[000:00:00;00] mr. prigozhin, he is the head of a private terrorist company several times. he said that it was necessary to end a special military operation, as if the goal had been achieved. everything they wanted to do, they did , why is it dangerous ? stop offensive actions and then tell the whole world that they have stopped hostilities, that they are no longer shooting anywhere, and that they long for peace because they are such doves of peace and peace-loving citizens , but we ukrainians do not give opportunities to achieve peace and we want to sign some agreements and it is desirable that this is the party of war that we want to continue hostilities that we attack instead of agreeing that this may be such a cunning cat on the side of the russians that they can withdraw a little to stop and then tell that everything especially the military operation is over, they

already want well, i am with the ukrainians and those people who support them continue to want a war , so let's win the whole world, we will negotiate, we will convince our partners and ukrainians, that's all, the war is over, let's sit in the car, it's better to sit down at the table, it's really dangerous to resolve the issue on the battlefield. because our military and political leadership has repeatedly said that all conversations with russia can only take place after everyone, all soldiers, everyone, the cart will look we will leave the territory of our country at the border of the 1991 border, but these are the actions. such conversations in the past can affect our partners and the citizens of those countries who will tell their leaders look at your countries, the russians are no longer at war, they seek peace and so on . in other words, it is such a goat when they behave with confidence , but it is quite expected. unfortunately, this can happen here. why is it necessary for the diplomatic corps? well, i think that they have already developed

what actions to counter-react to such actions are possible, but for me personally, it looks like such a political danger. well, if we talk about the timing of any ukrainian counteroffensive, it is possible in general to revive hostilities. so, when is this you can expect, well, from the point of view of the weather there, some kind of readiness , more or less, that it is yevgeny and what do you think about it, how many people know about it, i think so. it can all begin everyone is preparing everyone is ready morally horseshoes we are waiting for the order and will carry out the assigned tasks from our leadership there is no need to guess when it will be today tomorrow in a week

soon as soon as we are ready to take the maximum number of their territories and ensure the maximum safety of the personnel in order not to expose the risks of our military personnel, the order of our commanders-in-chief of our president will be given and we will carry out these tasks, but about the terms well, i can say this year, well , we are forced to talk about it anyway because yes or otherwise, all the world media are just talking about it. well, everyone around is just trying to guess something about it, what the world knows and what russia thinks that we are subordinated to some other no ukraine is a constitutionally independent country and i think our leadership will make this decision and if there is no such information, very few people know about it, and you and i. unfortunately, we do not know this, but i am sure that fortunately it is possible maybe fortunately, but i am

sure that everything will be as it should be and sooner or later ukraine will not only return all its lands, but also make sure that this carrion will never come to us again oleksiy, but are there any limits at all to what they say, you know in such speculations there is always something or until this moment and it will be the key thing is that the last chance is impossible. well, you must have also heard these conversations, which are constantly trying to feed the russians with regard to the fact that if ukraine does not make it to such a date, then it is impossible to continue there, or if it does not make it to another date , what do you think about what can you tell us about this? well, let's go. well, i. simple things , er, our offensive actions. of course, it can happen when there is hard ground, which is the smallest, that is, to drive on mud, we

understand that well, it is simply impossible, even on a goose. secondly , this is dmytro. that they will flee. that is why we need certain timings for a, as they say, for the russians. maybe it will work or not . we do not have the right to do this. we must clearly calculate everything. we must clearly calculate not just that we received 100 or 200 or 5 not about this there were tanks they must be registered must be on this tank must let's do it so it must be the crew must be responsible for this armament er this this this armory must be assigned to a certain unit well many, many things must be done before this tank for example, is there some other armored vehicle or

just people will go on some kind of offensive, they are preparing for this, the so-called combat order is being prepared, that is, it reaches the commanders of the brigades, the commanders of the battalions, in which tree, the company, where all the actions are prescribed, the means of communication are prescribed. further that is, very serious preparation is going on, it is not just, yevgeny says so, well, according to the military treasury, he perfectly understands that this is an order, it is not just an order, it is the prescribed actions of each unit, and such actions, if such actions did not work out , such actions, that is, it is very painstaking work, and if in order to prepare it, our staffs who are preparing it need to work very, very seriously. that's right , 3-5 people told everyone to go ahead with the national security of defense, mr. danylo, you know about the exact offensive that will take place. i think that these the documents are already ready, they are registered, just for this to happen, you need

to have enough weapons, well, fuel, and everything. well, that is, everything must be prepared . you can’t go like this , it will not be issued. even if they didn't talk about the first place, the war is the war, our victory is our victory , seven days a week, from monday to sunday, seven different spheres of human activity, sports, culture , politics, eight express presenters, journalists , experts, opinion leaders in real time about the most current events through the prism of war every day, author's projects on espresso, see this week's program judicial control with tatiana shustralova, the judge, collaborators, who betrayed the judges and refused to award the traitor from melitopol with the title of honored lawyer of ukraine , except for one, all guarantors of our materials , sevakov, and which decisions of the high council of justice worried the public is doing the same thing that

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it, send the link to your family and friends, and subscribe to the espresso youtube channel if you haven't done so yet, the restoration of ukraine will begin already this year. this was announced by the prime minister of ukraine, denys shmyhal. in particular, he said that during his trip to the usa , a memorandum was signed with the united states development finance corporation (dfc) and the us agency for international development (usaid) regarding support for investment in priority reconstruction projects. among the key topics of discussion during this visit is the recovery plan for ukraine, such recovery begins this year and we need to mobilize 14 billion us dollars for relevant recovery projects received as confirmation from the secretary of the treasury of the united states janettelen about the allocation of one and a half billion dollars for rapid recovery, plus 800 million dollars for energy recovery

, one of our key partners in recovery, the world bank, we agreed to activate joint thematic programs for the reconstruction of our country already now , electricity tariffs will be increased, but the decision when exactly will there be so far no increase and this is a forced step, stated energy minister herman galushchenko due to systematic destruction aggressor of electricity generation and transmission facilities, the company does not have enough funds for restoration and income from the potential export of electricity to europe will also not be enough . 8 well, what is he not writing? yes, but in fact the issue is being discussed. well, let's see. the european union supports its farmers against

the background of the supply of grain from ukraine. 100 million euros of support have been allocated in the european union, this money will be directed to aid to farmers affected by the influx of ukrainian grain will come from the anti-crisis reserve of the eu budget, poland will receive almost a third of this package of financial aid, the commission took this step . there are also such voices in romania, the council of the european union approved the proposal on unified roaming with ukraine, which means that we will be closer to europe, this gives the green light for a bilateral decision on this was announced by the deputy prime minister for innovation mykhailo fedorov, now the final word is given to the association committee in the trade composition

if ukraine joins the eu mobile roaming, the prices for calls will decrease , communication operators will not charge uah 30 per minute of conversation in addition to this consumer right will be protected by european rules, we will talk about these and other news. today, our regular guests are mykhailo demkiv, financial analyst of the siyu group, and yevhen dupa gris, financial expert. greetings. good morning. well, this is the loudest news about grain that suddenly did not want to see on their markets neither poland nor other countries hungary slovakia they have already made a decision to ban imports and bulgaria and romania are thinking about it and is there an understanding why this happened and is there a way out of this situation

yevgeny let's let's start with you on my screen, so from left to right, the first ones are what happened, it was actually completely expected. because large volumes of grain come from ukraine, it worries their farmers, who simply cannot stand the competition with ours. in the agricultural sector, this is, you know, a very good signal for our farmers that we compete and successfully compete in their markets even without any huge subsidies, without such huge state aid as in the eu countries. and that is why we are of course local and farmers , they are very well organized. they know how to lead the negotiations have a powerful lobby in the good sense of the word, they are dissatisfied with this influx, and therefore put pressure on the governments, on some local communities of their countries, and they go to

the meeting, even if this is a solution to the norms the eu is a bit against decisions, because the decision on the speech of trade, and on some partial or complete ban on transit, this decision according to their norms, according to the norms of the eu, should be made in the european commission and not on the ground, but we have and what we have now is actually for us , well, for ukraine's task is to restore everything, and yesterday there was news that our delegation from the ministry of economy had already agreed with the poles and on the night of the 22nd, at least the transit of grain through poland will be unblocked. are we taking a risk? are we taking a risk? - this is in total. last year, about 15% of our grain export was quite a lot . well, this is the market for which it is not worth fighting for, and well, ours are doing it. well , you know this for the future. i would say that this is such a lesson that when

we are helped our partners, we also have to do something in order to make life easier for the locals in order not to compete with them so that they understand that the flow of some goods from ukraine is not a threat to them and that this grain is exported further to those countries where do they need it, mr. mykhailo? there is something to add, because it looks like we agreed with the entire european union and signed an agreement on simplified trade, but this agreement does not work. can we appeal these decisions of national governments here, or should we not do it? well, it is very difficult here moment in the diplomatic plan, because what happened a year ago, when in fact the export of grain carried out in ukraine by sea became and only in the second half of the summer

, the so-called grain agreement was reached, which is also a problem because the russians did not are losing opportunities to block its exports from the bottom ukraine tried to reorient it to the west and somewhere uh there is a certain kind of fatigue from well, you can say so from helping ukraine because it is already a little uh our to the detriment of the farmers themselves and plus these other moments coincided uh, first of all, the drop in grain prices, so a year ago, due to the fact that ukraine turned out to be a blocked price, they went up and uh, people started, politicians began urgently looking for ways to unblock exports in order to lower grain prices, they decreased and now they don't farmers are satisfied, although the prices for grain in the same countries of the european union that you mentioned are still higher than the ones that

were on the eve of tuesday. i hope that the european union's help to the farmers of these countries will help to solve the problem that has arisen and you can only complain that in the 90s, when these countries joined the european union, their western neighbors at that time did not create such problems for the import of goods from these countries . the european union has already allocated 100 million euros to the farmer. maybe they are bargaining just so that another 100 million will be allocated and then they will stop protesting. is there not such a feeling? well, to be honest, there is a feeling that a certain bargaining is taking place here, a bargaining for the electoral sympathies of the voters because

all these countries are democracies, sooner or later the same farmers will go to the polling station plus some against brussels to receive additional funds, this is real politics, but on the other hand, it also plays against the european union itself, well, since the institution is not stronger than the fact that every time it tries to negotiate with its partners to squeeze some additional concessions from its partners. so far , the european union does not appear to be the only such economic machine , even the same declared rules. they do not work, you have to decide every time echo yes, as they say, we will move to another continent in the united states of america, and apple and bang goldman sachs have announced that they will offer their customers the opportunity

to place deposits under the four dot 15 hundredths of a percent, it actually looks like a kind of american monobank, doesn’t it, mr. mykhailo? yes, and in fact, these conversations about large corporations such as apple , facebook, google, and others that simply have hundreds of millions or even billions of customers around the world sooner or later end up in the banking industry. the banking sphere of banks because they have a huge number of customers and not to use such an opportunity is a sin and in principle the same apple, it has been in the financial world for some time, it is no longer just phones and payment - this is the apple pay service by phone - this is one of the services that

allow you to pay e-e contactlessly by phone, including it has been working successfully for several years in ukraine, also apple has e-e acquired a company that provides purchase services in installments this is also a product familiar to ukrainians, er, ukrainians, and now it has finally opened, er, account opening , as er, we are used to seeing it in apple, er , quite convenient, er, convenient format, excellent design, so far, in the united states because the condensate has there the license is also not valid outside the united states, but it is one big step towards making a disruption in the market of financial services, that is, coming to offer something qualitatively new, and that now it is expected that the outflow of deposits from

other banks, including goldman sucks on this new product is only in the case of goldman sex, it is not so scary because it will be inside the bank, just from one product to another, but other banks - this is really a problem, mr. yevgeny, i read in the article in painational times, which we discussed yesterday during the preparation, we know that four and 15 hundredths of percent are generally high interest rates for the american market, that ordinary banks there offer something up to one percent for such innovative various financial corporations, about 3% per annum, how does apple plan this is how high interest to pay to your clients. do you understand this and how will the american regulator look at it , are there any violations in the introduction

of banking business? well, i think that if apple launched this service, its adminsax, they they worked very carefully and all the legislation and this, at least now, will not be any contradiction with the current legislation, how to earn, you understand. if in the company, relatively speaking, the margin, that is , the profitability of those activities is higher than these 4% plus some kind of bank commission, the bank will also receive for this and commissions, of course, this is a profitable business for the company . it can simply be said that it receives a cheap loan, that is, instead of going to the bank to agree to pay a commission , to do something there, yes, they are simply taking advantage of the fact that there are many customers, many users, they are these companies are trusted and where companies can attract funds on more attractive conditions, even if it is not some large funds, not billions, but at least these are the funds

that the company has working capital or for the purchase of some equipment that is not very expensive , well, within the limits of the company, of course, that is why it is such you know alternative sources of financing, but it seems to me that this will not be a mass phenomenon, because mr. mykhailo rightly noticed that it works, this model works only when the company has a lot of of direct users they know this company and at the same time they still trust it conditional money some ukrainian company well, let it be nova poshta, which everyone knows is epicenter and if there was such a product on our market , they would hardly be able to do much to attract users simply because the level of trust in the company is less and our company is not as close to

users as, for example, in the united states, as well as apple . i think that the apple pc will be a good test of this product, but let's not forget that not all companies work as well with users as the same apple. at night, we have a monobank, relatively speaking. therefore, it is a cool idea , but for now it seems to me that it is more theoretical and, as they say , a test. own bank in bank vostok and once they tried to have cards, these are the ones with discounts in supermarkets with bank cards that it was not offered so massively, it worked at least well, i don’t see that there was such a hype around it, maybe from the second try them it won’t work yet, mr. mykhailo. and if i look at the rates, i still return to the reward. here is 4%, there is 15%

per annum in the dollar, this is a good rate, bad if suddenly apple receives a non-ukrainian license to attract funds, and what will it look like this proposal against the background of other competitors who already work in ukraine, well, obtaining an apple license in ukraine so far looks so far-fetched, even if the european union is not a user of this service, but it is very parallel in principle to ukraine, in which plan as well as in inflation in ukraine in the united states of america increased sharply at one point it was 8 %, i.e. four 15 years it still does not cover it if we look retrospectively about five percent of inflation was the most recent - according to the most recent data in the next 12 months

it will obviously be lower than 5%, that is, somewhere at the level of what apple offers, maybe even a little lower, that is, it is ok here, but just like in ukraine, there are a large number of customers of such banks, ordinary banks that are inert , that is, especially in the united states, where inflation has always been in extreme school was it is accepted to save on bank deposits, let it be under the completely ridiculous limits of zero rates, but there for years to accumulate yes some not some goals and so these deposits are inert, banks take advantage of this, they offer low deposits and even calculated that these four 15% are more than 10 times the average rate for the system , not because apple is trying to build a pyramid . i offer some unrealistic high rates, but because a large number

of customers are inert. thus, what in ukraine is called the transmission mechanism of apple in the united states, and it is proposed to try to improve it, that is, to transfer the effect of the increase in the discount rate to deposit rates . the very purpose and if we go back to the e-e business model of apple itself , it is worth understanding. yes, we know that this is a company that manufactures phones that wants to increase the share of services in its e-e services, to increase some decades ago, it was 8%. now it is 20%. now some part of the banking business will be added, even more, even more people. and the next time, when the client 's phone falls, the phone will break, he will think about what to buy, the new phone is even more likely to buy apple products , because in

he will already have a bank account there and he will want to go to the store to pay and will think even less about going to competitors, that is , the ecosystem around finances continues to be built here, the phone is just such an entrance to the client, and then it is offered he has an account and er purchases in the apple apple store itself, that is, these programs that you have on your phone , if you buy something from them, er, apple receives 20-30% of the purchase amount, which is simply gigantic in its own part, and this is also a part the ecosystem of the company that it is building and successfully developing mr. mykhailo thank you for your comment, our time is up, yevgeny, thank you too , let's put an end to this , let's come back to our

esteemed experts in a week, yevgeny, there, mykhailo, be a dear audience how apple diversify yours sources of income and make your life thus more stable and predictable today everything andriy yanitskyi with economic news on the lee espresso tv channel together we will win i congratulate on the air the program of the ukrainian voice of america time and i its host ostap yarysh the united states announced a new package of weapons for of ukraine, which earlier he focused on ammunition, the announcement took place on the eve of another meeting of allies and partners in the format of rammstein