[000:00:00;00] we have the history of the development of our native mariupol and our ukraine, and on this path there were more than tens of thousands of people who brought glory to our college and just stormed into mariupol. she established communication with parents and students, offered to refuse to continue her studies in ukraine and get a russian diploma, as it became known in 2014. this traitor was one of the organizers pseudo-referendum in mariupol, after the liberation of the city from the occupiers in the zones, she explained that she was forced to do this for a reason , they say that evil is not punished, it returns and becomes stronger even after 8 years. unfortunately, we saw how it

happens. and this is svitlana slabinova , a cardiologist of the fourth mariupol hospital. machine spread lies about the ukrainian military, here is an excerpt from her participation in a tv program that appeared on the russian tv channel zvezda, which belongs to the ministry of defense of the aggressor country, cardiologist svitlana slabinova izradka anna came out of the basement and saw with her own eyes how a ukrainian tank fired near the hospital buildings and then hid behind them for our girls. a special place in this cohort of aesculapius traitors is held by the director of the mariupol emergency hospital , serhii orlandskyi. he

has been the head of this institution for many years. condition, but since 2014, the authorities have invested a lot of money in its development, the hospital was completely modernized, in particular, with european money , here orland is photographed together with benefactors against the background of the flag of the european union, his joy knows no bounds for the medical facility , new equipment was purchased, quality repairs were made there, and a modern one was opened on its base cardiocenter for the first time in mariupol began to perform complex heart operations, and cardiologist serhiy orlansky was supposedly happy because he finally got the opportunity to work as usual dreamed, and as it turned out to be true, his dreams were about something completely different when last year a rash doctor broke into mariupol he began to work for the enemy and in every way harassed the ukrainian military on propaganda tv channels azov gang-formed fighters opened fire

specially we know clearly where did these mines fly from ? the escape was, well, shameful, they just pulled out the mattresses from the selection and took them with us, we can skip the orlandian left because he wanted to stay and work in mariupol at any cost on new high-quality equipment , previously the most popular operation here , heart stenting, was performed free of charge as part of the medical guarantee program, now they say that serhii orlansky birch is 250,000 russian rubles, but hardly any patients . he has a lot of operations there without light , water and heat. so in his free time

, orlansky nowadays, many collaborators go to in the swamps of muscovy, he mastered a new level of treason last summer in the building of the russian government. he was awarded for his services to the atchisnoi by heart . well, treason from eight to 15 years or even life imprisonment, and all mariupol traitors who agreed to work for the kremlin surrendered the positions of our military and engaged in discrediting the armed forces sooner or later retribution awaits, no matter how painful it may be, because their shameful activity has nothing to do with medical duty . at the same time, a low bow to those medical workers who saved the residents of mariupol and our military and did not agree to work for

anya's enemy for anya's money under the flag their published diaries and memories of the early churches again and again, so glory to those heroes, doctors who laid down their lives to save others while working under enemy bullets, they were collaborators and i am olena kononenko in our next programs we will talk about collaborating doctors from other regions . believe me, there were many of them, not only in mariupol. if you want to talk about kremlin sellers, write to us at this e-mail address or simply on facebook.

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for 260 decisions made show by fractions please thank you colleagues dear colleagues i would please do not disagree, the following question is short, it is according to regulation 131, we will make one clarification on september 20, 2023, on the basis of the decision of protocol number 140, the committee of the verkhovna rada of ukraine on legal policy addressed me with a proposal to eliminate inconsistencies in the text adopted by the verkhovna rada of ukraine on september 6, 2023 on amendments to the law of ukraine on the judiciary and the status of courts and certain laws of ukraine on changes in the status and procedure of forming the service of disciplinary inspectors of the higher council of justice registration number 94-83-2 during the preparation of the text of the adopted law for signature, inconsistencies were found in some of its parts. in this regard , a proposal for the elimination of this law

is submitted to the verkhovna rada for consideration in accordance with article 131 of the regulations of the verkhovna rada of ukraine. with the fourth part of article 131 of the regulations of the verkhovna rada, the discussion of the issue is not held, therefore dear colleagues, let's proceed to the vote, please, i will put to the vote the proposal initiated by the committee of the verkhovna rada of ukraine on legal policy issues regarding the elimination of inconsistencies in the text of the adopted law of ukraine on amendments to the law of ukraine on the judiciary and the status of courts and certain laws of ukraine regarding changes in the status and procedure of forming the service of disciplinary inspectors of the higher council of justice, registration number 94-83-2 dear colleagues, i ask the people's deputies to vote for 264. the decision has been made. dear deputies

, consideration of the issue is completed. thank you. next question. dear colleagues, this is a draft law. 22 dashes one and 51 84 we will consider such a procedure that one without discussion the first you will discuss and the next without discussion then dear colleagues bill 94:22 and an alternative to it i propose to consider these bills according to a shortened procedure i ask you to vote stop stop a second please vlasenko thank you ruslan and we agreed that we will consider them together and there will be one discussion for two. that is, there will be speeches by the authors of two laws, and well, there is one discussion for two issues. let's do it then really let's then have one discussion on two bills and one vote, there are no objections. dear colleagues, then but all the same , we need to vote in a shortened procedure. serhii volodymyrovych, i

propose to consider these bills according to a shortened procedure. i ask you to vote for 240. the decision has been made. dear colleagues. then , let's have a report. then come on, i invite the head of the committee on finance, tax and customs policy, vasylevska smagliuk, olga myhailova, regarding the first draft law 94:22 please dear colleagues, i ask you to pay attention to the social -oriented draft law, which in general now stops any manipulation of its consumer loans at inflated rates. we

have worked out this mechanism with the national bank. we have considered many tens of thousands of complaints from people who turn to microfinance institutions for consumer loans receive these loans under 2,800,000 per annum, under 3,000 per annum under 1,500 per annum, and are forced to overpay almost for the 5,000 uah they borrow for two weeks uah 2,000. i ask you to consider this draft law. it concerns the reduction of rates and in order to preserve the microfinance institution so that the bible would be interesting to be present on the market on the one hand and on the other hand to stop the robbery of people. people cannot afford these microloans because they are too expensive. this is the first and second. we stop any lies that are in advertising , for example, you see at subway stops loans at 0% apr, this is all false, they misinform people, lie to them,

write it all in small letters, it is real the percentage at which people borrow this money. i understand that now microfinance institutions and a lot of our colleagues have screwed up that this will bend the entire market, that microfinance institutions will be forced to leave because they will not be able to maintain their balance, but this is all wrong, people need affordable loans and we leave for them, the opportunity to get these affordable loans at 365% per annum , while leaving a profit for the microfinance institution, and by making these loans available to people who need to rebuild housing, you don’t borrow for their health for operations let's make these loans available to people and fair to them thank you for your attention the floor is given to the people's deputy of ukraine alto the author of the alternative bill 94-22-3-1 yevhen vasylyovych

petrunyak please yevhen vasylyovych no yes no will report something, and you are the co-author , yes, please nina petrivna yuzhanina, colleagues , in fact, the main draft of the law 9422, which was prepared by the national bank and submitted by people's deputies from the servants, is a statement of the transparency of the actions of the nbu, which does not correspond to european norms, it is not the predictability of legislation on the market of banking and financial services, but rather the financial and administrative costs of banks, risks for the expansion of the shadow sphere of microcredit provision, a colleague here said a lot about the words that supposedly change your attitude towards this draft law and towards this problem, i think and we share with the co-authors the need for consumer protection so that you are well aware that in

the first half of 2023 , 4 million ukrainians used microloans, the average loan amount was uah 4,500, and in fact now it is necessary to approach with an understanding of the capabilities of financial companies that provide such microloans, because the state, through the banking system, as well as the national bank, did not offer anything to ordinary people so that they could quickly take out these loans for a few days . in fact, loans at 5-7% per day are unrealistically large amounts of them they are absolutely misleading people who are financially illiterate, that is why the alternative draft of the law proposes what companies that have actually proven themselves to be responsible companies can do, this is not a time of war state no or no more than 365 days, the rate is two and

a half percent, and after the end of the war, the state rate is 2%. please remember that people are in a very critical situation now if you accept the main draft law, companies will not be able to cover 75% of the non-repayment of loans . we will also consider 51 84 as rivals , for example, look at yulia volodymyrivna tymoshenko, who is the author of this bill , please include, please, from yulia's place tymoshenko faction fatherland dear colleagues, we all understand that people in ukraine

are practically driven into a social corner , look at next year's budget, where the minimum subsistence level, which is calculated in all normal countries and below which people cannot be paid, is unfortunately ignored fully budgeted and we have a minimum pension that we can now pay to people according to the minimum subsistence level - it is 6,000 uah with pennies, and people are paid 2,000 uah with pennies if the minimum the salary is calculated on the basis of the minimum subsistence level, it must be more than uah 9,000, people are paid uah 7,000 today, how can they, ukrainians, such poor people, be able to live , feed their families, raise their children, you staged a real social genocide of the nation, and then you

drive them to these microcredit institutions where people visit they think that they take a loan for a couple of days, but in reality they fall into 3,000% per annum and then the collection companies arrange a real armageddon against them, they do not let them live their apartments are taken from them, their belongings are taken from them, and the state looks at all this because it covers these raiding, completely inhumane collection companies and companies providing microcredits, so our alternative is very simple to ban this microcrediting altogether and for the punks and the parliament to develop the rules that people need to were dear colleagues, we passed the presentation of these bills, we

agreed on one discussion on all bills therefore, i ask the people's deputies of the faction of the group to sign up 22 against please please danylo oleksandrovych hetmantsev fraction servant of the people dear friends what is happening now now the company that provides microloans to people provides them without checking who they provide these loans are provided at night these loans are provided to people who already have 50 credits each these loans are provided to people who have lost to alcoholics those who are not responsible for the return of this money and the microcredit

companies know about it by providing these loans, it causes pain, it causes mountains for tens of hundreds of thousands of ukrainian families ukrainian families, the draft law is not aimed at making this market civilized, so that companies check those to whom they provide loans, so that the interest on these loans is not crazy, and they can be returned and paid in principle, so that a person does not fall into debt slavery, as it is now, this bright, cool bill that makes the microcredit market civilized, and indeed microcredit companies are doing everything to prevent this bill from passing in the hall, they

are defeating this bill on purpose about your interest taking care of your e-e earnings, which are not righteous earnings, which are not business earnings, which are earnings on someone else's human grief, therefore e-e actually, this bill that we are proposing was actually developed with a national bank with a regulator that supports this bill there are norms that we have taken upon ourselves in accordance with the memorandum with the international monetary fund. thus , the financing of ukraine also depends on this draft law. i ask you to support it in the first reading with an unambiguous green button and then finalize to the second thank you, the floor is given to people's deputy of ukraine dmitrukh artyom gennadiyovych deputies group for the restoration of ukraine in the verkhovna rada of ukraine, please give the floor to oleg evgeniyovych voronko, please oleg evgenyovych voronko good afternoon, dear colleagues, today

we are considering a very important initiative to bring order to the market, yes so-called microloans that are distributed by non-bank financial institutions almost at every metro station and in every store, and the daily interest rate on such loans can reach five percent, and the average nominal annual rate is more than 1% per annum, so it cannot continue. a person is unable to pay such interest rates. such rates do not exist in any eu country. the deputy group for the recovery of ukraine supports the introduction of the concept of a daily interest rate and the establishment of a maximum daily

rate of up to one percent. a ban on granting microcredit to persons with a gambling addiction and listed in the register of persons with restricted access to gambling establishments , participation in gambling is additionally necessary prohibit false advertising of microloans such as a quick loan at 0%. thank you for your attention. thank you. the floor is given to people's deputy of ukraine nemyri and hryhoriy mykhailovych, a faction of the political party , the all-ukrainian union of the fatherland , please give the floor to yulia tymoshenko

, please. groups and the police do not protect people who fall under the pressure of these microcredit organizations there is an absolutely different way out of this situation. first, start to understand that a person and his family cannot live on uah 2,000, uah 5,000, uah 6,000 per month. you need an absolutely different social policy in the state, not the one you laid down in the budget for the next year. second, what it is necessary to adopt a law that enables banking institutions to give short loans to people who need them at normal bank interest rates and to give people at least some way out without leaving them

to their own devices with this problem and thirdly it is necessary to understand why the power structures do not protect people who today , well, in such a pressing repression , they practically put them in an unprofitable situation. the power structures do not completely ignore the fact that they are one and the same with these criminal microcredit organizations, i ask the parliament to start developing real orders, laws, rules that will allow people to live with dignity in their own, please stepan ivanovych kubiv, the european faction, solidarity dear mr. chairman, please give the floor to nina

petrivna yuzhaniny thank you, please, i need it dear colleagues , i would like to ask you to stop and go away , because what you are currently handing out is actually more popular to say that really organized criminal groups are really standing near the subway please replace the sellers who give out microloans with another available tool for people, don't you understand that there will be no way out for those who have nowhere to take 4,500 uah today even to return home, the end is coming for them, in fact, it is necessary to put things in order, and it is not true that financial companies are defeating this draft law, financial companies , all of us who provide the most loans agree to strengthen the assessment of creditworthiness and to improve other mechanisms, but in order to preserve microcredit and on and agree to a reduction in interest

, they provide a calculation that reasonably allows them to provide loans at 2.5% now for the transition period and then at two so don't buy into such words because i i remember the years when there was no such mechanism. right next to the subway, mr. voronko, there were such rich guys who stood with a gang and beat out an embroiderer who gave this money in loans and then beat them out by switching to a civilized way of working on a micro-loan, don't move. what has already been worked out, yes, it is necessary to do in order not to deceive people. yes, it is necessary to write and teach, and many points in this draft law are really necessary, but do not eliminate microcredit as such, because tomorrow there will be

a terrible situation in society in general, and you you will not help because you have not prepared anything in return. dear colleagues, one more speech, hryhoriy mykolayovych, mother, and after that we will vote in turn for these laws , please , hryhoriy mykolayovych , dear people's deputies. the draft law was introduced by the people's deputies in order to put an end to giving the people's deputies a new function to determine the interest rate - this is nonsense in the legislation well, pay attention to what we do not regulate for example, 60 hryvnias for submersible diesel fuel is what everyone likes, but 30 is not a law. the state should provide mechanisms. well, it is not quite legal to regulate such markets. in my opinion, this draft law needs to be worked out overtime, work out the position and

let the national bank not