[000:00:00;00] e.e. social networks have verified phones, let’s move on to another topic e.e. banks are losing foreign currency deposits, so mr. mykhailo wrote to me yesterday in social networks that the population is opening less and less of those deposits with the possibility of conversion due to the reduction of the difference between the official and cash rates please explain your opinion, mr. mykhailo personally, when i just see the interest that banks offer on foreign currency deposits, there is no desire to give them money and deposit foreign currency on those deposits, there is something very close to zero. well why did this happen, in principle, there is an opposite trend in the world when rates and dollars and in the euro have been growing rapidly in ukraine for more than a year, they remained practically unchanged throughout the past year and this year, and

for example in the second half of last year, when the difference between the official exchange rate and the cash exchange rate. it was already very, very large, about 10%. the national bank took one of the steps to introduce the non-cash purchase of foreign currency with the condition that it be placed on deposit for 3 to 6 months, etc. and now when they started -e hmm, the term of these will expire of deposits and banks have seen such a situation that new deposits are opened much less than people withdraw their funds, the number one reason is the small difference between the official exchange rate and the donor's cash exchange rate, which we now see, that is, there is no economy for customers in this case. received their dollar and then there is the question of what they will do with it, we will do something, someone will certainly

try to take a risk and sell the dollar, buy the hryvnia, and you are waiting for an unchanged exchange rate there for the next six months to try to earn additional income, but in general, it seems to me that banks are now gradually moving to increasing rates on foreign currency deposits to keep these customers, so far i do not see such movements from the largest banks of the private oschadbank, indeed, the rates there are close to those which you mentioned, but the banks are of a slightly lower caliber than the average size of the banks, they are gradually destroying the rates and two or three percent per annum in dollars is already becoming something more real, mr. yevgeny, why are the banks behaving the way they are, why don’t they need currency, right?

there are sources where you can get that currency cheaper than in the population, we understand that the population has cash currency in their hands and this money is a dead weight to themselves, they do not work for the economy, they simply lose in value. since we know that dollar inflation also exists, well in fact, the bank does not need this currency , what will they do with it before, before the full-scale invasion, there was at least a small one, but currency lending is now completely accredited, in principle, it does not exist as such. if it exists , then it is under the guarantees of international organizations. now the sums are quite small, so by and large the banks did not need the invasion of the special dollar at first, that is why they did not raise the rates, now the concentration has changed, as mykhailo pointed out that the banks must be given those dollars that the population just wants to take away. and when they decided to keep what we on the contrary, it is necessary

to attract this money of quality, relatively speaking, to the same population . and so, bank to bank, there is no particularly large such need to have a dollar in them, and so quite large amounts on transfers in foreign banks, so-called accounts on the islands, they can, in principle, return them at any time, plus well, there is another regulatory requirement that the bank must balance the currency position, this affects their regulations . but now, as the national bank punishes banks for violating regulations, it is this is not a problem for the largest banks, they are here , the difference is, in principle, placed on their capital , they live with it without problems. well, indeed , the average deposit, i looked, i will not advertise special sites, but there are sites that aggregate data from many banks and offer to see what the rates are. if you have $5,000 in your hands, and you want to put it on

a deposit for a period of one year, you will be offered an average of one and one percent per annum, which is an average of 20 banks that are large and including small banks, well, it is clear that there are fewer banks, they compete with the rate, they offer more interest, but hmm. as we know, high interest on deposits is not always good. this may signal a problem in the bank itself, and if you you are left with bills in your hands, er, with cash currency, sometimes you encounter such a problem in exchange offices. well, the exchange offices do not want to take that bill at all. although it looks normal, there may be a little speck somewhere , a little crumpled somewhere, and then they offer such a thing as, well, pay extra an additional commission for

the exchange of worn banknotes, here is danyla hetmantsev, a member of the verkhovna rada of ukraine, drew attention to this in his telegram . revocation of the license yevgeny is there really such a punishment as revocation of the license for a financial company that introduces an additional commission and to what extent is this commission legal in general, well , first of all, hetman, with all due respect to him, he still has no leverage over banking companies this is only an enticement of the nbu, and then you need to ask the national bank whether they see it as a problem or not. it seems to me that this is exactly the story where, you know, there is such a phrase that decides the market in the sense that there are banks or some financial companies that want to do business with customers, they will simply offer them better

conditions, will not charge this commission, and in general, it seems to me that these cases are so isolated, and the more so because there really is a problem that there are many fake bills, many worn and outdated bills, and bills for banks and financial companies something needs to be done about this, that is why they set higher commissions in general . personally, i do not see any problems here except that the population really has too much cash and currency in their hands for our economy, and it should be a task for the nbu to attract them to the bank how to generally reduce the delorization of these funds of the population, how to increase trust in the national currency, first of all p. mykhailo, maybe you can add something to this . have you come across any cases when you were refused to exchange m-m currencies and said that somehow it does not look conventional, do you know the situation? it changes a lot. last year, when

there was a crisis in the foreign exchange market and a shortage of dollars, in principle they were not minted, so the exchangers took probably any currency, any banknotes, and worn and torn, and sometimes even those that in professional slang, they are called glowing, that is, there are traces on them, there is an invisible eye of paint, they were there somewhere, or they were stolen from atms, or they were noticed in some other way , well , that is, they were not super good, their obpinners accepted them. well, because the demand for currency was crazy, they are already here in february, they sold and earned a few pennies. now the situation has changed a lot. you can see the bill on the exchange board. by the way, they are prohibited . the official exchange rate is not much different from the cash rate. and the customers, banks, and exchangers , are they turning their noses, that is. do not want to accept any banknotes and first of all do not want to accept

banknotes, if we are talking about the dollar, then the previous series until 2013, which have fewer protection elements . well, because there are more currencies and they can afford it, as a result, banks began to accumulate these old ones there are some substandard banknotes and they started reacting to it. it seems to me that one of the hives of the parks was the first to react to it, since its market share is huge, so it moved the entire market by itself, and there was a kind of panic, not panic, is it possible roll out for the account of fines and some punishments i am not sure it is easy to do for sure but will there be an effect if there is no economy if people do not accept these banknotes then we pledge not pledge eh nothing will be possible the key to solving this problem lies in another plane how much is the climate technological eh

it's no secret that now because of the war, the import and export of banknotes from ukraine is problematic . ukraine is about a year ago, it just adjusted the import of banknotes when there was a shortage, now try these old banknotes export to the usa, and in the usa they accept them indifferently, even if they are four years old, but so that it is not such volunteering on the part of state banks, which will put the costs on and operations, perhaps it is worth inventing, let's say , some deposits when people can bring this money to deposit and how does the bank make a penny? thank you for your opinion . today we will conclude with this . mykhailo demkiv, a financial analyst of the isu group, and yevhen dubogres , a financial expert, were with us on the air. they talked about kakhovsky.

hpp and the work of the banking system and i andriy yanitskyi, the host of the economic program on espresso see you tomorrow together we will win the war in ukraine the main topic for ukrainians victory and loss analysis and forecasts politics and geopolitics serhii rudenko and the guests of his program will talk about all this people who have information and public opinion is formed by people who defend ukraine and create the future right now the main and interesting thing in the program is the verdict by serhiy rudenko from june 5 on weekdays at 20:00, a repeat at 12:10 is added to the community with a ukrainian view of the world, become a sponsor of the espresso youtube channel. and this is access to exclusive content, personal thanks, fixed comments, special icons

and the possibility of personal communication with the espresso team, click sponsor and become part of the community with a ukrainian view, watch this week in the collaborators program the story of the head of the village of ozera savior or traitor. did you write a statement? that's how i applied. i say i know tete-a-tete. i say please figure it out. why did the whole village come to the defense of vadim martynov? one place saves the military cannot be a traitor at the second hand. congratulations. this program is a collaborator. i am olena kononenko. two months ago , we told you about the headman of the village of lake in the kyiv region, 53-year-old vadym martynov, who was detained by the sbu on suspicion of collaboration. offensive on kyiv, and during the capture of a part

of the region, he received from the aggressor an ak-74s machine gun and a white armband as a distinguishing sign of the russian occupiers , the sbu also noted that the man merged the headquarters invaders addresses of ukrainian patriots after the release of the program, local residents who were under occupation all the time together with the village head addressed us and informed us that in reality martynov is not a traitor but on the contrary a patriot and even saved 10 of our national guardsmen from certain death, so savior or traitor we decided to go to the lakes to to talk to fellow villagers of the head and find out the truth, you didn't say all this to him, how is it absolutely why did everyone else hide, he talked to them calmly and i think this is a very convenient way to hear the village of the lake is located 40 km from kyiv between gostomel and lubyanka, the population was 800 people when

russia launched a massive offensive on ukraine on february 24, who could quickly flee and about 180 people remained in their homes. this village was occupied on the second day after the full-scale invasion of mrs. natalya and she was one of the first to see the enemy's equipment . we saw it because they were coming towards us from the side of gavrilovka through lubyanka and they came to us, and they came in first. the column stood up, they were busy checking the passports, the phones were in our cars, the cars were parked, everyone was shooting, shouting, taking off the wheels, what did you want, what did you do, what did they like, where were the posts, the houses, in general, everything was carried out, according to the inhabitants of ozer, immediately after the occupation, vadym martynov began to help those who remained, on march 1 , vadym anatoliyovych arrived and you don't understand him as your wife to us, what

a joy it was, we are here in general, we all forget and leave , and he immediately don't worry for two or three days , as if they will be kicked out of here, it's not me. dad somehow gave us hope to hold on, what are we here there was someone left with us, and then a little more time passed, he brought us something, a piece of lard, a piece of butter , and he says enough, he says one potato , eat, fry the lard, the head, together with his wife , organized the delivery of food to those who needed it, tetyana yatsenko, together with her husband had a small dairy farm and thanks to this the village was provided with basic food. martynov himself often traveled to it for food . we were here, we had a mini-farm, we fed a lot of people, there were

many children in the village, and we lived here, well, we milked they fed the cows, well, they also prepared our soldiers. well, they helped everyone as much as they could, and they helped the babushkas there, the old women. they knew who was left, then they distributed the milk . then they found some cereal on this farm. we have our bat, which means we provided everything here it means that someone helped with milk, someone provided provisions there , vadym anatolich brought lard, potatoes, er, almost every day. unfortunately, tetyana yatsenko's husband was not able to defeat the occupation. he died from a shrapnel wound. the woman herself miraculously survived. constant shelling and danger, she wanted to bury her husband in the cemetery, so she turned to the head of the village for help

. we tried to bury him, but you know , he was one of the first to die in the village. in the cemetery well, we buried him in the cemetery, but he was accompanied by machine guns and the shooting was from beavers. well, he agreed . yes, because well, after all, he was the headman, and who should have been older since the beginning of the occupation of the lakes of the village little secret, on february 24, 10 national guardsmen found themselves nearby in these forests, retired colonel oleksandr together with his wife lyudmyla in two cars, risking their lives , brought them to their home, but a key role was played by the headman of our village, the head of the village martynov vadim anatoliyovych, unfortunately at the present time

time against him, the depth and the accusation of alleged collaboration, if it were so, then i would not be here now , and i, as well as my family, as well as all those uh, 10 guardsmen guys who we hid the whole village from march 24th to march 11th, 22nd, there would no longer be any local people. i understood that leaving 10 armed ukrainian soldiers in the village was dangerous for everyone. they searched the houses several times a day. before that, it was decided to secretly withdraw the national guard closer to kyiv. to change a decent person from a scoundrel. excuse me, vadim anatoliyovych er, on the first call, he came to me

on the morning of the 25th in order to take er, our guys to the kp pushcha-vodytsia, we previously agreed with the command of the guards brigade, we placed in two cars, again i have five at vadim anatoliyovych's and drove at a fast pace to 100 mm through gostomel there, so they planned to leave for the checkpoint, but uh, on the way out of the village, they saw the column for the first time . of all types of weapons and the detonation of the irpin bridge, this forced two cars carrying national guardsmen to return to the village , the men understood the danger of such a decision , but took the risk. i asked vadim anatoliyovych to find civilian clothes for that

to put them on and then we began to think about how to hide the weapons, how to hide means bulletproof vests because a set of helmets vadym anatolych went around the village, collected his clothes , which he had, vadym anatoliyovych then arrived in a car and called out that he knew that i have two sons. he asked for the boy's things for the boys. he told me that i needed to tell the boys to wear our clothes. very few people knew about them from february 25 to march 11. until the village was liberated, all the locals were a single body whose task was was to survive and save 10 ukrainian soldiers for the sake of the safety of the leader vadym martynov, a fellow villager really gave the weapon of one of the soldiers under a receipt because he was constantly delivering food to other homes and was exposed to the threat of a

machine gun. he stayed at home under the receipt under the receipt and we then found this receipt and we gave it to the lawyer and it was attached to the case after the deoccupation all ten national guardsmen returned to their unit after that the village started little by little revive recover and recover from the rashi attack almost a year has passed since those events until suddenly on february 21 of the 23rd year the headman of the village of lakes is detained on suspicion of cooperation with the russian military . personally and on behalf of the leadership of the command of a part of the guards brigade, more precisely , vadim anatolich

martynov personally conveyed a big thank you for the fact that he directly participated in the rescue of the guardsmen martynov where a traitor and a hero is also such a lie, i am telling a lie. i really don't know whose head it was that such a thing would happen to him. it is clear and understandable that a person who, in one place, saves our young soldiers, cannot be a traitor with the second hand and somehow manage those processes called collaboration, well, it simply does not work. the local residents are not confident in any of the leaders, the suspicion of martinov from the sbu - this is a settlement of accounts by the family of this collaborator, who is sitting today, and this collaborator himself, they were at war with martinov, and

there were some misunderstandings between them all the time , after the deoccupation of the village, martynov himself wrote a statement against a fellow villager, a certain petro zahorovsky, whom he suspected of collaboration, and now this man is behind bars his case is being considered in the borodyansky district court of the kyiv region, in order to take revenge, the entire family of the alleged collaborator wrote a statement against martynov, the daughter of the former chairman myroslav declares that the applicant is still unknown there there are signatories. yes, there is one of the zagolovs. she is the reason, because we wrote to petro zahorovsky’s statement . i was also one of the applicants. if he was really a collaborator , why is his collaborationism banal? one of them was allowed into the headquarters, he just ran the seagulls there. wore uh and so on, they were called brothers by the father of the main applicant here uh, magically it turns out that he is also a suitor

and that, well, in my opinion, it was not bad or if the circumstance is that a year has passed since the application was written , the application was written and the case was opened on 12.03.22 year, that is, during the occupation, immediately after the arrest of martynov, on february 25, 2023, the local residents of the village of ozera appealed to the authorities with a demand to release the headman and drop all charges. the statement was signed by 168 people. he did not do such a thing to be a collaborator. yes, and your neighbors consider him to be in it. what kind of zahorov family, because they have a war there, meanwhile, because of that, they don’t consider it, and that’s how it went. nadlak slander of course slander.

the zahorovsky family to ask whether it was really they who wrote who it was. and please tell me, i need a family for the horobsky, the head of the village, martynov, is being accused . 2:1 i have such information that, er, your family, you deliberately wrote to write to martynov and what i saw. that is, you wrote a statement. that's how i applied. i say, i know tete-a-tete. recently, another hearing was held in the case of vadym martynov. the solomian district court of kyiv extended his preventive measure in the form of detention for another 3 months, and while the man is behind bars , his fellow villagers call on the law enforcement officers to pay attention to their testimony and promise

to continue to fight for their ex to the old man who became a victim of malicious slander this was a program of a collaborator and i am olena kononenko if you want to talk about kremlin sellers, write to us at this email address or simply on facebook together let's track down all the traitors on the trail of the russian ship see you next wednesday on air espresso 20% in pharmacies podorozhnyk for you and save the champions league final on megogo man city the most powerful team in europe but in istanbul inters watch the super final of the season june 10 at 22:00 exclusively on megogo for 20% discounts on the tranquilizing beast in pharmacies podorozhnyk

for you and savings, watch this week in the program judicial control with tatiana shustranova integrity of the new head of the supreme court was there bribery of judges to state that the distribution apartments for votes, well, i'm sorry, this is not true, and what questions do the public have for stanislav kravchenko, watch the program judicial control with tetyana shustrova on the espresso tv channel on thursday, june 8 at 17:45 let's see how our brothers helped us. they freed us from a normal life. they freed us from the normal technology of pro-russian inhumans. it was terrible. every day was very scary. one by one

, two houses were burned, and the ukrainian people were natsiks here. есть yes, we are all nationalists here, did the people resist, the residents came here, stopped them and sent them back and became heroes, the novel was part of the ukrainianer project in the documentary cycle de-occupation, that on saturdays at 11:10 at espresso there is a war going on, and not only for the territories, it is also a war for umy russia is throwing millions of petrodollars to turn ukrainians into little russians ukraine will become russia analysis and analysis of information about ukraine by russian propagandists concrete facts and methods by which propaganda transforms the enemy

people are obedient zombies to the information attacks of the russians in the project of the chronicles of the information war with olga laziness tuesday thursday friday at 17:10 on the espresso tv channel the program of the ukrainian voice of america service my name is maria yanovska i congratulate the responsibility for the destruction caused by this war the war on russia about this said the spokeswoman of the white house, karin jeanpierre, commenting on the explosion of the kakhovka hpp. the united states is working closely with the ukrainian government to find out what led to the disaster, but the white house emphasizes that the dam is temporary the destruction was in the hands of russia, we are still assessing what happened, we are really in contact with ukrainians, it is obvious that this damage and devastation somehow we are watching develop the heart we will certainly do everything in our power to help the people of ukraine, i will say this and you heard that i said this before there is no reason for russia to be there at all, and this dam was under the control of russia, and they are

responsible for the destruction caused by this war, and we will do everything possible to support the people of ukraine in this difficult time. and us president joe biden, he said that