[000:00:00;00] not so much from electricity as now there is such a fierce war, that's why 80%, i don't know , a lot depends, a lot, almost, well, i don't know how to say, from air defense, from the protection of infrastructure facilities, concrete there walls and so on, it is impossible to protect, here behind your back, power lines, how can these supports be protected with concrete... structures , it is impossible to protect, so we must be prepared that the winter will be harsh, but we will win, we will do everything, and we , the enemy will not achieve anything, thank you very much, ivan plachkov, former minister of fuel and energy, two-time minister of fuel and energy, chairman of the board of the union of the all-ukrainian energy assembly was with us and we are far from moving away from economic issues, because

now we will have... boris koshnirukh, economist, and we will talk with him about the other side economy and finance of ukraine. if he appeared, he appeared, it's very nice, mr. boris, thank you for finding time for us. can you explain, the verkhovna rada increased the bank profit tax to 50% in 2023 and 25% thereafter, that's what, that's all. earned the bank he will give half to the state now until december 31, and then he will give out a quarter, i'll just explain so that we understand, because we don't, i definitely don't understand, congratulations, you know, we live in a time of such a certain absurdity, and

to a certain extent amazing, a combination of, on the one hand, the incredible heroism and professionalism of the military, the military, and at the same time, the extremely low incompetence , corruption, and helplessness of the government and the actions of the national bank, this is precisely the consequence of such a surreal combination, what is the problem, that i have already discussed this topic raised many times the national bank conducts, well, in my opinion, an absolutely absurd monetary policy , in the context of... the fact that it claims that only by raising interest rates, it can restrain inflation, first of all, this is far from the case, inflation is always an aggregate factors, monetary and non-monetary, and the national bank has a rather wide range of instruments in order to restrain excess demand on the market and thus not provoke a rise in prices, but the national

bank uses... a mechanism that, in principle, is used in western countries only certain very compressed periods of time are used, of such strong, strong fluctuations, when they raise rates primarily on the so-called certificates of deposit, diverting these funds from the market and the national bank pays them for it. with us, not only since the time of gontry, it has become a permanent practice with us, and in fact , one that... , and not interpreted, i approach the interpretation, the question is that we have led the situation to the point that banks have received the highest level of profits this year in the entire history of ukrainian independence, despite the fact that they are reducing the volume of lending, that is, they have income

in the form of two sources: the first is certificates of deposit, that is, extremely high interest rates on these certificates of deposit, the second is state loan bonds, on which the government is forced to pay high interest, precisely because the national bank, in turn, keeps very high rates on certificates of deposit, because why should banks invest money vdp, if you can keep funds in certificates without having... any risk , well, that is, you can just spit at the ceiling, yes, do nothing else, and at the same time get huge incomes, what did this lead to, on the one hand the government turned out to be so incompetent that it cannot conduct professional discussions with the national bank, that what the national bank is doing is absurd. as a result, we have a situation where we have surplus profits from the banks, and at the same time the government actually suffers from this, which the government together with

the parliament decided, and let's raise interest rates interest rates, income taxes, and, well, next year is fine, but to make changes to income tax this year is absurd, because it is a violation of the principle that laws do not have retroactive effect, laws that make the situation worse, do not have a retroactive effect, that is, they cannot simply take and take away the profit that is available now, that is why i say , on the one hand, we have such an absurd situation, when the national bank conducts an absolutely absurd policy, and now there is a continuation of this absurd policy , what he does with course, course, course, i, god forbid, let people understand this, if you go on course , then confuse me here all the viewers, my question, no-no, mr. boris, no-no, my

question, we know , that we have such a wonderful watchdog called the international monetary fund, and if you say that these are obvious mistakes, then the question arises, and then where is the international monetary fund in this case, which can call kyiv and say, hello, guys , you are doing something, you, something, some absurdity, let's somehow, let's, or let's let us send you, maybe a specialist, and he will explain what is possible, what is not possible, and everything will be fine, but what you are doing is wrong, we will not give you money, well , for example, what i would do if i was sitting in washington, and i was in the international monetary fund , well, then, where is he, and mr. mykola, you proceed from the assumption that there are smart people in washington, there are fools in ukraine, unfortunately the situation is bad, because there are also fools in washington, and the level of competence of the international currency fund for too much, believe me, i'm not

just, i've been in this system for 30 years, and i were invited to meetings of the board of directors of the imf and the world bank, these are not the events that are held there, so i have a certain level of understanding of the situation, including what is happening in washington, and here there is a problem that in the imf there are people who are significant to the extent that they support what the national bank is doing, it is okay, they believe, although nothing is okay, and the imf has repeatedly demonstrated, not only on the example of ukraine, that their recommendations are simply incompetent, and the situation there is even worse, in the situation in the imf is worse than in the world bank, although both of them do not differ in special competences. because there are officials sitting there who do not work in commercial banks, in commerce, because those who are in commerce, they earn much more, and therefore, in these institutions, unfortunately, there are officials sitting there who arrange everything, they are

arranged by the big ones still big salaries, no responsibility, and everything is great, that’s why i so dream of running the program and so much pessimism is happening in ukraine... around me, i’m constantly thinking, how can we add a little optimism, or here i have boris kushniruk comes out and says: it's not the same as in ukraine , and there is no teacher who will teach and tell, listen, don't do this, do this, in short, there is no chance, then we move on to the russian topic, because we might have something there, something it will be good, look, even the russian oligarchs criticize the budget, i don’t quite understand how it is formed there, but how difficult, or easy, or so difficult, well , the situation with money in the russian federation is so beneficial for the kremlin, because there are various opinions here , some say that

everything will collapse there now, in 3 seconds, they mention the mortgage, they mention the banking crisis, which is possible , because of the mortgage, some things will start , others say, money is immeasurable, oil is pouring, gas, pouring, everything is fine, you don't need to worry, everything is fine, what's going on in russia? you know, there is a saying that a big closet falls slowly but loudly, but we can say that in russia, this is a situation where, on the one hand, in fact , economic indicators, many economic component indicators, demonstrate that the situation is bad, and moreover, considering that they are forced to spend insane amounts of money on of this aggressive war, the situation is definitely not improving, but at the same time, it is also not worth counting that today and tomorrow, the russian economy will collapse, but these processes of degradation and the structure of the economy,

and the structure of incomes, and the growth of the population's debt for loans , overdue loan arrears, they all have a very specific, they confirm that the situation there is quite. moreover, hebsk with the income of the population, simply in russia, historically in the russian empire , the lives of people and their well-being have never been decisive for the authorities. therefore, there is definitely a question here that they are counting on the fact that it will be exactly the same now, that is, the population will not react to everything, and they will continue the war as long as possible, but the experience, including that of russia, says that in some the moment when the riot begins, without a city, yes, as you say, senseless and merciless, mr. boris, look, here you are, you used a beautiful word. how i was somehow very positively perceived by it up to my ear, this word

is degradation, if you imagine, and it is not even worth imagining, it will definitely be like that, another year russia is behaving the way it is now, there are sanctions, no matter what, and there is a war , no matter what, and the war involves a huge number of people, finances, grenades, i don't know, machine guns and so on. this is all happening, this is the state of affairs, how long will they be able to climb out of this abyss into which putin and they, together with putin, have all jumped together, these are years, these are decades, because here they are also different, when i listen to liberal, so-called russian financiers , economists, they say, no, no, it is for ten years, and there is so super careful, i know one well, this

dean of the faculty of economics, mr. of moscow state university auzad, he says, this is the question, have talented people fled, half a million or a million, this, if you take everything in a circle, then it is for tens of years, would you agree with this, can russia be revived, well, in the long term, something someday it will be, the territory has not disappeared, and the population has not disappeared, but in the next decade the situation really looks very bad, the economy will continue, moreover, while there is a russian empire, it is obvious that there will be no fundamental improvements there, therefore, from this point of view, the west will not cancel the sanctions, this is an illusion, and they are the sanctions regime will continue for a very long time, and moreover, well, let's say, there is a concept of development, it is based on certain, well, priorities

, when the priorities are external...aggression, then it is definitely not about development, or territory , or intelligence, no, population welfare, etc., that is, in other words, this is so, so interesting, i am so and so i didn't hear it, thanks for the tip, i will think about this, mr. boris, that the system that currently exists in the russian federation makes it impossible to get out of the crisis, because the empire and the modern economy... they cannot be combined, either there will be an empire and then there will be stagnation and degradation, or empires won't happen, and then they will be able, as it is in separate parts, as it is in the joke, a carcass or a stuffed animal to crawl out somewhere together, or one by one, i understood you correctly, sir, yes, absolutely correct, but i will say it again, it is a process long, quite painful, with a large one it will pass from the inside' destabilization, it is not

it is fleeting, even if you can explain that they captured all of ukraine, it would not give them opportunities for development, and the degradation of the structure of the economy will continue, and accordingly, the consequences will be such, which, well, which the expert environment can see quite clearly, thank you very much, borys kushniruk, an economist, told us: " everything will be fine in ukraine, but we must withstand the russian onslaught." then everything will not be fine in russia, to put it mildly, we have to hold on, and this, well, actually, my guests and ivan plachkov and boris koshneruk are just saying that here we have, you know, super independent work, independent work for ukrainians, and i mean that it is not worth looking for some answers somewhere, somewhere else, we should just

understand that the answer lies with us. for what will happen to us in the near future, to endure, to survive, to carry out mobilization, to protect the sky , to ask diplomats to ask western diplomats to give us anti-aircraft weapons and so on, and so on, and so on, and so on, and only in this case, having withstood this onslaught, it is obvious that we will be able, well, by the very fact of not defeating russia, we we will lead to the fact that russia will decline, and then it will decline and maybe one day it will be excluded. the possibility of a new invasion over the past 500 years, the world has failed, failed, to understand russia and to understand its aggressive essence and to understand that as long as russia exists, all neighbors will not have transfers, moreover, the most successful neighbors are economists in ukraine who

finances, which have been explained to me for many years, began to be explained to me as one of the reasons for the war, today we talked about the reason. wars in the middle east as well, but here is one of the reason is the increase in the well-being of ukrainians, i understand that many people will take this sarcastically and ironically, because, of course, people are not that rich, but you just have to understand that every year ukrainians began to live better and better, maybe a little , but the main thing is not that they are on their own, they have equaled with russia, except for moscow, and five years ago, such a savchenko, oleksandr, my old acquaintance, a banker, he said that i am watching this, and believe me to me, there will be a situation when russia in the kremlin will see that the salaries have equalized purchasing power equalized, and they

then have a great chance that they will start a war, and indeed in 23-24 if everything went without a war. ukrainians would start to live as well or better than russians , and then the question is why this empire, because estonians have long understood that it is better without russia, and if the ukrainians succeed, then the armenians will also be discovered, i say, and why are we with them, kazakhs, turkmens and so on, this was definitely not part of the plans of the russian empire, and therefore one of the reasons for the attack on ukraine, among others, there are 150 million of them there, these reasons. precisely consists in because well-being, that is, the standard of living, is not well-being, it is not from the word good , ukrainians do not have as much good as russians, by the way, there is not so much of it there either, but simply in a comparative version

a simple story arises, russians, they already went to ukraine, at least in the border regions of russia before the war they went to ukraine, because it was cheaper, the salary in dollar terms in many cities and places was the same as the russians, i say again without moscow, so it is really different there in moscow people live here, but the prices were cheaper here, which is appropriate it was more profitable to buy, and every year this story would go on and on and on and on, and how could the kremlin admit that we are so great... and here some slobs live not only worse, but better every year everything gets better little by little. and this is indisputable, and already in the zero years, there was this problem, i was with my friends, then they were friends, now they have not been friends for a long time since the 14th year, i was in

sevastopol, oh, what’s wrong with me, someone something wants from me, sorry, please, it's not professionally, i agree, but it helps me over time, because i am waiting for our guest who does not show up, this is our program today, guests, if they show up, are three minutes late, two minutes late , but now the guest has already left for five minutes, and i need to talk about something, the phone is distracted, the time is short, somehow i am, somehow, and no one is talking to me, there will be no food , what? they are doing , they are negotiating, did he forget at all, well, so that i would at least be aware of what is happening, here in my life, they see now they said when

i subtly hinted to them, universally, that is, this moment, the economy, this is what i mentioned about about about sevastopol, well, there were always such anti-ukrainian sentiments there, and those were the zero years, when i came there... but what is that, well, then , in these years, i say, your economy grows by 6%, then somewhere the growth of the economy was the same, both for russians and for ukrainians, and i will hold it in my hands so as not to be distracted, and accordingly, but i say, you understand what , in what, but what is it, maybe someone will take it from me, but there is none, i know, but here i have someone, someone probably wants to visit me, here and then, right now the whole thing is on the air, and to me then , rabies, i say, you have 6%, you, that is , the russians, and we have six, only you have 6%

- this is oil and gas, there is no oil and no gas in ukraine, and also 6%, feel the difference, it’s one thing when you have money lying underground, well, oil dollars or gas dollars, or oil euros , euros or gas euros, they lie there beautifully and you just take them, it's another matter when you have, you don't have oil or gas, you don't have anything like that, but you just go to you work, you work, and with your work you earn something, and this is a huge difference between ukraine and russia, in the sense that ukrainians simply work better, well, frankly, i don't see any other reason. for me it is such a wonder that russians would want to work one day, i also do not consider

ukrainians to be such bad people, that they are as hard-working as the chinese, for example, who are all there, they worked from morning to night, at least until recently , but everything one thing, beyond all calculations , it turns out that ukrainians work better, work harder, more, and this is a given sooner or later in signs, i always indicate such simple ones. examples, for example, countries like austria , small european countries, there is no gas, oil, or coal, there is nothing underground , countries like switzerland, not the same, the swiss simply all woke up in the morning, went to work, qualitatively worked out, it's not the way september works, that he gets called all the time, he's a distraction. and this is obviously not professional, but he works better and everyone works like that, everyone there, how many of us

now have 40 million. and then sooner or later, and sooner, much sooner, than in any another country, well-being comes, even then with the word well-being, such a correct word well -being, such that, well, the word well-being corresponds to the word well-being, everyone lives well, that’s what i would say, and i’ll just give such and such an example , you know that in the 60s, a bad industry was called japanese, when they wanted to scold something, they said , well, it's japanese, now nobody says that, in the 70s, 80s, when they wanted to say a bad car, they said , that this is a south korean car, because it is really high-quality, until recently... and i see how they are now starting to chinese cars can be seen on the streets, that is, people already see that

they are not so terrible, ask someone 10 years ago if someone wanted to buy something chinese, then they preferred russian, they said that zhiguli or lada are better, or whatever they are there they are called, but what about this moment with china, and now i don't think that anyone will buy a lada in... even if these ladas or zhiguli were suddenly brought here from russia, even if there was no war, then maybe they would have brought them. however, the chinese are also tightening up, and there it is gradually going somewhere some right direction, and it seems to me that it is very important to be aware of the development of the economy. i think, despite the fact that mr. borys koshnyrok disappointed me here, saying that not only in ukraine are bad economists and in the international monetary fund, they are also not very good, but i have some inner feeling that

we can, if let's all really start working, obey the laws of the market, the laws of the market, there was indeed a gentleman who said, do we have a market economy or not a market economy, and yes, indeed, electoral prices, electoral tariffs, as mr. ivan said, that is not why we set such... tariffs, when we go to the store, we are not surprised that bread costs so much, i'm sorry, and a car costs so much, but when they don't give us electricity, how i'm here in what's it called, in the studio, so i say no, i just want to pay for the light, well, i don't want to pay for the light at all, for some reason i can't get the thought out of my head that when i go to the store, forge bread, i don't come to you and say, you know, i won't pay you money for bread, i don't want to. well, maybe bread costs 20 there uah, well, let's give you two 2 grams and that's it, i won't give more. no one treats that like that, everyone says, well, what a crazy

september, but then... when i come home , i turn on the light, and then i get the payment, and i say no, no, no, i don't want that, although none of the economists and financiers have yet said one very important word anywhere, i would really like them to say what the average salary is and what the price will be for electricity, hot water and so on, do people really have money? so i sometimes have a questioning suspicion, that at least in the cities of millionaires there are ukrainians, ukrainians have money, ukrainians have this misconception that somewhere there are countries where there is a balance after the salary, but your salary there is conventionally 1000 hryvnias, and you spent 900 and z and

10 in a month % you can put somewhere, use it later and accumulate it, so i... want to disappoint all such people , there are no such cities, places in the world, all people say at the end of the month, i would like more, millionaires, they say, i would buy more this is what happens at the end of the month, but there is not enough money, and the beggars are the same, damn it, there is not enough, that's why no matter how much a person earns in a normal civilized world, he always comes to the end of the month with a deficit with thoughts that, oh, i wish there were literally 15-200 dollars there, i would have enough, and another says, i literally have 15 -20,000 would be enough for me, and the third says, literally half a thousand, 100 dollars would be enough for me, and i think that this is the fate that awaits all

ukrainians and all our former soviet brothers, let's call it that. who still think that somehow it is possible to create such a coordinate system, when, well, when we will live like this, so that there is something left and we will save and we will somehow, somehow, live as we would like, we would like, i have some experience in this, so that the growth is annual, better every six months, because as soon as you have under.. .' a little salary, you are so happy for the first month or the first two months , i once had a salary of 105 rubles in the soviet union as a teacher, and then some, i don't know, bonus or not, and it was 130, yes i really lived comfortably for two months, and then it's 130, it's somehow already

it became the norm and i was already spending, i didn't notice, i was imperceptibly spending a little more and these 25 soviet rubles were all eaten up, so it will be now, the more we earn, the more we spend, and so on , and so on, and this will all drag on, long enough, until we become a civilized country, well, like estonia , my youngest daughter is now studying in estonia, and there is no difference at all between how they live there conditionally, let's say, some part of the belgians or the french, and the people who live... in c estonia, they all receive more than 1000 € salary and so on and so on. well, actually, that's the end of my part of the program, i think that somehow i can tell you about the last 15 minutes, but i didn't have an exit, so i thank everyone who participated, thank you to everyone who watched, goodbye with you, until next week, next week i will work in the city of heroes lviv, and then this

means that today after the program i will get on the train and go to lviv. all the best ladies and gentlemen. proini storm in the temporarily occupied crimea, what the ministers of ukraine and the usa agreed on, and why the prime minister of israel came to gaza. good evening, anna javamelnik is with you, and this is the final news release. russia's war against ukraine may again go beyond the borders of the east and south of our country. this will happen if the kremlin continues to increase the production