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it right now, like us. more people will see us . ukraine received another one and a half billion euros from the european union as macro-financial assistance. of the european commission ursula von der leyen - this is already the second part of the support and the total package for 18 billion euros, and we will receive 1.5 billion if i falsified and said the wrong millions billion euros and the derline fund also emphasized that such tranches help ukraine work and defend itself, and the reforms that are the conditions for the allocation of these funds put the country on the path to joining the european union even before the start of the full-scale invasion in ukraine , there were up to half a million veterans of the russian-ukrainian war, and after our their victories will be even more the question

of integration of veterans back into peaceful life is quite acute . farming sergiy 46 and now he calls himself a farmer, although nine years ago he worked as a foreman and was not involved in agriculture, but his life was fundamentally changed by the ato in 2014 , the man joined the defense of the state in the ranks of the 72nd brigade. while performing another task in the donetsk region, he was shot in the knees, he remembers that he was saved by his comrades , thanks to whom he can walk again, he was followed for about a year. well, he asked me to be released there, where he went home for a little while. it was several years later that i was sent to berlin, where i was there for almost six months in total , the recovery process took sergey almost

five years, during which he underwent 33 operations , now he moves with the help of an endoprosthesis according to him, the first thoughts about his own business appeared in the hospital at at that time, the husband had several hectares of land, so he decided to start farming and now he cannot imagine his life without it, and the cultivated area reached 300 hectares, on which he sows wheat , sunflower, corn, peas, soybeans and other crops, serhiy considers this type of activity quite a rehabilitation after the experienced events and recommends other veterans to join the economic front there are a lot of boys and girls who are fighting today who are fighting then, well who were fighting all the time they were from the village if the city is somehow a little easier place there are some hubs already invented in the city it is easier for them well, when you arrive in the village. well, after all this, what is there to do here? if you are still injured, almost like a disability, then there is practically no place here, and if you are from the village

, then in any case, some piece of land. well, no. the only thing is that you get like two hectares. if they give it, if you get a plot of land, there is some of yours there. well, the older generation has its shares, so you can start from this . the farmer and his workers will live in the field for the next two months, because sowing has begun, but they will visit periodically to live lawnmowers, that's what they call sheep, of which serhiy has more than 150, says a few years ago, he bought a dozen of his own to destroy weeds, and now there are several times more of them, but this is not a business, it's just a household pets, they are naughty a little bit, we tried to order someone to insert into the herd that it is somehow their water in it installed in the 18 hole , all of them run away to do some kind of damage and this is the only problem. but for those veterans and veterans who just want to work on the land and earn money for this, a special school was created, the project is being implemented with the support

of the united states of america, where farming is a very popular type of employment among ex-servicemen, as noted by the head of the initiative, roman kurinets, now more than fifty people have expressed a desire to join the school people and do what is possible, because the training is planned to start in a month and a half, its main goal is to clarify what to do with the land so that it brings income after the end of the war, uh, we hope that it will happen soon , uh, according to the ministry of veterans affairs, it will be about 4-5 million veterans, together with their family members, and we thought about the topic of what they will do when the industrial economy is destroyed and we realized that the easiest way is to attract veterans to the farmer, this is how you know

, training to get out of interest in azag we we are planning to hold at least 8 webinars, it is important to implement such projects during the war after all, for ukrainian defenders it is like another type of rehabilitation and as serhiy's example proves , it is quite positive, so it is never too late to change the profession. the main thing is that it brings pleasure yaroslav hopatsa oleksandr kuga espresso bila tserkva well, learn more you can read about entrepreneurs who are developing the ukrainian economy in a special business program with andrii yanivskyi on the youtube channel of the e-e express tv channel. this program is released every wednesday evening at 6:00 p.m. the stream has already had three issues and tonight there will also be one open youtube at 6:00 p.m. and watch a-a program with an entrepreneur now let's talk with mykhailo demkiv to financial analysts he you group icu bad mykhailov congratulations last night literally you shared

with me is a press release from the international monetary fund, where it is said that ukraine and the imf agreed on something in advance, uh, what was discussed in that shootout, let's be the first to tell our viewers who, i think, were still asleep in that moment, well, really, ukraine and the imf at the staff level agreed on a new program for a period of 4 years, its volume will amount to more than 15 billion dollars, and i specially looked at this, the second largest volume of allocated funds, the largest was in the past crisis in 2015, in contrast to the period when the goal was to restructure the debt and return to ukraine to the capital markets so that the ministry of finance could raise funds abroad on market terms

. in principle, the goal is, first, to finance the budget deficit for this purpose, and such funds are allocated, secondly, the imf is a kind of double check for other official territories, which allocate much larger amounts, and the imf is such an indicator of whether ukraine is doing everything right on the way to reforms, eh, how much control is needed over these funds. and here in the press league, eh, it is important to talk about the fact that ukraine undertakes not to resort to some drastic movements that can reduce the amount of e-e taxes

which countries are going to uh, such a remance towards those voices in ukraine who talk about a liberal uh, sharp tax reform and a reduction in rates, which in theory can lead to the great academic growth of the imf . obviously, this is not believed and from a positive point of view. what did i notice ? what if the program was divided into two stages. the first stage is a year and a half, which can literally be characterized as how to stand up, see what is happening in the banking sector, engage in anti-corruption reform , and already the second stage can be somewhere between the lines read the post-war of course they don't know when the war will end, but they assume that the second stage is more related to the restoration and integration into the eu, but here , of course, the bmw news is not only a positive

but also a negative, after all, the budget for 23 -th year, the one that was accepted. last year, funding for it from the us and the eu was already guaranteed, but now, literally. these expenses are connected with the fact that the war will last, according to calculations, at least this whole year, and accordingly, the expenses for the armed forces of ukraine are increasing compared to the budget and from the imf, we have not yet received the tranche, only promises so far. i understand that in the transfer itself has not yet taken place. well, the fact is that some not very successful countries sometimes get this agreement at the staff level and then wait for months for the money because there are

some uh contradictions as to whether we should undertake obligations in the case of ukraine. i do not expect we still have such problems a completely different level of cooperation and the funds will arrive. i think within a month and a half, that is, it is not critical, i see no threats . last week, the national bank of ukraine kept the discount rate at the previous level of 25%, it is holding. but some regulations for commercial banks and the expert environment have been changed. i see according to the comments on social networks, it is written that the discount rate was actually reduced, that is, formally it remained the same as it was in fact, what does this mean , please explain in simple terms if possible in words for those who are not economists by profession, well, that's the way the national bank is in a rather difficult situation, on the one hand, we see that

inflation is decreasing above the national bank's forecast, this should not be taken as a signal that prices will be lower, they will continue to grow, just the pace their growth will be somewhat slower than eh than before but this is a positive which in principle eh hints that the rate of eh should be reduced at some point in time because there is a risk that it will be too high compared to inflation that we will see, let's say, in the summer. accordingly, under these conditions, the national bank is under pressure to reduce inflation, on the other hand , a large amount of hryvnia has accumulated in the accounts of individuals, which they do not spend, because they will save it somewhere for black day, there are large expenses er, there are large, well, significant

revenues of the military, which also do not spend 100% of them. and here, more than 400 billion hryvnias have accumulated in the current accounts of the national bank, and this is a risk, because the behavior of people can er change, they will start er faster spend these funds on some household areas, they may decide to buy a dollar with these funds, well, behavior may change, and the national bank wants to stimulate banks to raise deposit rates in order to offer them attractive conditions for customers and thus direct these funds into deposits for some time so that they were not spent in large amounts in a short, short period of time and accordingly found such a solution that may not be optimal, but still it was decided

when the rate was formally kept unchanged for banks, e.e., in regulation e.e., it is even bigger, somewhere they twisted it, strengthened e.e. and gave weakened if the banks will offer deposits for a period of three months, and on e.e. current , on deposit certificates overdraft, they actually reduced the rate from 23 to 20% , which, in principle, is somewhere equivalent to a decrease in the discount rate, what can be expected from banks in the future, if you remember in january, after the january decision, banks began to offer deposits for one day for 7 days , which are very, very short, because they it forward regulations were needed, now i think we can see quite attractive rates from even large banks

somewhere closer to april for three months for three-month six-month deposits, so it is worth waiting for an increase in the increase in rates specifically for such deposits, that is, who has savings in hryvnias and they are still not on bank accounts , then we can hope that there will be attractive banking products in the coming weeks, as i understand it, that is, it will take some time to rework them and offer them to people correctly, so it is really a little difficult to change the behavior of people who, in difficult times, want to keep access to their funds , i.e. put them on deposit for 7 days a week, for a week, for 4 weeks, it is not a problem to have some additional income, but will people be ready?

it's not been three months to put money on a deposit, it's a good question, it's not a fact that this trend will be so massive . how is this not what the national bank hopes for with our banks? it's clear, but it's not clear what 's happening with banks in developed countries. and talked about american banks are connected to california and to startups , and this week a crisis is developing with swiss banks, in particular with a large swiss bank, credit suisse. it should merge with another bank, what is happening. is this already some kind of global banking crisis called do we need to be afraid of some kind of cooling, well, listen. we live in a very unusual time and the changes that we have had to see in our lives are simply tectonic , they are also in geopolitics some things that we

could never imagine in the world, as well as in economy well, all my life, swiss banks have been synonymous with maximum confidence, reliability, and now that we see it. the second largest bank in switzerland, which has more than a century of history there, is essentially ceasing its existence. there were a lot of problems in this bank, and... e scandals e-e are not unsuccessful in unsuccessful deals, speculation in shares with one of the funds a few years ago, which lost huge sums on unsuccessful populations , this all accumulated and led to a situation when funds began to be taken from the bank to the bank encountered large outflows of deposits at the end of last year and this is the kind of mini-crisis that was observed in the usa with the bank of silicon valley, it became

the straw that broke the camel's back if and as it says, it is of course that the bank's credit in the union, nothing bad will happen in fact , the swiss regulator has announced such a voluntary-compulsory merger of this casios bank with the largest swiss bank ubs, all deposits will be transferred there asset management and the bank will continue to continue its activities, and this raises a lot of questions that we are usually used to discussing when the topic concerns ukrainian banks, first of all , the concentration of this united bank, it will have a share of more than 30% in the local market, but it is much more important that this is generally a global trend with banks. people have already started

to ask questions . is this capitalism in general for the banking sector? they are private. and when the case goes to er to losses, the losses are nationalized, because even in the case of credit swiss, there is formal assistance from the state side of the central bank of switzerland, which er provides liquidity to help to help to help er bank and here there is such a dilemma for politicians in which the political cycle is several years and, as a rule, there is a year or two before the elections, as in the united states, they want to close this issue as quickly as possible.

valleys when the guaranteed amount is $250,000, but they decided to return all the deposits to the depositors and with much larger amounts , and why? i expect serious media attention to the ivano-frankiv system of strengthening the regulation of tightening the nuts, because such situations certainly cannot last and from an aesthetic point of view they are not correct . mykhailo thank you for your comments . on our broadcast, they talked about banking , the imf and the discount rate of the national bank of ukraine, we only add that every citizen of switzerland actually paid

13.5 thousand dollars in total for the e-rescue seuss loan. all see you tomorrow morning at 8:00 a.m. we will talk about the economy again with andrii yanitsky on the espresso tv channel together we will win today we continue the search for five-year-old yaroslav maigur who disappeared in september of last year on territory at that time still in the occupied kharkiv region. and now we received information from grandfather yaroslav that the boy was a living man and even sent us a video of communication with his grandson and

how handsome he was. connection with the grandfather who lives in kharkiv region and is now doing everything possible to find and return his grandson, the man last saw the child before the war because his grandson lived with his parents in kharkiv in the first days of full-scale invasion, the situation there was quite turbulent, and the family immediately decided to evacuate. igor would be ransomed. but there was no way to leave. the kupyan district of kharkiv region was occupied almost from the beginning of the war, so for about seven months, mr. serhiy could not contact his family in any way, but he believed that everything is fine with them, those who do not have absolutely any business then learned that the service of the lavra seems to have become even under occupation , they broke the bridges there and it is not possible to cross the border. i will remind you that the liberation

of kharkiv region was in the hands of the fighters the armed forces of ukraine quickly entered kupyansk, but kupyansk zlovy remained under occupation for some time and it was there that the family of mr. serhiy was located. it is known that the situation in the village was very tense . at some point, an evacuation column was organized there for civilians. but on the highway between the kupyan junction and the village of kyrylivka, a civilian car was fired upon, as i would give the convoy two daughters , courage, nadiya, it always turned out that they were, they were koloniya, mr. serhiy's daughter died together with her husband, but five-year-old yaroslav survived, survived and baptized a boy who was also traveling in this convoy

. he was taken to the kryostny hospital for his grandson and mother-in-law, and how is he, yaroslav, my bug is there with him, it was in the russian region, now slogans were brought in, i don’t know what happened, they don’t want to communicate anymore, they don’t come out, i don’t know what’s going on there at all well, this is the last day. i can't do anything to return the bag. as far as i know, the last time they were somewhere in the city. it's really mr. serhiy's grandson who is currently in russia. it's not known for sure . it's possible that five-year-old yaroslav still lives somewhere in russia. in the uncontrolled part of ukraine, but no one knows exactly where, so i am appealing to everyone who sees me now, and especially to the residents of the occupied territories, who may be watching this program on social networks , take a close look at the photo of the five-year-old yaroslav maigur remember this face, the boy is thin, he looks about 5-6 years old, he has short light hair and blue eyes , if anyone has seen this child or knows where

yaroslav may be right now, do not delay and immediately call us at the magnolia child tracing service at the short number 116,000 from any ukrainian mobile operator , calls are free if there is no way to call, write to the chat bot service of the search for children in telegram, any information is important for everyone, please, anyone who knows anything about my grandson, where is he, how is he feeling, please keep an eye on me, it is very important to me, this is bullshit, my own child, i don't know what to expect

, cheer for the national team on megogo march 26 at 19:00 ukraine will debut in the selection for euro-2024 against england, let's turn on doggo and support the main team of the country fm galicia trot on the air there galicia has prepared its response and we heard that our armed forces promised a spring counteroffensive of the occupiers, so radio fm galicia will become a device for an informational spring counterattack, you will hear and even see life goes on, the war is going on, galicia for the russians