to get these potatoes which i used to produce some sound chips these are not normal things a business has to contend with. so it was what we would be studying. as well as a lack of foreign currency zimbabweans are also suffering from shortages of basic amenities such as electricity and water. as you can see and just crafts to derby of what to eat too bad and fuel is also in short supply drivers sit in long queues at filling stations that people spend anything between maybe an hour to 4 hours queuing for fuel and what do they do on productivity people because people are leaving their jobs truck to be coming to these queues and the current government's austerity policies have left many zimbabweans saying they were better off under mugabe meanwhile attempts to resist his successor president my god was policies have been crushed by police he like mugabe blames western sanctions for

the shortages and for the cues. to kenya a leader in the world of mobile payments more than 70 percent of the population as a mobile cash account allowing them to withdraw or deposit money from their phone that's also helped kenyans to get quick and easy access to no news to tide them over until payday but there are drawbacks kenya has $49.00 credit apps each offering micro loans of between $10.00 and $400.00 their initially charged at an interest rate of between 5 and 27 percent but that can easily saw to a daunting 150 percent if you fall behind with your payments and one behind seems to be something that happens more often to those holding a mobile account than all those just 2 percent of regular commercial banks customs default on their loans with mobile account cost to most it's 18 percent meaning they need to take out more debt just to pay back their previous nouns and for more on that i'm joined now by joy to rein barrow who joins us in nairobi joy do tell us

please how widespread is the problem of getting into debt through taking out micro loans by any of those credit ups. to start with i think it's important to just see that moss these borrowers are between the ages of 26 and 35 and maybe crossing over into the early forty's as well and so we have about 6500000 more well borderless in the country today and one of the challenges that wasn't obese is that they're servicing multiple loans what they do is the down not several. lending us and then have to service is loans because the t.t.y. lawn and service the other by taking another loan and also of course the fact that the a high interest rates that are not aware of because when they are signing up for these loans they don't really read through the entire agreement they just agree or click

agree on the mobile phones and then have this money. as well but what they forget is that this interest is is deducted from so if you take $400.00 it did out the interest after protests and you probably have about 3 maybe $350.00 something donna is only a phone and so repaying back has to be done either on a weekly basis or in a monthly basis and if you haven't paid it by the end of these agreed upon time period then you are either at risk of being listed at the credit reference bureau which is a lot like blacklisting you for not paying up in loans all right well a pretty tricky situation there and of course we know that there are 49 different credit apps are they all legit. yes at the moment they're registered 49 are legit but these are challenges because they're not regulated and with this it means that consumer data protection is is not guaranteed what this

means is that these mobile lenders how the right to dig into your brussel information because when you're signing up for these loans part of the argument is to give up your don't organize not details like you g.p.s. location your social media accounts and also your call s.m.s. logs on your mobile phone so when you do full it these mobile lenders also dig into your call logs and call some of the people that you close to and as arrives to tell you to pay up you're not ok thank you very ranging wants gary situation and their joy during their reporting from nairobi thank you so much. and 2800 wonder banned the import of secondhand clothes to protect its domestic textile industry the move sparked a trade war with the united states and resulted in one day being expelled from the

africa growth and opportunity act that allows sub-saharan african countries to export goods to the u.s. duty free now a blow to run the economy not quite one year on the country has adapted remarkably well. there are certainly enough for all materials to underpin a thriving textile industry and learned will and cotton are abundant so retailers and textile producers were quick to adapt to the new situation. now only domestically produced or imported new clothing is on sale in rwanda tailors in the capital kigali are working harder than it any time before i know when i've been a tailor for 7 years the import ben didn't affect me run into believing us they buy the cloth and we saw it and. they're willing to pay more for it as well. good for those working for the house of tyo label the fashion company was founded by designer matthew regard 8 years ago. i think that it was

a very important step by you know with the government banning secondhand clothing because we need to grow our industries we need to create jobs we need to create our own new product because this grows a country in so many different ways. blending african and international designs has made sure matthieu regarded as house of toil label became well known abroad but in the main the rwandan textile industry to show be focused on domestic demand. in local textiles industries must be encouraged but they must compete if they think that the stuff accounts are going to accept an awkward pipe price in the name of the school to come from kenya or from another country i think that's all going to walk and globally as well the instruments of protection. under global trade regions i increasingly know one lording so that means that they will not be protected from it if it is long long you have a small window. to import burnell 2nd term clothes has boosted opportunities for

the entire rwandan textile sector enabling people here to build stable livelihoods again. while and when the government acted to protect the domestic textile industry other african countries still depend on the goodwill of foreign textile companies that's how the disposable fashion industry came into disrepute as it tends to exploit workers in developing countries the deadly plaza factory collapse in bangladesh 6 years ago shocked consumers in europe and prompted a change in attitude now germany has launched the so-called green initiative a labeling system that aims to help consumers make informed choices about the clothes they buy to ensure a fair unsustainable manufacturing conditions in developing nations. bangladeshi textile worker she'll be round had to have her m.p. tainted she was working as a sewing machine operator in the run up plaster factory when it collapsed back in

2013. my mother said to the doctor how can she live with only one arm she might as well be dead. rana plaza in bangladesh the worst industrial accident in the textile industries history more than a 1000 people died when the building collapsed more than 2000 were injured it was a wake up call for the industry which employs more than 120000000 people worldwide like these in ethiopia mainly women sometimes children they toil under social and labor conditions that are often unpleasant and dangerous. the green button label a miss to identify companies that produce ethically and allow scrutiny of their supply chains. firstly i'd like to congratulate those textile firms who are showing that it can be done fair supply chains from bangladesh to berlin

and to certification there are also critics who say that this can't work well it works and it shouldn't be limited to just textiles supply chains to begin with the green button will apply to the sewing and pattern cutting and dying in bleaching processes some 75000000 people work in these areas.