their people did not see that ukrainians are not russians, that they do not behave in such a brutal way, and that this information did not reach somewhere further, to moscow, to st. petersburg, to those places from where many conscripts are also at the front. well, we will find out more news right now, at 15 o'clock, which means that it is time for news and we will pass the floor to our beautiful colleague ania yevia melnyk. we congratulate you, pass on the word and please share what you have learned. good day. the most important newsroom will tell, in particular, why in kharkiv in this direction, the activity of the russian aviation decreased, all the details are further, stay with us, in the afternoon explosions thundered in pavlograd, after the explosion

, a fire broke out in a non-residential building, a 21-year-old boy was injured, he is in the hospital in a moderate condition, noted the head of the region serhiy fox and in the kharkiv direction , the activity of the russian aviation decreased several times, this was reported by the spokesman of the kharkiv military group vitaly sarantsev. according to him, the enemy drops from two to four guided aerial bombs per day. then, as before, i applied several dozens of airstrikes, from 30 to 50 kabs per day. he suggests that the enemy is probably concentrating its efforts on more important directions for him, or it is due to the fact that after the defeat of russian airfields in russia , they have reduced the number of aircraft , ammunition and aviation fuel. the russian occupiers became more active on the left bank of the dnieper in the kherson region. at once, seven enemy attacks were repulsed by the defense forces on the bridgehead of the rooster. more precisely, krynkiv, as

the spokesman of the operational group of tavriy troops, dmytro lykhova, said, due to fires due to the explosions, our units had to move to new positions. in general, there are no drastic changes in the tactics, the composition of the troops, and the nature of the enemy's actions. the enemy continues his aggressive war. there is no need to talk about a decrease in the number of occupiers, lykhova added. the most massive capture of russian occupiers since the beginning of the large-scale invasion of the russian federation 102 invaders surrendered to the ukrainian military in the kursk region. this is all rota. the video was published by the project of the main intelligence department of the ministry of defense, i want to live. the soldiers laid down their arms 488 guards motorized rifle regiment, as well as the akhmat unit. the special forces of the sbu managed to capture and clear the concrete and well-fortified company stronghold of the enemy with underground communications. and premises for

staff. our scouts received the first ukrainian-made combat boat, which can be used to conduct combat operations on the water 24 hours a day, the main intelligence department of the ministry of defense reported. the 12-meter watercraft has an aluminum hull and a modern navigation system, can to develop a speed of up to 100 km/h. the boat was bought at the expense of... benefactors and they continue to collect money for equipment for our scouts. ukraine has nothing to do with the nord stream explosions, mykhailo podolyak, adviser to the head of the president's office, said in a reuters comment. according to him , ukraine did not receive any strategic or tactical advantage from the explosions. podolyak said that russia itself was involved in the sabotage. on the eve of the german prosecutor's office. issued

a warrant for the suspect's arrest, he is allegedly a citizen of ukraine and lived in poland. the rebels did not receive any external help in the battles against the malian army and their partners in the wagner pmc, in particular, no help from ukraine. this was stated by the representative of the tuareg rebel alliance, mohamed el mauloud ramadan. let me remind you that at the end of july , units of the anti-government coalition. in the north of mali , 84 mercenaries from the russian pmk wagner and 47 malian soldiers were destroyed, this is the biggest defeat for wagner during the years of his presence in africa. on august 4, the government of the republic announced the termination of diplomatic relations with ukraine. a large-scale fire in lyubertsy near moscow, the former ukhtomsky plant, which used to produce agricultural machinery and military equipment, is on fire. the fire covered a huge area of

​​35 square meters, the russian ministry of emergencies claims that workshops that produce decorative equipment for mass events were involved. the dummy boat was created by the russians in the still occupied sevastopol. everything to deceive ukrainian intelligence - reports the crimean wind monitoring group. a mock-up was placed near the pier in kilen bay, where the ship repair plant of the black sea fleet of the russian federation is located. however, nearby satellite images were recorded the nose of the real submarine rostovna donu, which the ukrainian military attacked again on august 2. according to intelligence, the ship sank in the water area of ​​the plant. the occupiers raised the boat to the surface. currently, it is not known what his condition is. the border guard-canine specialist organized a scheme for the transfer of stray dogs abroad. for €21,000, he tried to help

a resident of lviv region escape to the european union. such a large sum was explained to the client by the urgency and complexity of the task. in the case of success, he promised to help in the departure, and the acquaintance fled. after receiving funds from the intermediary of the official were detained by law enforcement officers, the sbi reported, and he faces up to 9 years in prison. caught red-handed. a resident of myrnograd in donetsk region leaked information about ukrainian defenders to the enemy. he was exposed by the security service of ukraine. a man disguised as a taxi driver spied on the anti-aircraft artillery of the armed forces near pokrovsk. he was especially interested in the base points of the haimars systems as well. the spy tried to determine the coordinates of the headquarters of the strongholds and the routes of movement of the heavy weapons of the defense forces. ukrzaliznytsia plans to expand fleet of intercity high-speed trains for another 20 hyundai models.

oleksandr pertsovskyi, the head of the company's passenger division, said this in an interview with force ukraine. this will allow transporting up to 6 million passengers per year. currently, active negotiations are ongoing . ivli previously agreed with the manufacturers that one train will cost about 16 million dollars. the total cost of the program will be 400 million. watermelons, eggplants and peppers. in the kyiv region , a family of farmers has been growing vegetables and melons using modern technologies for four years, and this year also has a special product - yalta onion. how is the economy working in the conditions arranged. lyubov gerashchenko learned about the war. the farmers of ukraine can without exaggeration be called titans, because during the war they continue to provide the country with food security. one of them is the menzhinsky family, who

have been planting vegetables, watermelons and melons for four years. as vladyslav recalls, they started a family business with cube-shaped peppers, and later expanded their farm to 50%. hectares of land, later decided to automate processes, so we have a lot of unique equipment for growing crops, we use, if we could seedling-planting machines, both manual and on tractors, the film stackers lay, well, a drop of stackers, if we have them, well, we work to automate as much as possible , but without judea , it is impossible to do this, if the family of farmers treats vegetables with... love, when harvesting vegetables, they adhere to traditional methods, they are harvested only by hand, so the plant remains whole and undamaged. in the fields of farmers , you can see peppers, eggplants, watermelons, melons, tomatoes, cabbage, and the pride of the collection is our familiar crimean or yalta

onion. according to the landowners, it is extremely difficult to find such seeds, and it is even more difficult to grow them, but thanks to painstaking work. sweet, because many have tried it with us. is it bitter, tasteless, small, well, that is , if it wasn't for you, don't go out to people, not everyone. seeds for other vegetables are purchased only abroad. first , seedlings are carefully grown in greenhouses under special light and irrigation, and only then are they transferred to the field.

the wife of mr. vladyslav and a landowner halyna divides, in order to have a high-quality harvest, it is worth fertilizing it with good baltic peat, measuring the soil temperature. the fact that they also regularly watered the coffee plant in the laboratory showed that it was below the norm of their devices for nitrates, so it is very safe... it is safe and we grow it as for ourselves and work for the future, not like, you know, that we grew it for a year, sold and everything, so we hope that the small farmer will continue our business. currently, farmers are preparing broccoli and cauliflower for autumn sowing, as well as not they forget to test new varieties of vegetables, farmers will harvest... until frost, and later they will prepare for the new sowing season. lyubov gerashchenko,

oleksandr kuga, espresso, bila tserkva. i have everything on this otti, i tell you, see you at 16, more about important things, you can always read on our website espresso tv, also subscribe to our channels in social networks, support our youtube channel, and we will continue to work on the air my colleagues oksana vysochenska and marta oliarnyk. we are coming back, thank you colleagues for your work thank you for the donations, because we see how the funds in the account are increasing and increasing, but it is still not enough, for what we need to buy for three brigades, it is definitely not enough, because we have not even reached 1 million yet, but it would be great, if today we... would overcome this mark of a million hryvnias, we would need 3.5. you see the qr code, point your

smartphone at the screen, scan and donate. if you have the opportunity to donate uah 20 now, do it, because uah 20 is better than zero. and it will be a little easier for our defenders after that, and of course there will be losses less, and this is the most important thing. well, we will now add serhiy fursa, an investment banker, to our ater, and we will talk with him about the innovations that national is preparing. and not only about this, mr. serhiy, congratulations, congratulations, so the limitation of p2p person-to-person transfers, in ukraine they want to make a certain limit on the number of such transactions and on the amount per month, so it is about uah 100 00, but here it is important to understand whether will it not directly affect any transfers between relatives and will it not affect the activities of ukrainian volunteers? look at this absolutely logical step. from the national bank to combat the so-called drops, very often such card-to-card transfers

are used by the gray market, black market, drug dealers, including russians, when they try to quietly finance something, so this step is expected, the national bank has communicated about it in the last two or three months, will it affect the volunteers, no, it will not, because there was a separate story about this, where conditions were created with the volunteers in particular, so that... they would not be affected, well, as for the relatives, well, i don't think that we relatives transfer uah 100 to relatives every month, well, we don’t know, maybe there are such relatives, maybe not, then they can get a second credit card for themselves and they will have no problems, when we talk about the economy, we often talk about whether the economy is successful or not, we often mention it too banks we have that year were very optimistic. the figures are, in my journalistic opinion, optimistic, that banks received 17% more net profit

in the first half of this year than in the same period, i.e. in the first half of 2023, how can this be estimated, please explain let us, please, look at the boy's mind, what does this indicate, is the economy growing, is something going better for someone, what is it about, what are these numbers about? well, these numbers are just about growth. earnings in the banking system, regarding whether the economy is growing, well, yes, it is growing for the second year, it grew last year, it is growing this year, so the economy is growing, plus this year , lending began to develop more actively, banks were very cautious in lending quite a long time and understandably, especially carefully in the 22nd year, but now we saw the 24th the increase in the intensity of lending, it started as early as the 23rd, and probably... including it became a component of the growth of bank profits, plus it should be noted

that, for example, yes, banks simply had a lot of ovdp in their portfolios, now against the background of , that the national bank lowered the discount rate, the price of these ovdp bonds, which were already issued, increased, and thus, simply on paper , your income, that is, profit, increases. mr. serhiy, i wanted to ask you, you mentioned that credit... may have increased in our country, but now we have such a situation, when banks often do not want to give loans to defense enterprises, can we somehow influence this? and considering, all the more so, that we are now living in a state of war, and the state now needs the help of business, financial institutions, and civil society, is it possible to somehow work out mechanisms now, and is it realistic to do so, and will ukrainian banks be ready for is it go well, this is a difficult, difficult question , in fact, because banks do not lend to

military enterprises, because they are afraid of the risks that these loans will not be returned, and banks should consider risks. this is the main task of banks, then the question is how the state can reduce these risks, that is, the state can theoretically act as a guarantor of certain loans that will be provided by a military enterprise, theoretically it is possible, well , theoretically it is possible, but here very significant corruption risks immediately appear , how to get between these droplets, it is difficult for me to say, mr. serhiy, we understand that in... the success of one or another country also largely depends on small and medium-sized businesses. it was always difficult for us. two years, 2.5 years ago, when a full-scale war began, we remember how small businesses and medium-sized businesses pulled out all their stocks, threw it not so much into the economy, but dressed, shod, and equipped a large number of soldiers at the front, and now

, then there was a wave when a large number of fops were also opened, that is, small businesses were born, now we have the reverse process, we see how ukrainians began to massively close fops, why yes, what not, and how is it for the fall, for next year will affect us, look, we don't have such a process, about which you say, there is no process of mass closing of fops, because the closing of fops, the statistics that are there, they do not say anything without the statistics of opening fops, and if we look at these statistics, then we see that ... the balance is in the plus , that is, more flops are opened than closed, so to say that something went wrong in small business, well, no, it didn’t, because there were more flops, it means that people are simply looking for their sphere, their niche, something went wrong , trying something else if they open more than they close or what this shows, well, look, first of all, they simply

simplified the procedure for closing fops, before that there were a lot of fops, which were very difficult... closed and people just didn't mind it, they left it, so there are fops. now it has been simplified as much as possible and people have started to close it. also, very often fops, unfortunately, are used in schemes of various kinds. the disadvantage of our system is that the benefits received by small and medium-sized businesses are actively used by large businesses. and there, closing and opening fops are elements of new old schemes. and the plus, yes, is actually small medium, small business is about... started, opened, failed, closed, someone else started something, opened, succeeded, works, entrepreneurship, it's always about risks really, and that's why very often entrepreneurship ends in nothing, so closing fops is a natural process, again, the main thing is that they are opened more than closed. mr. serhiy, look,

there is information that the parliament currently does not have enough votes to raise taxes. this is about a draft law from the cabinet of ministers, consideration the draft law was postponed indefinitely, but we understand that the money will not appear by itself during this period, of course, that raising taxes must be treated very responsibly, all possible risks must be calculated, but as of now, we understand that this draft law is being frozen in considering at least for a certain time what alternative measures are possible so as not to raise those taxes. which were announced in the cabinet of ministers, in particular, look, there is no alternative to raising taxes in principle, except that what some not very responsible businessmen when they propose to start a printing press, i.e. money emission, but this is just very dangerous, and it will be much more painful for the citizens of ukraine, because starting a printing press starts the process

of devaluation of inflation, and inflation is just a tax on the poor, and it will hit the wealthiest ukrainians, therefore there is no alternative to raising taxes, the question is which taxes to raise, the bill that was submitted by the cabinet of ministers, the first option on raising taxes, it looked like not very rationally, first of all , a sales tax was introduced there, for example, on the contrary, the so -called along with the value added tax, this is not done at all, well, that is, it was not a very rational approach and not very logical, most likely in the near future. we will see an agreed bill on tax increases, where the focus will be on increasing the value added tax. mr. serhiy, please tell me, can we somehow force... a business that is in the shadow to get out of it, and due to this, also increase income to the state budget, or, for example, if our competent authorities will be more efficient and

responsible in their direct duties to expose illegal business and actually transfer it to the transparent regime. well , look, you do understand that if you call the competent authorities into the same room now and say: "yay-yay-yay, and from tomorrow you will no longer engage in corruption?" more sbushniks do not sit at customs, ay-yay-yay, and they are like that, yes, for sure, tomorrow we will wake up and be honest and transparent, well, it doesn’t happen like that, so any changes that must be made, and they must be made in order to reduce the level of corruption, in order to change the situation at customs, in order to put less pressure on business, these are all changes, they are absolutely necessary, but they are not possible at once moment, there is no red button, bang, sbu officers stop stealing, bang,... the customs office starts working as it should, but there is no such thing, that is, it is a set of measures that will be aimed at fighting corruption, and this set of measures can theoretically

lead to an increase in income budget in in the future, i say theoretically, because not every reform will be successful, we understand that, there are a lot of caveats, there are a lot of moments along the way when something can go wrong, so right now, no, we can't change it, because well... our state is very corrupt and this system includes non-working institutions, but after the maidan , a new institute, nabu, was created in our country, a sub-institution of anti-corruption bodies, and it works much more efficiently than other law enforcement agencies, although again not ideal, we've seen it before pivavarskyi's case, we saw the reform , in fact, from scratch, the creation of a new institution, this is a national bank, and it also works, the creation of any institutes is a very painstaking long process, which must work correctly and therefore for this year and even for the next , we can't expect anything, if suddenly the political will appears today in the authorities, they will sit down and say: well, for sure, we definitely decided to do

all the reforms correctly, as stated in the memorandum with the imf, we will vote, even if this happens, the result we will see there for two or three years, there are of course so-called quick wins, yes, but they also require political will, which i am talking about, for example, there about illegal tobacco in ukraine. there are five factories that sell tobacco tax-free, well, i think they don't pay taxes, and if they smuggled it, god of them, yes, taxes would not be paid abroad, but that's how they are sold on the domestic market, and this per year, we do not receive approximately 700 million dollars from the budget, and everyone knows where these five factories work, who controls them there, who can cover them up and so on, this can be settled quite quickly, but again , it will not be completely covered by lira, even if there is a political will for it. mr. serhiy, one more question for today, starting today, august 15 and until the middle of february, we have a reduced tariff for transfers from currency

cards of the state private bank to foreign cards, 1%, this figure will now be 1%, but not less than uah 50. earlier, let me remind you, there was 2%, there was such a tariff that it would give to the state in general, well, apart from that... which is a little easier it will actually be cheaper for specific people who will transfer these funds, it will not give anything to the state, why should it give anything to the state, this is what this company is aiming for now, well, this is not a campaign, it is a step of a private bank in the competition with other banks, that's it everything, that is, this is an effort of the private bank to fight for its customers, to increase the customer base, just a half-year promotion, you understand, thank you mr. serhiy for the clarification, for being with us, serhii f'. an investment banker on the espresso tv channel about financial matters. in short we are taking a break now, and we will continue to talk about

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