that is why they are living in the amount of uah 2,000 or uah 3,000 for persons with disabilities and children, assistance can also be received by people whose housing is destroyed or unfit for living due to damage. a detail on the website influence.org.ua has influence. congratulations, this is andriy yanitsky, espresso tv channel with economic news during the war, today is wednesday, i am watching on september 7, we will talk as usual about finances, about banks, but we will start with the hottest news about the zaporizhzhia nuclear power plant due

to the threat of russian aggression, the zaporizhzhia nuclear power plant the power plant is one step away from a radiation disaster, and russia is only interested in making sure that the situation remains as bad as possible for as long as possible, volodymyr zelenskyi said about this, according to him, while ukraine controlled the situation there was no threat of radiation danger, and another shelling of the territory from the zaporozhye nuclear power plant means that the terrorist state does not care what will megate say, russia does not care what the international community will decide and this can only be corrected by strengthening sanctions, says the president of ukraine, i will remind you through another provocative shelling damaged the power supply line that connected the zaporizhzhia nuclear power plant with the power system of ukraine from the npp means that the terrorist state does not care what we say, it does not care what the international community decides, russia

is only interested in the situation remaining the worst and for the longest time, this can only be corrected the strengthening of sanctions, only the official recognition of russia as a terrorist state at all levels, the average cost of renting apartments in lviv increased by 5-10% during august. this was reported in the analytical olx real estate service, our journalist found out how much money you need to have in order to start renting housing in the capital of the rear oksana with her five-year-old daughter moved to lviv in march, a kyivan lived together with her pets, a dog, a cat and two hamsters - these are hamsters - this the first apartment was quite expensive, but later i managed to find budget housing, says oksana. it was difficult to find

an apartment where i could let animals in. moreover, i still have an active young child who also needs someone's space and entertainment. there are many ads that they just wrote without children, without animals, a lot of people came across the fact that they look like us , they look like animals, they see a child and they understand that it will be written, both are possible offers where to settle, there is no shortage of housing rental prices in lviv have stabilized compared to february, agents say i did not ask for this from real estate, because at the moment there are more tenants than those looking for a new home, renting a one-room apartment costs an average of 10,000 hryvnias per month, two rooms are a little more expensive, approximately 14,000 hryvnias you will have to pay a lot for an apartment with three rooms, about the amount from 16,000. such data of resources and from the search for housing, the prices were restored before the war, but only the exchange rate of the dollar changed and rose by these er because of the fact that the dollar rose, that is, the apartment there with dishes my car

with air conditioning, the price is increasing, that is, what is the equipment and the furniture itself, that is, if the apartment is in good repair, with air conditioning, with a dishwasher , the price is $ 450,500 in the nearest center in the further there somewhere er the further from the price there or that the price is lower, even temporary housing, people aspire to have mostly in new buildings, realtors note , in particular, because of better repairs. and also individual heating, which allows you to independently adjust the temperature in the house, now i observe that 70% of people, e.e., want new buildings, the first is the secondary market , and 30% - this is the secondary the market prices for new buildings now start from uah 12,000 for a one-room apartment, and two-room apartments start from uah 15,000 in new buildings with good quality repairs , however, apartment owners are not always happy with tenants oksana had to move because of the unwillingness of the owner to put up with

pets. at the same time, since february, the situation has improved somewhat, according to experts, people are taking pets more now . oksana managed to find an apartment in lviv that fully meets all her wishes, but she only wants to return home to her native kyiv after the victory of ukraine kateryna oliynyk andriy polikovskii yuriy melnyk of the espresso tv channel traditional in the middle we are talking to two economic experts at once - this is an expert of the analytical center of the case of ukraine and yevhen dubogres and a financial analyst of the siyu group mykhailo demkiv greetings e-e good morning greetings good morning let's start with such an interesting news it turns out that the kyiv authorities plan to create a municipal bank of the city and submit

an application to withdraw the bankrupt bank from the market. kmda mykola povoroznyk and what do you think about this, does kyiv need to have its own bank? it seems that something like this has already happened in the past. evgeny , let's start with you. thank you. what is the initiative to create some kind of quasi-state bank , now a small bank - this is simply absolutely nonsense and this is a potential waste of taxpayers' money, which are not all state-owned companies whose budgets are financed because banking is a very expensive business, in fact, it takes several years to invest a lot in these banks just so that it will work so that it does not start to bring in any money. we are not talking about profits yet , and that is without a guarantee that there will be any profits in such a bank, and that is still in peacetime, in wartime

now when there is no lending, when the incomes of ukrainians are falling, when banks are showing huge losses - this is simply absolutely nonsense, here we see that those agreements that were in the private sector before the war, which were being prepared and were already in place, even these agreements failed because the shareholders are private, which themselves they make money. you don't know the price of banking. they understand that this is an absolutely unprofitable operation that will give them only losses. state managers often don't want to understand this, mr. mykhailo. well, maybe give us your comment. maybe it's not quite a state bank, it's a municipal bank. maybe there there is some difference , the money of taxpayers will be spent, not of the entire country, but of the residents of kyiv, maybe the people of kyiv really need to have their own financial institution for something.

the times when every decent institution had to have a bank and, in principle, banks had to have a cheap table, chair, two computers, and now you have a completely different situation, and the cost of maintaining the bank is high, in particular, the same bank sich for the past er, moreover, it is the year 2021, and the amount of operational corrections was more than uah 200 million, that is, for the future of a potential municipal bank, it is necessary to earn at least this amount, and er, even from what was announced publicly, where will the bank earn money such there are no funds. it is clear. i really hope that the chief is not going to issue loans and compete here with the rest of the commercial sector,

because it simply will not make sense. and at some point, when it was necessary to capitalize that bank , the kyiv authorities simply did not manage to do it , as a result of which the bank went bankrupt. well, this is one version of the development of events. the bankrupt bank e p mykhailo e-e maybe you can say two words about khreshchatyk. do you remember that story, in our opinion, did khreshchatyk have any positives for kyiv and the history that opponents of the idea of ​​a municipal bank immediately recall that something similar has already happened and this didn't work and didn't work there because of such a rather dubious partnership from the city with private e-business and to say that there is some urgent need for its own

municipal bank and it will do something that cannot be done by an ordinary certain commercial bank, be it a private investor or even a state one i can't save a bank. it will just be a duplication of functions. evgeny. we remember that ukrposhta also wanted to have its own bank, and they explained it by the fact that they had to pay pensions . ukrposhta could be present, and according to its functional duties, it should be present everywhere there are people and where they are, where people can receive pensions , letters. maybe in this case, banks with such a large a large number of departments would be effective in relation to the ukrposhta bank , can you say two words if they managed to create it, you know that it was discussed very lively, so

far they have not managed to do so. i really hope that they will not create it, because the functions you are talking about are now completely and completely possible and it even has to be done in partnership with other banks, in particular state banks, this is the function of state managers to be able to negotiate if you have a percentage. i understand that even state banks will not work for free, but here ukrposhta thinks that how much i understand that they will actually be able to pay that interest to themselves, it's just a shareholder, it's one hour - it's nr, it's all of us, it's in the ukrainian post office of state banks, the money goes to one pot, as they say, so it's not a problem, the problem is the performance of these functions , relatively speaking, we put our task is what we want to achieve. if we can achieve this with the help of a partnership with the help of those banks that already exist, the same should be done if we can do it, increase lending, increase

the population's access to banking services with infrastructure that has already developed, there is no need to invest because we have many banks and sometimes it even seems that there are too many, and if we talk only about state banks, then if i am not mistaken, they occupy half or even more than half of the market, mr. mykhailo, can you tell me why so a situation has arisen that we have several state banks and they control such a significant part of the banking market. well, i would name the reason for such a situation, they are quite effective actions of the national bank in the very distant past in zero hands, first of all, privatbank ukrgazbank kyiv, which merged into ukrgazbank, these are other banks - this is a consequence of bad, bad decisions by

banks to issue loans to companies that did not return these loans, and as a result, the state in order to save depositors of these banks, nationalized them and then re- capitalized them several times. there is probably no problem in having one or two banks that performed the functions of government agencies. first of all, they always talk about ukreximbank, which cooperates with according to various international institutions, it can be state-owned by a capitalist structure, but such a large share is certainly not needed, and ukraine as a state has the experience of selling one small ukrainian bank to a chinese in 2017, but that bank did not expand in any way . on the market, and the big big banks are only their sales, they remain only on the pages of the strategy and

presentation, yevgeny. why shouldn't we really sell most of the state banks, leave them there, perhaps, perhaps, and savings, er, i don't know, well, it has to have it must be so, it must be done, it is a strategy, it's just that often the people who are responsible for this sale are not very interested in it, because everyone wants to play poker with some bank, especially now when there is a war during the war, there are no deals, investments, and it cannot be until there is at least some definition. the state property fund did not agree with you. we talked with e.e. privatization, small privatization will go to large banks - these are large sums, this is precisely the investment before the end of the active phase of the war, it simply will not happen. »

and it is easier to sell and manage when these banks are completely different banks in terms of structure and history goethe when they remain separate merge them it turns out swan cancer and another pike well, you can merge in a different way, you can, in principle, transfer assets from one bank to another and cancel the license uh, what an empty one is left. no, it's not that simple. no, it 's all. it all seems simple on paper and on the air. yes, let's talk about a topic related to banks, but after all , it's not about banks. i

read the news about money and currency transactions . which is the first time for the last time months of russia's full-scale invasion of ukraine, ukrainians instead of selling dollars , as well, this is an extreme case, we have a long story short, so there is no money . for the purchase of foreign currency. and what is this process talking about, mr. mykhailo? tell us about the possible volumes. hmm, what happened, where did the people get the stash that they found for several new million dollars, or how much did they buy another 1 million dollars? the fact is that here is a bit of such a beautiful expert headline from journalists, i will say such a

banal thing in order for you to buy $100. -the population bought cash dollars with in fact exactly as much as they sold, and this net sale of currency, which exceeded the sale of currency by the population, occurred at the expense of the cashless market, where you could not buy currency, you could only sell it earlier er, bought bought dishes or that currency, sent, for example, a foreign e-ticket, then they changed last month, it was the regulations of the national bank that weakened them, as a result, er, this structure appeared, which began to sell the population more banks, more big night buys, this is the actual bank and today the national bank will carry out an intervention to sell cash currency by the bank for non-cash in this way and in the next month, i.e. in september. i think that this trend will continue, besides, the national bank has allowed

to offer people to buy non-cash currency with credit to deposits, and this, in principle, despite the fact that not so many banks offer such a product for more than 100 million dollars. thus, ukrainians bought and because of this, the statistics also changed in the other direction, that is banks sell more currency to the population than they have, that is, ukrainians are not all impoverished, there are people who have the opportunity to save, because i understand that currency is mainly bought for savings in order the hryvnia has depreciated, if you live paycheck to paycheck, then you simply do not have the money to buy currency, and there is a shortage of cash currency, yevgeny . how did this happen? printed in america and once brought to ukraine, which simply

goes from people to people, is it possible to replenish cash reserves, er, both options andriy, both, and this and that stock, which we had in people's hands and constantly goes somewhere with in april, supplies of this currency abroad resumed again because there is demand for it. and then the planes are loaded with paper dollars and euros. we are now on planes, rather cars . on the subject of where people have money from, see very, very large amounts of salaries go only to our military personnel, they are now becoming one of the richest people, er, the ability of the population to buy currency in banks was limited earlier, and now this is postponed and demand, he went to banks, plus some banks

offer, well, already very attractive compared to cashless courses, so people who even before did not want to occupy a dollar, yes, they are a dollar a bunch, that is, it is not a matter of savings , that they are distributed among different p yevgeny thank you for explanation er, i just added that er, to the military personnel of the armed forces of ukraine, i would also raise their salaries because they perform an extremely important function of protecting us and you. well, we analyze economic processes with you. thank you for participating in the program. this were e-e expert of the analytical center of the case of ukraine yevhen dubagrista financial analyst of the icu company group mykhailo demkiv and the program of economic news during the war my name is andrii yanitsky tv channel espresso together we will win wild

creatures are not able to choose anything else and we in ukraine like to choose everything even if it is insurance on hotline finance hotline finance insurance of course online good evening we are from ukraine vasyl winter's big broadcast my name is cool winter two hours of airtime and my colleagues are with you until 9:00 p.m. two hours of your time, we will talk about the most important things. two hours to learn about the war . serhiy zhoretska joins our broadcast. military summaries of the day and what is the world like? what is there in the world? war and new sports evgeny pastukhov is ready to talk about sports - for two hours in the company of his favorite presenters, lena is ready to talk about culture during the war, or something else that many

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morning at 8:22 on the clock and today, september 7, anna valevska is with you, she called it a mess and a shaker we remember the three bayraktars who arrived in ukraine as the people. they were called serhiy prytula , he collected money for them, and then the turks said that we will give them to you just like that, and with the collected money, they were purchased. right from satellite images the use of such a satellite as someone called it, but we will talk about unmanned aerial vehicles further with vadim, this is the head of the direction of robotic technologies of the public organization of aerial reconnaissance, mr. vadim, we welcome you, yes, we hear you . they help us defeat the enemy. well, in fact , the bike-car is quite effective, just a weapon that

you have seen. information, because i think our enemy is also very interested in how many of them there are, but it is officially very high, well, in fact. they work and this is great, there is information that russia has difficulties in maintaining its stocks of unmanned aerial vehicles, which is exacerbated by the lack of components due to sanctions, this is reported in the intelligence review of the british ministry of defense there are enough of these components, for example, the orlandos are almost on the front lines. now we won’t see it, that is, there is an unmanned one, only there they are trying to fly here and there, but it just

proves that they are running out of them. that ’s great. and if we talk about the features and differences of their drones and our uh, they were preparing for the next one, all to themselves, calmly, these are the ones who give pictures in order to make this simply a strong consequence. the main thing is just the difference, which is secondly, simply, our country has a very large potential in terms of reproducing something and creating, and that is why we are now very quickly making new seeds and we have more and more new ones that you constantly see there almost every week, sunday, we can see something new, new on the weapon, you mean do you understand this legal word, that is, on the

use of the military, it is what is brought from abroad and what is created here, so in fact there are a lot of people who want to help us if speaking abroad, there are simply a lot of companies here that are now creating some of the latest imaging technologies at a great pace. vadim. please tell me your attitude to the iranian drones, the mohajer-6 and shahit drones, which were provided by the iranians to the russian armed forces. the ukrainian armed forces have already commented this technique, in particular, yuriy ignat, on the air of our tv channel, the spokesman of the air force command said the following: it was a blow that seemed to sing, which is carried by quite a lot of weapons, the payload on this drone well, as i understand it, it was about the shaket , according to the manufacturer's applications, according to the manufacturer's applications,

it is actually three times more than our bike rider, however , make preliminary conclusions until we see it in action . anti-aircraft missile forces, how do they do it now with eagles with russian outposts, end of quotes and how do you assess the combat strength and generally the level of security of these iranian drones that the iranians handed over to the russians well, actually, i agree with this opinion, because now they are apart from advertising. as the russian advertised everything, we never saw them. well, in principle plus or minus, the history of the origin of all is known, then it is obvious that the iranians copied the drones of the shot down israeli drones and almost everything there was asked for identically. well as external , at least that is, there will be supplies and ego form

but how it did it is a very big question because we know that it was created together with the russians because in the case of the existence of such a great experience to do it and that is why these companies that made the ordinance it's different, they actually use the frame, they did it to expand their landings, but what exactly will we see when they appear on the battlefield? i think that soon we will have a couple of copies shot down and we'll see what's inside. well , what does he carry three times more than i load now after washing in 450 kg in it uh, well, it is useful , so to speak, it can take explosives on the wing with it, it is the fact that it takes three times more than rectors, how important is it, or is it not fundamental, well, no, how important it is, but you understand what is simple the russians say this is not always simply true. she can only say this so that you and i will fall down with 400 kg of payload.

well, as stated here, you understand that we are simple. you can even physically compare the dimensions of the director and this plane, because the planes actually the size of the plane directly depends on the fact that it can carry its circle area, that is, if it is the same size or smaller, that is, it can not physically carry a large load in the size of a wing of 16 m in this iranian socket 123 is difficult they said, you can just sit down, uh, homework, i'll just compare here and there, in fact, calculate the area of ​​​​the wing, and you can roughly say what she said, so what, no, i think people, people who are interested, can just do it for themselves and just draw conclusions and is it true or not, but do you understand, to make the drone itself is one

simple thing. so how did they make it, how will it be, is it a big threat to us or not, that's how much we can eventually see vadim. even before the war in ukraine, joint production with turkey of these objects and even the representative office of their plant in ukraine. how do you see the prospects of establishing work with them so that these bairaktars are supplied to us in larger quantities , in fact, if they were made here and then the service and repair took place in the same way. in ukraine, it is it would be great because you understand that love's equipment can break and if we can quickly reproduce it