analyze the most relevant events simply on the air by attracting influential guests and professional experts antin borkovskyi did this when it was not yet mainstream and now he returns from june 11 again on the espresso studio tv channel an event with anton borkovskyi what saturdays at 1:00 p.m. with a repeat at 10:00 p.m. -th studio zahid do not miss the most important thing good evening we are from ukraine vasyl winter's big broadcast my real name is winter two hours of airtime and my colleagues with you until 21:00 two hours of your time we will talk about the most important two hours to find out about the war, it turns out that our air serhii zhoretska military summaries of the day and what is the world like? what in the world will yury the physicist tell about two hours to be aware of the economic news of the protest? oleksandr frowns. he tells us about the economy during the war and new sports yevhen pastukhov is ready to speak about sports for 2 hours in the

company of favorite presenters about culture during the war ready to talk about the war or otherwise presenters who have become familiar to many, maybe the weather will give us some optimism ms. natalka didenko we are ready to tell you, as well as the distinguished guest of the studio, we will have volodymyr hryshko today, if everything goes well, the events of the day in two hours, a big broadcast of vasyl zimi , a project for smart and caring people, in the evening, most espresso until the evening. you don't watch us on tv, but via the internet, please like comment this way more people will see us today we will talk about fuel and sanctions against russia and ukraine's finances, we will start with fuel so

gasoline trucks going to ukraine cross the border as a matter of priority, the state border service reported that such vehicles pass customs procedures in priority order, it is not only in ukraine , they are also allowed in neighboring countries due to a full-scale war ukraine has already lost almost all sources of supply of oil products belarus and russia provided previously 70% of the diesel fuel market, half of the gasoline market and 40% of the liquefied gas market, russia finished domestic production because it destroyed more than 20 oil depots and the kremenchug oil refinery the plant therefore restructured the logistics of supply, in particular, there was interaction with representatives of neighboring countries who also went to meet e-e representatives of ukraine and also out of turn accept vehicles that transport gasoline and diesel fuel and also

allow such vehicles to leave in case of queues at the state border e- e is given priority in crossing the border with allocation, including additional lanes for traffic, deposits are becoming more profitable, banks are already paying up to 18% per annum in hryvnias, banks have started to raise rates after the national bank of ukraine changed its basic interest rate from ten to 25% per annum immediately, and it is about the rate at which the national bank lends money to commercial banks , my colleague ulyana panasyuk andriy will tell you more about it. crisis situations require crisis solutions . the discount rate from 10% up to 25%, such an urgent step by the regulator makes it possible to say that it

is necessary to save money, this is a signal and motivates to keep funds in hryvnias and not exchange them for dollars because the growth of the discount rate gives banks the opportunity to raise the interest on hryvnia deposits, and thus increases their attractiveness, it is an opportunity to secure the hryvnia, to provide an alternative to investing in the currency, instead of making more people choose the hryvnia. crisis and thus also maintain exchange rate stability, which is currently very significant if the anchor for stability and allows to reduce the pressure on this

such an accounting rate is the value of money in the economy - it is the interest rate at which the national bank lends money to commercial banks, it depends on the rates at which loans are offered to businesses and the population and, accordingly, the interest rates at which money is put in banks if under the current conditions of growth in loan rates will be insignificant, because consumer lending is almost suspended, then interest on deposits is already starting to rise, although it is not worth hoping for a significant increase in annual rates, economists say, but short-term contracts are really becoming more expensive, bankers say that such a decision was somewhat unexpected, they predicted that the rate would be raised, but gradually, because there are also risks. for example, some small banks may suffer an increase in the load because they lose the opportunity to attract money cheaply, and up to 20 banks

may find themselves in a very difficult situation, since the load on refinancing loans will become unaffordable for these banks will now be forced to turn to their clients business borrowers individual borrowers with with the message that their loans are now also more expensive due to the increase in the discount rate of the national bank, unfortunately, this is happening, this is the price of russian aggression, this is the price of all the negative consequences caused by the invasion of russian aggression. to see the results, the first changes in interest rates will take place within the next two weeks, according to andriy dubas, the head of the ukrainian banks association, but the slowdown inflation will still have to wait longer if in peacetime it

would take up to six months from the increase in the discount rate to the first results. now this process can accelerate precisely because of such unpredictability of the regulator. in any case, we at espresso will monitor economic trends and everything in detail let's talk follow the economy on the espresso tv channel andriy thank you ulyana really we will talk about the rate even today with our respected experts experts are an association - associate expert of the analytical center case ukraine yevhen dubagryz and financial analyst of the invest group mykhailo demkiv good morning, colleagues good morning, let's get to the deliveries. react to the bankruptcy of a megabank, as if it were a small bank, but the bankruptcy itself. well, this is bad news, and is it

safe to trust your money to ukrainian banks now? why, the reason is that it was megabank that went bankrupt i suggest you start with p yevgeny. good afternoon. the story with the megabank is that even before the war, he didn't feel very confident. he didn't pass the stress tests well, which means that the bank didn't have enough money to give its customers in case of something. in general, all the funds, even if the bank would have sold all its loans, all its assets, and during the war, unfortunately, such a story happened that kharkiv was the first to be attacked by the russians, and many enterprises, many factories in kharkiv, they simply physically stopped working, and all the more so because they could not to service loans, and that is, the bank, in addition to the fact that it still had problems with capital, it is also said to have lost liquidity, that is, it

has less money than it needed right now, and very bad things began from the point of view of counter-banking, from the point of view of bank supervision things called the card file, unfulfilled payment orders, as far as i have seen and communicated with the bank's clients, there were certain problems with the payment of deposits, well, and therefore the national bank had to react to such things, because this is already a question the stability of the financial system, because if some one bank may partially not give something, then this already provokes panic in the entire market and the effect can be completely, completely unpredictable, therefore, in such cases, the national bank must react, well, it hurts. yes, but it must react, that is, see one of the problems that was in this bank, this is its regional representation, it was not evenly represented throughout ukraine, its branches were concentrated in the kharkiv region.

in connection with the attack of russia, he did not lose many customers, he would say that this is a problem, the bank was widely represented in other regions of ukraine, and the main business was in kharkiv and in the poltava region and in the sumy region. but well, in my opinion, this was not the reason namely, that even before the war, the bank was not doing very well, well, during this invasion, during this phase of aggression, it did not get better . helped him escape why didn't they decide to capitalize it, even if the ukrainian shareholder had no money at that time? this is really a very good question , because in this bank, international financial organizations have been among the shareholders for

many years, and this, in principle, gave confidence to the depositors that the bank will work. i think that they understood the situation with the bank, how complicated it was, they were even before february 24 and in principle were not ready to save the bank and if to return to for what reason it was withdrawn from the market. the national bank already publishes such decisions that were previously bank secrets. on its website , it was about loans to related parties that the bank did not recognize. that is, this is not the same problem that arose after the beginning of a large-scale invasion . and this the same problem that banks had even in the previous crisis, and there should probably be a little bit of criticism towards the national bank, because banks with such a problem and skimming of their companies

are rather a story from past crises that are not was supposed to exist by 2022. well, i agree that there are claims against the central bank, but at the same time, the shareholders should also see what is happening in the structure as the owners of which they are, and it turns out that the international structures did not follow this. saw what was happening well, i think this is a little uh, not the information that we have from the outside, we can only assume that being minority shareholders, having a small share in the bank and not controlling it, they did not uh, directly influence the uh, operational activities of the bank they did not determine who to give a loan to and who not to give a loan, eh, obviously because of that they, and although seeing the eh loan portfolio, they obviously did not save it, they under-analyzed it well, if

mr. mykhailo talks about a broader eh picture , then should ukrainian banks be trusted in the banking system in general, after all, megabank is an exception to some rules or is the whole system in such a state now? was not e-e is recognized as problematic and according to the filling of the national bank they will not be. they are not going to recognize any bank as problematic until the end of martial law because of e-e these negative negative moments that arose as a result of full-scale aggression, this means that the depositors of the megabank, natural persons, will most likely be the only ones in essence who what has affected

the full guarantee of deposits is the fact that all even large deposits will be returned at the expense of the deposit guarantee fund. good news for all depositors, that is, even if suddenly it happened that you were a client of this bank and have a large deposit, you will get everything back, you do not need to worry 100%. no, not 200,000 hryvnias as before, but all 100%. and what is happening in the non-banking financial market, we know that in addition to banks there are other organizations such as insurance companies, credit unions, insurance brokers , and so the national bank of ukraine spread such information that only five companies left the market, well, these are smaller companies, of course, and there is more more than banks, in particular, five, three insurance companies, one financial company and one insurance broker, pawnshops, credit unions, leasing companies,

collection companies were not affected at all, their number did not change. that the non- banking financial market did not have time to clean up properly and something similar to what happened in the 15th and 17th years with banks, when almost half of the companies left the market, and here we see that companies in general are experiencing pretty good e even the military actions, mr. mykhailo, what do you think about this? last year, they talked about the actual cleaning of the non-banking financial market. who is behind these companies? it is

more scrupulous to study their financial statements to see if they correspond to reality. well, it is clear that now is not the time and if earlier we expected that many companies would leave the market because of this, because their activities are not met these high standards, the standards that have increased, now these companies will survive on the market, just like other better companies, so we do not see their withdrawal from the market, because it is, well, banal, not in time now , that is, it is rather not here their merit is such lenient conditions for them from the central bank, which decided not to apply harsh sanctions against such companies, but simply to wait until after all, peace in ukraine comes, and it will be possible to reform this sector e gradually p yevgeny and you wrote in

facebook about the placement of accounting e-e about the placement of bonds of the domestic state loan e about the rates of these bonds it is about debt securities by which e-e the government attracts money to the budget and we all hoped that the rates on such debt securities would increase after the decision of the national bank to increase discount rates from 10 to 25%. did it happen or not or not enough time has passed for us to see the reflection on the debt market, look a little from a different point of view, we, the government in ukraine, we need money because we need to finance pensions must be financed by the armed forces and other budget expenditures must also be financed, and therefore the ministry of finance must simply raise money in large amounts. yesterday he failed to do so, he left only 850 million

hryvnias , which is very little. i am looking for money elsewhere, that is, or making another issue, that is, the national bank should print money or ask international partners for money, or in a week, raise the interest rate on securities for ovdp very much or the main reason why the ministry of finance sold so little, the rate was so low that the value of money in the economy is already 25%. the ministry of finance offered bonds at a rate of nine and a half 11.5%. of course, the demand for such a rate was very small, because no one wants to lose by and large, and so everyone is such a hot potato , who will finance the budget, the central bank or the ministry of finance, because of their borrowings, here is the ministry of finance, but it is absolute and now everyone is waiting for something to happen, then there will be the next one week whether the ministry of finance will still raise rates or the national bank will have to print again

money, and increase it. in this way, inflationary risks are now only risks, and this place does not affect inflation yet, but with each new mission there are more risks. and now i understand that the ministry of finance of the national bank is very involved in such strong negotiations , who should be responsible after all for financing the budget because this is the main thing thank you for the explanation for dear colleagues, we don't have time to talk about other topics today, we will talk about them next week on wednesday, i invite you in advance please come to the broadcast the espresso tv channel was associated with us experts from the analytical center case ukraine yevhen dubagrys and financial analyst of the icu investment group mykhailo demkiv and i have two more short pieces of news that you should know about today news from india yesterday we reported that an indian dad is leaving russia market and were happy about it, but india is

inconsistent with its policy towards russia, in particular, india is ready to double oil imports from the aggressor country, although under the condition of a significant discount due to the loss of customers, enros-neft began to offer its partners a considerable discount on a barrel drops almost a third of its value, let me remind you that the united states and the european union are a big issue and a number of other states have already introduced sanctions that have hit the kremlin's oil supply. according to experts' estimates, due to the partial embargo, moscow will not receive 22 billion dollars a year. well, the american corporation ibm left russia, the site is also unavailable staff in this country it cannot be opened at all, let me remind you that ibm is one of the largest manufacturers and suppliers of software and it services and of consulting services in march, the organization announced that it condemns the war started by russia against

ukraine. today we will talk about the news of the economy during the war tomorrow. watch us on weekdays at 8:00 a.m. and repeat it in the evening. this is andriy yanitsky, the espresso tv channel, together we will win the war in ukraine, the main topic for ukrainians victory and loss, analysis and forecasts, politics and geopolitics, serhii rudenko and the guests of his program will talk about all this, people who have information and shape public opinion, people who defend ukraine and create the future right now the main and interesting thing in the program is the verdict by serhiy rudenko from monday to thursday at 1:00 p.m. repeat at

9:30 p.m. -60-40 and our presenters will announce everything at once, everything will be ukraine ukraine-armenia match presented by the chain of shopping centers epicenter title partner of the national football team of ukraine epicenter together to victory homa technical partner of the national the national team of ukraine will present the ukraine-ireland league of nations match on june 14 good morning ukraine

8:22 a.m. on espresso tv channel show stories information and analytical marathon together with khrestyna yatskiv we will analyze the most important things now for this we are engaging nataliya humenyuk, head of the press center of the security and defense forces operational command south glory to ukraine at night mykolaiv was shelled i would like to ask you now to give some detail about the situation in this glorious but suffering ukrainian city, you absolutely they characterized it correctly. hmm, that is exactly the status of mykolaiv that it has now because it is in the rear of our positions and the enemy, due to insane psychological pressure, is constantly firing at it with remote volley fire systems using

explosive shells and cluster bombs prohibited by the conventions projectiles, in particular , the country that declared its alleged support for the creation of humanitarian corridors to solve the issue of the food crisis in the world, the solution to the issue of unblocking the ports. agricultural deals on the lands that flare up, and given the summer weather, the fires continue very large, very large areas are burning and destroyed, the agricultural future of our country is affected. in other words, we are again faced with the fact that ukraine, an aggressor country, a terrorist country, is attacking where it hurts and where it is weakened by the contact line is not successful, therefore, the finger on the back of mrs.

natalya, the situation with the grain terminal, what the enemy tried to destroy. they did not know that the grain terminal was there. was it a deliberate strike on it? i don't i believe that in the 21st century it is possible not to know such things as one of the most magnificent terminals in europe, that's why they probably knew. they must have been specially targeted, in particular, the shelling of the port infrastructure of mykolaiv that took place at that time, including the hitting of the grain terminal. this is all a planned action. emphasizes once again that it is impossible to trust a country that lies at every step, if we talk about the mykolaiv region in general, it is difficult not to mention the eggplant , which was also under fire.

talk about exactly where the enemy hit when it comes to bazhanka if we talk about bazhanka district, then these were absolutely peaceful infrastructure objects, that is, the sports school and the district administration, even with the crazy fantasy that it is fortified with tanks promoted by the so-called ministry of defense of the russian federation, this is not true, the civil administration, civilian people are invisible because someone is burning down, the medical facility was supposed to be in the area of ​​​​bazhantka, in the area of ​​vyshtanka , quite a lot of buildings were fired at, so which right now are still there is information that it is possible that this medical institution was affected, but we are not making it public so far, we will wait

for this information, if we somehow understand the situation in general in the south of our country, the other day there was information about the fact that the enemy is withdrawing its forces in the direction of zaporizhzhia more towards kherson, the melitopol residents in particular reported that the russians are almost disappearing from their own checkpoints, do you confirm this and for what purpose are they doing this, the fact is that we are watching it, but we are not happy about it we hope that they immediately gathered things and got away, we understand that this is probably a reformation of the forces and most likely they are preparing some other offensive actions, but what exactly we do not know yet what we know command south and you for the fact that you do not voice anything superfluous on the air, this is

extremely important, but it is possible that there is open information about kherson occupied by the enemy in occupied kherson, the collaborating authorities are trying to prepare the population and the general the atmosphere for the celebration of the so-called russia day, but it is exposed to constant failures because even an attempt to encourage the citizens of kherson with the funds of the citizens of kherson to obtain russian passports was not successful, people do not go for it instead the city is covered with patriotic, anti-corruption, anti- occupation postcards. excuse me, the postcards that the powerful partisan movement promotes and expresses support for every kherson citizen who may have wavered somewhere in his

faith, that there will be liberation rather than the presence of such a large number of ukrainian flags in ukraine, temporarily occupied ukrainian territory, is a sign of the extraordinary spirit and resilience of the people of kherson. is actively concreting and preparing for defense from the other side, we understand that in the event of something, the enemy could end up in a trap. i hope that our intentions and our plans will work just as we imagine and the trap will be closed in time and the enemy will disappear at the same moment when we accumulate the necessary forces, i wish all kherson people to adhere to

the same opinion and wait for us if we talk about counter-attack attempts because a counter-offensive it would probably be too loud. at least that's what military experts say in the kherson direction. is there any current misinformation? our troops actually manage to break up the enemy's groupings and gain a foothold on occupied positions, thus, kilometers of gold with which the armed forces of ukraine are advancing, every meter is very difficult, it is true, very significant resistance. we are meeting really large forces, but we can state that the enemy is not able to create any active countermeasures in some military groups, additional combat groups, so far we hope that our strength will be enough to hold these poses