[000:00:00;00] in june, there were tenders at which, well, for what? no, well, according to such calculations, if direct contacts are made with the winners, then at least 4 billion hryvnias, from four to six billion hryvnias , will be saved for purchases with new companies, suppliers who won the tenders have already started signing contracts, suddenly on june 9, the cabinet of ministers received a strange letter from the minister of defense, oleksiy reznikov , offering to leave the old suppliers and , accordingly, the old inflated prices in a few days, after which, if the auctions were completed, it became it is known that the minister of defense sent a letter to the cabinet of ministers stating that he is asking to extend the possibility of entering into direct contracts until 2023, and this was perceived by many

as an attempt to preserve direct contracts. oleksiy reznikov did not explain the reasons for returning to the old procurement procedure. soon the ministry of defense headed by him withdrew this letter to the cabinet of ministers - they told our journalists in the anti-corruption council after this information got into the mass media , literally the next day, did the ministry withdraw this letter from you or just not to to spoil yourself and the michdals, so buy food for the army cheaper. the ministry of defense cannot yet, because two private companies involved in old contracts have started to sue , they are literally pelting the kyiv district administrative court with lawsuits, the company that came out, which was not intended to be a tender, and of course, the program was the most interesting price offers, she started suing absolutely not all of them. thus, the tender mafia

decided to cancel the decision on the winners in transparent bidding and to continue the old contracts with inflated prices, they filed 16 lawsuits for each position, there were a total of 22 lotto, they filed 16, and their reasoning was, well, you know, they tried to cling to the letters to the commas to some circumstances that are of no decisive importance, and it was those companies that appeared in the courts which previously repeatedly supplied goods for the ministry of defense at inflated prices and appeared in a number of scandals, the first one is a so-called tovt-trade granite-invest, she is the owner, now the owner of direct contracts for the supply of food for somewhere

over 8 billion uah that is, she is now she is this is interested in winning and continuing to sell to the state at the highest prices, well, to provide the state and the ministry of defense with food, the company granit-invest llc is associated with the company with businessman adamovsky, who is a participant in the investigations, the second company that blocks transparent tenders of the ministry of defense by filing dozens of lawsuits is llc grand consult, whose beneficial owner , according to ucontrol, is tetyana anatolyivna glinyana , they belong to the glinyana group, they are also called white church a-a tetyana glinyana, she is called by the ministry of defense fur river, the mass media report that tetiana glinyana began to develop her profitable business back in the days of the soviet union , the breeding of rabbits and nutria was a promising business, in addition to fur, meat could also be extracted, and the meat thus reached the supply

of food. for educational institutions, prisons and military units, glinyana and others members of the so-called belotserk clan often appeared in scandals due to the supply of low-quality products, now the food tender mafia is trying through the courts to disrupt the transparent competition of the ministry of defense and return the old the scheme took four billion hryvnias from people. i mean the suppliers who deliver to the ministry of defense eggs for 17 , coffee solution, which costs 300 hryvnias for 700 hryvnias and apples for 52 hryvnias, people took these funds when they realized that they would not be winners. the journalists of judicial control went here and decided to visit the plaintiffs to find out what the essence of their claims

is . the office of the trade-granit-invest company is located, and in fact it is not here, according to the security guard, this address is often used by dubious companies only for registration, it is 50 nauka avenue and there is no such company as tovt-trade granite sheet. have you ever been here? you have been working for a long time, you do not know i live here. well, there is no such firm here , oh, sm-set, international innovation group , legal addressee, nauki 50. and these firms do not exist. and this is the solomyanskyi district of kyiv , borshchagivska street. we tried in vain

to find the second company here that is appealing tenders of the ministry of defense of the grand consult instead of a solid office where state billions are managed, an ordinary residential building on the first floor, a beauty salon and a travel agency food for the army doesn't even smell, so our film crew goes to bila tserkva to look for tatiana, the clay owner of the grand consult , came out to the gate of a luxurious estate here is this woman greetings. are you mr. tetiana? are you mrs. tetiana? and who is mrs. tetiana at home? and when will she be ? well, does she live here? and where can we find her now ? they don’t know, so we called.

tetyana glinyanii was asked about the legal proceedings initiated by her company in the matter of food for the army. my name is tetyana. i am a journalist of the espresso tv channel. we have a few questions for you regarding the grad grand consul company , of which you are the beneficiary. please tell me . why is your company throwing in lawsuits? regarding the ministry of defense's bids, transparently. who told you that we throw here we don't block and there is no push to this at all so, er, we fed poltava sumy region and zhytomyr, we entered it once, those people who won won thank god, thank him, let his hands work for health, so your company filed somewhere 16 lawsuits, 16 burghers, yes, the lord is with you , but something

got mixed up. and there is something else behind my back, they can do things that i may not even know about, and while tetyana glynyana hints that her company has undertaken to undermine the defense capability of the state behind her back , more and more requests have been submitted to the kyiv district administrative court on behalf of the grand consultant has the same demand to cancel the open tenders. the ministry of defense, seeing the inadequacy of the claims, judges consider them according to a simplified procedure and reject them one by one, and the scandalous mobs do not stop and continue to appeal these decisions . today we won the broadcast and we can assume that we will put a crap-bo on this another instance, e.e., now there is no longer a way

to the procurement procedure, which we followed in an effort to return the old schemes, the suspended companies also launched a real informational special operation on controlled by pro-russian using resources on the internet, they started a campaign to discredit the representatives of the anti-corruption council of the ministry of defense, in particular, this spring, which protects transparent procurement, this company started in the media, well, in the media, very dubious changes, e.e., with the reputation of draining parents, plus anonymous telegram channels , creating dirty information campaigns and challenging procurement of products for the army , tenders actually undermine the state's defense capability, and not only because they leave defenders without food in war conditions, but also

by distracting the defense department from where more important matters instead of working together with the military to forge our inevitable victory. the ministry of defense is forced to spend strength and resources on dozens of court processes initiated by the tender mafia. for today , you all watched my judicial control. the e-mail you see on the screen or to me on facebook, we will meet in exactly a week , all is well, there are discounts on gel hepatrombin 15% in pharmacies podorozhnyk you and save, there are discounts on bionorm 10% in podorozhnyk pharmacies bam and save there are discounts on fenistil gel 20%

in podorozhnyk pharmacies for you and save money so that ukrainians don’t think about not talking about the first place anyway war war and our victory is only on espresso from monday mondays are completely different spheres of human activity sports health politics the return of crimea military analytics of the ninth host journalists experts opinion leaders in real time about the most current events through the prism of war in author's projects on espresso every week the saturday political club helps to understand the processes taking place in ukraine and the world vitaly portnikov, the host of espresso and invitation experts based on facts give their assessment and forecast of the development of events, you want to understand how our today will affect our tomorrow, see

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attack together we will liberate ukraine the special operations center and the sbu engrave your name on the pages of victory andriy yanitskyi from economic with economic topics on the espresso tv channel as usual in the morning live at 8:10 a.m. after the news , you and i will start and today we will talk about a very important analytical document issued by the national bank of ukraine called the financial stability report, it will help us understand what kind of document this is pervin, in addition, the director of the department of financial stability of the national bank of ukraine, and yevhen dubagrys, a financial expert who was supposed

to join yesterday but joined today evgeny, greetings, mrs. prediem, are you with us yet, i hope you can hear me, i hear you, i see, i would like to see everyone. well, let's start from asia, let's start from the base, ms. pervin , what is the financial stability report of the national bank of ukraine, what kind of document is it, the financial stability report is this is the view of the regulator on how he sees the state of the financial sector. what are its prospects and what are its risks? well, actually, if we see that there are any threats to financial stability in this report, you can read which ones from which side or if we believe that financial stability is supported, then you will read about it in the report on financial stability, well, it is a huge document. i opened it yesterday and began to read it. well, i read it diagonally. i can’t say that i studied every sentence very carefully . i studied more than 50 pages.

at least the main theses, conclusions, or the main thing to be taken from it, we will not voice ms. pervin , you are the person who manages this work . as far as i understand, tell me what you came to, first of all, the main conclusion, as i said that financial stability is ensured and we don't see a high level of risks for the financial sector now, and this means the main thing is that banks and financial institutions can be trusted and actually you can not worry about your deposits placed in the banking sector because they are safe and so on if you break it all down into components, then of course the banking sector, the financial sector, as well as many other sectors, suffered from the war, but now we see that the peak of losses has already passed, that there is a high level of adaptability and stability that

ensure the transition to recovery in the future basic services to more active accreditation. and actually, i will emphasize once again that now banks are ready to be reliable partners for their clients, mr. yevgeny, in your evidence on facebook, you repeatedly wrote that you need to be able to read such documents, what did you mean by being able to read e-e official documents between the lines or in what way should they be taken as a matter of fact home yes that all documents of the national bank are written very carefully and in a very diplomatic language, this is the language of the world of contraband, that is, no contraband says something like that you know betrayal betrayal everything is lost he writes that there are certain risks in a certain sector that must be treated very carefully and leveled in the future, that

is, it is implied that there is such a joke that they do not run to military men or generals because wartime is scary, in peacetime it is funny. the central bank, they say quite cautiously, quite carefully, and therefore you have to read literally everything written there to understand what exactly the smuggler wanted to say . of course, this is more for economists , for researchers, for dcienmakers, for authorities. first of all, the main purpose of this document was to give the general public and authorities an understanding that everything is calm, that there are no systemic risks for the financial sector at this moment, that you should not be afraid to deal with banks, you can carry money, you will not lose your savings, this is a very important message. during the war, during active military operations

, and maybe there was something in the report that surprised you or, on the contrary, you did not find something in the report that you expected. the fact that it is not a report on financial stability is classic, it is a report on the stability of the financial system, because the report on financial stability is so, again, in the world of counter-banking, it is accepted that it focuses purely on risks in any counter-bank, there are many opportunities to talk about successes about stability about how everything is going well for this there is uh annual worlds of the central bank for this for this there is an interview he spoke in the press during this speech at the competitions and there is only one , how can you get angry opportunity in the central bank to say about the risks that his they bother to focus precisely on the risks for this and in principle also invented reports on financial stability as such. look at the swedish report on financial stability . well, it is considered, well, well, together with

the new zealand one from the bank command office, it is probably the best in the world, that sweden is an unstable economy, where everything is cool they talk about the risks that will occur in two months. after 35 years, they do so on such and such calculated risks, uh, that's why you didn't have enough negativity, mrs. pervin . please tell me, is there still something about risks in i'm reading the report, well, in one part, it's about the fact that there is depressed credit demand, for example, there are some negative things, some slow economic activity, there are risks due to security, there are risks due to interruptions in the supply of electricity, if you still focus on risks, then maybe you could voice some warnings as in the report on financial stability, uh , about risks, most of the pages are written there, because if we

look at the report on financial stability , ah, most of its parts are called precisely risks in a certain area in one way or another certain the level of risks is usually an integral part of the work of the banking system, as well as any other financial institution , what we say in the report is that there are indeed certain things that can create challenges, for example, such a challenge for banks in the future will be the gradual transition to an environment of lower interest rates this is a challenge that requires them to do a certain amount of work, and judging by our vision, they are ready to do this work, so this is a risk, but it is controlled and its level is moderate , and what has already been said a lot is all the state of the real estate market is still quite fragile, is there a direct risk now for the financial system, no, this does not mean that this mortgage segment will be depressed for a long time

. yes, it is also a risk for the development of the banking sector. and if we also look further at the things that were said in the report, we can see that we stated that the risks always remain with the banking sector and, accordingly , today's current moment should be used in order to be more prepared for them and from the point of view of the operational activity from the point of view of the capital reserve for the future, this is precisely about the risks that we also wanted to emphasize, this is all in the report, but the main headline is about the fact that they are now controlled, mr. yevgeny. well, you see, there are risks in the report. politically correct how do you correctly say politely and not to scare anyone and i would like to return to the history of the question as far as i remember you worked at

the national bank just when this format of the document um actually arose and uh the idea of ​​this document arose what else there are regular products the national bank and how often this report comes out and should it be read by ordinary e-e customers of banks i don't like these words, but, well, average ukrainians will they understand something there , tourist ukrainians really should read such reports at least the summary section, the main section read as they say, calm down in order not to be afraid what is with the banks and at least something is going on there are not so many very products and they are all useful for their audience there is an infectious report this is one of two regular such products as they say, uh, political documents on the report policy any of the civilized central banks is a migration report and a report on

financial stability is what i respect most of all . banks are waiting for lending and what is the central bank going to do again between the lines in terms of lending in view of the banks, there is a report on the banking sector, there is a survey on systemic risks, there are regular products, this is a business survey of enterprises. that is, you need to go to the site you should look for the national bank there, and in fact, every ukrainian is there. even those who consider themselves financially literate can find quite a lot of useful information for themselves and answers to the question of whether it is worth taking money to banks or safely depositing money in banks. whether or not it is worth dealing with banks

there they are, well, a little bit not directly, a little bit indirectly, yes, it is possible, but these reports are sewn up and , first of all, it is really a report on financial stability. so, as far as risks are concerned, i would just like to add to what pervin said , one possible important point is the following the risk is not the stability of the banking system now because our banking system is now in such a state that it should not be in it a little due to these military actions due to the actions of the central bank due to all the instability, well , the balance sheet and profits are completely distorted and this is the situation it is like that they say together, and i would like to see in this report what are the scenarios for the banking system , yes, the same scenario analysis that you talked about yesterday at the presentation, uh, what are the scenarios for the further development of the banking system, because and the system that is now one-time, it is not stable and soon it will simply

change according to the judge and here is the question of what will happen next and this is how the main risk is for me yes in what direction can the situation with the banking system go so even if you do not have an economic education or a special education then you can go to the website of the national bank of ukraine and download this document of 50 or so pages, it is difficult , difficult to read, but it is useful and written in a completely understandable language, it is verifiable, there is another function in this report, well, to give recommendations to other state authorities on how to proceed where, in which direction, what to do, what are the main recommendations this time, first of all, i would like to say that the national bank is quite a transparent institution, and therefore i would still urge you to read what is written in the world about financial stability, and not to look for hidden meanings

in fact, the recommendations also directly state that these are the things that we recommend to the authorities, including those in which we see our role as the national bank, and this is a certain road map that we draw for ourselves and for our partners on how to move and highlight for readers, what is important from our point of view. and today we provided recommendations in this report , we provided essentially only four recommendations , all of them are obviously important and critical. i would like to draw attention to the fact that we are talking about the need to continue to fulfill all the commitments made international partners in order to receive systemic financing , and the national bank is directly involved in this, and there is a consensus in this, and i think we will cope with all these tasks . we also emphasize the need to implement the strategy of the financial sector. exactly the vision that yevhen expects of what will happen to the sector in the future, how it will continue to move

from its current good state to the future. and i would also like to say that we emphasize the importance of further competent and harmonious work on the improvement of state lending support programs, because businesses need funds and state funds must be provided correctly and correctly targeted in order for us to be more effective in the way they were used , many authorities are also working on this and so far we are achieving good results, thank you, mrs. peregin, we have already run out of time, i will only briefly say a short battle instead of yevhen, but according to his publications, uh, such advice is usually listened to 50x50 by the authorities, i hope that this time they will listen better to us, there were first-shows, and the director of the department of financial stability of the national bank of ukraine , which presented the report on financial stability very briefly, we made a teaser of it, the full report can be read on the website of the national bank of ukraine, and yevhen

dubagrys, who is a financial expert and himself previously also worked for the national bank of ukraine, they said that everything is fine with financial stability , but there can be risks, there are risks, and you can read about these risks in the document. on the air, we will talk about other topics, together we will win there are discounts on skin care pantestin darnytsia 10% in pharmacies podorozhnyk you and savings there are discounts on citramon tablets darnytsia 10% in pharmacies podorozhnyk you and oschad there are discounts on humor nasal spray 25% in pharmacies podorozhnyk vam and oschad about what ukrainians don't think about, no matter what