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many other useful functions, the strap is adjustable, will fit the wrist of any fullness, take advantage of such a favorable offer, a health bracelet for only 199 uah, call andriy yanitsky with economic news on the espresso tv channel, as usual on weekdays at 8 a.m. live, we talk about the latest economic news. if you watch us on youtube, please like . comment on this video. if you have not yet subscribed to the espresso tv channel's youtube channel, please do so immediately. more people will see us. the ministry of economy adjusted their expectations regarding the fall in the gross domestic product of ukraine last year due to the war, the economy fell by 29.2%, and

the government expected almost 30 and a half percent of the drop the indicator is a little better , it became possible thanks to the coordinated work of the government , the parliament, with the help of international partners, high adaptability of business and the population. begin to recover, in particular , low purchasing power, the inability of the population and a reduction in investments, russia is ready to support the continuation of the grain agreement but for only 60 days, according to the statement made by deputy minister of foreign affairs of the russian federation serhiy vershinin, according to him, the further decision will be determined depending on the real progress with the complete normalization of agricultural exports , at the same time, the agreement on the black sea initiative

provided for the extension of the grain corridor for 120 days and not for the 60th ukraine in general wanted to extend the grain corridor a year in advance , the kremlin's position contradicts the document that was already signed by turkey and the united nations, it violates the minister of infrastructure of ukraine, oleksandr kubrakov, noted the agreement. the government official from the annex kyiv is waiting for an official position on this from the united nations and turkey as guarantors of the grain agreement. lviv received another five -section low-floor tram from the 21st year. means are already transporting passengers in lviv, what does krasunchyk look like, let's see in the story of the correspondents stepan poplavskyi, a driver with 40 years of experience, he was the first in lviv to learn to drive

a five-section tram with a low floor it was stepan who helped the manufacturers to improve the vehicle. i was there during its assembly for two months. i studied the first tram . i still don't ride. there were such comments about the cabin and the joystick control devices. our comments were taken into account so that it would be more comfortable for me to control the tram. in driving and has better technical characteristics, says stepan, the tram is the main thing - it's the brake system here, the disc brake system is very reliable, that is, the first comfort, er, there are surveillance cameras here, i can watch as if in a mirror, five-sector trams are produced in lviv, the designers even worked to ensure that they fit nicely into the architecture of the city, they correspond

to all european analogues and are no worse than the best european indicators, except for the price , it is 30% cheaper, a 30-meter tram can transport up to 270 passengers in five cars, as many as 58 seats, so it will run on the most popular route, most likely it will be route number 8 why because the sykhiv route is actually the route with the largest passenger flow and needs its own such trams with a large passenger capacity during the trip, passengers can use the free internet and charge their devices, the tram is also equipped for the needs of people with disabilities, which trams are needed in the city, because it is large, completely low-floor, in terms of convenience, adapted for the disabled and small children, low from the ground to enter it is very convenient and it is on the same level from start to

finish . the new tram will not have this, the developers promise, it will be enough, which means we include the climate control system, as well as heating if it is cold, and cooling if it is hot outside, at the stage of running-in and testing, it will go on the route in a few weeks before the end of june, lviv electrotrans will receive three more rows of floors from the tram kateryna oliynyk nazar melnyk espresso tv channel now let's talk about american banks why are they going bankrupt with financial analysts of the icu investment group mykhailo demkyi p mykhailo vitayu so last week, two such loud news was first announced about the bankruptcy of the bank svi e-e silicon valebank as far as i understand it is deciphered and it

has already caused a big wave of news , including in the american media, about the fact that something might threaten the american financial system, and then it went bankrupt again one bank will fail, and what made even the president of the united states to speak. this is what president joe baide said , nothing, the banking system of the united states is safe , citizens can be sure, but this is not an ordinary event when the president himself has to respond to the bankruptcy of two banks, mr. mykhailo, let's first tell what kind of banks they were , what significance they had for the american financial system, of course, events developed very, very rapidly. no one is interested, but literally in a few days it ceased to exist in the form in which it existed and

we are not talking about some very marginal bank , but about the 16th largest bank in the usa as well as many other banks er this bank er accumulated a large number of er customer deposits that increased during the pandemic and held er securities against them and fell in value after rates rose er these are good securities of great reliability of the us government, but the market circumstances simply changed and they were not er and they were basically the same for other banks, but it was in this bank that served a large number of startups er, its name is translated as a bank in silicon the valley itself in california, where a large number of technology companies, he served their deposits, and these are mostly large

-sized deposits there, the average check, the average balance there is four million dollars with a guaranteed amount of 250,000 in the usa, it is for both individuals and companies, and suspecting something is wrong with the bank, clients began to take money from it very sharply, 25 percent in one day. and the bank could not cope with this volume even during the worst time of the economic crisis in ukraine in 2014-15. did not have such a large volume of outflows here, it is necessary to understand that we are talking about a bank for startups, it will not be technological.

branches this is rather for illustration in this this, uh, outflow of deposits, it was actually one moment. i do not know to the end whether there are still some skeletons in this particular bank that may be known already in the future, but such are the problems with the quality of the assets, they are typical for other banks and until last week , in principle, they did not particularly arouse interest because there were losses, but they were paper until the moment when banks sold assets , if they do not sell, then these losses are not realized, such was not, but after seeing the outflow, quote the banks and no one will, no one remembers this er, this period with something good, respectively, for the authorities, for the leadership is a very synthetic topic and they have already said more than once, including biden's speeches, that

the banks will not save it it's unfair it's not fair. but right away, what did they do? they announced that this amount of deposits in this bank will be returned regardless of its amount in order to give some confidence to the depositors of other banks so that they do not start withdrawing funds , especially this applies to small regional banks that were under threat. this week, we could have already received a few banks, and probably a dozen banks from the whole bank, but these actions of the regulator although they went against what they promised, they somehow calmed down the market, it reminds me of something mykhailik for that, first of all, to emphasize the importance of this svb bank for the valley where startups are located. today i read that many it workers are suing their bosses who actually forced them in their contracts to make

accounts at this bank and they could not choose another, that is, this bank, well, the influence was really great in california and precisely among it companies, and secondly, i would like to remind you that ukraine also experienced something similar in the 15th and 16th years and we remember as a bank mykhailivskyi was rescued and what in principle the national bank could not have bailed out because these deposits were processed improperly there , they were not issued to the bank, but to a financial company related to the bank . and that is, when people run and with money from banks take their last funds out of there, and this triggers this mechanism of bankruptcy. that is, you claim that the bankruptcy of the financial banking system is not

hmm, nothing threatens, the american regulator acts in a professional manner restrained the outflow of deposits can we still expect some negative results on a global scale, well, making predictions at the moment is a very ungrateful thing. since the situation is not over, the situation is developing. in contrast to 2008, when the american global financial system was shaken by the issuance of bad mortgage loans to people who should not have received them, now there is no such problem, there is no such credit risk , securities which banks bought, they are reliable, they simply became cheaper due to the change in rates and er, i think that in principle

, in the near future, the situation should calm down and lessons will be er learned from this, but we remember how in 2008, as you correctly mentioned, the year er seems at that time the prime minister was yulia volodymyrivna tymoshenko, and you don't need to check my memory is not so good, unfortunately, but for some reason i remembered that yulia volodymyrivna appeared on television and said well, it's global , the global mortgage crisis that's the american problem, we don't have mortgage loans and it does not reach us, or it is almost not in the system, it somehow does not reach us, and then there was 2009. we remember the devaluation of the hryvnia, and in principle, ukraine felt the negative financial consequences because we are, after all , an open market economy and any -what surges in the international financial markets affect ukraine as well, despite the fact that our stock exchange is not really developed , there are not so many mortgage loans in the system, but

it still affects imports and investment expertise, and will it now be difficult for the ukrainian ministry of finance attract money abroad even if we are not talking about the market placement of debt securities, but about the assistance of foreign countries, the situation and the current one are very different, first of all, the world crisis in 2008 was extremely powerful, which people had not seen in their lifetime . so it was in the previous similar plan similar plan there was a syringe from the other side and ukraine in different conditions, at that time the growth of salaries in dollars was threefold literally in a few years it was actually the best period in terms of independence from the point of view of the economy, which everything took a turn for the worse in 2008. now we are in peche - during the war and already in ukraine

, probably one of the worst possible scenarios was realized and the attraction of funds, be it the ministry of finance or ukrainian companies in foreign markets on market conditions, this is not an idea for sure, it won't go on for a while in the future, that is, there is nothing to lose . unfortunately, i'm more worried about another moment, that if i'm wrong and the situation will take a turn for the worse, it will intercept the focus of attention is those the authorities themselves in the usa from the ukrainian problem to an internal problem that will take more and more time and this one will probably play out politically

silicon or silicon valley, as it is called in different ways, and this one is correct because it has become a tradition in the conditions to call it sometimes not a direct translation of the name, here is such a name. yes, silicon valley, and that is why it has taken root. it companies and we understand that our it sector is one of the few sectors that actually showed profitability last year, despite the full-scale invasion, despite everything, it showed growth, that is, for ukraine. this is an important part, so it will be very unpleasant. if uh, this industry in general some kind of slowdown is expected due to a change in macro conditions in the world due to the travel of the cost of money in such conditions. for example, there are many, many projects that do not bring money, which are unprofitable, investors will reconsider the feasibility of investments in such and

such projects and, accordingly, the demand for services services will be short during such a period. it will decrease somewhat, i hope it will not have a strong strong impact on ukraine . especially since the us government is mitigating the negative. after all, in the same bank , they saved more than a hundred billion dollars of funds. itself, it is at the expense of, well, it pays partially at the expense of taxpayers , that is, there is already a certain amount of help from the government here, and it will contribute to a smaller crisis in the industry, so i checked, i really was yulia volodymyrivna tymoshenko in 2008, the prime minister, this is the second and the prime ministership ended in 2010. so, memory has not failed me. but, er , i can't help but ask you about the main ukrainian news of the last days, er, you can't ignore it, the government plans to increase budget expenditures by as much as 20% 23

year, despite the fact that we will receive help from foreign governments and, in fact, there is already a large deficit in the budget , we know that in fact we will receive half of the budget in debt, nevertheless , the budget will grow by uah 500 from over uah 500 billion this year, well, i have no doubt that the verkhovna rada will vote for this decision, why we needed these additional funds. well, in fact, this is also a bit unexpected. march is the month when the country just entered the new year not so long ago with an approved budget that needs to be changed in such a coordinated way that it is half a trillion hryvnias . this is more than the budget deficit for several years . pre-war years and we are only increasing by such an amount, but here it is obvious that there is such a need, most of the expenditures

of additional expenditures fall on the security and defense sector, even more than uah 520 billion , which means that in total all other sectors of the -is expenses for them will decrease, we cannot here, we do not have enough information to say whether this means that the number of the armed forces will increase, because the main item of 360 billion is actually payments to the personnel of the armed forces, but we also need to contact what is behind these sad things the budget figures also hide the huge cost of ukraine's losses in this war due to additional payments to the families of the fallen ukrainian defenders . of course, we must remember that there are also more positive things - these are

additional revenues from state banks there + 19 billions, mainly it will be dividends from privatbank with a better result, the bank ended the year plus, despite the fact that the marginal deficit is increasing, the amount of debt in this new draft law is increasing, which is less is also less by almost 50 billion hryvnias , debt servicing costs, which points to there are certain opinions that what is the exchange rate in the budget in the fall, it was too pessimistic and we are expecting a stronger hryvnia, this means that the dollar debt will be less, less equal in value, this is what we see in this project, which presented to the verkhovna rada and the key moment is the actual financing of this debt, a significant part of which is actual external borrowing, as we have already said , there will be no market borrowing, one can only hope for funds from the usa , the eu and other official creditors, and

the most important thing is that whether there will be a friend of money, which was last year, which was agreed in the 23rd year, will no longer be carried out, and then we, as i read the draft law, this printing is not provided for, mykhailo, we really hope that additional money will not be printed , mykhailo demkiv, financial analyst of the group, was with us icu companies talked about the bankruptcy of american banks and the increase in ukrainian budget spending on this today, i'm andrii yanitskyi, the host of the economic news program on espresso. see you tomorrow at 8:00 a.m. live, together we will win: cinema , television, sports, music, education, free people have

a choice, choose what you want on megogo fm galicia russian hackers attacked the fm radio galicia tried to break into the air the attack was repelled well, february is impressed by your cyber such radio fm galicia has prepared its response have you heard our armed forces promised a spring counteroffensive, so the fm radio galicia will be in the line of the informational spring counterattack, you will hear and even see life goes on, the war is going on, galicia is not easy for the russians, for the ukrainians, join the community with a ukrainian view of the world , become a sponsor of the youtube channel espresso and this is access to exclusive content, personal

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our brothers helped us . they freed us from a normal life . very scary every day. one by one, two houses were burning, and the ukrainian people were natsyks. yes, we are all nationalists here. did the people resist? residents came here, stopped and sent back and became heroes. the novel was and will always be ukraine about unbreakable cities of ukraine from the ukraine project in documentary cycle de-occupation that on saturdays at 11:10 on espresso events the most important events events that are happening right now and affect our lives of course the news feed reports on

them, but it is not enough to know what is happening to understand antin borkovskyi and invitation experts soberly evaluate events analyze them by modeling our near future that saturdays at 1:00 p.m. with a repeat at 10 p.m. studio event with anton borkovskyi naispresso documentary trilogy military intelligence of ukraine at sea in the sky on the ground volunteers are needed to make a flight to mariupol a unique combat air operation of military intelligence 86 days of siege of the garrison surrounded by more powerful forces of the aggressor managed to maintain this garrison people received hopes for all combat sorties in the 16th helicopters of the army aviation, we understood that sooner or later one of us would not return , 64 wounded were evacuated, 72 fighters were landed

, 30 tons of cargo were delivered, one of the most important yards of operations, in which i have an extensive film