to be pretty much the bill of fare for much of the central plains, southern plains, northern plains, 40s for the great lakes, scattered showers on the eastern seaboard, 60s for charlotte, north carolina and back towards d.c., 70s in parts of california and then 60s for the l.a. basin. that is a look at your forecast, i'm reynolds wolf for hln. hey, if you stay up late munching on halloween candy tonight, here's some good news for you, most of you can take advantage of an extra hour's sleep before you wake up tomorrow morning. the official change to standard time happens at 2:00 a.m. sunday so don't forget to fall back.

two lawsuits have been filed following that sweat lodge tragedy in arizona. the family of one of three people who died filed a wrongful death suit and a whom who was badly hurt is also suing 689 both suits accuse motivational speaker and retreat leader james arthur ray as well as the owners of the lodge of negligence and fraud. the lodge co-owners say there's nothing wrong with the facility itself and she play nod party in how that retreat was run. in 2004, former vice president dick cheney told a special prosecutor he did not know who leaked the identity of a cia agent to the press. newly released fbi documents show that cheney relied to many questions which i do not recall. the scandal became known as plame gate when cia agents valley plame's i'd si was leaked to robert novak. cheney's chief of staff scooter

libby was eventually convicted of perjury in the case. the amount of waste going into landfills all across the country is massive and it's a big environmental concern as well. reporter kimberly thompson of ohio affiliate whio found that a rather unique but simple ecosolution that followed worms. here at rite patterson air force base base take these worms with unwanted food. >> this bin right here, there's about 3,000 red wiglers. >> the current patterson air force base base recycling centers feeds this with -- >> you throw your fruits and vegetables in there and you come out with a product like this. >> at one time, they fed this to more than 600,000 worms. >> 400 pounds per day, that's a

ton per week, 52 tons per year that we are feeding these worms that we didn't have to pay to dispose of and went to the landfill. >> not only do these worms keep solid waste out of the landfills, they also produce nutritious plant food. >> to me, it's a high grade fertilizer and all natural. >> reporter: people on the base use this in their gardens. >> we have got people calling us and telling us that this is the best tomatoes they have ever had this season. >> reporter: while gardens are seasonal, as long as these worms are kept at 70 degrees, they will eat and multiply year round. >> every 90 days the amount of worms you have will double, that adds up really quick. >> reporter: that means more organic material kept out of the landfill and put back into our soil. and for more important environmental news, just head to our website,

cnn.com/ecosolutions. there will be plerntd of costumes and kaentd to go around tonight. but parents, what do you do with all that chocolate and sugar at the end of the night? >> most of them probably get a couple of pounds of candy and it's crazy, it's absolutely insane if they are allowed to put all of that inside them. >> one dentist wants your kids to trade in their treats for cash and it's all for a good cause.

for kids going trick-or-treating tonight, one dentist says that he will buy your candy. he plans to send the candy to local troops to serve in iraq and afghanistan. >> we like to call it a win-win-win, the kids are going to get a couple of dollars, we're going to give them a

dollar a pound for the candy. we're going to put a smile on the face of hopefully some soldiers. >> he hopes this will teach children not only the risk of tooth decay but also give children a patriotic lesson. >> the race -- local affiliate ktvu reports that san francisco mayor gave on new is sm has dropped out of the nomination. newsome has cited a young family and his responsibilities at city hall for his reasons for dropping out of the race. doctors warn of the dangers of not getting enough sleep, everything from traffic accidents to weight gain. but here's something to keep in mind as we turn or clocks back tonight. getting too much shut eye, it could have its drawbacks as well. experts say that extra sleep every once in a while doesn't have serious risks. but if you habitually oversleep

it could be a sign of an underlying health problem and it could be cutting into your life span too. studies show that people who got less than five hours or more than ten hours of sleep increase their chances of dying at a younger age. it is a superbusy weekend in philadelphia and that could become a nightmare that has nothing to do with halloween. >> phillies mass transit workers are threatening to walk off the job at midnight if they don't get a new across the street. this with more than 300,000 fans heading into the same complex which houses four different venues. game three of the phillies-yankees world series is tonight with the best of seven series tied at a game apiece. their game for tomorrow night prompted the eagles-giants

game to move up from 4:00 p.m. to 1:00 p.m. on sunday. both stadiums share parking and getting eagles fans out and phillies fans in could be dicey even with public transportation. the biggest question tonight for the usc organize showdown could be which uniforms they will use. the ducks could give game three of the world series and competition for viewers at 8:00 p.m. eastern for those not frick or treating. usc and oregon. a short cleveland game, that's one brown's fan who wants empty seats on the home game on november 15 to second a message to team ownership that they're not happy about this team. the browns just 1 in 6 and on their way to missing the playoffs for the tenth time in as many seasons. halftime at last night's

pistons-thunder game, a group called the spare tires dancing to jackson's "thriller" good moves guys. maybe they'll take title the streets of detroit tonight for halloween. then again, maybe not. that's sports. this one's no halloween prank, a deer came crashing through the roof of an apartment complex and then decided to take a dip in the indoor pool. >> it was his lucky day, avoiding all the traffic, surviving the jump through the roof, swimming the laps. >> check out video from the security camera, you can see the deer walking around the pool a few times, then jumping on in. and at some point, it took like he's swimming laps here, doesn't it? the maintenance supervise used a net to corral the deer to the shallow end. after about 15 minutes of swimming the deer walks up the steps and takes off. anna nicole smith's boyfriend and two others will have to go on trial. why a judge believes there is

enough evidence to prosecute howard stern and two doctors.

nine banks all part of the same major holding company have shut their doors. that brings the total to 115 banks closed by the fed so far this year. an average of ten banks have failed every month in 2009. but that is still nowhere close to 1989's record high of 534 bank closures which took place during the savings and loan crisis. a tanker here has stopped leaking oil introsan francisco bay. the leak started yesterday morning when a fuel line ruptured on a panamian tanker during a fuel transfer. san francisco's mayor says hundreds of gallons of oil have spilled into the bay. officials are telling people not to swim in the bay and to avoid local beaches. pirates want $7 million for

a british husband and wife kidnapped while aboard their yacht last week. but the couple's government won't pay up. british officials say they do not make deals with hostage takers. according to their blog paul and rachel chandler set sail from the seychelles. anna nicole's smith former boyfriend and two doctors are going on trial. a california judge ruled yesterday that there is enough evidence to try them, they're accused of conspiring to illegally give her controlled substances and of supplying drugs to an addict. but boyfriend howard stern and the doctors say they didn't know she was addicted and they were trying to help her. they pleaded not guilty. their arraignment is scheduled for december 11. police are looking for a woman who allegedly ran an

illegal dental practice. when police went to her apartment in connecticut, they say they found dental instruments, syringes and completely unsanitary conditions. now get this, she worked on patients while they were sitting in a beach chair. >> this appears to be a facility that possibly lower income or persons that didn't have access to the normal health care facilities that you or i would use, trying to get some dental work done. >> police say they found some documents suggesting that the woman had 6 dental training, but are unclear as to whether those documents are legitimate. three american hikers detained in iran have received their second visit since being arrested. swiss diplomats spent about 40 minutes with them on thursday. switzerland handled that visit because the u.s. doesn't have diplomatic relations with iran.

the hikers seemed nervous and scared but in good physical and psychological health. they crossed into iran's border on a hike in northern iraq several months ago, their families say they did it by mistake. crossed iran's border during an attack three months ago. they say that they did it by mistake. >> fishing is no longer with a rod and reel. it's really a way to try and steel your money. but jennifer westhoven is here to protect you. >> you've heard the headlines about banks failing. criminals are going to use your fear to try and steal your sensitive, financial information. the fdic is warning you might get an e-mail that looked innocent. the subject line says "check your bank deposit insurance coverage." if you see that, don't open that. delete it. it's from the bad guys. it basically says, type in your

information here and you can check and see if your account f. your money is safe, if it's insured. that sounds good but they don't mean safe. they mean safe with them. look, even just by getting ahold of your e-mail account and password, they can find ways and maybe worm into your bank account. so be very careful. keep your money safe and, remember, no reputable company asks you for sensitive information through an e-mail. you can always go to the company's web side and log in that way if you want to check something. i'm jennifer westhoven, looking out for you. >> jen, thank you so much. you can get great advice each weekday. >> it's safe, spooky, and for some, the perfect way to spend halloween. horror movies have some people so hooked, they can't get enough. what exactly keeps these fear fan flat particulars coming back for more? %%%%%%%%%%%%

ever since i can remember, i've been fascinated by making money. by the time i was 31, i retired and embarked on a new mission so you can save more, spend less, and avoid getting ripped off. why am i smiling? when you hear what i'm going to talk about, you'll think, have i lost my mind? foreclosure rates are likely to rise, according to experts. the rest of this year, through 2010. so why would that make me file?

because i don't believe it. inspite of the fact that increasing numbers of americans are dwlingt on their home loans. throughout the first half of this year, the idea of doing a short sale, where a lender agrees to negotiate a lower selling price for a house and they take a hit on the mortgage balance, it's really something talked about that really didn't happen. real estate agents were frustrated beyond belief. and now and millions of foreclosures, i don't think so. are they going to be great deals on houses throughout the rest of this year and next year, you better believe it. get out there and find the deals. and now what is on your mind?

what deal are you dealing with? >> nancy, how are you? >> i'm fine, thank you. >> what's happened to you? >> well, i got a letter yesterday and my husband worked for a big corporation for 32 years. and they tell us now that since october of '04, to 2009 of april, they found a mistake and it's $4,000 a month and they won't need to pay that plus interest. >> wait a minute. >> caller: that's what i'm -- >> you're telling me that the pension administrator -- >> caller: yeah. >> almost five years ago. >> caller: right. >> made a mistake in computation. >> caller: right. >> paid 450 too much. they say, now, they want -- >> caller: that's close to

$25,000. >> and they want all $25,000 -- >> caller: plus interest. >> for their error? now, how do you know they even did make a mistake? >> caller: well, i went back through his retirement papers and i did find that it states when he turns 62, if he's drawing social security, they would take 450 off of his check a month. but he got sick in early 2000 and did a number on his brain which causes dementia. if he had been in his right mind, he would have known that this happened and he would have called. i haven't been in this position in over 20 years where i owed anybody anything. >> the person your husband worked for for 32 years, was he a union -- >> caller: yes, he was. >> have you consulted the un yeb?

>> no. >> caller: all right no. >> i would request that you contact the union that he worked for. >> okay because the union should get involved i would like for you to double back with me, nancy. once you've talked to the union and if the union is not of help to you and the other retirees. >> caller: uh-huh. >> i would like to see what i might be able to do to help. lola, what has happened? >> caller: to make a long story short, there was a young man that my daughter knew, he p ended up homeless, gave us a sad story, we gave him a place to live, settled up on the rent, and he was working not too long

after that. the transmission went out on his car and i felt sorry for him because he did not have a way to work. well, i had just got the transmission fixed in my truck and i told him he could use my truck as long as he promised me one thing, he would never drink and drive my truck. well, needless to say, he creeked my truck, did over $3,000 damage to it and got a dwi, thrown in jail, and my truck was impounded. well, he paid about half of it and once i moved, of course, now he's not making payments. he refuses to answer my calls. he refuses to do anything. >> all right. now, let's talk for a second. first thing i want to tell you, don't ever give up that wonderful heart of yours. >> caller: okay.

yes. >> you can sue him in small claims court for the $1500 still unpaid. >> caller: okay. >> and you would file suit and the emotions run high and he's going to have to explain to the judge why he's being such a dead beat. >> okay. >> and it will be up to the judge, because a lot of what you're talking about is not in writing anywhere. you didn't get a note from him. >> yes, i do. >> okay. so it's not hearsay. >> i do. i do. i have a signed piece of paper that he promised to restore my truck and pay all of the damages. >> the judge is really not going to have a problem with this. and to get to small claims court

and his employer. next on clark howard -- >> how much for downloading this movie? >> $62,000. >> $62,000 to download a single movie?

go to cnn.com/clarkhoward and send a video submission and send me a clip of what you want solved. that's what melba has done. >> hi, i'm melba and i'm your

money coach. my biggest problem is my educational loan. after i finish school, i'm like, there's no way that i can pay this loan back. >> caller: my question is, how do i pay off the student loans. >> melba, you have a lot of student loans but have i got great news for you. there is a brand-new federal program and since you work for the federal government, if you stay with the feds, you're going to love this. it is an income-based repayment plan. and after ten years of employment with the feds, all your federal loans, whatever remains the balance of those, will be forgiven. all right. now, here's what i want you to

do. i want you to pay the minimum that is required under the income-based plan towards your federal loans and throw every last dollar you can towards your private loans. and it's a big priority for you. on the student loan front, here's my rule if you are in school. parents of kids getting ready to go to college, do not in four years take out more student loan debt in total than what your likely earnings are going to be in the first year's employment after college. >> caller: clark, i recently

purchased a wireless and i downloaded a movie and they billed me for $62,000. >> wait, wait, wait. >> how much money? >> $62,000. >> $62,000 to download a single movie. what did they tell you? >> they adjusted it to $17,000, which they told me was their cost. [ laughter ] >> caller: for the movie that my nephew wanted to watch. and then after we got to the 17,000, they said that they were going to cancel my cellular phone, which was also with them.

and i was charged with down and the executive vice president and. >> none other than called by supposedly $17,000 and for a single and fair and equitable and in the movie wally and see what your cell phone provider

has to say and also shut off your service. i mean, next on clark howard -- >> i am very happy but it could not happen and i hate that we had to get involved. and for a judgment and commonsense and the cell phone operator.

al letter toe was charged $62,000 for downloading a children's movie from his laptop to cellular service.

alberto, it did work and what's happened? >> caller: i am very happy but it couldn't have happened and there should have been some better sense and you're not going to have that anymore, but be very, very careful. these laptop cards and not be able to be unlucky to very lucky. what risk are you at for identity theft? we've heard so much about it. you see all of the commercials about how there's this great way for to you keep your identity from being stolen and all of

that stuff. but how would you figure out how much risk you are actually at? well, there's now a mathematical formula for free, you can run yourself through and see how much risk you're actually under, based on your profile, of having your identity stolen. you go to a website called myidscore.com. when you get there, fill out a short amount of information about yourself and if you're thrusting enough, your social security number and thank goodness i've already frozen my credit. and in just when i think i've heard it all, i -- you are not going to believe. the call you're going to hear

next and paid in lines and bill collectors and wait until you hear this story. >> let's talk about them. >> about six years ago, my family and i made a very bad decision and run over the internet. >> oh. >> well, tb wasn't a problem. we got it taken care of and everything, actually b. six year after that we started -- she gets a call at work from someone representing a bogus amount and they were going to have the cops come down and arrest her.

>> really? >> yeah. that was about six months ago. well, they started calling back again. >> the same people from the philippines calling you? >> caller: yes. and at this point. >> they are calling your family members? >> caller: yes. >> so they are not telling the family members that your wife owes money or anything like that? >> caller: no, they are saying that my wife owes money and she needs to call. >> they are saying that? >> caller: yeah. >> well, that's against the law. >> caller: well, i went to the police and since it's out of the country, there's not much they can do about it. but, any way, so what happened was, i started -- i had their number that they left and i started calling them and i told them that we weren't going to pay any money and this, that, and the other and i started actually having fun with them. and they talked about how they were going to come and cut my wife's hands off and watch her

bleed and they were being very vie lont. >> what? ! they said they were going to cut your wife's hands off? >> caller: yeah. and some other things that i'm not going to say over the line, about abuse that they were going to do, this that and the other. >> and you think this all relates back to the loan that your wife took out six years ago? >> caller: yes. the payday loan people, we called them and they said that they sell the information that they have after six years. >> so the payday number sells the customer list to the phony collection agency in the fill beans that thens threatens to harm your wife that you can't say them out loud? >> yes. there are times that i think i've heard it all and then you

call and let me know that i have not heard it all. next on clark howard -- >> the sham pew was quite a bit cheaper so i went ahead and got that and i really was -- my head started itching and i started having dandruff problems after that. i didn't really know what was going on.

ever since i've been a kid, i have been fascinated about sending money. i've embarked on a new mission, helping you save your money so you can save more, spend less, and avoid getting ripped off. you see the car ads on tv that say, come on down, we have great deals. let me tell you something, we're right on the edge where car dealers are going to have fantastic deals on new cars.

the car market has been completely fouled up from the formal sales pattern this year because of cash for clunkers. normally we're in a cycle where, in september, we wouldn't have had great deals. but this year the great deals are delayed. we're going to have phenomenal offerings from mid-november to probably about mid-january because of the way that the car cycle was modified by cash for clunkers. and really great news. not only would you get a really great price on a new vehicle for all models out there, but your trade-in, again, because of cash for clunkers, should likely bring you a higher amount of dollars than it would in the past. why? because so many cars were destroyed because of the clash for clunkers program, raising the value of your trade-in.

richard is with us and you want to talk about your mom? >> well, my mom recently came to live with me and she was always very secretive about her finances. and what i have found out is that she has been playing these mail-order lotteries. she lived by herself for a long time and was -- got caught up in these lotteries overseas. >> oh, i'm so sorry. >> as a matter of fact, she has ran up credit card debt to ttalg $34,000. and she has social security. she gets 923 a month but has been -- frankly, all of the social security goes out to make her monthly basements. is she's now become my dependent. i hope this doesn't come to the

point where i'm going to have to make payments on this. >> there are a couple of scenarios i want to run by you. you have no legal liability. she has no assets. >> okay. >> so eating up her whole social security payments to is crazy. there is something that i talked about recently on the show, called a hardship plan that is something that she may be able to be eligible for for credit counseling. but generally what happens is that the payment gas to zeer row and if, over time, she pays off the balance, she pays off the

balance. if there's any issue that a creditor may be able to seize direct deposit for social security may stop and people will go back to receiving a paper check and that's what she should do. mike, you're having a problem with a bankrupt cable company and i inadvertently paid off the credit card and didn't think anything of it. you know, just click to pay the way you normally do until several days later the banks sent me an e-mail notifying me that it had actually paid the bill and i looked if he r to sigh that it was the cable company and they, since may, have had $938.70 and ip can't

get it back. >> $938 -- >> caller: and 70 cents. >> when a company is in severe financial trouble, once they have money from you, it is very, very hard to get it back. what have they said to you? have they pled poverty or what has the cable company said about not giving your money back? >> the first time i called in may i explained to them what i had done. and so when i called back in after the 16th, the person i talked to said, they didn't know what they were talking about. it takes six to 8 weeks. so you have two more weeks to wait. >> well, i'm going to do something in this case with everything that you've been

through. with your permission i want to call this cable operator to see if there's anything we can do to get your money back. >> i would love that. >> now, ip don't know if you were allowed to have your money back because of the bankruptcy filing. if that is any part of why your $1,000 seems to be lost in space. next on clark howard -- >> we called your cable operator and what happened after we called? >> caller: that afternoon, i probably received five phone calls to keep me updated on the progress. >> save forge college for our son and we are not sure if we're doing enough.

>> caller: i ined a vert enltly paid the cable company the amount of money that i was paying to pay off my credit card. they, since may, have had $938.07. i can't get it back. >> hang on just a second because we are going to call them on your behalf and see what we can make happen for you. we called your cable operator. and what happened after we called? >> i got the first phone call. and they asked me to send them a copy of the bank statement that shows where this amount of money has cleared and she was very clear, we don't want your account number. cross it off. so i immediately e-mailed them the statement, with it on, and

kept me updated on the progress of this. that afternoon, i probably received five phone calls to keep me updated on the progress. the first was that they had the statement and didn't know when they would get approval for it, but apologizing that i had waited so long. a little while later they called back and said, well, we have the approval. don't know how -- you should have the check by the end of the week. we'll get back to you. finally, she calls back and says, i've actually seen the check and you will have it tomorrow. it's going to be fedexed to you. i will call you back when we have the tracking number. so finally she calls back and i'm still not believing this. she calls me back with the tracking number and tells me i would have it, you know, wednesday morning and that she would call me sometime on wednesday to make sure that i got t and low and behold, on

monday fedex showed up at my door and there was the check. >> lee tell you the truth, this is one of those cases where i think that we did make a difference and i really believe you would have never seen this money. >> i'm sure i wouldn't have either. >> and i hate that it took us getting involved because my whole deal here is to give people the tools and the knowledge and the confidence to go fight your own pat tells and you had done everything i could have expected to somebody and still run into a brick wall, which is why we got involved. >> well i so appreciate it. as you know, i never would have seen the money otherwise. >> it's time for money coach. that's where you get to ask me your the goals that you have in your life, see if i have a good answer for you. let's visit with dan and

heather. >> my name is dan. >> and my name is heather. >> we just put a little bit of money in there and, of course, with the economy, the market going down, we lost money on that and decided to lock into the prepaid tuition. we're going to be paying on that for five years but that only covers tuition. >> we're hoping to do the right thing. again, with the way that the economy is going, we've decided to with hold putting any money in the 529. dan and i both paid for our college with student loans and other things that sort of hindered our opportunities now and i obviously want to avoid that for mim him. >> our question is, what more can we do to save for our child's education.

>> the thing is, do you know what? you paid for your own college. you said that set you back. but the truth is there are so many ways to pay for college. there's only one way to pay for your own retimplt. so you love your children and want the best for them. but the key thing, your primary focus and goal should be to beef up your savings for retirement. you need to contribute more each and every month to that this conflict that i've talked about, do i hear this over and over and over again. when i talk with holder couples whose kids are now grown and then i ask, what have you saved for retirement and they can't look at me because they took all of the money and put it towards their kids' college? remember what i've just said. your primary goal with your

long-term savings is not -- it is not your kids' college. there is work. there's loan, there's grants, scholarships. but for retirement, you've got one thing. and that is you. >> next, on clark howard. >> what is it that this investment advisor is recommending to your mom? >> a variable annuity. >> what? are you serious? >> caller: yes. >> no, no, no, no no, no no.

hi, arthur. how are you doing. >> caller: i'm doing great, clark. >> so you're watching out for your son? >> i am. >> that's a good son, watching out for her. >> thank you. i'm trying to. subsequent to the death of my father she was taking care of her financial matters.

and and finally an investment product that i'm somewhat skeptical of. >> would you tell me how old your mom is. >> she's 72. >> and what is it that this investment adviser is recommending to your mom? >> caller: a variable annuity. >> what? what? are you serious? >> caller: yes. >> no, no, no, no, no, no no, no! that is wrong. i don't know if that investment advisor is just misguided or is a dishonest individual. but there is absolutely never a circumstance, never, where a variable annuity would be proper for someone in her 07s. variable annuity is a type of insurance product that has

massive commissions and massive ongoing expenses and huge, what are known as sur ren dr. charges. the idea that at 72 is that normally your mom is not looking for something that might generate an income for her at 100 your mom is looking for something that would cover her needs for the remainder of her lifetime. >> caller: well, this advice was so bad -- >> yes. >> caller: take our business elsewhere? >> i would consider that because there's not even a reasonable difference of opinion on this. flat out bad, wroth en, terrible, crooked advice. our next caller joyce has a real dilemma, a tough one within a family. almost bib liblg cal. she has to decide whether she should do what is best for her or best for her daughter. joyce, what is going on in your

life? >>. >> caller: okay. we gave our daughter a five-acre piece of land and she has put a home on it and now she has a first and second mortgage and is unable to make the payments and they are getting ready to foreclose. with the first and second mortgage, would it be best for us to contact these folks and ask about how we can refinance it, take it over, or would it be best for them to foreclose or wait until the foreclosure or would we get a better deal then? >> for your daughter having late pays and the house being rescued by you short of foreclosure and then going through foreclosure? >> yes. >> and that's number one.

number two, though, you will be able to retain the property once it becomes known as r.e.o, or real estate owned. what will happen is that the oue first mortgage at the foreclosure. and the foreclosure will end up in the hands of the bank that has the first mortgage. it will then go into their r.o.e. department, and you will be in a position in the. >> r.e.o. department positive buy it become for less than the first mortgage was. you will absolutely get a better deal on the property if you go quiet and wait for the. >> r.e.o. status. the only thing from your perspective is for some reason there was somebody who had his or her eye on the property, and

once it goes into r.e.o. they end up buying it right out from under you. how much do you want to keep your daughter out of harm's way versus how much do you want to keep this property and maybe get a good deal on it? >> caller: those are some real difficult questions. >> and they're completely different. that's the thing is. we're deal wig an ethical dilemma a family dilemma here. i mean, that's really a call for you to make. >> caller: yes. >> if you would like to step in and prevent the financial harm that comes with a foreclosure to your daughter, know that will you have to pay pretty much the full balance on the loan. you're not going to get large concession. >> caller: yes. >> if you step in. after the fact, you may pick up the property for, who knows. half of what the outstanding balance is. >> caller: yes. that's what we probably should do. >> well, and that is a decision

that you've got to make. next on clark howard -- >> you spent these years living well below your income, and it made a permanent change in how you handled money in your life by toughing it out paying it off.

a charter bus crashes and flips over on its way to a college football game in georgia. who was on it and what authorities are saying about this accident. a tanker is no longer leaking oil into the san francisco bay, but the problems from the spill are far from over. plus -- no one likes to sit next to a screaming child on a plane, but one airline recently decided to do something about it. why it's now apologizing. and this halloween, scaring up new songs. ed singer says he's always felt surrounded by ghosts. hey there. thanks for having us over. you're watching hln "news and views" i'm v cha. a college but overturns on

interstate 75. investigators say some 39 morehouse college students were inside the bus when it flipped. several taken to area hospitals with non-life threatening injuries including one person who was trapped. >> we did have one that was trapped in the bus for a period of time that we considered critical until we could get them extricated. then we downgraded that patient to a non-critical patient. >> the bus was weren't of three going to south georgia to morehouse/albany state game. the other bus was not involved. police say a car may have cut off the bus causing the bus driver to lose control. rain also made the roads slick. it wasn't clear if that was a factor. the bus ended up on its side in a ditch. more as it develops. suspected rapist aid kippur anthony sole is behind bars. he was taken into custody without innocent. on thursday cleveland police

went to arrest sowell on charges of assault and rape, he wasn't there but police found two deposing bodies upstairs and a freshly dug grave in the basement with another body in it. police searched in and around the house and found three more bodies. none identified. people who live in the neighborhood are worried about who was in sowell's home. >> i pray to god that it's not my cousin, and if it is my cousin, i'm sorry. >> authorities say sowell served 15 years in prison for a 1989 rape conviction. two canadians wanted by the fbi have been arrested by canadian authorities. mohammed al sahli and yassir ali kahn. the leader of the mosque had extreme anti-government views and encouraged followers to commit violence. they also say he wanted to create an islamic state with the united states.

abdullah die the in a shoot outwith fbi ats wednesday. re he resisted arrest and fired a gun. the mosque denies he was part of a radical islamic group. a tanker has stopped leaking oil into the san francisco bay. the leak started yesterday morning when a fuel line ruptured on a pan main yum tanker. the san francisco mayor says hundreds of gal, of oil spilled into the bay, but the coast guard organized a massive response to the spill. >> rather than trying to estimate exactly what it was what we responded to, we responded as though it were a big spill and we mobilized irrespective of the reporting quantity. we don't pay too much attention to that initial volume. it just doesn't work. initial volumes are never correct. so while there may have been a lower report out there initia y initially, it did not affect the way we responded. responded as though it were a

much larger spill. >> the coast guard says it looks like the spill was caused by some kind of mechanical failure. california officials say they will try to reopen the san francisco oakland bay bridge monday but can't guarantee that will actually happen, even though they're going to be working the whole weekend to repair it. >> the time projections that have been given are just estimates on what different individuals things will take, if they worked exactly the way they were supposed to, but the thing that is taking time right now is the fit up of the steel. again what we are focusing on is making sure those rods are in the exact position we want them to be in when we begin tensioning them. >> the bridge closed tuesday after three spiel pieces fell off in the middle of rush hour. they crashed into rush hour lanes and did injure win person. the bridge carries about 280,000 vehicles every day. and a husband found in the waters off the coast of texas. the body was spotted yesterday afternoon by the crew on a

floating rig. the search is still on for the second pile onboard when the training plane disappeared. the last known location, near san jose island. if you stay up late munching on halloween candy tonight, most can take advantage of an extra hour's sleep before you wake up tomorrow morning. the official karng of eastern stand time happens at 2:00 a.m. don't forget to fall back. daylight saving time returns next march 13th. president obama is getting more advice as he considered the next move in afghanistan. he met with the joint chiefs of staff and other top military advisers yesterday. the meeting comes in the deadliest month yet for u.s. forces there. sources tell cnn each branch of the military got a chance to explain the impact of sending more troops. the army and marine corps expressed concerns it would be tougher to give troops promised time at home with their families. as the obama family considers its strategy, a state department official is resigning in protest of the war.

matthew ho says he's getting a lot of support for his decision's in a decisiharry a l leaving because -- >> he talked to our sister network about what it's like on the ground in afghanistan. >> the top military brass have all endorsed general mcchrystal's report and request. do you think that down on the ground there's a very different feeling? >> yes. yes, there is. i think on the ground in the perspective, the perspective is what is the strategic value over what we're doing here? why are we doing this? what are we getting out of this? it's not going to defeat al qaeda? if you take our two goals as being defeat al qaeda because of nuclear weapons and india, the stabilization of the government in islamabad. 60,000 troops taking 50, 60 dead

a month from this countries and how many wound and killing how many afghans as well doesn't accomplish either of those goals. >> why doesn't it defeat al qaeda? >> my belief is that al aqsa is one al qaeda evolved. they became an ideological cloud that exists on the internet. they don't need a safe haven in afghanistan. they have safe havens in probably six, seven other countries. >> see the entire interview with h ocht h tomorrow on fareed zakariya on gps, airs at 1:00 and five p.m. eastern. the president runoff in afghanistan is in jeopardy. the man challenging incumbent hamid karzai a said to be boycotting the election tomorrow. refs of both candidates are engaging in 11th-hour talks today and abdullah is expected to announce his decision tomorrow. the former u.n. ambassador to afghanistan predicts it's country will soon have some sort of power sharing beal between

karzai and abdullah. the daughter of a civil rights legend has now taken over the reins of the organization her father helped start. the southern christian leadership conference announced the reverend bernice king as its new lieder yesterday. the first woman to ever hold ta post. her father co-founded the sclc back in 1957. he served as its first president until his assassination in 1968. some observers say king's main challenge to give the organization a sense of mission. what price would you pay to have the olympic torch in your town? a small town in canada decided to pony up some cash for a torch cameo. the price it paid, coming up.

the swine flu is in all but two states. the splice of h1n1 is closer to meeting demand i. know how frustrating it is to stand in line for hours and maybe not get

what you came for in the first place. that's infuriating. we really want to remind people, though, that there are some people who will likely get very ill, and could potentially die, who are in much more priority situations. children with underlying health conditions, and pregnant women. we need them to get to the front of the line. >> there are now just over 26 million doses in the u.s. ten million more than compared to a week ago. three american hikers detained in iran received their second visit since they were arrested. their families say swiss diplomats spent about 40 minutes with them thursday. switzerland handled the visit because the u.s. doesn't have diplomatic regses with iran. senior state department officials say the hikers seemed nervous and scared but in good physical and psychological health. they crossed the border during a hike in northern iraq three months ago. their families say they did it by mistake. two lawsuits have been filed

following that sweat lodge tragedy in arizona. the family of one of three people who died filed a wrongful death suit, and a woman who is badly hurt is also suing. both suits accuse motivational speaker and retreat owner of negligence and fraud. the lodge co-owner says there is nothing wrong with the facility itself and she played no part in how the ceremony was run. an attorney for ray has not commented on the suits. anna nicole smith's former boyfriend and two doctors are going on trial. a california judge ruled yesterday there is enough evidence to try them. they're accused of conspiring to illegally give her controlled substances and supplying drugs to an addict. the boyfriend, howard stern, and doctors, say they didn't know she was addicted and were trying to help her and they pleaded not guilty. smith you may recall died of an overdose in february of 2007. southwest airlines is saying it's sorry for kicking a mom and her toddler off the flight.

the crew booted them because the boy's scream of go, plane, go, and i want daddy drowned out the pre-safety announcement. the mom was confident he would have behaved once the plane took off, but they never got that chance. southwest called her, offered an apology and a $300 gift voucher. the host for the 2010 game, it will crisscross that country, including a stop in the tourist town of tafino. they spent $50,000 of taxpayer money to have the torch swing through. unusual bearers including a skate bearer and for the very first time, a surfer. >> laying on my board, right. paddling, catch the wave, grap the torch off him and keep riding the rest of the way like this. >> people that live in tofino say it may end up being the biggest party the town has seen. an epic 28,000 mile through

canada before reaching february's opening ceremony in vancouver. blogs, newspapers around the world are buzzing about the big new change on the internet. starting soon, site names can be in characters that look nothing like the english alphabet include be chinese, air bit and hindi script. one call it is a major shot in the arm for cultural equality and an asian news site says it will push the internet away from its american roots and give it a more international flavor. exactly what they were going for at the nonprofit group that regulates these thing. check out this video from the internet corporation for assigned names and numbers. it was only dough mean -- [ speaking in foreign language ]

>> the countries can apply in two weeks for the first website with international characters. you will be able to get english translations as well. you know, for years we've heard doctors warn about the dangers of not getting enough sleep. everything from traffic accidents to weight gain. but here's something to keep in mind as we turn our clocks back tonight. getting too much shut eye could have its drawbacks as well. extra sleep every once in a while doesn't have serious risks, but if you habitually oversleep it could be a sign of an underlying health problem and could be cutting into your life span. two studies show people who got less than five hours or more than ten hours of sleep increase their chances of dying at a younger age. a soldier back from afghanistan couldn't believe the welcome some students had waiting. ♪ proud to be an american

where at least i know i'm free ♪ >> why the kids chose that particular song and what they did before the soldier came home. ♪ god bless the usa

hi, folks. i'm reynolds wolf. the showerers for the northeast and the center of the u.s., quiet day for you, an active west coast. same deal until you get north of the state of california, into oregon and back into washington bp look for scattered showers especially in the early part of the day, into the evening also and back out into the great lakes, could see scattered snow showers in the u.p. of michigan, parts of northern michigan and maybe wisconsin. the high temperatures for today, depends where you happen to be. 47 degrees in chicago. 74 in washington, d.c. 69 in new york. and as we fast forward into the rest of your day and into

halloween evening, you can expect again dry conditions to be pretty much the bill of fair for much of the plains, southern plains, northern plains, 40s in the great lakes. scattered showers on the eastern seaboard. 60s for charlotte, north carolina then back towards d.c. 70s in parts of california and then 60s for the l.a. basin. a look at your forecast. i'm reynolds wolf for hln. nine banks all part of the same major holding company have shut their doors. that brings the total to 115 banks closed by the fed so far this year. an average of ten banks failed every month in 2009. that is still nowhere close to the 1989's record high of 534 bank closures which took place duringed savings and loan crisis. pirates want $7 million for a british husband and wife kidnapped while aboard their yacht last week, but the couple's government won't pay up. british officials say they do not make deals with hostage-takers.

according to their blog, paul and rachel chandler set sail from the islands on october 211 bound for tanzania. a distress signal was sent out two days later. a journalist in contact with the pirates says they are being held on a spanish hijacked ship. anna nicole smith's former boyfriend and two doctors are going on trial. a california judge ruled yesterday there is enough evidence to try them. they're accused of conspiring to illegally give her controlled substances, and of supplying drugs to an addict. boyfriend howard stern and the doctors say they didn't know she was addicted an were trying to help her. they pleaded not guilty. their arraignment is scheduled for december 11th. police are looking for a woman who allegedly ran an illegal dental practice. when police went to her apartment in connecticut, they say they found dental instruments, surrinyringes and

completely unsanitary conditions. she worked on patients while sitting in a beach chair. >> this appears to be a facility that possibly lower income or persons that didn't have access to the normal health care facilities that you or i would use. trying to get some dental work done. >> now, police say they found some documents suggesting that the woman had dental training, but unclear whether those documents are legitimate. three american hikers detained in iran have received their second visit since being arrested. their family says swiss diplomats spent about 40 minutes with they are thursday. switzerland handled that because the u.s. doesn't have diplomatic relations with iran. the hikers seemed nervous and scared, but in good physical and psychological health. they crossed iran's border during a hike in northern iraq three months ago. their families say they did it by mistake.

a charter bus crashes and flips over onettes way to a college football game in georgia. who was on it and what authorities are saying about this accident. a tanker is no longer leaking oil into the san francisco bay, but the problems from the spill are far from over. plus -- no one likes to sit next to a screaming child on a plane, but one airline recently decided to do something about it. why it's now apologizing. and this halloween, scaring up new songs. why the singer says he's always felt surrounded by ghosts. hey there. thanks for having us over. you're watching hln "news and views" i'm virginia cha. a charter bus carrying members of a college band

overturns on interstate 75. some 39 morehouse college students were inside that bus when 2 flipped. several people on the bus were taken to area hospitals with non-life threatening injuries, including one person who was trapped. >> we did have one that was trapped in the bus for a period of time that we considered critical until we could get them extricated. then we downgraded that patient to a non-critical patient. >> the bus was one of three going to south georgia to the morehouse/albany state game. the other bus was not involved. police say a car may have cut off the bus causing the bus driver to lose control. rain also made the roads slick. it wasn't clear if that was a factor. the bus ended up on its side in a ditch. we're going to bring you more as this story develops. and someone saw this man walking on the street and called authorities. he was taken into custody without incident.

on thursday cleveland police went to arrest so is an sowell on charges of rape and assault, he wasn't there but police found two decomposing bodies upstairs and a freshly dull grave in the basement with another body in it. police searched in and around the house and found three more bodies. none were identified. people who live in the neighborhood are worried about who was in sowell's home. >> i pray to god that it's not my cousin, and if it is my cousin, i'm sorry. >> authorities say sowell served 15 years in prison for a 1989 rape conviction. two canadians who are wanted by the fbi have been arrested by canadian authorities. mohammed al sahli and yassir ali kahn taken into custody in ontario. the were two members of a mosque in detroit. the leader of the mosque had extreme anti-government views and encouraged followers to commit violence. they also say he wanted to create an islamic state with the with the united states.

abdullah died in a shootout with fbi agents wednesday. it was said he resisted arrest and fired a gun. the mosque denies he was part of a radical islamic group. a tanker has stopped leaking oil into the san francisco bay. the leak started yesterday morning when a fuel line ruptured on a panamanian tanker. this during a fuel transfer. the san francisco mayor says hundreds of gallons of oil has spilled into the bay. the coast guard organized a massive response to the spill. >> rather than trying to estimate exactly what it was what we responded to, we responded as though it were a big spill and we mobilized irrespective of the reporting quantity. we don't pay too much attention to that initial volume. it just doesn't work. initial volumes are never correct. so while there may have been a lower report out there initially, it did not affect the way we responded. it responded as though it were a much larger spill.

>> the coast guard says it looks like the spill was caused by some kind of mechanical failure. california officials say they will try to reopen the san francisco oakland bay bridge monday but can't guarantee that will actually happen, even though they're going to be working the whole weekend to repair it. >> the time projections that have been given are just estimates on what different individuals things will take. if they worked exactly the way they were supposed to. the thing that is taking time right now is the fit up of the steel. again what we are focusing on is making sure those rods are in the exact position we want them to be in when we begin tensioning them. >> the bridge closed tuesday after three steel pieces fell off in the middle of rush hour. they crashed into rush hour lanes and did injure one person. the bridge carries about 280,000 vehicles every day. a body was spotted yesterday afternoon by the crew on a floating rig.

the search is still on for the second pilot onboard when that training plane disappeared. the last known location, near san jose island. if you stay up late munching on halloween candy tonight, most good news for you, most can take advantage of an extra hour's sleep before you have to wake up tomorrow morning. the official change of eastern standard time happens at 2:00 a.m. don't forget to fall back. for places that observe it, daylight saving time returns next march 13th. president obama is getting more advice as he considers the next move in afghanistan. he met with the joint chiefs of staff and other top military advisers yesterday. the meeting comes in the deadliest month yet for u.s. forces there. sources tell cnn each branch of the military got a chance to explain the impact of sending more troops. the army and marine corps expressed concerns it would be tougher to give troops promised time at home with their families. as the obama family considers its strategy, a state department official is resigning in protest of the war.

matthew hoh says he's getting a lot of support for his decision. in a letter, hoh was leaving because -- >> hoh talked to our sister network about what's it's like on the ground in afghanistan. >> the top military brass have all endorsed general mcchrystal's report and request. do you think that down on the ground there's a very different feeling? >> oh, yes. yes. yes, there is. i think on the ground the perspective is what is the strategic value over what we're doing here? why are we doing this? what are we getting out of this? it's not going to defeat al qaeda? if you take our two goals as being defeat al qaeda because of nuclear weapons and india, the stabilization of the government

in islamabad. 60,000 troops taking 50, 60 dead a month from this countries and how many wound and killing how many afghans as well doesn't accomplish either of those goals. >> why doesn't it defeat al qaeda? >> my belief, after 2001, al qaeda evolved that exists on the internet. they became an ideological cloud that exists on the internet. they don't need a safe haven in afghanistan. they have safe havens in probably six, seven other countries. >> see the entire interview with hoh tomorrow with fareed zakariya on gps. it airs at 1:00 and 5:00 p.m. eastern. and hamid karzai is threatening to boycott next week's election. dwred was reported talks had broken down between the candidates. they are engaging in 11th-hour talks today, and abdullah is expected to announce his decision tomorrow. the former u.n. ambassador to afghanistan predicts the country will soon have some sort of

power sharing between karzai and abdullah. the daughter of a civil rights legend has now taken over the reins of the organization her father helped start. the southern christian leadership conference announced the reverend bernice king as its new leader yesterday. she's the first woman ever to hold that post. her father co-founded the sclc back in 1957. he served as its first president until his assassination in 1968. some observers say king's main challenge will be to give the organization a sense of mission. what price would you pay to have the olympic torch in your town? a small town in canada decided to pony up some cash for a torch cameo. the price it paid, coming up.

the swine flu is considered widespread in all but two states. the cdc says more vaccine is becoming available. the supply is closer to meeting demand.

>> i know how hard it is to stand for hours and maybe not get what you came for in the first place. that's infuriating. we really want to remind people, though, that there are some people who will likely get very ill, and could potentially die, who are in much more priority situations. children with underlying health conditions, and pregnant women. we need them to get to the front of the line. >> there are now just over 26 million doses in the u.s. ten million more than compared to a week ago. three american hikers detained in iran received their second visit since they were arrested. their families say swiss diplomats spent about 40 minutes with them thursday. switzerland handled the visit because the u.s. doesn't have diplomatic relations with iran. a senior state department official says the hikers seemed nervous and scared, but in good physical and psychological health. they crossed the border during a hike in northern iraq three months ago. their families say they did it by mistake. two lawsuits have been filed

following that sweat lodge tragedy in arizona. the family of one of three people who died filed a wrongful death suit, and a woman who is badly hurt is also suing. both suits accuse motivational speaker and retreat leader james arthur ray and the owners of the lodge of negligence and fraud. the lodge co-owner says there is nothing wrong with the facility itself and she played no part in how the ceremony was run. an attorney for ray has not commented on the suits. anna nicole smith's former boyfriend and two doctors are going on trial. a california judge ruled yesterday there is enough evidence to try them. they're accused of conspiring to illegally give her controlled substances and supplying drugs to an addict. the boyfriend, howard stern, and the doctors say they didn't know she was addicted and that they were trying to help her. they pleaded not guilty. smith you may recall died of an overdose in february of 2007. southwest airlines is saying it's sorry for kicking a mom and

her toddler off a flight. the crew booted them because the boy's scream of go, plane, go, and i want daddy drowned out the pre-safety announcement. the mom was confident he would have behaved once the plane took off, but they never got that chance. southwest called her, offered an refund and $300 travel voucher. the host for the 2010 game, it will crisscross that country, including a stop in the tourist town of tofino. they spent $50,000 of taxpayer money to have the torch swing through. unusual bearers including a skate bearer and for the very first time, a surfer. >> i'll be laying on my board. right? paddling, catch the wave, grab the torch off him and keep riding the rest of the way like this. >> people that live in tofino say it may end up being the

biggest party the town has seen. an epic 28,000 mile through canada before reaching february's opening ceremony in vancouver. blogs, newspapers around the world are buzzing about the big new change on the internet. starting soon, site names can be in characters that look nothing like the english alphabet including chinese, arabic and hindi script. one arab newspaper calls the decision a major shot in the arm for cultural quality. an asian news site says it will help push internet away from its american roots and give it a more not flavor. that's exactly what they were going for at the nonprofit group that regulates these things. check out this video from the internet corporation for assigned names and numbers. [ speaking in foreign language ]

>> the countries can start applying in just two weeks for the first website with international characters. you will be able to get english translations as well. you know, for years we've heard doctors warn about the dangers of not getting enough sleep. everything from traffic accidents to weight gain. but here's something to keep in mind as we turn our clocks back tonight. getting too much shut eye could have its drawbacks as well. experts say extra sleep every once in a while doesn't have serious risk, but if you habitually oversleep it could be a sign of an underlying health problem, and could actually be cutting into your life span. two studies show people who got less than five hours or more than ten hours of sleep increase their chances of dying at a younger age. a soldier back from afghanistan couldn't believe the welcome some students had waiting. ♪ proud to be an american

where at least i know i'm free ♪ >> why the kids chose that particular song and what they did before the soldier came home. ♪ god bless the usa

thursday up, friday down. way down. the stock market's got clobbered with the dow jones industrial average losing nearly 250 points. negating thursday's big really and then some. news consumer spending dropped dragged the markets down. since topping out on the 1th of the month, the s&p dropped more than 5.5%. president obama says the u.s. economy is moving in the right direction. in his weekly address the president put out fresh signs of economic growth and noted that the economic stimulus package created or saved a million jobs. still, he said more needs to be done to create new jobs. >> economic growth is no substitute for job growth and we will likely see further job losses in the coming days. the fact that's both troubling for our economy and heartbreaking for the men and women who finally find themselves out of work, but we will not create the jobs we need

unless the economy is growing. that's why this gdp report is a good sign. >> republicans also say more needs to be done to create jobs, but they disagree that the stimulus package has been a success. in the gop weekly address house minority leader boehner says republicans made a strong case for another direction with the economy and health care. >> it was our obligation as a party to explain to the american people how we would do things better. on the stimulus, the budget, energy bill, and health care, we've done exactly that. as a matter of fact, only republicans have offered solutions to lower health care costs and make it easier to obtain quality, affordable coverage without imposing a massive burden on the american people. >> boehner also says pages that will centralize health care in washington, d.c. the white house is releasing the names of people who pay a visit. it was a campaign promise by

barack obama to make those lists public. around 100,000 people visit every month. it's a pretty big list. in response to an associated press release, we learned actor the early visitors to the white house. despite a campaign pledge, lobbyists are still prominent on the guest list. new reports show dick cheney a special prosecutor he didn't know who leaked the identity of a special aelgt to the press. cheney answered many questions with i do not recall. investigators are trying to find out who leaked valorie plain's identity to a journalist. her identity was revealed after her husband chris sized the bush administration. scooty libby was convicted of

purgery in that case. san francisco mayor has dropped out of the race for the democratic gubernatorial race in california. brown has not officially announced his candidacy. a marine who returned from afghanistan said he was a bit overwhelmed by the reception he got from a third grade class. he was adopted by the class and started getting packages and letters from the class. he expected a small gathering, but the class had other ideas, putting on a party. >> i thought i would come home and see the kids and the class. i didn't think it would be a huge production. it is very nice to see how much they think i meant. i hope i can convey how much

they mean to me. >> the students sang god bless the u.s. the students recorded a video of the kids singing the song. just ahead, sting is going from fields of gold to field of ghost. a preview of his new winter album. ♪