talking come november today voters in the u.s. state of iowa are casting the 1st votes for the democratic candidate they believe can beat donald trump on election day if trump is still president and all that will be decided by u.s. senators on wednesday the verdict they deliver will determine the fate of the sitting impeached u.s. president i'm often berlin this is the day. the president brings us together unite our party when this nomination is all over and we all have one goal and we better come together to meet that goal we are going to meet donald trump and what our. belief. is that the only way the feet up in the book is when we have the watches voter

turn out the largest voter turnout in the history of the united states 7. also coming up the kansas city chiefs they are the new super bowl champions of the world is still talking about that halftime show and those t.v. commercials in between there's more digital advertising it's more valuable there's more television advertising it's more valuable and the super bowl is the best it gets. its work in. our viewers on p.b.s. in the united states and all around the world well we do. in the day at the start

of a campaign marathon a political race of insurance that will guarantee the winner the white house voters in the u.s. state of iowa are today casting the 1st votes in the 2020 presidential election if you will now i are on the iowa caucuses because it will be the 1st measurement of electability among those democrats who want to win their party's nomination and then run against donald trump this coming november there are officially 11 candidates but this is really a fight of 4 and it's been that way now for quite some time really start with the names that you know there's senator bernie sanders a familiar face from the 2016 presidential race beside him right there racing for the top position former vice president joe biden and then there is the newcomer in the group right there pete booted jake the mayor of south bend indiana and rounding out the top 4 is elizabeth warren u.s.

senator no idea what is just the beginning for it the candidates the democratic party will choose its nominee is summer until then the candidates will have to get through the winter and a lot more caucuses and primaries u.w.s. correspondent alexander phenomenon is in the capital of iowa tonight demoing. thompson this is the most exciting time to be in iowa when a state is once again in the national spotlight as a volunteer for the democratic party she likes to joke that all it takes is some support and really to. all you love with my candidate it's all about i got it wrong out of fear i got to talk to her. and i want. this time it's senate to a meek level one chris thompson support as a moderate candidate from demi to west i've. lived this is 300000 here for the and we can be sure it can. just calling to remind you that tomorrow night it's caucus

night here in iowa thousands of volunteers like you is thompson not comprehending what other candidates in ohio are until the last minute well what's more important then our democracy and shaping our country for the next few years i mean the cynical part of me says because we got out of here but what's more important than investing in your country. that's what scott hosp and has been doing for hours now canvassing and then neighborhood for ammi club. even though she's not considered a frontrunner in iowa we were able to work with republicans and i used to be republican. oh i've been this is my nature. health care line with change america stronger and the world issues did matter here scott thompson says he hopes for a democratic nominee who can bring together of the party and a divided country. because the mayor always be republican i know the importance of

working with people you may not agree with. but you need their support and they need your support and so you you you trade off you you make concessions where you have to i mean while at the party's headquarters in des moines the roost thompson the still sought out some details she's to caucus chair and her precinct and in charge of organizing the belief that it's like a neighborhood connecting she says that when people get together and in the open try to win over their friends to support their candidate the thing that makes the caucus unique is that you are really looking your neighbor n.e.i. and saying you know i'm supporting my candidate because her values are the same as mine and they are and if if your neighbor is not really sure or they're not solid with their candidate you can say well you know you are you think that climate change is important so let's let me tell you what amy thinks about climate change a super bowl watch party and the grill restaurant in denmark scott's thompson has

come to have a cold beer and to meet this candidate one more time before the caucus modern problem amy you know you show us you and you just really want much she was like you know to the degree we want to have record turnout if we do what we really want to do you mean we do know them better. and she definitely that. says it's a long run with more primaries to follow however winning iowa can mean big momentum for that kind of pace and that's why it's so exciting at this time of year to be and i want. to be in iowa i'm joined now by a man who knows all about the state called iowa where the people caucus julie's fundal are he was a member of the 20082012 obama campaigns you went to iowa then and you just got back from iowa that's right so we saw on instagram that you were meeting you've met all of the leading candidates this past week the democrats they have the luxury of

choice right now don't they still are. viewers if you consider that to be a plus or minus right now well i think it's fantastic be out there in iowa all these candidates they do 456 events every day and if you live in iowa and they've been out there for an entire year you actually get to meet them and you get to meet them in a setting where you're out there with like 2030 people so you get to ask a question not to take a selfie if you want to but i once really get to connect with their candidates it's a direct democracy there isn't it it really is except of course there are only 2300000 people living in iowa and the racial makeup an eye which is not exactly reflective of the entire country it's very homogenous it's true the whole world is talking about iowa right now and like you say it's not reflective of what you find on the east or the west coast and it's not a big state either so why is it important well you know you could make the argument that i was sort of chooses the next candidate i mean go back to 2616 hillary

clinton won slightly against bernie sanders but she won then she of course went on to get the nomination then of course in 2008 obama won before that john kerry and of course al gore they all won iowa and then went on to get the nomination so realistically what happens in iowa will tremendously have an impact on the outcome of at least this primary process and of course who goes up against donald trump but there's one more thing i will give you a tremendous amount of so as you know next tuesday people will be voting for the 1st time the primaries in new hampshire and after that it goes on to. 2 to nevada and then on to south carolina so you need that momentum coming out last point that i want to make if obama hadn't won iowa in 2008 i think is candace it would have been over so you look at a tremendous fundraising push coming out of iowa you get tremendous media attention coming out of iowa and that really propels the canvas it do you see that same pressure this time around that because you know getting

a clear winner this comes going to be hard so i mean do you have to win this time in iowa. to win the nomination so all the candidates especially joe biden. already sort of know what the bar and lowered expectation game because you know they've been down in the polls at least going into i was so they're making the argument while i was just the beginning it's not the end that's at least one represent of the of the biden campaigns that having said that bernie sanders is incredibly strong witness his ground game last week has just anecdotal there was an event where bernie sanders was still in the senate or washington couldn't be there but 4000 people turned out to be at his rally even though the candidate was out there the main thing you know outside of the us people say that we often are asked many times they don't understand why former vice president joe biden is running and why he is considered to be the front runner when that when it appears on the outside that the u.s. is demanding so much change and new ideas new new blood in politics how do you

explain that i couldn't agree more at the same time you know when i spoke to voters at all these events i would ask a moment so who are you supporting and they said well i like any cloture i like people just like joe biden but in the end all i want to do at least on the democratic side is be chopped so it really is a question that comes down to electability and he will say well of course we need to tackle climate change and all these big issues but most importantly at least on the credits that we need to get rid of trouble with this it is not a problem though this obsession with being electable electability is sucking all of the oxygen away from things like climate change drudgery so are you are you getting the best candidate as well so it turns out that all sudden everyone becomes a pundit right now everyone is looking at things like electability which we cannot measure yeah is there's no measurement for what it's all to but in that sense i almost think it's great that none of the major polls came out last week so voters

weren't influenced the registered. they just issued a big role and they didn't issue and so i think people kind of go in there with their own gut feeling the closing and the final arguments that they heard from canada and how they need to make up their mind who they think is best equipped to take on trump in you know about what how different would you say this i would caucus is compared to past ones that you've experienced me talk to me here about the trial factor so trump came into des moines last week and you know he did a tremendous rally 8000 people there believe what excitement on the republican base at the same point is of course a major driving factor for democrats i anticipate that voter turnout is going to be as high as 2008 if not even higher in this caucus because again democrats is so excited to have such great anxiety they want to get out of the office and i think it will push a lot of people to go out and vote that happened before let me just say one last

thing the same is true for republicans to the republican base is motivated their fundraising has been up like it hasn't before and their numbers brought part scale their campaign managers saying that their numbers are tremendous so i think we're going to see major turnout in november and just like the democrats are excited the republicans are to birds in said yesterday he told him his supporters that if we don't have high turnout on monday at the caucuses i'm not going to win that is absolutely true bernie sanders needs that turnout because he has a different demography that he can actually talk to he depends highly on young people as we know same is true for europe of course to young people don't show up to vote like the joe biden electorate older voters so if he can't get his people to to to vote bernie sanders is toast julie is julius thank you very much we're going to be talking to you a little bit later on in the show all right thank you. well

they are celebrating in kansas city missouri this monday the can't. city chiefs pulled off a late surge to win super bowl 54 for the 1st time in half a century the fans in kansas city crazy when their team made a dramatic comeback in the 4th quarter overcoming a 10 point deficit to defeat the san francisco 49 ers 31 to 20 quarterback patrick my home was named the game's most valuable player becoming at the age of 24245 the youngest player ever to receive that honor. for joining me here now the big table is my colleague chris carrington fus almost 24. so if those know they're fed up with what happened let's talk about the game just briefly what happened to the 49 years for the 40 niners you know behind jimmy g. just drop in either

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this might soon be a thing of the past when is cash when you can just as easily pay with an equal it worldwide digital wallets and i was smartphones are growing more and more popular what systems on the market how do they differ from one another and how safe are they i want topic so they aren't. most evil let's com a smartphone apps. that biometric solutions to your own hand might replace your wallet this can authorize the payment and that's it businesses are taking out on the trot and offering more as payment services facebook even

announced its own app recently but which one is right for me. that might depend on where you live and what you plan to use it for. a bouquet of flowers without any cash to many it's already an ordinary part of daily life. let users pay quickly and easily there's a wide range of apps to choose from. you can get the wallets through your bank then it's basically an extension of your regular account on your smartphone the other are connected to your mobile plan they conduct transactions via text message there is also a growing number of other providers whether global players for worldwide payments like google. or for certain countries and currencies like play in china. in india. the main principle stays the same

wallets are for storing money. the balance usually comes from a bank account or credit card or is topped up in cash the app lets you pay you by clicking a button scanning a q.r. code or with near field communication i use it mostly because they're really convenient because you can pay everywhere and anywhere with your mobile phone and it takes away the hassle of dealing with cash all with physical credit cards with payments you can just scan a q.r. code and comes directly from your bank account. user should look out for fees though often sending money to friends is free of charge but many providers make a profit on other transactions charges 5 percent on international money transfers for instance that can become costly in the long run. so here's a checklist for finding that your wallet that's best for your needs what countries

and currencies doesn't work and how can i top it up what payment options do i have . and what does the option i use most cost and as always it's also important to look out for your security and personal data. expert julie martin has some basic advice for choosing the right provider look for multiple factor authentication look for making sure that there is a backup. and make sure that they are warning you about how you should be interfacing with the technology. whether or not my money is safe depends on how i keep it leaving my wallet is probably a bad idea using 1234 as a password for my wallet also not the best but providers need to maintain security standards too. technically speaking most do you want to buy serious providers are well protected the data is encrypted and stored on secure servers it's recommended to use which have been checked by at least 2 i.t.

security companies one risk remains humans passwords need to be protected and you want to use are a popular target for phishing attacks which enable criminals access to what is digital wallets. this is the power and the danger of mobile banking you are your own bank and if you have bad security practices you lose your phone or something happens then you are the one who is going to suffer the consequences of that like online banking most do you want to use 2 factor authentication for example password and fingerprint what if a transfer feels as though some providers have accommodating rules similar to a bank but that is not a given equal it usually circumvents the middlemen making a profit and if there is no longer an intermediary there who is making money off of you. then you have

a danger that you're not going to get that charge back there's nobody to charge it to send it back to you. so. some risks but does money always. how does mobile payment compare to other common methods we took a closer look. how secure is using it compared to using a credit card online the only way to answer that question is it depends it depends on the wallets and on the online payment system there are your wallet systems that are more secure than some of the online payment systems that are in use today and vice versa. i would prefer the wallets to using the credit card in the store because you've removed the human element you don't have the cashier taking your credit card or potentially copying it or memorizing it or whatever. and if you will it is definitely

more secure in the sense that. you don't have to worry about terry physically keeping the cash with you all the time and having enough to pay every time i give my kids cash they seem to lose some of it for example if they never lose their phones. so when it comes to security let's make a good impression but what about user data any electronic transaction leaves a digital footprint when it comes to wallets that information is not only available to my bank but also to service providers like google or pay pal our digital wallet is just another step towards transparent customers i mean cash has a certain anonymity to it that people like. you don't quite have in the same way with with digital currency. digital transactions create footprints which many providers also use data about payments absolutely is being used about

you absolutely using huge industry people making lots of money by analyzing payment flows from many users however the advantages outweigh the risks. all these private corporations know exactly what your spending behavior is like what you are like as a shop your and your behavior patterns essentially and that might be uncomfortable for some people but i personally it's not a big issue i would rather my transactions be tracked. back safe rather than not tracked but not the same. in the end we need to choose what's most important to us. fun fact in germany we're huge fans of hot cash hardly anyone uses wallets here other european countries are less

cash crazy is going to navia more people prefer a mobile payment and in many asian countries it has long become a part of daily life china expects half a 1000000000 customers to use wallets in 2090. and it's no wonder it's simpler less expensive and quicker than your classic bank if i wanted to transfer money from my regular bank on a friday afternoon for example i have to wait until monday morning for it to be processed when i use my wallet the recipient instantly receives the money along with the message that it has arrived and the best part is i don't always need a bank account for about. the world bank estimates that globally about 1700000000 people don't have access to a bank account for them you want it's could enable access to the financial system. one example is the digital payment system. it started in 2007 in kenya and is

available in other african countries in india and in parts of eastern europe. the account is linked to a mobile phone number users can pay bills or transfer money by text message a large network of employees agents allows for the digital wallets to be topped up one of the interesting things about electronic quality is that in places where the banking system is less developed the least developed you find the highest levels of comfort with using digital well that's simply because people will grasp on to any alternative that works by going the unbind has come to facebook's attention to the plant even while it's caliber it's supposed to be integrated into facebook messenger and what's up users could then do worldwide payments in facebook's own currency libra the project has raised international criticism for facebook's entrance onto the strongly regulated financial market should give mobile payments another boost i think most likely in the next 5 years we will see big movements

towards global capabilities because of players like we chat and facebook and others with this massive platform reach pushing the sector forward and as they. sort of help break down the barriers with governments to get on board and allow this cross jurisdictional use country to country use of these kinds of currency it will become easier and easier. facebook's idea isn't necessarily new evil it's using crypto currency is a bit coin have been around for years they encrypt transactions with block same technology which makes them particularly safe. crypto currencies only exist digitally and are not regulated by any bank the most well known ones are bitcoin and ripple. the term comes from the greek word kryptos meaning secret or hidden it points to the cryptographic encryption used for all components of the currency

system. this technology is much safer than usual encryptions all information from balance a transaction is secured in a block chain meaning in a cryptographically encrypted protocol this way user data is stored safely. depending on the type of currencies some of them are fully anonymous and nobody can see your payment history and that is a much more secure way of maintaining anonymity and payments. could potentially be as secure and more secure than cash. but this anonymity only comes with specific crypto currencies the advantages of digital wallets are easy to use they allow for quick transactions with a high level of security at least when you follow basic data protection guidelines one big disadvantage is the sensitive data you leave behind when you pay how much

money i spend on water and when is very interesting to businesses and they're willing to pay huge amounts to know what's it like for you wish you all is do you use and why. let us know become a part of the shift community on you tube and subscribe to our channel b. look at everything from intelligence and robotics to gaming and gadgets see you there bye bye.