[000:00:00;00] boilers, it was possible to enter next season, i’m more confident, mr. fuel, well, about medical institutions, i mentioned our doctor himself, this is your profile, your profile is very brief about medical institutions, are they functioning now in full, uh, the medical institution in the city of okhtyrka was functioning even during active hostilities of actions, there remained medical workers who provided assistance to civilians and military personnel, and to date, the medical institution of the central district hospital of the city of okhtyrka operates in full, providing the entire list of services that for the district hospital, well, for today, no, but sometimes i operate, this is not the main job of the mayor, in particular, the work to ensure that all the critical infrastructure, so that all medicine, his education works without interruption . thank you very much for your work for participating in the

priests. to you a practitioner on direct communication thank you 8:00 in the morning with us now there will be andriyani and economic news congratulations to andrii and i pass on the word congratulations today in the economic news two return again experts, as usual, in the middle, we talked with yevhen doborizm and mykhailo demkiv yevhen dobrogres did not come to visit us for three weeks. well, he had reasons for that. and today we will see him again. congratulations . economic news on the espresso tv channel with andriy yanitsky. if you watch us on youtube, put it on like it, send the link to your friends and family, they will learn more that way. well, we continue with such news, the ukrainian economy will grow this year at a barely

noticeable pace, this year it is expected economic recovery by 2%, in particular, the improvement of the security situation and logistics will help, according to the macro forecast of the icu investment campaign, according to the expectations of economists , price growth will slow down sharply due to weak demand from the population, stable tariffs and a fixed exchange rate, icu expects inflation to be 15 at the end of the year, 5% despite the war ukrainians continue to develop small businesses since the beginning of the full-scale invasion ukrainians have registered more than 200-2,000 new fops and natural persons-entrepreneurs the most new enterprises were registered, interesting entrepreneurs are interested in the field of e-e retail trade, and these are the conclusions made by the open data service opendatabot , it is interesting that the it field yielded to trade before the war, more full-scale invasion , more businesses were opened specifically in the field

of computer technologies, yes, telecommunications , let me remind you that for that that in order to register your own business, you no longer need to go to the tax office. go to the action program or the action portal on your computer. ukraine can export surplus to europe kilowatts - this will allow us to attract additional funds for the restoration of the ukrainian economy of the energy system after enemy attacks, the minister of energy herman galushchenko also stated this. he also added that the decision of the european network of electricity transmission system operators is very important. between the state and the european union, for the second month in a row there is no

shortage of electricity in the energy system of ukraine. well , problems remain for farmers, mined fields cannot be to start work on the fields until they are inspected by sappers, an agrarian in the kharkiv region called for this, the regional military administration there noted that 570,000 hectares of agricultural land remain dangerous in the region, almost half of them can already be demined, the rest of the fields are located very close to the contact line or in the zone at all reach of enemy artillery in the regional military administration emphasized that first the plots of land should be surveyed by pyrotechnic units and then farmers receive the appropriate an act on the safety of the territory and only then can you start field work. currently, 20 pyrotechnic calculations are working in the region. soon, about a hundred more specialists will join

. and finally, as i announced before the program , we have two guests: yevhen dobagrys, a financial expert and mykhailo demkiv, a financial analyst of the icu group. greetings. good morning. glad to see evgeny he missed two or three programs for personal reasons but finally came back again two experts together will be more fun i hope er let's start talking about ukrainian debts, there was such news that after a conversation with representatives of the international monetary fund and representatives of the world bank, some creditors of ukraine agreed to postpone the payment of debts until 2027. why did they agree? how important is it for us? what is happening with the ukrainian debt? let's start with you, in fact, first of all, i see

it very much because, let's be honest, no one expected that in the current state ukraine will be settled on time according to the burdens that were taken earlier, it's not because ukraine is bad, it's not because we do not want to give, there is simply no way, the only resource that we can give is the debts that were taken before the beginning of the invasion, this is foreign aid and this, and no one understood why private private debts are financed with the money of taxpayers of other countries, the debts of private companies, etc. all this was absolutely expected and it was reflected in the prices of ukrainian debt, they are eurobonds of various years traded from 20 to 40% of the nominal value, so this says that these risks have already been

incorporated into their price. threatens this is the increase in the debt burden on ukraine, is it not the main risk for our economy right now , this risk is definitely not uh, it is not key in a situation where the existence of russia is threatened in ukraine, but here it is worth understanding that the debts that ukraine now they accumulate, in principle, they are from official creditors at preferential rates and there is a high probability that they will be written off already in the future because after the victory, what is the situation now, in fact, this is not the first time that e deferral of debts is now at the moment there was an agreement according to which ukraine does not pay yellow interest and does not make any repayments until august 2024, but now. when in

march they agreed on a new four-year program with the imf at the staff level, they decided now for the entire period that ukraine will not pay the official creditor no interest not to make repayments and also agreed that the ministry of finance for the next more than e-e year e-e will be able to hold negotiations with private creditors and also agree on e about similar deferrals so that all creditors are on under the same conditions, and accordingly, it is really important here yevhen is absolutely right that it was foreseen, we did not know in what form when it will be, it was agreed together with the new program . what will the scenario be, but it is worth noting that in the previous debt deferral

, it was a much more optimistic scenario, somewhere we saw the 23rd year as the end of the end of the war and, accordingly, the next big economic economic growth now it has been postponed for at least the entire 23rd year and further another big news appears and is completed pp regarding the nationalization of e-e alpha bank which is now called sense bank this week e-e national bank of ukraine adopted several of decisions regarding the bank itself, an interesting decision regarding the integrity of the integrity of its shareholders is possible mr. yevhen how can a former employee of the national bank of ukraine explain the actions of the regulator in this regard as far as i know the largest to date of a private bank in ukraine a-a no, let's do it, i'll make it bigger, if you take it that way well, what about raiffeisen? yes, it also belongs to the group

of foreign banks, banks with foreign capital , what is it? what happened? and the law on banks and banking activities and deprived the shareholders of alfa bank of the right to vote, i.e. the right to make any decisions, the right to participate in the general meeting of shareholders, i.e. by and large, and deprived the shareholders of the right to operational management of banks, this does not mean that no one will manage the bank, this means that the national bank will then appoint a trustee who has a positive business reputation, and this trust in the person on behalf of the bank already participates in shareholders' meetings, makes decisions and does all the operational activities that the bank needs

that is, i would not say that we have become closer to nationalization and, in general , to be honest, i do not really support the fact that the national bank of tre-alpha bank should be nationalized, it should be nationalized, the shareholders should be changed , in what way is this a completely different question i.e. the bank continues to operate. the bank operates in the same mode. it's just for those shareholders who voted earlier, these are two foreign companies of ebh. i just remember that , and another person appointed by the national bank will vote, and it just won't interfere with changing shareholders. we read everything in to the ukrainian forks that the polish banking group was interested in sansbank, ah, and if it sold, in order to sell banks and buy a bank, the consent of three parties is required, if at least it is the seller, it is the buyer, it is the national bank

, of course, the antimonopoly committee if there is the consent of the other parties, then simply the authorized person on behalf of the bank's shareholders will vote yes. how uh. well, it will be right for the bank, it will be useful for the bank, because this person acts in the interests of the shareholders. this person acts in the interests of the bank, namely the bank, if it will be more profitable for the bank to sold, if the information is confirmed and an investor is found and he will have the money to buy it, then i personally did not see problems with the future sale of the bank because of this deprivation of the right to vote. what yevhen said. and i also read that for the first time it seems to be the very meaning of the bank. the sanctions of the national bank were also applied , which relate to the treatment of the bank's clients, in fact, those who took out loans earlier . i don't know how it is legally correct, but

here it is such remarks by the regulator concerned only credit companies that did not behave very ethically with clients, and here they applied the sense of the bank, perhaps there is some political context here, or a context related to the bank's shareholders, or simply the national bank is exercising its rights to protect bank customers, well, in fact, a fine was applied to the bank precisely for unethical behavior, according to what people say is the extortion of funds from debtors, and it is worth saying here that this is not the only case there. not so long ago, two financial companies were completely removed from the market for unethical behavior. it is difficult to say how aggressive they were, but the regulator dared such a desperate club . as for the meaning of the

bank. the public sphere, where there were communications from the shareholders and their proxies that the bank was about to be sold to a private shareholder, even his name was leaked to the media , who, it seems to me, still does not deal with banks, but allegedly showed interest, the national bank came out with communications that the documents no one did not file, and well, we see that the conflict is over, whether it is nationalization or not, it is unknown, there is a lot of talk about this , and evidence that the situation is moving, but as yevhen said, there are no legal problems with this if a bank emerges, they can absolutely nationalize the current conditions , of course

. because we all wanted the bank to get private shareholders and those who would be acceptable to all. troubles also at the parent structure of the bank of cyprus, a cypriot company that has been in default somewhere for almost a year, and only now they are starting to talk about it, well, we see that the conflict has really entered the information plane, we will continue to monitor it and we will to observe the history of sens with the bank er thank you mr. yevgeny for correcting me for a long time, i probably did not look in the financial er data of the banks that sense bank is no longer the largest private in ukraine er we will return to this issue and now i propose to talk on an international topic, we are observing many protests around the world, and some of them have an economic basis, well, in particular , well, just to mention, we will not discuss in germany , the workers of the transport industry are currently on strike, and there are very strong and powerful trade unions

, they are knocking out, e.e., salary increases for employees of the transport industry, many airports are closed, and in france people are protesting against the pension reform, and it seemed that small changes are being proposed, or more precisely, they have already been adopted to raise the retirement age from 62 to 64, as far as i know i remember the years, mr. mykhayla. let's talk about them with you and continue. is it really so ? this terrible reform . what are the french so indignant? high standard of living, and it was always a mystery to me why there are so many insurance companies, the decision to increase the retirement age is not yet final, it still needs

additional additional approvals, it really does not look like something extraordinary , the retirement age is increasing by two years moreover, it grows very gradually until 2030. yes, literally three months a year will be added to pensions - to the retirement age. why did such a situation arise ? a positive trend in the increase in life expectancy. it also has negative inverses. the economic effect is that the pensioners of the pensioners need to be kept longer, in other words, to pay their pensions longer, as a result of this, the costs of pension provision in france are among the highest and the country simply believes that it cannot afford this, it will face big problems and history with the pension reform , it has been going on since the 90s, at least since president jacques shulyak tried to introduce

something similar, but then the french came out with protests, it is obvious that the culture is french, it is peculiar 10 different and people do not they are ready to put up with what they consider to be unfair, they want to devote more time to themselves , to their relatives, and less time to work. and they have every right to express their opinion in this way , mr. yevgeny. on whose side is your sympathy, on the side of the reformers who are they changing the pension system in france, whether it was acquired or on the side of the protesters, and it is possible to provide some interesting nuances to this story, you know, i did not fight there in this conflict, so i am absolutely neutral. i do not know how economically justified this decision is, but it seems that justified because in fact the average life expectancy is longer, and therefore there are not enough funds to pay

these pensions in full, we need to find money there, take it and borrow it. in france, there is a very good tradition of political protests, that is, going out on the streets to strike and in this way express your agreement with the decisions, and here the question is what is more important, the economy or social justice, in fact it is interesting what again, such a conflict, such a confrontation will end, because it will say a lot about the values ​​of france as one of our main partners, that they really care about justice or these economic things that are supposed to be people to all french people, but they still believe that the economy should come second. justice on the first volume, it is really interesting how this confrontation will end and why i

would add israel to the list of countries where some counter-actions are currently taking place, where people are taking to the streets because of the judicial reform, this is already the case, let's not just say the economic aspect has, but the judicial reform is also an important part , it is an important thing that affects the economy in the following programs, we will return to these topics before moving on to the final topic. i wanted to emphasize that a new business program with andriy lenitskiy, where are we inviting entrepreneurs, and tonight we will have a new businessman , more precisely, a businesswoman in the program on youtube at 6:00 p.m. live, we will see who came to visit us well, and the last question that i propose to consider

dear experts, these are the forecasts for 2023 from the investor of the icup group, mr. mykhailovy, you represent this group now today in e. dollar to hryvnia hryvnia to dollar will be at the level of 40 to one at the end of the year , despite the fact that the exchange rate will mostly be fixed for the whole year. growth, the basis of comparison is actually low, last year was terrible, but in that, the key factors such as the operation of the power system and the grain corridor remain in question, and the obvious positive factors that would contribute

to the growth of the rebound of gdp on 23- we don't see this year, this is primarily due to the assumption that the war will last all 12 months of this year, and in such a case, there may be both a slight drop in gdp and a slight increase. we have set two percent. but it is clear after the failure of gdp almost a third of the year, it is uh, it is extremely bad so far, and we hope that the growth will be much stronger in the next 24th year, as for everyone, many say yes . yes, we are running out of time, but i would like to give at least half a minute to yevhen let's talk about the exchange rate, he will comment on what you expect. do you agree with this forecast icu that the exchange rate at the end of the year will be 40, we now see that the dollar is cheaper. it seems to me that the forecast that i am saying is completely grounded. what

to take into account these factors about what this the inflow of money to ukraine it is probably not eternal, but this year we will most likely lack the resource of foreign aid, which affects the courses and positively but i think that at the end of the year there may already be completely different factors completely different factors and that's why i really it seems that the dollar will not rapidly depreciate and may not even reach the official exchange rate, but will be within the framework of plus or minus 40 at least until the end of the year. analyst group issyu thank you, as always, there is not enough time to discuss all the questions thoroughly, we will return to this conversation every morning at 8:00 on weekdays, turn on espresso to watch economic news. i am andriy

yanitskyi, together we will win cinema , television, sports, music, education, free people have a choice, choose what you want on megogo fm halychyna russian translation answer and we heard that our armed forces promised a spring counteroffensive to the occupier, so radio fm halychyna will become the instrument of informational spring counterattack, you will hear and

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valevska march 29 today is wednesday thank you you, what with us, support the ukrainian view of the world, support ukraine, support us on youtube on patreon and be interested in what is happening, the main thing is for us all not to be indifferent, to be vigilant, now it is also a matter of our survival and safety with you well, he did not let me finish it, but i will make this arrangement because the president was coming. the day before the funeral, he very diplomatically wrote that he had talked with the president and had time to discuss the events in the city with volodymyr oleksandrovich, and they also talked about the cost to the city of all this there were ruins in the center, at the railway station, hospitals were destroyed, the russians burned the residential buildings of the dead, and i didn't remember . 4 lord, what year is this, probably the 19th or 20th , the president was coming to sumshchina before the day in the theater , i asked him a question, i say, what are you for? go to schools, he says, well, that's very important. i went to a school in the village, but there is no ventilation. so i said, install ventilation, and uh. well, i think the question is at what price is it

, well, it's important, we have to keep it there somewhere with all respect for the institution but the misunderstanding of one's place by some people, uh, it spills out later into, well, just bigger losses at a higher price, well, everything is fine , well, also mert of trostianets said that there is an idea to use elements of the work of mykola khvylovy, who is a native of the city of trostianets , and his slogan away from moscow and this is the idea to use this slogan during the upgrade of the railway station in trostyanka, which was destroyed by the russians during the repair and reconstruction of all this, to use the slogan of khvylovoy away from moscow because he is a native says volodymyr oleksandrovich this idea

i liked it mykola hryhorovych fitilov well, okay, we will talk about him separately, the last information yes, but the collection before collecting the money, i will read from melitopol, there are already details of the morning shots on wednesday morning, i will remind all areas of the city of melitopol, the sounds of explosions were heard, mayor ivan fedorov reported this as follows in particular, well, he wrote melitopol aptly at once, several explosions are heard in all areas of the city, the occupiers are hustling , we are waiting for details from the general staff , fedorov added later, thick cotton fog in the area substation of the locomotive depot, let me remind you that melitopol is such a nodal railway center. he added that in the northern and western districts of the city , also in semenivka, tambovka, and in some other surrounding villages, the light went out around melitopol. melitopol sounded around 5:30 a.m. there was a hit recorded , rogu wrote

. the objects of the electricity supply system in melitopol were damaged. and in some nearby villages, the supply of electricity was cut off in an emergency. the collaborator gave that according to preliminary data there were no victims. well, let me remind you that there is a depot in melitopol, a locomotive that ensures the movement of these trains from the occupied crimea to melitopol by rail. further to the donbas, that is, all the connection of troops and ammunition takes place precisely through melitopol to the front line , later, for the time being, we will attach the valery patrols

forces of ukraine, donetsk region, bakhmut direction, e.p. valery. we greet you. good morning. i wish you good health . are constantly suffocating. the impression is that they were fed up with their actions on bahmut and suffered very serious losses of those people who were preparing to go on meat attacks and now it is obvious that they cannot decide to act in the same way with regular troops, even mobilized units, because there, after all, the composition of personnel is a little different there. i think people will refuse to refuse and are already refusing because there were several such cases when they left their positions or refused to go on an assault at all actions because they were well aware