the commission recently spoke with one bank that specializes in mortgages for our state. where do they issue it? it is a commercial bank without a state program. by the way, there are available attack programs that were there before the war without state programs. that is, the lending rate today is at the level of 17 percent. cash loans cash loans that is, there is 50%. perhaps even more, it is a completely different story and it is not connected there. do you take, for example, for glass or just take consumer needs there? that is another story. and by the way, cash loans. they are always i also analyzed interest rates before the war. i remember the british market, there the insertion was on average 25% - this is on the market of a developed country, so it is clear that the rates in our country are not small, but let's say that again if you look at it as a whole, for example very often we like to compare there with germany or with poland, that is, when apartments are bought there and the rate there was, i remember, at the level of 3 or 7%, and here in ukraine it is conventionally 15-17% without a state program because in we wish there was a state program and e po

in fact, i think that it will continue to function at 7%. maybe it will be less, but here we are now , why did we have large military exhibitions, so you raised the first question, just a question there, yes, this is one of the components. that is, the smaller the deposit , the cost of deposits, the smaller the second component that affects the cost of lending - this is the risk of issuing a loan and, unfortunately, in our country it has always been high compared to the developed countries of the world, we have had it very often well, many businesses have chosen especially the reform of the banks of the system up to 14-15 years and they did not return loans in our country, do you remember that problem loans were at the level of 50% of working people, that 's all, no one in the world had such indicators. yes, of course, during the years of reform, they were reduced before the war, our figure, she said now 25%. but all the same , it was high, that is why we must have a minimal risk of issuing a loan. that is, everyone must understand that when you take a loan, you must return it, you cannot return it, that is, it means an apartment, a car or other collateral, property. yes, it becomes the property of

is it not vasya for sale to a conditional bank? they are public bodies. thank you to the father of funds. vasyl furman , economist, deputy chairman of the council of the national bank of ukraine, is very emotional about tax rates . i thank you for your word. every year in mariupol, by the end of the year, more than 10,000 people may die from diseases alone. russia launched a missile attack in slavyansk in donetsk region, it landed in two micro-districts of the city without any casualties, mayor vadym

lyakh reported the details later. in a settlement near the regional center, the building was significantly damaged, according to preliminary information, no one was injured , the regional military administration informed, details were promised later, yesterday speaking six people were beaten on the civil infrastructure of orihiv, zaporizhzhia region, the regional military administration reported that one person was killed there, eight more were injured due to the escalation of hostilities in orihiv, the work of the humanitarian aid point was temporarily suspended, the attack on dnipropetrovsk region, the russians fired at the border from the kherson region, they hit the fields on the outskirts of the villages of zelenodolsk and shrykhivsk communities, the

head of the regional military administration, valentina reznichenko, said that fortunately, no one was injured , and the infrastructure was not affected as a result of enemy shelling in the kharkiv region. houses and farm buildings were burned. in total, there were six fires , in particular, in the izyum kupyan and zolochiv districts of the region. the fire was extinguished. over the past day, units of the state emergency service eliminated 34 units of enemy ammunition in the mountainous region of luhansk region. rashists fired at a boarding school where children from due to special needs, they were evacuated in time, the building was destroyed along with the new equipment that was there in

severodonetsk, the high-rise hotel building and the main gas pipeline were damaged by the shelling, so the city is now not only without electricity, but also without gas in the stove, six residential buildings were damaged, as well as the cultural center in the frontier, shells hit three apartment buildings in lysychansk, two in total 15 times a day, the enemy attacked the cities of the region, the invaders tried to capture rubizhne nizhne toshkivka and the enemy is also throwing nuts from the kharkiv direction to the luhansk technique, but it receives a powerful repulse from the ukrainian army, so on the espresso broadcast, the officer of the territorial defense of the luhansk region of the armed forces of ukraine, serhiy shakun, was crossing on one pontoon crossing , nashepilova tanks on the other, lightly armored was crossing so that well, thank you or to our friends americans

, europeans, they are already being beaten with a new one and again, and the weapons are accurate and the weapons are pontoons of that already like a resheton we have what we have hordes in large numbers and they push and technically, if they are shooting from the kharkiv direction, then everything has moved here by the end of the year in mariupol, more than ten thousand people may die from diseases and unbearable conditions , mayor vadym boychenko emphasizes this, according to his data , there are now more than 150,000 residents in the city, the occupiers have transformed mariupol the middle ages is a medieval ghetto without medicine and medical aid, water supply and real sewage , epidemics will break out, the mayor's office emphasizes that the city is mostly left with the elderly and the sick some mariupol residents from nearby villages have returned to the city or are not being allowed into

the territory controlled by ukraine. boychenko calls for the evacuation of all residents of the city. ukraine is defending itself. almost 80 russians and 12 pieces of equipment were destroyed. our defenders in the south of rashest were left without a howitzer. uavs of the orlan 10 type told the south operational command that in total, the ukrainian military struck more than 90 enemy positions, as well as our soldiers they gave the enemy a good shakedown in the sky, the ground forces together with the air force eliminated four russian drones of the orlan-10 type and an enemy mi-24 helicopter. that's it. rocket attacks on odessa in the pentagon do not understand the purpose of the attacks. russia there

emphasized that the city is under the reliable control of ukraine. in addition, in the defense department of the united states was informed that the ports of odesa still remain blocked due to the fact that the russian federation controls the shipping of all according to the pentagon's calculations, the black sea is home to about 20 russian warships in odesa, we did not see any signs of a sea or amphibious assault. we did not see any movement by land . there are no signs of a threat. they did not come closer and do not want to do so. the official of the united states department of defense paid the representatives of the united states voted for additional allocation to ukraine . the forty-billion -dollar draft law provides for assistance to ukraine in protecting sovereignty and democracy, bringing

the russian leadership to justice the document aims to solve the problems of food security all over the world, which is aggravated by the war, as well as to ensure support for refugees . khmelnytskyi region, the head of the regional military administration serhiy gamalii announced this decision of the partners. mississippi is located in the south of the united states, more than 9,000 km from khmelnytskyi region. you know that there are twin cities, but to the whole state and the whole region were brothers among themselves , this has never happened before. i am sincerely grateful to the governor of the state of mississippi for the support of our region and our

country in such a difficult time. war diaries premiered in odesa, a play dedicated to the heroic resistance of the ukrainian people. the play was based on the stories of eyewitnesses from mariupol, buchi chernigov, irpenia gostomel, the authors of the play tried to show why ukrainians say that the memorable may days are never again, and we can't repeat it. i only have instincts, for example, in the trunk, in the trunk, in the trash from the wounded husband, it is necessary to remove enough bandages, bandages, crutches, antibiotics, then move, and even more, even more checkpoints and filtration, this is the monologue of a woman from mariupol, the war diaries are

six stories of people who survived the russian occupation and made notes every day in social networks or in glybogi, the actual fact of the play is 98% identical to the records of these people, the playwright yaroslav trofimov admits that he only made a literary treatment of these texts and changed the names of the characters, we are now we are trying to start work that we will continue with the fixation of this simply because the documentation is actually taking longer because we now unfortunately have a chance to understand why never again and feel why never again before writing the play yaroslav researched the virtual archives of four dozen people, all of them are united by the fact that in a short time war becomes for them not a beautiful, but an everyday form of reality that completely changes the perception of life and death, and that war reality is difficult to feel for people who have not been directly in hell, very difficult and the scariest thing you read is these texts. you understand

that these people. well, you even know these people and you understand that it's all happening here right now, but you can't completely separate it from fiction, so stories like this. well, they're simply amazing, it's impossible to believe in them now one of the heroines is a cultural expert who used to really like books and films about the war, this one is 939 and 1945. today is only the sixth day, unlike other stories, there are no events here, the heroine

is simply recording her thoughts. and when a woman realizes that the russians consider her a fascist and have come to kill her feels that she has already died, her only desire is to resurrect after the war and live to old age so as not to forget what it was like, so as not to lose it, so as not to go to hell, we have won and we will be able to repeat this wild thing which was dedicated to the events of this particular war and actually interested the audience, it is necessary to talk about what is happening and it is very unfortunate that history repeats itself a little in the second one, of course i am very unexpected for everyone, but it is necessary to talk about it because such stories don't need to be shut up, i will meet with you at 11. i leave you not only in the pleasant but also useful company of my colleagues, not valevska and yehor

checherinka. watch espresso news and the euroespresso program for ukrainian refugees in europe on the air of our channel joint airing with the atn channel of the radio freedom programs of the time-time voice of america program, the inclusion of journalists from public television, the news broadcasts of bbc news ukraine and franz 24, as well as the broadcast of the informational marathon, the only news, together we are strong, glory to ukraine on april 4 rrt concert illegally turned off the digital air ukrainian independent tv channels espresso the fifth and direct a petition is registered on the website of the cabinet of ministers of ukraine, which demands that ukrainian tv channels be returned to digital air in order to sign the petition first you need to

register, it's very simple go to the website petition in you.gov.ua there, go to the registration tab and enter all your data, say your phone number and email, confirm all your data, enter the code that will be sent to your mobile, create a password, it will certify that you are not a robot, give consent to the processing of personal data, check all your data again and click the register button to complete the registration , go to your specified email where the letter from the site will come click on the link in the letter, it will return you to the petition site, enter your email password, enter , return to the main page of the petition site, open the petition about the return to the digital air of ukrainian tv channels espresso of the fifth direct press the button to sign the petition, the inscription signed will appear your signature has been confirmed and taken into account

let's return together to the digital air ukrainian patriotic channels, we will not allow freedom of speech to be destroyed in ukraine, the war in ukraine is the main topic for ukrainians, victories and losses, analysis and forecasts , politics and geopolitics, serhii rudenko and the guests of his program will talk about all this, people who have information and shape public opinion , people who are defending ukraine and creating the future right now, the main and interesting thing in the program is the verdict by serhiy rudenko from monday to thursday at 1:00 p.m. on espresso we continue the special marathon this is with the press, we thank you who support the ukrainian view of the world, you can go down to the corner of our screen, there is a petition in support of our channel to return it to the

air, please subscribe, we have to do it together. my name is anna valevska, ihor checherina is with me, and volodymyr tsibulko should join us. tell me that we already have a political expert with us, mr. volodymyr, radom is glad to see you, mr. volodymyr, the first president of ukraine, leonid kravchuk , gave his soul to god yesterday. ukraine, however, this is a person who put a cross on the soviet union, who started an independent ukraine, and i would like to give you a few quotes, one quote from vitaliy portnikov, what he wrote today about the death of kravchuk, yes, kravchuk was a professional manipulator what did you want from a party ideologue writing in italy he manipulated communist deputies on august 24, 1991, and these fools sincerely believed that independence would save them from

yeltsin's russia and preserve the communist reserve, and he banned the communist party of ukraine the very next day, he manipulated the ukrainian voters on the first of december, they did not really understand what independence was, but they believed in a lot in ukraine, which he promised them, at the same time, he did not understand the economy at all, he manipulated yeltsin's love of purity. white russia only needs to remove gorbachev and get rid of the ussr, and as a result, kravchuk used the cis as a tool for divorce in moscow, they were shocked when ukraine had its own army, its own currency, but it was it's too late, would you like him not to manipulate the question mark, which was crystal clear, the question mark, yes, you can, it was also possible, but not with kravchuk, i do not rule out that she was already at that time only fighting under the soviet army, which was in our barracks, if someone forgot any of its troops ukraine and then it simply did not have and crimea could have been taken already then and on the 14th year russia declared its rights to it on august 24,

1991 and who is watching us, come and read, but i am reading it now hmm very different reviews about we have a story about leonid makarovych, let's see a story about him, and then mr. tsibulka will tell us his opinion, how much can we talk about , because today is such a time that every deputy should have his own position on these frames leonid kravchuk, speaker of the verkhovna rada for ukraine this is a historical figure he read us the act of proclamation of independence of ukraine, he became the politician who on behalf of ukraine signed the bialowieza agreement, which ended the existence of the soviet union , he became the first president of the independent although leonid makarovich was criticized the most for his ambiguous position, the expression

between the dots characterized the geopolitical course of the first president. with the same name as the title of the book authored by the first president, these words aptly characterized the political situation in the country, it was held and achieved already at the end of the term of office kravchuk signed a major agreement on cooperation and partnership with the eu, which laid the foundation for the european integration of ukraine as a part of the eu and nato

. who support us civilized countries who support us another in which to this day there are disputes about the immediate export of all nuclear weapons that were on the territory of ukraine to russia after kravchuk's presidency always remained in the political life of the country from july 2020, was the head of the ukrainian delegation in the tripartite contact group for the peaceful settlement of the situation in eastern ukraine if i can. and i want to do something about it to speed up peace in donbas. i will do it until the last breath of russia's invasion of ukraine a statement was made public with the words support of compatriots all together we will win, the president of ukraine volodymyr zelenskyi

said in the address that leonid makarovych remained with ukraine in spite of everything, no matter what happened later, leonid kravchuk always stayed with ukraine, perhaps thanks to his wisdom, he was particularly cheerful, always appreciated life every minute of it, but also always found more than one minute away to help figure it out, to give advice, and in particular, for this, i personally grateful, the first president was born on january 10, 1934 in the village of velyki zhityn, rivne county. at that time, these ukrainian lands were under the rule of poland. moved to the capital, graduated from kyiv state university, received a specialty as a teacher of social sciences, joined the communist party and successfully built a political career from an ideologue of

the communist regime to a politician of independent ukraine, he has a son, two grandsons and a great-granddaughter, in june 2021, kravchuk underwent heart surgery for several months was in intensive care, then underwent rehabilitation on may 10, 2022. leonid kravchuk died at the age of 89. i am asking for a biography of leonid makarovych of statehood. so , for the first time, i encountered kravchuk at one of the meetings of the initiative group for the creation of the people's movement of ukraine in the writers' union, and it so happened that he was sitting next to me. and oleksandr lukyanenko, the writer, was speaking on the podium, and kravchuk asked , he said this lukyanenko and i joked, i say no . this is not him yet, when he comes to the podium, he will be very scary for you. well, we can say that kravchuk is

really a weatherman, a person who had quite good political intuition and knew how to take risks in his own way after all, for me, for example, this period of august 19-204, 2001, when kravchuk was simply interrogating these soviet generals, but when kyivska street supported independence and he was simply able to take advantage of this and listen to the position of the people's council of the then patriotic bloc, is important to me to the verkhovna rada of the first convocation, and in fact he became one of the creators of independence, even for a certain period of time, about a year, ukraine held a certain leadership in the post-soviet space, such an

ideological, er, democratizing leadership that ukraine looked like such an anti-imperial force that actually pushed russia to give up any imperial ambitions well, but a year later it was lost somewhere and the worst thing was that kravchuk really did not understand economics and that his communist entourage still pulled the blanket over himself . well, let's say so he was the main negotiator from the communist party nomenclature and he found a balance of interests of the international council of the communist party nomenclature, although, in fact, the main management levers are through the institute of representatives of the president in the regions because of the government of that time, which led to catastrophic inflation, he was still

, well, he was more of a negotiator than a tough administrator all his life. forces for positions in ukrainian politics, volodymyr, about the year 1994, then, as a result of social protests by miners , kravchuk himself announced early presidential elections, he was sure that he would win, but it did not turn out that way, even though ut-1 reported on this first about his win, but as a result , kuchma became the president, vitaly porshnikov writes, the full text can be read on our espresso tv website. go read and see the state, he writes that they threw him out of the elections in 1994, it was a russian political-technological construction about the fact that kuchma will win the elections, i found out that porshnikov writes from the president of uzbekistan, islam karimov, he surrenders a week before the vote, then

islam abduganiyovych even told me the percentage in the second round and confirmed it, we decided so with yeltsin, was it really a removal technology back then? was it possible to falsify the elections then, that it happened without falsification? there was no year and the level was well, let's say that production cooperation with russian enterprises reached somewhere around 75 or 8 00, in my opinion, we are re-establishing contact, yes . agreed too independently, but of course everything depended not on them, not on moscow and on other leaders of the

republics, on the ukrainian people in 1991, the people did not have a particular choice, in 1994 the choice was between ukraine and russia, as it will be many times later in in our history, more than half of the people in the clutches will take a course to the east, and the electoral mistakes of some will be compensated by the uprisings of others. there will be no one to deceive russia anymore . volodymyr, who is in touch with us, russia's scheme was simple. red directors and kuchma was a creature of these red directors er, that is, ukrainian industry suffered quite significant losses after 1991, and moscow promised that this cooperation, the russian sales market, would be guaranteed when er kuchma was elected president , that is, kuchma himself was deliberately playing this game er, the majority of red directors understood that they

thus preserve er, the sales market on the territory of russia, the workload of their enterprises , and accordingly, the supply of components on their territory, but in exchange for this, of course sold loyalty to russia and the desire to be forever in russia's shadow. kuchma understood this, and that's why he made another internal promise. we remember , let's remember at least the well-known nitrogen, how they passed into the ownership of the directors, how did the novokramatorsk plant pass, well, in fact , the illichak medical complex in mariupol, as well as a plant, a sample of this, that is, in fact, with the help of, well

, russian hands, in ukraine, such was created a network of uh, industrial tycoons who really grasped at russia as a guarantee of their eternal ownership of these enterprises well, but the kramator of sichi boguslaev, who still remains, the only thing that they didn't have time for, of course, uh, mykolaiv uh, we did n't have time for the zorya-mashproekt shipbuilding project which is very important. well, of course, the southern construction plant, which built rockets, but it remained in state ownership, and then everything was raked in fact , yes, but the point is different, the point is that kravchuk , strangely enough, he did not have a chance to fit into among these post-soviet leaders, such as kwasniewski, for example, he really left