candy, the moderator who went too far, forget town hall, did she turn it into a town maul with romney the victim, we tweeted, a few of you tweeting more than a little ticd. unbelievable, canda candy crowls unbelievable. candy should not have expressed her opinion? this debate with candy against romney, obama just fills in the blanks. >> gunning for romney, it shows, so unfair. fox needs toall crowley out for miss leading the american public on libya and protecting obama, not her job as a modator. neil: you are right about that, i don't care what you thoht

about th the debate, was it cany crowley's role to play fact checker as well at the debate. and why was she not compelled to check on the tax cut math. why not question the president's budget record, as it stands. does not add up. that is what does not add up. picking and choosing when you as mad rate or -- moderator, wants to be fair. she is parsinginge is mant tickh a happily nodding president going along with it. there is a big difference, look, i am not here to defend one candidate over the other, but the clear difference given to the president, i like candy

crowley by the way, opened a up unprecented can of warms, for the first time fact checking the that willer and get -- challenger and getting it wrong, and interrupting the charler challenger and never getting it right. the treatment each candidate received. whether it was fair not close. i'm telling you, they pull a candy in both amitt romney has every reason to go loco. let me be clear. i think this debate was close regardless, president gets good grades if for no other reason than this time he showed up. but this forum all but turned into a kaj radio court, -- kangaroo court, exposing my worse suspicions that meadial

not give the challenge's due. and a moderator who changes the rules and the clock to make sure he does not get his time, to wayne rogers and laurie rolling rothman on whether all it fair. >> i think that can candy crowly was biassed today the president. we knew leading into the debate she wod ask follow-up questions,s, she also selected e questions of the town hall participants. neil: i was even find with that, it broke what they thought was an agreement. but in the end an agreement that was changed in president's favor. >> we see is how difficult the job. is i don't think that any of the three moderators did an ex septioseptional job that goes tw you need a traffic cop more than a journalist. neil: i think what the heck. >> the president got more

minutes that is substantial. and the other thing, she int runed morinterrupted romney 20 d president only 9, you have to think yeah there is biassed there but at same time, i thought we should call them out. if they are going to have a fight about it let them fight. neil: that is what i thought about jim lehrer, wheth he gave up and said i'm going to have dinner, and come back whether if is done. that is this type of format, it s not billed what is was to be. --t was not what it was billed to be, and. if you get that role added on. thfact checker thing, get the facts right, a go ahead, and pick out a mistake that the

president made, there were quite a few. >> first of all let's point ought that 9 minute time screpdiscrepancy is total of the debates so far. i talke with folks in romney campaign, you will not hear them comcomplaining about candy crowy or the moderators they say whining and crying is for losers, if you insert yourselves, and play fact checker, that is not part of the agreed upon rules, you better get your facts right, when 60 million people are watching and you side with one guy over the other to sheepishly walk it back on your own network hours later whether a tiny fraction of those viewers watching is a big issue.

neil: i came up with unint up uninterrupted minutes, i think, i know how conventional media works. i do thing is in their dna to be matter of fact about it i am wondering for boca, what this sets up for mitt romney. i know mor mormons do not dabbln caffeine, that may be the night to try. >> i have a bigger problem with the questions, i thought they were very biassed. and in favor the president, romney asked what differentiates himself between the evil george bush, i thought how stupid could

that be. neil: they gathered 82 people in the room. we're told, there are so many undecided voters right now, they took 82 of them. put them in a studio in hempstead, i did not buy that. >> the questions about equality in the work place, i think romney got the hard stuff behind him now. neil: i understand that 11 questions got in, they were going for 13, if that 12th question got in, it would have been for the president, bow, how do you do it? i look at this, i say, who delivered the goods? and i thought they both delivered thered their argument. after the ffrst half hour, the president more aggressively than first half. but you have to pay a fair set of rules.

>> when o guy does it the other guy does it, if you violate the rules, i'm violating the rules, what bothers me most, i don't think that romney took advantage of some of t shots he could have. for example, when they talk about him being rich, he could have said, wait, there was a democrat his name, franklin roosevelt, was he rich? jack kennedy, he was rich. and they inherited theirs, i made mine. i am the american dream. he could do that he could say those things, but he doesn't get in there i think his campaign guys are not doing it. neil: or i didn't know the was good pay in community organizing that would have been tacky. >> taxy is okay. >> but to that point, i think that wayne touches on a emotional nerve, maybe the next debate, will be the type whether like the first, they are

unincompany birded and go at it and - -- they dismiss the moderator. >> thewill be sitting around that table like the vice presidential debate, and bob schieffer will moderate. neil: it is at a table? >> that is what i heard, very closed quartered. we saw what happened with vice presidential debate, it is easier to interrupt someone when they are sitting there you can put your arm out, but going back to point, wayne made, i think we can play wednesday morning quarter back, and but i think when you sit and watch last night. the president was much more effective and ee and energetetit what he didn't do was defend his own record. neil: on the economy, a brilliant point for all those polls, say, president won, when it came to the economy, and cbs

case, i think 2-1 said that mitt romney. >> absolutely. neil: you never know. >> attacking president on debt, d unemployment and the economic issues is where he is strong. >> i'm not being a monday morning quarterback i've been saying this for 3 months, his mpaign is not well run, the guys running it better wake up, i'm talking about romney. neil: okay. it will be a table boca monday, i did not know that i suggestion chicken wings, and things you can throw. in boca raton. i don't think they have chicken wings in boca raton maybe glasses of chais. >> and romney could get ahead by throwing president bush under the bus.

>> and what charles said to me yesterday. when we got married. i had three kids. and she became the full time mother of three. it was soccer, and ballet, and cheerleading, and baseball. those years were crazy. so, as we go into this next phase, you know, a big part of it for us is that there isn't anything on the schedule.

>> i think the more successful people of our society will pce more in the way of taxes it is fine. neil: you say more successful peopleould may more. >> would be happy to pay some re in the way of taxes. in my case, i have looked at romney bill very carefully, and yes, there will be a reduction on the tax rate but they will take away all of -- >> you charles schwab will pay more with romney. >> i probably would. >> you are okay with that? >> i'm fine if we can get this country turned and back to where innovation counts where, growth

counts, why success counts, as good things, not as negative things. neilis that rich, a rich guy who is willing and happy to pay more in taxes but not barack obama's way, but mitt romney's way, does that seem confusing, former j.c. penney ceo allen with whether charles is right. is there is a i shoul distincti. >> i think that chuck is right on. i think that romney's plan ally cutshe rate down, which is essential. he assured middle class they will not pay more, and that higher income people will not pay a lower percentage. i believe, he is trying to drive the economy in terms of growth, with growth you get more taxes, and i would be more than just as he would to pay more taxes, as

long as we can see this economy start to produce jobs. we'll not get wages for people up unless you get me demand for jobs. i think only way that will happen, to see our economy gw. we had last 4 years no growth. and think obama came in he was going to get the employment wn, and it still, slightly under 8%, but look back. on the last three years, or since recession was over, in june of '09, 12 quarters later we have 7% growth. if you lookt average of all recessions since the great depression, you have 1 growth after the same 12 months. under reagan admintration he had a bigger economy decline in terms of jobs, and he had a 18% growth. so, if you believe that we have had such a b job decline, we

did 10-point who%, w should have had a bigger job growth, so i believe that this guy romney, with a businessman, who has been successful as a businessman, himself, been successful as a governor. and certainly was successful in a volunteer effort at the olympics this is a man w has been able to demonstrate he knows how to make jobs and how to grow businesses. >> did he did that last night? or -- for guys like you that are savvy and know this stuff, it is hard to tell americans wait, when i cut rich tax as a group they will still pay as much if not more of overall tax buz buzz burden, they scratch their head say how is it possible. and a lot of folks confused say. what do you say?

>> i think when i'm confused, i don't know what obama's numbers are. he had numbers when he started, when he would do. none have mattrialized. we have not cut the job -- the unemployment down, not the economy to grow. the slowest economy growth, i of whether that romney is good at, whether you believe he will get make that change or not you have to believe, based on this man's experience he knows how to run a business right now. neil: that is what amazes me, debate goes away fm record where numbers are to follow, you can like him or not or buy this improvement or look at aggregate. or focus on other guy's goals, and whether they add up, one side you have clear numbers to debate, the other you could pick apartment but.

very little attention made to president's record where onus falls on the guy running the country. and a lot more on whether the other candidate's numbers add up we know that records suggestion that president's numbe have not been adding up. >> i think that what you do have, is that romney has a track record of success. and so when i look at a person's job, i will hire someone, i want to know history, and the person's success record in case of president, he has no work experience. he has never worked in a job that he had to manage people. he is not a great manager, you can see the way he handles himself. neil: i wish we had more time, why do you think that president is a worse competitive in some polls, is it that media loves him and hates mitt romney. >> i think obama has spent entire last 3 years talking

everything bad about any candidate that has come up, he has spent the year talking about how terrible romney is, once romney gotut on display, people saw thiss a smart guy. not a big bad wf. neil: did this debate hurt it? >> i don't think, dot think it hurt the momentum one iota, i heard gallup went up 2 points more. in terms ofhe people who will vote. so, i don't believe anything changed. i think what said in place two weeks ago this fellow cannot get the job to grow. if you want to continue in same pattern. what is he doing different going forward. i will say he failed, i will try mr. romney who has the experience, at least i know the current situation can't work. i have to move to the next situation, i believe he will denstrate on his experience and hi experience in business

he will demonstrate to american public he is out there for them. and he is is out there to make a difference to get them a job, he is concerned as i am about middle income class growing, it dropped 8% in last 4 years it is critical to see that medical income customer grow. i want them to shop in our stores. this is a terrible situation to see the poor peoplen middle of our market, that who do so much for our country, they are not growing with it, we ve to see them grow in the future, i think that is what mr. romney wants to see. neil: always love your passion, and you are a great gift, be well, alan. >> thank you. neil: third pay th party candid, giving everyone second thoughts, he could determine who wins he could determine who wins this, that lte is the fastest.

so, which supeast 4g lte service would yochoose, based on this chart ? don't rush into it, i'm not looking for the fastest answer. obviously verizon. okay, i have a different chart. going thatay, does that make a difference ? look at verizon. it's so much more than the other ones. so what if we just changed the format altogether ? isn't that the exact same thing ? it's pretty clear. still sticking with verizon. verizon. more 4g lte coverage than all other networks combined.

neil: 20 days out, both candidates better look out, the guy who could knock them out is here, he was not in the debate, i am talking about libertarian nominee gary johnson, that could swing the whole race. governor good to have you. >> great to be here, and i wld like to think i would offer up truth side of all this you know, a couple weeks ago a debate over who will spend more money on medicare we have to slash medicare spending, a benefit we they 30-dollars forget a hundred dollar benefit. it is not -- >> would johnson kill medicare? >> no, but balance federal budget now.

that is one of -- i promised to submit a been budge to congress in 2013, couple with eliminating income tax, eliminates corporate tax. neil: replacing with? >> federal consumption tax, the fair tax. i think that is the answer. neil: that would not put a chill on the economy? >> no, tens of millions of jobs created in a zero corporate tax rate environment, have you obama and romney sparring over a couple point-- >> what did you think of last night's debate, whether it was unassed uncommitted crowd? >> much to do about nothing, i thought it was one sided. against romney. i thought that -- and romney made terrific pointsith dollars and cents issue he crushed obama. neil: and the economic issues most say he won. >> i think.

i think given a head-to-head with romney, i beat romney on dollars and sense, and head on head on obama with social issues i think i beat obama on social issues. neil: which is why, depending o the state you hurt one or the other, i want to get to new hampshire first,ou or the ballot you in aace with the two major candites almost even. could tiit either way. same with some other states florida, nevada, colorado. here is a trading diddal argument, you -- a traditional argument. you heart mitt romney more than barack obama. >> 5 states put tis to state, in some i take them away from obaman others from romney. i am making case. neil: but this could be 2000 with ralph nader, but in florida he might have flipped it. >> how many states do i flip for

romney? you know it is the same situation. neil: you don't buy argument you flip more states hurting mitt romney than the president. >> you know, i'm believing that if people vote for person they think is really going to do the best job. making that ce it is me, but, that is how we change the system. voting for who we believe in. neil: i think you could cross the threshold. but could you get the 19% i think in 1992 this ross perot got? >> if i was, you know right now, i'm at 5 or 6%. let me point out obvious, do you hear my name every 6 times you hear obama's name 45 times, not close. if i was just given the due they earned to this point, i think i might be next president of the uned states because of the focus on what i have done. >> the problem we have several third party candidates green

party, and the right, doe have to coalesce around a third party? >> no, i think that this is, speaking with that broad brush, i think that majority of americans ar fiscally responsibility, they are socially accepting where does this get represented by either republican or democrats in democrats are horrible on dollars and sense, and republicans horrible with civil liberties then they are not so good in categy they are supposed to be good on. debate that ended other night with ryan, and biden, ryan said, hey we'll increase spending by 33%, they -- 3%, they are increasing by 4.5 %, what is the big deal. neil: that is weird. >> does it creep you out? >> it does. onef those debates if you listen to it on radio, i think you might have come away believing that biden won but on television,. neil: he had that freddy krueger

smile, it of creepy, thank you governor. >> neil, thank you. neil: you should be in debates, there is no harm done, how about the issues, a logical simple debate. in the meantime, romney sell-off, more when it looks like he will win, more we see investors sell, it is weird but true. charlie gasparino on why it is true, after this. ♪

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neil: well our stocks look iy but prospects of a president romney are not looking so iffy, some market pros say, the better

things loo for the governor in polls, the worse they are going to look for corner of wall and broad. it might seem counter intuitive. but charlie gasparino figures, with romney's attacks on ben bernanke, maybe there is not a lot of mist tree thi charl -- mist tree this, charlie, what do you make, you bash ben bern can bernanke, we're worried what you say and mean when you come in. >> there is some validity to that, market is a combination of many different opinions, and stock price is a cull mill culminating, there is a thought, if you get rid of bernanke, romney said he wants him out, and ben said he wants to begun by 2014. neil: thing is that president obama would reappoint him. >> he might, the sort of foot

comes off gas pedal in terms of easing and printing money, i look at it differently, if mitt romney gets elected he will roll back dodd-frank, that financial reform law. and bank stocks and this market of correlated, they will go up. market should respond pretty positively to a romney presidency. neil: dodd-frank is seen as bain of their existent? >> in particular that goes way overboard, and squeezes their profit. neil: he said he would not repeal the whole thing. >> not but the crazy parts. the ban on proprietary trading which had nothing to do with the financial crisis, the markets go up, and if romney gets elected, forget about the fiscal cliff, they will cut a deal.

republicans control the house, senate who knows, even if it stayed statich a republican presidentt we'reot going to have a fiscal cliff scenario. il: people who bet money on this it increased more in obama a favor after last night. >> called itrayed. that i-- in trade, wall street s supporting romney is betting through this mechanism, intrade on who might win that obama will win, after that debate performance, i watched it, i did not think that romney was that bad. neil: and on economic issues he won. >> pretty much. wall street had no idea that the financial crisis was coming until you know the gun was right at its head, remember, that these guys that bet wrong all the time. neil: like giving money hand over fist to romney. >> not just, that what since

rifting about this support of romney, you know, 4 years ago, i went do high-end restaurants, and wall street guys in there talking aboutow great obama is, you go there now, to the same restaurants that were bastions of liberalism, it is a 180, all they do they really think that obama is bad. and for their business, and they have put money in this direction. and i tell you, this is -- if wall stree -- i don't know wall street will go through a massive downsizing if he gets elected again, that will have a major impact on states like new york and new jersey in terms of tax revenues, new york state, in second obama term, governor qualmo wilcombcuomo will not adn dodd-frank is fully implemented,

the wall street firms will have to down size dramatically. neil: both those states you mentioned have seen unemployment rates move u as it is. >> i don't know why bash wall street now if you are the governor of new york. neil: yeah, true. charlie, governor of all things business. thank you very much. >> this just in reports that george a laura bush were throwing things at their tv when they watched debate last night, not over what barack obama said, but what mitt romney said dmitt give the bushys a fit? this happy couple used capital one venture miles

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>> president bush and i are different people, these are different times, that is why my five point plan is so different from what he would have done, i will crackwn in china, president bush did not, i will get us a planned budget, president bush didn't. my priority is jobs, i know how to make that happen, president bush had a different path.

neil: how he differs from supposedly evil george w. bush that is not the question of a voter who is undecided. and doubly weird, mitt romney took the bait and might have alieniate the his bait, or did he. rmer bush political director matt does not think so, matt, as a guy who worked for a former president, who likes former president, knows form are president, how did you feel that about that? >> i thought governor romney's answer was gentle. every person that runs for president has to be his own man, think about george w. bush he had to separate himself from his father who was president. and his father had to be his son man compared to ronald reagan. so, you know, i think governor romney is smart to explain to american people how he would be different, it say -- he has to be careful, he needs every one of those george w. bush voters,

including those who cherish when e president did for the country. neil: a lot of those beginning with dad who came out supported governor romney early in the process, the president bush, son. who did the sam. but later. you don't think that it rank els them? we throw our weight behind you and this is how you thank us. >> i think, it was mentioned that presidentush m might have been throwing stuff at tv, these days, it is when cowboys throw an interception, he is probably worried less about the presidential race. i think he is excited about fact that mitt romney is in a good position to win the race, i don't know if you saw some recent numbers that came out, but, governor romney is putting himself in a position to win this concept there is any hostility between us former bush folks and romney is untrue. neil: i am just trying to stir the pot. >> keep trying.

neil: i think that president bush is far more annoyed about the texas rangers. but, your point is well taken. but i guess with all these endorsements there comes with an understanding that look, you are not a popular figure mr. president, when i go outn the stump, i have to differentiate myself from you, i think history indicates you deserving of better praise than you get now. but forow, i will he to distance myself you from, i would imagine that comes up in these discussions? >> you know, i am not going into specifics, but i heard president first handle it other candidates, that they should only talk abo the president. the then president if it helped. if it hurt they should not. and he told folks that were running for office overseas who are allies, so understands politics, he has been in it his whole life, he gets it sometimes you ardowin polls sometimes you are up.

good news about him,e is proud of what he did in this count and knows that history am hold him in high regard for it. neil: thank you. >> thank you, neil. neil: meet small business guys saying just another reason to vote the incumbent out.

>> the proof of whether a strategy is working or not is the price that you pay at the pump, if you payless than a year or two ago, the strategy is working, but you are paying more. neil: indeed so are a lot of businesses, we're all paying more for everything they make. they know first hand we've been checking i with them through out the election season.

we talk about mccarther's bakery. and the ceo bush. what did you think of that debate, you were there. >> i thought romney did well. he did not come out as strong as previous debate. but, he pointed out things. neil: difference was because the president showed up for this one. >> president showed up. i thought moderator was biassed in my opinion, she stopped romney a couple times, i thought that was wrong. but what hit home, struck a nerve in high buuiness is the gas price right away, $ 1.86 to $ 4. my business, if someone could not in 4 years balance a budget, keep g prices l, do what they are elected to do, if i had a controller who could not balance a think about in 4 years, -- a budget in 4 years they would not be with me any

more, we gave obama a chance, now romney makes sense. neil: david, on this gas thing, argument that president had in response was that you forget governor romney we were i midst of a recession, that is why gas of so cheap, when opens up are you saying only way to get pres low is a recession, what do you make after that? >> that is answer i got out of it, he avoided. he was asked question about secretary of energy, he avoided the answer, and he was askedis response was, gas wa $ 1.86, we were in midst of a recession, we could have another recession with lower gas, this president campaigned first time on higher energy prices, those to match prices europe. all you find people that voted for him, you got what you wished for, $4 a gallon.

neil: did this debate move the needle for you david. i know you are not a fan of the president but did anything he say, or more liven last night, but trend is the friend, economy is getting better, albeit slowly. take a bet on my record, did that me you? >> you know, what moved me, i was so -- so mahdi could not mad, i could not go to sleep, i hear this president sit in front of american public tell them lie he cut taxes for small businesses 18 times is an out right, -- a lie. >> i don't know where any of those figures came from, 18 times and so many dollars, i have not seen any tax cuts i have seen x increases. >> for you, butch, last 4 years.

>> increases and harder to did, food prices go up, gas prices going up, more regulations, i don't know what else to do. i don't know if obama wins, i will have to worry about healthcare or bush tax cut in place or not. who knows. what do i do. neil: david,hat about, leaving aside inflation and commodity prices that have driven up your basic costs, have your taxes gone up outside of the local level? >> you know, who lapped is, that we -- what happened or taxes have not gone down. this guy says he cut taxes 18 times, he -- he calling a cut, is he said, okay hire a veteran unremembered for 6 months i give you a $5,000 dreaded, that is not a tax cut, when am i going to do hire someone that has been workin for me for many years, to hire a veteran that is not a

cut ua cred sit no credit is no. neil: thank you, butch and david. >> thank you. neil: ank you. i want to tell you real reason that this guy -- it are not because he was sharp it was new pink lemonade 5-hour energy?

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don't rush into it, i'm not looking for the fastest answer. obviously verizon. okay, i have a different chart. going that way, does that make a difference ? look at verizon. it's so much more than the other ones. so what if we just changed the format altogether ? isn't that the exact same thing ? it's pretty clear. still sticking with verizon. verizon. more 4g lte coverage than all other networks combined. thank you, mr. speaker, uh,me. in celebration of over 75 years of our government employees insurance company, or geico...as most of you know it. ...i propose savings for everyone! i'm talking hundreds here... and furthermore.. newcaster: breaking news. the gecko is demanding free pudding. and political parties that are actual parties! with cake! and presents! ah, that was good. too bad nobody could hear me. geico. fifteen minutes could save you fifteen percent or more on car insurance.

neil: vikram pandit s out at citi group. do you know, why? not because he never adessed shareholders' concerns. he never addressed anything. he never took a stan he never said anything. i tried to pin him down on one thig. he said nothing. nothing. you liste you decide. december 2007 just in to his job forget about haring goals. he was not interested in sharing an opinion. >> been given this enormous powe not to bigfoot them bu will look at that?

>> the board has made that decision. neil: is it fair to say because of the board's statement on the dividend, vikram pandit is against cutting the dividend? >> i will be very clear. it is the board's decision. neil: your sense of the political landscape? >> i will not comment onny of that. i will comment on what you want to talk about. neil: chocolate or vanilla ice cream? >> can you get me a twirl? neil: okay solely? forget about ice cream. step back. what does us series like that think? we're going into a meltdown. you cannot build a career on

vanilla. you will be creamed. your favorite flavor does not matter. your stock. rocky road. i never had a more infuriating interview. i almost wanted to pull the equivalence of the candy crowley. i am done. i am telling you. politicians, businessmen. you stand for something or fall for everything. "money with melissa francis" is next. don't move. >> in the last four years you cut permits a licenses on federal land in federal waters in half. >> not true, governor romney. >> how much did you cut them. >> not true. >> how much did you cut them? >> governor we produced more oil. >> no, how much did you cut licenses and permits on federal lands and federal waters?. melissa: welcome to the 2012 smackdown. of the president obama and mitt romney go to the mat on energy policy. our favorite topic. both men unleashed all kind of stats. we're going to crunch the real numbers for you. also money tonight, new