made for mines. her 1st day in the jungle. first listen to. doris grant a moment arrives. joined on her journey back to freedom. in our interactive documentary. returns home on t w dot com bring it tanks. from. this might soon be a thing of the past when it's cash when you can just as easily pay with an easy wallet world wide digital wallets and our smartphones are growing more and more popular what systems on the market how do they differ from one another and how safe are they our topic so they are.

most able let's com a smartphone apps. that biometric solutions to your own hand might replace your wallet a scanner authorize the payment and that's it business is a paging out on the trend and offering more payment services facebook even announced its own app recently but which one is right for me. that might depend on where you live and what you plan to use it for. a bouquet of flowers without any cash to many it's already an ordinary part of daily life. let users pay quickly and easily there's a wide range of apps to choose from. you can get the wallets through your bank then it's basically an extension of your regular account on your smartphone. or other

connected to your mobile plan they conduct transactions via text message there is also a growing number of other providers whether global players for worldwide payments like google pay or pay pal or wallets for certain countries and currencies like hourly pay in china or paycheck am in india. the main principle stays the same the wallets are for storing money. the balance usually comes from a bank account or credit card or is topped up in cash. paid by clicking a button scanning a q.r. code or with near field communication i use it mostly because they're really kind of because you can pay everywhere and anywhere with your mobile phone and it takes away the hassle of dealing with cash all thing with physical credit cards with mobile payments you can just get a q.r.

code and that comes directly from your bank account. user should look out for fees though often sending money to friends is free of charge but many providers make a profit on other transactions pay pal charges 5 percent on international money transfers for instance that can become costly in the long run. so here's a checklist for finding the your wallet that's best for your needs what countries and currencies does it work and how can i top it up what payment options do i have . and what does the option i use most cost and as always it's also important to look out for your security and personal data and take expert julie mopp and some basic advice for choosing the right provider look for multiple factor authentication look for making sure that there is backup practices and make sure that they are warning you about how you should and shouldn't be interfacing with the technology. whether or not my money is safe depends on how i keep it leaving my

wallet is probably a bad idea using 1234 as a password for my wallet also not the best but providers need to maintain security standards to. technically speaking most do you want to buy sirius provided well protected the data is encrypted and stored on secure service it's recommended to use which have been checked by at least 2 i.t. security companies one risk remains humans passwords need to be protected and users are a popular target for phishing attacks which enable criminals access to what this digital. this is the power and the danger of mobile banking you are your own bank and if you have bad security practices you lose your phone or something happens then. the consequence is that

like online banking mostly you want to use 2 factor authentication for example password and fingerprint what if a transfer fails or though some providers have accommodating rules similar to a bank but that is not a given that usually circumvented the middleman making a profit and if there is no longer an intermediary there who is making money off of you. then you have a danger that you're not going to get that charge back there's nobody to charge it to send it back to you. so. some risks but doesn't money always how does mobile payment compare to other common methods we took a closer look. how secure is using it compared to using a credit card online the only way to answer that question is it depends it depends on the e.u. wallets and on the online payment system there are you while it's

a systems that are more secure than some of the online payment systems that are in use today and vice versa. i would prefer the wallets to using the credit card in the store because you've removed the human element you don't have the cashier taking your credit card potentially you know copying it or memorizing it or whatever. and you will it is definitely more secure in the sense that. you don't have to worry about terry physically keeping the cash with you all the time and having enough to pay every time i give my kids cash they seem to lose some of it for example they never lose their falls. so when it comes to security let's make a good impression but what about user data and the electronic transaction leaves a digital footprint when it comes to that information is not only available to my

bank but also to service providers like. our digital wallet is just another step towards transparent customers i mean cash cows a certain anonymity to it that people like. you don't quite have in the same way with digital currency. digital transactions create footprints which many providers also use do you know about payments absolutely is being used about you absolutely some huge industry people making lots of money by analyzing payment flows from many users however the advantages outweigh the risks. all these private corporations know exactly what you're spending behavior is like what you are like as a shop where your your behavior patterns essentially and that might be uncomfortable for some people but i personally it's not

a big issue i would rather my transactions be tracked. but safe rather than not tracked but not say. in the end we need to choose what's most important to us. fun fact in germany we're huge fans of hot cash oddly anyone uses wallets here other european countries are less cash crazy is going to navia more people prefer a mobile payment and in many asian countries it has long become a part of daily lives china expects harf a 1000000000 customers to use wallets in 2090. and it's no wonder it's simpler less expensive and quicker than your classic bank if i wanted to transfer money from my regular bank on a friday afternoon for example i have to wait until monday morning for it to be processed when i use my wallet the recipient instantly receives the money along

with the message that it has arrived and the best part is i don't always need a bank account for about. the world bank estimates that globally about 1700000000 people don't have access to a bank account for them could enable access to the financial system. one example is the digital payment system. it started in 2007 in kenya and is available in other african countries in india and in products of eastern europe. the account is linked to a mobile phone number users can pay bills or transfer money by text message a large network of employees agents allows for the digital wallets to be topped up one of the interesting things about electronic quality is that in places where the banking system is less developed the least developed you find the highest levels of comfort with using digital well that's simply because people will grasp on to any alternative that works backing the young bank has come to facebook's attention to

the plan to what its caliber is supposed to be integrated into facebook messenger and what's up users could then do worldwide payments in facebook's own currency libra the project has raised international criticism for facebook's entrance onto the strongly regulated financial market should give mobile payments another boost i think most likely in the next 5 years we will see big movements towards global capabilities because of players like we chat and facebook and others with this massive platform reach pushing the sector forward and as they. sort of helped break down the barriers with governments to get on board and allow this cross jurisdictional use country to country use of these kinds of currency it will become easier and easier. facebook's idea isn't necessarily

new evil it's using crypto currency is bitcoin have been around for years they encrypt transactions with blocks in technology which makes them particularly safe. crypto currencies only exists digitally and are not regulated by any bank the most well known ones are bitcoin and. the term comes from the greek word kryptos meaning secret or hidden points toward the cryptographic encryption used for all components of the currency system. this technology is much safer than usual encryptions all information from balance a transaction is secured in a block chain meaning in a cryptographically encrypted protocol this way user data is stored safely. depending on the type of currencies some of them are fully anonymous and nobody can see your payment history and that is a much more secure way of maintaining anonymity and payments. could potentially be

as secure or more secure than cash. but this anonymity only comes with specific cryptocurrency the advantages of digital wallets are easy to use they allow for quick transactions with a high level of security at least when you follow basic data protection guidelines one big disadvantage is the sensitive data you leave behind when you pay how much money i spend on water and when is very interesting to businesses and they're willing to pay huge amounts to know what's it like for you which the wall is to you use and why. that does not become a part of the shift community on you tube and subscribe to our channel been look at everything from artificial intelligence and robotics to gaming and gadgets so you know they are by by.

first quick serbia's future trumpet festival boasts 3 days and nights of nonstop music. revelers want to party hard and the bands pull out all the stops hoping to 1st

prize. flyers. hillsborough 98996 football fans were killed in the stadium in sheffield england. we talked to survivors 30 years after the disaster. to talk about their memories and their long struggle for a satisfactory resolution. 30 minutes on d w. or. the world is getting worse and. moore's catastrophe who's a lot of problems. the global $3000.00 talks would seem british researchers to take

a more optimistic view. the world is not always a good place but it's much much better than it was out. is to lose really getting better. at global $3000.00 special reports. starts august 19th sunday didn't. look at. the future trumpet festival for 3 days and 3 nights the small village in serbia gives itself over to madness trumpets blair out around the clock in the streets the campsites and the restaurants beer in the local schnapps braccia of low generously

. prasanna from all over serbia come here to take part in the competition.