sigman, senior vice president for global strategy group. sten, what i will start with you, what happened to your cdidate's big mo? >> look at a pol every two minutes you see something different. melissa: there is momentum here. there is a trend here. >> i actually don't think that's right. i think the trend at the en of this week, if anything is pointed back to e president. but much more important --. melissa: what poll would that be? >> the poll of the "rasmussen poll" today, t ipsos poll today, the marist, "wall street journal" polls in iowand wisconsin show the president up by six and five points and 18 among women. the polls are going all over thplace. what they really --. melissa: there are a lot o lls. >> what they show is close race. melissa: byron, to you, do you think there is trend for mitt romney? a lot of people do? >> inflorida, i think something is going on in florida and workiig in mitt romney's favor now. no doubt about it. he seems to be moving ahead. this is not a big sign of victory. florida for romney is a state you don't win it you

die. he has to win a lot of other things other than that florida, if he doesn't pass that bar he doesn't win. this has to be encouraging news as they work in iowa, new hampshire and of course ohio. melissa: doug. gerri: doug i was surpris to see what was going on in ohio. "fox news oll". ahead i cannot see that far. this is the state that romney has to take. >> certainly. ere is a clear tightening after the debates. implore data are you seeing the senate race tighten as ll? with you srt to see that

withhe top of the ticket then you have real momentum. up until now it is a very tight political race without clear evidence one wayr another. gerr the president makes his sixth appearance calling the death of americans not optimal. >> if more americans get killed in is not optimal. >> he did not include the question he saidit is no exacactly optimal bufor him to use that word a response? [laughter] i am not a foreign policy expert but the politics is the president has taken

bertrand alsoowed to a quiet romney to task to politicizing e issue from practically before happened to get it wrong. gerri: many people wou like to debate you on that topic. fox sa they have 60 documents from the stae department. with the three page cable from chris day bends -- stevens sayi he is worrd about security he, he has concerns sounding alarms, lawlessness, violence , it is frightg. also complaining about te security. >> this is the big deal.

one is the lack of security before the attacks comex pressing conrn from the ambassador. and the story put out afr the attas. both have taken a hit specifically about attacks -- -- the tax and finding out what this california a new. lesshan 24 hours later it was a ro of guerrias. it was much more dangerous than the word optimal. gerr reading a statement from august 8. >> moving from euphoria and back as violent incidents dominate the politic landscape. they have been organed they're not random crimes of

opportunity that this metaksa unlike the to be deterred until they are capable. is that we he says? >>e put politi aside there was evidence in advance insufficient resources atf administration that shows no concerned and the tragic loss olife and a failure to secure the embassy and an ability to come up with a single coherent story. the story does have legs. rri: it could be the reason of the polls. mitt romney's transition team is working with officials to ceup with a plan and americansot

having to pay $3,5000 per ar. why es the president say he would rather go or the cliff? he has made it clear absolutely. you have a wrong. he said he is willing to go over the fiscal clef to bring republicans to his view of taxes. >> whn they decided to take the country to the brink of failure in order to meet politics. i'm sure what he is willing to do with reelected is have a balanced approach including a revenue increase and cuts across the boar. gerri: the 3500 everfamily

has to plug up, what is your assessmenof postung on both sides? >> we cannot go over the fiscal cliff. it is a disservice including all those who claim to be so concerned. not much will be done, of u aid spendi cuts. comeback 2013to sort out the shortcut. >>ast night mitt romney has e sens of humor. >> i am finally relaxed t wear what i wear around house. [laughter] i have seen early eports fr tonight's dinr. headline, obama embraced by caolics.

mitt romney ies with the rich people. >> do you wanto have a beer wit them? >> it was amusing, he was loe and fenty. his humor had more edge more critical of obama. and he made good use of the night to mk a few jokes and the few points. >> mitt romney would not have aeer. [laughter] gerri: they give for coming. great as always. what do think? should president obama apologize to those killed in bya calling their death not optimal? a lot more still to ce

including the warning of your 40k). another company goes bust taking taxpayer money with

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gerri:. >> i am here with the average man on the street. e u saving in your four o one okay? of rirement? had do think y have enough ? >> i am wrried because i am imams. >> what oportion anther and come? >> i tried to say 10 percent >> i think the estimate is 5920%. >> iam really on. i the guy will retire when i am 80. >> do you know, how tir

you will be? >> the average american, a normal person pays $150,000 over their lifetime in fees. >> my job would hit the floor. >> are you sure? gerri: would you rather not? >> i would rather my ployer. >> i would guess under 100. >> that is too much money. gerri: that man thinks americans pay too much money. 150,000 over the course of your life time. a recent survey found seven out of 10 americans don't even know ttey pay fees my next guest, chad, te number is too big?

>> absoluly. that is a small condo in florida. gerri: four times as much as annual had come most have $25,000 saved. i think people may vote there would be a revolt. but the real problem americans and not saving enough. >> bottom-line there is no immediate gratification. [laughter] we have the microwave society with instant results and we reward today. and believe it is biological possible to think we have a future. gerri: i don't know. look at fees just pay a little bit of attention can make a big difference. if you have $50,000 and you

pay 32 bsis points that is rohly $160 per fee-- per year. if it escalates its over $1,200. what does at do? >> einstein said compound interest is the wonder of the world. working with you and against you. you don't earn interest on your interest and every year you have less to earn interest on. it is a mathematical formula you needed enter -- illustration. gerri: where you make money on your money for youare encouraged to save more. there is a huge retirement crisis? >> we have the three legged stool. most people in sixties and fifties have that available.

these people not have the ability to have a pension. social security is projected witht major adstments to lae and people will not plan on that. gerri: you have to do yourself. the good news the department of labor requires more disclosure. at the very least you should have more information to get them under control. what size is reasonable? >> below were the better. aff -- blogger event half of 1%. we need to take advantage of the incentives. there's a certain amount that becomes excessive.

whatdo yo think is too much? that is where free-market comes in to offer a different way. gerri: the more information the better. ntribu as much as you can i believe it is $7,200,500. it goes up. major the fees is low. gerri: tel your website again. some people not have t worry about the biggest names of sports. with the sweep of the near candies the attntion turns to the salarie of the headners. e biggest contrts are baseball players with no salary cap. number five. of minnesota twins. the eight year contct

$184 million, $142,000 per game. number four. new york yankees who msed st of the series with a 10 year contract worth $189 million. number three and then another $45 llion. the ho run derby champion and detroit tigers headed to the world series. nine year, to defer to million-doar contract. number two. from los angeles signed a contract this year at ending 40 million over 10 years. number one. biggest contract goes to alex rodriguez.

10 year contract worth $275 million. the yankees still o 114 million. he went three/25 in postseason. in 2001 he signetoday $52 million contract with fed texas rangers. he was traded eight years ago. i should have been a baseball player. by a millions of dollars are spent on flt screen tvs and waterfalls. the president and romney tried to include women voters. are they being pandered? ann coulter tells us ext.@ ♪

gerri: 30 times often the word women was said during the debate. both candidates are out trying to get the women's te but it sounds like pandering. ann coulter author of mud to i want to start with the view a controversial interview. >> when he was governor he was pro-choice and now is againsabortions except in the life of the mother. what are your views? >> talking to the mother's of children who are coming home from bags. >> when you face the mothers whose children who have not comeback how will you

explain to them your son's have not gone? [laughter] >> you celebrate its 20th wedding anniversaries. >> come on. we wonder why eight obama colpsed in th first debate. this is what he is used to. the president is always a little bit like this but obama is there darling not only a liberal and he is half black. the affiative action in candidate for you wondr why when he is up against mitt romney he is not so good. gerri: he does have kid glove treatment.

talk about his approach to women. >> reduce a you are for equal pay for equal work but you refused to say if you would sign the bill for that, you may have romne and the show. if you do have romnesia obamacare is free. >> this president has failed america is when. they suffer in terms of getting jobs, falling into porty, a presidency has not helped america's women. gerri: what matters to women? >> having a job would be more useful than free birth control cents wal-mar sells for $9.

gerri: $9. $9. sometimes i think thiss from 15. it is not romney who is the fuddy-duddy. >> equal p for equal work has been on the books since 1965. this is crazy with the lilly ledbetter act. those rules were honored with the romney administration in massachusetts. every time they tried to hit them it comes back hitting harder. nowe find out how ntastic he was to promote qualified women women were not paid as well in the obama adminisation were apparently msnbc. [laughter] gerri: i don't know about that. and white house female fers eaned $11,0 less.

then christina mer said i felt like a piece of meat in the obama administration. [laughter] >> i should not laugh but it is so preposterous forhe democrats to act like they are the save years. gerri: listen to this man. >> senator, how we hoe the american autoworkers >> hold on sweet. [laughter] >> that is worsethan july 10. d winning fell ladies votes with the obnoxious behavior. >> that is something i have never seen. it is sold. metal think i have ever hearda politician call a

woman journalist a suite. >> somebody is below you. with a gift is fine to call th that if you speak at your own level or above you but not below you. gerri: his defense is he does it all the time. look at the swing mitt romney is picking up women voters. >> the economy i of a huge issue. , doesn't matter the numbers they flash on the screen. but whatever they say people are out of work. mitt romney does i realize that.

gerri: it is not just short-term. women are putting food on the table increasingly responsible for all finances. >> they know that obamacare will kill jobs and kill health care. you have to be a contributor or donor to get the special treatment. but if not you are screwed. gerr great to see you. thank you for cingback. todaa's drop on wall street of a drop in the bucketfrom 25 years ago today. another controversial part of obamacare has hospital spending millions on glass scre tvs and other items. dr. marc siegel is here.

gerri: your own private terfall is just roms service, and mouthwatering menus. not a luxury hotel you can get all of this from a hospital bet. new rules tied to obamacare timing payments to patient happiness. we have dr. marc siegel. great to have you hear. >> it sounds good on the service.

reward the hospital fo getting patients to say we're so happy like it is the hotel. what happens to medical ca? doctors perform a service. i don't care whether the surgeon nice than the patient to gets good marks for smiling. i hope the surgery goes well the federal government basing on consumer satisfaction with medical care is ridiculous. it is too ch regulation to much of the federal government. >> in may have very little say how they're treated. >> look at the satisfaction survey. high-scoring hospital receive bonuses and get cash at the end of the day the

unintended consequence? some kind of pain relieving medication. >> a great point*. you will put the smileface on a survey? i like the idea to say something positive, 95% of obamacare is negative. they're rewarded for giving medication on time. hoitals should be timely, nurses and doctors should be responsive. you don't to wait for care but a survey is not reliable. penalizing we admissions and getting away from the point* if you deliver a service you deserve to be paid. a cardiologists gets $280 for getting the at go. used to get 560.

if you cut less than half from major service we try to see patients faster and not do a good job. gerri: one dr. riding a letter trying to get people galvanized not just for doctors but for tients. >> he is in the swing state of ohio. the jackson health survey says 65% of physicians will vote to four mitt romney. when you start telling doctors with a candor cannot all so afraid of medicare indepeent advisor report. one treatment is better than another summit is not proven all of those are in jeopard >> if te affodable are is not socialized medicine it

will lead to whip. not say liberal profession but a government job. >> it will lose quality because physicians can oy be great patient by patience. more and more doctors who work for large group of private practice will be extinct pople hve nowhere else to go for ic a big problem fordoctors under obamacare. over regulators. >> and busissmen. >> representing patience >> agree. he will be on the show next week. always god to see you. >> what of the darkest-- of wall street history d

remember? twenty-five

gerri: fox business alert. u heard it hear first. weak earnings drops 200 points for the wost day in four months. microsoft, eneral

electric, a mcdonald's brought a bad end to a good week of trading. finaial analysts had expected earnings to be lower than this time last year. the first deine in three years. they were right. with over 100 companies of us and the reporting down 3.5%. google continued the day after the earnings were accidentally released ahead of schedule. black monday 25 years ago today october 1987. suffering when the biggest crashes in istory. the dow plummeted 23%. if that happened today the dow jones industrial average would sink more than 3,000 points. are the financial markets a for now? we have moody's chief economist. jon, it was the number one percentage loss ever in our history.

what did you make of the drop? >> i was working at moody's %-sitting in front of of my screen. as the dow jones industrial average and the s&p 500 kept sinking and sinking. then there was quite a crowd of people around me staring at the same chine that was the blue-green screen and we could not get over what happened. we thought the bottom had fallen out. people immediately after said returned to the 1930's was inevitable. gerri: i was working my first business reporting job

in virginia. the trader was talking to on the phone wasrying because he was scared. crying. 500 8.does not sound like a lot today but we have drops althe time. much ado to technical glitch. could we lose 23% in one day ? >> never sayever. remember the crash of october 87 was part of a byproduct of electronic type of trading. program trading you had sell, orders automatic the kickinand. to protect investors. gerri:ome of that goes on

today with high frequency trading. people are afraid we have seen big sell-offs. >> but recently they pull the plug on the sour of the problem. october 19 nobody knew which plug to poll. gerri: polling the frrntpage of the "wall street journa ocks are plungg amid panic. then "the new york times" with the headline across the page plunging 508 points 604 err million volumes a lot of people trading and scare that day. many people were not even in the market then were relatively new are have no

memory. is that good? >> we should always have a memory of that dark day. e equity market sell-off but the fundamentals and the market could recover rather quickly for only two years would pass before the equity market return to to the level prior to the crash. gerri: the google fiasco from yesterdayyis another il in the coffin for investor confidence? >> it does not help. how could they trust management wen it took so long to would mitt the earnings report was out there and much weaker than

anticipated? john lonski alwaya

♪ gerri: president obama telling last night thathe deaths of four americans in libya wasas nt optimal. shoulde apologize for the comments? here's what ome of your are posting. stuart writes: absolutely. after all, the brave americans were his folks another very poor choice of words he used in the second debate. dwil bert says: a situation that is not the best. well, in my opinion the president's response to this act of war is not only not optimal,

but a national disgrace. we also asked you, 98% of you said yes, 2% said, no. log on to jerry gerri willis.coe there. finally tonight, he promised to have the most transparent presidency ever, but he's anything but transparent. he's not even being transparent about his first major piece of legislation, t stimulus, that was supposed to bring unemployment to 5%. by his own law, hiswn administration must issue quarterly reports on the law's effects through 2013,ut according to the weekly standard the white house is now four reports behind schedule releasing the last one in june of 2011. i mean, it makes sense. why would the president advertise what a colossal waste of taxpayer moneyhe stimulus law was, just months before a presidential election? that's my two cen more. got a lot coming up on monday. the candidates set to face off in their third ask final debate before the election. we'll get a preview with

republican congressman jan chaffetz of utah and republican strategist ed rollins. thaaks for joining us. have a great night, and we'll see you right back here next week. ♪ neil: 25 years later still as fresh in my mind as it was the day i covered it. the were a near record number of people gathering outside the new york stock exchange today to sort of witness history in the making and the opportunity to see the incredible drops in the dow right before their eyes. >> i want to see when it looks likehen it is in this condition and, then i wanted to see the stock maet anyway. >> wewa to see a piece of the action i guess, wall street. neil: in the end market analysts are steadfastly