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is getting more expensive, and unpack the tv specially for you , i left the price unchanged from last year , order sneakers comfort is profitable from only 499 uah call welcome to the news of the economy with andriy yanitsky on the espresso tv channel live at 8 a.m. on weekdays as usual if you watch us on the internet, please favorite send the link to your friends and relatives leave a comment after the broadcast, i will answer it if it will of course concern the economy today in kyiv with the visit of the secretary general of the united nations, antonio guterres, in the morning he will meet with president volodymyr zelensky to discuss the continuation of the grain agreement and other pressing issues for this is the third visit

of the un secretary general to ukraine in the last year, and uterish will return to new york tomorrow. it is noted that ukraine has already started negotiations with partners regarding the extension of the grain agreement so that kyiv can continue to supply grain to world markets. well, i will add that from what i have heard , kyiv is trying to extend the grain agreement immediately one year in advance, to add an additional port of mykolaiv to it. and to expand the range of goods that we we can take it out by sea, let's see how it will be, the national bank has decided to revoke the license and withdraw ibox bank from the market due to systematic violation of the requirements of the law on financing regarding financial monitoring, the press service of the central bank reports that every depositor of the bank receives from to the deposit guarantee fund of natural persons, compensation in full, together with interest, which was accrued as of the end of the day preceding the day before the start

of the procedure for withdrawing the bank from the market, that is, on march 6 , the bank's shareholders are volodymyr drobot, who owns almost 74% of the shares, and alyona shevtsova, who owns almost 25 % of shares cannot pay because the accounts are blocked, the former head of naftogaz of ukraine, andriy kobolev, did not pay the deposit of 229 million uah determined by the court , the ex-head of the naftogaz board had to do it by march 6, now he has to to review preventive measures, the specialized anti-corruption prosecutor's office informed me that earlier the national anti-corruption bureau announced to kobolev that he was suspected of embezzling almost uah 230 million, this is related to his award for winning the court against gazprom in january, the higher anti-corruption court ultimately rejected kobolev, but the special

anti-corruption prosecutor's office appealed the decision and decided in the appeal that bail was required . at the same time, the national anti-corruption bureau and the special anti-corruption prosecutor's office reported that the court did not seize kobolev's accounts, check this independently we currently do not have so kobolev says that his accounts have been seized , he cannot pay the bail, and the officials of the anti-corruption bodies say the opposite , well, now let's talk about other topics, in particular, the withdrawal of ibox bank from the market with mykhailo demkiv's financial analyst of the icu invest group, mr. mykhailo. good morning. i want to tell our regular viewers right away that usually in the middle we met with two experts at once, as well as with yevgeny dubagryz from of the analytical center case ukraine, but mr. yevgeny has a new job and

while he settles in there, we will communicate with mr. mykhailo in two hours, not three hours. wait a bit, that was a step aside, now we will move on to iboxbank. so, the national bank of ukraine has liquidated this bank, what is it all about such a financial institution is not very possible. it is familiar to everyone, it is really a small bank and probably the third or fourth dozen and it may be unknown to most viewers . but i am sure that many people have noticed such payment terminals that are in shopping centers, transitions, etc., which have the same name as ibox, in which you could top up a card, top up a mobile phone account , pay a utility bill for some computer games , and probably dozens of other services , and the bank actually serviced these terminals

, serviced the accounts of the companies to whose benefit payments were made and took a commission for this, in principle, this is a very good business model, since it depends less on such things as whether the borrowed funds will be returned to you from the loan portfolio or not, and the income is this commission income 1.5-2% that the bank takes for its services . it is stable in principle, because people worship mobile phones, top up cards, etc. and, in principle, now this is the main problem that arose after the withdrawal of this bank. with the network of these terminals because it was very popular and the much more well-known monobank already came out with communications

that they had a significant turnover of replenishing their cards through ibox terminals and very quickly if they found an alternative, how will they now be to work and most likely for ukrainians, this withdrawal of the bank will only bring short-term inconveniences, and most services will be able to work in a new way without the participation of this park. well, you say that ibox bank had its own niche and, in principle, a clear business model. okay, a small bank but stable income, why did the national bank of ukraine decide that there were some violations national bank surovy, but this is the national bank, i specifically checked for more than six years why it did not withdraw banks from

the market with the formulation for systematic violation of countermeasures against legalization and laundering of income obtained by crime. what was in the bank? we can find out from the documents that have been made public. this is actually an echo of the scandal that people's deputy zheliznyak launched a few weeks ago and which is related to the gambling business. namely, concealment . of gambling income and, accordingly, from taxation, and in principle , these are the incomes that players paid through the terminals for the benefit of various gambling companies, they were disguised as a bank, the regulator believes that he leads the case with seven companies that, according to the documents, were engaged in e-sports, that is, computer games not related to lotteries and gambling, but

in fact simply covered up this gambling activity and, accordingly, helped companies to avoid paying taxes and, in principle , to carry out their activities, this is not the only bank but apparently the violations in this bank were so great that the bank was not even put into temporary administration, but immediately sent to liquidation, that is, without giving any second chance to find an investor, etc. that is, in the opinion of the national bank, the violations were very, very serious. well, last week we also heard a similar story by the state -owned ukrgazbank. fortunately, the business there is mostly clean, but there was a

fine for m. in the tax evasion of the gambling business , as they understand, it was also about the fact that the payments had a different code, not the one that should be in the gambling business , respectively, other taxes were paid from these payments, am i not mistaken about the payment i i think that this information is true, but it is necessary to understand that in this whole scandal, the data and information that we know about the society, it would have been received after it was announced that there are nine banks involved in this activity , the amount of such transactions was named, and there were actually hints at ukrgazbank and ibox bank were also supposedly managed by journalists to spy on two more banks, but there was not a full list of them, why this is so

, one can only guess, maybe the fault of those other banks is not so great. well, somewhere in a large company, it is easier to hide such things than small companies. perhaps in ibox bank it was the very essence of their business model, and in ukrgasbank - it's some kind of unpleasant unpleasant unpleasant such a case. well , compared to them with their size of the bank, it's probably still too early to say, because we don't know all the information. so if there were nine banks mentioned, we know of two . we still have news about seven other banks ahead of us. i think the national bank will reveal this information over time . god forbid the bank. i think you are right. i read

journalistic investigations about shareholders. of this bank, how are they related to these gambling businesses, that is, it is possible that this was really the idea behind the creation of this bank , we do not claim anything, that is, this is our hypothesis, so we will protect ourselves from lawsuits, we will also talk about another aspect of this fight against money laundering national bank actively leads it, it turned out that since march 1 it has become difficult for ukrainians to work with crypto exchanges, that is, it is not possible to withdraw money from ukrainian cards to well-known crypto exchanges , as they say, they have already limited too much and are already blowing on milk or water, and i already have that i forgot the saying, is it really reasonable to believe that crypto-currencies are such a tool to avoid paying taxes and

hide income obtained through criminal means, well , without regard to how you feel about crypto-currencies. it is completely a fraud and crypto-currencies are worthless , you can’t ignore them, this is already a phenomenon that exists and is quite popular, in fact, crypto payments are , in my opinion, even though crypto-payments appear in this whole scandal that started and their closure of these operations is still ongoing, it is rather the company’s fault and it just happened that way , it is not

what is being fought in this case. and deliberately close them, but they are not until the end, but on the eve of the great war, there were attempts to legalize them, we once talked about the market and the law on virtual assets, but we did not have time to do it until the beginning of the war. well, somehow not it turned out that it was not necessary and we have what we have, the industry works in such a gray area , companies cannot open bank accounts and conduct their activities as well as by script because it is not fully legalized and we have to find some gray schemes that are not quite official and their they covered in the same way as they covered covered in this scheme with gambling , respectively, they got thus under the hand i think that in the near future this

situation will somehow and we will see some relaxation in this heat because i will repeat myself in in this case, they are fighting a somewhat different phenomenon with a script. well, the side effect. as far as i know, it dealt such a blow to the volunteers who are collecting money, including in cryptocurrency , in order to purchase thermal imagers and cars and other equipment for our armed forces for units, so i also hope that the national bank of ukraine will be able to normalize this issue so that it is possible to work with crypto-assets with cryptocurrency legally, but there is one more issue that we have been talking about for six months in principle and it is not happening like this does not come true, does not go astray on our prophecies regarding the nationalization of the largest private bank, alpha bank, which has already changed its name to sensbank, and we know that it is connected with

russian shareholders, about this alpha bank has already been sanctioned in the world, but it continues to operate in ukraine and this is really surprising, so what will happen to sensbank ? i know that the national bank of ukraine has developed a bill that will help nationalize it, why couldn't this be done earlier? well, in fact, another bill has even already been adopted. last year, which many people said was aimed at the nationalization of the bank, i will say a possibly unpopular opinion, alpha bank itself is a good bank that has bad shareholders , which is actually a problem that needs to be solved, and this mechanism that was voted for nationalization, he

predicted a situation when in the bank will run out of money. that is, the depositors will take money from it at some point, it simply will not be able to continue functioning and the state should take over the management of the bank and continue it, and in principle somewhere like this, somewhere like this was the situation after the start of a full-scale invasion, the bank began to lose depositors' funds, they took them away, and from everyone until all these conversations about nationalization began somewhere around october and the behavior of depositors changed in principle, what is the risk of keeping money in the bank, which is without five minutes already state-owned, even many already jumped on it as a privatbank as a state-owned bank precisely because of the fact that everyone is talking about nationalization, and the opposite

situation occurred when the bank's deposits began to increase accordingly according to the existing scheme it is already impossible to withdraw it from the market, and that is why the national bank came out with a proposal for an alternative mechanism when, due to bad shareholders, the bank will directly and sharply change owners. in my opinion, this is a choice between bad and very bad for very bad. this is the preservation of the situation as it is with russian owners and the bad thing is the increase in the role of the state in the banking system, because in the future, after the war, we will talk again for several years when the state will give this bank and whether it needs to be recapitalized with taxpayer funds and so on, in an ideal situation it would be to get new good shareholders acceptable for ukraine , well, this is a football analogy, the chelsea football club of roman abramovich

was not nationalized by the british government, but managed to sell it to another person and froze the funds from the sale, but ukraine is not england, and britain has not been for a long time bombs were falling because, as the classic says, we have what we have . and i will add that the level of the state in the economy in general is growing not only in the banking banking sector. we remember the nationalization of factories of large entrepreneurs sometimes it was obviously well-founded, sometimes it was possible to argue with these decisions. and in general, with regard to the budget, we see that more than the share of the budget in the state's gdp has increased, this also indicates that there are many states in our country now. unfortunately, we still have a lot of questions about other things, as always , i invite you to join next week on wednesday so that we can talk

about how ukrainian business is storming european markets, this is an interesting separate topic. i will be glad if we can discuss it thoroughly thank you, mr. mykhailo demkiv, the analyst of the icu group invest was on our air. i am andrii yanitskyi, the host of the economic news program on the espresso tv channel. i also remind you that we have a business program with andrii yanitskyi on youtube , where we discuss specific enterprises, how they succeed or vice versa during the war it is not surprising that they may suffer some losses , look for this program. i will be glad to tell you about ukrainian business, that's all . see you tomorrow morning at 8:00 on

live air. together we will win in october, still on the occupied right bank collaborators from the kherson region kidnapped an eight-year-old girl and took her to crimea. the search for the child lasted for months. during this time, we received several important calls and messages. finally, at the beginning of this year , we found out that the girl was in the uncontrolled ukraine of feodosia . the difficult process of returning the child home lasted almost two months. and now i have wonderful news . margarita mityunina is already with her family and now everything is fine with the girl, good , good, and then mom came and took you away, yes

, the story of eight-year-old margarita is very difficult it so happened that the girl's parents are divorced and live separately, the mother is in vinnytsia and the father is in kherson region, and before the war, margarita lived with her father because she went to school there, he takes her to his house, and in the summer she will come here to study. so, margarita met the war together with her father lived in the village of red mayak, this is the boryslav district of the kherson region, and it was occupied almost at the beginning of the full-scale invasion of russia. there , margarita met a neighbor girl and quite often visited her family . eight-year-old margarita made friends with a girl of the same age, whose mother worked for the occupation authorities, the children played and margarita often stayed with this woman for the night. when the father came to pick up the child, the woman did not return

the girl to him, citing the fact that she would be safer with this woman, all this happened in september-october last year year, shortly before the liberation of kherson oblast, when the occupiers were already talking about fleeing from the right bank of the region , probably that is why the woman did not give margarita to her father, because an accomplice of the russians planned to kidnap the child, realizing that de-occupation and responsibility for working for the enemy is inevitable. decide to flee to the crimea, taking margarita with you. the future fate of the girl remained unknown. imagine that for almost three months, the mother did not know where her child was, what happened to her, and on december 31 , a small clue appeared , a girl similar to margarita was spotted in feodosia, we were convinced these whereabouts of margarita are reliable, because the mother was provided with the contacts of volunteers, since police escort was impossible in the occupied territory, volunteers helped the woman

to reach the occupied peninsula in order to have finally i was able to pick up my daughter, the route there and back lasted 14 days, it was very long, 14 people, 14 people, the group traveled with us. we took two buses , we went to poland, first to kyiv. she can then go to poland with belarus. the child, and then everything went one by one, we didn’t go to one camp, but we went to all the camps, we took them away , yes or no, not only the crimea, but back , we went through lithuania, through poland, in the end , this whole scary story ended eight-year-old margarita returned to her home in vinnytsia in 1988 and now lives with her mother, her sister, and her recently born brother, whom

she saw for the first time because of her abduction . i would like to point out that margarita's story is only one story of a missing child in general since the beginning of the war. we have received more than 2,000 requests for help in fortunately , the vast majority of the children have already been found, but the fate of many remains unknown and everyone can help find them on the website of the magnolia children's search service, you can view photos of all maybe you will recognize someone and eventually help find them. if you suddenly know any information about a missing child, do not hesitate and immediately call us on the hotline at 11630. calls from

any mobile operator are free . reach the quarter-finals, watch shakhtar's matches with penord

and support our club exclusively on megogo , war has raised its head again in europe, reminding us of the darkest hour in our history franz 24 constantly covers the events in ukraine, our team on the ground and in the studio will inform you about the dynamics of the events and this is the most relevant news from france-24 in ukrainian on espresso. i congratulate you. this is svobo radio svoboda. we have already come to the very end of the snake. the following shots may shock you with live news from the scene of events . kamikaze drone attacks objectively and meaningfully there is no