[000:00:00;00] position together with spain and portugal in this application, but now ukraine has dropped all applications from it, in particular, king mohammed vi in his message officially announced that morocco will submit a joint application to host in 20:30 with spain and portugal , morocco's minister of sports shakib ben-mousa on a joint meetings with the members of the african football federation also announced its intention to host the world cup. american media reported that morocco would replace ukraine, which was supposed to join the bids of spain and portugal before its the football federation was involved in a corruption scandal , it is about the affairs of the head of the former people's deputy of ukraine andriy pavelka in ukraine, the decision on the application for the chernobyl nuclear power plant corruption cases andrii pavelka well, why did ukraine drop out of this application ? well, a little. unfortunately, it's sad. well, but such are the realities

of life now. there are 8 exactly, and we, as always, pass these messages on to andriyannikov, who knows us. will acquaint you with the news of business economics, mr. andriy , tell us the most interesting thing about money. thank you. thank you. at 8 live we talk about the latest economic news. if you watch us on youtube, please like it. comment on this video. if you haven't subscribed to the youtube channel of

the espresso tv channel, do it immediately so we can be seen. more people the ministry of economy adjusted their expectations regarding the drop in the gross domestic product of ukraine last year due to the war, the economy fell by 29.2%, and the government expected a drop of almost 30 and a half percent the indicator is slightly better, it became possible thanks to the coordinated work of the government, the parliament, with the help of international partners, high adaptability business and population this is how they reacted to the final figure of the fall in gdp minister of economy first vice prime minister yulia sviridenko, however, all that is observed are negative trends that are not allow our economy to begin to recover, in particular the low purchasing power of the population and the reduction of investments. russia is ready to support the extension of the grain agreement, but only for 60 days, accordingly, the deputy minister of foreign affairs of the russian federation serhiy vershinin made a statement, according to him , the further decision will be determined

depending on the real progress with the cit normalization of agricultural exports , at the same time the agreement on the black sea initiative provided for the continuation of the grain corridor on 120 days, not 60. ukraine wanted to extend the grain corridor a year in advance. with its position, the kremlin contradicts the document that was already signed by turkey and the united nations. this violates the agreements, said the minister of infrastructure oleksandr kubrakov. the government added that kyiv is waiting for an official position. in this regard, from the organization of the united nations and turkey as guarantors of the grain agreement, lviv received another five-section tram with a low

floor from the 21st year, six such domestic of vehicles are already transporting passengers in lviv. what does krasunchyk look like? let's see in the story of the correspondents. stepan poplavskyi is a driver with forty years of experience . he was the first in lviv to learn to drive a five-section tram with a low floor . it was stepan who helped manufacturers improve the vehicle. i was at its assembly for two months. the first tram, i still don't ride, there were such comments to the cabin, to the joystick control devices, our comments were taken into account to make me more comfortable to operate a tram with a high-floor model of a tram model is easier to control and has better technical characteristics , stepan tells us about trams, the main thing is the brake system here, the disc brake system is very reliable, so first of all , comfort is here, there are surveillance cameras, i can follow as in a mirror p multi-sector

trams are produced in lviv, the designers even worked to ensure that they fit well into the architecture of the city, they correspond to all european analogues and are no worse than the best european indicators except for the price it is 30% cheaper, a 30-meter tram can carry up to 270 passengers in five cars, as many as 58 seats, so it will run on the most popular route, most likely it will be route number 8 why because the sykhiv route is actually the route with the largest passenger flow and needs exactly such trams with a large passenger capacity during the trip, passengers can use the free internet and charge their devices , the tram is also equipped for the needs of people with disabilities, which trams does the city need because

it is large, completely low-floor, in terms of convenience, adapted for the disabled and small children, low from the ground , it is very convenient to enter and on the same level from the beginning to the end, you can move around without problems, in the summer lviv residents especially suffer from heat in public transport, however, this will not happen in the new tram , the developers promise that if there is enough electricity , it means that we include the climate control system , such as heating, if it's cold, then cooling, if it's hot outside, come on now at the stage of running-in and testing, it will be on the route a few weeks before the end of june lviv electrotrans will receive three more floor threads from the tram kateryna oliynyk nazar melnyk espresso tv channel now let's talk about american banks why are they going bankrupt with financial analysts of the icu investment group mykhailo demkev p mykhailo vitayu so , last week, two such high-profile news

were first announced about the bankruptcy of the bank s vi e e silicon valebank. as far as i understand it is deciphered and it has already caused a big a wave of news, including in the american media, about the possibility that something threatens the american financial system, and then another bank , signe-cherbank, went bankrupt after it, and that even made the president of the united states himself speak. here's what president joe biden said nothing, the us banking system is safe, citizens can be sure, but it is not an ordinary event when the president himself has to react to the bankruptcy of two banks, mr. mykhailo, let's first tell what kind of banks they were, and what significance they had for the american financial system systems, of course, events developed very, very rapidly. a week ago, you and i were talking on the air of the morning news, and in principle, the bank of silicon valley is not particularly

interesting to anyone, but literally in a few days it ceased to exist and in the form of which existed, and we are not talking about some very marginal bank, but about the 16th largest e-e bank in the usa, like many other e-e banks. this e-e bank accumulated a large number of e-e customer deposits that increased during the pandemic and held e-e securities against them which fell in value after the rates went up uh these are good securities of great reliability of the us government but just the market circumstances changed and they were uh and they were basically the same for other banks but in this particular bank which served a large number of start-ups uh, its name is translated as the bank

of the silicon valley, specifically in california, where a large number of technology companies, he served their deposits, and these are mainly uh, large deposits there, the average check , the average balance of 4 million dollars at guaranteed amount of 250,000 in the usa , it is for both individuals and companies, and after suspecting something was wrong with the bank, clients began to sharply withdraw money from it , an extremely sharp 25 percent in one day. and this - with this amount of money, the bank already failed even in the worst time of the economic crisis in ukraine in 2014-2015, no bank has such a large volume of outflows here, it is necessary to understand that we are talking about a bank for startups, it will not be technological , it will not be technological, that is, all

transactions are online smartphones are always available and even this is what we saw in the media somewhere, there are photos or videos of people near the branch . this is more for illustration in this this is, the outflow of deposits was actually one meter. i do not know to the end whether there are still some skeletons in this particular bank which may be known already in the future, but these are the problems with the quality of assets, they are characteristic of other banks and until last week, in principle, did not particularly arouse interest because there were losses, but they were on paper until the moment when banks assets are sold, if they do not sell, then these losses will not be realized and it is like a plan, but after seeing the outflow of deposits from this bank, depositors of other banks who were also not er who had deposits in excess of the insured amount

rushed to collect them and then er, what happens er banks must sell these securities, their price continues to fall, more and more depositors begin to panic and you just have a financial crisis in the same place , everyone still remembers 2008 very well , although it was already 15 years ago in a second back and er in at least in the usa this is a topic that is very painful that is very unpleasant a large number of people lost their funds lost their homes er the state taxpayers were forced to save banks and no one no one remembers this with something horo, respectively, for the authorities, for the leadership is a very synthetic topic , and they have already said more than once, including biden's formulas, that the banks will not save, it is unfair, it is not

fair, but immediately, what what did they do, they announced that the entire amount of deposits in this bank will be returned regardless of its amount in order to give some confidence to the deposits of other banks so that they do not start withdrawing funds, especially this applies to small regional banks that were under threat this week , several banks could receive it, but probably with a dozen banks from the whole bank, but these actions of the regulator although they went against what they promised, they also calmed the market, it reminds me of something. mykhailik, for that, first of all, to emphasize the importance of this bank for the valley where the startups are. today i read that's a lot

it professionals are suing their bosses, who actually forced them in their contracts to make accounts with this bank and they could not choose another, that is, this bank, well , the influence was really great in california and precisely among it companies, and secondly, i would like to remind you that ukraine also i experienced something similar in the 15th and 16th years, and we remember how the mykhailivskyi bank was saved and which, in principle , the national bank could not have saved, because there , these deposits were processed improperly , they were not issued to bank a to a bank-related financial company also we remember how the regulator acted to prevent the outflow of money from banks, this is a classic bank cream, and that is, when people run and with money from banks take their last funds out of there and this triggers this mechanism of bankruptcy. that is, you claim that bankruptcy

the financial banking system is not hmmm, nothing is in danger, the american regulator acts in a professional manner restrained the outflow of deposits . can we still expect some negative results on a global scale , well, making predictions at the moment is very important ungrateful. since the situation is not over, the situation is developing. personally, i believe that there will not be any significant crisis more than what has already happened, because unlike in 2008, when the american global financial system was shaken by the issuance of bad mortgage loans to people who should not have receiving now there is no such problem , there is no such credit risk, securities which banks bought, they are reliable, they simply became cheaper due to the change in rates and, er, i

think that, in principle, in the near future the situation should calm down and lessons will be learned from this, but we remember how in 2008. as you correctly remembered , it seems that at that time yulia volodymyr tymoshenko was the prime minister and there is no need to check in i don't have such a good memory anymore, unfortunately, but for some reason i remembered that yulia volodymyrivna appeared on television and said, well, the global global mortgage crisis, and the american problems , we don't have mortgage loans, and it's almost non-existent in somehow it will not reach us in the system, and then there was 2009 we we remember the devaluation of the hryvnia and, in principle, ukraine felt the negative financial consequences because we are, after all, an open market economy, and any surges in the international financial markets affect ukraine as well, despite the fact that we do not have a truly developed mortgage loan exchange not so much in the system, but it still affects

imports and expert british investment and will it now be difficult for the ukrainian ministry of finance to attract money abroad, even if we are not talking about market placement of debt securities papers on the aid of foreign countries, well, the situation and the current one are very different, first of all, the world crisis of 2008 was extremely powerful, which people had not seen in their lifetime. this was the case in previous similar plans. there were as many as 30 similar plans. then, at that time, the growth of salaries in dollars was threefold. literally in a few years. it was actually, in part, the best period from the point of view of the economy, which in 2008 turned for the worse

now we are in the oven - during the war and already in ukraine, probably one of the worst possible scenarios was realized and the attraction of funds, be it by the ministry of finance or ukrainian companies in foreign markets on market conditions, is not being discussed and probably will not be for some time in the future. that is we have nothing to lose here. unfortunately , uh, or i'm more concerned about another moment here, it's that if i'm not right and uh, the situation will unfold for the worse, then it will intercept the focus of attention of uh, the same us authorities from ukraine problems on an internal problem that will occupy more and more time, and this one will surely, in the political plan, play for us, not for the group

, let's say so. this is also called correct, because it has become a tradition in the conditions to call it not sometimes not a direct translation of the name, here is such a name and silicone wells, and that is why it has taken root. is one of the few sectors that has actually shown profitability in the past year, despite the full-scale invasion, despite everything, it showed growth, that is, for ukraine. this is an important part, so it will be very unpleasant . if, in general, this industry could not wait for some kind of slowdown due to the change in macro conditions in the world due to the travel of the cost of money in such conditions for example, there are many many projects that do not bring money, which are unprofitable , investors will reconsider the feasibility of investing in such and such projects and, accordingly, the demand for services will be the it-service in

the short term. it will decrease somewhat. i hope it won't have a strong impact on ukraine, especially since the us government mitigates the negativity. after all, in the same bank, they saved more than a hundred billion dollars of funds. at the expense of taxpayers, that is, there is already some help from the government here, and it will contribute to a smaller crisis in the industry, so i checked , yulia volodymyrivna tymoshenko was indeed the prime minister in 2008, this is the second and the premiership ended in 2010. let me down but uh, i can't help but ask you about the main ukrainian news of the last days uh, you can't ignore it , the government plans to increase budget expenditures by as much as 20% in the 23rd year, despite the fact that we will receive

help from foreign governments and in fact, there is a big deficit in the budget, we know that in fact we will borrow half of the budget, nevertheless , the budget will increase by 500 from over 500 to over 500 billion hryvnias this year. well, i have no doubt that the verkhovna rada will vote why did we need this decision these additional funds well, in fact, this is also a bit unexpected outside the month of march, the country just entered the new year not so long ago with an approved budget that needs to be changed as much as half a trillion hryvnias - this is more than the budget deficit for several pre-war years and we are only increasing by this amount, but here it is obvious that there is such a need, most of the additional expenditures fall on

the security and defense sector, even more than uah 520 billion, which means that in total all other the application sectors for them will decrease, we cannot here, we do not have enough information to say whether this means that the number of the armed forces will increase, because the main article of 360 billion is actually payments to the personnel of the armed forces, but we also need to contact that behind these sad figures of the budget lies the huge cost of ukraine's losses in this war. and actually due to payments to the families of the fallen ukrainian defenders, we must remember that there are, of course, more positive things -

these are additional revenues from state banks there is a plus 19 billion will mainly be dividends from privatbank, the bank ended the year with a better result, plus, despite the fact that the marginal deficit is increasing, the amount of debt in this new draft law is increasing, which is less is also less by almost uah 50 billion debt servicing costs, which suggests there are certain opinions that the budget rate in the fall was too pessimistic and we are expecting a stronger hryvnia, which means that the dollar debt will be less in rivne, and we see this in the project that is presented to the verkhovna rada and key the moment with the actual financing of this debt, a large part is actual external borrowing , as we have already said, there will be no market funds, one can only hope for the funds of the usa, the eu

and other official creditors, and the most important thing is that whether there will be a friend of money who was there last year and who agreed in the 23rd year, it will no longer be carried out, and as i read the bill, this printing is not provided for . mykhailo, we really hope that additional money will not be printed. mykhailo demkiv , a financial analyst of the icu group, was with us . they talked about the bankruptcy of american banks. and about the increase in the spending of the ukrainian budget on this today, i am andriy yaninsky, the host of the economic news program on espresso. we will see each other tomorrow at 8:00

a.m. live on the air. together we will win , will the ukrainian team of miners continue the football fairy tale and reach the quarterfinals? watch shakhtar's matches with feyenoord and support our club exclusively on megogo war in ukraine the main topic for ukrainians victory and loss analysis and forecasts politics and geopolitics serhiy rudenko and the guests of his program will talk about all this people who

possess information and shape public opinion, people who defend ukraine and create the future, the main and interesting thing in the program is the verdict of serhiy rudenko from monday to thursday at 13:00, repeat at 18:00, we continue our broadcast at 8:14, not at 8:24 on igor chicherin's watch vakulyuk happened to be with you today, march 15, wednesday, all friends at the beginning, very important information , first of all, to praise you, well done, you are responding, and we have already collected 270,180 hryvnias out of the three hundred thousand hryvnias needed to buy a jeep for the third separate assault brigade, and you are now

you see the details on your screens and scan the qr code or write down all these digits in order to translate who has how much for the guys who are currently working in the bakhmut direction, they work there with drones , in addition to sending gifts to the russians, it is also filmed on video then this video pleases the eye and the soul, uh, this is another collection of the espresso tv channel, together with the auto angel foundation and the european civilization foundation , we still need a little less than uah 30,000. that all 300 000 necessary mines were collected, the car will be purchased and will go to the boys to make life easier for them, let's see which boys, we need cars, namely the early jeep , the sound of the cars sounds to us, and the

european civilization center fund is collecting funds for this equipment and all those interested who can stay for these meetings victory is ours . glory to ukraine, the hero. glory to the enemy. death to our enemies . morning mrs. natalya glory to ukraine glory to the heroes please tell us what the operational situation is in the south of ukraine , what happened in the past day, please, the situation remains stable and difficult because the enemy does not stop. from time to time , they still continue to be shelled, 1-2 times a day, but they are still there, and our work in response is complicated precisely by the fact that the enemy

positions his position among the local population, as always, in a terrorist way, hiding behind civilians, but we continue to work, and over the past day there is a sign that shelling has decreased a little , because if the previous one we recorded more than 990, now for the past we can say that there were 78 shellings in the area of ​​our responsibility and this also the result of our work, but there is a sign that the enemy will send shelling of the left bank in populated areas , that is, terrorizing the civilian population, and there it is to some extent connected with the fact that people do not want to leave, do not submit to that

forced evacuation, which they are introducing there by the opposition occupation authorities and are trying to remain, firmly expressing the position that they believe in the arrival and soon meeting with the armed forces of ukraine . this, of course, pisses off the enemy. the wave of strengthening repressive methods, but we communicate with the population, we have the opportunity to transmit information there and in the occupied territory and provide recommendations how to avoid such means of influence, including what concerns the ship group in the black sea despite the storm it was reinforced by yesterday's event in a certain way in this contributed to if early in the morning at 6:00 a.m. there were 17 ships in the ship

group now after several maneuvers the part is started on the black sea screen, we have 13 ships, but 4 missile carriers remain, these are four missile carriers equipped with 27 missiles of the caliber type, this is the maximum number that they can bring , whether they are fully equipped or not. we are so far we cannot confirm for sure, but the fact of such a great threat is that the storm is looking little by little . and this may indicate that they are continuing combat duty, the base points will not be established, therefore it is necessary to monitor the activity of aviation, this is the interaction with which, as a rule, missile strikes are practiced. there were air alarms throughout ukraine related to the threat of missile strikes and drone strikes, what