as well then progress as top calls to everyone who wants to know more about this topic. the 2nd son about this story is beyond the headlines world in progress. the w talk cost the how did you pay for your coffee this morning? did you use coins or your phone? the answer it likely depends on the country. you're from my bakery in berlin. i don't have a choice. they only take cash, that's the norm here. but in india, for example, digital wallets are becoming more popular than physical ones. why did different countries have different ways of paying for things that's coming up on this episode

of made use business magazine? i'm of the xena. welcome. and this is what we'll also cover, indiana rice farmers feed much of the world. now export band is sewing food and security, sustainable farming, and with a drought fruit farmers in spain test uncharted waters. and no laughing matter. laughing gas is endangering the climate. franklin's bills bred the cheese and don't money have countless names and these days it also has different forms. cash card and digital. here in germany, cash is still king. well, india is becoming a front runner and digital money. even when the countryside payment ups are wide spread, why the difference at the grocery store guessing is, smacks don't have any cash on use in the country. all the city pay digital or it's

no problem in india or the stuff either. yeah, the main advantage of a digital transaction is that we can send money to anyone anywhere quickly on them . secondly, if i don't have money, i can make a payment by borrowing from online credit banking. and almost everyone pays digitally like here in delhi. even this head dresser appreciates the benefits but he has a model. customer doesn't have to keep bills and coins and their wallet. and suppose it gets lost, that the cell phone becomes a wallet land and they are the top dogs in india, pgm with its headquarters, annoyed to no house over 30000 employees. they are active in india. and i've already entered into that 1st partnerships in japan, and they are conducting research in canada. pgm has also spread so quickly because

the app doesn't need to be connected to a bank account with pay tm. people can simply load money into the virtual while it's on the cell phone and pay. currently 94000000 people in india use the app every month is a very unique story in terms of where the adopting just an ecosystem. india has highest number of payment transactions across the wire, so it has beaten off the neighboring countries, whether it is china or some other big countries. we out of the district actually started fast, but they didn't navigate a link to. it is so easy adopted that if you go into the a 5 year c, p a 6, they do, you will find people bank approval by and you will find the merchant excepting to audit this. those payments at was about gemini, it's fall behind when it comes to digital payments at the weekly marketing berlin. cash is still the number one form of payment travel by only pay cash and them right

. so what do others care about my account number. i just use cache noisy, that's typical for gibbons, according to a research institution. 60 percent of customers in gemini, still always paying cash. that for most retailers on the market, don't even offer card payments. before i move that, as i suspected, it wouldn't necessarily be worthwhile because with the card payment service provider, you would have fees. so you would have to charge something to buy that i think, and 2 or 3 percent of the c 9, because not many people want to pay by card here. i don't know that it would be worth it. is because of the stuff that i can go to the american company. paypal is one of the most popular digital payment methods in gemini, was paypal customers, link to credit card, or bank account, and can use it to pay online. in europe, the biggest markets in the region besides germany or the u. k. elite in spain. but we know that there are many more countries in europe. so there is

a lot of growth potential target types of bucks. a joint digital initiative of the european union is in its infancy, the digital euro, a kind of uniform digital payment, is to be introduced by 2026 at the earliest. but according to the digital association, big con, it's happening to slightly different on to you by all i know that we're demanding that electronic payments be accepted everywhere, and bank you take belgium. that's which mandated during the corona pandemic, that at least one electronic payment method to be accepted in every store, in the local shops or in the bakery around the corner here he said, you often see the sign know, card payment and all the fields that simply impractical and also overwhelming for many people who've come to germany since and aren't familiar as small before that. so what can you learn from india in terms of digital payments? in india, it was the government to set up a central government infrastructure. the old transactions run for a,

at the time to the displeasure of many indian banks in europe, two's banks are currently blocking a digital free access system. instead of large banks that on this policy we're going to see the 2nd. so if you suddenly make payments 3, i'd say on the transaction cost, which digitally i think this transaction costs of no very minimal anyways. but you have these gatekeepers in the event and some of them running luggage will charge 2 to 5 percent transaction fees. now, it is clear that if you made the system very low cost and for you actually some of the companies that are benefiting from a charging but transaction will be the loser. so there is still a long way to go before your opinions will be able to pay for that lunch to fill up the gas tank with the top on the cell phone like they do in india.

our next report also takes us to india. the world's top rice exporter provides 40 percent of the rise on the world market. but that's changing right now. bad weather conditions have devastated crops and india is running out of rice to feed its own population. the governments in post and export them. that's raising concerns about a global shortage. new methods are needed to feed the world a good job. the region in northern india rice paddies as far as the i can see farmer's harvest, the plants which remain personally submerged for weeks. what race cultivation is a traditional method that needs huge amounts of water? rice is not an aquatic plan, took merely tolerates water. the problem more and more often, it doesn't rain, not even during the months. the rainy season from june to september,

dr. periods are getting longer and rains are often heavy rather than steady. but the hard thing is that they are not sufficient, and the rainfall is not sufficient to grow rice, so they depend on ground water irrigation. the lack of rain causes the soil to dry out even further. that's why farmers now use water from canals and wells, causing ground water levels to sink. paradoxically, even more rice has been planted. india's main farming regions lie in the north where the popular bus monte variety is from the india's rice exports have doubled over the last 4 years from about 10000000 tons in 2019 to more than 22000000 tons water shortages and increasing exports. the gap is growing ever wider, which is why the indian government has now slammed on the brakes and band the

export of white price to begin with value spies. so to highest on was on by leo's like uh, so july did up by united nations golden echo told me to send it feel so good. the forecasts are private, the leg by illegal. this has led to a government's bmw, of a good thing that sports on the initial billions of people across blue on the god category over that is that has witnessed, explored bands from india is made up for commodity for people in issue africa and maybe just featured among other places, indian rice is exported to the u. s. europe, iran and other middle eastern countries. high temperatures and the el nino weather phenomenon with it's unusual air and ocean currents are causing india's water supplies to drop even further agriculture. they are currently consumed 80 percent

of its fresh water. the amount of water needed to produce specific foods is called virtual or hidden water. this allows an ecological water footprint to be calculated similar to a c o 2 footprint, and rice farming footprint is especially huge. so how much virtual water do foods need? $60000.00 leaders of it are needed for a single kilogram of rice. the leader of orange juice requires 40000 and a kilo of beef takes 20000 leaders to produce. so how can rice be grown more sustainably? farmers are seeking new solutions. bonnie: that can be on us arctic solid, the water level of histone cuz i have to 3 meters in our country each year. man, uh, you know, during the documents we've decided to sell rice directly into finding is it uses less water. and so to be is talking with direct sewing. the rice has its own

directly into the water. but instead onto a non flooded fields. an efficient alternative that saves resources or did you do? i deduct the he was the director of showing i've saved almost 30 percent of my water. this doesn't compromise the quality of my race at all and i can that's what i do not got. i got the punjab state government offers farmers of $1500.00 rupees or about 18 euros in compensation per season if they switch to the new methods. farmers and groceries both hope to rely on other types of grains and vegetables in the future. instead of water intensive, rice, ginger potatoes, onions and tomatoes are also traditionally grown and india. this way, farming could become more responsible and more sustainable. the climate change is threatening crops, not just in india, through c, oranges like these are harder and harder to come by. in spain,

the country known as the food basket of europe is facing extend the droughts, much of its land risks. turning into desert food farmers, i know, facing a bitter bottle for water and dried up and even touch the bits of picture of the orange plantations between quote about and seville is already clear that the farm is, would not be able to harvest the $1600000.00 tons of the previous year. jose fernandez the head a deal on the way to his plantation, which is experiencing extreme drought the get don't i have i'm telling you already out you. i planted and grew them. oh, i don't me that, oh, i'm so sorry to see them like this. okay, but i don't know how long it has in 14 years. i've never seen them as bad as they

are now. i saw not kidding. okay. and then these are areas here that have no oranges at all. so others have a few. a paid $100.00, but the owners are very small. many are not even good for juice, and a more you need pass to the tree should be in full bloom lateral. nothing but it's highlighted bought by teens. i thought it meant to pay thousands of families need water for that crops. but does that look at the central reservoir shows it's not coming. only 10 percent of the lakes capacity remains experts and now trying to be better prepared at least for the next round. better. so eat up with time, the need to improve the water supply already can keep it and meet then i mean that also means more storage possibility as okay, with a c p, the put even do you have a level and we have to optimize the use of water or come in the digital ization. so when i mean what i like it to you, this request special senses on this thing can north of seville,

they already show how much moisture is in the soil. and they measured the diameter of the trees. if they can tract, the orange is need water. a small everything we're more than 20 percent more efficient than other farms through the use of technology by the federal people. okay. and we know when and how much century needs see a good way, and i will call me that way. i will. this knowledge is crucial for adapting agriculture to climate change. but this alone is not enough to make the south of spain viable witness from the same people. but i didn't think i deal they, we have to stop the action of irrigation or be approved the management of water. and we also need to promote the cultivation of non irritated species. again, almost somebody we must try to find a solution together with different measures. so i know the solution is to irrigate with even less water starts up in malaga,

is developing software for this purpose. it also uses data from sensors, but the subtle differences, the analysis, artificial intelligence is being used. the is the soul of this project and noticed that we have the sensors as opposed to the technology. i think it's all there already. you understand, but the application of a i will help us scale is a problem general. you know what? we will be able to serve many trotter's and above all, but in the future, give each farmer individualized assistance to exactly what they need. the protocol is maybe see other success getting it to see that. however, success also depends on communication. the simpler baxa farm is receive. henson advice by what side and can also respond some of the we assume that water savings are between 20 and 40 percent for other colors, oranges, steep dollars, or even one year though, i was doing this translate the current one cannot be prevented even with

a i but the technology will help us get by with less water for longer protecting the earth from sheets and drought. that's also the job of our ozone layer of blocks out the sun's most harmful rays like a field for our planet. we, on the other hand, haven't been protecting it enough. and the 1980 scientist discovered it shoots hole in the ozone layer caused by chloral floral carbons. these gases are used to refrigerators and hair sprays, through the whole uv rays, we're able to sign on to our earth, and our skim unimpeded to fix the damage. all of the world's countries met at the u . n. and ratified the montreal protocol banning the dangerous gas protocol, put the ozone layer on the road to recovery, but it left out one crucial substance, laughing gas, it's more harmful for our environment than any of the others. but why is it barely

talked about nitrous oxide? that are known as laughing gas. all this stuff is no joke. oh yeah. it is in the past. they can become now the just remaining spec to the ozone layer and could undo one of the biggest environmental successes that humanity is ever experienced. and as if that wasn't enough, it's also super potent greenhouse gas that makes global warming and a lot worse. so why you spell when talking about nitrous oxide? and how can we stop this stuff from building up in our atmosphere? you probably know nitrous oxide from these little canisters, but what is it into oh, is a colorless gas that's made up of nitrogen and oxygen? english kim is joel. just briefly, 1st synthesize that in 1772. and the chemist test experimented with a gas and discovered that bracing it in makes you feel light headed. he called it laughing gas and the 19th century. nitrous oxide became

a real hit at so cold laughing gas parties which were basically a bunch of french people getting high on it. at one of these parties, american dentist power as well as got the idea to inhale the gas as a painkiller. before having it tooth extracted. he introduced the method into medicine where it still is use today. and apparently it hasn't lost any of its attraction as a potty direct either or has to do. the thing is levels of nitrous oxide was stable for centuries, but the amount we pumped into the atmosphere has increased by a staggering 30 percent in the past 40 years alone. there are many reasons for that and we get to them. first, we need to understand twice this much nitrous oxide and our address here is the problem. well, nitrous oxide, not only destroys the ozone layer, it also works as the greenhouse gas and trips the heat from the sun in the atmosphere. it's the 3rd most abundant greenhouse gas of the carbon dioxide and re

sign. it's just no one really knows about it. somebody needs to be an advocate for the 3rd most important greenhouse gas. ok. so here i am. this is eric davidson. he's an environmental scientist who has been working on nitrous oxide for more than 30 years. we need to look under every stone to try to find ways to mitigate climate change. ignoring it is a bad idea. it's around $265.00 times better tripping heat than c o 2. and once it's in the atmosphere, it stays there for about $114.00. yes, accounting for about 6 percent of global warming, which doesn't sound like a lot. but when we have such a small window to stay below 1.5 degrees, every single emissions, this is david canter. he researches how nitrogen pollution and food security connected. so where does all of this nitrous oxide, india must see, or even come from the biggest source accounting for about 2 thirds of all human costs, nitrous oxide emissions, agriculture and the good old days, pharmacist, mon,

your composts are constant, find nitrogen to make their soil richer. and nitrogen, but everything changed in the early 20th century. that's when german chemist talbot and kai bush invented the method that turned agriculture upside down. they later won the nobel prize for this. thanks to the so called how the process, it was suddenly possible to produce massive amounts of ammonia fertilizer and put massive amounts of nitrogen onto our troops. in the last 6 to the amount of nitrogen fertilizer we use has increased 10 fold. this has made it possible to feed a growing population just we're over doing it a bit. every year we spread more than a $100000000.00 tons of synthetic nitrogen fertilizer on our crops. but only about half of it makes its way into the plants. the rest is taken up by different microbes and the soil which turned it into nitrous oxide. among other things,

the i pcc estimates that for every 100 units of nitrogen applied at least one kilo is last as into o n. depending on you are, it can be much more we found is to be as high as 3 or 4 percent in the systems where we were in a, in the sort of north central iowa that steven home and environmental scientists research and greenhouse gas emissions from soil and so there can be tremendous geographic variations. the other big players, the chemical industry, accounting for around 14 percent of nitrous oxide emissions. here it comes as a byproduct when we make a depict and nitric acid. we need these for producing nylon cars. fertilize this or explosives in 2018, the biggest blonde into us admitted into o equivalent to the carbon dioxide pollution from 2000000 cars. in the coming decades, emissions are expected to increase even more. if they are more and more people on

the planet, we need more food to make more waste and products. that's why we need to think about solutions as most human make. nitrous oxide emissions come from agriculture. this is where we can expect the greatest success. so it's inevitable that there will always be some nitrous oxide emissions. question is, can we kind of redesign our agricultural system to make it much, much more efficient so that we can sort of the couple this food production at least partially the couple the food production from the nitrous oxide production, the biggest fix would be to waste less fertilize that we should use just as much as needed when the crops needed, but we won't know what the right amount of nitrogen to apply is until the season is over. and so this is a real challenge for farmers, right? who have to, you know, maximize their long term income to say to stay in business. many pharma supply the nitrogen and fall off to the harvest. the sign is easier to plow than,

insofar most have less to do. let us know, cons i growing, the nitrogen just sits there until the early spring. and the thought of this loss as to the environment optimized for its lives less can also help, like adding nitrous occasion and habitus that can slow down how quickly my troops transform ammonium. or especially coaching on the fluids lies that can delay the release of nitrogen in the soil and make it available when the plants actually need it. changing the way we farm can also help, like planting nitrogen, fixing krupps, rotating crops or applying the fruit. eliza, as close to the roots as possible. sounds straightforward. so why are an old farm us doing this? tom is a very constrained in the decisions that they can make it constrained by regulatory forces. market forces, cultural forces, behavioral forces, knowledge courses, social forces, full of those actors shape. what have found that does on this deal by the farmer actually has a quite narrow decision making space. so it's complicated. what's much less

complicated, reducing nitrous oxide emissions from industry. all we need to do is put these little things into smoke stacks. we're nitrous oxide process through they act as a catalyst and help break up nitrous oxide into di, nitrogen and oxygen foster. and they're extremely effective getting rid of almost all the nitrous oxide but not all companies do it. and there's in very few countries. is there really a legal requirement for them to do it? that's not a technological problem. it's not really even an economic problem. it's basically a political problem. it's policies are in place, they can be very effective. 13 years ago, countries in the you implemented the nitrogen directive. it's goal was to protect water from nitric pollution. as a result, emissions from agricultural, sorry, is decreased by 21 percent. just policies like these are few and far between. so again, it's complicated. we're still trying to come up with solutions that work within the

current system of production, which makes sense. we're going to need to continue produce a lot of foods for the well, we're not gonna change existence overnight or short. but part of the sign to the community is responsibility should be in shining a light, showing us the wasteful way than what future was created. looked like in different scenarios, we will never be able to totally cut into oh, in the sense that reducing them is possible and urgently needed. so how will you be paying for your next spanish oranges at the supermarket? i'll be using my phone. that's it for this week's episode of major use business magazine. i'm obviously not. thank you so much for watching and take care of the

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