[000:00:00;00] there will be even more to do with them, the russian black sea fleet, in fact, simply can’t, and that’s why there are a few more such stories , as well as a tanker tanker, there was such a thing the next day after there was such a thing in the port of novorossiysk with surface-to-air drones, he was a large amphibious ship olnikovsky gornyak and the owners of the judges the village will stop entering ports under the control of russia, that is, the mosquito fleet can still bring russian shipping to its knees in the black sea by two pros , freedom of navigation itself has been put the eastern part of the black sea and the sea of ​​azov is a direct and clear threat to the russian

federation . russia's powerlessness is indicative, so they can launch the caliber of giving sailboats to the zonics , but these are definitely not some mythical strikes of retribution that russian propaganda constantly talks about. ether with such a positive, good message, tonight the armed forces of the russian federation continued to strike, and the snake has already hit the port infrastructure five nights in a row , these are retaliation strikes. shelling that russia has been practicing since the first days of the war, a missile if someone forgot to civilians in odessa. in that year, without any naval drones, russian

troops arrived and launched a missile attack on odessa. the dead were hit in a residential house, a new rocket attack on odessa resulted in the death of a 15-year-old teenager, rockets fell into a dormitory in this story, it is simple in some ways, even pleasant, its essence is that you do not need to pelt the enemy with hats, even if on paper he really has a fleet of mosquitoes, because the higher you pick up your nose, the more painful it is to receive a simple rule in it, which propagandists and sailors of the black sea fleet of the russian federation must remember that the minutes of their worthless lives

are chevrons that approach victory without weapons in hands, but with brave hearts, they are brave to walk through the flames and smoke to save the injured, brave to go out on mined lands so that the light in our homes is restored, brave not to make mistakes when there is no right to make a mistake, because the fate of millions depends on this, brave to give hope and faith that everyone who waits for help will not remain in trouble where a person experiences the most terrible moments unarmed heroes rescuers of the state emergency service are approaching victory and fight for every life, we do not notice them

until we get sick, but they are the first to whom do we turn to for help, the guardian angels who selflessly work in the rear and at the front under rocket fire and in the hottest spots, saving the most precious health and life of us and you. thank you infinitely . didn’t swim near boats. and when they see someone in danger, they should call 101 and call adults, even if you haven’t used microloans yourself, you’ve obviously heard of them. these are the so-called quick money loans

that you can take, supposedly without collateral, very quickly here and now they give you cash, you sign the documents and of course you don’t read the contractual conditions, and there are just such terribly binding conditions written in small print and a lot of ukrainians use these microloans without reading what exactly they are signing last year, at the beginning of a large-scale invasion, the number of ukrainians and the number types of loans, of course, fell, but now statistics show that in the first quarter of this year it is already starting to grow again, and the debt of ukrainians for these microloans is according to the results in the first quarter, uah 8 billion 700 million. the national bank was already starting to talk about the need to regulate this area, and the parliament is also joining this story, and now with us on the air danylo hetmantsia, people's deputy and chairman of the parliamentary committee on finance, tax and customs policy danylo vitayu i remember. hello, glory to the heroes. i know that your committee is also starting to develop a bill that would regulate the activities of these microcredit organizations. in fact

, we are not starting to develop a bill. it is recommended for the first reading. i think that in the near future it will already be in the hall before the first reading, what we are talking about, we are talking about the fact that today the rate for such loans is very different on the market, there are certain speculative organizations that provide these microloans to people at night without checking the borrower at all, it can be a person whose 20 - you have a 30th loan, who is in arrears on the loan, who is a gambling addict , for example, that is, depending on the gambling game or have some other defects, but they still issue these loans at insane interest rates, and in fact, today there is a company which issue at 3% daily and at 5% daily. and there are companies in which the percentage is more than 50,000% per annum 50,000% per annum

and, accordingly, a person who finds himself in this situation finds himself under these percentages, he gets into debt bondage, it is possible not controlling herself and concluding the relevant contract, she is forced to pay this money all her life, and not only she . and what is most terrible. in the font he to make it impossible to automatically extend these contracts to make it impossible to make all these features that a person does not notice when concluding a contract, but which are there and which are legally mandatory for him and but the most important, the most important - this is fundamental - this is the restriction of interest for today in the first edition of the draft law, which will go to the first reading is 1% per day no more than 1% will be no more and we still want to discuss

the possibility of reducing this percentage before the second reading in order to first reduce the market, fewer of these loans were issued and loans were issued only to those to borrowers who can at least theoretically return them, and did not compensate for those loans that are not returned by people at the expense of those who return these loans, but how did it happen that until today this sphere is unregulated , we are talking about the financial sphere well, in fact, we were in consultations with the national bank enough for a long time, we already had some changes to the legislation, which were adopted about two and a half years ago. we limited pennies and fines for such loans , and it was a significant step forward. today, we have already come to the solution of this issue as a whole in the complex . i think that it will be

solved in the near future. what these companies earn is clear, but it is not entirely clear how they are ready to issue such microloans in such quantities, not even checking the borrower , what they hope for in return of money , see certain mathematical formulas that are the basis of this business, which allow you to compensate for your losses at the expense of part of non-starters at the expense of a very large percentage which money is still returned, some of the denominators from which they use different methods, this money, well, i won’t use the word, they are knocked out , but they get it, and that’s why a certain part of them allow it to be bad loans that may never be returned at all, but it is all compensated for by the large percentage this is an area that is close to bank lending, but completely different from bank lending, because the basis of bank lending is precisely the capacity , the financial capacity of the person who takes the money

, and here it is under a certain question, although it is by the way by the way, usury is called usury in ukrainian. we have such a wonderful topic as the bureau of credit history, which contains all the borrowers who once took out loans, and you can check whether there is a person in front of you who is in debt or not. yes, this is a study. showed that these organizations . they do not always check their borrowers . they do not always check again. i repeat the loans. most of the loans are issued at night from three to four in the morning. we have a curfew. how can it be considered eh? i don't know about the curfew, i'm not ready to comment, but it's obvious that those people who gamble, who lose completely or maybe are addicted to one or another drug or alcohol and who desperately need this money and who are ready to do anything

to get it and uh, people who are considered businessmen use this. and this money is provided, and the last question on this topic is of interest to me. if you regulate it with these normative acts and the law, then it will simply be off the radar of the ukrainian financial and law enforcement system and somewhere everything will happen to itself and that part of the business will definitely be and definitely is now. the number of loans will decrease, they will make these borrowers who receive money healthier, they will be able to return it, and this will improve the health of this sector in general, although one percent for a birthday is a lot, it is also a lot

this is also for a month, but 31.5% of people are not so many times. good mr. danilo, there is another topic that i wanted to discuss with you about our trade balance - this topic is not quite so popular as to be discussed directly in the queues , but the situation for the first seven months of this year, according to your estimates , how critically is it deteriorating ? billion is very, very bad for our economy as well. we have a july figure of 2.8 billion 2.8 billion minus this is the biggest and worst figure since may 22 and it is obvious that the situation that has developed around the sea corridor has a negative effect on exports and restricts exports, and this is very painful for our main group, it is food products

, it is a pain for food security . in general, in the whole world and directly in our country, how can this affect the hryvnia exchange rate? well, so far, the hryvnia exchange rate has managed to hold is stable due to enough large income from our partners, we have unprecedentedly high gold and foreign exchange reserves. we have fairly stable assistance that we receive to our state budget, and thanks to this, i do not see any risks for the exchange rate, but there are definitely risks in the medium term, and this is a negative trade balance is one of the main risks for both the budget and the country's economy as a whole, so here we must concentrate, well, first of all, undoubtedly, on expanding the ways of passage through the state border, and on the other hand, the stimulation of processing processing, because if you transport grain, it is one volume of production, if you bring flour , it is another volume of production. and if you transport

frozen croissants, it is another volume of production and added value that remains in the country and taxes that remain in the country, the government is now focused on supporting such productions, it does everything , or they have developed , mathematics says yes, in seven months, 14 billion minus this means approximately two billion us dollars in minus, our trade balance will be more by the end of the year, yes, when if the government takes any steps to reduce these numbers when we will hear well there are no easy solutions here any complex problem has no easy solutions we have to come to terms with it this is the path we have to go that is why there is no solution there is no solution in nature no matter what for once tomorrow well, it is logical, because if you can, then you need a mill, we can, we must build it, we can curb this negative trend by expanding again the corridors of land corridors eh eh we have the opportunity for development and

the need for development eh processing industry, but it's all a matter of years, it's not a matter of a month, but a negative balance. as you say correctly , we already have more than 2 billion per month today. well, how long can we last with such a negative balance? and it will depend on the help. it will depend on our internal potential. it will depend, including on those decisions that i am talking about. i am not talking about the fact that there is a disaster in any case, no, but the trend is negative , which we have to fight, and coach, i am very, very risky on the future except for agricultural products which can be processed in this way by adding added value to it. what other groups of goods are very metal in our country?

when we prepare raw materials, they should also be processed as much as possible. in general, this trend for processing is to stimulate domestic processing. it is fundamental, it is very important, and today, by the way , in peacetime, it was also possible, but no one took this seriously today, for us this is a question of survival as such just today we have to deal with everything at the same time yes, thank you for the clarification mr. danylo danylo hetmantsev people's deputy chairman of the parliamentary committee on tax , financial and customs policy was a guest of our conversation studio i will continue literally in a minute i strengthened the borders of ukraine to drones join the gathering border guards chevrons approaching victory tell me honestly how

anxiety prevents you from doing things then imagine it as a drawing in a book and the book just lies on your lap now close it put it down and come back to us to find out other ways to improve your condition, go to the how are you.com website, we continue the broadcast with hanna malyar, deputy minister of defense mrs. hanna congratulations . thank you for taking the time, i know that you have just returned from the front, where you were handed a very valuable thing to keep. please tell me you will do better than i will tell you and i handed over a letter of thanks from the president to the 68th brigade of the kobrig tseryuko oleksiy and we have such

a tradition now that once a month the commanders of the axes determine one of the best brigades and the president of this brigade personally signs a thank you, noting the merits, the feats they are doing, literally right now, yes. that is, it is a very quick thank you, and the soldiers, according to tradition, give the president their symbols of their brigades, the blue ones and the flags there, well, there are different souvenirs that they give, and usually they are still recording the video, but we do not make it public because, well, it is such a personal communication when the president's fighters convey their impressions to the supreme commander-in-chief, i will remind you that the president of the military is not a politician, and this is their

the leader, because this is the top of the military vertical, the commander-in-chief of the armed forces of ukraine, you say, he signs, he signs, because the photo that i see, which we can now show there , is written by his hand. what the brigade is doing right now for their courage there. well, at the moment, the brigade that is fighting in the lyman direction is precisely for what they have done now, yes, a month ago , i gave such thanks to the 56th brigade, which lasted for a while was located in the bakham region well, we already have a brigade that has been awarded in this way, and it is really such a unique thank you when the president himself writes, and the brigade then also in response gives awards from himself.

what is the situation there in all directions, it was good to see this in limansk and kupyansk, because the russians were gathering fists there, the situation is actually very difficult, there is serious shelling going on there now, including the city of kupyansk itself is under fire from the enemy, and the enemy's main task is to reach the borders of donetsk oblast first, as for kharkiv oblast, they want such a revenge and to return what they lost during the liberation of our territories back in the fall of last year. to distract our forces from a successful offensive in the direction of bakhmut so that we could not concentrate all our forces there and were forced to scatter them in different directions where they are intensifying and it is not necessary to say that well already two weeks almost yes was it an aggravation and why did the armed forces destroy the enemy very powerfully there and actually now if so according to the numbers it may seem that the number

of shellings and the number of combat clashes in simple language of battles have decreased, but in fact this does not mean that the enemy is abandoning their plans, they are now regrouping there they are bringing new troops there and are actually going to make offensive attempts again, they are unsuccessful in them, but these are serious battles and very fierce battles and ours stop the enemy, but you must understand that this quite difficult. well, i understand that there is some kind of not entirely pleasant situation with the coverage of this war, because after the positions of the 82nd brigade were recently published, there was information that after this publication, er, there were about five flights there. and now the journalist the environment is discussing what this means for our soldiers, because

it was actually merged er positions of the brigade , what does it mean for ukrainian journalists, and faced with such a powerful war in conditions of absolute openness of digitalization in a smartphone, if you want, that is, any person who has a smartphone, the law is already unwritten for her and it is sometimes very difficult to prove who exactly leaked this information, and it is very difficult to control it , and that is why unfortunately , we constantly come across komi information. and this also happens from other people who have connections with the military, who are related to the military in terms of their various activities and can take information from there, and the work that we have done actually already has results, the majority of our society

is aware of such an origin as it was there a year ago that is why it is no longer there, and journalists are more aware and many of them turn to the general staff of the headquarters, everyone has contacts , yes, in order to question whether it can be made public or not. however, there are leaks of information that end in the deaths of our people and the failure of the operation, and here it is necessary to understand the degree of responsibility if information yes, we always say there is a key rule, you can publish what has already been confirmed by the general staff what has been confirmed by the ministry of defense it is very simple this is information not much this is information about the movement of troops. that is, where is it located? which unit is the information open? let's say there are units that are located there, where everyone knows about it, and from the point of view of security, there are no warnings from the armed forces, and we boldly say that there the 80th brigade

is located at such and such in direction a there is a movement of brigades which is secret and if the general staff or the ministry of defense did not say about it, then there is no need to talk about it, even if you became aware of it a-and besides, uh-uh , the movement of weapons is the same issue we have already established criminal liability for this, after all, this is article 114 with a mark of two of the criminal code, and all those who spread this information should then understand that if they are not concerned about the safety of our whiskey operations, then at least they should think about criminal liability for this and we we emphasize, i wrote this publicly now, we emphasize once again that there must be informational discipline, it applies to everyone and, unfortunately, during the war, we must make a choice between efficiency and interesting

information and between the security of the operation and success our troops, just sometimes for the sake of this curiosity, there are disruptions of the operation, uh, we will hope that this unfortunate incident with the 82nd brigade will somehow uh, teach something, but will not stand in the way of journalists, because ukrainian journalists do their work not in order to harm to the ukrainian army and yes, we had another new round. last week, and from bloggers, i ca n’t. i’ll let you listen to the words that the comber used to convey his despair after the broadcast, because there are no censored words and what happened after this downpour, so sometimes people are they make a shower obviously military personnel were organized. well, it's just that the information often becomes known to civilians who are close to the military personnel

, who are friends with them . therefore, they communicate freely, and everyone must be responsible for this, and the person who became aware of it, for example, people are public, if they publish it and they have tens of thousands of subscribers, they are very good they realize why they are doing it, yes, to increase the number of subscribers, and they are very well aware in the second year of the war what information is sensitive and here it is desirable, of course , to question, we do not remove responsibility from the military for the information they transmit. believe me , investigations are being conducted in such cases, the security service of ukraine is doing this and last week we just talked with them about this issue. and i was in the army now and i pass a lot of brigades and we definitely talk with them about this issue of information security and

of information hygiene because the damage is really enormous. well, the press officer could somehow interfere with this. well, there is a question of control. yes, this is not about the fact that the activities of journalists will somehow be limited . quite loyal attitude . everyone understands that the information must be from the combat zone , but primarily it is the safety of our military and the safety of the operation itself. quickly yes, we have to make this choice , and that's why the thing is, well, every such leak of information ends. in such cases, first of all, there is definitely responsibility - it must be internal discipline, but there must also be discipline for everyone who makes this information public, and the criminal code

establishes this responsibility for that. and what profession does a person belong to? for the second time, we were going to talk about women in the army in more detail, but we are constantly running out of time, i only managed to inquire two weeks ago, when we planned to talk about it, and information appeared that the field uniform for women soldiers was approved, when after which was approved, how long it is necessary for it to reach such a procedure, the armed forces form an application, because without this we cannot purchase, and then there are already auctions on e-e, all public things are open. and after that, the order already takes place and production, therefore, in the near future, it is difficult to predict these procedures directly from day to day, but in the near future. at the same time, i want to remind you that we had

a women's everyday parade uniform, and actually since we have our own army and our own independent state, women who served in the armed forces the forces wore women's uniforms. and we didn't have field uniforms, and the fact that women are now on the front lines showed a serious need for this, which is really er. well , the specificity of using this uniform is anatomical features, and ukraine is one of the the first among many countries, including nato members, who have such a uniform because some countries follow a different policy , there are countries that say that women in the army must have everything specially arranged for them, for example, dressing rooms in sleeping uniforms. and there are countries on the contrary, also members nato, which professes that everything must be the same, and in women, if equality is equality, it is all common , yes, including, and there, er, well, some so we

profess, what philosophy do we profess that we make uniforms specifically for women there, they are separate there showers and these things are built and well, we can say that ukraine is one of the breeds, if we are talking about uniforms for women in the field, those who are in the conditions of hostilities, again , there is not a lot of time on this topic, i regret it, but we have to return to it. studios strengthens the borders of ukraine to drones join the gathering of border guards time news for you fact teams work ictv and windows stb russian drone was better a civilian object in the border community on chernihiv region head of chernihiv region, vyacheslav chaus, has not announced the details yet, and the movement of uavs has already been recorded since the afternoon, an air alert was announced in zaporizhzhia and three times in a day, belgorod region was attacked by