[000:00:00;00] iform conference and we talk about technology in our beliefs, watch the espresso tv channel. now let's talk with our guests mykhailo demkil and yevhen dubogryzm - we are traditionally in the middle of two with two experts at the same time . greetings , dear experts. private banks, and the prosecutor general's office has already announced that it turns out that the former owners tried to withdraw billions from it by some cunning schemes, schemes, evgeny, it would be possible. is it just like that? does the state justify its actions that there was such a threat, and i don't think that the state should justify its actions here because

there were not so many options for sens bank, the former alpha bank. and that is, the axiom is that russian oligarchs close to putin cannot be the owners of anything at all in ukraine, the only problem was whether it would be possible to sell this bank to some private investor , which was almost impossible to do during the war. well , they found that it was not possible to do it, or it would have to be nationalized, well , let's see what will happen to the bank development of events well, what was done in the end, by the way, it was done without any problems. it seems to me that if one of sens' clients simply went somewhere on thursday morning for a couple of days and on saturday found out that the owners are new and absolutely nothing has changed for him, on the contrary we can see from the statistics of even the daily and that it was

. it shows us that there was even a little inflow of funds to the bank. the state will definitely not go bankrupt, no matter how it is, but it will help if these recent statements of the sbu concern the prosecutor's office of law enforcement agencies in general, simply from my experience of working with the national bank. and in general, in the banking sector, it often happens that law enforcement agencies do not really understand the essence of routine operations, which performed by banks, it often happens that absolutely routine ordinary operations, they interpret if something is criminal and the real scheme is toast, well, they don’t really notice it, it happens in this case, you know , it seems to me that at the beginning of the invasion, all businesses in ukraine, regardless of the owners, regardless of who the manager was, they were looking for ways to somehow bypass the nbu's withdrawal restrictions . they also wanted to go abroad, and it seems to me that there could be such intentions here, at least. well , the owners of the bank and something like that are possible

, and the law enforcement authorities found them, but in the end - after all, there was no mass outflow of funds. it did happen, but it could not have happened. it was because of these restrictions that the nbu introduced all the restrictions on the withdrawal, and what is said in the release of the prosecutor's office and the sbu about bringing the bank to an artificial bankruptcy in order to hide a possible withdrawal of funds, in fact it is the opposite. they work, it works that if a bank goes bankrupt for one reason or another, then the primary attention of everyone is to that and it is impossible to cover up any scheme there , we have seen what happened to those banks that left the market, what are the law enforcement agencies there very carefully understood and saw the whole scheme, sorry for the word, that was going on before the bank went bankrupt, mr. mr. mykhailo. could you comment on whether it was similar to how privatbank was nationalized, we remember v

in the 16th year, in december of the 16th year, a large private bank also went there , the deposit guarantee fund also went there, and the story was roughly like this, and they were also accused. well, they continue to accuse and prove in courts that the former owners withdrew billions from there. and what about alpha, or rather the meaning what did he call himself lately, the story is somewhat similar here, too, they have already filled in on the nationalization of banks , many people worked this time so that the sewerage process took place almost imperceptibly for depositors, for bank customers, what what and succeeded, but still the reasons for the nationalization of privatbank were primarily the withdrawal of funds from it, problems with the credit portfolio of legal entities for more than 100 billion hryvnias at that time, in general, a colossal amount, nevertheless, the problems with

the bank’s sense of alpha bank, it was completely different . it was generally a good bank, but with bad shareholders well, let's be frank, those who, well, probably did not have the right to be the owners of a large bank in ukraine after february 24, this is a little bit different, a little bit different moment here, i would like to add to this story what will happen more so far, everything has happened eh, as it was supposed to happen eh, further on eh, it is necessary to decide what to do with the tank, whether it will be state-owned for a long time, which i would not like at all, whether ukraine will undertake eh to carry out the itself obligations under the same e-e memorial with the imf where by the way, it was written that it was noted as one of the risks of the 23rd year this excessive intervention of the state in the banking system and the imf directly says

that it is necessary to think about how to privatize the bank so far in there were no statements in this direction , on the contrary, i was a little surprised by the position of what the privatization of sens bank will be after martial law. i am not sure that it is worth waiting, if there is an investor or a banking group that satisfies you , ukraine, from the point of view of reliability, the absence of any ties with russia financial enough to capitalize the bank in the future, then it can be given away for 1 hryvnia, to keep such a large state share in the banking system is at best unnecessary and possibly harmful , well, go away for 1 hryvnia, i think it is impossible to give away

because there is also real estate there but i understood what is your idea? well, now this is a state one, the prosecutor’s office will come, damage to the state will be caused, you understand. if you sell below the cost price, even some estimated cost price of the same real estate and the cash that is in the cash register. and you sold, we are talking about the bank, which is a terrorist attack on the capital i can't say that this is so, but there were a lot of conversations before capitalization that hundreds of millions of dollars are needed to boil the gold, he was talking about billiards, well, what are the amounts, what is the amount, that is , the value of the bank is negative. it seems to me that it is much better than the taxpayers they will capitalize the bank in the future, yes , the idea is clear. thank you , mr. mykhailo. i propose to talk about a different topic. when we talked last week, i wonder where to spend money on roads or the military.

there has never been such a case. the bridge over the teresva river in the transcarpathian region collapsed under the weight of a truck. it turns out that it has not been repaired for 66 years, never once in 66 years has it been overhauled. it is clear that there is also the fault of the truck driver, since there as if there were signs that you can't drive a vehicle weighing more than 7 t , and it weighed 45 t. i have doubts that 45 t is allowed to travel on our roads and thus exceeded the permissible weight by seven times . three sections of the bridge collapsed, so we see how it all looks like a car also fell together with the truck - 5 victims, one in a serious condition, apparently, well, for this bridge there , money could be found to repair it from the budgets of local communities, which they could

direct to this and budget funds for infrastructure why in the center of the city of kyiv you can move cobblestones or build some large infrastructure facilities, but here is such an important bridge, it is generally a bridge on the mukachevo-lviv highway, it is quite such a busy highway , and at the same time we have a tragedy, people suffered and economic damage to transport, it seems like 30 kilometers must be left now due to the lack of a bridge , but on the other hand, if the bridge was repaired by the combatants and reported on social networks with photos of freshly laid asphalt, it would be a lot of betrayal, wouldn’t it? money is spent there and here is such a story when how do we do it anyway, there will be betrayal, everyone will be dissatisfied and there is no correct solution, of course, the repair of bridges that need it is something that

cannot be unfunded since it well, we see what it leads to, but for each such and such object, i probably have two or three objects, the expediency of financing which , let's say , is sad. it is necessary for which several billions of hryvnias are going to be spent repairing bridges across the dnipro river, where the patona bridge is actually operating at half its capacity. yevgeny. and how to determine which object really needs financing and which does not, and can citizens somehow influence this? locals, as they say in the shariat, to do something . this is, in principle, the only effective way to draw attention to what is happening and say that there are problems here and it needs

to be repaired. well, because really, it's a little dissimilarity when bridges were not repaired for 60 years, despite the fact that there is money for this in local communities , but i wouldn't do it someday, it could be a trend . well, it could be, but you just know, they say that the operational risk has been realized, because if there is 7 t on the bridge, its power goes like this a car and weighs 45 tons , it will collapse even if it was repaired there even yesterday something a bad, but well, we have what we have, i hope that it will be fixed quickly and it will be possible to resume traffic on this bridge , we are a highway.

in germany, the international monetary fund promises to shrink the economy by three-tenths of a percent yevgeny , why is germany so vulnerable among all the g7 countries, they are the only ones working in the red this year ? than germany than german centric me, what is there in this very short report, well, i was unpleasantly surprised by the fact that, first of all, the imf says about the risks of intensifying military operations in ukraine , and they perceive the refusal of russia's grain corridor as a signal that the war will escalate this the war will last longer than previously expected, or the ministry of defense previously predicted that active hostilities would end within the next year, and the second point is what they say in the report that there is a serious risk

of the world breaking up into different blocs into those that support of ukraine those who do not support ukraine and this is not a very good signal in my opinion, but something like the proletarians of all countries unite, let's all be friends, and ukraine is ukraine, that is, do not unite around supporting ukraine, and it seems to me that this is what our diplomats need work the right camp for the union mr. mykhailo we don't have time to talk, but i'm advertising a little about your company in the sense that on the forbes website there is a fresh macro forecast for the company icu and if you are interested in rates on e-e bonds , for example, then you will be interested to know which one same there will be inflation this year, go to or on the icu website and look at the e-e forecast thank you, dear experts mykhailo demkiv and yevhen dubogryz were in the economics program with andriy ilnytskyi on the espresso tv channel see you

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they set up что я враг. congratulations, this is a program of collaborators . and performs in russia todorenko regina petrovna, she is 33, originally from odesa, regina's career on ukrainian television began in 2007 , when she became the host of the golden ten program, that's when she was seen by a producer and singer nataliya mogilevska i invited to the casting of star factory 2 doubted but couldn't resist you all the time todorenko's takeoff on the project was so successful that mogilevska invited her to the band real o four beautiful singing girls assembled the platform received music awards for the best songs and music videos and high fees next was star factory in the super final after the end of the regional program in 2012 she decided to leave the band real o and

build sonia's career in 2014 she became the host of a successful ukrainian travel show eagle and tail match with kolya serga, meet the new hero kolya serga and regina todorenko, they can easily set fire to my fish, as it turns out later, todorenko can betray his homeland with the same ease, keep silent and sell himself, while their former colleagues kolya serga will take down our country with a machine gun. but before that, we will conquer the russian stage. todorenko started in the 15th year , when she took part in the vowel project on the first channel, where she sang the song tina karol nochenka, i want to be tall, down and a piece that's how she flew from our stage to the russian stage, she will appear half-naked in the russian magazine maxim and release a song

. and in ukraine, she will again become the host of the new season of the eagle and tail program, until in 2018 she finally moved to dorashka, where they launched some projects, wrote songs, participated in various the show in general lit a mine and cut down the grandmother, forgetting about her native ukraine in 2019 todorenko decided to remind ukrainians of herself to cry on camera and press for pity in an interview with the well-known putin propagandist ksenia sobchak stated that she harassed for the lack of a clear position and she hopes that one day the flags of ukraine and russia will

hang side by side . it's all acting, what tears, but we don't believe it. as they say, at the beginning of a full-scale war, regina sat down in shock and decided to live in silence as if no rockets were flying at her homeland, as if her hometown was not under fire and there was no people are dying, many colleagues in the workshop from ukraine tried to reach her, which regina was very surprised by here is a post in her telegram channel with more than 115,000 subscribers from february 26 , 2022. today i personally called my friend, my close friend from kyiv, and asked me to organize a flash mob of mothers to mothers and pregnant women came out to rallies, i have tears in my eyes, i am confused, it hurts and

scares me because of what is happening now in connection with my relatives. i am afraid that they will turn off the internet. the traitor was looking for words to call the war a war, the armed forces of ukraine protected her family in ukraine, and the traitor kept silent and continued to post pictures with clothes on instagram, asking if the audience was interested in looking at her wardrobe, while the ukrainians hid when it became known that todorenko's ex-boyfriend had died in buch hell, which was organized by the russian army , the ex-singer tried to reach her with a video message. and now the military serviceman kolya serga, in the face of liquid, i appeal to all neutral bloggers on the territory of the russian federation - this война здесь нет полутоновты either against or for it, even after that the singer did not begin to condemn the aggressor country on the day when rockets were fired at her native odesa . todorenko entertained with celebrities who support the russian invasion. and for the voiceover

of a book of her own authorship, the traitorous singer thought of calling putinist artists valeria and philip kirkorov, recently regina mentioned the rare city on instagram, wrote to her followers that she is going to odessa someday oh, it’s better to sit in the swamps for us in ukrainian odessa, the kremlin’s rot is not it is necessary to note that todorenko was sanctioned by the national security and defense council of ukraine. we very much hope that the entire civilized world will be closed to this traitor and she will be included in the sanctions lists of all european states so that she cannot show her nose. ref these are the words of the once popular ukrainian singer taisiya povaliy, how are they? tesla was playing her heart out when she sang in ukrainian for us, and now

she sings in the kremlin for the enemy. began her professional career as a singer during the time of independence, received recognition and multinational awards in 1997, povaliy became people's artist of ukraine , and in 1998, she was awarded the order of st. nicholas the wonderworker in 2000 , worthy of the order of glory for loyalty to the motherland and st. anna from the uoc of the moscow patriarchate with a song she wanted yes there is also the government , at first she took an active part in yanukovych's election campaign and in 2012 she was elected to the verkhovna rada from the party of regions i believe in you viktor fedorovych and in i know your team as a person who believes in orthodoxy. i really want politics in our country to become moral. it is hard to imagine what kind of law-making activity povali

was engaged in in the verkhovna rada, what could she do there besides pathetically wearing branded handbags and imitating a reasonable facial expression. in september 2014, the artist visited the state duma russia, after which the main investigative department of the ministry of internal affairs opened criminal proceedings against it under the article on encroachment on the territorial integrity of ukraine after yanukovych's escape from politics povaliy left and at first actively toured in the swamps and complained that she was not comfortable in ukraine, there were problems with emigration and people were looking at the border, and everyone was told that i am an enemy, i am in my country and i am not comfortable on russian propaganda tv channels. povaliy continued to deceive and confessed her love for her native land, native land, local land , to my heart. yes, when on february 24 rockets from russia flew at the ukrainians, the traitor taya did not even

stutter about the atrocities on her native land , she collected all the things of her old mother and moved away forever until she was called to sing for the russian generals on victory day for those who gave orders to shell her homeland, this traitor dared to sing in ukrainian let the dewy roads and green meadows of nightingale groves bloom on him after this shameful howl povaliy began openly to support the boilermaker - she told the so-called kremlin media that putin rids the world of nazism, and russia's attack on ukraine - this is salvation, now this traitor lives in two countries, russia and sunny

spain, she has a house by the sea there, but she by the decision of the national security council, sanctions were imposed for a period of five years, and the singer was stripped of the title of people's artist of ukraine last year. we very much hope that soon the collaborator's spanish house will be used for the needs of the armed forces, and her entry to the developed world will be closed forever. and this is another silent traitor yolka is real her name is ivantsiv yelyzaveta vaidamarivna, she is 41 years old, she was born in uzhhorod , the singer took her first musical steps as a member of the uzhhorod band b&b, however, she always dreamed of a career in moscow, in 2004, elizaveta moved to of russia, but at first glance, she retained warm feelings for ukraine, here in an interview with the russian channel moscow-24, she corrects the presenter , who puts the emphasis incorrectly , ukrainian artists can, because of that, that 's

ukrainian . and from 2010 to 2012, she was a judge of the vocal show x-factor. it was yolka who gave a ticket to the musical life to the then unknown singer dmytro monatik. elka stopped talking about ukraine in the interview, the singer did not mention her ukrainian roots and asked the interviewers not to ask her questions about the war on the eve of february 24 , the singer had time to give a concert in kyiv, and when the massive offensive of the russian army began , she suddenly lost her ability to speak. not a word about the war the death of thousands of ukrainians, the tragedy in buch irpen and azovstal, the tongue was loosed only for russian wooden rollers in the spring of 2022, this traitor performed in sochi, she was not

ashamed to perform the song provence de boryspil airport is mentioned, which the russians began to attack in the first hours of the war. today, despite the war in her native country, the singer continues to live and perform in russia. yolka has a large three-story house of 500 m² near moscow. on the territory, there is an observation deck , a swimming pool, a gym and a music studio. war in ukraine and did not condemn the aggressor country of russia , and silence is a sign of consent , soon our armed forces will liberate ukraine from the invaders. woe to the musicians should be remembered for the concerts