mr. yuriy, very briefly, but you say business is coming back, is it coming back, how does it work, will it get any help from the authorities, well, that is, these people are private entrepreneurs, how do they manage now in these conditions, we are trying to help you with everything i can, first of all that what does the business need now to give them the opportunity to work fully as soon as possible? that is, their premises must be cleared of mines . you need us by name, you know the most important thing is that no one interferes with us working for us, the business also knows how to actually work and build a new structure in new conditions, adapting very quickly thank you, it’s true, ukrainians, uh, just survival experts, yuriy sobolevskyi, the first deputy chairman of the kherson regional council was we are in touch, and now andriyanitsky will be with us and he will

tell us the news of the economy and we will listen to them and see, colleagues, today we will talk about how to prepare your house for a blackout electricity, let's talk with the head of one of the kyiv condominiums, but all this is further andriy yanitskyi with the alleged economy on the espresso tv channel at eight o'clock live with a repeat at 11:00 p.m. and when it's convenient for you on the internet on youtube and if you watch us on youtube now, please comment this video send a message to your friends like it subscribe to our channel if you haven't done so yet so more people will see us in irpen they are rebuilding the infrastructure destroyed by rockets, currently more than 30 are being repaired in the city high-rise buildings, the head of the regional military administration oleksiy kuleba said, in apartment buildings, windows and doors are being replaced on

one of them, the roof is being repaired, work continues even in bad weather and during power outages, banks are ready to provide their services even during a complete blackout, the national bank reported that they have already determined a list of 760 on duty branches, they are located in kyiv and in 275 settlements in 22 oblasts, branches will provide clients with financial services, consultations, warmth and communication to this duty the branches are already equipped with the necessary equipment and communication channels for continuous work in the absence of electricity; banks are also recommended to automatically extend the validity period of payment cards and postpone the re-identification of customers; subsidized housing for ukrainians ; the eos series program has been launched, and within the framework of this program,

the first mortgage loans have already been issued; projects are implemented the ministry of economy shares the number with the minsoprom and the ukrainian housing organization, however, so far, square meters are not available to everyone, as the housing system works let's see in the plot there is a house with that name since october, the state program of affordable lending started working, it is currently in a test mode, so far it is possible to take a mortgage for a house at a three percent annual rate, military law enforcement officers, doctors, educators and scientists. funds are resources that are produced in ukraine, and resources produced in ukraine are jobs and taxes and the well-being of ukrainians, bankers note that the application received has already assigned 15,000

ukrainians between the ages of 18 and 70 who are solvent and not subject to sanctions own real estate less than 52.5 m² can apply for a current loan. it is also important to obtain a loan that has not yet participated in similar state programs. the maximum loan term is up to 20 years. the minimum first payment is not less than 20% of the total amount to the program five banks have already joined, this is interesting. it is profitable and the banks will support the state here. the state receives its benefits from the fact that the economy will to develop and the client receives a home under unique exclusive conditions, the difference of the program is the home from previous home loans in its digital orientation. to buy a mortgage apartment, you need to fill out the form in the application, action on the computer, the bank separately approves or rejects the application for a positive decision, the client

chooses an apartment this one-room apartment in this condition can be purchased under the affordable mortgage program, there is a house for 1 million 300,000 uah, developer andriy karabinka says what is the new program lending significantly increases the number of customers who want to take a concessional loan. at the moment, we already have about 10 customers who have contacted us. we have chosen specific housing or one-room apartments or two-room apartments, depending on their needs. three weeks of bureaucratic hurdles at least, we do not see any risks in cooperation with the state, because the clients who use this credit clearly have a guarantee that the state and we, respectively, from the state that these objects will be financed, lawyers say that it is not without risks, the war will make adjustments to the economy and the country's budget, if in

2-3 years the state will not be able to provide these guarantees, i believe that it will be quite a high risk that the banks will go to court and will collect obligations at the expense of the subject of the mortgage, i would still advise citizens to wait out this difficult period, wait for stabilization in the direction of lending, and in general, in the direction of economic stability, and only then make a decision ministry the ministry of economy announced that from 2023, other ukrainians will be able to apply for a soft loan, but already at 7% per annum, and for displaced persons who lost their homes due to military operations, a soft mortgage from a german credit institution is provided for reconstruction. you can familiarize yourself with the terms of the program or submit an application through the application by kateryna oiler oleg palamar for the espresso tv channel, and for

those who already have a home, the following information will be useful, which valery pindyk, the chairman of the supervisory board of the association of co-owners , will tell us of apartment buildings in the city of kyiv p. valery good morning good morning, let's start with those who have forgotten what a condominium is, how it is deciphered , we will explain what kind of organization it is, yes, a condominium is an association of co-owners of apartment buildings, residents who are the owners of housing or non-residential premises in the house, according to the law, have the right to unite and create such an association, thanks to which you can then either independently or hire a service organization to maintain the house in which they live, here you are the head of the supervisory board of the association of such associations in the city of

kyiv, how many condominiums are there in kyiv, is there any general figure? yes, in the city of kyiv, condominiums and housing cooperatives are estimated to be about 3,000 houses, and you are directly also the chairman of condominiums, as far as i understand, or several condominiums yes, i am the head of both the association of co-owners of an apartment building and the head of a housing and construction cooperative. you are in the solomyan district for kyivans, it will be possible to have such a geographical reference, but i have buildings in other districts, but i am also the head association e-e condominiums and condominiums of the solomyan district, which, by the way, was the first one in kyiv to be registered and will be united in the future. as far as i understand, the main problem was energy, the

efficiency of buildings, they were insulated, they were replaced , communications were installed, new doors, new windows were installed. but after february 24, new challenges came knocking at us, there was a need to equip storage facilities with something like this yes, of course, but if we talk about the storage, then again we must take into account the houses, if this is a panel house, then this house cannot have a storage, because it was not provided for in the construction of this house. and if we talk about the changes that took place after the start of the war , we for example, back in the summer we started to think and take specific actions in order to survive this difficult winter so far. it is possible to make heating points for our residents in the basements, that is, the work has been going

smoothly since last summer, and now those who were involved in this before are more or less prepared, and at the moment we already have some definite results , taking into account the recent events of last week, and now it is effective. that is, you in advance back in the summer , they predicted that the russians might attack our energy infrastructure with rockets, and already based on this prediction, you started looking for these generators and boilers and what you were guided when he made such a decision. of course, the first call was the statement of the virgin vitaliy klitschko that we have a very difficult heating season ahead of us and that we need to be ready for everything. well, we also understood that our crazy neighbor can be expected from him anything, that's why such options were

calculated and we were prepared for all this in advance, and how expensive this story is if you spread it out for each resident, how much we had to pay extra in order to purchase these generators. i understand that for large houses you need some powerful generators, it's just an ordinary knock-off, the one they put near cafes and restaurants won't do. look, if you take a generator for what purpose, i'll tell you that an apartment building that provides full electricity for the houses of condominiums and apartments is unrealistic , because the cost of such a generator exceeds millions of hryvnias and in this case it is probably unrealistic to buy it, but what we did and suggest others do is a generator that will be able to provide electricity for the daily life of the house. that is directly on e-e one of the examples, we are all

residents e-e on the first floor to gather e boil a kettle charge phone gadgets any devices and at the moment when kyiv was experiencing the first so-called blackout it would last more than two days in places up to three in all our houses, people were satisfied that they could do all this, because there was nothing similar nearby, that is, in fact, every house can be turned into the same point of invincibility, which is talked about so much, and which, as it turned out, not all worked in kyiv and even disputes arose because of this between our president volodymyr zelenskyi and the mayor of kyiv vita klitschko, eh, the price is similar, indeed, you correctly said that especially those houses that have already united into condominiums, eh, well, as in most cases, they have their even reserve funds, kp repair funds, who calls them, and we directly

took funds from these funds, we did not take additional contributions from people, additional funds, because when buying, for example, a 7.5 kw generator, it cost 39,000 in august, respectively, in the fund such we also had the funds they were spent from this fund. also, there are the same boilers that could still be bought in the summer for 5-6 thousand each. all of this was purchased, installed and is now being used. god forbid, you haven’t used the boiler yet and we hope it won’t work, but we are ready for the worst option. where do you install this boiler, also on the first floor in the basement? i understand that we installed the boiler in the basement. we chose a room that has access to the wall of the house, which does not have windows, balconies, doors, so that the smoke

which is burning, did not get to people's apartments, and also this room in which there is no communication. that is, it is a basement room in which, in the absence of heating, you can light a burning stove, warm yourself, cook, boil tea, and also , thanks to the same generator, charge phones and be on the phone well, this is already plan b, and plan a, as i understand it, start these heat points, why is there a generator there? there is some kind of powerful pump. as far as i understand, which disperses water through the batteries, this is how most high-rise buildings have a heating system it works thanks to the pumps that transport the heat carrier to the battery in each apartment, and in order for this heat carrier to move, voltage is needed for the pump, therefore, thanks to the generator, electricity is supplied to the heating station, and the pumps work and the heat carrier circulates inside the house . how should such a house be? how many floors

is it? it should be occupied so that one generator would be enough for the distribution of hot water through the batteries . heating points, in these high-rise buildings, the pressure from the city is, in principle, enough for the heat carrier to circulate through the system. this heat carrier is on the upper surface, therefore, in principle, it is realistic to take a generator, select it according to the power of the engines of these pumps, and 16 + houses can be heated at the expense of the generator, and you seem to have three such 16-story houses exactly

we were able to heat all two days there with us, so that there will be three next to it, we took the middle one and installed a generator in it, which was selected to match the power of the engines of these pumps, thanks to the fact that these pumps were with frequency control, which makes it easier to start them, and from one generator they made an electric network in three heat points and now when one generator is started we turn on each house in turn and three houses heat points work from this generator what other innovations are possible uh maybe solar panels on the roofs maybe some more uh, i don’t know there, uh, the installation of ecoflow of these fashionable stations, uh, powerful power banks in the halls, what else are you willing to uh, spend money on in order to improve the lives of the residents of your buildings, or rather , they are ready, uh, there are already several in the city of kyiv

houses, and in one of them the solar system has already been tested, sir. this is a house that installed solar panels on the roof last year, he also installed expensive electricity storage devices for these solar panels, and now when i cut off the electricity thanks to these to storage devices, the general household network functions and provides electricity , that is, the elevator works in this house, the same heating point works, there is general household lighting, and people do not feel the difference, well, this is what concerns the general household networks, of course, when the light is turned off in their apartments, this is the station will not be able to provide for the needs of the house, but it is provided for such a house as i have seen in apartments , there is a house in trojeshchyna in which

a solar station is simply installed on the roof, which provides electricity publishes to the network and this is almost in the center of the city, there is one of the condominiums that has implemented this program and is now using it quite successfully. well, the last question is whether the central or municipal authorities help you in any way. and what can you expect from the heads of condominiums, how to get help right now, the kyiv authorities, including on our initiative , supported it and voted to reimburse part of 75% of the cost of these generators for condominium condominiums . compensation, i.e. the decision voted on the fact that, firstly, those who purchased or will purchase these generators in the event of military aggression will be able to receive

compensation from the city government, therefore, of those 39,000, you are 75% that i can get on my account, the only thing this decision provides for 75% of the cost of the generator, but no more than 80,000. well, as we say , thank you for this, but big houses, which are residential complexes, and which have 25 floors, four to five to seven buildings, for them, of course, such a less powerful generator is not his will be enough. therefore, it is possible that next year the kyiv city council will hear our appeal and make some changes that will be taken into account for buildings with more than 500 apartments, because such buildings really need more powerful generators and they are more expensive. i hope that we in the city hall will see and hear us and you are watched and heard, and if not, then on

occasion i will tell you that there are deputies i know, and i hope that they will really make such decisions . thank you, mr. valery, with us was valery pindyk , the head of the association of condominiums, that is, the organization co-owners of apartment buildings in the city of kyiv talked about how to prepare your house for a blackout, learn from the experience, create a condominium and buy generators, you will have heat and electricity, and you will have light, and that’s all andriy yanitskyi with economic news on the espresso tv channel, turn us on tomorrow at 8:00 a.m. live we will talk and together we will win there could have been a black friday ad but we are

canceling this ad we just want to give you discounts up to 50% on megogo so that you can to allow myself to rest sometimes i have free choices and discounts to choose from, choose what you want on megogo, the war in ukraine is the main topic for ukrainians , victories and losses, analysis and forecasts, politics and geopolitics, serhii rudenko and the guests of his program will talk about all this, people who have information and shape public opinion the opinion of the people who defend ukraine and create the future right now the main and interesting thing in the program is the verdict serhiy rudenko monday through thursday at 5:10 p.m. repeat at 9:30 p.m. i am iryna koval, mother, wife, host of the espresso tv channel and more

i am a volunteer, our soldiers at the front need a lot of things every day, and that is why part of my life today is helping the armed forces of ukraine, and i am very grateful to my colleagues for supporting me in this. the war has become a part of each of us. i try to find strength in myself not to fall into despair and continue to help our soldiers, in the end, the strength to wake up every morning is given by the tireless work of volunteers, my favorite work and the closest people around, but the most inspiring to live are our defenders, i thank our defenders for the opportunity to feel alive and i support them financially. every one of you can help.

even a small contribution to the support of the army saves the lives of our soldiers and brings our victory closer. well, good morning, we are back on the air with andriy serhiychuk. here one viewer told andriy to remove the clothespin from your nose, wear clothespin so invisible, it must be do you understand how it is not visible, you can’t try, it’s not like the clothespin, or maybe it’s somewhere from the inside, that’s also an option, but give me what the clothespin is for, so that it could be voiced for pirated films, yes, by the way, about this voicing, this is how it is necessary to voice uh-uh different ideas of uh-huh pirates arestovych gave his prediction recently about when the crow forces of ukraine will liberate the crimea and whether it will happen, all the predictions here can be

put to rest in principle, so you can laugh , but none the less in a conversation with a fairy arestovych asked fegin, maybe the audience also asked if crimea will be liberated by the end of this year, the answer was 50x50 either it will be liberated or it won't be liberated listen well brilliant brilliant did it disappear twice did not die after all for two or three weeks for two or three weeks well, maybe he will listen to these forecasts, maybe he will take them up now , or he is not good with his knowledge of ukrainian culture. he talks all the time about the great russian uh, mr. arestovych, for two, the dragonfly predicted whether she would die or live these are your predictions, it's nice to be arrested, you know, oh, something 's in a bad mood, i'll go to our mirror and look at it, and immediately what kind of mood is he making predictions about these, these, uh, warnings that russia

may launch massive missile attacks on us again yuriy ignatsia, the spokesman of the air force command of the armed forces of ukraine is in touch with us. yuriy good morning. good morning, but i don't make predictions right away, i warn the car. let's go by the facts . you know the probability that we are talking to you, and i want to rely on the information that you gave us , because even now, a friend of mine from the czech republic , who was forced to leave with her child to escape the war, writes about taking care of yourself, and i understand that even there, somewhere in the czech republic, our ukrainians are worried about us here, so do we really need to worry, especially since there is now a bit of a growing thesis, i saw it on twitter, about the fact that there will be some kind of largest shelling, 200 rockets will be just from from unnamed sources that the russians are preparing a super powerful attack literally this week

. are these any signs that this is really the case? well, you see, they are already attacking our information resources . i want an enemy among our population, it is clear that people are picking up on us too, and well, let's just say that the authorities also comment on the military and politicians, it is clear that the topic is of interest to everyone, because it is the topic of our security and defense, and i would like to remind you once again that the worst thing was in february and march, when there were hundreds of missiles flew different types from different directions. and besides those rockets to the body aviation and aviation with bombs and rockets that well, you see what happened, we won’t even want to remember those times, well, there will be shelling , of course we will be ready for them all of ukraine people are ready, the armed forces will carry

out the air force will shoot down more missiles, we will shoot down more missiles, it is clear that it is difficult, it is clear that there will be certain consequences . here's an incoming strike, we can see how many missiles they have left, so how many can they afford to hit ukraine well, there will be more, there will be more shooting down, i'll repeat myself, and i wish there were really people well, there is faith in the armed forces yes, you are great, but i think that the armed forces will still do everything necessary, the air force, so that the enemy could not this time or next time cause such consequences, it all depends on the shelling, it is meant, it all depends directly on how much we will continue to help you, you see that the help is coming, but

unfortunately it is not what it would like to have. about the weapons, why did we need them, so i want to ask about petrivats, if you allow it, the panels . oh, neighbors, this story will loop again . well, in this case, if i understand correctly , people are connected with the bundeswehr. in this case, the german should also go there. ah, these are these calculations. the problem is that the ukrainians cannot master this petriv. i think that the ukrainians can master anything in such a situation as we now find ourselves in. we see an example of the mastery of german arists, yes, also the norwegian complex in

our country, which today is quite effective. it is small in number, but they protect certain directions quite effectively, there are young guys sitting there. well, there are quite a lot of them, volodya so, who mastered quickly and extremely efficiently perform the tasks for this complex modern systems that can work in automatic, semi-automatic mode, in manual mode, the human factor is ultimately reduced to a minimum, well, in the same way, pentriot can be quickly overpowered by them, and besides, there are already certain, certain understandings that it is really not that much is needed time to build modern systems of our specialist and it will be done, we are only waiting for a decision so that this decision is really made and it will be implemented in the near future, and well, is petriv such a game

changer or not, that is, this is the system that would do something significantly changed well, first of all, we need to quantitatively increase the existing ppp system, because it is not clear that without beech and s300, we will not be able to get by at all . petriv arrived, it is clear that this would significantly strengthen this complex, which can hit targets at a range of up to 150 km, and it is quite modern, powerful, has a powerful radar, and if such a few units could cover such a large area of ​​the front at will