[000:00:00;00] from central asia, well, such a failure was very form once, and there was some real event . well, for example, showing the forum is quite funny there, uh, in russia, the vedeveshniks used to tear tennis balls with their teeth, and so, in principle , they showed eh and that i can go there in this place so, so to speak, to show the wonders of the russian economy well, about that later , about that later, dear friends, news release angelica will tell us what happened in ukraine in the last hour angelica for the last hour and from the word congratulations colleagues thank you unfortunately increases the number of victims as a result of yesterday's russian attack on kramatorsk, they also fiercely shelled the dnipropetrovsk region with artillery. well, they tried to attack us from the air. however, the defenders of the sky shot

down air targets. how many reported? 4,090 days of full-scale war between russia and ukraine continues for your attention. news on espresso in angelika's studio. only victims. there are already eight dead, including three children , this is the preliminary consequences of the rocket attack on kramatorsk, 56 people were injured , even an infant was injured, the service reported of emergency situations, the analysis of the rubble continues the night before, the russians fired two rockets out of 300, they hit a catering establishment where there were many people, and a nearby village continues to be terrorized in the dnipropetrovsk region, in the evening, the occupiers struck nikopol again , the head of the regional military administration serhiy lysak announced

, a private house caught fire, 9 residential buildings were damaged and eight outbuildings were attacked by heavy artillery, and a private enterprise was damaged in the pomorie community in the sinelnikov district; fortunately, six people survived shahedov was destroyed by our defenders of the sky this night in the air force command, the russians attacked ukraine from the south-eastern direction, further to the operational information from the general staff of the armed forces of ukraine, more than 30 combat clashes took place on the front of the past day , the occupiers are concentrating their main efforts on three directions: lyman, bakhmut, and mariinsky; there are ongoing heavy battles, the enemy is trying to advance, but without success , the russians are defending themselves in zaporizhzhia and kherson oblast

, yesterday, the ukrainian aviation made 18 strikes on areas of concentration of enemy personnel and six anti-aircraft missiles, and our missile and gunners hit one control point, two anti-aircraft missile complexes , and four areas of concentration of personnel , weapons and equipment of the mozkovites, ukrainian defenders in all directions of the front are conducting offensive actions and are moving forward about it in their president volodymyr zelenskyi told the evening video address our heroes are our active actions today we also have forward movement in all directions where we will not be offensive actions thank you to the soldiers today we have important results in repelling the russian assaults i am very grateful to you especially today i will celebrate the glorious third separate assault brigade firmly the 28th separately mechanized brigade the heroically the 54th separately mechanized

brigade and the cool 57th separate motorized infantry brigade i thank all of you soldiers ocy thank you for everyone ukrainian lives were also not saved from the lower occupier. kudos to our heroes , they are ready to give them a decent age. valeriy zaluzhnyi together with serhiy sheptala in the north, there the commander-in-chief of the armed forces and the chief of the general staff worked at the control points the russian troops are systematically shelling the border areas of the chernihiv sumy oblast and using sabotage intelligence groups, our military does not lose vigilance, conducts reconnaissance and constantly improves its defense capabilities , noted zaluzhny june 28, ukraine celebrates constitution day in 1996 against the background of an acute political crisis , over 300 people's parliaments adopted the main law of our state deputies

worked continuously throughout the day on its main provisions, for this time we used the soviet constitution and were the last of the former republics of the union, who finally is the driver of this document, ukraine is a sovereign and independent democratic social legal state, the first words of the law and now at the front, our boys and girls bring them to the occupier every day. day in peacetime, two and a half million hryvnias for vacuum systems for the treatment of military personnel, as well as for the recreation of children whose parents died in the war. with this goal

, a concert was held in lviv before constitution day among the participants were the piccardian tertsia berries and the fiji band, and special guests were the children of the immigrants, who organized a concert for the supporters of ukraine charity fund, which at the beginning of the full-scale war helps military children and medics, because of which our military is fighting, so we want to celebrate the holiday together with military personnel, together with teachers, together with doctors, people who provide help for those military personnel is provided by psychologists and simply by people who care about what is happening in our country because our the concert is also charitable, the defense is planned so that people wake up again, rise up again, understand that all this cannot exist without the fact that behind us there are strong, courageous boys and girls holding the front, a united front in the suburbs of paris, there were clashes between young people

and law enforcement officers cars caught fire on the streets, the police tried to quell the anger of young men and girls, all because of the murder of teenagers , according to the local prosecutor's office, a 17-year-old boy was shot by a police officer because of that the guy did not obey the order to stop his car, the officer has been suspended from duty, the investigation of the incident is ongoing, and among other topics, music is being treated at the capital

's okhmatdyt children's hospital. conducted a music therapy session in okhmatdyt, the first specialists study the influence of melodies on the condition of young patients , members of the kyiv classic orchestra before the start excited audience is new and the mission is very responsible. very big responsibility and incredible pleasure or some little bits of such a beautiful thing. i think we gave them a study of research about the influence of music on people. the influence of music, which is most important on a child who is under stress from the war , the compositions performed by the musicians were not random, they were carefully selected by the psychologists of the children's hospital, in order to involve the children even more in the process, they were offered to choose pencils

of a certain color and tell what emotions they felt while listening to some of the young patients. in this way, they tried themselves as conductors. after each piece, we involved the children and interactively asked for their feedback , what they felt. the picture and drew in colors the influence of the sound of the orchestra was studied and doctors with the help of monitors specialists recorded the reaction of the body to the performance of the works at first glance we can say that there really were changes in the rhythm uh, when uh, with the acceleration of the music tempo , uh, there was also an acceleration in the purity of the heart contractions, when the tempo of the music decreased, there was a tendency to uh

, a decrease in the purity of the heart contractions, the children noted that they were extremely calm . therefore, it is possible as one of the variants calming classical music would help children the effectiveness of music therapy psychologists have something to confirm, but specialists already see a positive result in the method , they choose colors more yellow and more red - this is anxiety and they also choose uh, blue as the national seven, there are many, most of the colors, they were calculated from the fact that we will analyze and this is a trend, i don't want to say that it is final - this is a conclusion, but we see trends, trends after the concert , the little one put marks next to three emoticons, happy, indifferent, and sad, yes they shared their impressions when the music was performed by dmytro didora and oskaryanson from

the espresso tv channel and this hour is all the news, the next issue will be at 10:00 then we will meet my colleagues lesya vakulyuk and andriy saichuk andriy yanitsky will continue teresso with economic topics on espresso tv channel as usual in the morning at 8:10 a.m. after the news, you and i will talk live and if you watch us on youtube , please like it. comment on this video. send it to your friends and family. they will also be interested in listening. about the economy for today as always in the middle we talk with two experts evgeny dubaryz financial experts and mykhailo demkiv financial analyst of the icu group and we will

talk with them about topics related to money of course, they tell me that there is already one of the experts, the second one will join later, i hope mykhailo, you are with us, congratulations. just right for you. i have a question. i carefully read your post on facebook about the amount of cash that ukrainians withdraw from their cards abroad, and it turned out that he this volume decreased by almost three times in march, although non-cash payments remained at the same level as it was, so this could mean do you have a hypothesis, let me explain , first of all, what we are talking about with your ukrainian cards denominated in hryvnia you can make payments abroad and you can withdraw the same cash currency from local foreign atms , what happens is your bank debits you with the hryvnia equivalent

, then buys back the currency on the market and with this currency is settled, as they say, with that party and really first during the great war , a large part of ukrainians found themselves abroad, and this, uh, this column of statistics suddenly became very important, because simply significant amounts of hryvnias were spent abroad and banks bought foreign currency. and indeed, in march we saw a sharp drop from more than 600 million e-e euros e-e withdrawn through atms in february, in march, this amount decreased by almost three times. i rejected the idea that people simply returned and someone stopped using cards of ukrainian banks abroad simply for that reason that such things do not come out sharply, and the second is actually that non

-cash payments in stores they remained at approximately the same level, eh. the so-called card tourism. what is it? even because of the difference in the real and official exchange rates for foreign currency, some such clever deals, they realized that it is possible to take bank cards from friends of acquaintances. it is possible even on a commercial basis from strangers to go abroad, well, those who can go abroad to withdraw currency cash from the bank and then bring it to the country and thus win on the exchange rate, and at the time when the exchange rates differed significantly, it was economically profitable, well, at least for large sums. and now the exchange rate is official and the exchange rate is they are real well, i can't say that they became the same, but they got closer to each other, maybe this is my hypothesis, maybe it

contributed, but i don't think that this happened again in the same month there from february and in march, really in march, the difference between the rates narrowed down, what happened if it was not economically profitable to do such operations, operations that are generally legal but undesirable from the point of view of supervision, the national bank is trying to fight this and even last year established a limit of uah 12.5 thousand per week that can be remove from one card and even then they talked about the fact that if foreign exchange tourism is not overcome , it will be hit very hard, but we see that there is such a big difference, the second, which is, and the second point, which seems to me to be a hypothesis, this is the evolution of tourism - this is a fact -

this is exactly what happened in march, the peak of the scandal with miss coding, when banks were not e-e for gambling and for the crypto industry, for some operations, the code was not the one they actually were, that is, thus hiding them, and perhaps part of this operation previously fell into the column statistics in any this is about us with the code, i wanted to clarify a little, that is, if a person won money in a casino or lost, i don't know, but some kind of transaction took place, then it should be indicated that it is connected with gambling business and there, accordingly, a higher tax on such transactions since this is the so-called i don’t know bad uh unwanted activity economic well how uh is subject to additional taxes on tobacco or alcohol as well as the gambling business and some banks made a note that this is not a win in a casino but,

for example, just a transaction from a natural person to natural persons and, accordingly, there were others there, and taxes and other commissions for such transactions were so evading the payment of taxes in this bank, and it turns out that this may also have affected these calculations between cards abroad, yes, and to what you said, i would i also added the actual withdrawal of money from ukraine, because until february 24 of last year, operations that were legal became illegal at one point due to currency restrictions established by the nbu for obvious reasons and attempts to bypass them. let's say this passed it was because of viscose, i will repeat, this is only a hypothesis that explains why cash withdrawals abroad have decreased so radically, but in any case, this is a trend that will most likely persist, and therefore

our preliminary estimates of how many ukrainians spend currencies abroad, they were somewhat overvalued, which means that for the e-e balance of payments, this is a plus in the future, in the following months, smaller amounts of currency will flee from the country, accordingly , reserves will increase, and this is what most importantly gives the national bank e-e room for actions of such a currency liberalization, loosening of the restrictions that exist today, and this is probably the most important conclusion from this news, and fortunately, he wanted to add the positive, so he wanted to add chop evgeny dubagryz, we can't reach you, probably some kind of technical problem, that's why, mr. mykhailo , you will have to answer for two days today , let's say and and for him and for ourselves , we can praise the national bank of ukraine in this situation that it was so able to adjust

the currency rules that it left these people who want to withdraw money from ukraine without such opportunities and it turned out that there were two-thirds of them, it turns out that two-thirds of the sums were these non-compulsory uh-uh, maybe formally legal , but not the desire. what do you do for the regulator of transfers uh-uh, but not only these rules are changing in our country , not only currency rules and also the rules are related to payment systems with cards, here is visa mastercard, we pay in stores, it turns out that there was a preferential commission for these transactions, we as customers do not always understand that when we pay with a card, something else is paid there some kind of bank commission, but it must be paid, and here, er, i read in forbes that representatives of payment systems and banks

agreed to return to market commissions for non-cash payments as of july 1. well, er, how will this affect me as an ordinary consumer which in the store is paid with a card, well, what are we talking about here, these commissions are the fees actually for e-e maintenance of the payment infrastructure , these are the terminals to which we attach our cards or phones e-e cards themselves and this entire calculation process, which we do not see on which it passes in literally a moment when we pay at the checkout in a supermarket cashless method on the eve of the war there were big discussions about what should be the size of the commission or should it be so close to the european union where it was set at a fairly low level but there is no but sometimes you can see limitations for small amounts what

kind of stores do not accept non-cash payments , for example, less than one euro or less than five euros, instead of a large commission, as in the united states, they allow customers to make a kind of incentive and many ukrainians used to use e-e in cashback when a part of this commission is returned e-e to the client's account either in the form of money or in the form of some kind of discounts and thus e-e stimulates cashless payments here , the seller wins or loses most of all uh, big uh, supermarket chains are big retailers because of their volumes. it's just a huge amount of money for a conditional coffee table of which there are five on the street, it's not so fundamental because it's more important for them not to lose a customer if i only have a card and no

cash, then i'll just go to the next one to buy coffee, and on the dimensions of the outlet or auchan . it's just a huge amount of money, and they fight for every 10, er, tenth of a percent of this commission. i think that it won't be great for consumers. noticeable at the exit. we will get something in between the european system and the american one, where, in principle, these rewards for clients will not be there or they will be minimal, and at the same time, the commissions for retainers will be slightly higher than in europe , simply because our average check is smaller unfortunately, due to the inter-european purchasing power is less, and therefore a little more commission is needed so that banks can continue to maintain their payment infrastructure in proper quality. well, what kind of money are we talking about 1%, or one and a half percent, and is it directly our m- m, perhaps a more

noticeable 5% of the transaction, we are talking about an increase in the commission from 0.7% to 0.9%. earlier, from the two great wars, there was 2%, and those who actively use cards could receive 2%, and those who actively use cards, if they won, they were looking for some cashbacks, and in principle received some nice income that encouraged non-cash payments, that is, out of uah 100 spent in the store, 90 kopecks were received by the banks, the payment system among themselves somehow divided them now 70 kopecks, they want to make 90, in fact , it is a small expense for the buyer, but one should not think that someone pays the others, what is it not expenses because your price does not change do you pay in cash do you pay by card this is an expense for the store i.e. the store eats into its margin reduces its profits in this way and it is unpleasantly

clear to him, we only have time for one question i propose to talk a little about football, i don't know about it, i don't know everything, i'll be honest, but i saw a lively discussion that the lokomotiv football club finally became a professional football club and we know that this is the football club of ukrzaliznytsia, which in general is a state company and how much in general, it is normal that a state -owned company is a campaign that is actually supported by taxpayers, and even if it is profitable, taxpayers are the ultimate shareholders of this company and spends money not only on its specialized activities railway transportation, and also on football, i will express my opinion about the sport of great achievements , and such is a professional football club with the money of taxpayers or the money of state companies is an undesirable phenomenon, so it happened in ukraine that football is not profitable because

the broadcast is free tickets, cheap clubs do not earn enough to cover their own expenses and they are such a toy of oligarchs and businessmen often associated with agriculture simply because there are funds, there is money and there is a desire to invest to invest in clubs, this cannot be said about local self-government bodies in our country, unfortunately, many clubs now have such a tendency in ukraine that they are financed precisely by city councils, e. i do not understand these arguments when it is said that this is an encouragement of the younger generation to play sports, an encouragement to achieve some results, because the money is not spent on children's football, it is not spent on

some sports tournaments for employees which is probably a good thing, stimulating them to play sports there and take care of themselves , and it is spent on a professional football team simply because a professional football team does not make more informational noise than the same amateur tournament, of course we cannot indicate by a democratically elected authority that they to do, but it definitely arises, the question arises, how big are the needs of ukraine in recovery or the capabilities of these companies, tablets, my god , to criticize mr. mykhailo, i highlight your opinion. thank you, mykhailo demkiv, financial an analyst of the isu group was on the air of the espresso tv channel, they talked about card payments, the banking system, and whether a state campaign can support a professional football club. i am andriy yanitskyi, the host of the economic program on espresso . see you tomorrow at 8:10 a.m. live

, together we will win a little on bionorm 10% in pharmacies porodoznik bam and save cinema sports vk education free people have a choice choose what you want on megogo i discounts on oral spray orasept 20% in pharmacies porodoznik you and save there are discounts for nasal spray not osinus 20% in pharmacies podorozhnyk vam and oschad protection of the sovereignty and territorial integrity of ukraine ensuring its economic and informational security are the most important functions of the state

a matter of the entire ukrainian people defense of ukraine protecting its sovereignty territorial integrity and inviolability rely on the armed forces of ukraine constitution of ukraine article 17 we believe in the armed forces and our victory, we respect the basic law, happy constitution day, watch this week's show collaborators traitors in the program how the leading producer became a primitive rashist of lava put on a nazi mustache and who among the ukrainian artists sings a pro-russian victory until june 28 at 5:45 p.m. a program of collaborators with olena kononenko on the espresso tv channel mykola veresen vitaly portnikov and the main topics of the week if it will be used against ukraine no god willing, really

tactical nuclear weapons will definitely change the world. history, problems, analysis and personalities . john gerbs is waiting for us. the former ambassador to the united states in ukraine. thank you for the invitation. if you have questions, you will get answers. so the question is how to understand sports in september every friday at 21:15 for espresso the war in ukraine is the main topic for ukrainians victory and loss analysis and forecasts politics and geopolitics serhiy rudenko and the guests of his program will talk about all this people who have information and shape public opinion, people who defend ukraine and create the future right now, the main and interesting thing in the program is the verdict by serhiy rudenko from monday

to friday at 20:00, repeat at 12:10, we are special agents of the sbu, experts in the destruction of the enemies of ukraine, we know pavlo and complex special operations for the offensive. we need the best. join the special operations center and the sbu. take quality training. get modern weapons and combat experience . step by step. shot by shot. attack with attack. together we will liberate ukraine. avatar andriy saichuk and lesya vakulyuk say good