people that go to taxes. melissa: moving onto sean penn. the haitian government. they are pain to move they are paying to move some people off this golf course. via sean penn. they are giving him a

.75 million towards these earthquake victims to move them. >> sean penn is an interesting character. i can't quite figure him out. i will give him credit, he focused on paid attention and they have a lot of problems there. melissa: let's go on to robot cars. the car was developed to help japan's aging population. you think we will be riding around in these one-day? they drive themselves up a little scary. what the thing? >> i like the aspect of it. i can't see myself in a car that small.

melissa: that is all the "money" we have for you today. be sure to watch neil cavuto. he's whenever special report. gerri: hello, everyone, i am gerri willis. backlash over the tsa's plan to allow knives on planes. one lawmaker wants to force the agency to back down and he is here tonight. also, obamacare coverage could be more painful than doing your taxes. and covering your assets with a new way to measure your credit score. "the willis report" is on the case.

gerri: all of that and more coming up. including another record day in the market. the dow jones extending gains for the ninth straight session for the longest winning streak and 17 years. the first tonight, our top story. talk about deaf and dumb and blind, i'm not talking about congress or the white house, but the transportation security administration. the tsa is sticking with the plan to allow small knives like this one on airplanes. three major airlines are fears over the plan, it including delta, american, and u.s. airways. many 9/11 families are up in arms. pocketknives are too close a resemblance to box cutters, which was the weapon of choice of the hijackers of the 9/11 catastrophe. we went and saw what you had to say about these changes.

>> how would you sit down with someone having one of these next few. >> we just flew in from nebraska. i don't want to fly with any passenger with a knife in their pocket. i mean, back in nebraska in farm country, all of those fellows carry a knife in their pocket, that's routine, but not when we're flying on an airplane. >> i don't see why we need to bring small knives on an airplane. >> in mississippi, most people have pocketknives. on the same note, it could be a problem on the plane. >> a blade as a blade. it doesn't matter the size. you can still do lethal force even as a small pocket knife. gerri: i'm trying to figure out how a knife is safe a bottle of lotion isn't.

the tsa chief will testify tomorrow before congress, about allowing knives on planes. my next guest says this is really dangerous. marcus comer welcome back to the show. a re-going to get anywhere on this issue? do think there's any way that the tsa will back down? >> i think that eventually they will have to back down. because the public is speaking. congressman grimm, congressman markey, they will actually dictate to the tsa what to do. gerri: looking at this new tsa policy, telling people what they actually allow. knives like the one i have right here, knives with blades, razor blades, box cutters will still be prohibited.

toy that and other sports fix will be allowed, including hockey stick. marcus, would you feel safe as a flight attendant on a flight where people were carrying these in their hands? >> it is not a matter of that, i don't want people boarding the plane with weapons, bottom line. weapons and bats don't belong on the airplane. hockey sticks, ski poles, i'm concerned with the knives. who determines if the knife is sharp or dull. gerri: i think you can do a lot of damage with a dolomites, for goodness sakes. here's what the tsa says, highly trained crews and federal air marshals like you, the flying public will be safe. do you think that is a fair estimation? >> i think that you have to remember back to 9/11. just as we talked about this

last week, the box cutters are 1 inch by 1 inch. he was going to say that this doesn't fly through? because of that, it is a zero-tolerance policy. we don't want to encounter that problem ever done. it wasn't just the crew members that the terrorist win after. they went after the passengers as well. it is very clear they incapacitated the passengers stepping away. once again, this is not a starting point for refocusing and looking at us. back to the shampoo in the jelena lotion. gerri: here is what the tsa is saying. they say that the focus should be on catastrophic bombs.

things that could blow up the plane, bring the plane down in and of itself. it seems to me that if you had even a small night, you could ultimately bring a plane down. am i wrong? >> i don't want to speculate, i think that -- i don't want to put us in that situation. it is just wrong. i don't know why we're wasting time on this issue. this is a non-starter issue. with steel with little issues first instead of tackling these large issues of weapons on the airplane. there is too much -- we are looking at tsa today. imagine when they have to examine each night, is this one too sharp? is it too long? let's not do that. this is not a good idea. gerri: this story keeps on keeping on. i can't wait for the testimony that we have. thank you again. >> thank you.

>> democratic congressman ed markey introducing a bill to stop passengers from carrying knives on planes. joining me now is congressman grimm. michael, welcome back to the show. >> it is good to be here. gerri: the fact that you are sponsoring this does not surprise me. you used to work for the fbi. i don't think anyone ever leave that behind. what do you think the risk of a knife on a plane would be? >> i think we have already seen it. as someone who lives in staten island and probably represent staten island, we lost more per capita than any other borough. let's remember that we have to remain vigilant because the plane itself became a bomb after it hit the trade center. the fuel and fire, he basically

created a bomb that brought down the trade center. to what do they use? i can tell you that i am well trained. i have had training and if you give me a 2-inch blade on late on the night come you can do a lot of damage gerri: this is a swiss army knife, it seems like i could do a lot of damage. i just don't understand how someone can say it's not a weapon. >> we should have talked to the flight attendants. how about the pilots, how about the advisory committee? there were stakeholders in this that should've had a word and i guarantee had they had their voices heard in this debate, they would have explained why this is simply a bad idea. i understand that a lot of time

has passed and people are forgetting. the widows in staten island, the children growing up without their fathers, we do not need to ever relive it in the country. it is a bad idea to allow weapons. gerri: the republican chairman of the house, how is it possible that they have drawn other folks into theirs. i have talked to people on the street today from nebraska from new york from all over the country. and they told me that this was a bad idea. >> yes, i wrote a letter to the tsa and asked them to reevaluate this. there are some colleagues that

said it wouldn't be a problem. but a lot of them are researching ittand like the security council for aviation. they are realizing that it probably isn't a good idea. at the end of the day, everything should be way down the cost of benefits. we know the downside is that a catastrophe can hit. and that's why i think this is a cut and dry common sense should prevail and the tsa should get the message loud and clear. not only with the bill by congressman markey, and my letter, but it should make perfect sense. gerri: thank you, sir, we appreciate it. >> thank you. gerri: before i go, i would like to say that even the delta airlines ceo is saying that he doesn't like this idea. he said that these items have been dead for more than 11 years and will add little value to the

customer flow in relation to the additional risk for our cabin staff and our customers. nobody likes it, people. coming up next, i will break down the process of filling out an application form for obamacare. wait until we see how many government bureaucrats have to sign off on us. we will be right back. how doraders using technical analysis streamline their process? at fidelity, we do it by merging two tools into one. combining your customized charts with leading-edge analysis tools from recognia

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we asked total strangers to watch it for us. thank you so much. i appreciate it. i'll be right back. they didn't take a dime. how much in fees does your bank take to watch your money? if your bank takes more money than a stranger, you need an ally. ally bank. your money needs an ally. gerri: when it comes to obamacare, you probably are denote that premiums for some could double. twenty new taxes are being implemented and you may not get

to see a doctor the next time you're sick. if you can get past all of that, it will take a really long time to apply for coverage if you don't get from your employer would choose not to. the process is as daunting as doing your taxes, the government application is 15 pages long. it ain't going to be that fast or that payments. the online application process has 21 steps, some of those steps have more than one question. the department of health and human services estimates it will take you a half hour to complete the online application. forty-five minutes to fill out the paper version. if your household income has changed over the past year, you'll have to apply based on your latest tax return. and in the same turn, you have to predict what your income will

be in 2014. in other words, you must provide loads of documentations. and if you or your spouse decide not to take your employer offered insurance, the questions will be plenty. once you have filled out the forms, the red tape is just getting started. at least three major agencies, including the irs, will have to approve your application. they will check your identity and see if you make the income and citizen content citizenship requirements. they are not going to pretty for the actual benefits. that would be too easy. they are just went okay for the next step, which is actually picking a health plan. it could backfire on the white house. some are concerned that people will be overwhelmed and they may give up later in the show, another woman making waves. our panel weighs in on the how-to guide for women in the workplace.

more on obamacare, big changes to one major aspect on the state level. we will hear from one state leader on a push to make medicaid private. [ male announcer ] how can power cmption in china, impact wool exports from new zealand, teile production in spain, anthe use of medical technology in the u.s.? at t. rowe price, we understand the connections of a complex, global economy. it's just one reason over 75% of our mutual fus beat their 10-year lipper average. twe price. invest with confidence. request a prospectus or summary prospectus with investment information, risks, fees and expses to read and consider carefully before investing. ...amelia... neil and buzz: for teaching us that you can't create the future... by clinging to the past.

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gerri: a whole new game for obamacare. we have the details in 60 seconds.

gerri: a game changer for the state of arkansas. the governor has proposed using funding from obamacare to buy health insurance for the poor from the private market. a little complicated, but

interesting. the state has received the go-ahead from the department of health and human services to pursue the plan. lower income americans, which receive higher-quality care for private insurers. i'll come to the show, it's great to have you here. >> it is great to be here, gerri. gerri: we have a democratic governor, republican state legislator. you guys have described this as moving the ball downfield. tell me about this plan, my is a good interview? >> well, we have a lot of -- my colleagues have worked a lot on this issue over the last several weeks. we feel like we are heading towards free-market flexibility and this could allow arkansas to put more of our constituents in market-based plans and we think this is a good thing. we think over the long run that we will be able to do that and push the costco down.

gerri: to that point, the cbo said they don't agree with that last thing you said, they said that private insurance can cost as much as $9000. medicaid costs 6000. health insurance price tag. how do you think you're going to get that number lower? >> or surgeon general has come out with some numbers that are in that 55 and 5700-dollar range, and greatly we are still working through that. and that is something very important for lawmakers, including ourselves. a lot of that is going to depend on what these policies cover. >> what is interesting here is your idea particularly in states with republican governors. john kasich of ohio thinking about this, could the federal government afford to back this plan? is actually federal dollars that will be spent if this were to

catch on. if the cbo is right about the spending. gerri: >> when we look at this in context, in arkansas is between 700 and 800,000 citizens today. what we are talking about is can we fund 800,000 on the current system or if we go to this model, it takes about 2 million more in private pay options. over the long-term, we think that we can increase the overall cost curve down over the long run. that's very important to us. i think it must we can save the state money, therefore the federal government money in the long run, -- gerri: you certainly have the advantage of bringing the private sector on us. thank you for coming on the show

tonight. i appreciate your time. >> thank you for the invitation gerri: coming up, colleges are doing something they have never done before to get your money. and sheryl sandberg, making waves about her comments regarding women in the workplace. we will see what our panel makes it that coming up next. today is gonna be an important day for us. you ready? we wanna be our brother's keeper. what's number two we wanna do? bring it up to 90 decatherms. how bout ya, joe? let's go ahead and bring it online. attention on site, attention on site. now starting unit nine. some of the world's cleanest gas turbines are now powering some of america's biggest cities. siemens. answers.

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woman: what do you mean, homeowners insurance doesn't cover floods? [ heart rate increases ] man: a few inches of water caused all this? [ heart rate increases ] woman #2: but i don't even live near the water. what you don't know about fld insurance may shock you -- including the fact that a preferred risk policy starts as low as $129 a year. for an agent, call the number that appears on your screen. >> from our fox business studios studios in new york, here again is gerri willis. gerri: sheryl sandberg's performance review is earning mixed reviews and a lot of headlines. the book is called "lean in." welcome to our panel. a great panel to talk about

this. i would like to start with just the idea of women leaning back when presented with opportunities, as opposed to we man. judy, have you seen yourself? you think that sandberg has this completely wrong? >> i don't think she hasn't completely wrong. i think there's been a lot of criticism for her that maybe she is appealing to. folks that aren't entry-level and a certain type of woman. but in this case i think she is appealing to all women, whether you are wearing dollars for flip-flops or heels. pick yourself up your shoe straps and move on. the one she says mine is not one of blaming women. but there is an awful lot we can control. we can sit out more tables and raise more hands. when you see young women lawyers, do they pull back and

lean back instead of leaning in? >> i think that they do. men and women are different. we know it and accept it. i think that we have more innovations, fearless and competent, especially when they are starting out in a profession. i think your message is beautiful. i think it is accurate. i think it is good. gerri: i find that women who consider themselves women's lib people are offended by this. i will put this question to you. i think that they feel criticized. you have to stop blaming institution. she says it's time to look inside, time to figure out how you can put yourself forward. what you would you say that? >> well, i think it is at both ends. we need to make some changes, but there is a big piece about who we are as women.

pressure and the criticism she has gotten actually highlights something that is really important. when women put themselves in public or high positions, they get a lot of scrutiny. look at melissa mayer and the criticism she came under. gerri: are you saying that it's the institution's fault? that companies with, they are sexist, holding women back, they won't ever get ahead. it's a point? >> no, i think that the point is right now we are at a very big turning point in history. the percentage of women that are enrolled, 2% of ceos in the country is not enough. >> i think what she is saying is that women need to take take leadership of careers in choices and they need to be able to live a genuine and honest life. they need to have confidence and be bold to our male counterparts

>> i think the point is it's harder for women in the way. when you are a minority, there are a lot of eyes on you. there is really a lack of role models like her out there spume talk about role models. she says that too many women just want to copy other women in the workforce. there are other people they see as leaders and they don't come up with their own game plan. what do you say, judy? >> i say all this talk -- the winner is going to be shall sandberg. all of the criticism she's getting from men and women is going to equate to book sales. no matter what we are debating, the real winner moneywise is sheryl sandberg. gerri: i have to say that she is something of role model. she is really exposing herself here and putting herself out there. taking a lot of heat for it. i admire that. moving on to something political for a little bit of fun here,

house republicans and the president meeting. are we getting anywhere on the budget? >> i hope that we are. it took an entire first term were president was going to actually make some effort to sort of compromise or to connect with the other side. i think that he realizes at this point it is essential. i'm worried that we are going to see very little accomplished despite his best efforts. gerri: marjorie, what do you say? >> the administration lately been waiting for the second term and right now, i think what is tragic is you have a complacent public. this is been going on for so long, i don't think people are even watch anymore and they are giving up on congress being productive. gerri: judy, how do you see this playing out? i watch this every single day. like most americans, i am astonished at how much time they

spend doing absolutely nothing. what do you say? >> the media is swooning over the fact that president obama was on capitol hill today. but the truth is we don't know if lawmakers and the president i wanted closer to a deal. i think everyone both on the right and left consider this a positive step. baby steps. a lot of the america feels that we need lawmakers and the president to be potty trained at this point. [laughter] gerri: at the very least, my friend. last question, i have to ask, the president said that his priority is to not worry about balancing the budget or producing one of these ten-year plans. what you say? >> i think that his priorities could be a little bit off. i think it's not surprising that if he did say this, he said it behind closed doors. i think we expect a lot more from our president. we should be solving problems and not putting band-aids on them.

>> we have so many band-aids and no consensus. you guys are great, thank you for coming on. terrific guests, we thank you. gerri: here's what we want to know about what you think. are women too aggressive or not aggressive enough? i will share the results at the end of tonight's show. women make up only about 4% of ceos of fortune 500 companies. so tonight we highlight the women that are there and in making the big bucks. number five is ellen coleman of dupont. she makes about $16 million and credited with turning the company around. shares have doubled since you took over in 2009. number four is meg whitman of hewlett-packard. she earned $16.5 million that year. pepsi ceo indra nooyi.

and the number for ceo is deborah cafaro and the number one is the kraft ceo, irene rosenfeld. go, baby, go. and coming up tomorrow, our very own peter burns sits down with jack lew for an exclusive interview. just a few weeks after taking the job. it all happens during after the bell tomorrow. right here on the fox business network. when we come back, taking a look at a new model that could make it easier for you to get along. and by four years of college and get one free. deals like this that universities are offering to get more students enrolled as prices

go up. details are coming out. @@

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use promo code: gethelp. plus get this document shredder free-- but only if you act right now. call the number on your screen now! the one forget which college has the prettiest campuses are the best classes. which one has the best deal? the average cost of public schools jumping 92% over 10 years. a growing number of liberal arts colleges are offering bargains to attract students. charlie cook of turning point usa joins us now. it's always good to see you, thank you for coming on the show. you know, i am looking at these deals and thinking, is colleges are just trying to get people to take on more debt. it is an idea to fall for one of

these deals, good or bad? >> they need to recognize they are trying to attract more students. but it doesn't solve the problem. it does not mean that they will get employment. the price is going up, but the valley was not there for some of these liberal arts degrees. the kids will not necessarily find employment. >> that is true. gerri: last year, and nebraska wesleyan university said that they will get a free year, 50 are free of school they can't find a job and have a 3.5 gpa. why are they making these appeals? >> somebody has to pay for it. the taxpayer is sometimes the person it does. a lot of federal subsidies going to these things. it is dangerous to call it a

free year. if the students are not succeeding, it is the taxpayer that pays for that. gerri: isn't that what has spurred spending or tuition growth? i was talking about how tuition growth was on fire at the beginning of this segment. it is really the federal subsidies, the fact you can always get along. it allows us to go up and up. don't they have to do something about that if we want to control costs for students? >> whenever we subsidize something, let's look at housing, it creates a bubble, and it bursts. it is easier to get a college loan than it is to get a loan to buy a dishwasher. we need to make credit checks, that students won't default on these loans. you stop seeing these students defaulting under the student loan bubble. >> i read that the federal

government is a bigger holder of non-revolving debt than the banks. uncle sam as a lender of last resort here. i would like to show you a couple of examples. this college had a tuition of 30,000 dollars. if students don't get a certain amount of pay after college, they will get loan repayment assistance. >> talk about cradle-to-grave. uncle sam has the printing press, that is the only thing left that is the supply of money. we are borrowing for 4 cents of every dollar. if we always inflate this artificial bubble, we will be live 2008 with student loans. we are talking about our children.

gerri: off-campus study or internship, a $2500 stipend. get free classes, which puts the debt higher at the end of the day. i want you to come comment about the study. who gets paid the most. >> these kids are getting these three-year degrees, nursing, engineering, maybe to be a mechanic, they end up earning

more than if you got a liberal arts degree and you don't have the student loan debt. it's a very economical decision. less and less kids are warning that debt. many don't want to have a second mortgage. a two-year degree can really ask indicate a reciprocal value. we want to tell you that on the this day in business in 1877, this man made to air shaped loops from wire and asked his grandmother to so put on him.

and now they are earmarks. they have been taken to a whole new level. ranging in price from a few dollars to hundreds of dollars, your mouse were patented 136 years ago. coming up next, game day here on "the willis report." and my "two cents more" on an unbelievable union conference and you could have a better credit score them what than what you might think. we are covering your assets with the details coming up.

gerri: a new credit score model boosting millions. we are covering your assets in two minutes. don't go away

gerri: we have john alzheimer, from smartcredit.com, joining me with details. the three biggest credit bureaus in the country got together. why do they need yet another

credit score? >> well, they banded together in 2006 and created advantage score. it is now managed by a fourth company and essentially it is a competitor model to the industry standard be one you say that they re advantages for consumers? >> yes, first off, score now ignores collections that have a 0-dollar balance, which means that the collection is paid or settled, and updated on your credit report to show that it has no balance due, the new score basically ignores it as if it doesn't exist. which obviously, consumers are going to love and collection agencies are probably going to love more. because now it is an incentive to settle your collection account. the second thing that is a big deal, i think it's pretty

important. they have built-in some logic into the model that protects the consumer from the effects of natural disaster. there is a way for a competitor to note on a credit report consumer has been negatively affected by a natural disaster like hurricane sandy. if there's anything negative associated with that particular account, because you are focused on something other than credit right now, the score will essentially not allow that account to harm your credit score. so while you're focused on getting your life back together, you shouldn't be focused on credit reporting. this is a way to protect the consumer. gerri: common suspicious, but i don't understand why they're doing this. what is in it for them? >> they are a business. clearly they want to have some of the dominant market share. one way to do it is to build newer versions of the scoring system and outperform this fico

score. gerri: you have very little control for the credit scores that companies use every single day to decide whether or not they are going to give you a credit card or a homeowner or whatever. >> that is definitely a fact. the consumer cannot say, bank of america, i want you to use this particular score were that particular credit bureau. so really it is almost a crapshoot. fico -- let's be honest about it. the industry standard or the dominant sport. but it really has a solid second position. roughly 1300 lenders using it. >> let's talk about the annual credit report.com. they got hacked and all kinds of celebrity information is out there, including information about michele obama, jay-z, kim kardashian and you name it. interestingly, from what i understand, a lot of this

information is not accurate. a reporter at fox news tried to contact the phone numbers that were released for michele obama and others and they are not accurate. they go to government offices and all kinds of places. would he make of this story? >> this is interesting. when we talk about data breaches, we are talking about sophisticated ways of hacking into the backdoors of companies including unauthorized access. what these guys did is actually went to the front door. they went to annual credit report.com, where we always advise people to go and they basically entered the consumers information, mostly celebrities and political folks and were able to answer the authentication questions accurately so that the credit reporting agency believes it was the other person on the other end of the credit screen and deliver the credit report to them. i can tell you that i have been around for a long time in the authentication questions are multiple choice, meaning that

they ask a question and you have five choices to choose from. if you enter them correctly, they are going to believe that you have authenticated and will send it to you. it's not impossible to break into, even just through normal trial and error. gerri: i wonder if that speaks to how, you know, how inaccurate these credit reports really are. because there was a lot of bad information. that phone numbers, bad numbers. it's interesting. thank you for coming on. it is always good to see you. we appreciate your time. >> thank you, gerri. gerri: a fox business alert. discover financial services will offer home-equity loans later this year. between $25,000 and $100,000 to homeowners. they are pushing further into direct banking. it also offers auto and personal

and student loans and the company executives point out the customer base could benefit from the plan since 80% of homeowners. shares rose about 2% on the news. up 9% for the year. we will be back with my "two cents more" and the answer to the question of the day. stay with us [ lorenzo ] i'm lorenzo.

i work for 47 different companies. well, technically i work for one.

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