is this the beginning of the digital age. will we be subjected to continuous state surveillance. or ai will experts be able to agree on technical guidelines or will this technology create deadly new autonomous weapon systems. or robot killer stores aug 14th on d w. this might soon be a thing of the past when it's cash when you can just as easily pay with an easy wallet world wide digital wallets on our smart phones are growing more and more popular what systems on the market how do they differ from one another and how safe are they i want topic so they aren't the.

most evil let's calm a smartphone apps. that biometric solutions to your own hand might replace your wallet a scanner authorizes the payment and that's it business is a paging out on the trapped and offering more payment services facebook even announced its own app recently but which one is right for me. that might depend on where you live and what you plan to use it for. a bouquet of flowers without any cash to many it's already an ordinary part of daily life. let users pay quickly and easily there's a wide range of apps to choose from. you can get the wallets through your bank then it's basically an extension of your regular account on your smartphone. other

wallets are connected to your mobile plan they conduct transactions via text message there is also a growing number of other providers whether global players for worldwide payments like google pay or pay pal or for certain countries and currencies like in china. in india. the main principle stays the same. are for storing money. the balance usually comes from a bank account or credit card or is topped up in cash the months you pay by clicking a button scanning a q.r. code or with near field communication i use it mostly because they're really kind and because you can pay everywhere and anywhere with your mobile phone and it takes away the hassle of dealing with cash all with physical credit cards with payments you can just scan a q.r.

code and comes directly from your bank account the. user should look out for fees though often sending money to friends is free of charge but many providers make a profit on other transactions charges 5 percent on international money transfers for instance that can become costly in the long run. so here's a checklist for farming that your wallet that's best for your needs what countries and currencies doesn't work and how can i top it up what payment options do i have . and what does the option i use most cost and as always it's also important to look out for your security and personal data and take expert julie mopp and some basic advice for choosing the right provider look for multiple factor authentication look for making sure that there is backup practices and make sure that they are warning you about how you should and shouldn't be interfacing with the technology. whether or not my money is safe depends on how i keep it leaving my

wallet is probably a bad idea using 1234 as a password for my. also not the best but providers need to maintain security standards to. technically speaking most do you want to buy sirius provider well protected the data is encrypted and stored on secure service it's recommended to use which have been checked by at least 2 i.t. security companies one risk remains humans passwords need to be protected and users are a popular target for phishing attacks which enable criminals access to what this digital. this is the power and the danger of mobile banking you are your own bank and if you have bad security practices you lose your phone or something happens then you are the one who is

going to the consequences of that like online banking mostly you want to use 2 factor authentication for example password and fingerprint what if a transfer fails though some providers have accommodating rules similar to a bank but that is not a given that usually circumvent the middleman making a profit and if there is no longer an intermediary there who is making money off. then you have a danger that you're not going to get that charge back there's nobody to charge it to send it back to you. so. some risks but doesn't money always how does mobile payment compare to other common methods we took a closer look. how secure is using it compared to using a credit card online the only way to answer that question is it depends it depends on the e.u. wallets and on the online payment system there are you well that systems that are

more secure than some of the online payment systems that are in use today and vice versa. i would prefer the e.u. wallets to using the credit card in the store because you've removed the human element you don't have the cashier taking your credit card potentially you know copying it or memorizing it or whatever. and you will it is definitely more secure in the sense that. you don't have to worry about terrorists physically keeping the cash with you all the time and having enough to pay every time i give my kids cash they seem to lose some of it for example if they never lose their falls. so when it comes to security let's make a good impression but what about user data and the electronic transaction leaves a digital footprint when it comes to the wallets that information is not only available to my bank but also to service providers like google pay pal our digital

wallet is just another step towards transparent customers i mean cash has a certain anonymity to it that people like. you don't quite have in the same way with digital currency. digital transactions create footprints which many providers also use data about humans absolutely is being used about you absolutely some huge industry people making lots of money by analyzing payment flows from many users however the advantages outweigh the risks. all these private corporations know exactly what your spending behavior is like what you are like as a shop your your behavior patterns essentially and that might be uncomfortable for some people but i personally it's not

a big issue i would rather my transactions be tracked. safe rather than not tracked but not seen. in the end we need to choose what's most important to us. fun fact in germany we're huge fans of hot cash oddly anyone uses wallets here other european countries are less cash crazy in scandinavia more people prefer a mobile payment and in many asian countries it has long become a part of daily life china expects half a 1000000000 customers to use wallets in 2090. and it's no wonder it's simpler less expensive and quicker than your plastic bag if i wanted to transfer money from my regular bank on a friday afternoon for example i have to wait until monday morning for it to be processed when i use my wallet the recipient instantly receives the money along

with the message that it has arrived and the best part is i don't always need a bank account for about. the world bank estimates that globally about 1700000000 people don't have access to a bank account for them you want it's could enable access to the financial system. one example is the digital payment system. that started in 2007 in kenya and is available and other african countries in india and in parts of eastern europe. the account is linked to a mobile phone number users can pay bills or transfer money by text message a large network of employees agents allows for the digital wallets to be topped up one of the interesting things about electronic quality is that in places where the banking system is less developed the least developed you find the highest levels of comfort with using digital well that's simply because people will grasp on to any alternative that works banking the unbind has come to facebook's attention to the

plan to its caliber is supposed to be integrated into facebook messenger and what's up users could then do worldwide payments in facebook's own currency libra the project has raised international criticism but facebook's entrance on to the strongly regulated financial market should give mobile payments another boost i think most likely in the next 5 years we will see big movements towards global capabilities because of players like we chat and facebook and others massive platform reach pushing the sector forward and as they. sort of help break down the barriers with governments to get on board and allow this cross jurisdictional use country to country use of these kinds of currency it will become easier and easier . facebook's idea isn't necessarily new

evil it's using crypto currencies like bitcoin have been around for years they encrypt transactions with block same technology which makes them particularly safe . crypto currencies only exist digitally and are not regulated by any bank the most well known ones are bitcoin and. the term comes from the greek word kryptos meaning secret or hidden it points to the cryptographic encryption used for all components of the currency system. this technology is much safer than usual encryptions all information from balance a transaction is secured in a block chain meaning in a cryptographically encrypted protocol this way user data is stored safely. depending on the type of currencies some of them are fully anonymous and nobody can see your payment history and that is a much more secure way of maintaining anonymity and payments. could potentially be

as secure and more secure than cash. but this anonymity only comes with specific crypto currency so the advantages of digital wallets are they're easy to use they allow for quick transactions with a high level of security at least when you follow basic data protection guidelines one big disadvantage is the sensitive data you leave behind when you pay how much money i spend on water and when is very interesting to businesses and they're willing to pay huge amounts to know what's it like for you. to you use and why. that has not become a part of the shift community on you tube and subscribe to our channel be look at everything from artificial intelligence and robotics to gaming and gadgets so you're there by by.

i'm secure in the by work that's hard and in the end it's the me you're not allowed to stay here anymore we will send you back. are you familiar with this. with the smugglers would lie and say. what's your story ready ready. i'm a woman i was and women especially are victims of violence. take part and send us your story we are trying always to understand this new culture. another very little or nothing yet you want to become citizens. in for migrants your platform for reliable information.

nothing out of the general well i guess sometimes and place them nothing which is where we should have been think deep into the german culture of looking at stereotypes clatskanie you think a few countries that i doubt will pay. me to see the picture for this drama there you go it's all that a bomb i'm a joke join me to meet the german fundie duppy post. johnny and stefan are a couple now they've become proud parents too. this is rooster from stray from as soon as i met stephan i knew we could start a family together and it was such an incredible feeling to see our children for the 1st time scheme to see if they. are still missed the.

last thing. i. said oh it's sunday. morning. yeah but i mean if you do we got a lot of books from friends and neighbors and acquaintances we looked up a few chapters like i'm sleeping and stuff like that. we spent a lot of time talking to our midwife. and we followed our instincts lots of things just work themselves out. i lifted him come for ice skating. every day family life and yet it's remarkable. night. johnny sister mary angela and his niece rosa supported him on his path to fatherhood. this for an america sure can over and work to create so 1st the embryos were created and then we met rob and betty.