effort that is going on in new york and i understand some other communities across the country. so, i am really struggling not to hear gloom and doom because i know that the report has outlined so many of the challenges that are facing us going forward. we're going to change all that with this panel. we are here to tell you that all is not gloom and doom. many of us, including the wonderful women with me today and organizations they are associated with, are aware of these challenges, are working very proactively within their organization and across the country to find tried and true ways to address these challenges, as well as coming up with more innovative solutions. our goal here today for the rest of the panel is to try to make aboutel more optimistic

the future of aging and our country going forward, particularly on the housing end. to begin because in doing some research for the sides getting to know my panel, i rediscover the founder of aarp and i will give s plug because dr. andru was extremely concerned about housing for seniors and creaking livable communities. that is back in the 50's. i did not know and many of you might not know that she actually started one of the first independent living facilities for seniors in california called the grey gables. their principle was that seniors should have environments that allow them to continue to contribute to their communities. we are not all problems. we are also vibrant contributors to our neighborhoods and communities. whicharted the acacias,

is a skilled nursing facility. this is back in the late 50's. she developed a design for the freedom houses or house of freedom and she did a ribbon-cutting with president eisenhower in 1961, showcasing the house of freedom, which incorporated a lot of visibility features and universal design features that we have heard talked about today. some of the solutions have been with us a long time. it is not too late. we need innovation because our current economic climate. there are solutions. it is never too late to begin. with that, we're going to begin. to give you an idea of our format, i will ask the panelists questions about their work and what they have identified as best practices and what some of the gaps are in a couple of other questions about what is happening now which is positive

and solution-based and we will take questions from the floor. i will begin with assistant secretary greenlee. theave heard lots about current and impending housing needs and challenges for the 50 plus population in our community. this includes the need for affordability, assess ability, connectivity, and housing and long-term care. , can you tellork us that you have identified at the federal, state, and or local levels, some the best practices and policies for addressing some of these challenges? >> i wanted to start by noting the secretary. your comprehensive overview is so impressive. of all of the issues and innovations around the country, you have really done such a wonderful job in your overview.

i'd like to start in left field and announce this before our business. [laughter] why do people move from their home? what we pay for it when we move from it? we take a room and board. the concept when talking about housing and services may feel like a new part of this great big world, this housing. [indiscernible] to -- weoint, we need will pay for what ever. program --icaid [indiscernible]

even that -- [indiscernible] [inaudible]

at some point, you need someone who is going to go between the persons and that is what we are trying to do. -- one person, whether -- or one person who has a community in america will really help someone.

[inaudible] [laughter] this is a really -- [inaudible] i did not turn it on? [laughter]

>> even though the policies today are -- [inaudible] all of the planning can come that, the if you do --nt of this is to reach out [inaudible] [laughter]

i did not mean you. i meant me. lindsay, you are actually to the age-from the community started at the grassroots level with seniors themselves being involved in the process. can you tell us a little bit about what you have learned that is working well with the age-from the community in new york? >> age-friendly new york city was started around 2007. it is a partnership between the new york academy of medicine's and new york city council and the office of the mayor. to look at all aspects of city life to see where improvements to policies, practices, and aograms can really make difference for older people in maximizing their participation in society. used theave done is world health organization framework for active aging,

which identifies a domains of an age-from the community. one of which is housing. we work across those domains. the first step is a was to go straight to the source. older people themselves. we do this through community consultations in focus groups and surveys, and we ask older people exactly that question that you just hose, which is what do you do all day? what is your day-to-day life like? what you like about your community? what do you like about your housing? what do you not like? what are the barriers that may present you from being as involved as possible? and then we bring all of the relevant sectors to the table. along with the older people to collectively dratted tries creative solutions -- collectively strategize creative solutions. i am talking about the housing

the nonprofit and faith-based sector, culture, transportation. we operate according to the premise that you can actually flow or reverse the disability trajectory by modifying the the social, environment, economic environment, and physical environment in addition to certain lifestyle changes. think that we see older people rights-based rather than a needs-based perspective and we see older tenants and homeowners as assets to communities. often long-term residents are among the most cynically engaged, have a real, comprehensive understanding of their communities' assets and vulnerabilities. for this this is a good story. -- or us, this is a good story. i can't get into specifics later, but what has been essential is we have the right

people around the table and that we not delegate the issues of older adults in the housing to one government agency like the department for the aging, but rather we see this as everyone's issue. it is an issue for all sectors, all government agencies, and we bring those people to the table. we have done this at the macro level across the city and we do it in more localized ways. we go by committee district. the strategy has produced incredible results to really improve the quality of life for older new yorkers. >> could you give us an example in the housing arena of how having the right people with the right stakeholders at the table has led to success? >> absolutely. i love that you touched on the doorman issue. locale partnered with 32bj which is the building

service workers union. they have about 50,000 members. what they have done is really taken this up as their issue. they have created a training that is part of the career ladder for their members. porters and other kinds of building service workers learn about the needs and assets of older people, specifically how to identify signs of older use, signs of cognitive decline in that. identifysufficient to subtle changes that occur in an individual over time. tohave empowered them provide assistance and to know where they can refer the tenants when they start to notice certain troubling signs.

now we have actually expanded that program to include a module on the needs of older people in disasters. we found that during hurricane sandy that building service workers were essential in meeting the needs of their older tenants. >> great. thank you. i'm going to move on to you, terry. i know you worked in new york but also across the country. maybe you can tell us -- i think that you enterprise does a lot of work and assisting developers and nonprofit developers produce housing, correct? theyou tell us, what are best practices and policies that you have discovered actually help address some of these housing issues that we have discussed so much today? as a starting point, enterprise is a national organization that looks at safe and healthy housing as a

fundamental platform for delivering opportunity. it is mostly the first rung on the ladder of opportunity. we intentionally try to look at connecting housing to health care to education to jobs in transit. that is very much what we believe, as our theory of change, if you will. in our work, what we found is that those critical intersections between today -- many of those intersections that health and housing are so fundamentally important. what we try to do is look at the needs, starting with what does the resident need, what are the needs of that older american that is there? we are a working across a variety of age ranges. we also think about the system change that we are trying to embrace, but from that perspective. we're looking at a spectrum of services. to give you a sense of that, we are starting with a building level look and we are looking at

what does it take to get that building constructed, the financing, the design, the construction, all the way through to one of the services needed? we are looking at that whole piece and some of the things we , all of these things have to work together. at the building level, we have a yougn practice the how do build a design level that is appropriate. how do you build housing with mind, within disasters but also in the frame of day-to-day? as we look -- we know the financing models. it was a fantastic keynote. certainly henry suggested the shortage of resources. we have to learn to

leverage resources earlier. one thing we have to manage is how it makes those financing streams and what we are seeing is developers are becoming better at mixing the housing and financing strains with some of the other financing strains like coming out of medicare, medicaid. a lot is happening at the state level. we are seeing a lot of this happening. i think that the developers who work with understand the criticality of that. at the end of the day, i also think that one of the most important things that we have been able to do is to look at -- there is a lot of fragmentation. there are two big things. one is how do you drive those cross sector conversations and break down the silos. the second thing is there is a lot of fragmentation. one of the things we did a number of years ago is to introduce enterprise agreeing communities criteria. it basically said there are a lot of ways we can look at

sustainability. how do we look at water efficiency, energy efficiency, bringing that together? we have taken that criteria and start to say, what else should we do to help create a common ground for developers to look at how they can develop housing so we can influence that process? taken thate, we have enterprise-agreeing communities criteria and expanded it to include siding. where is housing getting built relative to transit? universal design. we have a whole segment on universal design. that is significant because you build that set of criteria into the policy mechanism where incentives are. in developing affordable housing, we know the loans and housing tax credit is the biggest driver. a location in tax credits are awarded at the state level to our allocation process. we now have criteria embedded

about 25 states. is to saystarts to do if you made this set of criteria -- say universal design -- you score better on that incentive. you take a capital flow and look at it in a new way. what can we agree upon? how do we innovate and be open source about that, taking into the needs of our developers, the needs of the residents, and start to put things we can agree to and start to drive and capital flow? it has been meaningful work and what we're finding is we need to adopt that work but we are very open-source about this. we are doing most of this with our partners. many of them in our -- are in the room today. we're trying to evolve the work and think about what are the policy mechanisms, capital flows, and local solutions that are needed? >> the universal design criteria that is in the qap's that you there, ied to get in

would imagine that is an important education process to stress and get the local funders to adopt to state housing agencies or entitlements to adopt criteria that reflect an understanding of how important these design features are. >> absolutely. we started out with seeing those optional but it is a pathway for them to achieve certification. it means they are more entitled to those incentives. that is a huge education process. we are finding a lot of energy and excitement about this, even though it is optional. it is opening people's mind saying this is a good way. this is a smart way of building. processhuge education and we are learning as an organization from our work that we did with many folks on the sustainability side is that if you really want a healthy home, this is also a way the green community can encourage a healthy home. we are dealing with asthma from the onset, we are dealing with

critical issues. we had some tough love in learning how to take that and really make that practical. we have a lot of those lessons. we had to learn with asset managers that are running the buildings and boilers and try to figure out -- or the residents themselves. how do you take a set of practices and make them work? we are doing the same thing with universal design. how do we smartly innovate around that? >> that is wonderful. of --ou thought about one about what the best practices and policies are that you have seen that enable communities to meet its needs? is actually fortunate for the aarp foundation to see the breadth of the best practices. we can focus on the low income

which can be challenging, but we are seeing innovations happen. having been in philanthropy for many years, there are many silos in this area. the connection of conversation is critical. how do we engage the housing community to interact more with the health care community, transportation sector, and other sectors. enterprise is a great example of how this is happening. best practices that i want to share with you is coming out of vermont. enterprise, at a learning collaborative, and invite you to visit our website. it looks that demonstrated models across the country that are working. i think the issue to remind ourselves is that the our state and local issues. to have a national best practices is not going to be the case. it will be a lot of models that work in different communities. -- inman, the fetal scare , they havein vermont

been working with administrators across the state to coordinate care and providing it will miss nurse in addition to the housing and the program is called sash. it is a nascent program. it is part of a man valuation. we are helping -- it is part of an evaluation. guide helping to create a that will be a dictionary for help and housing to come together. before this conversation, you are speaking the language. that is one of the challenges. i was in a meeting and they were talking about health care. there were using acronyms and people raising their hands. cbg and talking about other housing acronyms, you do not understand either. as we look at connecting the systems, we have to start with the basics.

that is one of the things the learning collaborative is doing. cathedral square in vermont, i think one of the criticisms is vermont is unique. howl you translate that? you look at the pieces of that. there is other work as well. it is going back to listening to residents, listening to what their needs are and how do we connect those services to their housing? mentioned some great things that are working well. some of the factors that need to be in place. what do you cs some of the major gaps? what are we missing? thatdo we need more of only address issues of conductivity but affordability? we have heard a lot about the particular needs of low-income renters. the housing shortage, the lack of sufficient subsidies to keep

housing affordable. what would you say are a few of those gaps? is it just money? we are talking about new housing built. is a community awareness? political will? all of the above? >> i will put a plug in for rental housing. i think the data shared with us this morning speaks to this as an emerging trend. when we talk about diverse markets and minority communities, they have higher rental indices. looking at the need for rental housing, it has been a successful model. to build housing, how do we have more like that? the need is very expensive. committeesncense that were housing is a big gap. >> i could not agree more. i would build on that, which the

the importance of bringing in the private sector cannot be overestimated. we all know there are incredible shortages. housing credit that has worked well is a public-private partnership. i think what we are seeing is the half empty view, that there is simply not enough resources. the half-full view may be that we are seeing interest in private sector players that come in and they say, how can we help? they see housing as a critical intervention. i like to quote one my board members who runs children's healthwatch. housing is a vaccine. doctor, i havea got to have a safe and affordable, healthy home for a child to go back to. the same with older adults. it is a vaccine. we are starting to people in the health care sector invest in low income tax credits.

united health care has been an investor and are helping us with pilots in texas for developers to say, i have a texas state health plan. i can help deliver services in a community-based way. they are not only investors from there into the financial books. not just to get market-rate returns. they are getting interested in the issue and bringing practice alongside those investments. i think that is huge. they are just one example. that leads us into the issue of health. >> yes. >> was that a question or -- [laughter] >> we have been there all day. >> the gaps that you think we have that we need to fill to make better progress on this issue, whether they are policy gaps or practice gaps? is it just money?

is a cross-collaboration? community resistance? from the federal level, what would you say? >> is possible this will be my glass half-empty part. do ank as a nation, we can better job of talking about the continuum. i'm not talking about levels of care. long-termuum between care and community-based care. part of the trouble with health is that we are too isolated in older adults when there are acute episodes and crisis episodes and not sufficient conversation about the long-term support health care is part of community-based organizations. they are not necessarily viewed comprehensively. one of the right investments we need to make all along the way. we tend to focus too much as a the escalating

health-care cost, which is clearly an issue we need to address. for older adults, life happens between these crisis incidents. that is not addressed comprehensive enough. part of what we have been able to do is invest more in evidence-based programs. programs that help maintain diabetes, maintain depression, stay upright and not fall. how'd we let these into our health care system? i talked to a colleague who were elsewhere and we venting air neutral frustration that if you found a pill that did that, there is a pathway for adoption. didou found a device that that, there is a pathway for adoption. to find a self-efficacy intervention that has evidence, there is not a pathway for adoption. there needs to be. we have good practices, good science, and not an opportunity

to make sure that we integrate all across the health care system. >> would you say the same about integrating the housing issue with the health care? >> clearly. this is where the real housing experts in the group can talk about the critical nature of having housing support health or impede health. it is interesting to talk about new opportunities, much of where i end up thinking just for the nature of my work is the existing housing stock. what do we do with what we have centeredow do we do assessments, we cannot be internal listed. we have to listen to older people want. we have to be sensitive to the needs to be completely innovative in order to support health. i want tove a mike, mention one more thing. the advances in technology that can help connect technology and health.

-- housing and health. we need to pay attention to a study. have you been to the big box stores and look for grab buyers? they are the ugly ones that look like hospitals and then there are the ones that look ok that i like pipe -- i like. we are to make sure that building things that do not stigmatize what it looks like to be old. they give it is ugly-looking walker, a ramp. we have to make universal design to make it clear these are supportive supports. they're visually appealing. they will receive resistance from older people if our solution to society is to bring in ugly stuff to put in the house so they can stay home. they will resist. >> it pertains to the issue that chris raised that is the denial

of my generation that we will get old and need support. the more attractive they are, the more willing we might be able to embrace him. what policies can make the initiative more successful? policymakersat need to incorporate the voices of older people into and thatmaking policies need to support older tople in remaining connected their formal and informal support systems whenever possible. york, we have larger contingents of renters who are older than about 80% of them rely on rent subsidies. -- ink that the other think that there is a real shortage, housing

which the mayor is trying to address. there is competition for units. when you have an older person living alone in a three-bedroom unit, there is a huge waiting list of families who need that space. there becomes this pressure to move that person somewhere. when we think about doing that, we need to consider, what are the health ramifications of separating a person from his or her support system? we know very clearly that this placement can have really negative consequences for older people. we saw that during hurricane sandy. that is something we also need to consider in relocating people after disasters. as we change or build new housing, we need to think about how that housing is integrated in the larger community. perspectivephysical

to a social perspective. of i think that large numbers of older people living alone in large high-rise buildings, which is what we have in the city in the absence of any kind of connection to the broader community, is problematic for everyone. >> great point. along those lines, i know that enterprise is doing amazing, innovative work in my hometown of denver in terms of where sited as well as affordability. could you tell us about that? >> i mentioned before. we are creating opportunity in regards to transit. it is so important. a number of years ago, we set out to look at, what is the

connection between housing and transit is them and other community-based facilities with a focus on housing to think --ut how we encourage essentially, the shoulder version -- the shorter version is there was a transit-oriented fund. we work with our partners. we had a number of partners in denver, the urban land conservancy. a lotof private funders, of public-sector funders who are in the room today. hello, ford foundation. it has been a fabulous opportunity to say, how can we create communities, make sure we are creating housing and preserving housing near transit, whether it is light rail, bus system? we have had incredible andic-sector support

-- createdalitions coalitions to come together to get it on on the ground. one of the things that we found that was missing was financing. we created the first innovative fund around a structured fund for transit development. it is a $50 million fund and we 15 $1 million fund and it has been dispersed today. the goal is to have housing near transit and a good proportion of that is going for seniors and older adults. to haveintended universal design and a significant chunk will be for seniors. based on that work in denver about how to drive the creation and preservation of housing transit, we have been able to expand that into eight cities across the country and we are working on an expanded initiative. stay tuned. we will be looking at the

critical intersections because it drives problems down dramatically. we are doing that work today and we are excited. we are in a small r&d sort of in denverwe piloted and we are in scale mode with a number of terrific partners across the country. if you'reble housing, giving back, it is 77% often given back in transportation cross. with the social isolation issues, the accessibility issues are fundamental we look at the systems cost. we are also finding this is where tables are being set across the country. as transportation dollars come in, and there are not a lot of dollars for places in housing. measure r, people have tax themselves for transportation.

we have to be able to focus on those dollars coming in and think about, what does that mean? what will be the outcome for low-income families as the dollars come in in terms of housing, economic opportunities, health care, education outcomes? that is where i would say that people talk about a collective impact model or talk about different terminology. it is basically, how do we break down those silos, work on it on a local, regional scale, and try to share that across the country. >> great model. i see that we -- we could have this go on for hours. we want to take questions from the floor. if you have a question, there are mikes set up. i see one here. is there just one? there is just one and i would as you to go to the mike so we can hear your questions. any questions? yes, ma'am. >> my name is julie.

enterprisepplaud the leadership role you played in terms of you bringing initiatives because 10 years ago or so before you started, having green housing was only for people of wealth. it is amazing how you made it into a standard practice in terms of developing housing for low and moderate-income housing. on secretaryuild green lease's commentary. there are so many opportunities in terms of leveraging technology for housing, especially to support affordable housing. i was wonder what enterprises doing to make smart homes as common language among the rest of the country, as you made it green housing? in terms of 3-d printers, building homes. that could be one of the ways of

really lowering the cost of affordable housing. i was wondering if you knew how wide or what might be some of the practices on that. >> i'm going to say that i wish i had a better answer than i do. we have had fabulous partners. , with ouring age seniors collaborative trying to learn technologies. it is one of the angles we have been trying to learn with. we are touching the tip of the iceberg and it is an important area for us to move. we have a lot of fabulous country thatss the are using technology, whether it is looking at medication and dosage, looking at pieces of how technology might be part of the answer. certainly in california we are ,ooking to bring broadband in broadband having a limit to

social isolation. on the education front, for a whole lot of reasons. we have looked at technology and along the sustainability front, we have made investments in a investments that on the green side, there is a lot of technology that allows you to do a lot more and be more productive among them. we have certainly done that. it is a challenge for us all and to also engage in technology. it is not just a technology company but a great opportunity. in sana board retreat francisco and we are doing and innovation section with a lot of technology companies. i'm interested in this question of how can we amplify this? what are critical investments that need to be made in what world -- what role will the technology companies play? there are number of players that

could be involved here. >> thank you. candace baldwin from capital impact partners and i am pleased that the discussion today is also included the importance of social components and connectedness. we have been working on villages for the last five years so it is a big innovation. as a former housing developer invested in aging, which is a fun space to be in, one of the things that always created the silo for me was the policy mitch of eligibilitych criteria. being eligible for subsidies and medicaid and all the other things. if there is one thing that could possibly start to bridge some of these gaps, i'm wondering if there is discussion about how to align those eligibility criteria is so the people are not falling through the gaps. i am wondering if that was a conversation that was had.

>> everyone is going to look at me and i don't know the answer. [laughter] i don't. if someone here does, we should let the audience help inform when i do not. obviously the half the equation i know is the half you just described in terms of medicaid in the older americans act, but not the opportunity to bridge in otherhud world services. >> [inaudible] you -- i can barely hear >> would you mind coming to the mike? >> as you are my lifeline, we should give you a microphone. [laughter] it is an excellent point. >> my name is alicia anderson with the hud. at hud has been working

with hhs primarily to help with a lot aligning all the seas for hud and hhs so the compensation would not be so disconnected and that moving forward, we will be one another. >> is them issue of mutual eligibility on the table? >> it is. it is so blanketed in issues on the table, whether or not is making sure -- 202 is very low income and a lot of medicaid and medicare programs are more for extremely low income. we are having that conversation and figuring out what changes need to happen. there are multiple issues on the table. the hhs and hud have had a collaborative it for several years, looking at homelessness, the way to integrate housing services. hud has encouraged local collaboration that will people score better when they apply for hud support.

i do not know if the eligibility has helped. thank you. >> one of the major issues is that there is not enough for housing subsidies for renters of all ages. >> donna betts was generations united. i want to say thank you for today. it has been a rich discussion. one thing that struck me is that lindsay was talking about the three-bedroom apartment. it relates to a report that generations united released last year that vivian and other people were divisors on. we looked at the issue of housing to an intergenerational lens and one of the things we challenge our experts to do was to think differently. one of the the recommendations we had was think about taking lessons from other countries. in this case, it had to do with spain and their home share program. the of older adults who want to age in place and you have a young population who wants to go to university.

in spain, they have managed to marry those so young people can go to university without incurring debt. about some of the potentials we are facing, how do we address age and in someone that has three bedrooms and the other population that is being burdened by student debt? x first came back with was whether it is moving in like a home share program and providing services to help that person age in place where young person who moves into a neighborhood like each for america and offers x amount of services and then you could reduce the student loan debt. thinking outside the silo that we oftentimes do. when i think about with age-and the communities is i love it, but what i hear is so much is that they are old-age friendly. i am wondering if the panel can make recommendations and suggestions about how to make sure that when we are talking about age-friendly, we are

talking about all ages? thank you. >> grade-point. -- great point. >> one of the things i think is critical is we promote and implement a smart employment practice. this is the strategy that benefits older people but also younger workers and really people of all ages. i'm talking about policies like job sharing and save retirement and caregiver support programs, health and wellness programming, flexible schedules, those kinds of things. i think that the more younger people are exposed to older people, the better society is that large. work has positive associations with physical and mental health and leads to less reliance on social insurance programs. we want to do what we can to keep people employed as long as

possible. especially if they want to be working. incentives for companies to hire and retain older workers. working, we want to really support civic engagement. there is one city that provides local tax credits for older people that do a certain number of volunteer hours. recognizing that not older people are terribly frail and in but of a lot of services, that it is a real continuing. we're talking about a 30-year age range. work is a key piece of this puzzle. in new york city, we have 25% of older people still working. we would like to keep it that way. thanks for bringing up the inter-generational issue because

it highlights that in asian families in particular, multi-generational households are common. my household was a three-generation household until my grand parents passed away. it was an age-from the dynamic. we would live in a communal environment and that is what we are seeing. homebuilders are looking at creating for different communities houses that allow for all those generations to live together under one roof. i think you mentioned earlier about the changes in zoning such excess threeee--- accessory sorting units. it allows us to live together. there are a lot of positives, having experienced growing up with older aunts and uncles in my home. you benefit much from them. that was an enriching experience.

it is a good policy as a good societal thing. we talk about the issue of social i inflation -- social isolation so much in the report. we need to make sure we continue the connections with family and the relationship with friends, bringing younger and older people together. it is a great solution. i have been to a lot of meetings. we talk about millennial's and it seems like a great intersect, to help affordable housing for both generations. >> do you have anything to add to that? his multigenerational housing more and more on the agenda for the developers to work with? >> absolutely. seeing it in more mixed-income communities. is one of the interventions everyone has talked about and is important. we look at the community and what it is made of, it is made

of a whole range of ages. people that are part of our synagogues, our churches, our communities. we have looked at some of the models. we know a lot of folks that we serve need other forms of income. i was really intrigued with the question because i think we have looked at accessory dwelling units, other things that might be on one hand and income-generating model for a family that is low income, try a little density into the community. let's do it in a responsible way. some models have some challenges with them. i think there will be some interesting opportunities. >> i think the home sharing model is also not being used just for younger people moving into older folks' home, but single, older people moving in together to share resources. >> we once had the brilliant idea of doing a mother-in-law

that could move into your place that had access and you could trade mother-in-law's. [laughter] -- i'll takes yours if you take my. [laughter] >> i see a few problems inherent in that. >> it seems like a new reality show. >> it does. you.ank was plottingose away in the field, this report is very meaningful and i am very grateful. my question is, the magnitude of the problems cited in the report for the opportunities, depending on how you see it, and the solutions we are talking about seem like it is a disconnect. when mr. cisneros was secretary and public housing with a real problem, he did not try to do little things. he combined everything into a bold program. in the report, there is a

mention of people talking about the 202 and it is gone, as is it a giant if it is not deal and a complete waste of opportunity, whether it is integrating multi-general -- multi generational house care. our last bill had 17 sources of financing. the impact was it was a $42 million project and only $26 million was in construction and design. the rest was lawyers and transaction costs in contrast with 202 funds where it was $10 9.6ion of grants and 9.7 -- million dollars was actual construction costs. we've gotten into a situation where you have to spend billions of dollars on consultants and on lawyers to make basic transactions. why are we letting everyone get away with the elimination of the

202 program, which is efficient and has created more things than medicaid could. why are we letting them off the hook? >> here, here. [applause] >> if anyone wants to respond to that -- [laughter] that we havey participated in the bipartisan housing commission and what you saw come out of that was a real push to expand resources to the 202, local housing tax credits, and other things. i think your point is exactly right. we absolutely have to do that and we just did a big study on the cost of affordable housing. thanks for your partnership because we learned from our partners on the ground what the things that are really

escalating cost and how we do this differently. the financing streams are very, very challenging, local zoning, all of the things we have been talking about. we need to be able to advocate for more resources that do what we have more efficiently. it is those pieces and a public will to support the programs we need. >> and rely on what we know works. innovation is important but we note some things work well. let's not forget about those. a tiny little bit of time for one more question. >> i am really encouraged by today. my name is luis tenenbaum and i have been working on this issue for 27 years. i talked to colleagues, friends, customers. most of whom are in notable. -- are ineligible. they have a great deal of managing services for parents, deciding about services for their parents and themselves.

the largest share of the demographic is not eligible for anything. we need much better services between ccr sees and medicare. there is a huge population that has a great deal of trouble. i want to encourage us to use the private sector, or encouragement to the private sector to better use private, individual funds, which is all we have for most people, to improve services available to most people, to take the burden off the structures of government and social agency and really work at making it possible for people with just some money to age in place easily and well. >> thank you. [applause] we are out of time. i really appreciate your being here. i think the study is amazing. i hope you take it home and pass it along. i hope it will make a difference in individual lives,

neighborhoods, communities, and all of our levels of government. join me in giving a hand to my wonderful colleagues here. [applause] [captions copyright national cable satellite corp. 2014] [captioning performed by national captioning institute] "newsmakers," mary kay henry of the nation's largest union talks about employment numbers, immigration, and politics. here is a portion of her remarks. about raisingust minimum wage. we want workers to have the living wagesve across the service sector in this nation because we know when service jobs become good jobs, we will help create the next american middle class that includes everybody this time. continue to work with brothers and sisters in the labor movement on raising auto-parts jobs and walmart jobs.

we have a lot to do but the fast food workers have made us believe the seemingly impossible could be possible again in this country. so much change has already happened in this discussion about what wages ought to be in this nation. henry, resident of the service employees international union. our guest on "newsmakers" on c-span. >> c-span campaign 2014 coverage continues sunday at noon eastern with north carolina incumbent democratic senator kay hagan and her opponent, tom tillis, followed by the north carolina -- california governor race .etween brown and kashkari 2014, more than 100 debates for the control of congress.

with congress returning monday, here is a message to congress from one of the student cam competition winners. >> fruits that are most genetically modified our tomatoes, corn, and soybeans. corn and so beans are the most common. >> according to the usda, approximately 90% of all corn and cotton and 93% of all soybean crops planted in the united states are genetically modified. despite suggestions of noble intent -- >> they are to not a flight -- genetically modifying rice to treat vitamin a deficiency drug will. >> there are people starving in africa, and if we can get them the food they need, why not? >> the safety and nutritional value of gmo's is disputed and highly disputed. >> there is no difference between eating all organic or modified food. >> who is responsible for determining whether or not gm

food should be labeled, band, or ignored? you decide. >> a forum on genetically modified foods. and the aclu versus clapper. >> now a panel of women food activists and filmmakers talk about the dangers of pesticides, genetically modified foods, and reserving our soil. this is from earlier this year. >> it is actually organic.