it was possible to talk about something good, but for now it should be turned on, good viktor, then good luck to you well, there is still uh, let’s go. the same topic is how dangerous is this anti-aircraft probing for us, and actually, well, how should we resist it, because the russians have large reserves of aviation weapons and in principle they have hmmm well let's say the temptation to use it is so great so far they can't do it to a sufficient extent but how does it threaten us the wetting of our mess really carries a rather serious threat because every time they they use different scenarios on this, all so many tricks, we see precisely about the massed missile strikes on the territory of ukraine that they

differ from each other. and that is, if on october 10 it was a strike with the use of a large number of missile weapons of a different nomenclature with different characteristics, then it was already used exclusively a-a one nomenclature - these are kha-101 aviation missiles, they were used uniformly, but then we already saw other scenarios when they used h1, let's say without warhead a, exclusively with its imitation that is, it was a missile distracting our anti-aircraft defense, namely, after these missiles, they already went with combat units , that is, they distracted whom they exhausted, and when popov was exhausted, they made the legal ones of our defense, and these various scenarios, uh,

they use exclusively in order to by the way, it is not the fact that they have run out of missiles and they will never run out, but precisely in the conditions of a shortage in order to constantly create such massive strikes every day , they cannot do it, they can do it only because of some fuel after they restore their ammunition a-a and to use it as effectively as possible. these are the opportunities they have and they implement one or another scenario that reveals the weak points of our pto and the strongest in their places and they will always be news and i will say yes, our anti-aircraft defense, our popov forces, they also adapt to these constant changes, and they constantly modify and modernize

them. balance, experience, imbalance, if possible, using missile weapons against our territory, the russian occupiers were not able to achieve, well, in fact, their main goal, they did not destroy our heat, they did not completely destroy our critical infrastructure, they do not succeed in this with strikes in the combat zone, they cannot to replace this situation, well, that is, thank you oleksandr kovalenko, our time has run out on the air this was oleksandr kovalenko , a military-political observer of the information resistance, earlier viktor tregubov was with us promises the armed forces of ukraine and i really hope that the next week will still bring us a little bit more positive news than this one. for now, we have a sufficiently tense situation both on the field and in the air. but nevertheless

, we i think that we will be able to accept this challenge and we will withstand it thank you, no matter what the ukrainians think about, so that they do not talk about the first place , it is still a war, a war, and our victory, seven days a week from monday to sunday, seven different experts of human activity, sports culture and politics eight presenters of espresso journalists experts opinion leaders in real time about the most relevant events through the prism of war every day author projects most espresso forum via carpathia 2022 lviv third and fourth of december via carpathia during the war in defiance of the war about trials ukrainian culture faced during the war about losses challenges and opportunities for ukrainian culture will be spoken by halyna krug

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large-scale power outages increased the amount that can be withdrawn in cash at the cash desk or at an atm in big banks, you can withdraw from 20 to 50,000 uah at a time, you can also withdraw cash from your card in supermarkets, they reminded the national bank that from 500 to 6,000 uah are issued at the cash desks of atb silpo fora, fofozi, varus novus roshen tray trash e-e dot and eve also canceled any commissions if a person withdraws money from an atm of one bank but has a card in another, i want my mother to have at least a little cash so that it will be enough for us to provide basic needs during the week, so it will be calmer to appoint and pay subsidies and benefits for the payment of communal services, the pension fund will now have such a right. it has been granted since december 1st. it will be possible to receive state assistance in several

ways, this is a traditional application to the department , sending documents by mail, or through the fund's mobile application or through the portal to receive funds citizens who spend more than 15% of their total monthly household income on utilities will be able to apply to any service center for savings of a pension fund, regardless of the place of official registration, with candles, batteries and generators, small businesses operate during power outages and emergency shutdowns, how businessmen adapted to the disappearance of electricity, let's see in the story of our correspondent from the beginning of the full-scale russian invasion, the ukrainian authorities called on businesses to work , entrepreneurs moved to safer regions and resumed work in the liberated territories, however,

so that ukrainians could eat fragrant bread or drink coffee and cake or shop in a supermarket entrepreneurs had to work in new realities and recently something with limited electricity, how do they manage it further , this is perhaps the largest shopping center in lviv , there is a huge shopping gallery , a supermarket, and there are also many cafes and restaurants. so this business is owned by dozens of people, as well as hundreds of ukrainians are employed and recently, the facility has also become a place for, during power outages , you can recharge your gadgets, get warm and eat something here, they use four generators, they try to light up the entire room, we have prospects

we have to get one hundred percent security, but this is under certain conditions, if our tenants comply with our savings requirements, then we will be able to work stably, not as usual, but in such limited conditions, that is, to provide heat, communication, water, etc., and under one shelter for our visitors and our employees, the requirements of this limitation or the electricity consumption of our tenants, switching off at the factory, which daily produces more than 20 tons of various products of bread and sweet pastries, they can provide half a million people are already used to power outages, they work in two shifts, but they are preparing for longer work without light. despite this, they are convinced that bread will not become more expensive."

coffee shops, the oldest in the city, the viennese coffee shop , is now open to visitors and is trying to work. the director of the institution says that they decided to work in order to provide jobs for people, because there is no question of earnings now. from candles, we always have candles and now because we can't and don't need to fully illuminate the whole room, we have both gas and electricity, so we can work in the kitchen with gas, so far, thank god

, we have a generator with which we connect kitchen appliances, that is, in the hall, in one hall, it seems to be an exception, that's already now we have worked out such a technique for ourselves and we can ensure that this one hall works. where we are now with you, that the coffee machine works . the worst establishment is completely dependent on electricity, and here they turn off the lights every day, as well as for all lviv residents, to provide alternative power supply to the premises, the owner and volunteer, olga teslyak, is not too expensive. what can they do without light in the kitchen, they do it with a flashlight, and mainly they sell sweets from the shop window and tea from a

thermos i'm ready to adapt to anything because i understand that it's not well, let's say it's the first priority , there's something like that although if i don't have a business, i won't be able to volo, if i don't volunteer here, i won't be able to to help, that is, it is all interconnected and the question is if there were at least schedules, if it were possible, er, to establish some schedule of those disconnections, then we could, i can arrange the work for everything. we would leave earlier, or close later, that is, but if i i knew what to expect for tomorrow, and when they shut down. this is how half of the products that are currently in the ovens are thrown away, for example. is this technician collapsing ? almost every entrepreneur in ukraine is faced with wartime. despite the difficulties in work, business continues to work to support the ukrainian economy and provide ukrainians with jobs so that they can safely go to our victory

. let's talk about it with our cinema guests in the midst of us, associate of the expert-analytical center, the case of ukraine yevgen dubagrista, financial analyst of the icu group of companies mykhailo demkiv greetings. good morning. something russian is going on. now they are already saying that rockets will destroy some banking institutions. i suspect that it is also about the national bank of ukraine. of course, they say different things on their television . but is it even possible to physically damage our banking infrastructure in some way, how protected is it?

there is about the destruction of some buildings, such as bank buildings and the destruction of the payment infrastructure, that is, if you stop payments in the economy, you can cause extremely large point damage to ukraine. uh, of course he can do harm , he uh, first of all, uh, let's talk about uh, card payments, uh, they are probably the most protected, the least vulnerable, because banks, at least the largest of them, talked about moving their servers to the border to a safe place and destruction is not a threat to them, and the communication actually goes through international payment systems, therefore, pay e-e

in a store or you can transfer funds to a card, the main thing is that there was a connection and that there was electricity to send this e-e this message but when it comes to the system of electronic payments, calculations between companies, between banks, between institutions, as well as these transfers, which are cheaper when you, er, do not use the details of the card, but the details of the account, such payments are sometimes free or there for 1 hryvnia regarding everything, i did not see the message. were the servers moved to a more reliable place, but this does not mean that it did not happen, rather, it does not speak about it because of irrelevant questions. i think that there are not stupid people in ukraine, and they this was taken care of, but due to the lack of electricity , payments are slowing down, and this is definitely a fact, mr. yevgeny, but maybe it’s not about missiles, maybe it’s about some kind of cyber, like

cybercrime, is there such a threat? well, you once worked at the national bank, maybe you know it is better how much everything is protected there, is the information protected or is it duplicated in some way, it is possible that these servers are somewhere underground, well, of course, we do not say the addresses like that on the servers , i will say so right away, i really agree completely with mr. mykhailo that the threat is greatly exaggerated by him, i will not say where they are physically i don’t know where the exhibition locations are located, but the electronic payment system is really, well, very low. the risk is that what will happen to it until the state that banks will not be able to make mutual calculations on cyber security is the national bank has been very concerned about this issue since the 15th year with the recommendations of international organizations and simply because it is necessary, a lot of attention was paid to it, and we saw that at the beginning of the invasion of the russians, there was a lot of cyber, so much

was to equip the infrastructure of the largest banks, banks with this they coped very well, so the risks here are minimal, that is, the payment system will work. because the infrastructure will work, i have no doubt that those banks in which e-e data were stored physically on servers in ukraine are almost all of them already it was moved abroad, it’s also cloud servers, and physically, it’s servers are located abroad, the only problem is the uninterrupted work of bank branches, because even if the system is working, it was working, payments, calculations during this mass shutdown, people still need access to banks we need access to cash, and the national bank is currently working on this. the national bank took this very seriously. the collapse carried out very serious verbal interventions with the banks

. branch and power supply and communication, but there is still work to be done and the banks are really preparing now, this is the first priority task for the banks, we talked a lot about liquid capital, all the other things were revealed during the shelling, yes, the main thing is the physical presence of the banks, the physical presence of the branches, physical an opportunity for the population to withdraw cash and pay for the actual cash i wanted to clarify with you at the beginning of the program we said that we increased the limits for withdrawing cash at atms and at the cash registers of various retail chains e-e by what amount approximately, well, if you can’t specify the exact amount, i understand that this is a personal matter, it’s not a matter of time, eh, eh, they advise the national bank to at least have a reserve of cash with me for a week. for your advice mr. yevgeny, let's continue, i

would say not about a week, about two weeks, that is, calculate the average expenses for two weeks, how much was it for a person, multiply it by 1.5 for loyalty and have this amount with you, and for banks, here is a task a-a to partner with e-e construction companies networks, first of all, that is, that cash can be withdrawn not only at atms, but anywhere, in fact , in any store, and the second task is to eliminate all commissions, because many banks offer the opportunity to withdraw cash, but with a commission and for people, this is actually not very good. it seems to me that by canceling the temporary commission for withdrawal, any banks will gain more in terms of customer loyalty than they will earn from these commission incomes. it seems to me that the national bank should convey this to the banks that no commissions for withdrawing cash, it’s clear now

, that is, you don’t need to withdraw deposits, everything will be fine with them, but to have the amount in cash, e.e., cash in your pocket. well, it’s possible just not to keep your salary on the card there, at least half of it, e.e., keep it in yourself, in your wallet, and so that did you advise, mykhailo, how is it possible to provide for yourself, maybe you need to have it in different currencies or something? well, look, we are talking about such a thing as providing a diary of calculations in the past, in a more peaceful life, uh, residents of big cities could not use cash at all now unfortunately, it's not like that, there are power outages, and uh, probably up to the monthly sum of your future expenses, you need to keep it in cash just in case, ah, of course, we are talking about the ukrainian hryvnia, this is the currency that is accepted on the streets, in shops

, etc. security security all i wouldn't transfer in games to cash for the simple reason that there are also security issues and it's an anxious time sometimes you have to go down and move somewhere and it's just dangerous to carry large sums of money with you they can be destroyed they can be, it is such a risk. unfortunately, we have to deal with it, and this week the first conversations appeared about whether it is worth releasing the hryvnia against the dollar. which is not much different, a little different, but there is a conversation that the market should regulate the exchange rate itself. i saw that evgeny dubogrets wrote such a long column on facebook,

could you retell it in a thesis, and what are your thoughts on whether the hryvnia should be made free during the war if thesis, namely now, i think that it is not the right time to do it at all. of course, it will be necessary to do it, and the national bank will certainly do it. maybe even at the beginning of next year, but right here and now, there is such a shelling and when there is uncertainty in business, uncertainty of the population, now let the courses of free swimming - it's just increasing this uncertainty, increasing the instability in the economy, i don't think it's necessary to do this, and that's exactly what yevhen, that we will have more confidence at the beginning of next year. do you agree? this is the first half, i don't think it's half for sure - next week there will be a monetary committee of the national bank. it seems to me that such a decision as the exchange rate is being fixed

or removed is more of a question for the monetary committee. our monetary committee will meet next week and then it will be as early as mid-january. it seems to me that this question of removing the exchange rate will come up more at the next committee than now, because now simply no one will increase this uncertainty, increase this instability, but in the end, we in any in this case, we will have to switch to a floating exchange rate, this is a necessary condition of a market economy, just now, during these shellings, during possible blockades. in my opinion, this is very impractical, well , at least they are suffering . the official course is not at the market rate and they lose in this way a certain share of income, mikhail, let’s complete the program with you, and the same question is whether

it is worth letting the courses go. can you give any forecasts at all, why did they start talking right now about e-e about releasing the exchange rate because the findings of the western partners promised, in principle, for the 23rd year quite significant amounts of financing that, in principle, fully cover the declared need of about 40 billion dollars, that is, in fact, even in the event of a full-scale war for the next 12 months, but with the promised funds coming in, the national bank can keep the exchange rate at the level of 36.6 for the entire next year, while the market rate that is on the street is unlikely to be significantly will differ from the official one, yes, it will be higher , but not critical. if this aid stops coming in smaller volumes, it will be less

generous, then the national bank will have to resort to one-time devaluation again. maybe there will be 15 percent interest, but this is already a less likely option . it will be okay, then we will return to the floating exchange rate and our time is up, you were with us mykhailo demkiv, financial analyst of the icu group and yevhen dubagrys, associate expert of the analytical center, case ukraine, and i, the presenter andrii yanitskyi from economic news on espresso together we will win here could have been a black friday ad but we are canceling this ad we just want to give you discounts of up to 50% on megogo so that in the future you can afford to relax sometimes i have free choices and discounts to choose choose what you want on megogo

, the war has raised its head again in europe, reminding us of the darkest hours of our history, franz24 constantly covers events in ukraine, our team on the ground and in the studio will inform you about the dynamics of events, see the latest news from franz24 in ukrainian on espresso iryna koval, mother, wife, presenter of the espresso tv channel, and i am also a volunteer, our soldiers at the front need a lot of things every day, and that is why it is part of my life today - this is help to the armed forces of ukraine, and i am very grateful to my colleagues for supporting me in this, the war has become a part of everyone of us, i try to find

the strength in myself not to despair and continue to help our soldiers, in the end, the strength to wake up every morning is given by the tireless work of volunteers, my favorite work and the closest people around, but our defenders are the most inspiring to live. i thank our defenders for the opportunity to feel alive and support them financially. each of you can help. even a small contribution to support the troops saves the lives of our soldiers and brings our

victory closer. russia's barbaric attacks against peaceful ukrainians show that putin is not ready for peace talks with ukraine , state secretary antony blinken said during a press conference at the summit of foreign ministers of nato countries in bucharest in likin said that the best response to russian aggression on the part of the allies would be to continue to resolutely support kyiv. while ukraine continues to win victories on the battlefield in the counteroffensive, we know the scenario under which president putin is working to freeze and starve the ukrainians to force them leave their homes lead to an increase in the cost of food and energy resources not only in europe but also in the whole world try to split our coalition president putin thinks that if he

will raise the price to a certain limit the world will leave ukraine to its own devices why should we leave them to defend themselves coils his strategy has not worked and will not work we will continue to prove him wrong this is what i heard clearly from every country here during the summit in bucharest we know that supporting ukraine means accepting high prices for ourselves, in particular for european allies, but the price of inaction will be much higher, surrendering to russian aggression , accepting fierce attempts to change borders by force, overturning laws that make the world safer will have consequences not only for europe but also literally for the whole world, so our message at this meeting is our collective determination to support ukraine now and unwaveringly throughout the war. according to the results of the second day, the

secretary general of the alliance, stoltenberg, is sinking in bucharest, stressing that they have confirmed their readiness to help ukraine with modern weapons with the necessary ammunition and fuel in order to protect ukraine in the meantime, the european union proposed to create a special international court that would lead the investigation of russian war crimes in ukraine and also develop a mechanism for using russian assets frozen by sanctions to finance the reconstruction of ukraine . london to dan we heard from the head of the ministry of foreign affairs dmytro kuleba that he received a number of new promises from the participants of the summit regarding the armament of ukraine that you do you know about this new aid and whether ukraine will receive patriot systems, because kyiv is asking for them. well, first of all, we know that ukraine's allies, partners, and nato countries have declared