a red cross seems worker wants to change that. his mission is to enlighten soldiers about the rules of war. in 45 minutes on dw, the what there's to us that's why we listen to their stories. reporter every weekend, d w. the global challenges are forcing economies to vote quickly while increasingly leaving businesses on ordinary people with later time to adopt. but amid the frustration,

the new developments are also caused for help as countries face the energy crisis and climate change. we'll be looking at that on this week's edition of made dw business magazine. here's some of what we have lined up. energy crisis is germany becoming less attractive for doing business. economic transformation, although was uphill journey to join, the easier climate change we've gannons and their struggle to protect their homes against the floods. how much upon the to belgium. welcome to the show. energy is still very much a hot button issue in germany and getting people experts and businesses to agree on a solution seems nearly impossible. so it does when it comes to liquefied natural gas terminals. the volume with a protest against ellen gee terminals has been rising as quickly as they are being built. our reporter maryan, who to breaks it down for us. a hi tech and made of steel. germany is building

liquid natural gas terminals that experts say are absolutely vital the best on one day. any sites that's ready to be developed should be developed quickly. and that has been, there are mixed opinions in the use most populous countries on building the ellen g infrastructure. the task protests will continue faults because it's how many terminals does the country need? summer in germany, no one wants to think about the window right now. but some people do it for a living in a single thing. nice. looking at next winter. we haven't done enough planning yet to ensure the supply that we're a custom to understand it just wasn't energy. security is an important concept in germany these days because houses meet heating in the winter, and industry needs affordable energy to. it's been a big problem since the end of russian gas deliveries. germany didn't have a single terminal to import liquid natural gas,

but that all changed rapidly. loading terminals were chartered and connected to the pipeline network. in record time. politicians were praised for their quick response in securing the energy supply. and the rapid pace continues. 10 new terminals are being plan permits are being processed at top speed . one terminal is being developed on the baltic island route in large pipeline runs very close to the island. environmental activists fear that increase chipping traffic will upset the regions delicate marine ecosystem. residents are protesting, among other things they few at the terminal will have a negative effect on tourism in the region. you go, mr. i'm just, we don't think that the demand is high enough for the island of we're going to be sacrificed for it when it's double. and honestly,

i don't think that an energy emergency is coming from a company. there are so many ways that we can cut back on our consumption. i just buy food and we need to implement them how it looks most. so should germany continue building with an eye on the coming winter, or pause for the moment to examine the cost in demand? after all energy from natural gas is not a permanent solution. it's a sore test. um, it's true that not true gas produces less c o 2 emissions been cold, which is why we set for a long time that it some more climate friendly fossil fuels. i'd like you to go as quote them is of able to is still a fossil fuel because of greenhouse gases or release during the extraction and during the site. is this what tom for, for the climate to machine? germany wants to be climate improve by 2045. by that time the terminals will be converted to hold hydrogen, but it won't be easy. we have this nice looking all of us only. it's never been done before. we don't even know what the transition from l a n g to hydrogen looks

like the for the tie. lots of thoughts will have to be replaced. but just how much that will cost is anybody's guess. friend is that the promise wasn't really an honest one. they still got to edit this, but it sounded as if it weren't cost anything. it's like you could just switch from one to the alpha. what's it wouldn't be nice to use? a fluid says how light on this germany is facing an energy dilemma. in the short term, the country needs expensive. ellen determine those which will quickly become obsolete . what should be done? continue to build for weight. for many german companies are increasingly under pressure due to high energy costs. and the lack of skilled work is that is making production less sorts and, and is making germany a less attractive place to do business. and it has been slipping and international rankings. and many of small and medium sized german companies, it's hidden. tompkins are considering moving production abroad, but that's not an option for every business. as dw reporter,

cloudy electric found out, they may not be household names, but germany's medium sized businesses keep germany working. in an society like in business, those in the middle of suffering, the most nice, medium sized firms of feeling, the pressure, the industrialization of germany is a creeping process is high energy cost. it's not enough skills loc, as an too much bureaucracy. type companies have germany as a production location is at risk and the risk be mitigated. it. so how does this come foundry is a typical mid sized company in western germany. they cost muscle part susan, machine construction, wind turbines, rolling mills, and the mining industry. the induction melting sinuses required lots of electricity around $55.00 gigawatts per yes. as much as a town of 20000 people. surprising energy costs pays

a major problem. we'll see mostly from home. so we, as industrial users had annual cost of around $4.00 to $4500000.00 euro, same deal after the green crisis began in the energy price riley of 2022. we paid $15.00 to $16000000.00 euro, so the same amount of energy. so $10.00 to $11000000.00 euro is more per year on the boat seems very familiar with oil for your today's, the foundry has received no government assistance. and less, of course, really programs don't reach us. mid sized companies because of the census bureaucracy. for the past one and a half years, we've had to deal with the crisis situation with our clients and the competitive pressure from abroad on our owns pool hosting. most lend zabel money of the old. one possible solution would be to move their entire production to pools. but for foundry bostic, who bought about single cent option. so it's increasingly hard to find qualified work cuz many of his employees come from this region. and them can see

inductive. we need to ensure that as world champions and productivity, the structural components we make here, also stay here. it makes no sense of these parts that we need for the energy transition and economic transformation in the next 10 to 12 years. all are produced in india or china, you know? yeah, i understood the bill, but the competition is gaining ground. other countries can offer cheaper power, younger what forces and lower taxes and in germany, making mid sized companies had less and less competitive in a recent index on the attractiveness of the 21 countries as a business location. the usa, canada, and sweden top the list, germany run 18. well, he came in last and that's the germany. it has to be extremely attractive as a production location because there weren't many other alternatives. countries couldn't compete with germany because they weren't at our level. the bottom and

maybe we rested on our laurels too long and, and what's happened in the meantime is that in other countries have become extremely competitive. as a lender esteemed it. up stock will give you let it go, chest and the production location index gemini performed was due to high taxes. atlanta did fall down the list for its labor costs, bureaucracy, and energy prices. less and infrastructure. in financing ministries, if we don't play catch up because others are progressing faster, now we'll fall far behind and we need to prevent that does, is it? so finding that this wind turbine may cut plans to keep home produced, the in germany the some of the business office, a comprehensive service from the original concepts, 3 to maintenance this year. turnover is expected to double to around a 150000000 new a rise to meet its future energy needs. germany needs to massively invest and

renewables like wind power, yet got to permission to erect a single wind turbine can take up to 7 years. the wheels are throughout christie, also tons salty, slowly for the simple comp foundry which produces parts. the wind turbine is monday. when i look at the working hours, i spend on energy bureaucracy alone. it's about 3 and a half weeks out of it every 22 months this year. and i can show these as a managing director are actually completely different tools. and i have to move innovative processes forward with to understand what customer demands and hit a business information like can be wasting my time going to your rock or see that's a big problem. so you can probably, companies are demanding the politicians take action talk to us because we know how to handle crises and solving problems pragmatically as now's the time to act as germany doesn't want to be left behind. the

mold dover is a candidate for you membership, but it will be yours before the small eastern european country as part of the block . that's why i'm old old i needs help transforming its economy. a german bank is giving support to farmers by teaching them to adapt and modernize the businesses so that they can become more profitable and attracts younger work as most of whom have left the country. a reporter co hired and broke broke back this report for moldova . without 4 wheel drive and a good set of tires, you can forget it. here. wet weather, turn small dove as dirt, roads into mud slides. but bush, meta of germany spoke, costs of foundation doesn't let that stop him. the financial expert is on his way to the village. i'm sure i did meet you. look, the advice is small farmers and matters of money. finance and accounting. new majority of the small farmers here and are at an age where they can only continue

farming for about 10 more years up to you. i don't know if by the time couldn't. one of his clients is maria leah, who, together with her husband and a friend, the 60 year old works around 14 heck, tears producing sweet cherries, apricots, and apples. her children have moved abroad. she hopes that one of her sons will come back to take over the farm. she needs new, more modern machinery to make sure her business keeps up with the competition. because one thing is clear, the children will only come back to the village when the business is making enough money. wash meat, it knows that the banking sector still doesn't work for small farmers. maria le, who is worried about bank loans, leases and rent to buy offers. mm hm. with the experience, so we don't have the experience of the state to be in the small farm is we're afraid to take outlined lessons and just end up with what happens if i do the, to my offices bought. com. nice and what would i do that?

i'm lucky on the cutting model, the active list, the shelf, or fortunately, the full of the bunks interest rates, a very high manufacturing boss. my model of the cmc with g h function, wish me to promises her that he will lobby government agencies to ensure that there are a special state grants for small farmers, so they can access financing. the journey continues. sell ford along the nice to river. here vera, you have and g manages a large farm of 2000 tech chairs. she has around $100.00 employees. many of them are seasonal workers. the older ones still remember the era of collective farms. the time of the collective funds was better.

everyone earn some bread to cause the pay was low, but enough for everyone has that problem. now it's not in the office all me just nicholas entrepreneur rivera, you have on g. doesn't care about the social is past. she's looking forward for around $500000.00 bureaus. she's building a new logistics hall with cold storage. this year's entire harvest has already been sold in the netherlands, a competitive, large scale enterprise like this receives in contrast to small farmers, western financial aid and small state support. you have on g. c, small dover in the you is go say it was a step when you step by step will produce the same quality as they did when you're of visit the when, when the average i'm seeing that you, we must compete with european goods. the a wooden will be less to us economically for us in the end. and could you always have a piece come to the bottom? is that the worst of emotional a couple as you would to wish me to seize the future of farming in these kinds of

large scale enterprises that can compete at the level. but sometimes confidence is lacking. not just put in c, r yada, so the potential won't be fully seamless. funny this, the case that moved over compared to its neighbors yield substantially less per hector of fact. and that's obviously publicized cheapest. that of course, doesn't help to bolster the confidence of the farmers. that's what was said for lunch. just to get some status and confidence is what he wants to build like this trade school. and he and his team are playing an economic game tailored to model the specifications. the game teaches the young people how a farm and works. they learn to negotiate with banks, take out loans and do proper accounting. they're given the know how needed to

properly run a farm such as possible. and these 2 students want to put the siri into practice with their own business idea. when they're such as the i want to plan to field of lab and there and the daughter to just do a 5 digit code. it looks pretty good. and lots of tourists come to take photos and duties. fucked boys. it also lavender is used in medicine used for us to go leave and taught in many cosmetic products to them in adjustment to which made us still has a lot to do. his next project is a special smartphone app for the farming community. that means even digitalization will find its way into the villages of models the cash or digital payments. well, that sometimes depends on where you are and what you're buying. but well, i prefer digital payments. i don't always get to choose here in berlin,

where cash is king. in most businesses, that's because germany is lagging behind as most of the world embraces digital payments. let's take a look at how and why that is. it will catch to be a thing of the past for economists, banks, and many consumers. cash is simply in annoyance. they say it will soon be history. you served by digital payments, a simple click from cellphone to cell phone. instead of rummaging through your wallet, it's quick, easy, genic, and popular with young people. many banks don't buy cash because of the costs involved. notes and coins have to be stored. transported transferred into a teams account at over and over again, registering on accounts and strictly guarded. some banks of already gone cash list and some countries to sweden was the 1st to introduce digital currency. and now in the rest of scandinavia,

almost all payments are made in digital form nigeria with the digital e. my era is leading the field in africa, access to cash is limited across the continent anyway, due to a lack of bank branches. the germans, meanwhile, are hanging onto their cash 54 percent of the highest figure in europe. i prefer to pay with it. but, and the euro is set to bring many advantages. no more, a team's being blown up, money laundering, financing, terrorism and tax fraud would be made much harder according to cash critics. but cash advocates say that money laundering didn't decrease despite the use 2016 decision to fight it by doing away with the 500 euro notes. they won that if we can only pay digitally, everyone becomes visible to the state. every transaction can be tracked and information gleaned about where we live, what we eat, and what we consume. they say the huge data industry would also be able to

interfere in your affairs. in canada, the digital accounts of people supporting stretching truckers were frozen in china is social chris, it system centers critics by blocking their transactions the the end of cash critics a is a threat to democracy despite that cash flows. payment is on the rise. more and more people use it because it's practical and easy. the us to introduce a digital hero by 2026. but cash won't be going anywhere. so the climate change is causing more destructive storms and floods, making it harder to insure property in many coastal cities across the united states . insurance firms have raise rates and change their terms to help them cover losses . a reporter,

much as freshman went to the coast in louisiana. home insurance rates have risen at the quickest pace in the country. it was more hurricane city u. s. coast in space. climate change is putting insurance in the eye of the store. armageddon in terms of insurance, we're surveying the prices of what we call home in the past 2 years. 23 property insurance companies went bankrupt for stop doing business in louisiana. driving up the cost of home insurance, we travel to the south of louisiana to find out more your liens, musicians, village was built for those who lost their homes to hurricane katrina. here we meet george admire. dan audio engineer was shocked to get news of a hefty increase in his homeowners insurance. y got an email recently

informing me that i needed to look at the new documentation because the insurance rates were going up. and i didn't realize that they were going to actually double admire, still lives with the memories of the devastation, katrina wrecked. but the pelican state has been gravity but 7 more or it can since globally economic loss of caused by spring weather events have increased a time since and $0.19. the climate change has increased the expense of wildfires and intensities hurricanes worldwide around the world. natural disasters are increasing, but especially outside of your up in the us. many people have no insurance. back in louisiana, we travel further south from new orleans passing the refineries straddled by hughes and wetlands, where houses are nestled between the gulf of mexico and the mississippi river

becomes clear why people in louisiana are more likely to have flow insurance and residents of any other states, flood insurance is provided by fema, a federal agency that recently changed its methodology. now, houses that are raised above ground are cheaper to insure, but not everyone can afford to elevate their house. we meet kenny by telling me and his brothers, who so little help after recent store and making the price raised just by forcing people to go up in air. you know, so everything is and they told you where the moment for what the prediction is down a lot. so i don't, i feel is fair. i don't feel is always right on and stuff because you know, and that's the thing that the families have lived here for generations working as fishermen or in the local energy industry. no. where does this seem like is are you

trying to reach people? yeah. is there a while and also trying to pull those out of what we call the area that we call? right? so you might get some carriers because the houses here are on ground level insurance rates are set to increase significantly in accordance with seem as new criteria. new policy holders in this community would have to pay 1000 percent more to get their homes insured against flooding. that's the highest increase across the nation . for homeowners, that's little relief insights. as construction costs of sword with inflation and interest rates have risen. the insurance industry faces an additional problem re insurance, where the insurance for insurance companies are raising prices by up to 100 percent . cost increase that eventually will trickle down to consumers. and

louisiana, the government is trying to learn insurance companies back to the states. we're coming to did after katrina. the insurance commissioner wants to lower insurance rates by increasing competition between assure us to attract them. the states, canada of $42000000.00 to $8.00 insurance companies and then incentive program to attract companies to a market to replace the coverage. we will lose it to the next to the major national periods, the but it may just be changing the way houses are built. that would bring really, margaret striker and bradley holland are part of an n t o adults affordable housing. these homes are all to $45.00 against the hurricanes this place to this stood, which is tied together with a sheet that goes all the way down to our foundation. and this is now every 4

inches on center. so we have a complete full system wherever things locked together. additionally, the windows can be fitted with shutters to protect against debris that could come crashing through the n g o. it's $20.00 to $30.00 homes each year. so them, it isn't a question of if the next hurry can hits for gwen if you can maintain the roof, the house with more than likely make it through a big storm. and that's, that's crucial. so far, there isn't any government support to $45.00 homes in louisiana. the plans for subsidies to strengthen roots are on the table. some insurance companies not only take new policy holders, higher standards are met here that are building in new orleans learned 94 with sun men's devastation during hurricane katrina. because the city they loved as also their home. and that brings us to the end of

today's edition of made. thank you so much for watching and do join us again. next time until then for me, i'm the entire team here in berlin. goodbye and take care of the

steering civilians and treating prisoner as humanely. the rules of war are so simple, but they are disregarded in armed conflict around the world. a red

cross field worker wants to change that. his mission is to enlighten soldiers to stop the rules of war. in 15 minutes on dw, to the point to clear positions international perspectives. after much preparation, ukraine's long awaited counter offensive has begun. and while its forces are still reporting their gains in meters, experts say the progress is credible how we're putting react. that's our topic onto the the t w. the guys it's evelyn charmaya. welcome to my pod cast off matters by celebrities,

influenza and experts to talk about all playing loved data and yet today, nothing less the stuff, all these things in more and the new season of the fuck. com. make sure to tune in wherever you get your thoughts costs enjoying the conversation. because you know it's love matters. f b, i c, i a and most of us have been home for 20 years. the song of a k, a tom lee, the most dangerous time we fund way was sort of the as we say, the poster child for the the profession problem assigned to them. and then it is said, no one has ever seen a sold in the side of the superpowers. fugitive right now.

the world's most dangerous. where is the frontage starts june 29th on dw, the . this is dw news live from berlin, 9 man arrested on suspicion of people smoking in connection with one of the mediterranean worst shipwreck disasters. in recent years, rescue crews are still searching for survivors, but it's feared hundreds of migrants have draft.