within reason, what is it really is possible to reverse the researchers and scientists all over the world for in a race against time. they are peers and rivals with one daring goals to help smart nature. the boy likes watching it on youtube. dw documentary, the global challenges are forcing economies to vote quickly while increasingly leaving businesses on ordinary people with letter time to adopt. but amid the frustration,

the new developments are also caused for help as countries face the energy crisis and climate change. we'll be looking at that on this week's edition of made dw business magazine. here's some of what we have lined up. energy crisis is germany becoming less attractive for doing business? economic transformation, although was appeal journey to join the climate change. we've gannons and their struggle to protect their homes against the floods. amish opponents and bell to welcome to the show. and the g is still very much a hot button issue in germany and getting people experts and businesses to agree on a solution seems nearly impossible. such as when it comes to liquefied natural gas terminals. the volume with a protest against ellen gee terminals has been rising as quickly as they are being built. our reporter maryan who to breaks it down for us. a hi tech and made of steel. germany is building liquid natural gas terminals that experts say are

absolutely vital you based on what day any sites that's ready to be develop should be developed quickly. and that has been there are mixed opinions in the, in use most populous countries on building b, l n. g infrastructure, the task protests will continue false events. how many terminals does the country need? summer in germany? no one wants to think about the winter right now, but some people do it for a living. in a single thing, nice. looking at next winter. we haven't done enough planning yet to ensure the supply that we're a custom to was in energy security is an important concept in germany these days because houses meet heating in the winter, an industry needs affordable energy to. it's been a big problem since the end of russian gas deliveries. germany didn't have a single terminal to import liquid natural gas,

but that all changed rapidly. floating terminals were chartered and connected to the pipeline network. in record time. politicians were praised for their quick response in securing the energy supply and the rapid pace continues. 10 new terminals are being plan permits are being processed at top speed. one terminal is being developed on the baltic island. the route in large pipeline runs very close to the island environmental activists fear that increased chipping traffic will upset the regions delicate marine ecosystem. residents are protesting. among other things, they fewer a terminal will have a negative effect on the tourism in the region. you go, mr. and we don't think that the demand is high enough for the island of are going to be sacrificed for it will just double. and honestly, i don't think that an energy emergency is coming from

a company. there are so many ways that we can cut back on our consumption as possible, and we need to implement them how it looks in was. so should germany continue building with an eye on the coming winter, or pause for the moment to examine the cost in demand? after all energy from natural gas is not a permanent solution. it's a sore test, it's true that not true gas produces less c o 2 emissions than cold, which is why we set for a long time that it some more climate friendly fossil fuels. and i get to the guy as caught them, is of able to is the fossil fuel greenhouse gases release during the extraction and during the site? is it so it's home for, for the climate to germany wants to be climate neutral by 2045. by that time, the terminals will be converted to hold hydrogen, but it won't be easy if this is all based on the it's never been done before. we don't even know what the transition from l. a n g to hydrogen looks like before

the tie. lots of parts will have to be replaced, but just how much that will cost is anybody's guess. in fact, is that the promise wasn't really an honest one. they still got to edit this, but it sounded as if it weren't cost anything. that's like you could just switch from one to the alpha puts it wouldn't be nice to use. a flu is as high blood on this germany is facing an energy dilemma. in the short term, the country needs expensive. ellen determine those which will quickly become obsolete. what should be done, continue to build for weight to many german companies are increasingly under pressure due to high energy costs. and the lack of skilled work is that is making production less sorts and, and is making germany a less attractive place to do business. and it has been slipping and international rankings and many of small and medium sized german companies. it's hidden. tompkins are considering moving production abroad, but that's not an option for every business. as dw reporter, cloudy electric found out, they may not be household names,

but germany's medium sized businesses keep germany working. in society like in business, those in the middle of suffering, the most nice, medium sized firms of feeling, the pressure, the industrialization of germany is a creeping process is high energy cost. it's not enough. skills was in too much bureaucracy. type companies have germany as a production location. is it risk? come the risk be mitigated? it so how does this come? foundry is a typical mid sized company. in western germany, they call smith's who called susan machine construction, wind turbines rolling mills and the mining industry. the induction melting sinuses required lots of electricity around $55.00 gigawatts per yes, as much as a town of $20000.00 people. so rising energy costs pays a major problem. we'll see mostly from all farms we as industrial users had annual

cost of around 4 to 4500000 euro. same deal after the green crisis began in the energy price riley of 2022. we paid $15.00 to $16000000.00 euro, so the same amount of energy or so $10.00 to $11000000.00 euro is more per year on the boat seems very familiar one or will for y'all to dates the foundry has received no government assistance and less of course, really programs don't reach us mid sized companies because of the census bureaucracy for the past one and a half years. and we've had to deal with the crisis situation with our clients and the competitive pressure from abroad on our owns pool hosting. most lend zabel money of the old, one possible solution would be to move their entire production to pools. but for foundry bostic, who bought about single cent option. so it's increasingly hard to find qualified work because many of his employees come from this region. and them can see

inductive, we need to ensure that as world champions and productivity, the structural components we make here, also stay here. it makes no sense of these parts that we need for the energy transition and economic transformation in the next 10 to 12 years. all are produced in india or china, you know? yeah, i understood the bill, but the competition is gaining ground. other countries can offer cheaper power, younger what forces and lower taxes and in germany, making mid sized companies had less and less competitive in a recent index on the attractiveness of the 21 countries as a business location. the usa, canada, and sweden top the list, germany run 18. well, he came in last and that's really a germany. it has to be extremely attractive as a production location because there weren't many other alternatives. countries couldn't compete with germany because they weren't at our level. the bottom and

maybe we rested on our laurels too long and, and what's happened in the meantime is that in other countries have become extremely competitive. as a lender esteemed it, up, stock will go chest and the production location index germany performed was due to high taxes, atlanta and fall down the list for its labor costs, bureaucracy, and energy prices, less and infrastructure and financing ministries. if we don't play catch up because others are progressing faster, now we'll fall far behind and we need to prevent that does, is it? so finding that this wind turbine may cut plans to keep home produced, the in germany, the somebody business office, a comprehensive service from the original concepts, 3 to maintenance this year. turnover is expected to double to around a 150000000 new a rise to meet its future energy needs. germany needs to most of the invest in renewables like wind power, yet getting permission to erect

a single wind turbine can take up to 7 years. the wheels are throughout chrissy, also 10 salty slowly for those into account foundry, which produces parts the wind turbines. which might have when i look at the working hours, i spend on energy bureaucracy alone. it's about 3 and a half weeks out of it. every 21 says you have somebody to do use as a managing director, are actually completely different tools and i have to move innovative processes forward to understand the customer demands and head to business information like can be wasting my time in your rock or see that several big problems we're using probably. companies are demanding the politicians take action talk to us because we know how to handle crises and solving problems pragmatically now's the time to act. if germany doesn't want to be left behind. the moved over as a candidate for you membership,

but it will be yours before the small eastern european country as part of the block . that's why moldova needs help transforming its economy. the german bank is giving support to farmers by teaching them to adapt and modernize their businesses so that they can become more profitable and attracts younger work as most of whom have left the country. a reporter co hired and broke broke back. this report from old, over without 4 wheel drive and a good set of tires. you can forget it here. wet weather turn small, drove as dirt, roads into much slides. but bush meta of germany, spar cost a foundation doesn't let that stop him. the financial expert is on his way to the village of zora to meet lock the advisors, small farmers in matters of money, finance, and accounting. new majority of the small farmers here are at an age where they can only continue farming for about 10 more years. up to you,

i don't know if by the time couldn't one of his clients is maria laya, who, together with her husband and a friend, the 60 year old works around 14 heck, there's producing sweet cherries, apricots, and apples. her children have moved abroad. she hopes that one of her sons will come back to take over the farm. she needs new, more modern machinery to make sure her business keeps up with the competition. because one thing is clear, the children will only come back to the village when the business is making enough money. what should be the knows that the banking sector still doesn't work for small farmers? maria le, who is worried about bank loans, leases and rent to buy offers. mm hm. with the experience and we don't have the experience of seats a been sort of a small firm, is we're afraid to take outline lessons and just did that. but what happens if i do that to my offices bought. com when you so what would i do that i'm lucky along to

cut them a little the rest of my us a shelf with with me, the full of the bunks, interest rates, a very high might be flushing box and my model of the cmc with g h function, wish me to promises her that he will lobby government agencies to ensure that there are a special state grants for small farmers, so they can access financing. the journey continues self word along the nice to river. here very java g manages a large farm of 2000 heck chairs. she has around $100.00 employees. many of them are seasonal workers. the older ones still remember the era of collective farms. like all the time of the collective funds was better. everyone earn some bread to cause the pay was low,

but enough for everyone has that problem. now it's just not enough. that's all me. just nicholas entrepreneur vera you have on g doesn't care about the social is past . she's looking forward for around $500000.00 euros. she's building a new logistics hall with cold storage. this year's entire harvest has already been sold in the netherlands, a competitive large scale enterprise like this receives in contrast to small farmers, western financial aid in small states support. yep. on g c, 's, moldova, in the you go say you was a, so when you step by step will produce the same quality as they did in your visit, the average them too much you, we must compete with european goods. where then will be back to us at the moment before us in the inquiry of those who refuse, compare bottoms, if the worst of emotional belief applied to it to wish me to seize the future of

farming in these kinds of large scale enterprises that can compete at the level of things, but sometimes confidence is lacking. yeah. not the split then see i yada, the potential won't be fully seem of a sudden it is the case that moved over compared to its neighbors yield substantially less per hector of fact. and that's obviously publicized that, of course, doesn't help to bolster the confidence of the farmers. that's what was said for lunch. status and confidence is what he wants to build. like at this trade school, he and his team are playing and economic game tailored to model the specifications . the game teaches the young people how a farm and works. they learn to negotiate with banks, take out loans, and do proper accounting. they're given the know how needed to properly run a farm such as possible. and these 2 students want to put the siri into practice

with their own business idea. when they're such as the i want to plan to field of live in there and the daughter to just do a 5 digit code. it looks pretty good. and lots of tourists come to take photos and duties. fucked boys. it also lavender is used in medicine used for us to go to new york and brought in many cosmetic products and stuff to them in adjustment to which made us still has a lot to do. his next project is a special smartphone app for the farming community. that means even digitalization will find its way into the villages of models the cash or digital payments. well, that sometimes depends on where you are and what you're buying. but well, i prefer digital payments. i don't always get to choose here in berlin,

where cash is king in most businesses, that's because germany is lagging behind as most of the world embraces digital payments. let's take a look at how and why that is. it will catch to be a thing of the past for economists, banks, and many consumers. tasha simply in annoyance. they say it will soon be history. you search by digital payments, a simple click from cellphone to cell phone. instead of rummaging through your wallet, it's quick, easy, genic, and popular with young people. many banks don't buy cash because of the costs involved. notes and coins have to be stored. transported, transferred into a teams account to over and over again, registered on accounts, and strictly guarded. some banks of all ready gone cash list, and some countries to sweden was the 1st to introduce digital currency. and to now in the rest of scandinavia, almost all payments are made in digital form nigeria with the digital

e. my era is leading the field in africa, access to cash is limited across the continent anyway, due to a lack of bank branches. the germans, meanwhile, are hanging onto their cash. 54 percent of the highest for you in europe. i prefer to pay with it. but, and the euro is set to bring many advantages. no more. a teams being blown up, money laundering, financing, terrorism and tax fraud would be made much harder according to cash critics. but cash advocates that money laundering didn't decrease despite the use 2016 decision to fight it by doing away with the 500 euro. now they warned that if we can only pay digitally, everyone becomes visible to the state. every transaction can be tracked and information gleaned about where we live, what we eat, and what we consume. they say the huge data industry would also be able to

interfere in your affairs. in canada, the digital accounts of people supporting stretching truckers were frozen in china is social chris. it system centers critics by blocking their transactions the, the end of cash. critics say it's a threat to democracy despite that cash flows payment is on the rise. more and more people use it because it's practical and easy. the us to introduce a digital hero by 2026. but cash won't be going anywhere. so the climate change is causing more destructive storms and floods, making it harder to insure property and many coastal cities across the united states. insurance firms have raise rates and change their terms to help them cover losses. a reporter might, his freshman went to the coast in louisiana with home insurance rates have risen at

the quickest pace in the country. it was more hurricane city, u. s. coast and states. climate change is putting insurance in the high of the store. armageddon in terms of insurance, we're certainly in the prices of what we call home in the past 2 years. 23 property insurance companies once bankrupt for stop doing business in louisiana. driving up the cost of home insurance, we travel to the south of louisiana to find out more your liens, musicians, village was built for those who lost their homes to hurricane katrina. here we meet george admire. the detail on audio engineer was shocked to get use of have to increase in his homeowners insurance. like out an email recently

informing me that i needed to look at the new documentation. because the insurance rates were going up and i didn't realize that they were going to actually double admire lives with the memories of the devastation, katrina wrecked. but the pelican state has been forever its best 7 more hurricane since globally economic loss of costs by spring weather events have increased a time since the $0.19. the climate change has increased the expense of wildfires and intensities hurricanes worldwide around the world and natural disasters are increasing, but especially outside of europe in the us. many people have no insurance. back in louisiana, we travel further south from new orleans passing through all the refineries straddled, defies. and wetlands warehouses are nestled between the gulf of mexico and the

mississippi river. becomes clear why people in louisiana are more likely to have an insurance. then residents of any other states, flood insurance is provided by fema, a federal agency that recently changed its methodology. now, houses that are raised above ground are cheaper to insure, but not everyone can afford to elevate their house. we meet kenny by telling me and his brothers to so little help after recent storm making a prize raise just by forcing people to go up in air. you know, so everything is, and they told you where the moment for what the prediction is down a lot. so i don't want to feel this fair. i don't feel as you know is right on the, on the stuff. but they have at least, you know, and that's the thing that the families have lived here for generations working. it's fishermen or in the local energy industry though,

where does this seem like is, are you trying to reach people? yeah. is there a lot of noise in front of us out of what we call the area that we call? right? so you might get to because the houses here are on ground level insurance rates are set to increase significantly in accordance with themes, new criteria. new policy holders in this community would have to pay 1000 percent more to get their homes insured against flooding. that's the highest increase across the nation for homeowners, that's the relief insights. as construction costs of sword with inflation and interest rates have risen. the insurance industry faces an additional problem re insurance, where the insurance for insurance companies are raising prices, but up to 100 percent. cost increase that eventually will trickle down to consumers . and louisiana,

the government is trying to learn insurance companies back to the states. we're competing point did after katrina, the insurance commissioner wants to lower insurance rates by increasing competition between assure us to attract them. the states, canada of $42000000.00 to $8.00 insurance companies and then incentive program to attract companies to a market to replace the coverage. we will lose the to the next to the major national periods, the but it may just be changing the way how to start build that would bring really market striker and bradley holland are part of the n t o adults affordable housing . these homes are all to $45.00 against the hurricanes this place to this stood, which is tied together with the sheet that goes all the way down to our foundation

. and this is now every 4 inches on center. so we have a complete full system wherever things lock them together. additionally, the windows can be fitted with shutters to protect against debris that could come crashing through the n g o boots $20.00 to $30.00 homes each year to them. it is a question of if the next hurricane hits for gwen if you can maintain the roof, the house will more than likely make it through a big storm. and that's, that's crucial. so far there isn't any government support to $45.00 homes and louisiana. the plans for subsidies to strengthen roots are on the table. some insurance companies now only take new policy holders. higher standards are met here that are building in your lives learned 94 which son meant step of station during hurricane katrina. because the city they loved as also their home.

and that brings us to the end of today's edition of made. thank you so much for watching and do join us again next time until then for me, i'm the entire team here in berlin. goodbye and take care of the

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know the never ending story of asbestos starts june 21st on d w the . this is dw news line from berlin boards in 79. people drowned in a shipwreck off the coast of greece. search for bodies continues into the night after one of the worst incidents of the mediterranean, this year, more than a 100 migrants are rescued. but even more are feared dead. also on the program.