if you're running a business it's really helpful if you have those glines. >> we're not trying to run these businesses. and we're not going to -- i don't think it would bei don't e appropriate for us to say that you need to do x, y, and z to be designated. these firms understand very well what it is to be designated and they understand what kind of changes in their business model would bring assessment and these are firms that decided to do these kinds of business. -- hey change that decision >> at a need to be rude, but this is where i worry. you have probably seen the study that was conducted by holtz the former director of

the nonprofit cbo. when you have mutual fund that are designated, he concludes that the long-term rate of her firm of these nest eggs are like as likely to go down 25% if they have to succumb to these dark frame races. it is my contention that when you have a trucker in bangor or a teacher in lewiston, maine, they are doing their best to preserve 50 or $100 per month to plan for retirement, but because of these regulations over an industry that poses no systemic , then theseeconomy folks have to work longer or have less money in their nest egg. it's not care -- it's not fair, it's not compassionate. all i am asking is if you as a member of congress, i represent 60,000 of the most honest, hard-working people in this country.

writtenlike to see what criteria you have such that these pension fund asset managers know how to be -- esignated >> none of them have been designated. >> wouldn't it be great if they >>w how to get out of it? they have not designated any asset management. >> thank you, but it would be wonderful if going forward we knew would that look like. >> the time for the gentleman has expired. i would like to thank chair yellin for speaking today. there will be additional time to forward questions the witness. i would ask the chair that you please respond as probably as you are able. without objection, all members will have five legislative days to submit for the record.

this hearing stands adjourned. [captioning performed by the national captioning institute, which is responsible for its caption content and accuracy. visit ncicap.org] [captions copyright national cable satellite corp. 2015] >> today on "washington journal," armstrong williams on the 2016 presidential race and the ben carson campaign. and we talked to congresswoman karen bass about critical justice efforts. live with your phone calls, tweets, and facebook comments at 7 a.m. eastern on c-span. >> a signature feature of book

tv is our all-day coverage of book fairs and festivals from across the country, with top nonfiction authors. here is our schedule beginning to this weekend. we will be in massachusetts for the boston book festival. it'se middle of the month the louisiana book festival in baton rouge. at the end of november we are live from florida for the miami book fair international. national book awards from new york city. just some of the fairs and festivals this fall on c-span2's book tv. >> former congressman howard coble died tuesday at the age of 84. he represented north carolina in the house before retiring earlier this year. today in the house his colleagues talk about his legacy. it begins with a prayer from the house chaplain. >> as a community of colleagues

possessed of multiple layers of friendships, unknown to the public eye -- takes special notice today of the passing of howard coble, the much loved and respected member of 30 years, from north carolina. a gentleman to the core, may we all strive to embody his grace, class and respect for this institution and for those among whom we engage in the worken to done here. -- in the work to be done here. may he rest in peace. and may everything done this day in the people's house be for your ms. foxx: thank you, mr. speaker. today we mourn the loss of howard coble. a dedicated public servant and a champion for his constituents in north carolina's 6th district for 30 years. he never backed down from a challenge to do what was right for north carolina, and always pushed washington to work

better for those he represented. howard was the essence of what it means to be a southern gentleman. someone who simply exuded kindness, charm, and compassion. he was a man of integrity and principle, a representative who stood for what is right and who fought on behalf of what makes america great. he will be missed, but his legacy of service and devotion to north carolina will continue to be the standard that current and fthe speaker pro tempore: t gentleman from north carolina is recognized. >> thank you, mr. speaker. mr. sanford: last night in north carolina we lost one of our favorite sons. howard coble. a man who served in these false for three full decades. yet his heart always belongs to the constituents of the old north state.

i'm honored to stand with my colleagues today and others in acknowledging our congressman. howard demonstrated humility and grace. and it was evidence in the way he genuinely loved the people he represented. howard taught us many things, but most of all he demonstrated why statesmanship still matters. in a rhetoric driven political arena, howard understood why tone and approach continues to make a difference. he is often remembered by his attire, specifically the jacket. no, it didn't match many times, but he was confident enough in who he was. and evidently the ladies seemed to have no problem with it. howard did more than simply make no noise in this place. he made a difference. it's an honor to follow him, may our lord comfort his the gentlelady from north carolina is recognized. ms. adams: thank you, mr. speaker. i rise today to honor former congressman howard coble who passed away last night. howard coble was the epitome of a public servant.

he served in the u.s. coast guard, the north carolina state house, and as the congressman for north carolina's 12th congressional --sitionth congressional district for more than 30 years -- sixth congressional district for more than 30 years. he dedicated his life toing and it was exemplified in the way he ran his office. as a freshman member of congress, i took -- looked to coble in serving my constituents. he was steadfast, attentive and always he put his constituents first. some say he offered the best constituent services of any member. i'll never forget the night howard coble welcomed me to congress. the day i was sworn in. he later wished me well on my new journey as a member. my thoughts and prayers are with his family, his friends and former colleagues during this difficult time. he will be missed but never forgotten. howard coble's legacy will remain in the greensboro community and throughout north carolina as a man who arolina is recognized. mr. price: mr. speaker, it was

a little less than a year ago that a number of of us were on the house floor to bid our colleague farewell to howard coble. the series of heartfelt tributes that day from members on both sides of the aisle were a striking reflection of the respect and admiration that so many of us felt for howard and he returned that affection. he always made the extra effort to get to know those who whom he worked regardless of their stature or party affiliation. howard was also an effective legislator, tireless advocate for the sixth district. he took on complicated and difficult issues in his leadership roles on the judiciary and transportation committees. i was fortunate to partner with him on a number of bipartisan initiatives from teeks tile research to disaster relief, to funding for his beloved coast guard. in an era where our politics are too often fractious and dwifesive, howard's camaraderie, good humor, again

rossity of spirit reflected the best of what this institution can be. lisa and i are saddened by his passing. we join his many friends and former colleagues in extending condolences to his family >> today on c-span, marco rubio campaign ends in manchester, and after. then washington journal. ther that, live coverage of u.s. house is members work on the funding bill. you nextwho will right? i thought -- there is only one person about whom i would write if i were to write a second biography. offer.bered bond of course, i did write that book. i thought -- i am going to be standing next to the president,

speaking to 3500 of the most important people in the world. who knows how i will feel in the moment, i don't know. i have the feeling i might do that. i thought maybe i would give him the book later. chutzpah in the moment to pull off the goofiness, i will do it. >> this sunday night on "q&a," what we christians would call an idol of politics. there are people who have done that and they are worshiping the idol rather than the god who would cae them to care for the poor. i think it's a fine line and something to talk about fairly often.

>> sunday night, on "q&a." is the first lady gets paid, i have to do what the first lady is supposed to do, but you can do anything you want to. it is such a great soapbox. it is such a great opportunity. i would advise any first lady to do what she wanted to do. another thing i learned is you are going to be criticized no matter what you do. we went to the white house, we had receptions. i was criticized for what i did, i got a lot of criticism. but you learn to live with it. as i said earlier.

it is what you expected in you live with it. husband's her political partner from their first campaign. attended his she cabinet meetings, championed women's rights and mental health before even testifying congress. the partnership has stand -- stood for decades since leaving the white house. rosalynn carter, this sunday night on the original c-span series, "first lady's: influence an image." examining the public and private lives of the women of the influence of first lady and their legacy. eastern on8 p.m. c-span three. yesterday marco took questions at a town hall meeting in new hampshire. andcs included immigration foreign policy. this is 45 minutes.

>> am going to put these here. >> thank you. i left my necklace on. >> no pressure. >> good afternoon, everyone. thank you for being here with us today. i'm kate lesko, the president play, new stay, work, hampshire. we were not expecting quite this full house. hope you are comfortable. the idea behind the series is about the partnership between us to bring a different aspect of the discussion to political conversation. we want to give you a chance to what he isr rubio,

like as a person and his political policies. we really want to have you engaged throughout the course of the morning. we all want to thank bank of america. we would not be here today without them. thank you for your sponsorship. if we are on social media, we have a hash tagged. be sure totynh, use that #. --hash tag. without further do, we would like to invite senator rubio to join us. [applause] sen. rubio: thank you. thank you very much. >> senator, thank you so much for being here. would quicklyt we do is have a moderator go around and introduced themselves. you met kate, ceo.

i am true cline, i was the head of "the millennial" for twice as long as any millennial would keep a job. jessica and ims. am a mom who raises money at new hampshire humanities. i serve on a variety of boards and i just finished my term as chair of the professional network. skelton, ceo of the greater manchester chamber of commerce, now board member of stay work play and a proud alumni of the college we are pleased to welcome you to. got a can tell, we have full row of young professionals, students, community leaders. we have prepared a number of questions we want to talk to you about that are different than what you have been asked, i

think, at other events and programs. to be veryng different at all of those debates you have been doing lately. by the way, our goal as moderators is to surpass the performance of some of those debate moderators that have been getting so much attention lately. hopefully we can pull that off. those crazyk, debates you are part of, how do you recover from those? what is your process? family time, the gym? i cannot imagine after one of those debate what you are feeling like and what it's like as a candidate. sen. rubio: to keep perspective, in an air-conditioned room and talking to the world on a microphone. it's an adrenaline rush coming off the stage, coming down for a couple of hours. having it in another time zone gives us a couple of hours. i don't really do anything special. i usually have dinner in my room

, try to get to sleep and wake up the next day. forlly we wake up early television hits. that's the downside of being out in those timeslots. that's really it. you just kind of got to get up and get going. i don't really have a routine for recovery. it is in that damaging. the cnn debate was long, that was three hours. i almost needed a whirlpool after that. but i was fine. i don't know how you guys do it, so congratulations. fun, especially the first one, when we got on stage -- i have been watching these for years and now i was actually in one. the first one really struck me that way. the other two were fine, but that first one impacted me the most, having watched these debates for all these years and now i'm actually in one? fitting into with today's

theme, we found your spotify playlist. sen. rubio: that's an old one. when was the list from? kate: i'm not sure, there was some u2 in there. sen. rubio: i like them. kate: if you were to host a party of 40 of the top young professional leaders around the country, what would that look like? where would you eat? where would you have it? sen. rubio: hopefully in the white house. [laughter] a fan of them early 90's west coast hip-hop stuff. but you can listen to that with kids, etc. the family-friendly. kind of a genre you are familiar music,lectronic dance the good thing about it is that i can listen to it with my kids because there is no words.

a lot of them don't have words. they use samples of other songs. i would like to have some of that. maybe some of those guys or gals tso, any of the other performers going on around the world. calvin harris, something like that. i like that music. kate: what kind of food would you serve? a greatio: that's question. i like tex-mex. i've always liked tex-mex. when you are planning to write and doing your party thing, one of the questions we had was -- you have got -- -- thealways ask politician you want to sit down and have a beer with. sen. rubio: in the history of the world? the: i would change question and say -- non-politician. you can invite anybody to the white house. sen. rubio: anybody in history?

the white house, anybody alive. maybe historical two. who would you call up? mike: maybe watch the dolphins game. sen. rubio: that's a good question. fans a huge dan marino growing up. but i've gotten to know him, in the 80's and 90's. couple ofere are a interesting things happening today. i always mess of her last name, the young lady, malaga? the courage she has taken speaking out on gun issues, impacting young girls, i'd love to be able to talk to her. 19 or 18?e's she's very young but she has put a lot of work into 18 and 19 years of life. someone i've just spoken to once in my whole life, the former chess champion who was part of the political opposition in

russia and cannot return to russia today. i had a chance to speak to him on the phone a few days ago. i'd like to spend some time with him i think he has a real fundamental understanding of what's happening inside russia and what it means geopolitically for the future of our country, for theirs, for europe and beyond. those names come to mind. before this is over i will probably think of someone else. drew: that's interesting that you brought that up. politically, this race, on the other side you have clinton and sanders. you have a guy who openly says -- i'm a socialist. i would like to bring closer to socialism in the united states. you grew up in a community where a whole bunch of people fled socialism. they fled: sanders -- communism, he's talking what social democracy. there is a consequence to that. they fled communism.

which is beyond socialism. the banning of religion, government controlled life, but i get your point. that youn you hear him have been in the senate with bernie sanders, when you hear and you ever want to say -- look , bernie, take him aside, say -- here is the real deal. what ibio: you know appreciate about him? he sayst he believes, he thinks capitalism doesn't work. it's obviously gotten him reelected in this -- in his state. my argument is -- if you want to live in a country like that, there are dozens of countries around the world that are socialist. move there. we should continue to be america, the one place where anyone can achieve anything too hard work and perseverance. it's a debate that we should have. i think that many in his party share his view through the support he's garnered.

that's why we are a pluralistic democratic society, we can have debates about policy and the implication. he's being honest about what he believes and i would love to have that debate. maybe he will be the nominee and we will. mike: while we are on the topic of foreign policy, one question that came to mind is about vladimir putin. he comes up a lot in debates, talking about how the next president will have to deal with and his leadership. it's interesting, he has taken character in american politics and society, he is riding horses, crazy stories about him fighting tigers, crazy things. there are some scary aspects to him and to russia. there is well on the world stage. how would you deal with someone like him? what would your approach? sen. rubio: on the one hand he is a leader of a country that over 90%hem and us has of the world's nuclear weapons,

so we have to deal with them. but also understand that he is basically a gangster in his activities. he is virtually indistinguishable from the head of a organized crime organization. he blew up an apartment building. he ordered the blowing up of apartment building so that he could justify a military intervention. he's also a geopolitical actor. unlike people like radical p ridets, motivated by you, he is mostly motivated by tactics.logical this incursion in syria is multipronged. part of it is to distract the world from ukraine, another part is the master policy. par with united states in terms of geopolitical influence. he wants to retain an air of influence in that region. retain power. tore are multiple aspects this calculation. before he takes action he weighs

the costs and benefits. certainly did that in georgia in 2007, 2008. he did it in ukraine and in syria. as an american president our job is to ensure that he realizes that the costs are higher than the benefits of any activity he might take. you have to begin by understanding that this is not someone that you will be able to sign some sort of cooperative agreement with. you will have to deal with him in ways that in many ways reflect back to the cold war. until such time as there's new leadership in russia -- hopefully they will have a better future there. mike: i know that we are going to jump around to a bunch of topics, but we wanted to get to some young professional issues given that this is the primary audience. but we wanted to say if you have a question -- raise your hand, we will see it. we can get you on the microphones and you can ask a question. i really think that

this is an american issue, truly. financing higher education. i am paying off my ashlar's degree, looking at paying off my masters, my son is a sophomore in college. i'm up to my eyeballs with all kind of investments in my future. i know that you have many approaches to addressing these issues. can you tell us about the student investment plan in particular? sen. rubio: first of all, i/o in student loans. i still of some. had i not been able to do that, i might still be paying that loan and i might have been paying it into my early 60's. it's not that i didn't think it was a good investment, it's that especially early on it was really staggering. -- they all added up. that's why i'm so passionate about it. a partisand to be

about it. i don't think this needs to become a partisan issue. withill that i have senator warner in virginia is called income-based repayment. payments, the automatic method of repaying them will be based on how much money you make. the more you make, the faster you pay it off. the less you make, the less of a burden it will be. to me it's a better approach than not collecting anything at .ll and then going into default that debt in default ruins your credit, it can never be discharged. it blocks you out of entrepreneurship and homeownership. the student investment plan is for individuals who instead of going the student loan route -- student loan route allows you to go to a private investment group and you present to them your background, who you are, your future goals, your resume, your gpa and transcripts and they decide whether or not you are a good investment. if you are, they pay for your tuition. this is primarily at the graduate level. in return you sign a contract to

pay back a percentage of your income. if you become financially successful as a result of that education that you receive, they will make the money back on the profit. if you decide that you will drop out of society and moved to australia, live in a tent, they made a bad investment. the risk is on the investor side. the third idea is called right to know before you go. a bipartisan idea, it says that before you take out a student loan, schools will be required to tell you how much they make when they graduate from that school with a degree you are seeking so that people understand their job prospects and earning prospects. again, we are not going to ban philosophy majors, but i think that people will make better decisions as they have access to information that informs you about your job prospects in the new economy with the degree you are seeking and you can make a

decision about whether to borrow for it. kate: the student investment plan is an idea i hadn't heard of planning for today. what is the difference between that and indentured servitude? that is what comes to mind when i think -- 10 years of my life being paid over to another party. loan, you: a student still of the money. the difference is -- if you don't pay that -- pay back that investment group, but if you don't pay back your loan it ruins your credit. they will collect on you for the rest of your life. they will garnish your wages and take it out of your tax return if necessary. i think it's way better than the issue of whether you want a student loan. student investment plan, the risk is on the group. if you don't make enough money to pay them back, they made a bad investment. the student loan, if you are 100 $100,000, you thousand dollars and you will oh it until you die or it is paid

off. and if you don't, as i said, they will take your tax refund away from you. they can garnish wages. importantly, they will report you to credit agencies and ruin your ability to finance a home or buy a business. if you don't make enough money to pay back a student investment group, they just made a bad loan. by the way, it's optional, not mandatory, we don't tell anyone that they have to pursue this route. but we think it's way better than owing a student loan. that's the reality i'm in. i'm unable -- jessica: that's the reality i am in. i'm unable to invest in a business or buy a home. on thereo: it's it's on your debt income ratio. they say -- you want a mortgage but you 100 thousand dollars, you already have a mortgage call the student loan. they look at that and they calculate that into your income debt ratio.

it blocks people out of loans to start a business, it can block you out of homeownership. drew: speaking of being blocked out, you had a home, you had student loans. there are bureaucratic obstacles to starting a business. regulatory obstacles to going out on your own. there is also it's of interest to -- infrastructure out there in the united states designed to lock you out, little hurdles. you talk a lot about trying to break through some of that and maybe bring more opportunities into society. first of all, the idea that the government is good for people that are trying to make it, that needs to be debunked. regulations are often used by established industries to lock out innovative competitors. company and you control the marketplace. let's say you are the largest player in an industry. you have power. you hire lobbyists.

you hire lawyers. to put in regulation. why? you know that those small startups cannot comply. enter and compete against you. you see this in the sharing economy. whether it is on the transportation side or something else. you see them arguing that we yft,ld not allow uber or lif they are looking for an established regulation to prove -- protect an established industry about -- against innovative industry. second, i'm not an anarchist. i just got off commercial flight. i'm glad that the plane was regulated. someone checked to make sure work, makinggines sure that those are really pilots and not just someone who slept at the motel. [laughter] but too much regulation makes them uncompetitive globally and i would propose a federal

regulatory budget that caps the amount of money that they can cost our economy in a given fiscal year. it would require agencies to -- if they want to impose new regulations, they will have to regulatory policy to stay within the regulatory budget. forcing a cost-benefit analysis of new regulations or existing ones. it would ultimately limit growth of the regulatory state, which serves as a massive impediment to a small business or startup entering the marketplace. is massive organizations that suppress and keep people down -- mike have a pretty big segment coming up about the empire, the new star wars movie coming out. nine yearsave been old when "empire strikes back" comes out. like everyone else, i have my dvd collection. my kids are all caught up. are: first of all, when you

watching these as a kid, who did you identify with, what action figures did you have? and are you excited about taking your kids to the theaters to see this? i'm not sure if i had the action figures. i think i had the death star, and it kept breaking like in empire strikes back when it blew up, the second one, where the rocket goes in the hole. that's my favorite. i used to hate darth vader, now i feel kind of sorry for him because i know what he went through to get to that point. he's probably the most fascinating character in that movie. he started out with a lot of promise, something went wrong, he went dark and nasty. done a good, they job. they should have started that way. now i'm kind of torn. do i still hate darth vader? drew: i think we will find out in the next movie. sen. rubio: anakin, right? you had luke, youth

and inexperience, the whole world against him, everyone telling him that you can't do that, you are too young. [laughter] in your career -- sen. rubio: i think of her that. that comparison, but you have heard that complaint. this guy is too young to be speaker of the house, too young to be senator. wait your turn, man. too young to be president. you have got a bunch of people in this room who have probably heard a little bit of that when we took on positions of responsibility. is that an -- argument that you think works these days with this generation millennial's, raised on star wars, harry potter, does that work? all, i'mo: first of 45, my kids don't think that's very young. [laughter] the second point i would make is that this is a different

political climate. the country is not just living through an economic downturn. not a cyclical thing that's happening here. we are living through a massive, rapid, ongoing economic transformation to the structure of the economy. this economy doesn't look anything like the one from 15 years ago. or even five years ago. the structure is different. the pace of change is faster than ever. it took the telephone, which is an extraordinary invention -- it took the telephone 75 years for 100 million people to use it. it took candy crush one year to get 100 million people to use it. that's how fast things are changing. one of the largest transportation companies in the world own cars. one of the largest hospitality companies on hotels. it's a different economy that challenges policy. immigration in the higher education system. we have anti-property programs

from the 1960's, tax policies will the 80's and 90's, the world has to radically changed in the last five years. this is the industrial revolution happening every five years. it is important for us to have leaders can understand that you can be a conservative, but you have got to apply those principles to the early 20th century. it requires rapid change in innovation and a need to modernize higher education. it is feasible that someone could graduate with a certain skill set and in an economy have to be retrained. we don't have a higher education withm designed to deal that. it was built by the fact that you graduated with a four-year be secure.defend -- might be a contractor with five different employees over that time.

these skills are evolving on a regular basis. we would have to become lifelong learners. all of these sorts of things need to be confronted. back to your lesson, i think the country is in desperate need of leaders who understand what life is like an the economy and we have too many people in washington who have no idea. they are still writing about 20th century solutions for twentieths -- 21st century problems. wars, weides star wanted to get to know you better through other personal interests. some of the things that you do as a person, where you get your news from, what you read. i wanted to start with football. i know you are a big football guy. i know you are dolphins fan. when is tom brady retiring? is that dude ever retiring? to say that. i was not going to bring up that deflategate tweet. sen. rubio: what do you want?

we are going to lose anyway. [laughter] mike: talk about football. you grew up playing, i understand, and it's something you're passionate about. what has that meant to you? you take any lessons from that? sen. rubio: i love the game, of course. i do play in them involved in that. i think it's a great teacher of life lessons. it's a sport that teaches people to work with other people. other people on the field, if one of the 11 doesn't do their job, they teach accountability. tong things you don't want do, things that make you uncomfortable. in a way it created a traffic jam, it was my job and i had to do it for the other 10 people i was playing with.

a bad play, an 80 yard bomb, that's just the way it is. you have to be able to mentally come back from that and pretend like you are the greatest player in the world even though you just gave up a play. you cannot be wallowing in the fact that something went wrong. losing is a great teacher. is a lessons i took for my time in football that are difficult to replicate in other sports or without sports in your life. for me it's one of the reasons as an adult i try to use for paul to instill those lessons not just in my kids but the kids have had a chance to coach. mike: i had to ask that too. i'm a big football fan too. sen. rubio: season tickets? mike: yes. at any rate, i'm a parent to --

[indiscernible] [laughter] sen. rubio: we play them again in the last game of the year. maybe they will have had so many. mike: we will get to him. you had better watch out for him. but one of the discussions right now is the discussion of concussions. i have a young son. interest inan football sunday and parents are asking himself -- do they want to let their kids play because of this concerned about the health impact? do you have a feeling on that? sen. rubio: of course. number one, if your kids don't like contact, don't force them to play. either like the contact or you don't. there are a lot of sports you can play. of the it's anything special. kids at nine or 10 are playing one sport year-round, i don't think that's good for them either. we are very strict about that. for example, not every parent

can do this or you would never have a team, but i never let my kids play inside the box. be a runninghem back. they have to play receiver, irner, safety, but this age don't let them play in the box. the other is good coaching. there's good coaching and bad coaching. we ensure that our kids are taught the proper technique for tackling. we spend a lot of time doing that. if you can teach the kids to use their shoulders, get their heads out of the way, primarily tackle the legs and of the upper body. there are things that you can do to minimize the risk at a younger age. there is an inherent danger at any sport where people run full speed at each other. like soccer. like stunt cheerleading. i suck catastrophic injuries in that. crosse, flag football. people running full feed without any year on. i suppose that we can wrap kids in bubble wrap and say that

nothing bad will happen to you but i think there is a balancing act and we try to make football safer. there is no activity in life that is inherently risk-free and football is one of them and it's a great game. i hope they don't kill it. kate: i want to go back to the book thing for a second. whenever my friends have a party, books or what we give. --ona quimby, age eight, the that was a book that had an impact on me. what did you recall from when you were younger? sen. rubio: is that even a book, books. the world will encyclopedia was my christmas present. maybe some people are old enough to remember what those were. book, soe lost the d if i needed something that started with d, i wouldn't know it was. i was not a good student until i

started paying for it in college. but i always loved to read. when i wanted to learn about something, i read the encyclopedia. every year they would update you with the look of the year or whatever. i look back at that as an example of how much the world .as changed i had to go to an encyclopedia to learn something i was that age. if they want to learn something now, you learn about it in a millisecond. virtually any topic. growing up that book had a lot of influence on me. i also read a lot of books about cuban history. i don't remember the names of all of them, but there was one thiscalled "cuba," it was really thick book and it went back to their colonial days through 19 57, 19 58. those were things i was curious about and those books for that curiosity. mike: that's a great lead-in for my question -- what part of u.s.

history, if given a chance, would you rewrite? slavery would be obvious, so let's may be something less heavy. sen. rubio: i think that the factors that led to the great depression could have been addressed earlier. i think that that is an arrow that people would want to revisit. the civil war was avoidable if you look at the great compromises that related by a number of years. slavery, as you mentioned, was always an inherent and direct conflict and was never compatible. even the founders i think understood that eventually that institution would have to be dealt with and they took too long to do so. even in thely, aftermath of slavery, the first half of the 20th century racial discrimination in america was pronounced. it's something -- my parents have a story -- they came to america and went to new york city and they were driving down to miami from new york city. i don't remember the exact dates but the car broke down somewhere in the south.

a believe it was south carolina. i can't prove that, but it was the first time they ever interacted with segregation. certain segregation. if you were not spanish dissent, you could not join the havana got club. but they didn't have legal segregation. to them -- to them that was a shocking experience. they ask an african-american lady about a movie that was playing because when the car was being fixed they were going to go watch the movie and she said she didn't know because she was that timed in their from the end of slavery, the civil rights era, that lingered way too long and never should have happened. i think that's the time that we wish -- that a wish we could have avoided and dealt with much quicker, perhaps never have happened. after 2008, the election of obama, race relations were supposed to get better.

a lot of people would look at it and think maybe they've gotten worse in a lot of ways. you have talked about this a little bit. is there anything the president of the united states can really do? how might you -- what could be done to sort of ease tensions and maybe make things better? the things that manifest as racist and government are illegal now. certainly the president is the most important public speaker in the country and you concern the call attention to major issues, but these are society -- societal issues that have deep problems to go back. the reality is that there are a significant percentage of americans, african-americans, young males particularly, who fields committed against. if they feel that way, whether you agree with it or not, if they feel that way that is a problem. if a significant portion of your population feels like they're being treated differently, and i know people who do. it is an issue that we have to

confront. there is good news and bad news. the bad news is that it continues to have lingering effect in many of our communities. the bad news is that i think that the generation that my children are a part of -- this is an anecdotal example. our team is a primarily african-american football team and i commented to one of the parents once -- these kids don't know color. 9, 10, 11, it's probably different than when i grew up because they are used to growing differentciety where people of all backgrounds and ethnicities are together at that age. it will be interesting to see how that manifests itself. i think it already has. even when i grew was growing up it was still a much bigger factor. over time i think that will help in that regard. in the short term i think we do need to address the reality in this country that there are millions of people feel that because of the color of their skin they are followed at the mall, they are treated differently. it's a significant percentage of

the american family feels this way. it's an issue, we have to talk about it. i don't think the answer, however, is to demonize police officer, who by and large are incredible people. are there bad actors in any industry? of course there are. but i know that if we have a problem and we feel in danger, we will call 911 and a police officer will respond, respond willing to die and take a bullet. for our safety. we are running short on time, but i know we have a question from right down here. senator, -- thanks for being here today. this conversation lends itself to the rhetoric that those leading the polls on the republican side are going toward. could you speak to how your experience is different from the others that are, you know, talking about building walls and

having a religious litmus test of who could be president. how does your philosophy and background differ from the others beating the race right now? sen. rubio: one thing i have tried to do in this campaign -- a vote for me, because you can possibly vote for someone else. everyone is accountable for their own statements, you will make your decisions about who you want to vote for. i can tell you two things that i think are true. the first is that the presidency is the most unique political office on the planet, certainly the country. you have to bring your principles and values. i'm running as a conservative republican and if that's -- if i'm elected, that's who i will be. you're also the leader of the united states, the leader of our people. you have to act in the best interest of all of your people. including people who will never vote for you and don't like you. including people who say horrible things about you. you are in charge of serving the best interest of the whole country and you have to be up to

put that stuff aside. i only say that because i think that divisive language from the president is different from divisive late -- language from a senator or congressman. divisive language for the president is impactful. it can drive wedges in a society. i think that both parties have been guilty of this. i avoid and reject any language that says in order for you to be better off, you have to give me the power to make me worse off. that is the reason you are struggling or facing problems, someone else's is doing too well, that's their fault. good't think that that's for the country and i don't happen to believe it's true. whatually think that unites us as a people is so much more important and powerful than what might divide us on opinions on a given issue here or there. here is the way that i think this campaign -- you might understand what i mean when i say this -- i don't want to look

back at this like a bad prom picture. the flow rate you look back and you say -- i cannot believe i wore that tuxedo, or that my hair looked like that. i want my campaign to be something that my kids look at in 20 years -- i don't want them to say -- how could you have said these things? that when they look back at this time i wasn't home they will say that i know he wasn't home, but he did this for good reasons. hopefully i win so they will know exactly why. but beyond that i wanted campaign that i will be proud of and that the people who support neighborly proud of. whether on the debate stage here today, i want to be on a campaign stage where they are proud, proud of the way i've held myself out and proud of what i'm doing. i think our countries and desperate need of that. we have real problems but we also have asked for neri opportunities. i thank god every day because i think i'm at -- that i'm a twentieths and -- that i'm a 21st century american.

but we have to act now. ofe: i have a final question jessica: -- i have a final question -- jessica: i have a final question about 20% three americans. --r future is on the economy focuses on the economy. i understand that high-paying jobs are an important outcome for higher education. i have a dear friend, she lives in a half dollar home and has a very high paying job. unable to explain what the florida state houses, how you got there, and importantly what the difference between your rule currently in that post is. about high earning americans who are uninformed voters? sen. rubio: one of the great things about a free society is that people can decide what they are interested in. there are topics i am not well informed on either. i don't know a lot about -- jessica: but is it more fundamental and democracy? sen. rubio: you would love for

people to be more informed because we want more people to participate in the process. part of it is as a candidate giving them a message that pulls them in, it is something that turns them out. ultimately, i do think that there are more ways than ever to become informed. it's easier today than it's ever stand for,rn what i where i come from, what the differences are. part of it is that people are really busy. think about the life of the people on the 21st century. is nothing i read about, it's friends, my family members. you get up. it 6:30. drop them off by 8:00. go to work. when you are done with work, you rush over to get to aftercare to 6:00.em out before then you have to hurry home and they have homework. jessica: as a zynga mom i'm very there. sen. rubio: -- single mom, i'm very there. weighsbio: the backpack

so much. then it's 10:00 in your exhausted. you have to do it the day after that and the day after that. childcare is more expensive than college and 35 out of 50 american states. so, how do you deal with that? that's a concept that people did not have 25 to 30 years ago. that always on people. when you are done with this, you are kind of tired and you have to go back tomorrow and do it again. you might have brought home work with you. i understand that people are facing extraordinary strain from daily life. in some ways life has become so busy in comparison to what it once was. technology means the work doesn't leave us when we leave the office. it follows us seven days per week. kate: unfortunate -- mike: unfortunately, we are running up against time. lightning round, we wanted to ask you bucket list items.

sen. rubio: places i've never been? mike: couple things, what do you want to do? if you are successfully could take eight years. sen. rubio: one of the things i've always wanted to do is visit a free cuba. not a cuba under the control of castro's, but the ones my parents grew up in, visit the cemetery where my father's parents are buried, my mother's parents are buried. people i heard so much about as a child. these are things i definitely want to be able to do at some point. i've been to japan and south korea, the philippines, but it's a region of the world i would be -- love to be able to learn more about. so much of the 21st century's going to happen there. a lot of growth is going to happen there. i have been to a super bowl. so -- mike: the patriots? sen. rubio: patriots eagles and

they won. [laughter] i'd really like to go to one where my dolphins are playing in it. mike: might take a while. [laughter] sen. rubio: they got lucky, tom brady was on the bench. probably another tom brady out there. these are things i love to be able to do. question, today's theme was life of the party. if you had a chance to connect with the twentysomethings and thirtysomethings in this room, what toast would you give to the party, on the journey ahead, things to think about? that we have think the opportunity to be the freest and most prosperous americans that ever lived. some things todo make that happen. if we do what needs to be done, the 21st century is going to be the greatest era in the history of this country. there are going to be millions of people around the world they can afford to buy, trade, and

sell things with you. we will be the first americans ever that inherit a diminished country and beat our children worse off than ourselves. we are at a generational moment in our nation's history and we must choose what kind of moment they have and if we do what needs to be done, it will be greater than it's ever been. kate: cheers. mike: thank you. on behalf of the panel, i want to thank you all for being here and thank bank of america for making this possible. we want to thank stay, work, play, the university of new hampshire for being our host, and thank you, senator, for doing this with us. thank you very much. [applause] >> today, on c-span, "washington journal" is next, live with your phone calls, facebook comments, tweets.

in 45 minutes, talkshow host armstrong williams on the 2016 presidential race and the ben carson campaign. and we will talk to karen bass about criminal justice efforts. ♪ ♪ host: welcome on this thursday, november 5. the front page, reddish fair a-bomb is what -- british fear a-bomb is what brought down that jet. the wall street journal front page, iran hacking surges in the united states and officials say the islamic revolutionary guard has routinely conducted cyber warfare against american government agencies for years but attacks have increased in recent weeks. the u.s. and its allies are boosting aid tsy