you can say to the child that she is already much better and it is much easier to communicate, but i want to point out that we still need the support of our state or the factions of our teachers, who are also in different groups, always all my life, as far as i can remember, because i am behind one factor after another i am a teacher by profession, and i know how it is always difficult and financially difficult, but i would like us to have initiatives where we could continue to study and teach children about ukrainian culture so that they do not forget their roots regarding studying in colleges and also there are certain moments when it is possible to only ask and do something, that is, just sit down and say give me it is so impossible it doesn’t work nobody gives anything to anyone and in general, it exists in such a way that you have to say what you

need regarding medicine when you come here, you are fixed, if you come according to the program or well, depending on whether you come, you have to register with the so-called general factition, that is, with a family doctor, and in principle, everything is done by a permanent politician that great britain, which is not a member of the european union, that there are nuances in europe, and we ukrainians have to understand them, that especially after the coronavirus , it has become much more difficult, and that, in order to get into some procedure, you may have to wait longer, that is, it should be considered that if there are any acute conditions , some operations if you want to do them better at home so that there is no exacerbation, because there are many people and everyone is waiting and it can be two and a half or until you

get an appointment before the need, that is the case themselves well, the analysts and the british are very upset about this but so far this is such a process, also certain reforms are taking place in this country, and we also have to understand that this is a different country, they have a different world. there is no well here, too, it is a paid procedure if there are certain free ones, you said about the teeth, they showed their perfect smile, right away, and how much do they cost, because here we are, let’s say in lviv, well, i’m so simple, because almost all of our colleagues here have already been to the dentist. it’s obvious and the war of stress well, somehow, something that didn't hurt started to hurt. well, here 's such a recent example. well, i think that everyone in ukraine knows that in a good clinic, they can do, for example, four canals, a polymer filling, pictures and

so on. it's somewhere around 4,000 uah. now it's... here in ukraine it is somewhere between 100 and 100 dollars, yes, well, i paid a little cheaper, my colleague paid for it . by the way, i paid a little, well, it’s about the same here plus or minus, but i wonder how much it costs in britain, i envy you because there are such there are no topics if, for example, you just have a standard review there are no problems about you, you need to clean the cavity, it will be about 50 pounds, multiply it by 45 uah, i think, and you will get it. it depends on what you have. well, what is the condition of your oral cavity, mostly those who come here after great stress and they really need to put it and treat

canals and fillings and a lot of things and sometimes even ambitions cannot afford it financially treatment and that's why they're looking for dentists there in turkey, they're talking about it, they're hesitant , or they're trying to, so they're very careful about their oral cavity , they use all the means, that is, it's really expensive, so if there's an opportunity, don't do it here it's better to do it at home, really, well, the bills can be from 300 pounds. if there is a real problem, because it also includes, for example, an x-ray, or something else, but they are the same, well, they are professionals in their field, and there are no questions. so, i think that is the biggest problem i have i personally had a problem, uh, because of sitting in storage

, i started having a problem with my neck because i was trying to work at the computer there. and you know that when you sit in a natural position, certain processes take place, and even this system, even doctors invited me to record and condition my acute one has not been around for about three weeks. it was necessary to get to the first let’s say so session with a physiotherapist just to have a look. help is not just to sit down and cry, but to pragmatically look at what is wrong with your health, what is wrong, what can you do here, how can you adapt,

ah, because first of all, i think even with language, you can start speaking in basic phrases, spy on them and use them if a person she tries to speak , she asks, people go to the meeting, the english people are really interested, they respond very warmly, er. and to ukraine, they are ready to help. i am very grateful, really, this is just colossally generous, and people who er, give their homes to me once, when we arrived my mother asked me, she became a member of ours, now i understand so much, we have such and such an amount of help, we have literally two minutes, there are three left

. ukrainians worked in britain, but to a greater extent ukrainians worked in italy, in spain, in poland, in britain, let's say, lithuanians worked there, poles worked there. well, ukrainians went more here to europe, more southerly, so to speak. and now the british saw many ukrainians at once here in bach and although i say when there were many ukrainians, there are also not as many as now, what impression do ukrainians make on the british and the role of this ukrainian diaspora is such a possible temporary diaspora, but how does it affect the that her british society may be pushing its government in order to support the ukrainians, are they such a living reminder of the war, please what they can help us , they measures from the courage of the ukrainian society,

who may have remained there, brought children and they at the moment and as side by side with the men at the front , they are constantly talking about it, if only i didn't meet people because my initiative to teach english for free uh, it is very well, it had a very big influence on them and they were very interested in it and they help and create many good initiatives because of this for children and for women and for people who come here, they say only one thing that britain is with ukraine, that the ukrainians are strong , that they will help, that we take them and you know that, it is for some kind of pathos. i don't want just pathos it's really true and they admire our

history and our strength, it's simple, you can even imagine how nice it is, it's such pride. for myself, i've never been ashamed of being ukrainian, because i've been in other countries, just as i was in britain before that . but now i want to, and i see how they feel and i see that they say that we would like even more, but we can because there is so much. that is, these are the people who will be with us, who will help us, but we also have to be nice on our part friends and also behave with you accordingly this kind of attitude towards us. that is, it should be two-way, some kind of ways, and support and friendship should be from both sides. i think

so . people have money to spend on well, the most necessary things are possible there. and you know that in britain, at least in london, there is, say, a store where you can buy clothes very cheaply, where you can, in principle , eat very inexpensively. well, but there are things that cost more expensive than ever in my life, not that i’m already such a mountaineer or a show business person, no, i just never thought that for them, it’s a normal life, that is, you can buy something for a couple of functions, up to 10 points , in general, you can buy something for winter, shoes so-called charity shops, it is the first, second, depending on how you consume, because

i have three people in my family. some help from the british government. is there anyone who doesn't need it, well, doesn't need it? well, it all depends . thank you, it turned out. thank you for your frank conversation, comments and what you said. as it is, galina kulibabu, she is also a volunteer and is now in britain. well, about the life of ukrainians in britain. thank you very much. have a nice day . take care and keep calm. i will say goodbye to you until tonight, this evening, the big stage will be met and now you will be with the press, take care of these. goodbye. greetings. this is the news of the economy during the war. i am andriy yanitsky , espresso tv channel, wednesday, the third of august. if you watch us on the internet, please put it in the top favorites, copy the link to this video send to your friends comment on this video so

more people will see us, the demand for firewood this year has doubled, and the procedure for buying it from foresters has been simplified this was reported by the ministry of defense the environment, according to the preliminary requests of the population and local authorities, before the heating season, the state forest resources agency must collect seven and a half million cubic meters of firewood in order to purchase raw materials, now it is necessary to contact the forestry office at the place of residence to order the required volume and pay online or through a terminal in the forestry office at the same time some forest farms have the opportunity to organize delivery, the prices range from uah 684 in the kharkiv region to uah 1.25 per cube in the lviv region, according to the ministry of the environment, this is the heating season will be the most difficult in all times of ukraine's independence during hostilities, gas and electricity cuts are possible, so the heat in our

homes is under threat, should we hope for alternative sources of energy, see our story about this, the principle of operation of the panels is to convert solar radiation into electrical energy, this the process takes place in solar panels that are installed on roofs, facades or in open areas. the lviv theological seminary of the holy spirit has been using solar panels for several years, this solar station provides about 40-50% of the needs of this building, let's say so. but in this case, half of the building is fed from this station and 40-50%, depending on the year, depending on their consumption, it provides easily, however solar panels are not able to provide a stable electricity supply for heating because their operation is highly dependent on the weather. for example, in cloudy or rainy weather, the solar station generates electricity weakly; energy generation

by panels that are covered with snow is also actually are equal to zero a year, and apparently 80% of the total annual generation of the solar system comes there from march to october, and only 20%, in fact, for all other winter months, so consider the solar station itself as uh. some question of solving the problem of heating. well, probably not worth it the cost of installing solar panels depends significantly on the quality of the selected equipment, the average price at a network station starts from $800 and up to $2,000 per 1 kw of installed capacity, the state offers owners of solar panels to sell the surplus of electricity under the green tariff from january 1, 2020 to december 31, 2024 is hryvnia 68 kopecks per kw, network stations for enterprises occupy themselves, well, i think that it is instantaneous, that is, it is a term purchase of 3.5-4 years for an autonomous station and a little situation with with them, the

payback is worse due to the fact that the battery costs quite a lot. well, that is, in fact, it is 40-50% of the cost of the entire solar station, so its payback is much higher. that is, it is networks for 10 years. well, no less. this is, as a rule, for large premises of institutions of private offices educational institutions, solar panels are a good result only for the work of the solar power plant, solar panels can also be installed in high-rise buildings , a resident of a building on vrubelya street in lviv has been in the light of the house for several years thanks to the energy of the sun, batteries are fixed on the roof and supply current only to his apartment. such and such an innovation and install it on the roof of his apartment well, why did he do it, as he explains, he really wanted to do it, hesitated for a long time, but decided to make a profitable investment and

to be energy-dependent, as the resident said, and he is even very satisfied with it . the owner of the panel cannot share electricity with other apartments, because the battery power is only enough for him for the entire entrance . with the number of sunny days that we have in winter, it is not quite well, it does not have an excess of electricity, so solar power plants have their advantages and disadvantages, they are ecological and quite quickly, the money invested in them can be bought in the summer to ensure electronic independence of the home, but to hope that their installation will solve the problem with heating in winter is not worth it oliynyk kateryna nazar melnyk tv channel espresso and now we will talk about these and other topics with the associated experts of the analytical center of the case of ukraine yevgeny dubogryzam yevgeny vitay greetings to andriyya greetings to all good morning the loudest news this week, in my opinion, this is the first grain truck that

left odesa for the turkish shores. so far, they continue their journey with ukrainian grain this is the first time since the beginning of the full-scale invasion of russia since february 24, can we say that we have already unblocked those exports and what is the macro effect, uh, we can feel how much currency we get as a result. will it still help to strengthen the hryvnia ? what do we do next if? well, of course, we will unblock all the ports, it is quite a difficult, difficult task, but in general, it started to go despite all the troubles there, despite the fact that the negotiations were quite difficult and the fact that russia attacked right after signing the agreement but still we see that the first ship has already left. how much can it give? well, even

in a pessimistic scenario when we export at least half of what we exported grain, oil crops, some related things, we will be able to export about 550-600 million dollars a month this is an export, this is quite a lot, this is approximately 20% of what we exported during the first four months of the war, a month ago, this is definitely a victory, that is, we will define it in hryvnias, yevgeny, this is billions, yes, that is, if there is more the truth is that we have already received quite a large part of these funds earlier because the agrarians are working. so what is being contracted is grain and oilseeds a little in advance, i.e. from the last marketing year, but the very fact that it will be unblocked will show that it is possible to continue to buy ukrainian grain to

contract. this is correct currency will come in plus another effect that our exporters will have lower export costs, i mean that now we deliver grain to konstanz, it is somewhere around $180-200 per ton just for delivery if we do it through portit and the costs will drop at least twice and the third - this will also help to unload our capacities, our elevators, warehouses for this and that harvest is now being gathered, so if you measure it in the coordinates of treason, then this news about even the first ship there is clearly a victory and the victory is big. well, they didn't say about the exchange rate, whether the hryvnia will get stronger because of that, so we get these 500 , i don't know, millions of dollars per month. yes, during the last four or five months of this year, this is a large volume of currency absolutely here the simple problem is that there are other

factors putting pressure on the hryvnia, first of all, the war itself means that we do not have enough money in the budget, everything is fine with the economy, but it cannot simultaneously work at full capacity earlier and at the same time maintain the army, we need this money somewhere brothers, this is the main factor of pressure on the hryvnia. factor of pressure on the exchange rate. but of course, other things being equal, the situation with the currency will improve in our country and this pressure on the hryvnia will definitely be less. i am not saying that the dollar will directly stabilize at the level of 36.6 so far that is hardly to be expected, but at least the hryvnia will not devalue as rapidly as we have seen over the past few months. currencies, they said that the dollar is more expensive all over the world, and this

is not only our internal effect, of course, the war has an effect. what other factors are the main factors why the hryvnia is falling rapidly, the main factor is the war because indeed, the national bank has to print money, we do not have enough international financial aid in order to cover our needs for funds, we need somewhere close to now about four to four and a half billion hryvnias of financial aid per month, we receive less and this is the main factor and the second factor is really that in there is a war in europe, people are big investors, they don’t want three money in europe, they want to keep it in the usa, they invest, they buy the dollar, and so on, and so on, all currencies, including the ordinary hryvnia it is getting cheaper. that is why it is a fundamental factor, it will continue to exert pressure and the only way to prevent this is that i and

our colleagues have already said this a lot: to ask for money, to ask for financial assistance, to negotiate and about loans from the imf and about grants and about financial aid and this is the only in fact, the way is for us to keep hryvnias, because they won’t help with other methods. 4.5 billion hryvnias per month do we need $, unfortunately, unfortunately, dollars, yes , dollars, it’s another factor. i understand that this is the situation at the front, if the ukrainian armed forces are going to win and the antis will retreat now and then will improve the economic situation does it work so absolutely it will improve it works because the better we fight, the more and the more willingly they give us money, the more the economy starts to work more balanced, you know more positive news positive

news they also affect economic growth on the behavior of people therefore, the better our armed forces will fight, the better the hryvnia will feel, the more positive news there will be, the more fundamentally, people will be less afraid of war. therefore, this is the key, in fact, but still, can we someday hope for the return of the exchange rate to the mark there of 30 hryvnias per dollar or at least 36 e-e hryvnias per dollar have these stages already been passed and are we already talking about new equilibrium e-e such indicators as 40-41 so come on, i said carefully after the war after that we will really win. it is possible that we will all start receiving money from the guys we want for recovery. if they start giving us this money as a russian operation, then it is quite possible . yes, and the return of the hryvnia to those values. but where

has it been, but while the war is going on unfortunately, it is unlikely can we expect it? i think that by the end of the year the hryvnia will be within the range of the official exchange rate, somewhere up to forty, maybe even a little more. we misperceive the messages of the national bank and the ministry of finance and that they actually speak in such an aesopian language of such peaceful times and in fact, uh, they are quite frank with us about the situation in the economy but we do not take all this frankness for granted the officials are quite polite and diplomatic. such an anti-arrest post from the economy came out, and after that the updated macro forecast of the nbu came out. what do the officials politely tell us that we can see there, the admirers very politely say that

if we work without coordination, if different economic blocs have different economic the branches of the kyiv government will not coordinate actions among themselves, then we are in for a rather difficult and bad winter, so let's look at the macro forecast of the national bank, even in the basic, even in the basic optimistic we have scenarios of inflation of 31% and a drop in gdp by more than a third. and this is also optimistic data, and the main thing in the report is the risks that the national banks will name . as a whole, the parliament will be uncoordinated there, you know, this is almost chinese and a warning that please, let's coordinate, let's coordinate actions, if you print money, then

print it for some specific purposes, if you ask for international financial assistance, then ask for it for everyone fronts and it is agreed that if the debts are to be restructured , then it is to do what is together as one. as they say in ulom yes and not to pull the blanket over ourselves as well sometimes we see it and then in ours well really the economy- the economy is working the economy is working quite well as in wartime even excellent for wartime, just this difference is not enough to wage such a war at the same time and at the same time pay pensions, pay salaries to state employees, finance medicine, education, the police and all these most necessary things, but if you say yes, with broad strokes, as they say that well, we will all become poorer by a third, a third by a third, prices will rise there by about 27%, it seems realistic to organize will decrease, and

the number of jobs has already decreased by 35%, that is, 35% unemployment is recorded in us, which seems to be the highest rate all times er somewhere right around this number 30-33-35% all indicators and er are spinning by the way yes by the way a good remark everything will drop by a third yes we should be ready for this there this is the effect of the first year of the war and already in the second year will be from next year, i mean already will be it is already a little easier and the economy is responding to this and the rates at least for savings and deposits for the private sector will increase to such values ​​that it will be possible to at least somehow compensate for this decline in welfare. but yes , during the war during the war, unfortunately, we all lose we lose incomes we lose savings because war is an impossibility crisis is an

impossibility it's just me a very bad story where are we all getting poorer unfortunately if everything is so bad let's still give some advice to our viewers eh about eh how to protect your savings er, are there any tools or are there any tips, er, yes, well, i didn't say that everything is so bad, everything is actually much better than expected. good, but it is not critical, the economy is working. what should we do with savings? we have universal advice for people, as i do the same, do what makes you comfortable. if you really need to go and buy a dollar, then go and buy this dollar. if you want to help the armed forces, transfer the money on zsu or buy it military bonds, even this is also an investment , in fact, you and i were just talking about how this will help economic growth, surprise the armed forces right now and uh, let's put an end to some

positive economic news, you said that the program of preferential mortgage support has been launched, who can use it er, we will inform the audience. it has not yet been launched. only yesterday, the minister said that from october 1, the program of the preferential path of support for military personnel, for doctors, for teachers and for scientists in this category, they will have the opportunity to at least take a mortgage at 3%. e but i think that this is rather positive news. at this stage, we saw that the affordable mortgage program was what it was and with which i understand. this program will be copied there. it worked .

the rules will be this and the program is done, then it will really help and the citizens will really help the banks as well somehow i will earn a little more a little better to survive thank you for the positive news from the ukraine case center yevhen dubogres finished on a positive note i have two more short news national bank launches a website on financial literacy talent resource is intended mainly for the training of educators , the formation of teachers, the training of trainers who prepared young people for life in the world of money according to research data the project of yusei and the national bank , the level of financial literacy of ukrainians is at the mark of 12.3 points out of 21 necessary, instead, the minimum level recommended by the organization economic cooperation is 14 points so we have a lot to work on well, the first grants for the development of horticulture were approved by the ministry of agricultural policy and food