communication is the direct words of iryna shevchenko, the head of the national bank, but for me, i missed this statement. look, if tomorrow the war ends and live money will be needed to restore the economy, then who will take loans from banks at a rate of 27% per annum, this is pure robbery business. if the war ends tomorrow, i hope that our economy will change and we will see how it ends. of course, i will win. this is just an acknowledgment of the fact that the war will not end tomorrow. lending, except for state programs, it is de facto absent, there is no market, there is no certainty, so you can expect that loans there will somehow be cheap, no matter what rate the national bank of akro sets, the cost of loans reflects the risk, now there are no loans there, even with a deposit of 50, relatively

speaking, not because the rate is high, not because that the national bank is bad or bad banks, and because there is so much uncertainty that banks simply cannot take risks, they will lose money, the only place where banks give loans is state programs where interest the state compensates and where the state gives guarantees for loans there are certain walls in the banks that even if the borrower is in general the state will give everything where there is no certainty there is no lending that i did not put a bet on the law no p i do not deny just the forecast until the middle of the 24th 24 of the year, that is, shevchenko knows that the war will continue for another two years, right. i think that you know the expectations of the national bank . you know the national bank in the last report. he was quite optimistic . next year, god grant us all such activity . but with the rate, what does he really expect? he

expects such uncertainty for at least another year and a half, mr. yevgena. today, the prime minister said that we received the first tranche . half a billion euros from the european union should be the next money tomorrow, and he reminded that this aid of 1 billion euros is part of the great support package for ukraine, where will this money go? it is this budget that clearly states the general needs of the budget , that is, pensions and internal security of displaced persons and national functions , police, health care, education and so on, just 500 million is quite a bit, we need 10 times

more package. about 4, a little more than four billion dollars, in fact, there should be more, because the heating season is ahead. restrained, even the burning season, we will continue to talk on our broadcast. thank you, but if the dollar is 100, then we will only need 2 billion euros per month, correct, absolutely no, because if the dollar is simple, there will be such inflation that we will have to increase their salaries and pensions, and everything else is absolutely pensions so far, no one has even stuttered at all, and plus salaries, too, well, this one is harsh , god forbid, of course, i am so grotesque. of ukraine, they began to talk about the heating season,

of course, in the context of money, this is very important and relevant, because today the last month of summer has already begun, which means that autumn will be very soon and the question will be whether to turn on the batteries or not. because it will be perhaps so expensive that we will hide it as a course dollars in exchangers a maksym gardus is an expert in communication in the field of economics in the public and private sector of the office of reforms of the cabinet of ministers of ukraine maksym and we congratulate you good afternoon currency and exchange rate forecasts we have heard from our previous speaker, we want you to forecast gas for the heating season, and in a month we will already have autumn, so now we can talk about readiness, we already have quite large reserves of gas for the winter, and the audit has set the task of increasing it even more in order to enter in the winter with the necessary reserve according to the current

order of the government - this is 19 billion comments of gases before when we will determine according to e-e this is more than last year twice. unfortunately, we have reduced consumption both by residents and chemical enterprises and industry in general, so there is every reason to believe that if sufficient gas reserves are formed for the winter, then we will have enough of it for the heating season . was to be done by the government and the state has ukrenergo will be financed from its obligations so that we have enough coal to get through the winter, we need coal so that it is about a third now a little less than

electricity, which we earn every day, as well as coal is needed in order to produce heat in some cities, and the most advantageous types of distances are shunting stations to compensate for the difference between the peak times of the powerful family during the day and at night, that is, to lower the prices for gas for consumers for household numbers, the prices will not change, accordingly, a decision was made, and until next spring, they are fixed at the same level as it is now, for the production of consumers, the situation is of course yours, because we see that due to blackmail they belong to russia, and because of its deliberate actions to unbalance the european market, they jump all the time and they are

quite high. maxim, well, they are quite high. it is plus-minus. for what amount, because we hear the president, the prime minister, the parliamentarians, they say that it is necessary to transfer business, restore business, provide jobs and even a small shop that sells bread or sausage will pay for the same gas , it also has to be heated and the owners should understand that now it will be generally advisable to restore possibly damaged shops there to open it or will it already be gas, how much will heating cost, what is better to close the store and wait for the end of the war for better times and to warm yourself there or with chewing gum and firewood at this time, unfortunately due to the conditions of the war and due to unforeseen circumstances on the oldest eastern neighbors, but no one can say that they will abide by their contractual obligations, they have already violated many international laws, treaties, agreements,

memorandums and declarations, and even now, after germany has taken a number of steps to meet russia for unblocking and for gas for half of the northern one they still haven't renewed the obligations that they have. thus, even those who consider themselves friends of russia cannot be sure that nothing will happen, it's not speaking of us. in this way, no one can guarantee that they will not reduce supplies even more and even more. in this way, they will not raise prices for the industry. of course, everything is being done in order not to risk these flows. europe is putting a lot of effort into this multi-year contracts for the supply of natural gas from north america from

africa from qatar is not a translation, it is not the contracts that are being renewed explaining the gas pipeline there across algeria through turkey and so on. and they are preserving more precisely to postpone the closure of the largest european gas field in the netherlands, that is, the work can be replaced ops for europe until this winter, it will only be able to partially replace them and thus partially stop working, wild growth is until full replacement . smart people are arguing about what is the deadline, we see that if someone like the type of country has purchased such, which, to be honest, the consumption volumes are not large enough

already this year and hopes to give up russian gas and also this year i will recover from it, bulgaria is the largest consumer there the netherlands, germany, and thermal innovation are the most automotive forecasts, and for a couple of years in advance, and how europe is now preparing to save gas, maybe we could adopt some cases , they also adopted the euro package about this is called a percentage reduction in consumption, and this is a series of measures, but it is very interesting that they want something to be enough because they, in all their programs, insist that all restrictions, all savings in no way apply to the population and household consumers among their proposals - this is

energy efficiency - this is time, this is deconcentration or postponing the closure of power plants and those that work on e-e, this is partly a very difficult discussion going on in particular in our friendly poland regarding this, not e-e closure e-e manage the closure of coal e-e stations, in addition, they made very interesting decisions and it is very beneficial for us about the joint policy of storing gas because we have a very large storage facility and we are not against it, they would also pump it into ours because it is money because it is reliability because it is our connection communication from europe, why is carbonation necessary, because some countries have storage facilities, others do not, and someone is making efforts to simplify the flow of this gas between borders, if there is a shortage somewhere, there will be a surplus somewhere, so that all of

europe is warm in winter, very interesting list you know what is going on. we hope that they will accept them, because then europe will be more politically independent . if putin is in the middle, turn off the gas, they will not start to influence . olx i'm sorry for the advertisement and i'm reading the price of firewood, maple firewood uah 800 per cube, pine uah 700, acacia uah 1400 per cube, birch for uah 900, alder 950, well, of all, acacia is the most expensive, 1400, the cheapest is pine, now, well, that ’s right. buying firewood is not a joke, it seems, but many people are now actively buying firewood for the winter , we have a strategic vision at the level of the cabinet of ministers, what to do if there really is no gas, and if

the gas is really cut off, and what will we do , an individual decision, and what about biomass in general , there are a lot of solutions for that and the sbu, we have a lot of waste wood industry, we have a lot of agricultural activity, of which there are many factories that make pallets a under certain conditions certain this this ratio of investments a-a date tariffs, etc. this will be a very profitable solution, it will require, of course, as a standard, decisions, and all kinds of permits, etc., but now it is being simplified, and it is a need for analogical solutions, because raw materials must come in stably. in this way, all kinds of overturning on e-e biofuel

e-e hmm biomass in private houses it settles and is damaged, but it is an individual decision regarding political decisions, it encourages the transition to it in small farms, yes, communal enterprises of small cities, of course there won't be enough problems for kyiv. but in some district center there are 60,000, and the power plant there is quite capable of looking for money, looking for grant support, among other things, and from some banks and institutions for this and transferring them to uh, that's it a very smart decision why because it is decentralized , unfortunately, er, hmm, it is not only a residential, er, residential building, but we see the first one that, unfortunately, centralized heating is also at risk. as you can see in okhtyrka, i think that in in poor kremenchug there is such a one

suffered a lot due to these shellings, what is the centralized infrastructure of brazil. in this way, in the decentralized infrastructure and decision -making about decentralization, the independent provision of these, and this is a very reasonable decision for this winter , only the decision must be central, centralized. what are we doing, because in the same okhtyrka is going to a meeting and there is no understanding and what should be done, because it is necessary to invest three million here and there to restore the thermal power plant, so how about living now and you can also diversify, but there is a lot well, there are no problems. i understand the understanding at the level of the cabinet of ministers and the relevant ministry that we do not restore but make them autonomous, we emphasize autonomy and decentralization. is such a program possible? it is secret, we do not know about it. we have very large independent powers and, in principle, on the

contrary, this advantage does not have the authority to say that the boiler room in school number 34 of the city x in z is transferred immediately to the stove by a cabinet resolution or a law of the verkhovna rada, this is a bit strange. will decide on its own, because they provide it , resources, loans for this, contracts, in principle, there is also international assistance, now it is being actively prepared, it is specifically for the industry, the fuel industry finds a lot of materials, examinations of spare parts for repairs, etc. we are very grateful to our partners, italy, germany, many of whom are helping specific cities precisely in order to improve their energy structure for this winter, but it is necessary for everyone to do this, what kind of central is the local government, but still

after all, a specific school or a utility company is a local decision. thank you. maksym garnos told us about all the moments of the ignition season that await us. well, we mostly understood the picture. i remembered that you can make a stove not only with firewood or pellets , but what kind of zayaks were traditionally used in ukraine to do this, and right now, the collection of stars is just august, the month can be collected before winter, even on in winter, many of them are free and there may still be a few months left, because this heating season will be the most difficult, it is already obvious that we need 19 billion cubic meters of gas before we are fully ready for this season. and now there is not enough about 8 billion

. obviously , the batteries are unlikely to be hot. and how can we ukrainians prepare for the heating season? let 's look further into the story of ukrainians. this winter, it is still unknown, gas shortages, destroyed energy facilities, fuel supply logistics are complicated and the embargo on the supply of coal from russia can affect the temperature of the batteries in our homes, this will literally be the most difficult season not only in the history of ukraine, but it looks like it will be the most difficult in the post-war history of europe, one of the threats to this fuel season is that the russians can attack actually infrastructure objects of energy infrastructure, actually putting cities on the edge of survival if you have centralized heating, then prepare the network of your house as much as possible, check the serviceability of common fittings also check the tightness of the windows, seal the holes and close the basements. and the

local authorities must take care of the uninterrupted supply of heat to high-rise buildings. there are cities in which the probability of a gas cut-off is low. there are cities in which the probability can be even higher. we must look at the situation in each specific place each city to work out its own energy supply plan for the actual heating season, i.e. if you don't have heat what do you do if you run out of gas what do you do you work the scenario if you don't have electricity what do you do? as for the content. that is, you must have or some places where you will gather people and heat them there, you must have some kind of stoves . the peasants of the sector must carefully prepare the heating systems themselves. so far, the majority of the population relies on this kind of gas heating of houses , it only works provided that the building is connected to the gas supply system, in case of interruptions in the

supply of blue fuel, it will not be possible to heat your apartment if there is individual heating, insulate the house, take care of an additional a boiler or a fireplace and a supply of bricks for it . there are many alternatives to gas heating, for example, fireplaces, electric heaters, heat pumps or solar panels. one of the most popular options is a solid fuel boiler on wood or pellets . oleksandr is already preparing for winter. he only had a gas boiler, but his husband decided in advance to equip your home with an alternative option for heating a residence in the country, you need to diversify video heating and use not only gas, but also solid fuel, because a little it's more of a guy, but it's economical and very convenient, alternative options have their own risks

in the event of a power outage, which will not be able to work because the ignition system will turn off, so in such a situation, it is useful to use backup power sources, there must be a plan for how to do it, you must have generators on diesel and that diesel should be enough, but it is difficult, you must have generators on gas, for example , that is, using gas, if you have a supply of gas, you can use it you can have some kind of cogeneration plant at your boiler house and even generate electricity using local fuel. ukrainians are also facing a really hard winter and to survive it you should take care of your homes now. i must also add a generator to it, since this boiler does not work without ignition without electricity, so either a stove or a stove - it is much easier then a generator will not be needed but there is a lot more trouble there yuriy korelchuk,

we are experts of the institute of energy strategies yuriy, we welcome you here, you have heard very different versions , and from the kiziaks to firewood and to diversions. please tell us how to prepare for the heating season, in fact , we can laugh and have fun the situation is not very good, if you know, and optimistic because there really can be problems , problems, first of all, explain what can really be, let's put it this way, the situation of a decrease in pressure in the hetes system - this is on the condition that the transit stops of russian gas through the ukrainian system, and then it will be problematic to get it for practically, i will tell you, well, for all consumers in ukraine, because all of us are sitting on the gas pipe, they all have gasified , well, in most of them 90%. i said so, the lowest level of ensification has always been and still remains odesa, mykolaiv oblast, kherson oblast, all the others practically lived as if they were on a pipe, and therefore the actual problem is the following, that if you leave the position,

even i watched the whole story. so optimistic it looks like when you can install a solid fuel boiler, you can install an electric boiler and a thermal one, now everything can be installed, so if there is 30,000, yes, well, i just installed it too, i know it was 20 years ago. imagine even if there is money, you can install it all but the problem is that, first of all, the mass of people is really the main mass, for example, those who live in apartment buildings, they cannot afford it, this question already immediately falls away, this is what the state should have worried about then, the council, debatable, rhetorical because ask someone five years ago if such a situation was possible, that is exactly what we are seeing now - war, military actions, which do not stop , the possibility of attacks on the infrastructure, and so on. well , no one would have said this, and then accordingly, it was necessary to invest money in the creation of backup options, not like this one of yours

, not the author of the characters of the plot, said that you can put it there and put a generator there, we were talking about generators of 5-10 megawatts, 20 megawatts that would drive up to of houses to districts so actually which would generate electricity, uh, which would also generate heat production, for example, this is a very difficult question. i see that russia has always uh terrorized everyone with gas, and you understood this long before the energy carriers, long before the full-scale and even before the start of the war. and annexation, it was clear and we also had an energy saving program, you remember, but for some reason it is like that, little one, there is very little money, and see the next question, we switched to receiving gas from the european union, and today we see the problem, once again, money will be kept silent so that if it were not for this one, there are three souls , but in any case, the question is the following , even europe, even for money, today it is not ready to sell us volumes of gas because they

simply do not have it that is, i know that naftogaz appealed to traders, european traders, international companies with an offer, let's say, to give a guarantee that gas supplies will go, yes, if there are funds, they refused, in fact, appealing, i will tell you about political decisions, that is, there are decisions of governments i.e. states that roughly speaking, the gas is used in those volumes for its own needs in the first place. that is, we definitely did not see european gas this season, or it will be a political agreement, in principle, this is the best option, it seems to me that it could work to implement in this direction. well , we will see how much it is. it is very difficult because the beginning of august, let's just say, there is very little time left to pump this gas, find it, buy it, pay, i understand that we need 19 billion e.e. we have nine there, we need eight more if we won't finish we will not even be able to raise what is there correctly, the service is very difficult, in fact, it is so

optimistic, they are very interested in what can be done, it is very difficult, you need to settle down, you know, and live, become a stoker literally. very expensive systems that will , let's tell you, work almost in automatic mode and these are pellets that are very, well, i'll tell you the history of the month of march, a critical month for us, do you remember that it showed that there was no second, there was no who didn't have to bring them pellets, that is, if such a thing god forbid happens again, given some kind of critical situation , then all this can happen also on the same scale , and therefore, accordingly, how to get out of the situation, so the gas is not cool and the electricity is still optimal, yes, no unfortunately, we will not transfer electricity to consumers, our system is not ready for this, we do not have such a thing, well, boilers and electrical networks are not ready for this, it is definitely a question in general, a difficult problem, of course there are problems. well, we will hope that we will to pass this heating season, i'm talking about pallets, by the way, even before the war, we have a school in

irpen, a child studies in a private school, they have almost doubled in price. this was even before the war, and it was already unprofitable. it is less profitable now, well , of course, there is no gas on the market, and coal cannot be chartered to buy it now, and there is still time before winter to transfer. the problem is that we can't use ports even if they wanted to transport this coal by rail , well, let's say it's also not realistic today in large volumes, and the key question is that actually part of the thermal operations today are luhansk vugleghirska ot from the latest information, zaporizhia, too, the first days, practically, well, they are all actually under under the control of the russian army. that is, we do not have access to them. let's just say that they fell out of balance , moreover, there is a problem with other tests and also the krivoy rog test, for example, the problem is that coal that can be delivered there, but it cannot be

delivered because there is a problem with, let’s say, the reduction of the capacity of the railway infrastructure, that is, it is not that there are no wagons and the railway simply can not transfer this coal, plus hostilities in those regions where coal is mined. donetsk region is just closer to dnipropetrovsk oblast, they cannot export this coal either, and in general, therefore, according to the test, they will consume somewhere, well , with reserves in mind, it is necessary to make somewhere around 2 million tons , consumption will fall somewhere around 40 percent in general, coal should therefore be converted to coal today. well, let's say that, again, there are no opportunities. the best option, of course, i repeat, we also have npps that work. and even the zaporizhia npp, which is not under our control, but it works in the energy system of ukraine and it also produces electricity the electricity system of ukraine and, accordingly, it is a resource. we are even considering exporting electricity because there is a surplus of it. well, but we won't have time. we simply won't have time objectively to prepare it in a month, not even a year. consumers there, multi-apartment buildings are individual, for example, with electric heating, yes,

well, in theory, let's say that gas is objectively the only option, and even those opinions that i heard there, whether chernyshov said or shmygal directly said, i don't remember that there will be mobile boiler houses there they will burn wood, for example, pellets, well, it’s a very small volume, maybe it’s closed, you know , it’s a way out for the situation where to serve, yes, it will immediately significantly affect the temperature regime , so if and in terms of costs, the costs will also increase, but and the savings will be because, well, in fact, instead of there , you will consume 100 cubic meters. yes, you will consume 30-40 cubic meters there, and you will take turns like that, eh, maybe, but i will also tell you this in relation to the savings in europe , they calculated, for example, that they turn off the hot water if you saw air conditioners are also limited there