of the affordable care act. he will be speaking from the rose garden this morning at 1125 eastern. we will have three marks for your life great you also open the states that are running their own exchanges have had our phone lines afterward for many fewer technical glitches. people are enrolling in states your reaction. later, comments from north like california and washington. carolina governor pat murray. he will speak at the heritage foundation. politico reporting today that tim griffin has decided to not seek reelection in 2014. he wants to spend more time with his family. it is really the federal site that has been having the level of technical problems that has so frustrated consumers. host: what do we know about the state enrollment numbers? are certain states doing better? he told the top business guest: i mentioned washington state, they are doing quite well. host: the white house has released that 19 million folks arkansas publication that this have visited healthcare.gov, but is agonizing. he confirmed his plans with politico today. we do not know on actual enrollment numbers. guest: the government says they will not release enrollment numbers until november. >> this is eleanor roosevelt that is a problem. they are trying to hedge what potts typewriter. has been a lack of enrollment so far.

it is not because people are not what i have here are the trying. they have had a lot of unique original drafts of that i want to share. visitors to the site. the first one is actually her what they did say over the weekend is that they have had first mise a column. 476,000 applications filed. before we get excited, that does they are talking about the comings and goings with the not mean they have actually enrolled in coverage, that means holiday season. they have gone through of the early part of the process where they have said what their income is in their name, social she talks about how at midnight security is. a larger crowd than usual come host: if you have questions in from hyde park. the president about what you are going to find in those plans, if you have or not to greet them. stories about going onto healthcare.gov, give us a ring. we are taking your calls and comments with jenny gold of they await the election results. kaiser health news. travis from south carolina on the president would come out and greet them. >> eleanor roosevelt tonight at our line for folks who are 9:00 eastern on c-span and c- uninsured. caller: i was wanting to make a comment. they are acting like it is a span three. success because so many people have tried to apply on the web. we are being forced to be done. president obama sticks with

issues with health care. we have to pay a fine or do it. afterwards we will take your phone call. we are going to have to get on, a roundtable discussion between it is going to look like a political strategist from success even though it is not a success. today's "washington journal." we say we live in a democratic society, but get insurance or we >> we are five days removed from will put a gun to your head. i am self employed, i made the shutdown. $17,000 last year. the system is broke. everyone is thinking about obama this is a set. phones. we are joined by a republican gas.emocratic somebody has got to pay for the government paying for this. what are republicans taking host: the caller brings up the away? what are the right lessons? penalties that one could be hit with. are there wrong lessons? guest: in the first year, x it is my hope that we will penalties are $95 for an have a little time of individual. evaluation. in later years, it goes up to politically this is a tremendous about 2.5% of your income. for this man, he said he makes mistake. about $17,000 a year, he will a ratecans have qualify for a subsidy to buy coverage. opportunity to win back the his plan may be cheap.

senate. is that we areng still in a range of states around the country. host: from falls church, virginia on our line for folks rollout has been a disaster. who are uninsured. caller: i want to say that i am the father of two children. democrats will have to be held accountable. 29- and 27-years-old. we have not done anything yet to get started. it seems like there is plenty of host: as you hear about them time, it seems like a great talk about this are there wrong lessons your hearing? republican leaders have deal. made it clear that the shutdown is not the answer. it is time for people to be responsible. conservative policy i cannot imagine my children walking around without health to give workers a two week paid insurance, it is difficult -- vacation. ridiculous. i think heads are going to prevail. where somea world the information i compromise is going to be have looked at -- it seems like with their income levels, a danc necessary. we only control one half of one er and a musician, they will branch of congress. get a better deal. we need to be focus on the i would think parents would push their kids into it. longer term of winning back the white house.

that is where we need to be focused on. has really changed i had employer-provided insurance, i got income subsidies from the government. for democrats as of today? thatess passed a budget that is all i have to say. the white house originally wanted. jenny gold, the, the callersay: the sequester has not been turned off. seeing a divided caller says finding insurance congress. what has changed for democrats? host: one thing has changed is for his children, specific the ballot. groups and what is offered on the exchange. what can young adults find on the exchanges? these kids sound a little the election is 13 months away. too old to stay on the parent's to give you some perspective, plan. ad 2006 the democrats had until 26.ly stay on nine point advantage. if they make under four times the federal poverty level -- election is a long way away. which is about 46,004 in and eventual, they will get a subsidy. the republicans have put if they are very low income and themselves in a hole. i think self introspection that state thatin the is going on his right.

chose to expand medicaid, they will get more. left out is the house of there is something called age representatives which is the saying that it was last week. rating. ted cruz is the same guy who older people will pay less than they have any past compared to young people but young people said he will do anything will still end up paying less. occluding shutting the they may pay more than what they government down to get his way. we will see if he has prevailed. are paying currently for the catastrophic plan, because that tends to be pretty little. but they should be able to get coverage that is much more the tea party is a hot little pot. robust. while they may pay more, they can rest assured that they will be covered for things like emergency visits for preventative care and other things they would likely need. illinois on the host: is the split as bad as line for those who are insured. good morning. to c-span foryou some people are saying? guest: it exists. this opportunity. is westion real quick i think discussions like this are not necessarily a bad inc.. they had a similar debate when bush was in the white house. have a $500 deductible on our this is not the first time we present insurance. have seen this in both parties. what we are paying is pretty

frontlines on the high for that quality of insurance. with this plan give us the for the last two cycles and watching them give away five savings?ty to have senate sheets because of bad nominees, it does concern me. it is pretty high to get quality the good news is that this insurance. happened 13 months away from the election. it sounds like you have a fairly low deductible plan and are paying a high premium. you will be able to select what plan you want to buy. if you want to stick with that, host: are we closer to the the lower deductible and higher premium, you can go with one of the gold or platinum plans. election that there will be real ramifications? if you think that you will not democrats have their own have a lot of health expenses in vulnerabilities here. the coming year, you might want to look at the bronze or silver there is a new gala number out lands. you will have a slew of options, today that president obama's approval rating has dropped. probably. you will have to look at which to work forgoing it is close to a historic low. obamacare continues to be a disaster. you. if you have a doctor or hospital you like to visit, make sure the

there are those that are all of plan you select has those for reelection next year in red states. providers in the network. they're going to have their host: does that answer your hands full trying to decide -- question question mark caller: say why premiums are going up. yes, it does. thank you. with jennye speaking host: i will give you a scene. gold from the kaiser health foundation. kaiser health have been helping the implementation of the affordable care act. they are here to take your questions about the act and answer any questions you have about the implementation. gabriel up next from kennesaw, guest: it is pretty bad. georgia on our life are uninsured. gabriel, good morning. caller: good morning. i have a couple questions to ask ms. gold. the nominees that they produce gave away ones that should have i am very interested in the obamacare health-care law --, it been competitive. not that much has changed. is going to lower the number of the people will in the primaries uninsured in the entire u.s. are the people who produce these dominations. they are the people that are my first question is since the law was signed in spring of going to show up in some of the other states. 2010, there has been a decline

in the total number of there are six republican uninsured. i was wondering how much of that senators working with the challenge. decline can be attributed to the obamacare health-care law? these are more likely to be tea party type people. issecond question is, there a lot of talk on obamacare's effect on the upcoming 2014 midterms. coincidentally, 2014 that is what the republican will be the year when we are party ultimately has to face. democrat canap -- scheduled to have some of the biggest reductions in the total number of uninsured. discuss this. thedemocrat can enter are we going to have any kind of reports coming out before the election either from the government or from private how many of the process with the votes that are pretty much guaranteed. many.o not need very uninsured has actually gone down in the year 2014? republicans start with about and i will hang up and see what i can hear. host 170. it is a structural disadvantage the republican nominees have. host: jenny gold. the tea party division works. guest: we have seen 3 million every time the mainstream republicans get behind a young people stay on their candidate, that is the signal plans.

that it is time for us to come out. is the only part that has that is a guy that probably would have won the senate seat because of the nominee. really kicked in. we do not know how many people he was eaten by a winch. are going to enroll and what the uninsured numbers are going to look like. the obama admin is ration -- when they came to his aid in the primary, that just was a turnout administration hopes that 7 million people will enroll in for the other side. the first year. we should know more down the line. it is great to watch from a in november, the government says democratic perspective. the country needs a functioning they are going to put out numbers for how many people have been able to enroll on the exchange. republican party in order to get that is when we will start to policies pass congress. see what impact there will be on the number of i short. >> we are taught in with an in the 2014 election, hopefully we will have those numbers. oforney and cofounder democrats are going to have to own this. if it is not working, they may strategies llc. suffer the consequences. they voted for it, so this is their legislation in addition to the president's. said november we will >> i came to town when i worked

for senator ted kennedy a long time ago. start seeing numbers. i worked campaigns all over the will that be a monthly reports country. that will be watched going into the 24 election? sort of like the jobs numbers leading into the 2012 election? for a number of folks and more that you probably have not heard guest: it could be. of. walsh is a republican i'm sure there will be a lot of scrutiny. strategist, also maintains townhall strategies llc. cordon from texas with as many problems we have seen, consumers actually enrolling -- it is hard to for the last eight years. believe that many people have successfully gone through the he was on the house side for process on the federal about another 10. exchanges. is working for a handful of you are seeing more success on the statewide exchanges. different numbers. i have a colleague who had to our phone lines are open. try 63 times to set up an account on healthcare.gov. republicans can call these numbers. that gives you a sense of how difficult it has been. our first concern in segment today about who has we will start with just from down in texas. access into controls the information the would-be consumers put into good morning. healthcare.gov. -- aanquility rights

successful candies exchanges be if they do not even have enough expertise to get them to run caller: i am a conservative. right. is id theft the worry? there could be some why do we have to sit back and watch our republican friends anonymous hack or something like when all we know it that. who knows? the government has promised to that people's information will be secure, but when you have one was going to take 17 billion. that is republicans falling to million hackers out there, who really knows hypothetically? host: who has access to the the democratic party. information hoax put in. i was one of the people that was there was some concern the iressa would have access to this surveyed and said i was disappointed with the republican party. -- there was some concern the irs would have access to this. irs is part of let's not shut the government down next time. let's not raise the debt ceiling. verifying your income. they do not have access to your health care information. from oregon on our we bring in $250 billion a month. that we are live on line for the insured. good morning. way over budget. theset do you think of i am in the state of oregon.

folks like jeff? i am already insured through my employer, but i was able to under this .ogon through the state website administration, the debt increased by almost 60%. so, i am not tying my employer the bar almost $2 million a day. to my health insurance. it is a problem. it gives me more options as far as my job search goes. i would like to mention -- if we would be disastrous for the economy. take the politics out of this, because politically it is very there are other efforts to cut difficult to ask the american people to contribute what they back on spending. here, whenppened can for the overall health of their country. and politics is hurting us. republicans decided to go with i ask republicans to stick with this all or nothing strategy, we really lost a leverage for a their individual responsibility better deal. we probably wound up with a -- i have toliefs worse than we could have if go. republicans pursued a more pragmatic strategy. obamacare is a subject terry had to go from myrtle creek, oregon. he was talking about looking that is talked about. around on the exchanges to see the president is having a speech if something might be better. this morning to talk about the are the exchanges offering

problems with health care. something different than what employers can offer? peoplefor the most part strategy when it came to focusing on obamacare, with employer coverage are not going to be affected by the this is something that jeb bush exchanges. they will not be looking to buy there unless the plan that their talked about yesterday on one of the sunday shows. i want to play that. employer is offering is really [video clip] skimpy or really expensive. in those two cases, they might >> show how obamacare does not be able to enter that information about the employer plan on the exchange websites work. and find out that maybe they can have a little bit of self- qualify for a subsidy. restraint. it might actually be politically otherwise, if the employer is a better approach to see the making a contribution, they may massive dissent -- dysfunction. be better off sticking with that we do not even hear about that, plan and buying on the exchange republicans need to take a step where they will not qualify for back and allow -- show self- a subsidy if they already get restraint and let this happen employer coverage. organically. one thing this gentleman mentioned was it made him feel less tied to his employer. that is something the administration really talented when they were selling the affordable care act. -- really t outed when they were selling the host: brainwash, republican strategist with singer bonjean. affordable care act. the republicans misplay the if this man wants to start his

rollout of obamacare? caller: it was a met -- guest: it was a missed own company, this might give him opportunity. a chance to still get affordable coverage, but go out on his own. i got a letter in the mail last week that my plan was being canceled. host: you talked earlier about i will have to reenroll in a higher plan. of her onial parts millions of people around the country, particularly in the middle class, i hearing the same thing. the strain. we stepped on that message, that will employers have to change is where the focus should have been. it was a missed opportunity. their plans down the road to meet the qualifications of other we had a long way to go. plans on the exchanges? it is ironic that the president those right now many of is making another speech. a couple weeks ago, he was comparing healthcare.gov to plans are what is called amazon, they overplay their grandfathered. hand. if they want to make any change whatsoever in that plan, they host: we asked viewers what the president needs to say today. need -- they lose their what do you think he needs to grandfather status and they have to meet the requirements for obamacare. say? host: eric on our line for the guest: he needs to start by apologizing and say i am sorry this does not work and we're uninsured. good morning. going to fix it. i was reading about that is the elephant in the room. the oklahoma federal court everyone wants it to work. decision. republicans want it to work and it appears as though the wasrney general in oklahoma they think that people will

decide it is not something they want. successful -- any place where there is a federal exchange, democrats believe that when it works the way it is supposed to work, people will decide they there would be no subsidies provided to anybody. need a. -- need it. the president needs to say we screw this up, we are aware of it deals with the fact that the that, people have been trying to affordable care act stated these get on and get coverage and we are going to fix it. subsidies would only be provided the site is going to go down for to state created exchanges and 4 hours a day now for them to make repairs. they are challenging the irs the they should have rolled out relation that tried to correct state-by-state, done something differently instead of a date -- that is lacking statutory great big reveal. authority and they actually the president is a pretty smart guy. passed the first hurdle. they have the capability, you the obama administration tried saw from the campaign, to put up to get the case dismissed, and a digital operation that is unrivaled in political history. the federal judge said no. the case may be granted if they kayak.com or amazon.com is prove the facts. i was wondering if you were something that came up, it had a aware of that, the potential ramp up period where few people knew about it. that in 33 states there may not be any subsidies. host: jenny gold? ofst: there will be no end this was a great big reveal, that was a technical mistake. the lawsuits that are going to i don't think the underlying law come.

this has already been judged by is going to be impacted or how the supreme court. yes, i do know there is a federal lawsuit there. my sense is it will not be the it performs is going to be case that that goes through and impacted by how effectively the website works the first few the subsidies will stay. we see them being enacted as we days. speak. this will take time to fix and this thing is moving forward. time to demonstrate what it is happening. democrats believe is the case -- whether the obama administration for the first time, people with needs to release some new pre-existing conditions can get insurance. regulation for the irs, it is people who love graduated from possible. i'm not sure about that. college without a job can stay we will still see the affordable care act looking a lot like it on their parents' plan. women cannot be discriminated looks right now. journale wall street against because they are pregnant. talking about that case, the new there are some great things that health-care law facing new people are going to be able to see when they are actually able to see through the glitches and t the law. challenges. a federal district judge will ohost: a political roundtable consider locking the irs talking about the shutdown showdown, obamacare, the affordable care act. delegation while it is under we will get into immigration as review and that they will well and what the next steps are for the white house and for consider the justice department from motion to dismiss the case. the hearing is scheduled for october 31 in richmond. members of congress. i want to bring in joel from texas on our line for democrats. california, on our line for the

uninsured, dave, good morning. you are on with steve mcmahon good morning. and brian walsh. caller: the president play the is responsible republicans like a fiddle. a long-term deal on the shutdown for the federal website? of the debt limit, the host: the contractor is called republicans said no. cgi. amount fore largest january 15 and february 5, the federal website. believe me, they're taking a lot nobody is going to get nothing, that is when people are going to of heat about it. the code is pretty sloppy and is file tax returns. not working so well. associatedy are not hundreds of millions of people would be down in washington and throwing it in the potomac. with a well-known defense contractor are they? not that that --guest: the president hit them over the i know of. head with a hammer. host: how much did they get? thank you. guest: i think something like host: from texas. brian walsh, talk about some of $90 million. the frustration we have seen in host: good morning. polling numbers. uninsured.yself am what do you think that will translate to in the 2014 election?

guest: people are angry at both i am 35 years old. my income falls in a level where parties. most people suggest this is a i referenced the president's poll numbers dropping. great man for you. i have zero interest in getting people expect both parties to make tough decisions in ,his affordable care act washington. the president these to show more leadership on entitlement, for example. obamacare. i do not feel it is appropriate or justified to be fined for that is one thing we are not choosing not to purchase a talking about -- social security product. it does not make any and medicare will run out of money in the next 20 years. sense to me how we are in we need reforms to both of america and we are being forced those. to -- guest: i'm curious. why don't you want health insurance? i am 35. a very healthy. i have life insurance if a requires both of those from anything goes catastrophically. a few years down the road, i can the white house. that is something we have not seen. look at insurance, but right now host: steve mcmahon, where do you think the leadership will with the medicare -- so to say go? we have heard talk of the part b portion in my state being immigration debate restarting on capitol hill. supported him and not being guest: the white house is going to let the joint committee, the extended, the plan is actually conference committee chaired by ryan and murray. going to cost quite a bit more paul ryan from the house of money than the other plans would representatives, patty murray, a democratic senator -- my hope is have, so even if i had that they star were john boehner and obama left off in 2011.

entitlement reform has to be part of the conversation. considered insurance at this point, now the fine is going to be way easier to pay even at three years for my given situation. and i'm not the only one. there are a lot of people in several states he will have the same issue. entitlement reform cannot be all guest: this young man sounds of the conversation. discretionary spending cannot be all of the conversation. like art of that group who everything has to be on the table. everyone loves to call the young invincible's. they are young and healthy. i presume that paul ryan is you never know what will happen going to make sure that some of those things are on the table. to you. patty murray is going to talk you may be healthy today. most people, including about what we can do with the tax code to generate more republicans have been a revenue, that does not proponent of the idea of health insurance. necessarily mean raising individual rights.-- rates. the young invincible stash we do not know how many of these folks corporate rate might need to are out there. according to polls, most young change. people who do not have coverage things need to come into do not have it cause they do not balance. want it, but it does it is too the one thing that everyone agrees on is that the country spends too much relative to how expensive. i agree, the fine is quite low the first year in particular. much it takes in. there will have to be some change in that balance, whether $95. that is probably less than west -- less spending or more you'll end up paying in

revenue or both. the white house is interested in coverage. i think it really is going to immigration reform. come down to when you think there is a case to be made that republicans who are thoughtful understand the need for about your health and what risks you are willing to take, do you immigration reform. they recognize the clinical want to buy coverage or not? reality that if the republican party continues -- the political and your mother or girlfriend or reality that if the republican party continues to be against whoever else may want you to reasonable reform, it will get 29% of the hispanic vote at the have coverage. polls. i think what people are saying there is a good reason to do it about mothers, spouses a be the ones to convince young men in on policy grounds, also a good reason on political grounds. i am not sure that the particular to have coverage. republicans in the house of representatives understand either of those facts. an e-mail on the hurdles host: brian walsh, do you think that could happen when you see statements like this from once we are signed up and the congressman labrador? exchanges. "i think it would be crazy for the republican leadership to how many new doctors are needed enter into negotiations on immigration. and how long will it take before we have them in place? who will be there to help us locate doctors that take the new patients? who will be there to explain what is now free and what strings are attached? guest: if you need help, probably the one who will help you is the insurance company. once you buy that product, they can help you locate a doctor

he is trying to destroy the taking their coverage. republican party, anything that there is certainly a question we do with the president on about whether there is going to immigration will be with that be enough providers to handle same goal in mind -- to destroy the republican party and not a good policy." the new load of uninsured guest: i would respectfully disagree with that. patients. loade not sure -- the new the good news is -- i happen to believe strongly in immigration reform. it is good policy. of insured patients. we are not sure what that is conservative senators like marco rubio have supported this going to look like. you have nurse practitioners and effort. my view is that if house republicans see an opportunity to improve on a senate bill, lower-level providers stepping let's do that. up into some of those roles. let's not let this pass. president bush tried to do this in terms of what the doctor in 2007, six years later, they can has been kicked down the shortage is going to look like, road. speaker john boehner and it remains to be seen. majority leader eric cantor i would point out that this man understand that, i think they raises an important issue, which are going to move forward. is that many of the plans being guest: do you think they can explain it congressman mike offered on the exchanges look like they have quite narrow labrador who think that if you networks. that means your are not actually that many doctors or hospitals except in that are opening a conversation, the plan. borders will be overrun? so they may have to really look on their insurer's website to find out who is still taking new guest: marco rubio has shown real leadership on this. patients. host: another e-mail. i agree that it is a little tough right now. live in new jersey. hopefully, the last few weeks i make $25,000 a year.

i helped through my employer have been a learning moment for some of the republican party. costs about $4000 a year. you look ahead -- not just 2014, my deductible is $4000 a i think this is less of an issue in 2014. calendar year. will be held exchanges offer me republicans are in a great position to pick up senate a better -- will the health seats. exchanges offer me a better i am looking at 2016. alternative? guest mitt romney, if the election had been held in 2004, he would have guest: very likely. won. the electorate has shifted against the republican party. we need to look long term. i did not catch that -- did he have employer coverage? is $4000deductible host: taking your calls and comments. frank from pensacola, florida, our line for independents. counter year. guest: if he has employer caller: my first question is -- is it true that senator cruz was born in canada and not in the coverage, it may be good enough at this point that he will not qualify for a subsidy. in that case, you may want to stick with what his employer is giving him. the: jerry on our line for u.s.? uninsured from west palm beach, i think -- everybody keeps saying we need to fix social florida. caller: good morning. security. i am watching the program right nobody talks about if you took the congress and executive now. i watch a lot of it and i also branch and made everybody that watched 60 minutes last night, paid over $130,000 to pay into listening to hear what did

to social security, how much sheney had to say about hi more with that add? health problems. i wonder how much he had to pay and how much us as taxpayers had let's make sure everybody is to pick up. it is easy to get participating at the same level, these people to sign up. what hundred percent. if the hospitals do not have to not once you get rich, only a 40% or 10%. take you when you get sick, i will tell you what -- a lot of host: brian walsh, i will give people are going to sign up. the other thing, these lien it to you. guest: two points. he was born in canada, but i errors here they do not by -- don't think there's any question he is an american. guest: he produced his bridge to these billionaires, they do not by hospitalization. -- his birth certificate. hospitalization. guest: this is a moot point. guest: barack obama was born in this country, republicans will when they want everyone to have give him credit -- will not give it, that is where the problem comes in. got to go. him credit. guest: i did not catch what the guest: i hope the joint question is. talking about dick conference committee with murray and ryan can produce something i cheney and wondering how much taxpayers picked up for dick can pass both chambers. cheney's health problems. president bush tried to tackle i do not know if you know that. guest: i do not know the exact social security reform, democrats blocked that. number. amendment inter

that was a missed opportunity. i hope we do not keep eating -- the shutdown -- that had to do with members and staffers on kicking the can down the road. capitol hill if you can explain what that is. guest: basically the federal government is an employer. guest: one of the suggestions that the caller made is that you like private employers, they should lift the cap so that the provide a contribution to health wealthy, who do stop paying social security at about $180,000 -- $118,000 a year, so that they would continue. insurance. that seems to be fair. i understand it, david better i think republicans would block wanted the federal government part of theat is rule that members of congress that. and their immediate staff have host: going back to the to buy on the federal exchange. affordable care act. that means i probably earn too much to get subsidy. a tweet from @boringfileclerk. does somebody need to be fired they would be paying that whole if you work for over the problems we have seen? they have been called glitches, coca-cola and you got an employer contribution. host: this is under david better much worse. guest: i think someone needs to vitter, republican of louisiana. what happened with that amendment now that the shutdown

is over? guest: i think the federal payingent will keep on be held accountable, whether they are fired is -- i think kathleen sebelius is a good mark for the republicans. some employer contribution. it is the federal government i am guessing she was not very involved in the technical acting as an employer in order rollout and as occasions of -- to be competitive with private and specifications of this problem system. employers as well for the people who work on the hell. from columbus, ohio on our line we set up for those who are uninsured. caller: good morning. guest: good morning. to addressould like some comments from the previous person. he said he was 35 years old. him, do youto ask she is probably the only name have to be young in order to be people are aware of. i am guessing the folks who are insurance or do you have to be really responsible for this entry should be held accountable are pretty far down the food young to be insurance? chain. who are these people? they will be held accountable. guest: there is a good story in the other thing i have to say to "the washington times" it talks the poor people love about looking at the scandals

it. -- but yourans and this administration, the politics where it is supposed to white house does not hold be. i moved to ohio. anybody accountable. from benghazi to the iris to the gunrunning to this one today. you are hard pressed to find the i have been working here first president holding members of the administration accountable. 27 years. republicans have a right to be you know, i wind up with heart angry, all americans do. guest: that is all we need, more attack. anger. maybe they can shut on the government. went to this heart host: naomi from florida. caller: mr. walsh. good morning. i am only speaking to you. i am a staunch conservative woman of color. attack, i had no insurance. let me tell you, before the host i was in philadelphia. cut me off -- let me make a i went through the operation couple points. here. with these medical bills. when i watch you set up their against the other government and i came back to ohio. iter on through my treatment, wound down to what he is saying -- they have talking points. they are trying to destroy us. have been to hospital upon hospital. i am poor. i have contributed a lot of stand up, let them know that this is awful, this but iinto the system, socialized medical plan. know what i am receiving right

now -- the money i am receiving it is going to tell us. i have got my first enrollment from the governments, i prefer from my company that i retired from working 30 years. to have obamacare them what i am i never had to pay anything except enroll and stay with my receiving right now. ohio, offering company. i only had to pay a small copay. they are asking me for a policy his story. premium payment now. david from alabama on his line for those who are insured. david thomas did morning. they want to kick us so we will go live on the system. -- david, good morning. guest: good morning. all of our privacy's are getting caller: i moved here from out there, people milling about our privacy -- host: seeing republicans react minnesota. i had blue cross to shield last week -- minnesota coverage. caller: i admire, i wish i could i received a notice about 10 my premiumndicating shake mr. cruz's hand. they are liberals, socialists. in january will be 63.5% higher than it was. they have no spine. that is not a grandfather policy. host: naomi started by addressing you, brian walsh. blue cross says they do not use guest: i am someone who lost

their health insurance plan. i am angry about this plan. how you change policy is by claims as a basis for premiums. winning elections, that is what we need to focus on. but i do not know if that is because of state law. but it seems to me they are trying to get rid of me. my question is, is there any way winning back the senate and the white house in 2016. with obamacare to deal the problem is -- it is very easy for certain senators to tell people what they want to hear. leaders tell people what they that, if someone is being driven need to hear. for us to have done anything in off their policy because i am a terms of defunding obamacare, it risk now. was a failed strategy with a i have had insurance predetermined outcome. continuously since i was 18 we only have 45 seats in the senate. years old that i purchased myself or through work. i just want to know, who is we would have needed 22 democrats to override a looking out to make sure the presidential veto, it was not insurance company is not dumping going to happen. their high risk policies onto it is unfortunate that a lot of the whole it -- onto the public conservatives were misled by a few members of congress, in particular outside groups to dole, so to speak. raise money off of this. guest: what is the most we need to win elections to change policy. important hearts of the new guest: at the risk of not health-care legislation is that seeming combative, i agree.

pre-existing conditions can no if republicans want to change longer be considered a knock against you. policy, the weight to do it is not to have a temper tantrum. everyone will be charged the same amount regardless of their health. you may be charged more if you are older, but in terms of your previous help experience, that can't count against you. you will pay the same amount as the way to do it is to elect some leaders. someone who did not have health host: the map and 2014 will be 6 issues, and that is in seats for republicans to take the senate and 17 for democrats importance piece of the legislation. to take back the house. previous health the house is seen as the tougher ailments, they will be able to get affordable coverage as well. climb to take over. host: what dedication does one can democrats take back the house in 2014? guest: before 2 weeks ago it need to sign up for coverage on would be tough. the exchanges? after what just happened, how do they verify income? guest: there was a new piece of americans are saying do we really want to give these guys legislation as part of the debt ceiling deal that will change more power? little bit may be income verification, although democrats do we want to continue and extend their ability to shut down the government? say this was a language already do we want to reward the in the law. they will verify your income behavior that we have seen over through the irs, your w-2s. the last 2 weeks? these are the questions that when you apply for coverage on healthcare.gov, you want to

voters are asking themselves, bring your name, your address, even in republican districts. steve rothman reports would say income information, social the same thing. as anyy number, as well 2 weeks ago, the house was information about a plan being difficult for democrats. offered currently by your now, looking at the number of employer. host: david on our line in seats in play, by his florida for those who are uninsured. good morning. how are you doing? estimation, 24 are in play, up from 12 2 weeks ago. we need 17 to take the house. i cannot use a computer because especially if they shut down the government again. i do not know how. host: 17 includes if they do not 0 number.the 80 lose any seats in the next the lady said the next thing to do would be to have an election. application mailed to me. i gave her my address and everything. when i filled out rectally -- do you think the house is in correctly to send it back to the play in 2014? guest: many experts agree that address they gave me. it is very open to democrats to i'm just wondering if anybody take back the house given the else knows about this, and is way a lot of these districts are drawn. there is a great opportunity for that a legitimate way to do republicans to win back the senate. there is a great story and politico about the democrats right now. it? the reason i wanted to get it do they stand with the president done is there is a deadline, and say everything is ok with this law or do they speak out right? i do not want to be fine for

against the -- against it? that because of computer which is. i guess that's about all i have. guest: there are a few different ways you can apply. one is a paper application. there is going to be a that is definitely legitimate. if you want to sit down with someone and have them help you referendum, folks running the red states like mary landrieu, through the computer process, mark prior, kay hagan, they're going to have their hands full trying to explain why they voted you can find someone who is called the navigator. you can go to a community for this. guest: they are all very astute politicians, they got themselves elected. clinic. you can call the call center and if you look at the poll numbers, these are people who do not think obamacare was the best ask them to help you find someone who can help you walk idea. they would prefer to fix it and through the process. to repeal it. you are right. you have to have coverage. you have to sign up i march 31, but you have a little bit of time to do that. you are not in a huge rush. as long as you are signed up by december 15, you will have there are many people who think coverage by january 1. obamacare was a good idea -- it if you are looking to have did not go far enough toward single-payer. insurance coverage, you want to they're going to say it is a sign up i december 15. good program and we need to give it time to work. december 15.ost: the medicare prescription drug program was passed, a lot of democrats do not like it until they discover that senior citizens -- knowing one of the

things is that people are going jenny gold, thank you. to find that it is more like from the whitere what the democrats told him it would be. they will not be screaming for were killed. house rose garden as we wait for it does not mean there will be president obama. he is expected to talk about things we need to fix. problems with healthcare.gov. host: steve mcmahon and brian walsh for our political roundtab after we hear from the president, we will open our le. sean, pennsylvania, democrats. phone lines to get your take on the website. caller: i have two questions. i want to know what the republicans will do when hillary clinton runs? guest: they're going to lose. caller: that will even out the white vote. some of the white people in the red districts will vote for hillary. i am a proud liberal. that is what the democrats should stand up for. ain't nothing wrong with being a liberal and sharing with your fellow americans. host: brian walsh, the headline from "national journal" over the weekend, hillary clinton welcome

to the white house. the republican party is no longer a credible opposition force. guest: the vice president might take issue with that. it has not been ruled out that he might run. we are a long way away, we don't know who is going to run on the republican side. i think chris christie has provided a great model for republicans on how to win in blue states. chris christie stands to win reelection overwhelmingly in a few weeks. he has provided a good model. to the second point, there is a great story in "the wall street journal" looking at divisions within the democratic party. that is not something to ignore, it has been under the surface. hopefully as we move forward on entitlement, there are some dangers for democrats to have splits within the party. host: brainwash, respond to -- brian walsh, respond to this on twitter.

guest: i do think it was a mistake for republicans last cycle. we rely too heavily on opposing obamacare. we need to go back to what republicans are for, getting the economy back on track, growing jobs, keeping the economy moving forward. as we get closer to the election you will see more of that. individual candidates in states around the country, we have >> again, waiting for president great candidates. arkansas, alaska, north carolina, south dakota. obama to appear in the white they are going to run on a house rose garden this morning. positive agenda. guest: brian's recitation of expected to talk about some of what the republican party stands the problems with healthcare.gov for. , the program to enroll in the nation's health care program. health secretary kathleen sebelius about to take her seat --read we do expect the it was a trip down memory lane.

ronald reagan would not be health secretary kathleen sebelius about to take her seat. welcome in this republican party. he could not get nominated, he we do expect the president did not meet the tea party litmus test. shortly. this is live coverage on c-span. the challenge for the republicans is that it is not the party of ronald reagan anymore. that party won 49 states in 1980 four. it is the party of rand paul and ted cruz. the republican front-runner for today is ted cruz. i don't think that will last, but it will last long enough to keep this conversation and civil again, while we wait for the war going through the nominating president to come to the rose garden to talk about contest. healthcare.gov, we will take you that will produce a nominee who fbihe discussion now on the cannot appeal to the middle and voters and purple states who will decide the election. guest: when you look at the and how it plans to pare back senate race, two republicans won. operations due to sequestration. democrats tried to make contact lee competitive -- try to make kentucky competitive, rand paul one. the president's agenda is very unpopular there. they have a big problem in red states. guest: the big question, you sat through this, what do these tea

party challenges due to the 6 -- do to the six incumbent republican senators? mitch mcconnell did something difficult with respect to his primary. there was an article talking about the tea party and extreme republicans who voted in the primaries in republican -- in kentucky. the wealthy guy who has decided that mitch mcconnell, who is very conservative, is not conservative enough. the tea party crowd in kentucky was complaining about the sellout that mitch mcconnell has become. this is a guy who did the tough thing -- it was difficult for him to do -- he did the right thing and he is going to be punished for it. >> ladies and gentlemen, the president of the united states, accompanied by ms. janet baker. >> everybody have a seat. thank you.

>> hello. my name is janice baker. i am the privilege to say the first person in the state of delaware to enroll for health insurance through the new marketplace. [applause] host: you seem to be praising [laughter] him. guest: it is illustrative of the problem. here is what is going to happen. it is like my grandma says, if it does not kill you it will make you stronger. like many consumers out there, the challenge will make him look more centrist, that has the potential to make him more it took a number of frustrating attempts before i could apply. attractive to a swing voter in i kept trying because i needed kentucky. the existence of a primary and access to the new health care the energy it drains from his base makes him a weaker general options. election candidate. i apply to three private insurance companies only to be the democrats have a great candidate in kentucky. rejected due to pre-existing health conditions. that is a possible democratic pickup. i am too young for medicare, but largely because of the problems mitch mcconnell is have an -- i'm too old not to have some having. health issues. host: you are on with steve i found a policy i'm thrilled mcmahon and brian walsh. with, saving $150 a month and a caller: a comment about mitch much lower deductible but i held mcconnell -- yes, we tea party previously through my small members have got a hit out on business. i'm here to encourage mitch mcconnell. to take the kick outs -- other people like me who need kickbacks to sign a bill is the most disgusting thing. access to quality affordable that is why you like mitch insurance and to tell them to have patience with such a new system.

mcconnell. without this ability to get when a democrat praises mitch mcconnell, that has a lot to do insurance, i know a single hospital say could have with why we don't like him. encrypted me and my business. that cake that was disgusting. thank you all, and now i am as far as ted cruz, ted cruz is the best thing that has ever happened to the tea party. he is a man of honor. honored to introduce the he ran on his word and said he was going to try to stop president of the united states. [applause] thank you. thank you, everybody. thank you, janice. forthanks to everybody here coming on this beautiful day. welcome to the white house. about three weeks ago, the , andal government shutdown obamacare, and he did. we are tired of the corruption, the affordable care act's helps the backroom deals. the good old boys get what they marketplaces opened up across want. ted cruz is what this party the country. we now have the government back should be about. host: brian walsh, teresa was talking about a kickback for open for the american people and mitch mcconnell. i want to talk about how we will can you explain? get the marketplaces running at guest: there was no kickback. you are talking about a project to keep commerce flowing on the full steam as well. i am talking with folks who ohio river. it would save taxpayers in the long term. two senators put in the bill, neither of them were mitch either already benefited from the affordable care act or are

mcconnell. helping their fellow citizens learn what this law means for them and how they can get covered. you probably sleep heard -- you probably heard healthcare.gov, the new website that helps consumers buy affordable health insurance, has not work as smoothly as it is opposed to work. the number of people who have visited the site has been it has no basis in fact. host: how tough is his election right now? overwhelming, which has what is tougher, the primary or aggravated underlying problems. the general election? despite all that, thousands of guest: i do not think either will be a problem for him. people are signing up and saving when i look at the two republican senators who lost in money as we speak. many americans with pre-existing the last cycles, they did not take their campaigns as seriously as they should have. as we learned in delaware. conditions, again, discovering a lot of problems with christine they can finally get health o'donnell. there were not talked about in insurance like everybody else. the primary. guest: how do you attack her for being a witch? so, today, i want to speak to guest: there are a lot of problems with christine every american who is looking to o'donnell beyond being conservative. that did not get brought up. get affordable health insurance. i want you to know what is senator mcconnell taking the available to you and why it may primary and the general be a good deal for you. seriously, as he should. any politician that takes their and for those who have had some reelection or candidacy for problems with the website, i granted is making a mistake. want to tell you what we are

democrats have spent years ra doing to make it work at her and how -- work better and how you iling against senator mcconnell can sign up to get coverage and other ways. that, let me remind for being too conservative. you will have a hard time everybody that the affordable care act is not just a website. convincing kentucky he is not conservative. guest: he is too conservative. it is much more. i hope allison grimes wins. it is because she is a democrat vast majority of and she would vote for harry americans, for 85% of americans reid instead of mitch mcconnell. she would support fixing the president's health care program who already had helped insurance and not repealing it. through your employer or medicare or medicaid, you do not need to sign up for coverage through website at all. you've already got coverage. act the affordable care does for you is to provide you with new benefits and protections that have been in place for some time. you may not but you are already benefiting from these provisions in the law. for example, because of the affordable care act, young mitch mcconnell did the right thing last week, i hope it does not hurt him way democrats as people like jasmine jennings and this. he should be praised for that. guest: it did undercut the central premise of the democratic opponent's campaign. she has been calling him dr. gridlock, saying he is ezra have been able to stay on

responsible for the dysfunction in washington. their parents' plans until they he has been a conservative leader and prevented our country from going over the cliff. are 26. host: we will continue to watch millions of young people are the kentucky race in 2014. glen cove, new york, republican currently benefiting from that line. part of the law. [applause] caller: good morning. y for taking my call. -- thank you. of the affordable care act is providing seniors mr. walsh said something about no leverage. with deeper discounts on their prescription medicine. i thought that the republicans had the leverage in the billions of dollars have been negotiations by just shutting down the government. saved by seniors already. that was the leverage. that is part of the law. you could have rub their nose in it is already in place. it, made them look like a it is happening right now. problem with the debt. already because of the affordable care act, invented it care like mammograms and birth control are free through your careyer's -- preventative like mammograms and birth control are free through your employer. that is part of the law. [applause] there are a wide range of consumer rejections and benefits that you already have if you've got health insurance -- consumer rejections and benefits that you they have got to cut the already have if you've got health insurance. spending, create the jobs, get people back to work. they are not dependent on the website. that was the leverage. here's another thing the i do not know. affordable care act does. these are ideally people. -- ivy league. in states where governors and

if everybody is worried about an election, nothing is going to get done. legislatures have wisely allowed people are going to stay unemployed, this will be the actthe affordable care norm, they will enact the social medical plan that nobody can afford. this is crazy. provides the opportunity for many americans to get coverage host: brian walsh, did republicans fumble the leverage? guest: he did. under medicaid for the first time. it is unfortunate. , for example, that has we could have achieved some smaller victories, a one-year delay in the individual mandate, helped cut the number of we could have repealed the uninsured people by 10% just in medical device tax which is the last three weeks. costing thousands of jobs in think about that. states like michigan. that is 56,000 more americans we could have achieved smaller victories. who now have health care. the idea that we were ever going [applause] to win on "defunding" obamacare -- it was move forward anyway. that does not depend on the you have to repeal the law to website. get rid of it. defunding it did nothing to do , if you are one of the 15% with the mandates or some of the egregious aspects of the bill. to get rid of it, you have to win the senate and the white house. of americans who do not have health insurance, either because it did not stop obamacare from moving forward. you can't afford it or because your employer does not offer it or because you are a small businessperson, you have to go on the individual market and buy it on your own and it is too

expensive -- october 1 was an important dates. that is when we opened the new marketplaces where people without health insurance or who can't afford health insurance or who are part of a group plan can finally start getting affordable coverage. the idea is simple. what we are in host: donna writes in on twitter. her tweet brings me to this calling these marketplaces, you piece in politico. putting new york times' become part of a big group plan. executive -- quoting new york times' executive editor. "such coverage was on display throughout the government shutdown despite the fact that as if you were working for a big employer. no one won." a statewide group plan that steve mcmahon, talk about the horse race coverage. spreads risks between sick is that a fact of life? people and healthy people, the between young and old, and then bargains on your behalf for the best deal on health care. essentially done is create a competition where there was not competition before. we created these big group plans and now insurers are really interested in getting your business. insurers have created new health care plans with more choices to

be made available through these guest: joel a rims and is a great journalist, she should be marketplaces. choice and, of this looking at her own -- jill abram son, is a great journalist, she should be looking at her own newspaper. most people in washington know this competition, prices have come down. that ted cruz was tilting at a when you add the new tax windmill. obamacare was the law of the land. credits, that many people are 90% of the funding was already built into the law, there was no eligible for through the law, way to defund it. the prices come down even further. you had to pull it out root and all. ted cruz knew from the beginning that there was no chance it three newe shows that would be successful. even if it were successful, the republicans -- even if the options created by the affordable care act, nearly six in 10 uninsured americans will senate had joined them in passing a defunding bill, 90% of find they can get covered for it was already baked in. cruz was the guy who was selling less than $100 a month. think about that. the shiny object. the shiny object did not actually exist. [applause] that is one of the reasons why ted cruz is the most unpopular senator in the republican congress -- republican caucus. through the marketplaces, you he said he did not come here to can get health insurance for make friends, it is a good and because he has not made one. what may be the equivalent of your cell phone bill. or your cable bill. and that is a good deal. product oft is the

the affordable care act for people without health insurance is quality health insurance that is affordable. that product is working. it's really good. and it turns out there's a massive demand for it. so far, the national of sight, host: on the horse race coverage healthcare.gov, has been visited -- was it fair for republicans? guest: it was generally fair. we shot ourselves in the foot. nearly 20 million times. many republicans have been warning that this was a strategy with a predetermined outcome. -- so far, the national website, healthcare.gov, has been visited we could have achieved smaller victories. unfortunately, you have a few folks in congress and outside conservative groups who made a nearly 20 million times. lot of money in pushing this [applause] there are a bunch of states failed strategy. that is what is unfortunate. running their own marketplaces. conservatives around the country nearly one third of were misled. the people applying in connecticut and maryland, for not just folks in washington, example, are under 35 years old. for those looking to run for president on the republican they understand they can get a side, the manchester union good deal at low cost, have leader spoke out against this and called it a mistake. these security of health care, there are conservative leaders around the country who have been and this is not just for old warning about this. folks like me. it is for they went unheeded. everybody. quality health insurance.

all told, more than half a million consumers across the country have successfully submitted applications through federal and state marketplaces and many of those applications aren't just for individuals. they are for entire families. so, even more people are looking host: one more caller, line for to take advantage of the high independents. quality affordable insurance caller: biggie for taking my call -- think you for making my provided through the affordable call. care act. i look at the big picture and not worry about what the parties think. in history, reagan worked with so, let me just recap here. o'neill very well. the product is good. clinton work with english very well -- with gingrich very well. presently, obama and john boehner are not working well. the health insurance being the leader of the country is the provided is good. it is high-quality and it is president. affordable. people can save money. significant money -- by getting insurance provided through these marketplaces. and we know the demand is there. people are rushing to see what is available. harry truman had -- one of the had aose who have already few things i remember about

harry truman was the plan liberty -- the placard "the buck chance to run role are thrilled with the result. stops here." i cannot remember when obama has taken the blame for everything. every day, people who were stuck whether benghazi, the irs, the ship down -- the shutdown, he with sky high premiums because blames someone else. of pre-existing conditions are getting affordable health insurance for the first time or finding they are saving a lot of money. every day, women are finally buying coverage that does not charge them higher premiums than men for the same care. [applause] every day, people are discovering that new health insurance plans have to cover i am waiting to see who he is going to blame this morning for the 3 years of wasted time that maternity care, mental health they could not get obamacare care, preventative care. you just heard janice's story. going. host: that speech is happening at 11:25 a.m. guest: brian wants him to fire she owns her own small business. someone, the caller wants him to take the blame himself. she recently became the first i expect table take the blunt woman to enroll in delaware's himself today. host: brian -- i expect he will exchange. it is true. it took her a few tries. take the blame himself. guest: there are opportunities. after beingorth it we passed welfare reform because the clinton and republicans came together. turned down for insurance three times due to minor pre-existing

conditions. now she is covered. there is opportunity for some reforms. she will save 150 bucks a month and she will not have to worry that one illness or accident i hope we will see presidential leadership. will cost her her business she has worked so hard to build. guest: tip o'neill could deliver not alone. i recently received a letter a vote, so could newt gingrich. from a woman named jessica sampson in washington state. here is what she wrote "i am a john boehner in 2011, he could not deliver it to congress, that single mom. is a big difference. host: steve mcmahon, attorney and cofounder of purple no child support. strategies llc. john walsh of bunching self-employed. insurance forhad strategies. i appreciate you joining us. 15 years because it is too expensive. and requireshd >> president obama will talk about the affordable care act there he will be speaking from the rose garden this morning. regular doctors visits and his it will start at 1125 a.m. meds alone cost $250 per month. eastern. afterward we will open our phone lines to get your thoughts. the later comments from pat i have had an ongoing tendinitis problem due to my line of work, be speaking here in but i haven't had treatment. we get to have washington. coverage because of the aca for live coverage starts at noon eastern here on c-span. mark santorum of the new york times reports that gauges the -- $109 a month. i was crying the other day when governor chris

i signed up. so much stress lifted." christie would drop the legal sexllenge to allow same- not un typical for marriage. this effectively removes the last hurdle for making it legal folks like jessica. that is what the affordable care in new jersey. 14 states allow gay couples to act is all about. marry. the essence of the law is working just fine. in some cases, actually, it is >> this was eleanor roosevelt's exceeding expectations. typewriter. the prices are lower than we expected. i have here are the the choice is greater than we expected. but the problem is been that the original drafts. website that is supposed to make the first one is it easy to apply for and purchase the insurance is not working the way it should for column. it sets the tone to follow. everybody. there is no sugarcoating it. the're talking about he website has been too slow. comings and goings as they're getting back the regular schedule after the holiday season. stuck have been getting during the application process. i think it is fair to say no one this is from election day. is more frustrated by that than at midnight a larger crowd than i am. usual came in with wonderful

because the project is good, i plaque kurds. want the cash registers to work, the president went out to greet the checkout line to be smooth, them. this is a position for them to so i want people to be able to come to hyde park and await the election results. get this great product. there is no excuse for the problem. the would march down and president will come out. and these problems are getting >> eleanor roosevelt tonight fixed. live at 9:00 eastern on c-span but while we are working out the and c-span three. kinks in the system, i want everyone to understand the nature of the problem. first of all, even with all the problems with healthcare.gov, >> coming up, president obama the website is still working for will talk about some of the challenges people are facing with healthcare.gov. a lot of people. it is not as efficient or consistent as we want. although many of these folks we will also open our phone lines to get your reaction. have found they had to wait longer than they wanted, once before we hear from the they complete the process, they president, an examination of the are very happy with the deal health care law looking at how available to them. just like janice. some occurred in the role of state insurance. everybody tot wall street " remember we are only three weeks journal." into a six-month open enrollment period when you can buy these host: we have been taking a look new plans. at the implementation of the [applause]

affordable care act. are joined by ginny keep in mind, the insurance does not start until january 1. that is the earliest the gold. we have been talking this morning about the president's speech in the rose garden. insurance think again. no one who decides to purchase a plan has to pay the first premium until december 15. what are we expecting to hear and that speech? so far the rollout of -- that is the early as the insurance can kick and. healthcare.gov has not been sales thanksgiving day good. the president said he is not for the latest playstation or happy with the way it is the flatscreen tv, the plans do not link. people have had a lot of trouble. we're thinking the president sell out. they will be available through the market waste throughout the period.ollment pe will probably talk a little bit about that. about the tech surge or they will bring an the prices will not change. outside consultants to try to fix some of the technical everyone who wants insurance some say they have been through the marketplace will get insurance, period. able to enroll. everybody who wants insurance or the marketplace will get insurance. host: do you expect him to say "i am sorry?" third, we are doing everything we can possibly do to get the guest: i do. he owns this, this is his

signature piece of legislation. the fact that the rollout has websites working better, faster, sooner. not been smooth is not good for we got people working overtime, 24/7 to boost capacity and address the problems. him. he knows that. host: a question that came up experts from some of america's with our viewers as we were top right at sector -- private talking about this is who is responsibility -- whose responsibility are these sector tech companies, who by glitches? the way have seen and liked this how much is the responsibility happened before. of the federal government and we have some of the best i.t. how much is the contractors who country turning have been employed? the team. we are confident we will get all -- we will getat guest: the federal government employees those contracts, they need to be careful about who they are giving them too. hhs has taken on the role of quarterback, they have been all the problems fixed. coordinating those pieces of the number four, while the website will ultimately be the easiest way to buy insurance through the health care website. if it is not working, it falls marketplace, it is not the only way. i want to emphasize that. in large part on hhs and their effortswe redouble our efforts to get the structural, to get the website working as well as it is opposed to, you technical things going. can still buy the same quality to be fair, just because the insurance plans available on the

websites are not working, that marketplace the old-fashioned way. offline. does not mean the entire premise either over the phone or in- person. by the way, there are a lot of people who want to take of the affordable care act is flawed. advantage of this you are more comfortable working on the phone this is the first year of open enrollment, there are 6 months anyway or in person. to do it in. me go through the specifics as to how you can do that if you are having problems with the website or you just are for dealing with a person. just prefer dealing with a person. yesterday we updated the website with options to enroll. we do not know exactly what it you will find information about will look like. host: the white house has been tallying 19 million visitors to how to talk to a specialist who healthcare.gov since it opened. can help you apply over the for those folks who may have phone or to receive a trouble getting into downloadable application you can healthcare.gov, talk about what fill out yourself and malin. they're going to find. added more staff to what are the policies that they are going to find on those exchanges, what will they include? guest: what you find on healthcare.gov for your state's the call centers where you can exchange will differ based on your stated. apply for insurance over the in some areas, policies offered phone. those have already -- they have by only one insurer. been working, but a lot of in others, you might have a range of choices. people have decided to go to the

one thing you know you will get is the essential health benefits. website. keep in mind these call centers it will be required to be provided in all of the plants -- are already up and running. inpatient care, outpatient care, you can get your questions maternity care, drug coverage, answered by real people 24 hours preventive care. a day in 150 different consumers will see a range of options. languages. from the cheaper plan, the bronze plans, all the way up through platinum. the phone number for these call 2596.rs is 1-800-318- what you pay is what you get. if you pay more, you have less cost sharing. 318-2596. you may end up paying more out of pocket if you have a lot of health care expenses in the coming year if you pay less. host: we will be talking with wait times have averaged less jenny gold of kaiser health news than one minute for the call about what is in those plans. centers. we want to hear from you. although the wait time may get we are splitting up our lines up -- go up now that i've read differently. those who are insured and have out the number national television. questions can call in at (202) [laughter] 585-3880. and theyalk to someone if you are uninsured, (202) 585- 3881. can walk you through the application process. and i guarantee you, if one we want to answer your questions thing is worth the wait, it is the safety of the security of about how those exchanges work. we want to hear your stories if you have tried to get onto the health care you can afford healthcare.gov -- whether you

or the money you can save by have been successful. buying health insurance through the marketplaces. [applause] once you get off the phone with a trained representative, -- give us a call. jenny gold, we should this not earlier. once you get on the phone with a -- this map earlier. trained representative, it takes federally run and state run exchanges. about 30 minutes for an individual, 45 minutes for a the blue are the federally run, family. you will be contacted by e-mail the orange are the state run, or postal mail about your the green our joint exchanges. coverage status, but you don't when you talk about the have to go through the phone. essential items in every plan, does that apply to both state you can also apply in person with the help of local and federal plants? navigators. guest: that is all the plans. these are people specially trained to help you sign up for you are getting the same thing, health care, and they exist all it all depends on how you get it across the country. , what the website looks like, or you can go to community how much money the state has to health centers and hospitals. implement it. host: how did the states choose just visit localh whether they were going to go to a federally run plan or their own? guest: i think congress expected every state to run their own, that was the expectation. only 14 or 16 states decided to find outlthcare.gov to run their own exchange. the rest are doing a partnership where in your area you can apply for health insurance in person. or defaulting to the federal government. finally, if you have gone to the website and then stopped somewhere along the way, do not worry.

in the coming weeks, we will contact you directly him up or slowing, with a concrete recommendation -- we will contact you directly, personally, with a concrete recommendation on a plan that meets your needs and get you covered once and for all. here is the bottom line. the product, the health insurance, is good. the prices are good. it is a good deal. people do not just want it. they are showing up to buy it. nobody is matter then me about the fact that the website is not working as well as it should, which means it is going to get fixed. [laughter] [applause] and in the meantime, you can bypass the website and apply by phone or in person. so don't let problems with the website the tour you from signing up or signing your ter you from de

signing up for signing your family up, showing your friends how to sign up. it is worth it. if you have a pre-existing condition, it will save you money and give you the security your family needs. in fact, even with the website issues, we have actually made the overall process of buying insurance through the marketplace a lot smoother and easier than the old way of buying insurance on your own. is aof the challenge here lot of people may not remember what it is like to buying insurance. insurance-- to buy the old way. forms.re no absurd there is no medical history questionnaire that goes on for pages and pages. there is no more getting denied

existingyou had a pre- condition. instead of contacting a bunch of different insurers one at a time, which is what janice and what a lot of people shopping on the individual marketplace had to do, there is one single place you can go and shop, compare fors, that has to compete your business. there is one single phone number to call for help. and once the kinks in the website have been ironed out, it will be even smoother and easier . in the meantime, we will help you sign up. because consumers want to buy this product and insurance companies want to sell it to you. addressing some of the politics that have swirled around the affordable care act. i recognize the republican party has made blocking the affordable care act act it it mature policy policy it's signature

idea. it seems to be the one thing that unifies the party these days. in fact, they were willing to shut down the government and potentially harm the global economy to try to get it repealed. and i'm sure that given the problems with the website so far , they are going to be looking to go after it even harder. let's admit it, with the website not working as well as it needs to, that makes a lot of supporters nervous, because they know how it has been subject to so much attack, the affordable care act generally. but i just want to remind everybody. we did not wage this contentious around the website. that is not what this was about. [applause] we wage this battle to make sure that millions of americans in the wealthiest nation on earth

finally have the same chance to get the same security from affordable, quality health care as everybody else. that is what this is about. and the affordable care act has done that. get -- withow insurance -- people with pre- nowting conditions can afford insurance. the launch of this website proves that people do not just need that security. they want that security. it. won it -- they want [applause] in the meantime, i have said many times, i am prepared to work with anyone on any idea that makes this law even better. but it is time for folks to stop rooting for its failure, because hard-working middle-class families are rooting for its

success. [applause] if the product is good, they are willing to be patient. i got a letter last week from a self-employed man named john in pennsylvania. he used the new marketplace to get himself and his wife coverage to save a lot of money. here is what he said. this pretty much sums up my message here. website really stinks for the first week. $1600 perd of paying month for a group insurance plan , we've a plan that will only month, a92 dollars a savings of $900 per month." [applause] when he saw what

they would be paying he turned to his wife and told her "we might just pull through." we can afford this. john eventually predicted the website will work like a champ. john -- he was frustrated by the website. but he feels a little less frustrated when he found out he was saving 900 bucks a month on his health insurance. and john is right. the website is going to get fixed. and the law works. why we fought so hard to pass this law, to save folks like john money. to give people who do not have health insurance a chance to get it for the first time. to lift from the american people the crushing burden of unaffordable health care.

two free families from the pervasive -- to free families from the pervasive fear that one health crisis -- you. no, you're ok. this happens when i talk too long. [laughter] [applause] good catch, by the way. whoever was here. [laughter] goal, toalways been my free families from the pervasive fear that one illness or one injury might rob you of everything you have worked all your life to build. health care is not for a fortunate few.

it is a right for all to enjoy. [applause] that is what the affordable care act is all about. at that is its promise. and i intend to deliver on that promise. thank you very much, everybody. todd bless you. -- god