[000:00:00;00] information and shape public opinion, people who defend ukraine and create the future, the main and interesting thing in the program is the verdict by serhiy rudenko from monday to friday at 20:00, repeat at 12:10 andriy yanitskyi keeps the economy under surveillance, so we talk about economic news on the channel espresso , but it's not about dry numbers and clear terms , it's about the economy, it's about the ability to analyze, forecast and get a profit, about what currency rates will be, salaries and pensions, and how product prices will change, information about everything

what affects our wallet, and informed means armed, see the news project of the economy with andrii yanitsky on weekdays at 8:10, not with the press. knocked out two enemy tanks and destroyed an entire warehouse of ammunition. and my dad served in air defense and shot down missiles over kiev, finally i can tell about it ah , cool. so let's go back to the conversation with ivan varchenko, a serviceman of the armed forces, an expert on security issues and actually i think that we will probably start talking about the kupyan direction, eh hmm oh and mr. ivan, look

at the kupyan direction, the russians tried to advance in the direction of borova, and in principle we can say that they were a little horrified by this attack because they are being pushed back there, now they are trying from the other side, uh, are you going through sinkivka in the direction of uh, kupyansk, what is this, is this a search there ? they are trying to feel our defense . these actions of the russians in these directions. and no, this is not probing, it is attempts to counterattack on other areas of the front in order to divert our forces and means from those areas of the front where ukraine holds the initiative and is pressing now, and therefore the kupyan direction is tasty for them, it is the direction that has its own goal and the goal is

to provide logistics of the northern front they lost then when they lost izyumi kupyansk these are railway stations which would be a very large logistics center in the kharkiv region, respectively now they do not have those supply chains that we had the opportunity to feed this our this our northern group of occupying forces since the beginning of the large-scale aggression, i will remind you that at that time their logistics went through bilhorod , then went through vovchansk of the kharkiv region to the raisin of kupyansk and, well , it was quite simple for them to do all this, now they called it through uh, svatov through flint provide their main agglomeration, this is in the luhansk region. this is severodonetsk, vozychansk, rubizhne, and accordingly, from there

, the assault groups, which are currently concentrated to a large extent in the kupyan direction, are trying to provide their shock seams from there, so they are pressing in they are trying to push through the area of ​​the village of senkivka, but according to the data provided by our ministry of defense and the general staff of the ukrainians, how many are holding the defense now and the enemy is not succeeding . and what will they try to do? well, it is obvious, yes. theories of waging war and striking. in other directions, they expect us to relax our pressure, for example , in the south or in the bakhmut region. various high-ranking russians actively traveled, including general gerasimov , er, er, how can you evaluate them. they went there to nadia , what can they show there? well, they went there

to give out medals, after all. they went to nadia to show that there are successes or it was rather an attempt to cheer up these troops on the spot, i rather see in this a sign that the situation increasingly forces them to leave their comfort zone. that is, we dictate the conditions. we create problems for the russian occupiers . we create problems for them. to every section of the front and they would really like to sit carefully in the kremlin and enjoy the consequences of their position and the opportunities of their position, but as we can see that at one time, putin was forced to go to ukraine to show that he is not a coward who is hiding in russia, although he did not succeed , even the russians themselves laughed at him, not to mention the whole

world, and the generals are forced to do this now , but more and more approaching the front line there, they told what they were great front-line soldiers, being at a distance of 300 km from the nearest hostilities, well, now they are 200 to 150 km closer, not so . he needs to be demonstrated, and especially after the uprisings of the wagnerites, now and those demonstrations made by prigozhin and his posipaks, which are completely unsuccessful and the frightened russian army beau monde. yes, that's actually what i hear, because it's not about military professionalism, er, military . after they demonstrated that in fact they are more businessmen than military men, they should of course to prove that they are military. what is he doing now? what is gerasimo, the chief of the general staff, doing now? and

what are the other parquet generals trying to do now, who perfectly managed the processes from uh-huh offices from drunken places somewhere in hotel restaurants? and now, you see, he has to demonstrate what and they are military type, well, the further, the more, but for me, i will once again repeat what i started with, which for me is a sign of the fact that the further, the bigger the situation comes out of that uh they are trying to formulate that it is comfortable controlled. in fact, the fact that they are going beyond the control zone, well, for uh, for the courtiers, it wasn’t accepted, it’s the turn to work there, or it’s not very visible, it’s not working , and already the nearest courtier of the king is already forced to go to your areas, the fact that there will be reduced activity, that’s well

in the near future, after all, these russian attempts will continue. first, they will try to press there. thank you , it was ivan barchenko, a serviceman of the armed forces of ukraine , an expert on security issues. thank you for joining us. well, i must say that in general, eh well, the russian forces in the kupyan direction are quite significant, so for them both lyman and the kupyan obolova , all points are really important . and that all this creates threats, you see this week the situation is already somewhat different, that is, we already see that our troops have pushed them back. but news has appeared in a direction and well, it is not excluded that they will continue there, maybe we will see other directions as well because there so far

there is a sufficient grouping of russian forces there is enough grouping for us here, uh, also in other directions, from other directions, we still have an active bakhmut direction, where ukrainian troops continue to conduct offensive operations on the southern flank around the city of bakhmut, uh, and we will now talk from that direction with mykola mykola volokhov - this is the commander of the tera air reconnaissance unit as part of the third separate assault lie . i congratulate you, mykola. i congratulate you. glory to ukraine . glory to the heroes. well, there is today's message that there is some progress there, but it is small, but well, there are no details. maybe you can tell us something more detailed about what is happening in your direction . well, let's go into more detail, eh, father was hit by a drone with a tank and hit by something like that. you will be interested

in the homework, so i thought he was all right. -e there is a very, very cool team, one called zgar, they took it here and hit a tank, this happens on a regular basis, this is for you and from the specifics . if we talk about some more specifics, then er, you know the news that goes according to official sources, here is my personal one analytics, yes, that's all they like to talk about treason there and about the fact that someone is deceiving someone there, but my personal opinion is that when i read these news in my sector , yes . as a rule, they tell the truth, sometimes they say a delay, my hopes do not give any details, and i probably think that people do not have to it is necessary to know which brigade, how many meters, where it has advanced. by what means do you know this in great detail, you don’t need to know this, and well, it is dictated by the logic of war, so i can tell you such things, for example, well, the pilot will fly now

, they found mines there, equipped with 120s for self-propelled mortar nona will drop a cumulative ammunition on them, most likely they will tell you such and such details, but nothing more global . well, the previous guest and i, by the way, talked about the war of drones, which is waging it on the front line, and about radio electronic warfare, and you maybe you could also tell us something practical about this plan , tell us how much now well, what has been added to the russians, for example, in terms of their ability , how much they are now able to pester our drones uh and actually what can we do in this to oppose a-a well, what to oppose a high-quality radio communication over drones, and each unit, in principle, for those who a-a work in this environment is located so for those teams that show effectiveness, it is known which radio gap should be used in order to be

less vulnerable to their systems are a rebus, well, there are no such global problems , that is, it has not become, you know, in the last two weeks, i wouldn’t say that it has somehow gotten worse, that they have to come up with something new in the plan, that is, now we can absolutely work, everything is fine that is, the difficulties do not exceed normal if we talk about drones. so, i see that recently the news about the fact that factories for the production of lancets and all that kind of thing, they really shook them up, are they really interested in how the katsaps are doing there ? what do they produce there, in what volume and people are nervous because you have a really cool weapon

, which, unfortunately, unfortunately , well, now it’s a little better, but some time ago, it directly hit the targets there, and people are very worried about them. well, i think that of course the russian company. they write in part, this is part of the information company, you see. they showed some number of lancets in one place and wrote that now they will have a powerful production plant so that now we will have hundreds of thousands of bits here. and i don't think that everything is as good as they are there they say at least i observe it at the front, so you know it when they say that the russians have too many shells , but here we see that their capabilities are much more limited than there were, for example, in the summer . yes. and the same with lancets . didn't have them limited quantity, but this is the first time for us such a bell to think about what is there in katsapri and to think about what is here in us, uh, it is important to focus on supporting our

production, newly created analogues yes, same well, yes, this is a high-tech product, but it is not to say that stupid people live in ukraine people do not say that we do not have capacity, the same technologies can be borrowed from the west, as if they are actively helping us with this, well, we should concentrate more. what are we doing? i know that we are developing and already have production i haven't held a few similar complexes in my hands yet, but i really hope that i will get them in such a situation . well, even more so, something is already flying regularly to the crimean city, there are still some sea drones flying on one to moscow, something periodically arrives, that is, it is probably still possible to fly. why should we hope that it will only get better in the future? and tell me, actually, there are also such messages that now uh, it seems like uh,

there is no such sharp lag behind the russians according to the number of artillery shots and there is no such shortage of ammunition as it was well, as you already mentioned at the beginning when there was a very large such disbak that you also feel such a moment well specifically in my direction, probably about a week after the russians got a little lift, then they have some time in general, there were big direct problems, yes. i felt that they could not, er, lead a counter-battery fight, the fight was very er , their artillery behaved passively. it was me, it was connected with two such moments, first we a good number were destroyed, we had such an intensive period of hunting and destroying their artillery complexes ah and the second thing is that they had some logistical problems with ammunition, now it feels as if they were driven to the abyss but again , i will repeat if we compare with last summer where the russians simply overwhelmed us in bc , their total dominance was felt, we could

only try high maneuvers with high-precision artillery there. as their total advantage and dominance, at least in terms of quantity, now i wouldn't start saying that it's much more . well, i'm being honest, i don't count the number of shots we've fired as much as we could, and in terms of the caliber of it, my feeling is that you're there, something is whistling and flying in the other i would say that there is definitely parity. maybe we even prevail, but you know that, it took the day. this is a very dynamic system, at least we have parity now somewhere in my direction. well, when you note that the last two weeks something seems to have been brought russians, it can be interpreted so it's possible that the russians are trying in this direction of yours in general to simply drive more of their units there and add forces simply

in order to restrain ukrainian offensive actions. well, what they still have to do is a certain number of units that are determined to hold the direction, so these units have there are some normal norms for the provision of combat supplies, e.e. norms for the provision of fuel, there is some amount of artillery support that is determined for this and that area in order to introduce either defensive or offensive actions, yes, it is obvious that they don't cope if they, if their task is to attack, then they don't cope very much , you know, this has the opposite effect, if their task is to defend, then they also don't cope, because we have an advance, and of course for them it is a logical decision for their management to attract additional forces here and the means to attach to such a pc well, add add until they achieve the goal they set for themselves, yes, this is some kind of reserves, well

, a new one came to the place of the destroyed artillery, and this means that they have to get, you know how zakremiv and the modern high-level war has such a character that the reserve is, in principle, general, if he arrived here, then he will not arrive in the zaporizhzhia direction, he will not arrive there in mykolaiv, well, that is, in fact, it is a general positive for the entire front when some area draws more forces on itself than the enemy planned to use. and this is definitely happening here. well, if you say that today, according to the report, the enemy tried to advance in the vicinity of the ticks of the zaytsevo district. are these the parts that have already were there? was it added by some new russian formations? what can you say? well, are you fixing something in this regard, definitely? these are not the parts that were there, the parts that were there, they went to kobzon in black bags

. and it’s definitely not them, that’s me. i am sure that new ones are brought in in general in russia, you see , there is no shortage of human resources, there are simply more people in russia than in ukraine, well, you know this is a fact , which there are 40 years of geography, everyone knows -e more people, accordingly, they can do more to mobilize and you know their anti-humane concept of letting people eat meat, that is, they have no problem with this, they give them a lift, even sometimes, here i am looking. there, we constantly cause losses in some areas. yes, there are 10, 20, 30 people lost , yes. well, the dead and wounded come and go, you need to understand their human resu, we have a human resource of better quality, well, let's introduce such an asymmetric one, and new ones come there, and this is their great vulnerability

, because if you do not preserve your personal composition, he does not accumulate experience, which means that this means that he cannot transfer this experience to the next units, and such a negative snow combi is happening to them with this matter, and the newbies look very funny, sometimes they do very stupid things that pass from that side, yes. it is obvious that they have no one did not explain what to do here, what is happening here, situational awareness is low. well, the understanding of how to fight a war is also low, and they are also quickly reground and replaced by the next ones, but someday they will end. it is obvious that how many of them there were, they are not infinities well, in your direction, for example, i constantly see that there, er, there is a transfer, as if akhmatka dyrivsky transferred this unit, but er, well, it is known that in the units of akhmat, he is not on the first line, he rather creates such a peculiar detachment for hail and eh

well, at least until a certain time , it looked like this was happening. well, there are these storm-zed units, in fact , you know, like fine battalions or something like suicide bombers. i understand this technology that way. maybe you can correct me, but it seems that the technology this is how they work, that the units of the storm-zet simply throw them. they have to go there, despite our everything, there are all kinds of prisoners and, well , some such strange elements. and behind there are all kinds of akhmet type who do not let them retreat, so is this an act or not i can confirm that the russians use such a principle as suicide squads . that is to say, these are the same prisoners or some other such elements that they probably do not want to see conceptually, they do not regret, you know, the anti-humane approach really

they use them for meat, they don't evacuate them, they don't provide them with reinforcements, that's the kind of attitude, of course. well, it's more obvious to them there how to treat their own people, i don't care much about akhmat, because i know that it's also akhmat when they say there wagners when they say desantura a-ah akhmat there are probably different different qualities of training for the expedition, well , combat units, let’s call it that, at least we still have some such akhmat that the russian advertising talks about, some kind of super-powerful over er combat-capable who here has not seen yes, we saw that akhmat here in short, not very combat-ready, yes. and in general, it looks very funny, is this what we saw? is there something there, i’m afraid, capable of showing time? and in general, if i wanted to say this, it’s the opinion that i carry because of this war, and i’m her. whenever i

’m asked about it, i tell her i always repeat, look at the wagners, the kadyrovs, akhmat, and martekhi, and the special forces that land on combat helicopters, and so on. well, we have seen it all for a year and a half of the war, we have seen it all, all the distance maps, we do not need to be afraid of anyone, we need to focus our attention, what it's some uh-uh everyone was afraid of the kadyrovs, they were scary, they fought the russians in the trenches, they defeated them, and well, in short, you don’t need to be afraid of them. they are the same as other bullets , they don’t take apart artillery shells at all. that in the second event they definitely won't bring as high quality as they brought in the first, so it doesn't matter who comes there because of this our task does not change and our actions do not change we will continue to move forward if they stand on this road of ours

go ahead, we will destroy them, everything is very simple and very clear. do you have any forecasts regarding the development of the situation, well, at least , well, on your part of the front. yes, i have a forecast that ukraine will win this war, but we will give up our territories, all those that belong to us and let's start building a normal state here, an economically powerful one in which it will be attractive to live, attractive to do business and everything will be fine with us, thank you. this was mykola volokhov, the commander of the terra aero-development unit as part of the third separate assault brigade from podmahmut. thank you for coming to us joined well, i remind you that intelligence urgently needs our support, and we are now helping with funds to purchase modern drones for the 23rd separate rifle battalion of the armed forces of ukraine, and this is exactly what the donetsk direction is, they need drones to

conduct highly effective intelligence what are the different models of kamikaze drones? we aim to collect uah 1,900 and, with your help, we really hope that we will be able to do it as soon as possible. we talked a lot about drones today. a war, well, with such a very active involvement of drones on both sides, and you have to understand that drones are the thing that allows us to save our lives, first of all, the lives of our defenders, because where there is a drone, you don't need to scout there, well, somehow well, you know, people go and it is possible to solve a lot of tasks precisely with the help of drones and reconnaissance and in principle to defeat the enemy in certain areas, so join us, every hryvnia is very important and the safety of our soldiers is such

a good investment, you know, so join us, we are doing it, we we do it during andriy yanitsky with economic topics on espresso, as usual , on weekdays mornings after the news at 8:10, we talk about the economy, and today there will be a special such issue, it will be entirely devoted to the banking system of ukraine, how it works , such an economic licknep decided that it is time from time, you can also do and not talk only about current things and about banks , mykhailo demkiv, financial analyst of the icu investment group, will tell us, mr. mykhailo, i congratulate you. so,

the banking system of ukraine, what do we know about it we know in general what role banks play in the ukrainian economy, according to economic scientists, well, in general, banks play in the ukrainian economy the same role that they issue , they play globally. maybe it slightly reduces the number of functions, first of all, the most rural function performed by banks is payments, calculations, they for many centuries , people have been allowing er people to settle among themselves as a business, and even now when there are a large number of different kinds of er non- banking companies, say, such as paypal they are still connected to the banking system at the entrance and exit , the second function is the redistribution of funds from those who have a surplus to those who have such a need that by translating into simple language i want to place a deposit, but somewhere there is a company that wants to expand

its production. i, as an individual, do not know how good this position is, and the bank has such expertise. i put money in the bank as a deposit, and the bank, in turn, issues loans. called maturity in english transformative and only means that i, for example, want to place a deposit for three months and the company needs money for three years and what does the bank do, it takes the deposit from me after three months and gives it back, moreover, it leaves the funds with someone else, in this way it provides such long-term money, but banks perform this function poorly, especially in ukraine , especially if you look at e-e mortgages , long-term loans, then the banking system cannot provide such funds for such a period, and here it already includes e-e.

the state is often included by creating special institutes that give such long-term money and, finally, the function of creating money eh, no matter how strange it sounds i have a paper hryvnia and i have a hryvnia on a bank card and this and this are eh money, agree with this and if i for example, i open a bank account, it is empty, i bring them this paper hryvnia, i put it in the account , then money in the economy suddenly becomes more, because it does not appear in my bank account, but the paper hryvnia does not disappear anywhere, and actually this is the function banks, it causes what is the state is trying to regulate this market as much as possible and control it like no other segment. now we will talk about how the state controls banks, but from the customer's point of view, everything you said is the transfer of funds, this is what we do with our cards

, this is online banking for example, when we transfer money to our loved ones or relatives or buy something on the internet, then deposits and loans, that is, if i need to take the money to the bank and keep it, then i get some additional profit for it. and if i need a loan, then i will for him to pay this is on the difference of these rates as far as i understand banks and earn well and on the commission for transfers and if you are talking about this function as interesting as creating money, that is, the bank also has cash currency in the cash register that i brought for deposit and it is reflected in me on my account in such a digital digital form, in fact, in the bank, uh, it appears, well, such a double amount, uh, doubles, so ah, and it produces by itself. in this way