[000:00:00;00] you will hear and even see life goes on, the war is going on, galicia is not for the russians, for the ukrainians, the most important events, the events that are happening just now and affect our lives, of course, the news feed reports about them, but it is not enough to know what is happening, you need to understand antin borkovskyi and invitation experts soberly assess the events analyze them by modeling our near future every saturday at 1:00 p.m. with a repeat at 10 p.m. studio event with

anton borkovsky nayspresso welcome to economic news on the espresso tv channel with andrii if you watch us on youtube , like us, send the link to your friends and family, they will learn more . well, we continue with such news , the ukrainian economy will grow this year at a barely noticeable pace, this year , economic recovery by 2% is expected , in particular, the improvement of the security situation will help and logistics, according to the macro forecast of the icu investment company, in accordance with the expectations of economists, price growth will slow down sharply due to weak demand from the population , stable tariffs and a fixed exchange rate icu expects inflation to be 15.5 % by the end of the year despite the war ukrainians continue to develop small businesses since the beginning of the full-scale invasion ukrainians

have registered more than 200-2,000 new fops natural persons-entrepreneurs have registered the most new businesses entrepreneurs are interested in the field of e-e retail trade here are the conclusions made by the open data service opendatabot. it is interesting that the it sphere yielded to trade before the war, more before the full-scale invasion, more businesses were opened specifically in the field of computer technologies, yes of telecommunications, i would like to remind you that in order to register your own business, you no longer need to go to the tax office, but simply go to the action program or the action portal on your computer. ukraine can export excess kilowatts to europe - this will allow to attract additional funds for the restoration of the ukrainian economy of the energy system after enemy attacks, the minister of energy and herman galushchenko also announced this. he added that

the decision of the european network of electricity transmission system operators is very important , this decision made it possible to increase opportunities of our country, in particular, in terms of import and export of electricity between the state and the european union, for the second month in a row there is no shortage of electricity in the energy system of ukraine. well, problems remain for farmers, mined fields cannot be started until they are inspected by sappers , an agrarian in kharkiv oblast called for this the military administration there noted that 570,000 hectares of agricultural land remain dangerous in the region, almost half of them can already be demined, the rest of the fields are located very close to the contact line or in general within the range of enemy artillery, the regional military administration emphasized that

first the plots of land should be surveyed by pyrotechnic units, and then the farmers receive the corresponding act on the safety of the territory. and only then can field work be started. currently, 20 pyrotechnic calculations are working in the region, more will be added soon about a hundred specialists well, finally, as i announced before the program, we have two guests , yevhen dobagrys, a financial expert, and mykhailo demkiv, a financial analyst of the icu group. congratulations good morning, i'm glad to see yevgeny, he missed two or three programs for personal reasons, but he's finally back, the two experts together will be more fun . with representatives of the world

bank, some creditors of ukraine agreed to postpone the payment of debts until 2027. why did they agree? how important is it for us? what is happening to the ukrainian debt? you are actually the first to predict it, she is very well. well, let's be honest, no one expected that in the current state ukraine will be settled on time according to the debts that were taken earlier. which we can repay those debts that were taken before the beginning of the invasion, this is foreign aid and this, and no one understood why private private enemies are financed with the money of taxpayers of other countries

, and the debts of private companies are therefore completely expected was and this was reflected in the prices of ukrainian debt, they eurobonds of different years were traded from 20 to 40% of the face value , so that this says that these risks have already been incorporated into their price p. mykhailo, does this not threaten ukraine with an increase in the debt burden of this is this not the main risk for our economy now, and certainly this risk is not, is not key in a situation where the existence of russia is threatened in ukraine, but here it is worth understanding that the debts that ukraine is currently accumulating are, in principle, from official

creditors at preferential rates and a high probability of their write-off already in the future because after the victory, what is the situation now, in fact, this is not the first such e postponement of debts, now at the moment there was an agreement according to which ukraine does not pay any interest and does not no repayments until august 2024, but now. when a new four-year program with the imf was agreed at the staff level in march, decide now for the entire period that ukraine will not pay any interest to the official creditor not to make repayments and also agreed that the ministry of finance over the next year or so will be able to negotiate with private creditors and also agree on similar deferrals so that all creditors are on the same terms and accordingly it is

really important here evgeny is absolutely right that it was predictable, we didn't know in what form when it will happen, we agreed together with the new program . okay, it was recorded, but the second moment that was recorded is the waiting after the war, of course , no one knows how and when everything will happen what will be the scenario, but it is worth noting that in the previous such postponement of debts there was a much more optimistic scenario, somewhere we saw the 23rd year. as the end of the end of the war and, accordingly, the next great economic economic growth , now everything has been postponed for at least the entire 23rd year and then another the big news is published and completed by the pp regarding the nationalization of e.e. alpha bank, which is now called sens bank this week e.e. the national bank of ukraine made several

decisions regarding e.e. the bank itself, an interesting decision regarding the integrity of the integrity of its shareholders, it is possible , mr. yevhen. how can a former employee of the national bank of ukraine explain the actions of the regulator in this regard? as far as i know, the largest private bank in ukraine today. belongs to the group of foreign banks banks with foreign capital what is this a what happened happened that the national bank used its authority, which is fixed in article 73 of the law on banks and banking activities and deprived the shareholders alpha bank has the right to vote, that is, the right to make some decisions, the right to participate in the general meeting of shareholders , that is, by and large, it deprived the shareholders of the right to operate banks, this does not mean that no one will manage the bank, this means

that the national bank will then appoint a trustee who has a positive business record. reputation and this trust in a person on behalf of this person and 100% of the bank's shares already participates in shareholders' meetings, makes decisions and does all the operational activities that the bank needs that is, i would not say that we have become closer to nationalization and, in general , to be honest, i do not really support the fact that the national bank of tre -alpha bank should be nationalized, its shareholders should be changed, how is this completely different? that is, the bank remains in operation. to the same regime. it's just for those shareholders who voted earlier, these are two foreign and ebh companies , i just remember this one, and another person appointed by the national bank will vote, and it just

won't interfere with changing shareholders. we read everything in to the ukrainian force that the polish banking group is interested in sansbank, ah, and if it sold, in order to sell banks and buy a bank, the consent of three parties is required, if the least is the player, it is the buyer, it is the national bank . well, of course, the floor committee, if there is the consent of other parties, then just a trustee on behalf of the bank's shareholders will vote yes how uh well it will be right for the bank it will be useful for the bank because this person acts in the interests of the shareholders this person acts in the interests of the bank in particular if it will be more profitable for the bank to sold, if it is true, the information will be confirmed and an investor will be found and he will have the money to buy it, then i personally do not see any problems with the future

sale of the bank due to this deprivation of the right to vote, as if it will take place there , mykhailo, is there anything to add to this what yevhen said. and i also read what seems to be the first time that the bank made sense. the sanctions of the national bank were also applied , which relate to the treatment of the bank's clients, in fact, those who took out loans before . i don't know how to legally and but such comments from the regulator only concerned credit companies that did not behave very ethically with their customers, and they were applied to sens bank. perhaps there is also a political context here, or a context related to the bank's shareholders, or simply the national bank applies in its right to protect bank customers, well, in fact, a fine was applied to the bank precisely for unethical behavior, according to what people say is the embezzlement of funds from debtors, and it is worth saying here that this is

not the only case there, not so long ago there were two financial companies have generally been removed from the market for unethical behavior, it's hard to say how aggressive they were, but the regulator dared such a desperate club . as for the meaning of the bank, well, let's be honest, there is a certain kind of conflict between the bank and the nbu the public sphere, where from the side of the shareholders, as their proxies, there were communications that the bank was about to be sold to a private shareholder , even his name was leaked to the media, which , it seems to me, does not deal with banks, but the national bank allegedly showed interest came out of the communique about the fact that no one submitted documents, and well, we see that the conflict is over, whether it is nationalization or not, it

is unknown, there is a lot of talk about this , and the investigators say that the situation is moving, but as yevhen said, there are legal problems with this will not create a bank, they can absolutely nationalize the current conditions, of course, we would all most like the bank to get private shareholders and those who would be acceptable to all. one more moment, i forgot to say literally this is what it is. please note that the communication of the national bank says about financial troubles also at the parent structure of the bank of cyprus cypriot company, which has been in the oven for almost a year and only now they are starting to talk about it...well, we see the conflict has really entered the information plane, we will monitor it further and we will monitor the history of sensbank... thank you mr. yevgeny, please correct me. i haven’t looked into the financial data of the banks for a long time. the bank is no longer the largest private bank in

ukraine. we will return to this issue. and now i propose to talk about an international topic. we observe a lot. protests around the world, and some of them have an economic basis, well, in particular, i’ll just mention, we won’t discuss it. in germany , the workers of the transport industry are on strike right now, and there are very strong and powerful trade unions, they are knocking out the salary increase for the workers of the transport industry, many airports are not working, and in france, people are protesting against the pension reform and it seemed there, well, small changes are being proposed, or more precisely, they have already been accepted by raising the retirement age from 62 to 64, as far as i am concerned i remember years , mr. mykhailo

. let's talk with you and let's continue. is this terrible reform? what are the french so indignant? it has always been a mystery to me why there are so many jumps about the decision to raise the retirement age, which is not yet final, it still needs additional additional approvals, it really does not look like something extraordinary, it is growing the retirement age is two years, and it increases very gradually until 2030. yes, there are literally three months at a time and they will add to the retirement age to the retirement age. why did such a situation arise? it is a positive trend in the increase in life expectancy. it also has an inverse negative economic effect - that is that the pensioners of the pensioners should, well , put it this way, keep them longer

, pay them pensions longer, as a result , pension costs in france are among the highest, and the country simply believes that it cannot if she allows herself to do this, she will face big problems, and the history of the pension reform dates back to the 90s , at least since president jacques shuliak tried to introduce something similar, but then the french came out with a protest. it is obvious that the culture is french, it is peculiar, somewhere different and people are not ready to put up with what they consider to be unfair, they want to devote more time to themselves , to their relatives, and less time to work.

is your sympathy on the side of the reformers, who are changing the pension system in france, or on the side of the protesters, and it is possible to provide some interesting nuances to this story, you know , i do not participate in this conflict and am completely neutral. i do not know how economically justified this decision is, but it seems that it is justified because, in fact, the average life expectancy is longer, and therefore there are not enough funds to pay these pensions in full . we need to find money there, take it and borrow it. and from whom should we increase it? the burden of debt on the economy, on the other hand, in france, there is such a good tradition of political protests, that is, going out on the streets to strike and in this way expressing the creation of agreement with decisions, and here is the question of what is more important , yes, the economy, or social justice. will end because it will say a lot about the values ​​of france as one of our main

partners that they really care about justice or these economic things that all french people are supposed to have but but they they believe that the economy should still come second. i think justice is the first volume. i am really interested in how this confrontation will end, and why would i add israel to the list of countries where there are currently some opposition actions taking place, where people are taking to the streets because of the judicial reform, this is already the case not only let's say the economic aspect has, but the judicial reform is also an important part er an important thing that affects the economy in the following programs we will return to these topics er before moving on to the final topic i wanted to emphasize that a new business program with andrii lenitskyi is coming out on the espresso youtube channel. we invite entrepreneurs and

tonight we will have a new businessman , more precisely, a businesswoman in the program on youtube at 6:00 p.m. live, we will see who came to visit us. the last question that i propose to consider with dear experts . these are the forecasts for 2023 from the investor of the icup group, mr. mykhailovy, you represent this group now today in the 2%, and in 2023, the exchange rate of the dollar to the hryvnia, the hryvnia to the dollar, will be at the level of 40 to one at the end of the year, despite the fact that the exchange rate will mostly be fixed for the whole year. can you explain what these forecasts are based on

? why only two percent? i think that the basis of comparison is very comfortable, there could be more growth, the basis of comparison is actually low, last year was terrible, but in that, the key factors are such as the operation of the power system and the grain corridor. they remain in question and obvious positive factors such as which would contribute we do not see rebound growth of gdp for the 23rd year. first of all, this is connected with the assumption that the war will last all 12 months of this year , and in such and such a case, there may be both a slight drop in gdp and a slight increase. we put two percent but it is clear that after the failure of the gdp last year, almost not a third, this is an extremely bad indicator, and we hope that the growth will be much stronger in the next 24th year, as

for many people say yes, but mikhail, we are running out of time, but i would like give at least half a minute to eugene, let's talk about the exchange rate, he will comment on what you expect. do you agree with this forecast and the family that the exchange rate at the end of the year will be 40, we now see that the dollar is cheaper. it seems to me that the forecast that in russia what to take into account these factors about the fact that this influx of money to ukraine it is probably not eternal , and this year we will most likely have enough resources of foreign aid that affects the exchange rates and positively but i think that by the end of the year there may already be completely different factors completely different factors, and that's why it really seems to me that the dollar will not rapidly depreciate and may not even reach the official exchange rate

, but will be within the framework of plus or minus 40 at least until the end of the year. e expert financial analyst and and mykhailo demkiv financial analyst issyu group thank you, as always, there is not enough time to discuss all the questions thoroughly, we will return to this conversation every morning at eight on weekdays, turn on espresso to watch economic news i andriy yanitsky, we will win together, a missing child was found, another search story, which fortunately ended in success at the beginning of march, we received information about the disappearance of this boy. his name is vladyslav bodnar. he is 17 years old. he lives in one of the villages of the zhytomyr region. on march 13, vlad left home and did not returned to the search

, the police of the child search service and caring citizens immediately connected, and i would like to thank you for sharing information about the search for the authorities on their social networks. they really did not remain indifferent. however, for some time there was no information about the fate of the boy. why he left home and where he went was unknown, but after a few days, vlad managed to be found . where he lives, and in this story it should be noted that this is not the first time that vlad has disappeared before, he had already left his home and traveled through nearby settlements , this time he reached kyiv. of course , the most important thing now is that everything is fine and his vlado bodnar, whom i told about, returned home to his parents. he was 17 years old. and it is at this age that children most often resort to running away from home. the reasons are very

different, for example, teenagers can run away if they cannot resolve conflicts with their parents . this can happen due to disagreements. regarding discipline rules, lifestyle choices or other issues, also mental health problems such as depression, anxiety and trauma often lead to teenagers feeling depressed and helpless and this prompts them to leave home in search of relief, in addition, children aged 14-17 may run away because they seek independence and freedom from parental control, and the worst thing is that it is not uncommon for a child to run away from home because of violence and unfortunately very often such stories remain silent even though in these situations, it is necessary to sound the alarm immediately, so if you know about a specific case of violence against a child, for example , beatings, sexual violence, if a child is begging or a teenager engages in prostitution

do not remain indifferent and immediately report this to the police or report it to our website stopkram.ua without leaving your home, you can do it even anonymously and we will do everything possible to stop this crime and i ask for a minute of your attention, look at the face of this girl fifteen-year-old yuliya kurbel, a girl, disappeared in the luhansk region, in the city of severodonetsk , a friend of yuliya turned to us for help, the girl did not want to talk on camera, but in a private conversation she told some details that may be important in the search so it is known that when the war started, yulia made herself known from the first, but in march 2022, when severe shelling began in severodonetsk , the connection with the girl was cut off since then , unfortunately, there is no news about her. also, we know the exact address where yulia kurbel lived, it is severodonetsk gagarina street 117a here is the actual photo of the house in which yulia lived, and now i am appealing to all the residents of the occupied

north of donetsk, if you suddenly see this program, please come to kharin 117a and ask the residents if possible of this house about 15-year-old yulia kurbel, does she still live there, or where and with whom can she be now, if you find out anything about the fate of yulia kurbel, please immediately contact us on the free hotline of the child tracing service at the short number 116 000 , however at the same time, there is a very high probability that yulia is no longer in severodonetsk . moreover, at the beginning of march, when the connection with the girl was cut off , the evacuation of the civilian population was carried out in severodonetsk, and perhaps yulia and her parents managed to leave so please look again carefully at the photo of yulia kurbel, she is 15 years old, she has blond hair and light eyes, if you know anything about yulia kurbel or where she might be

, call us on the hotline 116,000 from all mobile operators, calls are free , you can also write in the chatbot of the child search service in telegram fm halychyna on the air attack, repulse the current of cyber such radio fm halychyna has prepared its response and we heard that our armed forces promised a spring counteroffensive of the occupier, so radio fm halychyna will become the instrument of informational spring

you will hear and even see counterattacks, life goes on, the war is going on, galicia is not enough for the russians, for ukrainians, the most important events, the events that are happening right now and affect our lives, of course, the news feed reports about them, but it is not enough to know what is happening, you need to understand antin borkovsky and the invitation experts soberly evaluate events are analyzed by modeling our near future every saturday at 1:00 p.m. with a repeat at 10 p.m. studio event with anton borkovsky naispresso congratulations this is freedom life on radio freedom we have already come to the very change, the following shots may shock you, news from the scene of events live , and kamikaze drones, political analysis

objectively and meaningfully, there is no political season, exclusive interviews , reports from the hottest points of the front, freedom life, frankly and impartially , draw your own conclusions , i welcome the ukrainian program on the air of the voice of america service time i am its presenter ostap yarysh the jury in new york brought criminal charges against donald trump for the first time in the history of the former president of the united states is charged with a criminal offense the specific details of the accusation itself have not yet been disclosed, however, according to the media, it may refer to payments to the porn star by daniels, as if in exchange for her silence before